Radar · Consumer and SME Loans in England
Best Consumer and SME Loans Companies in England, United Kingdom
The 203 best Consumer and SME Loans companies in England, United Kingdom in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Propel Finance.
By Riya SenguptaFinancials
203companies tracked
$15Bdisclosed funding
2unicorns
66have raised
Ranked: Best Consumer and SME Loans companies in England
| # | Company | Disclosed funding | Last round | Stage | Employees | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Propel Finance Provider of business loans | $2.6B | 11 mo ago | Funding Raised | 200 | 1996 | DrupalApple iCloud MailMicrosoft 365+19 | 3 awards |
| 2 | Blue Motor Finance Auto loans provider | $2.0B | 31 mo ago | Acquired | 219 | 1992 | Apple iCloud MailMicrosoft ASP.NETAmazon ALB+13 | 1 job opening |
| 3 | Greensill 🦄 Provider of working capital loans | $1.7B | 68 mo ago | Series E | 67 | 2011 | — | — |
| 4 | Abound Provider of personal loans with flexible repayment options and holistic assessment 64Funding top 23%Growth top 28%Talent top 38%Fin. health top 39% All 8 signals ▾Fundingtop 23% Growthtop 28% Talenttop 38% Fin. healthtop 39% Techtop 40% Marketbottom 42% Globalbottom 39% Moatbottom 38% Funding: Raised $1.5B across 5 rounds · 5 rounds over 3 yrs (1.7/yr) Growth: Web rank 1,000,000 → 500,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 64/100 | $1.5B | 14 mo ago | Series B | 10 | 2020 | WebflowVimeoGSAP+21 | 1 job opening |
| 5 | Foundation Home Loans Provider of residential mortgage loans | $944M | 80 mo ago | Acquired | 130 | 2015 | UmbracoApple iCloud MailMicrosoft 365+16 | — |
| 6 | NSF Provider of consumer loans | $776M | 75 mo ago | Deadpooled | 848 | 2014 | — | — |
| 7 | Bachmann & Welser Provider of business loans | $750M | 101 mo ago | Late Stage | — | 2017 | — | — |
| 8 | Glenhawk Diversified lending NBFI | $606M | 45 mo ago | Funding Raised | — | 2017 | — | — |
| 9 | Augusta Ventures Provider of litigation funding for claimants in commercial and consumer disputes | $553M | 60 mo ago | Series E | 42 | 2013 | WordPressApple iCloud MailMicrosoft 365+20 | — |
| 10 | Fiduciam Business loans provider | $474M | 53 mo ago | Funding Raised | — | 2014 | — | — |
| 11 | Funding Circle 🦄 Online lending platform providing financing solutions for small and medium-sized businesses | $373M | 81 mo ago | Public | 214 | 2010 | ContentstackReactGatsby+24 | 1 partnership · 1 award |
| 12 | Ultimate Finance Provides working capital loans for SME's | $326M | 54 mo ago | Funding Raised | 156 | 2002 | Apple iCloud MailMicrosoft 365Bootstrap+25 | — |
| 13 | The Northview Group Provider of mortgage loans | $322M | 94 mo ago | Late Stage | — | 1995 | — | — |
| 14 | LiveMore Developer of a mortgage marketplace | $310M | 40 mo ago | Funding Raised | 8 | 2018 | SanityNode.jsBootstrap+23 | — |
| 15 | Praetura Provider of lending and equity solutions for startups and SMEs | $203M | 1 mo ago | Funding Raised | — | 2011 | WordPressApple iCloud MailMySQL+19 | 1 award |
| 16 | Reward Finance Group Provider of SME loans | $193M | 31 mo ago | Funding Raised | 58 | 2011 | — | 1 award |
| 17 | Tuscan Capital Term loans provider | $188M | 49 mo ago | Acquired | 23 | 2017 | — | — |
| 18 | Proportunity Provider of equity loans designed to help individuals purchase residential property | $150M | 56 mo ago | Series D | 16 | 2016 | WebflowBootstrapAmazon Web Services+15 | — |
| 19 | Free2 Provider of personal loans | $131M | 73 mo ago | Funding Raised | 15 | 2003 | — | — |
| 20 | JLG Group Provider of business loans | $110M | 78 mo ago | Funding Raised | 42 | 2012 | — | — |
| 21 | Castle Trust Mortgage loans provider | $105M | 74 mo ago | Late Stage | 200 | 2010 | WordPressApple iCloud MailMySQL+31 | 2 awards |
| 22 | Legis Provider of litigation financing for law firms, investors, and corporations | $104M | 80 mo ago | Series D | 1 | 2017 | — | — |
| 23 | Lendhub Short term loans provider | $101M | 68 mo ago | Funding Raised | 9 | 2016 | WebflowSplidejQuery+15 | — |
| 24 | Selina Finance Provider of consumer loans | $92M | 52 mo ago | Series B | 50 50 → 102 (+104%) | 2019 | WebflowApple iCloud MailGoogle Workspace+34 | 1 internship · 1 award |
| 25 | Fundsquire Provider of working capital loans | $55M | 57 mo ago | Series C | 54 | 2016 | WordPressMySQLPHP+21 | — |
| 26 | Generation Home Provider of mortgage loans | $39M | 43 mo ago | Series A | 35 35 → 82 (+134%) | 2019 | Apple iCloud MailGoogle WorkspaceNode.js+16 | 1 launch · 2 awards |
| 27 | Fresh Thinking Capital Provides loans to SMEs | $35M | 58 mo ago | Funding Raised | 9 | 2017 | — | — |
| 28 | Amplifi Capital Provider of SME loans | $29M | 28 mo ago | Funding Raised | 135 | 2018 | ButterCMSApple iCloud MailMicrosoft 365+12 | — |
| 29 | Bibby Financial Services Provider of asset financing and leasing services | $26M | 14 mo ago | Acquired | 80 | 1982 | Turbopackstyled-componentsSentry+27 | — |
| 30 | Therium Litigation financing firm | $22M | 93 mo ago | Series A | 5 | 2009 | — | — |
| 31 | UK Credit Provider of guarantor loans and unsecured lending services to borrowers | $22M | 80 mo ago | Funding Raised | 68 | 2010 | Apple iCloud MailChart.jsOptimizely+12 | — |
| 32 | Finance For Enterprise Provider of business loans | $21M | 43 mo ago | Funding Raised | — | 1985 | WordPressMySQLPHP+25 | — |
| 33 | SWIG Finance Provider of flexible business loans to start-ups and SMEs | $19M | 28 mo ago | Funding Raised | — | 1989 | WordPressMySQLPHP+16 | — |
| 34 | One Stop Business Finance Credit Broker | $16M | 17 mo ago | Funding Raised | 11 | 2014 | WordPressMySQLPHP+17 | — |
| 35 | Go Car Credit Auto loans provider | $16M | 84 mo ago | Funding Raised | 67 | 2017 | WordPressMySQLPHP+16 | — |
| 36 | Manolete Partners Provider of insolvency litigation financing | $14M | 100 mo ago | Public | 22 22 → 29 (+32%) | 2009 | Apache HTTP ServerjQueryTypekit+4 | 2 awards |
| 37 | MT Finance Provider of short-term property loans, bridging loans, and commercial mortgages | $11M | 63 mo ago | Acquired | 36 | 2008 | WordPressApple iCloud MailMySQL+32 | — |
| 38 | Newable Provider of business loans | $3M | 71 mo ago | Acquired | 1,079 | 1982 | WordPressMySQLPHP+29 | 1 partnership |
| 39 | Fleet Mortgages Mortgage loans provider | $3M | 142 mo ago | Acquired | 101 101 → 167 (+65%) | 2013 | WordPressApple iCloud MailMySQL+29 | 2 launchs |
| 40 | Oblix Capital Short term property loans provider | $3M | 93 mo ago | Funding Raised | 25 | 2014 | — | — |
| 41 | Tudor Business Solutions Provider of commercial finance solutions for partnerships and limited companies | $2M | 47 mo ago | Funding Raised | — | 2021 | — | — |
| 42 | Clearwell Provider of finance and loans for residential property development projects | $2M | 79 mo ago | Seed | 10 | 2013 | — | — |
| 43 | Ambassador Capital Partners Provider of consumer & SME loans | $2M | 65 mo ago | Seed | 2 | 2020 | — | — |
| 44 | MSP Capital Diversified lending NBFI | $1M | 33 mo ago | Acquired | 36 | 1981 | WordPressMySQLPHP+19 | 1 launch |
| 45 | Five Lamps Diversified lending NBFI | $1M | 94 mo ago | Early Stage | 10 | 1989 | WordPressMySQLPHP+17 | — |
| 46 | Quantum mortgages Provider of mortgage loan services | $1M | 40 mo ago | Seed | 25 | 2020 | — | 2 job openings · 1 launch |
| 47 | Genesis Asset Finance Provider of asset finance and refinancing solutions for small to medium businesses | $1M | 70 mo ago | Funding Raised | 4 | 2000 | — | — |
| 48 | Bathgate Business Finance Commercial lending company | $1M | 71 mo ago | Series A | 13 13 → 9 (-31%) | 1991 | — | 1 expansion |
| 49 | Car Finance Giant Provider of auto loans | $960K | 46 mo ago | Funding Raised | 18 | 2015 | — | — |
| 50 | Spring Finance Consumer loans provider | $808K | 22 mo ago | Acquired | — | 1999 | — | — |
Top 12 Consumer and SME Loans companies in England
#1
Funding Raised · Manchester, England · founded 2011$203Mraised▾
Funding Raised · Manchester, England · founded 2011
Provider of lending and equity solutions for startups and SMEs. This financial services company offers a variety of funding options, from venture capital to asset-based finance. It aims to help businesses secure the appropriate funding to achieve their growth potential. The firm provides support beyond financial resources, focusing on building strong relationships with entrepreneurs. Its services encompass various financing structures tailored to the specific needs of small and medium-sized enterprises.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 5k LinkedIn followers
Activity: 1 awards announced in 12 mo
Funding rounds
- May 2026Conventional Debt$203M
Founders & team
Investors
NatWest
Tech stack
Amazon Web ServicesAosApple Icloud MailBootstrap IconsCdnjsCloudflare
#2
Funding Raised · Langstone, England · founded 1996 · 200 employees$2.6Braised▾
Funding Raised · Langstone, England · founded 1996 · 200 employees
Provider of business loans
LinkedIn Pulse recent public activity · Jul 2026
Audience: 26k LinkedIn followers — 9.7% of this cohort's audience
Activity: 3 awards announced in 12 mo
Funding rounds
- Jul 2025Conventional Debt$2.1B
- Aug 2022Conventional Debt$591.2M
- Jul 2021Conventional Debt—
Founders & team
Investors
Citi, Quilam Capital, British Business Bank, Barclays, Bank of America, Cabot Square Capital
Tech stack
Alpine.JsAmazon SesAmazon Web ServicesApple Icloud MailCloudflareCloudflare Browser Insights
#3
Series B · London, England · founded 2020 · 10 employees$1.5Braised▾
Series B · London, England · founded 2020 · 10 employees
Provider of personal loans with flexible repayment options and holistic assessment. They offer individuals access to financing based on a comprehensive evaluation of their financial situation. This includes income, spending habits, and existing credit commitments. The aim is to provide affordable lending solutions tailored to individual needs.
Fliar Intelligence Index™ 64how this company ranks against its industry peers
Funding
top 23%Growth
top 28%Talent
top 38%Fin. health
top 39%Tech
top 40%Market
bottom 42%Funding: Raised $1.5B across 5 rounds · 5 rounds over 3 yrs (1.7/yr) · Last round Conventional Debt (Mar 2025)
Growth: Web rank 1,000,000 → 500,000 YoY · Fresh capital in last 24 mo
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Audience (LinkedIn): 9k LinkedIn followers — 3.6% of this cohort's audience
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Data Scientist, Software Engineer
Funding rounds
- Mar 2025Conventional Debt$322.6M
- May 2024Series B$1B
- May 2024Conventional Debt—
- Oct 2023Series A$242.9K
Founders & team
Investors
Citi, GSR Ventures, Salica Investments, K3, Waterfall, Deutsche Bank
Tech stack
CdnjsCloudflareCloudflare Bot ManagementCloudflare TurnstileCookieyesCore-Js
#4
Acquired · Sevenoaks, England · founded 1992 · 219 employees$2Braised▾
Acquired · Sevenoaks, England · founded 1992 · 219 employees
Auto loans provider
LinkedIn Pulse recent public activity · Jul 2026
Audience: 7k LinkedIn followers — 2.5% of this cohort's audience
Hiring: 3 hiring posts in 12 mo (public) · momentum +1 · hiring: Regional Manager, Regional Executives/Managers
Funding rounds
- Nov 2023Conventional Debt$297.1M
- Jan 2021PE—
- Dec 2020Conventional Debt$409.5M
- Jul 2020Conventional Debt—
Investors
Cabot Square Capital, European Investment Bank, East Lodge Capital, Goldman Sachs, Sculptor Capital Management, Citi
Tech stack
Amazon AlbAmazon SesAmazon Web ServicesApple Icloud MailCdnjsCloudflare
#5
Acquired · Liverpool, England · founded 1982 · 80 employees$25.5Mraised▾
Acquired · Liverpool, England · founded 1982 · 80 employees
Provider of asset financing and leasing services
LinkedIn Pulse recent public activity · Jul 2026
Audience: 26k LinkedIn followers — 9.7% of this cohort's audience
Funding rounds
- Apr 2025Venture Debt$25.5M
Investors
British Business Bank
Tech stack
AngularBootstrapCdnjsCloudflareCloudflare Bot ManagementCookieyes
#6
Funding Raised · York, England · founded 2014 · 11 employees$16.5Mraised▾
Funding Raised · York, England · founded 2014 · 11 employees
Credit Broker
LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers
Funding rounds
- Jan 2025Conventional Debt$12.5M
- Aug 2023Conventional Debt—
- Oct 2022Conventional Debt—
- Mar 2019Conventional Debt$4M
Investors
Shawbrook, Hampshire Trust Bank
Tech stack
HostingerHttp/3LitespeedLitespeed CacheMicrosoft 365Mysql
#7
Funding Raised · Leeds, England · founded 2011 · 58 employees$192.9Mraised▾
Funding Raised · Leeds, England · founded 2011 · 58 employees
Provider of SME loans
LinkedIn Pulse recent public activity · Jul 2026
Audience: 5k LinkedIn followers
Activity: 1 awards announced in 12 mo
Funding rounds
- Oct 2023Conventional Debt$61M
- Mar 2022Conventional Debt$66.9M
- Jul 2018Conventional Debt$13.1M
- Aug 2017Conventional Debt$51.9M
Founders & team
Investors
Foresight Group
Tech stack
WordpressMysqlPhpGoogle MapsVimeoYoast Seo
#8
Funding Raised · London, England · founded 2017$606.2Mraised▾
Funding Raised · London, England · founded 2017
Diversified lending NBFI
LinkedIn Pulse recent public activity · Jul 2026
Audience: 5k LinkedIn followers — 2.0% of this cohort's audience
Funding rounds
- Sep 2022Conventional Debt$230.7M
- Dec 2020Conventional Debt$33.4M
- Mar 2020Conventional Debt$245.7M
- Sep 2018Conventional Debt$96.3M
Founders & team
Investors
J P Morgan, NatWest Group, Shawbrook, Balbec Capital
Tech stack
WordpressMysqlPhpWordpress Super CacheYoast SeoApache Http Server
#9
Series E · London, England · founded 2011 · 67 employees$1.7Braised▾
Series E · London, England · founded 2011 · 67 employees
Provider of working capital loans. The company utilizes financial markets to unlock the capital and packages cash advances into bondlike securities that provide interests higher than bank deposits, thus offering clients permanent capital on refinancing terms that fit their precise requirements.
Funding rounds
- Oct 2020Conventional Debt$140M
- Oct 2019Series E$655M
- May 2019Series E$800M
- Jul 2018Series D$250M
Investors
UBS, SoftBank Vision Fund, General Atlantic, Citi, Morgan Stanley, EY
Tech stack
WordpressMysqlPhpAmazon Web ServicesYoast SeoSwiper
#10
Funding Raised · London, England · founded 2018 · 8 employees$309.6Mraised▾
Funding Raised · London, England · founded 2018 · 8 employees
Developer of a mortgage marketplace
LinkedIn Pulse recent public activity · Jul 2026
Audience: 8k LinkedIn followers — 3.2% of this cohort's audience
Funding rounds
- Jan 2023Conventional Debt$309.6M
Founders & team
Investors
Citi
Tech stack
Amazon CloudfrontAmazon Web ServicesBootstrapCloudflareCloudflare Bot ManagementEmotion
#11
Funding Raised · London, England · founded 2014$473.9Mraised▾
Funding Raised · London, England · founded 2014
Business loans provider
LinkedIn Pulse recent public activity · Jul 2026
Audience: 20k LinkedIn followers — 7.5% of this cohort's audience
Funding rounds
- Jan 2022Conventional Debt$458.2M
- Apr 2021Conventional Debt$12.1M
- May 2020Conventional Debt$2.7M
- Jan 2019Conventional Debt$974.8K
Founders & team
#12
Series E · London, England · founded 2013 · 42 employees$552.7Mraised▾
Series E · London, England · founded 2013 · 42 employees
Provider of litigation funding for claimants in commercial and consumer disputes. This involves providing financial support to individuals and businesses pursuing legal action. The funding is tailored to the specific needs of each case, allowing claimants to pursue their legal options without bearing the full financial burden. Funding solutions are offered for various types of disputes, including commercial litigation, competition and antitrust matters, class actions, infrastructure and energy-related disputes, and international arbitration. The firm works closely with lawyers to provide efficient and effective funding solutions. The process is designed to be seamless and supportive, enabling claimants to focus on the legal aspects of their case.
Funding rounds
- Jun 2021Series E$353.4M
- Jul 2018Series D$199.3M
- Jun 2016Conventional Debt—
- Nov 2013Series A—
Investors
Perwyn, Metric Capital
Tech stack
WordpressMysqlPhpBootstrapYoast SeoFormidable Form
Funding & investor landscape
$15Btotal disclosed funding
57companies funded
121disclosed rounds
1rounds last 90 days
Most active investors
NatWest6 rounds
Goldman Sachs3 rounds
Notable founders
Peadar OReilly
Co-Founder · Praetura
David Foreman
Co-Founder · Praetura
Mark Catton
CEO · Propel Finance
Michelle He Cfa
Co-founder and COO · Abound
Gerald Chappell
Co-Founder & CEO · Abound
David Jones
Founder · Reward Finance Group
Guy Harrington
Chief Executive & Founder · Glenhawk
Leon Diamond
Chief Executive Officer & Founder · LiveMore
Henrik Takkenberg
Co-Founder · Fiduciam
Angelo Lauria
Co-Founder · Funding Circle
Edward Bachmann
Co-Founder & CEO · Bachmann & Welser
John Peters
Managing Director · SWIG Finance
Prism market signals · United Kingdom · country-scoped Prism corpus, 5,366,068 docs
Market landscape — 10 sub-themes by coverage
Share of Consumer and SME Loans coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
How many Consumer and SME Loans companies are there in England, United Kingdom?
Radar tracks 203 indexable Consumer and SME Loans companies headquartered in England, United Kingdom that meet our profile-completeness bar.
What is the total funding raised by Consumer and SME Loans companies in England, United Kingdom?
The Consumer and SME Loans companies in England, United Kingdom on this list have raised a combined $15B in disclosed equity funding across 57 funded companies.
Which is the highest-funded Consumer and SME Loans company in England, United Kingdom?
Propel Finance is the highest-funded Consumer and SME Loans company in England, United Kingdom, with $2.6B in disclosed equity funding.
How many Consumer and SME Loans companies in England, United Kingdom are funded?
57 of the 203 Consumer and SME Loans companies in England, United Kingdom on this list have disclosed at least one equity funding round.
How many Consumer and SME Loans unicorns are there in England, United Kingdom?
2 Consumer and SME Loans companies in England, United Kingdom on this list are valued at $1B or more.
Who are the top investors in England, United Kingdom Consumer and SME Loans companies?
The most active investors in England, United Kingdom Consumer and SME Loans companies on this list include Citi, NatWest, Shawbrook, British Business Investments, Barclays.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.