Best Consumer and SME Loans Companies in Florida, United States
The 107 best Consumer and SME Loans companies in Florida, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: eCapital.
Ranked: Best Consumer and SME Loans companies in Florida
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | eCapital Provider of asset-based, supply chain, and invoice financing solutions 74Funding top 20%Tech top 31%Talent top 31%Growth top 35% All 12 signals ▾Fundingtop 20% Techtop 31% Talenttop 31% Growthtop 35% Fin. healthtop 35% Partnerstop 37% Markettop 43% Newstop 44% Producttop 47% Customerstop 50% Moatbottom 43% Globalbottom 37% Funding: Raised $470M across 8 rounds · 8 rounds over 2 yrs (4.0/yr) Tech: 46 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 74/100 | $470M | 8 mo ago | Acquired | Marius Silvasan Co-CEO | 2006 | WordPressApple iCloud MailMicrosoft 365+26 | — | — |
| 2 | Calumet Capital Provider of financial advisors services | $300M | 52 mo ago | Series D | Dan Carroll CEO | 2017 | — | — | — |
| 3 | Nicholas Financial Consumer loans provider | $175M | 86 mo ago | Public | — | 1985 | — | — | — |
| 4 | SMART Financial Diversified lending NBFI | $148M | 48 mo ago | Funding Raised | Tom Hansen Founder & Advisor | 2016 | — | — | — |
| 5 | Platinum Auto Finance Provider of auto loans | $115M | 83 mo ago | Funding Raised | Mike Kastrenakes Founder & Owner | 2010 | — | — | — |
| 6 | Korth Direct Provides fund loans on single properties or groups of properties | $79M | 59 mo ago | Series B | Jim Korth Founder | 2016 | — | — | — |
| 7 | Onity Group Non-bank mortgage servicer and originator that provides a range of financial services | $60M | 206 mo ago | Public | Glen Messina Chair | 1988 | DrupalApple iCloud MailPHP+26 | 16 patents Wireless lock access control systems with modular encoder hardware for secure door management | 1 award |
| 8 | SAFCO Auto loans provider | $50M | 29 mo ago | Late Stage | George Fussell Founder & CEO | 1990 | WordPressMySQLPHP+24 | — | — |
| 9 | Horsepower Financial Provider of motorcycle loans | $40M | 2 mo ago | Funding Raised | Chris Garrido CEO | 2009 | PHPDebugBarUbuntuBootstrap+23 | — | — |
| 10 | Momentum Funding Lawsuit funding for plaintiffs, providing financial assistance during legal proceedings | $30M | 137 mo ago | Series A | Michael Pekin Co-Founder & CEO | 2015 | WordPressMySQLSalesforce+26 | — | — |
| 11 | Fountainhead Commercial property loan | $23M | 121 mo ago | Acquired | Chris Hurn Chief Executive Officer | 2015 | WordPressMySQLZoho+25 | 326 patents Advanced agricultural spray equipment and laser-based insect control technologies. | — |
| 12 | Alterna Capital Solutions Working capital loans provider | $15M | 37 mo ago | Acquired | Stan Carpenter Founder & President | 2018 | — | — | — |
| 13 | LM Funding Provider of capital to community associations and digital asset mining operations 35Product top 14%News top 31%Innovation top 32%Patents top 35% All 11 signals ▾Producttop 14% Newstop 31% Innovationtop 32% Patentstop 35% Growthtop 40% Fundingtop 42% Moatbottom 49% Fin. healthbottom 43% Globalbottom 40% Techbottom 26% Marketbottom 24% Product: 8 distinct product lines · Company stage: Public News: 9 BI events in 12 mo (of 23 tracked, 8 types) · +0% YoY rank vs industry peers · Fliar Intelligence Index 35/100 | $13M | 10 mo ago | Public | — | 2008 | BootstrapApache HTTP ServerjQuery+7 | 16 patents Automated brewing and spirit aging systems with integrated recipe UI and control technology | — |
| 14 | Iron Horse Credit Provider of working capital loans | $2M | 47 mo ago | Seed | — | 2016 | — | — | — |
| 15 | Liberty Settlement Funding Provider of legal funding solutions | $1M | 50 mo ago | Seed | Jim Cabe CEO | 2011 | — | — | — |
Top 12 Consumer and SME Loans companies in Florida
#1
Acquired · Miami, Florida · founded 2006 · 155 employees$469.9Mraised▾
Provider of asset-based, supply chain, and invoice financing solutions. The company delivers working capital through asset-based lending, accounts receivable financing, supply chain finance, factoring, and other specialized financial solutions. It caters to industries like healthcare, staffing, consumer goods, and transportation, offering financing for various scenarios including high growth, restructurings, and mergers and acquisitions. The company aims to provide businesses with flexible access to capital, supported by technology.
- Oct 2025Conventional Debt$388M
- May 2025Unattributed$13.3M
- Apr 2025Unattributed$8.8M
- Mar 2025Unattributed$2M
#2
Funding Raised · Bradenton, Florida · founded 2009 · 13 employees$40Mraised▾
Provider of motorcycle loans
- Apr 2026Conventional Debt—
- Mar 2022Conventional Debt$40M
#3
Public · Tampa, Florida · founded 2008 · 8 employees$12.6Mraised▾
Provider of capital to community associations and digital asset mining operations. The company offers funding solutions to nonprofit community associations through various financial products. It also operates a cryptocurrency mining business focused on digital asset production. The company participates in blockchain contracts and provides specialty financing.
- Aug 2025Post IPO$12.6M
#4
Late Stage · Fort Lauderdale, Florida · founded 1990 · 122 employees$50Mraised▾
Auto loans provider
- Jan 2024PE—
- Nov 2011Conventional Debt$50M
#5
Series D · Miami, Florida · founded 2017$300Mraised▾
Provider of financial advisors services
- Jan 2022Series D$300M
#6
Funding Raised · Orlando, Florida · founded 2016 · 500 employees$148Mraised▾
Diversified lending NBFI
- Jun 2022Conventional Debt$68M
- Dec 2018Conventional Debt$80M
#7
Series B · Coral Gables, Florida · founded 2016$79.4Mraised▾
Provides fund loans on single properties or groups of properties. It originates, underwrites, lends on, and services fixed‑rate mortgage loans on income‑producing properties.
- Jun 2021Series B$19M
- Nov 2020Conventional Debt$44M
- Aug 2020Conventional Debt$9.1M
- Oct 2019Series A$5M
#8
Acquired · Orlando, Florida · founded 2018 · 38 employees$15Mraised▾
Working capital loans provider
- May 2023Conventional Debt$65M
- Mar 2021Conventional Debt$30M
- Aug 2020Conventional Debt$30M
- Jul 2020Series B$15M
#9
Public · Clearwater, Florida · founded 1985 · 278 employees$175Mraised▾
Consumer loans provider
- Mar 2019Conventional Debt$175M
- Apr 2018Conventional Debt—
#10
Funding Raised · Clearwater, Florida · founded 2010 · 16 employees$115Mraised▾
Provider of auto loans
- Jul 2019Conventional Debt$115M
#11
Public · West Palm Beach, Florida · founded 1988$60.2Mraised▾
Non-bank mortgage servicer and originator that provides a range of financial services. It provides solutions for the entire mortgage lifecycle through its primary brands, PHH Mortgage and Liberty Reverse Mortgage.
- Apr 2009Post IPO$60.2M
#12
Series A · Boca Raton, Florida · founded 2015 · 32 employees$30Mraised▾
Lawsuit funding for plaintiffs, providing financial assistance during legal proceedings. This company offers pre and post-settlement lawsuit funding, providing financial support to plaintiffs involved in personal injury and workers' compensation cases. They alleviate financial strain by assisting with essential living expenses and medical bills during legal battles. The process is quick and easy, with funding available rapidly. The company operates on a no-risk basis, only getting paid if the plaintiff wins their case. They are known for their transparent approach, competitive fees, and excellent client service, making them a recommended choice by attorneys. Their services empower clients by providing financial solutions during times of need, helping them navigate the legal process with greater stability.
- Jan 2015Series A$30M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Consumer and SME Loans coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.