Best Consumer and SME Loans Companies in Georgia, United States
The 36 best Consumer and SME Loans companies in Georgia, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Global One Financial.
Ranked: Best Consumer and SME Loans companies in Georgia
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Global One Financial Life insurance premium financing solutions for businesses, trusts, and high-net-worth individuals | $45M | 144 mo ago | Funding Raised | — | 2003 | — | — |
| 2 | Funding U Provider of fixed-interest, no-cosigner student loans for undergraduate students | $4M | 70 mo ago | Series A | Jeannie Tarkenton Founder & CEO | 2015 | WordPressSentryMySQL+25 | — |
| 3 | Lendmark Financial Provider of auto and personal loans | $2M | 71 mo ago | Acquired | Bobby Aiken President and CEO | 1996 | SentryBootstrapCloudflare+14 | 1 expansion |
| 4 | EnrichHER Provider of member based working capital loans | $20K | 96 mo ago | Funding Raised | — | 2016 | — | — |
| 5 | Flock Specialty Finance Business loans provider | — | 95 mo ago | Funding Raised | — | 2009 | — | — |
| 6 | 1ˢᵗ Franklin Financial Corporation Provider of consumer loans | — | — | Unfunded | — | 1941 | WordPressMySQLPHP+31 | — |
| 7 | Access Point Financial Online marketplace focused on hospitality construction loans | — | — | Acquired | Jon S Wright CEO | 2011 | — | — |
| 8 | Action Capital Provider of asset based and commercial financing services | — | — | Unfunded | — | 1998 | — | — |
Top 5 Consumer and SME Loans companies in Georgia
#1
Series A · Atlanta, Georgia · founded 2015 · 20 employees$4Mraised▾
Provider of fixed-interest, no-cosigner student loans for undergraduate students. The company focuses on funding students directly, assessing their potential without requiring a cosigner. It offers a straightforward application process with assigned loan officers. Repayments from borrowers enable the company to extend loans to other students.
- Oct 2020Series A$4M
- Oct 2020Conventional Debt$10M
- Aug 2018Seed$2.4M
- Aug 2018Conventional Debt—
#2
Acquired · Lawrenceville, Georgia · founded 1996 · 1841 employees$2.5Mraised▾
Provider of auto and personal loans
- Oct 2020Unattributed$617.2K
#3
Funding Raised · Atlanta, Georgia · founded 2003 · 8 employees$45Mraised▾
Life insurance premium financing solutions for businesses, trusts, and high-net-worth individuals. The company provides funding for life insurance premiums, catering to both business and trust-based borrowers. It specializes in new policy premium financing and in-force policy loan refinancing. The company offers loans for various business planning solutions, including key man policies, bonus plans, buy-sell arrangements, and deferred compensation plans. For high-net-worth individuals, it provides trust-based borrowing for estate planning needs. The company emphasizes a streamlined loan submission process, rapid preliminary rate offers, and flexibility in loan management. It works with top-rated insurance carriers to find the right product for each borrower's needs. The company focuses on customer service and expertise to facilitate a broad range of life insurance-backed planning solutions.
- Sep 2014Conventional Debt$45M
#4
Funding Raised · Atlanta, Georgia · founded 2016 · 8 employees$20Kraised▾
Provider of member based working capital loans
- Aug 2018Grant (prize money)$20K
#5
Funding Raised · Atlanta, Georgia · founded 2009—raised▾
Business loans provider
- Oct 2018Conventional Debt—
Funding & investor landscape
Market landscape — 10 sub-themes by coverage
Share of Consumer and SME Loans coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.