Best Consumer and SME Loans Companies in Germany
The 53 best Consumer and SME Loans companies in Germany in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Hyundai Capital Bank Europe.
- ResearchAndMarkets.com
- UnivDatos Market Insights (UMI)
Ranked: Best Consumer and SME Loans companies in Germany
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Hyundai Capital Bank Europe Provider of financing and leasing products for automotive dealers and customers | $227M | 93 mo ago | Funding Raised | Giblin Michelle CEO-Geschäftsführerin Hyundai Capital Bank Europe GmbH | 2016 | WordPressMySQLPHP+17 | — |
| 2 | MODIFI Provider of a platform for managing and financing international trade 45Moat top 22%Funding top 28%Talent top 38%Tech top 43% All 9 signals ▾Moattop 22% Fundingtop 28% Talenttop 38% Techtop 43% Producttop 45% Globalbottom 48% Marketbottom 41% Growthbottom 40% Newsbottom 24% Moat: Editorial + unicorn rating 8/10 · Soonicorn Funding: Raised $48.6M across 7 rounds · 7 rounds over 8 yrs (0.9/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $49M | 20 mo ago | Series C | Sven Brauer Co-Founder & Chief Operating Officer (COO) | 2018 | ButterCMSSentryZendesk+18 | 1 partnership · 1 expansion |
| 3 | Myos Online platform for trade finance | $41M | 60 mo ago | Series A | Nikolaus Hilgenfeldt Co-Founder & CEO | 2018 | — | — |
| 4 | Baufi24 Provider of mortgage brokerage services | $8M | 62 mo ago | Series A | Tomas Peeters CEO | 2006 | HubSpot CMS HubTailwind CSSBootstrap+17 | — |
| 5 | NRW.Bank Platform supporting with loans, advice, seminars, networks and other services | $2M | 54 mo ago | Funding Raised | Andreas Berning Managing Director | 2001 | OpenCmsJavaBootstrap+9 | 1 award |
| 6 | FinMatch Provider of financing and subsidy acquisition services for mid-sized businesses | $2M | 26 mo ago | Seed | Thomas Becer CEO | 2018 | WordPressMySQLPHP+12 | 2 job openings |
| 7 | True Sale International Provider of services and standards for asset-backed finance and securitization | $218K | 117 mo ago | Public | Mario Uhrmacher Managing Director | 2004 | TYPO3 CMSApple iCloud MailPHP+9 | — |
| 8 | HandEX Provider of business loans | — | 88 mo ago | Deadpooled | — | 2018 | — | — |
Top 11 Consumer and SME Loans companies in Germany
#1
Series C · Berlin, Berlin · founded 2018 · 99 employees$48.6Mraised▾
Provider of a platform for managing and financing international trade. The platform offers payment solutions and trade financing for businesses engaged in global commerce. It facilitates cross-border transactions and provides tools for managing payments and shipment tracking. The company aims to simplify international trade processes for its users.
- Nov 2024Series C$15M
- Jul 2023Conventional Debt$100M
- Dec 2021Conventional Debt$145M
- Sep 2021Series B$24M
#2
Seed · Stuttgart, Baden Wurttemberg · founded 2018 · 29 employees$1.6Mraised▾
Provider of financing and subsidy acquisition services for mid-sized businesses. It connects businesses with a network of financing partners, preparing applications and facilitating access to various funding options. The company also possesses expertise in securing government grants and subsidies, assisting clients in identifying and obtaining suitable funding for their projects. This includes support throughout the application process, maximizing the chances of securing funding.
- May 2024Seed$1.6M
#3
Funding Raised · Frankfurt Am Main, Hesse · founded 2016 · 85 employees$226.8Mraised▾
Provider of financing and leasing products for automotive dealers and customers. The company offers options for customers seeking vehicle ownership or flexible usage terms. Finance options include fixed-rate loans and balloon payment plans. Leasing options allow customers to use vehicles for a set period. Insurance products are available to protect against financial losses.
- Oct 2018Conventional Debt$226.8M
#4
Series A · Berlin, Berlin · founded 2018 · 27 employees$41.1Mraised▾
Online platform for trade finance. It offers multiple financing for businesses including purchase financing, warehouse financing, cross financing, and more. It offers loans by taking products as collateral, flexible repayment options enabling the business to pay without any fixed installments or payment plans, financing solutions to invest in an existing business or explore new products, and more.
- Jun 2021Series A$30M
- 2020Series A—
- Oct 2019Series A$11.1M
#5
Series A · Hamburg, Hamburg · founded 2006 · 24 employees$8.1Mraised▾
Provider of mortgage brokerage services. This company connects clients seeking mortgages with various lenders, facilitating the comparison of loan options and terms. It offers personalized consultations to help clients find suitable financing solutions for their individual needs, including assistance with the application process. The services encompass a wide range of mortgage products, catering to diverse financial situations and property types. The company aims to streamline the mortgage process, providing efficient and effective support to borrowers.
- Apr 2021Series A$8.1M
#6
Funding Raised · Dusseldorf, North Rhine Westphalia · founded 2001 · 575 employees$1.8Mraised▾
Platform supporting with loans, advice, seminars, networks and other services
- Jan 2022Grant (prize money)$402.6K
- Jan 2020Grant (prize money)$575.5K
- Jan 2019Grant (prize money)$284.4K
- Jul 2017Grant (prize money)—
#7
Public · Frankfurt Am Main, Hesse · founded 2004$218.2Kraised▾
Provider of services and standards for asset-backed finance and securitization. It offers STS verification and certification for securitization transactions. The organization provides a platform for special purpose vehicles under respective jurisdictions. It delivers training programs and events focused on securitization topics and regulations. The organization actively contributes to sustainable finance initiatives and regulatory discussions.
- Oct 2016Grant (prize money)$218.2K
#8
Deadpooled · Hamburg, Hamburg · founded 2018 · 4 employees—raised▾
Provider of business loans
- Mar 2019Seed—
#9
Public · Baden Baden, Baden Wurttemberg · founded 1978 · 317 employees—raised▾
Provider of consumer and business loans
#10
Deadpooled · Cologne, North Rhine Westphalia · founded 2016 · 5 employees—raised▾
- Dec 2017Conventional Debt—
#11
Funding Raised · Germany · founded 1948 · 2 employees—raised▾
Provider of financing for private individuals, companies, and public institutions. It offers funding options for new construction, existing properties, and education. The organization supports business start-ups, innovation, digitization, investments, and growth. It provides financing for energy, environmental projects, housing, infrastructure, and transportation. The entity also engages in international project and export financing, as well as development aid.
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Consumer and SME Loans coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.