Best Consumer and SME Loans Companies in New York, United States
The 138 best Consumer and SME Loans companies in New York, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: PosiGen.
Ranked: Best Consumer and SME Loans companies in New York
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | PosiGen Provider of solar panel energy solution for enterprises 64Innovation top 20%Funding top 22%Product top 29%News top 30% All 10 signals ▾Innovationtop 20% Fundingtop 22% Producttop 29% Newstop 30% Techtop 35% Moattop 39% Markettop 44% Talentbottom 49% Globalbottom 43% Growthbottom 35% Innovation: 9 product lines Funding: Raised $280M across 13 rounds · 13 rounds over 12 yrs (1.1/yr) rank vs industry peers · Fliar Intelligence Index 64/100 | $280M | 25 mo ago | Series E | 600 | Thomas Neyhart Founder & Executive Chairman | — | — |
| 2 | New Mountain Finance Corporation Provider of SMEs loans | $200M | 43 mo ago | Public | — | Robert Hamwee CEO | — | — |
| 3 | FGI Provider of commercial finance solutions and risk management services | $172M | 105 mo ago | Acquired | 164 | David DiPiero CEO | — | 1 partnership · 1 award |
| 4 | Gracie Point Global specialty insurance finance company serving the affluent market | $125M | 3 mo ago | Series E | 5 | — | — | — |
| 5 | Emerald Creek Capital Bridge loans provider | $110M | 32 mo ago | Funding Raised | — | Mark Bahiri Co-Founder | — | — |
| 6 | Radium Two Capital Provider of working capital loans | $106M | 131 mo ago | Series D | 11 | — | — | — |
| 7 | Radium2Capital Provider of working capital loans | $106M | 131 mo ago | Series D | — | Troy Caruso CEO | — | — |
| 8 | Octane Online marketplace for automobile financing | $102M | 1 mo ago | Series F | 178 | André Gregori Co-Founder & Head of Dealer Products | 4 patents Patents concentrated in computing, sensing & instrumentation | — |
| 9 | DelGatto Diamond Finance Provider of financing solutions to the diamond and jewelry industry | $100M | 79 mo ago | Funding Raised | — | Chris Gatto Founder & CEO | — | — |
| 10 | Hana Financial Working capital loans provider | $100M | 81 mo ago | Funding Raised | 95 | Sunnie Kim Founder & CEO | — | — |
| 11 | 120dB Films Provider of loans for film producers | $100M | 91 mo ago | Funding Raised | — | Stephen Hays Founder | — | — |
| 12 | Golden Pear Funding Personal injury financing solutions for law firms, providers, and plaintiffs | $55M | 53 mo ago | Funding Raised | 62 62 → 78 (+26%) | — | — | 1 launch |
| 13 | RapidFunds Provider of funding for legal settlements to law firms | $40M | 80 mo ago | Funding Raised | 5 | Peter Speziale Esq President | — | — |
| 14 | Multi Funding Legal funding firm | $30M | 70 mo ago | Funding Raised | 13 | Harley Fastman Founder | — | — |
| 15 | ByzFunder Online platform for working capital loans | $12M | 62 mo ago | Funding Raised | 27 | Ilya Fridman Chief Executive Officer | — | — |
| 16 | Capify provider of financial services | $10M | 25 mo ago | Series B | 1 | David Goldin Founder | — | — |
| 17 | ProfitShare Partners Provider of capital to assist SMEs with purchase order and contracts | $8M | 71 mo ago | Series A | 15 | Andrew Maren Founder & CEO | — | — |
| 18 | Tradewind Provider of export factoring and supply chain finance solutions | $8M | 55 mo ago | Early Stage | 223 | Ansgar Hutten Co-Founder & CEO | — | 2 partnerships |
| 19 | Button Finance Provider of home equity loans and home equity lines of credit | $2M | 13 mo ago | Series A | 8 | Jason Harris Co-Founder & CEO | — | — |
| 20 | Lorien Finance Provider of a cross-border fintech platform offering education loans to students | $2M | 15 mo ago | Seed | 18 | Nikhil Mudgal Founder & CEO | — | — |
| 21 | KatalystFP Provider of diversified small business loans | $1M | 183 mo ago | Deadpooled | — | Sharmila Amico Founder & CEO | — | — |
| 22 | The Working World Provider of non-extractive finance for worker cooperatives | $350K | 16 mo ago | Funding Raised | — | Brendan Martin Founder | — | — |
| 23 | Leap Fund Diversified lending NBFI | $175K | 28 mo ago | Funding Raised | — | Caroline McAndrews Co-Founder | — | — |
| 24 | Coral Provider of tailored financing solutions for sustainable home electrification upgrades | $150K | 3 mo ago | Series A | 3 | Nizar Dhamani Co-Founder & CTO | 43 patents Automated precise nail polish dispensing and curing technology for manicure applications | 1 job opening |
Top 12 Consumer and SME Loans companies in New York
#1
Series F · New York City, New York · founded 2014 · 178 employees$102Mraised▾
Online marketplace for automobile financing. It offers a platform connecting consumers with lenders and credit institutions for automobile financing. It provides loans with customized terms, amounts, and repayment options for two-wheelers, ATVs, and Mowers.
- May 2026Conventional Debt$350M
- Nov 2025Series F$57.2M
- Aug 2025Series E$24.5M
- Aug 2024Series E$50M
#2
Series E · New York City, New York · founded 2010 · 5 employees$125Mraised▾
Global specialty insurance finance company serving the affluent market. It provides competitive insurance finance loans, focusing on the global affluent market. With a leadership team experienced in insurance, specialty lending, structured finance, and capital markets, the company is positioned for aggressive global expansion. The company operates in the B2B space, offering financial services to support the insurance needs of high-net-worth individuals. It provides a financial solution within the insurance industry, facilitating access to insurance products for a specific market segment.
- Feb 2026Conventional Debt$250M
- Feb 2025Series E—
- Sep 2021Series D$75M
- Jan 2020Series C$50M
#3
Series E · New York City, New York · founded 2011 · 600 employees$280.2Mraised▾
Provider of solar panel energy solution for enterprises
- May 2024Venture Debt$150M
- Aug 2023Conventional Debt$12M
- Jan 2022Series E$100M
- Apr 2021Series D$27M
#4
Series A · New York City, New York · founded 2019 · 8 employees$2.3Mraised▾
Provider of home equity loans and home equity lines of credit. The company facilitates access to funds using the equity in a home. Borrowers can apply for loans and manage payments through an online portal. The organization offers resources for both lenders and partners.
- May 2025Series A$5M
- May 2021Seed$2.3M
- Dec 2019Conventional Debt$210K
#5
Series A · Brooklyn, New York · founded 2023 · 3 employees$150Kraised▾
Provider of tailored financing solutions for sustainable home electrification upgrades.
- Mar 2026Series A$7.5M
- Jan 2023Seed$150K
#6
Funding Raised · New York City, New York · founded 2009$110Mraised▾
Bridge loans provider
- Oct 2023Conventional Debt$110M
#7
Public · New York City, New York · founded 2010$200Mraised▾
Provider of SMEs loans
- Nov 2022Post IPO$200M
#8
Seed · New York City, New York · founded 2021 · 18 employees$1.8Mraised▾
Provider of a cross-border fintech platform offering education loans to students. It facilitates the entire process, from loan application and securing the best interest rates to assisting with test bookings, forex exchange, insurance, and accommodation. The company partners with multiple lenders to offer diverse loan options, and provides expert counseling and support throughout the application and loan process. Additional services include international SIM cards and placement assistance.
- Feb 2025Seed$2.2M
- Dec 2022Seed$1.8M
#9
Series B · New York City, New York · founded 2002 · 1 employees$10.3Mraised▾
provider of financial services
- Apr 2024Conventional Debt$125M
- Sep 2020Series B$10.3M
- Jan 2019Conventional Debt$96.6M
#10
Acquired · New York City, New York · founded 2012 · 164 employees$172.3Mraised▾
Provider of commercial finance solutions and risk management services. It offers asset-based lending, credit insurance, and equipment financing. A key service is a real-time, web-based credit insurance management platform designed to optimize policy value and reduce administrative overhead. The company also assists banks and finance companies in receivable-based lending through services such as verification, monitoring, collections, and bad debt recovery. These services support various business needs, from bridge loans to long-term financing.
- Sep 2017PE$140M
- Oct 2016Series C$32.4M
#11
Funding Raised · New York City, New York · founded 2008 · 62 employees$55Mraised▾
Personal injury financing solutions for law firms, providers, and plaintiffs. We are a specialty finance solution empowering those involved in personal injury cases. We offer products designed to unlock the full potential of these cases. Our services cater to law firms seeking financial flexibility, medical providers needing timely payments, and plaintiffs requiring financial support during legal proceedings. We aim to provide resources that facilitate smoother operations and better outcomes within the personal injury ecosystem. We are not a tech company, but a financial service provider.
- Jan 2022Conventional Debt$55M
#12
Funding Raised · New York City, New York · founded 2018$100Mraised▾
Provider of financing solutions to the diamond and jewelry industry. The company offers credit through inventory repurchase agreements, securing possession of assets before financing. It conducts research and evaluation of prospective borrowers and their collateral. The company assesses governance practices and sustainability of borrower business models.
- Oct 2019Conventional Debt$100M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Consumer and SME Loans coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.