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Radar · Digital Remittance in United States

Best Digital Remittance Companies in United States

The 298 best Digital Remittance companies in United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Remitly.

298companies tracked
$5.3Bdisclosed funding
5unicorns
95have raised

When you're sizing up the best Digital Remittance companies in the United States, funding tells only part of the story. This directory tracks 298 companies carrying $5.3B in total disclosed capital, five unicorns among them, and the spread is anything but even. Airwallex leads at $1.1B raised. Tipalti sits at $553M. After that the curve drops hard, with Viamericas at $134M and OpenFX at $117M rounding out the meaningful mid-tier. So where does the real weight sit? At the top, concentrated, which is pretty much what you'd expect when a market is still consolidating around cross-border payment rails and compliance infrastructure.

The global digital remittance market was valued at roughly $21.2B in 2022 and is forecast to reach $37.9B by 2027, compounding at 15.6% annually on the back of smartphone penetration, rising migrant volumes and a structural push toward lower transfer costs. I'd flag one headwind that doesn't always get priced into the optimism: regulatory friction and fraud exposure remain genuine structural constraints for operators at every funding tier. Coverage of the remittance corridor keeps expanding into underserved regions, which adds addressable volume but also adds compliance surface area. Y Combinator and Village Capital are the most active backers in this directory, which tells you something about where early-stage conviction is landing right now.

Sources & further reading
  • ResearchAndMarkets.com

Ranked: Best Digital Remittance companies in United States

#CompanyDisclosed fundingLast roundEmployeesFounderTech stackWeb popularityMarket signals (1y)Patents & IP focusRecent signals
1Remitly 🦄
Provider of international money transfer services with multiple delivery options
$1.7B70 mo ago2,700
2,700 → 3,352 (+24%)
Matt Oppenheimer
Co-Founder & CEO
WordPressApple iCloud MailGoogle Workspace+43Top 10k25 signals ▲150%
Earnings · Leadership · New product
2 patents
Dynamic digital identity verification and processing for financial services
1 expansion · 1 award
2Airwallex 🦄
Provider of multi-currency business accounts, global payments, and spend management
89Funding top 18%Tech top 20%Talent top 22%Growth top 24%
All 13 signals ▾
Fundingtop 18%
Techtop 20%
Talenttop 22%
Growthtop 24%
Innovationtop 25%
Producttop 26%
Moattop 26%
Partnerstop 28%
Globaltop 30%
Markettop 34%
Newstop 34%
Customerstop 37%
Fin. healthtop 49%
Funding: Raised $1.1B across 14 rounds · 14 rounds over 10 yrs (1.4/yr)
Tech: 87 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare
rank vs industry peers · Fliar Intelligence Index 89/100
$1.1B6 mo ago1,400Jacob Dai
Co-Founder & CTO
SentryZendeskApple iCloud Mail+41Top 100k49 signals
Announcements · Leadership · M&A
—1 launch
3Tipalti 🦄
Cloud-based procurement and invoice management solutions for businesses
76Funding top 16%Moat top 26%Tech top 29%Market top 30%
All 11 signals ▾
Fundingtop 16%
Moattop 26%
Techtop 29%
Markettop 30%
Growthtop 38%
Talenttop 38%
Producttop 41%
Globaltop 42%
Innovationtop 46%
Newstop 46%
Customersbottom 39%
Funding: Raised $553M across 8 rounds · 8 rounds over 12 yrs (0.7/yr)
Moat: Editorial + unicorn rating 9/10 · Unicorn
rank vs industry peers · Fliar Intelligence Index 76/100
$553M8 mo ago288Oren Zeev
Co-Founder & Chairman
WordPress Site EditorWordPressMySQL+22Top 500k4 signals ▼20%
Funding
——
4Chipper Cash 🦄
Cross-border remittance platform for individuals
$305M55 mo ago13Maijid Moujaled
Co-Founder & President
Webflow EcommerceWebflowApple iCloud Mail+15Top 5M——1 partnership
5Payoneer
Provider of cross-border payment solutions for freelancers, businesses, and marketplaces
$269M102 mo ago135Iris Shkedy
Chief of Staff to the CEO
WordPress Block EditorCart FunctionalityWordPress+39Top 50k19 signals
Earnings · New product · Regulatory
—2 partnerships
6Sentz 🦄
Provider of digital wallet services for stablecoin payments and savings
$183M58 mo ago62Sara H
CEO
WebflowGSAPSplide+14Top 5M———
7Viamericas
Remittance service in Latin America.
$134M8 mo ago75Paul Dwyer
Founder & CEO
———2 patents
Automated check deposit processing and pending check clearance systems
1 partnership
8PingPong
Online platform providing cross-border business payment solutions
$124M92 mo ago—Yu Chen
Founder & CEO
————1 partnership
9OpenFX
Provider of infrastructure for instant, low-cost, cross-border foreign exchange liquidity
40Funding top 20%Talent bottom 49%Global bottom 45%Tech bottom 44%
All 5 signals ▾
Fundingtop 20%
Talentbottom 49%
Globalbottom 45%
Techbottom 44%
Marketbottom 40%
Funding: Raised $117M across 2 rounds · 2 rounds over 1 yrs (2.0/yr)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
rank vs industry peers · Fliar Intelligence Index 40/100
$117M2 mo ago—Prabhakar Reddy
Founder & CEO
Framer SitesReactAmazon Web Services+9Top 5M——1 launch
10Xoom
Provider of online service for international money transfers, bill payments
$106M174 mo ago42—ContentfulNode.jsJava+18Top 50k—3 patents
Digital payment processing and automated verification for online remittance and fund transfers
—
11Veem
Online platform for B2B payments
$92M56 mo ago40—WordPressSentryZendesk+39Top 500k——1 launch · 1 partnership
12Pomelo
Online cross-border remittance platform for individuals
$60M25 mo ago31Eric Frenkiel
Founder & CEO
WebflowReactAmazon Web Services+24Top 5M———
13BlueKite
Cross-border bill payments and remittances
$38M161 mo ago30——————
14Hamsa
Asset tokenization platform
29Funding top 33%Talent bottom 49%Tech bottom 44%Market bottom 39%
All 5 signals ▾
Fundingtop 33%
Talentbottom 49%
Techbottom 44%
Marketbottom 39%
Globalbottom 32%
Funding: Raised $27.3M across 2 rounds · 2 rounds over 4 yrs (0.5/yr)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
rank vs industry peers · Fliar Intelligence Index 29/100
$27M19 mo ago42Adam Zbar
CEO
WebflowMemberStackGSAP+15Top 50M——1 job opening
15XFX
Provider of real-time cross-border payment settlement services
21Funding top 36%Talent bottom 49%Tech bottom 34%Global bottom 33%
All 5 signals ▾
Fundingtop 36%
Talentbottom 49%
Techbottom 34%
Globalbottom 33%
Marketbottom 31%
Funding: Raised $26.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
rank vs industry peers · Fliar Intelligence Index 21/100
$26M2 mo ago—Santiago Alvarado
Co-Founder & CEO
WebflowGSAPLenis+10Top 10M———
16Payall
Developer of cross-border remittance solutions for banks
40Funding top 34%Growth top 35%Tech top 48%Moat top 48%
All 7 signals ▾
Fundingtop 34%
Growthtop 35%
Techtop 48%
Moattop 48%
Talentbottom 49%
Globalbottom 37%
Marketbottom 29%
Funding: Raised $25.7M across 3 rounds · 3 rounds over 4 yrs (0.8/yr)
Growth: Fresh capital in last 24 mo
rank vs industry peers · Fliar Intelligence Index 40/100
$26M12 mo ago33Gary Palmer
Founder & CEO
ContentfulNode.jsReact+15Top 50M———
17Wyre
Blockchain-based international money transfer solution for businesses
$22M41 mo ago11—Cart FunctionalityReadMeZendesk+16Top 50M———
18Sling Money
Fintech platform providing a global payment solution
$20M22 mo ago—Mike Hudack
Co-Founder & CEO
SentryNode.jsTailwind CSS+13Top 5M——1 partnership
19Hubpay
Cross-border payment solution for consumers
$20M52 mo ago———————
20Conduit
Provider of cross-border payment solution for businesses
$17M12 mo ago—Kirill Gertman
CEO
WebflowGSAPSwiper+24Top 5M—6 patents
Point‑of‑care saliva viral diagnostics and AI‑driven health documentation/knowledge linking
—
21alfred
Provider of a platform for businesses to move money globally
45Talent top 23%Funding top 33%Growth top 35%Patents top 39%
All 8 signals ▾
Talenttop 23%
Fundingtop 33%
Growthtop 35%
Patentstop 39%
Innovationtop 40%
Globalbottom 48%
Techbottom 36%
Marketbottom 17%
Talent: 5 named leaders on record · 4 C-suite/founder profiles curated
Funding: Raised $15.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr)
rank vs industry peers · Fliar Intelligence Index 45/100
$15M4 mo ago6Matias Plano
Co-Founder & CTO
Webflow EcommerceWebflowAmazon Web Services+15Top 10M—27 patents
Porous bone scaffold implants and slurry distribution systems for medical manufacturing
—
22Ping
Blockchain-enabled international account receivables invoice payment solution
$15M43 mo ago12Jack Saracco
Co-Founder
Framer SitesReactGoogle Font API+6Top 50M—206 patents
Biotech antibodies, AI memory systems, lidar beam steering, packaging, and transformable apparel.
—
23Caliza
Cross-border remittance solution for banks and MTOs
$15M26 mo ago398—————1 expansion
24Palla Financial
Provider of instant cross-border P2P payment APIs
40Growth top 28%Funding top 38%Talent bottom 49%Tech bottom 45%
All 6 signals ▾
Growthtop 28%
Fundingtop 38%
Talentbottom 49%
Techbottom 45%
Globalbottom 33%
Marketbottom 28%
Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo
Funding: Raised $14.5M across 1 rounds · 1 rounds over 1 yrs (1.0/yr)
rank vs industry peers · Fliar Intelligence Index 40/100
$14M12 mo ago—Gregory Piccolo
Co-Founder & CTO
Node.jsThree.jsMUI+12Top 10M———
25Routefusion
Cross-border money transfer solutions for businesses
45Tech top 27%Growth top 35%Funding top 37%Moat top 39%
All 7 signals ▾
Techtop 27%
Growthtop 35%
Fundingtop 37%
Moattop 39%
Newsbottom 42%
Globalbottom 32%
Marketbottom 28%
Tech: 50 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services
Growth: Fresh capital in last 24 mo
rank vs industry peers · Fliar Intelligence Index 45/100
$14M8 mo ago17
17 → 24 (+41%)
—WebflowApple iCloud MailGoogle Workspace+27Top 5M———
26Higlobe
Cross-border payment solution for businesses and individuals
$14M44 mo ago45Jeff Bolton
Co-Founder & CTO
WebflowApple iCloud MailGoogle Workspace+32Top 1M——2 job openings · 1 launch
27Stockal
Provider of platform for global financial access, investing, and payments
$13M50 mo ago51Vinay Bharathwaj
Co-Founder & Co-CEO
Cart FunctionalitySentryBootstrap+27Top 10M———
28VERTO
Provider of cross-border payment platform and foreign exchange solutions for businesses
$12M44 mo ago47—SentryAtlassian StatuspageTypeScript+33Top 1M13 signals ▲160%
New product · Announcements · Incorporation
—2 partnerships
29Afriex
Provider of international money transfer, global accounts, and virtual cards
$11M49 mo ago—Tope Alabi
Co-Founder & CEO
WebflowFacebook LoginSwiper+22Top 5M———
30Afriex
Provider of international money transfer and global financial service solutions
$11M49 mo ago45Obirije John
Co-Founder & CTO
Webflowcore-jsSwiper+23Top 5M———
31Kappa
Cross-border payment solution for businesses and individuals
$11M26 mo ago10Andreas Fragner
Co-Founder
TurbopackNode.jsTailwind CSS+19Top 50M———
32Efex
Cross-border payment platform for businesses
27Talent top 38%Funding top 39%Tech top 45%Global bottom 37%
All 5 signals ▾
Talenttop 38%
Fundingtop 39%
Techtop 45%
Globalbottom 37%
Marketbottom 23%
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Funding: Raised $10.6M across 1 rounds · 1 rounds over 4 yrs (0.2/yr)
rank vs industry peers · Fliar Intelligence Index 27/100
$11M6 mo ago10Dimitri Zaninovich
Co-Founder & CEO
Node.jsAnimate.cssReact+14Top 10M———
33Telcoin
Wallet-enabled cross-border payment solution for consumers
$10M8 mo ago50Paul Neuner
Co-Founder & CEO
TurbopackApple iCloud MailGoogle Workspace+14Top 5M——3 launchs
34Limited
Provider of self-custodial financial accounts and payment services
$10M12 mo ago—Hussein Ahmed
Founder & CEO
Node.jsSalesforceTailwind CSS+17Top 5M———
35BayaniPay
Provider of online platform facilitating international money transfers and bill payments
$10M24 mo ago18Winston Damarillo
Founder & Chairman
WebflowVue.jsMoment.js+18Top 10M———
36CFX Labs
Blockchain-enabled payment network for cross-border remittance
$10M18 mo ago—Matthew Dixon
Co-Founder
—————
37Latitude
Provider of digital infrastructure for cross border fiat currency payments
37Talent top 28%Funding top 35%Patents top 36%Innovation top 46%
All 7 signals ▾
Talenttop 28%
Fundingtop 35%
Patentstop 36%
Innovationtop 46%
Globaltop 48%
Techbottom 43%
Marketbottom 25%
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Funding: Raised $8.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr)
rank vs industry peers · Fliar Intelligence Index 37/100
$8M2 mo ago—Brian Wrightson
Co-Founder & CTO
WebflowGSAPLenis+12Top 50M—89 patents
Phosphate ceramic coatings and UAV modular receptacle and flight‑control technologies
—
38Mesta
Provider of global payment solutions for businesses
$8M8 mo ago—Nitin Shrivastava
Co-Founder & Product & Partnership
—————
39Cauridor
Connecting businesses to Africa through seamless, digital payment solutions
40Growth top 25%Funding top 35%News top 36%Moat top 39%
All 8 signals ▾
Growthtop 25%
Fundingtop 35%
Newstop 36%
Moattop 39%
Talentbottom 48%
Globalbottom 38%
Techbottom 34%
Marketbottom 32%
Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo
Funding: Raised $5.5M across 2 rounds · 2 rounds over 1 yrs (2.0/yr)
rank vs industry peers · Fliar Intelligence Index 40/100
$6M1 mo ago—Abdoulaye Bah
Chief Technology Officer and co-founder
WordPressMySQLPHP+16Top 10M4 signals ▲100%
Funding · Leadership
—1 job opening · 2 partnerships · 4 awards
40Sphere
Provider of lockchain-based platform for payment infrastructure
$5M18 mo ago—Arnold Lee
Co-Founder & CEO
Webflow EcommerceWebflowApple iCloud Mail+16Top 5M——1 launch
41HoneyCoin
App-based borderless payments app for creators and artists
$5M10 mo ago5David Nandwa
Founder
RiveStripePlausible+8Top 10M———
42Parallax
Cross-border remittance and currency exchange platform for individuals and businesses
$4M33 mo ago9Mikaela Reyes
Co-Founder & CEO
WebflowGSAPAmazon Web Services+21Top 1M—58 patents
Engineered mat materials and manufacturing methods for furniture, textiles, and building applications
—
43TANGGapp
Cross-border money transfer platform for individuals
$4M33 mo ago—Rebecca Kersch
Founder & CEO
WebflowYouTubeAmazon Web Services+14Top 50M———
44PayRecs
Global payments platform focused on businesses
$4M11 mo ago10Steve Habegger
Co-Founder / CTO
————2 launchs
45Tumoni
Provider of cross-border remittance platform for individuals
$3M21 mo ago8Yulio Stobbe
Co-Founder & COO
WebflowProton MailGoogle Workspace+15Top 5M———
46Cleva
Cross-border remittance and currency exchange solution for individuals and businesses
$2M29 mo ago—Tolu Alabi
Co-Founder & CEO
Node.jsReactNext.js+14Top 500k—8 patents
Mobile HVAC units, menstrual device applicators, electronic polling hardware, and survey data analytics
1 launch
47Acceleron Bank
Provider of a correspondent banking marketplace for international payments
$1M19 mo ago10Damon Magnuski
Founder and CEO
HubSpot CMS HubApple iCloud MailGoogle Workspace+14Top 50M———
48SpotPay
Provider of a platform for global money transfers and digital wallets
$500K5 mo ago—Thomas Herriau
Co-Founder & CTO
Framer SitesReactPriority Hints+3Top 50M———
49Blaze
Provider of a platform facilitating international money transfers and currency exchange
$500K18 mo ago—Faiyam Rahman
Co-Founder and CEO
Node.jsTypeScriptGraphQL+23Top 50M———
50NectarFinance
Provider of self custodial financial accounts for digital asset management
$170K2 mo ago—Felix Daniel
Co-Founder & CEO
TurbopackNode.jsTailwind CSS+11Top 50M———

Top 12 Digital Remittance companies in United States

#1
Series G · San Francisco, California · founded 2015 · 1400 employees
$1.1Braised
▾

Provider of multi-currency business accounts, global payments, and spend management. The company offers solutions for business accounts, global transfers, corporate cards, and expense management. It provides APIs and embedded finance options, including programmatic account creation, multi-currency account management, and global payment acceptance. The company also offers tools for invoicing, subscription management, and usage-based billing.

Fliar Intelligence Index™ 89how this company ranks against its industry peers
Funding
top 18%
Tech
top 20%
Talent
top 22%
Growth
top 24%
Innovation
top 25%
Product
top 26%
Funding: Raised $1.1B across 14 rounds · 14 rounds over 10 yrs (1.4/yr) · Last round Series G (Dec 2025)
Tech: 87 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare · Devops: Envoy, Varnish
Talent: Analyst team rating 5/5 · 4 named leaders on record · 4 C-suite/founder profiles curated
Audience (LinkedIn): 179k LinkedIn followers — 19.4% of this cohort's audience
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
  • Dec 2025Series G$330M
  • May 2025Series F$150M
  • Mar 2023Series F$200M
  • Oct 2022Series E$100M
Founders & team
Jacob DaiCo-Founder & CTOMax LiCo-FounderLucy Yueting LiuCo-Founder & President
Investors
Tencent, Sequoia Capital, Mastercard, Hillhouse, Horizons Ventures, Salesforce Ventures
Tech stack
Alpine.JsAmazon Web ServicesApple Icloud MailBabelBackbone.JsCloudflare
#2
Series A · Miami, Florida · founded 2024
$117Mraised
▾

Provider of infrastructure for instant, low-cost, cross-border foreign exchange liquidity. The platform facilitates faster settlements and transparent pricing through an optimized network. It offers an alternative to traditional banking systems, providing continuous availability. The infrastructure supports various enterprises with collections, payouts, treasury management, settlement, and clearing.

Fliar Intelligence Index™ 40how this company ranks against its industry peers
Funding
top 20%
Talent
bottom 49%
Global
bottom 45%
Tech
bottom 44%
Market
bottom 40%
Funding: Raised $117M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) · Last round Series A (Mar 2026)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
Global: Investors from 2 countries beyond United States
Audience (LinkedIn): 8k LinkedIn followers
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
  • Mar 2026Series A$94M
  • May 2025Seed$23M
Founders & team
Prabhakar ReddyFounder & CEO
Investors
Accel, NFX, Faction VC, Castle Island Ventures, Hash3, Flybridge Capital Partners
Tech stack
Amazon SesAmazon Web ServicesCloudflareFramer SitesGoogle Font ApiGoogle Tag Manager
#3
Tipalti 🦄
Series F · Foster City, California · founded 2010 · 288 employees
$553Mraised
▾

Cloud-based procurement and invoice management solutions for businesses. The company offers solutions such as financial and compliance risk, PO matching, VAT compliance, payment reconciliation, automated TAX complaince, corporate cards, expense management, procurement, ERP integrations, and more.

Fliar Intelligence Index™ 76how this company ranks against its industry peers
Funding
top 16%
Moat
top 26%
Tech
top 29%
Market
top 30%
Growth
top 38%
Talent
top 38%
Funding: Raised $553M across 8 rounds · 8 rounds over 12 yrs (0.7/yr) · Last round Venture Debt (Sep 2025)
Moat: Editorial + unicorn rating 9/10 · Unicorn · 10 curated direct competitors tracked
Tech: 51 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon S3 · Devops: Envoy
Audience (LinkedIn): 66k LinkedIn followers — 7.2% of this cohort's audience
Funding rounds
  • Sep 2025Venture Debt$200M
  • May 2023Conventional Debt$150M
  • Dec 2021Series F$270M
  • Oct 2020Series E$150M
Founders & team
Oren ZeevCo-Founder & ChairmanChen AmitCo-Founder & CEO
Investors
Zeev Ventures, Durable Capital Partners, 01 Advisors, Greenoaks, JPMorgan Chase, Hercules Capital
Tech stack
Alpine.JsAmazon AlbAmazon S3Amazon Web ServicesAmplitudeApplication Request Routing
#4
Series B · Bethesda, Maryland · founded 1999 · 75 employees
$133.7Mraised
▾

Viamericas Corporation was founded in 1999 , started its operations in 2000. Viamericas Corporation includes subsidiaries Viamericas Financial Service Corporation and Viamericas Money Services Corporation, collectively referred to as "Viamericas". Remittance service includes sending money online to Latin America, Africa and The Caribbean, either directly to bank or cash pick-up. Viamericas currently provides money transfers to 38 countries.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 6k LinkedIn followers
Activity: 1 partnerships (incl. Grupo LAFISE) announced in 12 mo
Funding rounds
  • Oct 2025Conventional Debt$113.6M
  • Apr 2020Conventional Debt$1.5M
  • Apr 2016Series B$2.6M
  • Apr 2014Series B$6M
Founders & team
Paul DwyerFounder & CEO
Investors
Hard Yaka, Global Brain, IFC, Old National Bank, BOK Financial, Axos Bank
#5
Series A · Miami, Florida · founded 2018
$26Mraised
▾

Provider of real-time cross-border payment settlement services. This company offers direct access to wholesale liquidity and multiple payment rails, enabling efficient transactions even in complex markets. Instant settlement across key trade corridors eliminates the need for pre-funded accounts and optimizes the cost of capital. The platform provides access to deep liquidity pools for fiat and stablecoins, ensuring competitive pricing. Transparent reporting and traceability are ensured through enterprise-grade reporting and real-time auditability. Access is available via web dashboard, APIs, or OTC service. The infrastructure is designed to meet the highest security and compliance standards. The platform is built for reliability, speed, and scalability, powering seamless execution and real-time settlement across assets and rails.

Fliar Intelligence Index™ 21how this company ranks against its industry peers
Funding
top 36%
Talent
bottom 49%
Tech
bottom 34%
Global
bottom 33%
Market
bottom 31%
Funding: Raised $26.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) · Last round Series A (Mar 2026)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
Tech: 13 technologies across 2/8 capability areas · Cloud: Cloudflare · Security: Cloudflare Turnstile, Hsts
Funding rounds
  • Mar 2026Series A$17M
  • Seed$9M
Founders & team
Santiago AlvaradoCo-Founder & CEO
Investors
Castle Island Ventures, Haun Ventures, Coinbase
Tech stack
CdnjsCloudflareCloudflare TurnstileGoogle WorkspaceGsapHsts
#6
Series A · Lewes, Delaware · founded 2022
$5.5Mraised
▾

Connecting businesses to Africa through seamless, digital payment solutions. The company builds payment rails in Africa, enabling businesses to process money transfers and payments to, from, and within Africa via a single API integration. It offers international money transfer aggregation, cross-border payments, payment collection, and bulk disbursement services. The company partners with global money transfer firms, mobile networks, banks, and local fintech companies to digitize financial services and equip organizations with technology for global digital payments. It focuses on helping African customers go digital, ensuring payments are sent and received instantly. The company aims to empower the unbanked and drive a new era of a cashless Africa by developing payments technology in an African context, merging mobile money operators, banks, and merchants in a single platform to enable interoperable local and cross-border transactions.

Fliar Intelligence Index™ 40how this company ranks against its industry peers
Growth
top 25%
Funding
top 35%
News
top 36%
Moat
top 39%
Talent
bottom 48%
Global
bottom 38%
Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo
Funding: Raised $5.5M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) · Last round Series A (May 2026)
News: 4 BI events in 12 mo (of 6 tracked, 3 types) · +100% YoY · Top themes: Funding, Leadership
Audience (LinkedIn): 12k LinkedIn followers
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Business Development Professional
Activity (LinkedIn): 2 partnerships · 4 awards (incl. Orange Money Liberia) announced in 12 mo
Funding rounds
  • May 2026Series A$2M
  • Jan 2025Seed$3.5M
Founders & team
Abdoulaye BahChief Technology Officer and co-founderRafiou BarryChief Executive Officer and Founder
Investors
Oui Capital, Rally Cap VC, BKR Capital, Proparco, Flourish, LoftyInc Capital
Tech stack
CloudflareCloudflare Browser InsightsCore-JsElementorEndurance Page CacheFont Awesome
#7
Seed · Spring, Texas · founded 2018
$8Mraised
▾

Provider of digital infrastructure for cross border fiat currency payments. This technology facilitates the conversion of stablecoins into local currencies for delivery to bank accounts. The system utilizes integrated financial rails to enable the transfer of funds between different monetary systems. It provides tools for businesses to manage payouts and currency conversions through a unified interface. The infrastructure supports the movement of capital across various financial networks without requiring pre-funded accounts in destination regions.

Fliar Intelligence Index™ 37how this company ranks against its industry peers
Talent
top 28%
Funding
top 35%
Patents
top 36%
Innovation
top 46%
Global
top 48%
Tech
bottom 43%
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Funding: Raised $8.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) · Last round Seed (Mar 2026)
Patents: 89 patents matched (strict assignee match) · 4 filings since 2022 vs 29 in 2017-21 · Latest publication 2025
Funding rounds
  • Mar 2026Seed$8M
Founders & team
Brian WrightsonCo-Founder & CTOVivek MorzariaCo-FounderCyril MathewCo-Founder & CEO
Investors
New Enterprise Associates, Faction VC, Coinbase, Paxos, Bitso, Solana
Tech stack
CloudflareGoogle AnalyticsGoogle Tag ManagerGoogle WorkspaceGsapHsts
#8
Series A · Miami, Florida · founded 2022 · 6 employees
$15Mraised
▾

Provider of a platform for businesses to move money globally. It facilitates international payments using stablecoins, offering an alternative to traditional banking. The platform enables businesses to send and receive funds, convert fiat to stablecoins, and manage payments. It also provides an API for integration with other systems.

Fliar Intelligence Index™ 45how this company ranks against its industry peers
Talent
top 23%
Funding
top 33%
Growth
top 35%
Patents
top 39%
Innovation
top 40%
Global
bottom 48%
Talent: 5 named leaders on record · 4 C-suite/founder profiles curated
Funding: Raised $15.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) · Last round Series A (Jan 2026)
Growth: Fresh capital in last 24 mo
Audience (LinkedIn): 2k LinkedIn followers
Funding rounds
  • Jan 2026Series A$15M
Founders & team
Matias PlanoCo-Founder & CTOLuis MillerHead of PartnershipsRonald JohnsonCo- Founder & CFO
Investors
F-Prime Capital, Brevan Howard, White Star Capital
#9
Seed · Menlo Park, California · founded 2022 · 10 employees
$10.6Mraised
▾

Cross-border payment platform for businesses. Provides benefits of blockchain to facilitate international trade payments for SMEs. Offers a solution to build trust, make payments, and give access to trade-related financial services for businesses.

Fliar Intelligence Index™ 27how this company ranks against its industry peers
Talent
top 38%
Funding
top 39%
Tech
top 45%
Global
bottom 37%
Market
bottom 23%
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Funding: Raised $10.6M across 1 rounds · 1 rounds over 4 yrs (0.2/yr) · Last round Seed (Dec 2025)
Tech: 27 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services · Observability: Sentry
Audience (LinkedIn): 4k LinkedIn followers
Funding rounds
  • Dec 2025Seed$10.6M
  • Sep 2022Seed—
Founders & team
Dimitri ZaninovichCo-Founder & CEOSantiago VillaCo-Founder
Investors
Nido Ventures, Floodgate, PayPal Ventures, Contour Venture Partners, 99 Startups, Bridge Latam
#10
Series A · Austin, Texas · founded 2018 · 17 employees
$14.1Mraised
▾

Cross-border money transfer solutions for businesses. Features APIs to enable settlement of payroll, supplier dues, payouts, beneficiary validation, SWIFT transfers, and distributions of funds across borders. Also, provides customer support services, software for developers, and automated documentation for users and businesses.

Fliar Intelligence Index™ 45how this company ranks against its industry peers
Tech
top 27%
Growth
top 35%
Funding
top 37%
Moat
top 39%
News
bottom 42%
Global
bottom 32%
Tech: 50 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services · Observability: Sentry
Growth: Fresh capital in last 24 mo
Funding: Raised $14.1M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) · Last round Series A (Oct 2025)
Audience (LinkedIn): 4k LinkedIn followers
Funding rounds
  • Oct 2025Series A$26.5M
  • Jan 2022Seed$10.5M
  • Feb 2021Seed$3.6M
Investors
Silverton Partners, Initialized Capital, Next World Capital, Canvas Ventures, Haymaker Ventures, PeakSpan Capital
Tech stack
Apple Icloud MailBootstrapCdnjsChili PiperCloudflareCloudflare Bot Management
#11
Seed · Los Angeles, California · founded 2013 · 50 employees
$10Mraised
▾

Wallet-enabled cross-border payment solution for consumers. It allows users to make payments and enables transfers between mobile money, carrier billing, and dealer networks. It also provides multi-signature crypto security using blockchain. The application is available on Android and iOS platforms.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 7k LinkedIn followers
Activity: 3 product launches announced in 12 mo
Funding rounds
  • Oct 2025Seed$25M
  • Jul 2021Seed$10M
  • Dec 2017ICO$25M
  • Sep 2017Seed—
Founders & team
Paul NeunerCo-Founder & CEO
Investors
East Ventures, Skyblock Capital, FABB, Obsidian Capital, x100DAO, Optimista Capital
Tech stack
Amazon S3Amazon Web ServicesApple Icloud MailCloudflareCloudflare Bot ManagementGoogle Workspace
#12
Series A · Miami Beach, Florida · founded 2002 · 33 employees
$25.7Mraised
▾

Payall enables banks and other financial institutions, as well as regulated entities, to offer safe, transparent, low-cost, immediate, and inclusive cross-border payments. Payall has pioneered the first-ever multi-currency global single shared platform as a modular infrastructure that solves different problems facing originating institutions, correspondent banks, and new alternatives to correspondent banks, intermediate banks, central banks, regulators, domestic payment networks, and liquidity providers. Inspired by first-principles, Payall’s breakthrough capabilities digitize end-to-end counterparty risk management, multi-jurisdictional compliance, real-time event surveillance and intervention, dynamic transaction decisioning across multiple institutions and countries, as well as a global gateway that intelligently routes payments to last-mile partners, including domestic bank transfer networks, mobile money operators, digital wallets and cash networks reaching up to 95% of the world’s population. Payall’s technology seamlessly integrates with core bank systems and digital bank platforms or operates as “bank-in-a-box” for a complete digital presence. With Payall, banks and other f

Fliar Intelligence Index™ 40how this company ranks against its industry peers
Funding
top 34%
Growth
top 35%
Tech
top 48%
Moat
top 48%
Talent
bottom 49%
Global
bottom 37%
Funding: Raised $25.7M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) · Last round Series A (Jun 2025)
Growth: Fresh capital in last 24 mo
Tech: 18 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon Ses · Security: Cloudflare Bot Management, Hsts
Audience (LinkedIn): 4k LinkedIn followers
Funding rounds
  • Jun 2025Series A—
  • Sep 2022Seed$10M
  • Jul 2022Seed$15.7M
  • Feb 2018Seed$1.5M
Founders & team
Gary PalmerFounder & CEO
Investors
Andreessen Horowitz, Motivate Venture Capital, PS27 Ventures, Bridgeport Partners, RRE Ventures, TransCard
Tech stack
Amazon CloudfrontAmazon SesAmazon Web ServicesCloudflareCloudflare Bot ManagementContentful

Funding & investor landscape

$5.3Btotal disclosed funding
102companies funded
189disclosed rounds
5rounds last 90 days
Most active investors
Y Combinator11 rounds
Village Capital10 rounds
Techstars8 rounds
500 Global7 rounds
Digital Currency Group5 rounds
Coinbase4 rounds
DRAGONFLY4 rounds
SVB4 rounds
Stellar4 rounds
Boost VC3 rounds

Notable founders

Jacob Dai
Co-Founder & CTO · Airwallex
Max Li
Co-Founder · Airwallex
Prabhakar Reddy
Founder & CEO · OpenFX
Oren Zeev
Co-Founder & Chairman · Tipalti
Chen Amit
Co-Founder & CEO · Tipalti
Paul Dwyer
Founder & CEO · Viamericas
Santiago Alvarado
Co-Founder & CEO · XFX
Abdoulaye Bah
Chief Technology Officer and co-founder · Cauridor
Rafiou Barry
Chief Executive Officer and Founder · Cauridor
Brian Wrightson
Co-Founder & CTO · Latitude
Vivek Morzaria
Co-Founder · Latitude
Matias Plano
Co-Founder & CTO · alfred
Prism market signals · United States · country-scoped Prism corpus, 11,941,965 docs

Market landscape — 10 sub-themes by coverage

Share of Digital Remittance coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

RESEARCH SIGNALS · United States

How research on Digital Payments is moving in the United States

A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,534 United States-affiliated papers.

research sentiment over time
200820172026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 15% → 32% across 2008–2026.
top research entities
  • Film Independent35
  • Community Partners26
  • Tufts University24
  • Federal Reserve22
  • University of Washington21
leading researchers
Crypto Education Research Lab · Ignacio Mas · Wen‐Chen Hu · Chuleeporn Changchit · Chung-wei Lee · Nikhilesh Dholakia · Morten Rask · Qasim Ajao
▲ Breakthroughs169 · 11%
▲ 8%→13% share
▲1.6× share momentum0 median citations66% since 2021mostly methods-led
Database transaction research emerged brand-new, instantly leading breakthroughs at 29 papers, signaling foundational infrastructure gains.
rising sub-themes (early→recent)
  • Payment system4→23
  • Mobile payment18→28
  • Payment service provider5→14
  • Financial services1→8
  • Financial transaction1→8
Newly emergingDatabase transaction 0→29 · Financial inclusion 0→8 · Payment processor 0→7
Landmark Monopoly without a Monopolist: An Economic Analysis of the Bitcoin Payment System · 223 cites
◆ Advancements431 · 28%
▲ 23%→31% share
▲1.3× share momentum0 median citations61% since 2021mostly empirical
Financial inclusion advancements intensified sharply — papers quintupled from 10 to 54 across the period.
rising sub-themes (early→recent)
  • Mobile payment62→120
  • Financial inclusion10→54
  • Payment service provider4→41
  • Financial services10→45
  • Database transaction9→34
Newly emergingFinTech 0→18 · Cryptocurrency 0→16 · Payment processor 0→14
Landmark The long-run poverty and gender impacts of mobile money · 1,312 cites
▼ Concerns558 · 36%
▼ 44%→30% share
▼0.7× share momentum1 median citations46% since 2021mostly empirical
Transparency (behavior) concerns surged 11x from 1 to 11 papers, flagging accountability gaps in digital payment systems.
rising sub-themes (early→recent)
  • Financial inclusion23→46
  • Financial services23→38
  • Cryptocurrency8→19
  • Transparency (behavior)1→11
  • Database transaction11→20
Newly emergingDigital transformation 0→9 · Settlement (finance) 0→8 · Asset (computer security) 0→5
Landmark Risk Sharing and Transactions Costs: Evidence from Kenya's Mobile Money Revolution · 1,237 cites
RESEARCH HOTSPOTS · United States

Where digital payments is researched across United States

Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.

Boston71 · +0.04
Hot · Developing countryAdvancing · Computer securityOpportunity · Settlement (finance)Concern · Mobile payment
SF Bay Area30 · +0.09
Hot · Database transactionAdvancing · Mobile paymentOpportunity · Healthcare systemConcern · Incentive
New York25 · +0.20
Hot · Database transactionAdvancing · Service (business)Concern · Financial services
Seattle22 · +0.03
Hot · Financial servicesAdvancing · Mobile paymentOpportunity · MedicaidConcern · Financial inclusion
Chicago22 · +0.08
Hot · Payment systemOpportunity · DiscountingConcern · Mobile payment
Ann Arbor22 · +0.25
Hot · MicrofinanceAdvancing · CashOpportunity · Investment (military)Concern · Payment system
Pittsburgh18 · +0.12
Hot · Mobile deviceAdvancing · Mobile paymentOpportunity · Mobile computing
Philadelphia16 · -0.14
Hot · Financial servicesConcern · Reimbursement
Atlanta15 · +0.31
Hot · Mobile paymentOpportunity · Database transaction
Austin9 · +0.14
PATENT SIGNAL · United States

Who's filing digital payments patents in the United States

United States digital payments patent filing is cooling — 1,412 filings from 1,167 assignees (2016–2025), led by Mastercard International, VISA INT Service ASS, Paypal; annual filings 189→106.

1,412 filings1,167 assigneespeak 190/yr2016–2025
filing momentum (YoY 2016–2025)
top patent filers
  • Mastercard International310
  • VISA INT Service ASS111
  • Paypal81
  • VISA USA63
  • Intuit45
  • EBAY45
  • BANK Of America44
  • IBM44

Common questions

How many Digital Remittance companies are there in United States?
Radar tracks 298 indexable Digital Remittance companies headquartered in United States that meet our profile-completeness bar.
What is the total funding raised by Digital Remittance companies in United States?
The Digital Remittance companies in United States on this list have raised a combined $5.3B in disclosed equity funding across 102 funded companies.
Which is the highest-funded Digital Remittance company in United States?
Remitly is the highest-funded Digital Remittance company in United States, with $1.7B in disclosed equity funding.
How many Digital Remittance companies in United States are funded?
102 of the 298 Digital Remittance companies in United States on this list have disclosed at least one equity funding round.
How many Digital Remittance unicorns are there in United States?
5 Digital Remittance companies in United States on this list are valued at $1B or more.
Who are the top investors in United States Digital Remittance companies?
The most active investors in United States Digital Remittance companies on this list include Y Combinator, Village Capital, Techstars, 500 Global, Digital Currency Group.
Riya SenguptaFinancials

Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.

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