Best Financial Services Companies in San Jose, United States
The 65 best Financial Services companies in San Jose, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: MainStreet.
Ranked: Best Financial Services companies in San Jose
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | MainStreet Online tax credits claim services for startups 48Moat top 31%Funding top 38%Tech top 38%Growth top 45% All 6 signals ▾Moattop 31% Fundingtop 38% Techtop 38% Growthtop 45% Marketbottom 45% Globalbottom 37% Moat: Editorial + unicorn rating 8/10 · Soonicorn Funding: Raised $60.0M across 1 rounds · 1 rounds over 5 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 48/100 | $60M | 63 mo ago | Acquired | — | 2002 | WordPress Site EditorWordPressMySQL+26 | — |
| 2 | Avidbank Business bank providing tailored financial solutions and expertise across various sectors | $49M | 49 mo ago | Public | Mark Mordell Chairman & CEO | 2003 | DrupalApple iCloud MailMicrosoft 365+11 | — |
| 3 | EquiFi Home loans provider | $7M | 57 mo ago | Seed | David Shapiro Founder & CEO | 2004 | WordPressMySQLPHP+12 | — |
| 4 | Accion Opportunity Fund Provider of business loans, advising, resources, and learning programs | $4M | 152 mo ago | Funding Raised | — | 1993 | WordPress Site EditorWordPressApple iCloud Mail+32 | 3 partnerships |
| 5 | Arcus Lending Home loans provider | $133K | 73 mo ago | Funding Raised | — | 2008 | — | — |
| 6 | Excite Credit Union Credit Union | — | 35 mo ago | Funding Raised | — | 1952 | Kentico CMSFroala EditorWindows Server+34 | 1 award |
| 7 | Heritage Commerce Corp Provider of banking related services | — | 117 mo ago | Acquired | Walter Kaczmarek CEO | 1994 | BugHerdQ4MediaElement.js+11 | — |
| 8 | Allsolutionsinsurance Provider of industrial automation solutions and services | — | — | Unfunded | — | 2005 | — | — |
Top 7 Financial Services companies in San Jose
#1
Public · San Jose, California · founded 2003 · 143 employees$48.6Mraised▾
Business bank providing tailored financial solutions and expertise across various sectors. The bank specializes in commercial and industrial lending, venture lending, structured finance, asset-based lending, sponsor finance, fund finance, real estate construction, and commercial real estate lending. It offers deposits, lending, and treasury management services, along with online and mobile banking for convenient access. The bank focuses on providing innovative banking products and supportive services, serving organizations in the San Francisco Bay Area and beyond. It aims to be a responsive, collaborative, and accountable financial partner. The bank provides trade finance solutions, foreign exchange services, and corporate and business credit card programs. It supports businesses at every stage of growth with asset-secured financing. The bank offers expertise in the Bay Area, providing tailored solutions to meet the dynamic needs of local businesses and developers.
- May 2022Post IPO$28.6M
- Jul 2017Post IPO$20M
#2
Acquired · San Jose, California · founded 2002 · 145 employees$60Mraised▾
Online tax credits claim services for startups. Its online platform automatically identifies, claim, and advances tax credits on behalf of startups. Businesses need to connect payroll systems with their online platform and based on accounting & financial databases it processes tax credits ranging from large federal programs to small local programs. It also provides startups with cash advance solutions in lieu of future claimable credits.
- Mar 2021Series A$60M
- Seed—
#3
Seed · San Jose, California · founded 2004 · 12 employees$7Mraised▾
Home loans provider
- Sep 2021Conventional Debt—
- Nov 2018Seed$2.5M
#4
Funding Raised · San Jose, California · founded 1993 · 171 employees$3.8Mraised▾
Provider of business loans, advising, resources, and learning programs. The organization offers term loans, SBA loans, and financing for specific vehicles. Business advising provides guidance on financial planning and marketing strategies. Personalized learning resources are designed for various business stages and industries. Programs include workshops and courses on financial management and digital marketing.
- Sep 2011Grant (prize money)$80.5K
- Aug 2010Grant (prize money)$1M
- Aug 2010Grant (prize money)$750K
- May 2009Grant (prize money)$2M
#5
Funding Raised · San Jose, California · founded 2008 · 74 employees$132.6Kraised▾
Home loans provider
- Apr 2020Conventional Debt$132.6K
#6
Funding Raised · San Jose, California · founded 1952 · 88 employees—raised▾
Excite is a relatable, jean-wearing, never-boring, highly-caffeinated credit union. We’re made up of smart, friendly people who feel it’s our responsibility to take care of the neighborhoods we live in. And we want to give everyone the chance to build a financially stronger future – because together is the only way to step up to better.
#7
Acquired · San Jose, California · founded 1994—raised▾
Provider of banking related services
Funding & investor landscape
Market landscape — 10 sub-themes by coverage
Share of Financial Services coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.