Best SaaS Fintech Companies in Bengaluru
The 325 best SaaS Fintech companies in Bengaluru, India in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: PhonePe.
Ranked: Best SaaS Fintech companies in Bengaluru
| # | Company | Revenue | Disclosed funding | Last round | Employees | Founded | Founder | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | PhonePe 🦄 Provider of digital payment, financial, and technology solutions for consumers 84Customers top 13%Market top 18%Talent top 23%Moat top 25% All 14 signals ▾Customerstop 13% Markettop 18% Talenttop 23% Moattop 25% Techtop 29% Fundingtop 30% Growthtop 32% Producttop 32% Newstop 33% Partnerstop 33% Innovationtop 39% Fin. healthtop 40% Patentstop 48% Globalbottom 39% Customers: Play-Store rating 4.54★ across 14,461,508 ratings (2 apps) · Review volume +6% in 6 mo Market: 451 employees (top 10% of Payments) · Revenue ~$903M rank vs industry peers · Fliar Intelligence Index 84/100 | $903M FY2025 | $1.0B | 40 mo ago | 451 | 2015 | Rahul Chari Co-Founder & CTO | 1 launch · 1 award |
| 2 | Groww 🦄 Provider of an online platform for investments and trading services 94Customers top 10%Tech top 12%Funding top 17%Moat top 17% All 12 signals ▾Customerstop 10% Techtop 12% Fundingtop 17% Moattop 17% Markettop 19% Innovationtop 22% Newstop 22% Fin. healthtop 22% Producttop 27% Growthtop 29% Talenttop 44% Globaltop 50% Customers: Play-Store rating 4.94★ across 2,271,539 ratings (2 apps) · Review volume +16% in 6 mo Tech: 54 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 94/100 | $480M FY2025 | $393M | 12 mo ago | 266 | 2016 | Lalit Keshre Co-Founder & CEO | — |
| 3 | Razorpay 🦄 Provider of payment and business banking solutions for enterprises 90Market top 16%Tech top 16%Moat top 17%Innovation top 19% All 12 signals ▾Markettop 16% Techtop 16% Moattop 17% Innovationtop 19% Fundingtop 26% Producttop 26% Customerstop 34% Fin. healthtop 36% Growthtop 37% Newstop 42% Talenttop 42% Globalbottom 45% Market: 1,952 employees (top 5% of Payments) · Revenue ~$465M Tech: 89 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 90/100 | $465M FY2025 | $742M | 53 mo ago | 1,952 | 2014 | Shashank Kumar Co-Founder & Managing Director | — |
| 4 | CRED 🦄 Fintech platform that rewards users for paying credit card bills on time 92Customers top 9%Funding top 15%Tech top 15%Fin. health top 16% All 13 signals ▾Customerstop 9% Fundingtop 15% Techtop 15% Fin. healthtop 16% Markettop 17% Moattop 17% Innovationtop 20% Producttop 26% Partnerstop 33% Talenttop 44% Growthtop 47% Newstop 47% Globalbottom 39% Customers: Play-Store rating 4.75★ across 2,962,978 ratings (2 apps) · Review volume +13% in 6 mo Funding: Raised $866M across 12 rounds · 12 rounds over 8 yrs (1.5/yr) rank vs industry peers · Fliar Intelligence Index 92/100 | $299M FY2024 | $866M | 2 mo ago | 915 915 → 2,280 (+149%) · sector median +32% | 2018 | Kunal Shah Founder & CEO | — |
| 5 | Xoxoday Provider of rewards and loyalty platform that enables businesses to run employee engagement, customer… 74Tech top 18%Talent top 25%Funding top 30%Product top 32% All 12 signals ▾Techtop 18% Talenttop 25% Fundingtop 30% Producttop 32% Innovationtop 33% Fin. healthtop 33% Newstop 36% Markettop 46% Globaltop 46% Moattop 49% Customersbottom 49% Growthbottom 47% Tech: 82 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Web Services Talent: Analyst team rating 4/5 · 5 named leaders on record rank vs industry peers · Fliar Intelligence Index 74/100 | $118M FY2025 | $31M | 5 mo ago | 269 | 2012 | Abhimanyu Choudhary Co-Founder | — |
| 6 | Perfios 🦄 Provider of AI-driven platform for financial analysis, verification, and decisioning 87Moat top 16%Fin. health top 20%Funding top 23%Talent top 23% All 10 signals ▾Moattop 16% Fin. healthtop 20% Fundingtop 23% Talenttop 23% Markettop 25% Producttop 36% Techtop 44% Growthtop 45% AItop 45% Globalbottom 48% Moat: Top 1% by revenue among 105 tracked Insurance IT companies · Unicorn Fin. health: Revenue ~$83.8M (FY2018) · Net margin 15.6% rank vs industry peers · Fliar Intelligence Index 87/100 | $84M FY2025 | $270M | 12 mo ago | — | 2008 | Debasish Chakraborty Co-Founder | 1 job opening |
| 7 | Cashfree Payments Provider of payment gateway and payouts, and identity verification services 74Moat top 21%Innovation top 24%Market top 27%Funding top 30% All 12 signals ▾Moattop 21% Innovationtop 24% Markettop 27% Fundingtop 30% Techtop 30% Producttop 31% Talenttop 31% Newstop 43% Fin. healthbottom 47% Growthbottom 46% Globalbottom 45% Partnersbottom 43% Moat: Top 4% by revenue among 743 tracked Payments companies · Editorial + unicorn rating 8/10 Innovation: 10 new-product events in 24 mo rank vs industry peers · Fliar Intelligence Index 74/100 | $76M FY2025 | $44M | 16 mo ago | 726 726 → 941 (+30%) · sector median +32% | 2015 | Akash Sinha Co-Founder & Co-CEO | — |
| 8 | QwikCilver Provider of gift card and store value card-based solutions for businesses | $43M FY2022 | $23M | 124 mo ago | 175 | 2008 | Sudarsan Kumar Co-Founder | — |
| 9 | OnSurity Provider of a monthly subscription-based employee healthcare platform offering group health benefits 57Moat top 24%Tech top 26%Funding top 30%Market top 37% All 10 signals ▾Moattop 24% Techtop 26% Fundingtop 30% Markettop 37% Talenttop 38% Producttop 46% Fin. healthbottom 44% Growthbottom 41% Globalbottom 37% Newsbottom 24% Moat: Top 3% by revenue among 1371 tracked HRTech companies · Editorial + unicorn rating 7/10 Tech: 51 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 57/100 | $20M FY2025 | $88M | 21 mo ago | 216 216 → 419 (+94%) · sector median +32% | 2020 | Yogesh Agarwal Co-Founder & CEO | — |
| 10 | Fisdom Provider of online investment and wealth management services 67Moat top 22%Tech top 26%Funding top 30%Product top 30% All 12 signals ▾Moattop 22% Techtop 26% Fundingtop 30% Producttop 30% Customerstop 32% Talenttop 38% Markettop 39% Innovationtop 39% Newstop 39% Growthtop 46% Fin. healthbottom 49% Globalbottom 39% Moat: Top 7% by revenue among 1429 tracked Investment Tech companies · Editorial + unicorn rating 8/10 Tech: 51 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 67/100 | $20M FY2025 | $48M | 6 mo ago | 379 379 → 268 (-29%) · sector median +32% | 2015 | Subramanya V Co-Founder & CEO | — |
| 11 | Yethi Provider of quality assurance and testing automation services for banking and financial services industries 69Moat top 24%Fin. health top 35%Funding top 38%Growth top 38% All 11 signals ▾Moattop 24% Fin. healthtop 35% Fundingtop 38% Growthtop 38% Talenttop 38% Markettop 39% Innovationtop 39% Techtop 39% Producttop 43% Globalbottom 32% Newsbottom 18% Moat: Top 10% by revenue among 743 tracked Payments companies · Editorial + unicorn rating 5/10 Fin. health: Revenue ~$18.1M (FY2022) · Net margin 1.1% rank vs industry peers · Fliar Intelligence Index 69/100 | $18M FY2025 | $5M | 15 mo ago | 1,106 1,106 → 1,284 (+16%) · sector median +32% | 2013 | Nagaraj Savanur Co-Founder | 5 job openings |
| 12 | Simpl Provider of an online marketplace platform for purchase financing | $18M FY2024 | $83M | 56 mo ago | 147 | 2015 | Nitya Sharma Founder | — |
| 13 | Signzy Technologies Provider of identity verification and compliance platform with various API stacks 72Moat top 24%Tech top 28%Talent top 28%Market top 34% All 11 signals ▾Moattop 24% Techtop 28% Talenttop 28% Markettop 34% Innovationtop 39% Fundingtop 40% Producttop 40% Growthtop 41% Fin. healthtop 50% Globalbottom 39% Newsbottom 32% Moat: Top 7% by revenue among 85 tracked RegTech companies · Editorial + unicorn rating 7/10 Tech: 45 technologies across 5/8 capability areas · Cloud: Cloudflare, Vercel rank vs industry peers · Fliar Intelligence Index 72/100 | $18M FY2025 | $40M | 44 mo ago | 321 321 → 423 (+32%) · sector median +32% | 2015 | Ankit Ratan Co-Founder & CEO | 6 job openings · 1 internship · 1 award |
| 14 | Solv Marketplace platform offering multi-category products and services for businesses | $17M FY2024 | $40M | 47 mo ago | 391 | 2019 | Amit Bansal CEO | — |
| 15 | Digio Provider of digital solutions for KYC, document management, and digital signatures 67Customers top 21%Moat top 23%Tech top 32%Talent top 34% All 10 signals ▾Customerstop 21% Moattop 23% Techtop 32% Talenttop 34% Markettop 38% Growthtop 38% Fin. healthtop 44% Fundingbottom 43% Productbottom 40% Globalbottom 32% Customers: Play-Store rating 4.62★ across 9,946 ratings (1 apps) · Review volume +15% in 6 mo Moat: Top 4% by revenue among 135 tracked GRC Software companies · Editorial + unicorn rating 7/10 rank vs industry peers · Fliar Intelligence Index 67/100 | $15M FY2025 | $12M | 41 mo ago | 56 | 2016 | Sanket Nayak Co-Founder | — |
| 16 | Vymo AI-based sales engagement for financial institutions | $14M FY2025 | $45M | 51 mo ago | 457 | 2013 | Sindhu Bhavaraju Founders Office | — |
| 17 | Tracxn Provider of private company data and market intelligence for professionals | $11M FY2025 | $17M | 81 mo ago | 677 677 → 1,378 (+104%) · sector median +32% | 2012 | Abhishek Goyal Co-Founder & Director | 1 launch |
| 18 | Refyne Provider of earned wage access and financial wellness solutions 69Moat top 21%Tech top 28%Innovation top 33%Funding top 33% All 11 signals ▾Moattop 21% Techtop 28% Innovationtop 33% Fundingtop 33% Markettop 39% Producttop 42% Growthtop 43% Fin. healthtop 44% Talentbottom 49% Globalbottom 45% Newsbottom 24% Moat: Top 5% by revenue among 1371 tracked HRTech companies · Editorial + unicorn rating 8/10 Tech: 47 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 69/100 | $11M FY2025 | $106M | 12 mo ago | 150 150 → 194 (+29%) · sector median +32% | 2020 | Chitresh Sharma Co-Founder & CEO | — |
| 19 | FinBox Provider of infrastructure, risk intelligence, and orchestration solutions for digital lending 84AI top 20%Innovation top 22%Moat top 25%Tech top 27% All 13 signals ▾AItop 20% Innovationtop 22% Moattop 25% Techtop 27% Growthtop 28% Talenttop 28% Producttop 30% Partnerstop 32% Fundingtop 35% Markettop 42% Newstop 45% Fin. healthtop 49% Globalbottom 37% AI: Classified as an AI company Innovation: 5 new-product events in 24 mo · 12 product lines rank vs industry peers · Fliar Intelligence Index 84/100 | $9M FY2025 | $16M | 11 mo ago | 198 198 → 406 (+105%) · sector median +32% | 2015 | Nikhil Bhawsinka Co-Founder | 1 launch |
| 20 | Plum Provider of employee health benefits and insurance plans for businesses 69Tech top 19%Growth top 30%Moat top 30%Funding top 35% All 9 signals ▾Techtop 19% Growthtop 30% Moattop 30% Fundingtop 35% Talenttop 38% Markettop 44% Producttop 46% Fin. healthbottom 49% Globalbottom 39% Tech: 62 technologies across 6/8 capability areas · Cloud: Cloudflare, Vercel Growth: Headcount 271 → 297 (+10%) across vintages · Revenue +54% YoY rank vs industry peers · Fliar Intelligence Index 69/100 | $8M FY2025 | $21M | 3 mo ago | 297 | 2019 | Saurabh Arora Co-Founder & CTO | 1 launch · 1 award |
| 21 | New Street Tech Blockchain-based loan lifecycle management suite | $7M FY2025 | $7M | 61 mo ago | 104 104 → 66 (-37%) · sector median +32% | 2017 | Sajeev Viswanathan Co-Founder & CEO | 1 internship · 3 launchs |
| 22 | Karbon Provider of international payment and corporate expense management solutions 69Moat top 23%News top 27%Growth top 32%Innovation top 35% All 11 signals ▾Moattop 23% Newstop 27% Growthtop 32% Innovationtop 35% Fin. healthtop 36% Producttop 38% Fundingtop 41% Talenttop 41% Markettop 42% Techtop 46% Globalbottom 45% Moat: Top 5% by revenue among 22 tracked Digital Remittance companies · Editorial + unicorn rating 7/10 News: 5 BI events in 12 mo (of 40 tracked, 6 types) · +150% YoY rank vs industry peers · Fliar Intelligence Index 69/100 | $7M FY2025 | $30M | 49 mo ago | 79 79 → 137 (+73%) · sector median +32% | 2019 | Pei-Fu Hsieh Co-Founder and CEO | 6 launchs |
| 23 | Happay Provider of travel, expense, and payment management software for enterprises 45Moat top 27%Customers top 35%Tech top 37%Market top 39% All 10 signals ▾Moattop 27% Customerstop 35% Techtop 37% Markettop 39% Fundingtop 41% Producttop 44% Fin. healthtop 48% Globalbottom 37% Growthbottom 24% Newsbottom 21% Moat: Top 12% by revenue among 526 tracked Online Travel companies · Editorial + unicorn rating 6/10 Customers: Play-Store rating 3.76★ across 55,045 ratings (2 apps) rank vs industry peers · Fliar Intelligence Index 45/100 | $5M FY2025 | $22M | 73 mo ago | 225 225 → 233 (+4%) · sector median +32% | 2012 | — | — |
| 24 | Ezetap Cloud-based mPOS software and hardware solutions for businesses | $5M FY2025 | $66M | 60 mo ago | 505 | 2011 | Shripati Acharya Co-Founder | — |
| 25 | Talisma Software for customer relationship management | $4M FY2025 | $66M | 277 mo ago | 375 | 1999 | Pradeep Singh Founder & CEO | 1 job opening · 1 partnership |
| 26 | PagarBook Provider of staff attendance, payroll and biometric attendance tools for small to medium enterprises 76Moat top 24%Growth top 27%Customers top 27%Market top 30% All 11 signals ▾Moattop 24% Growthtop 27% Customerstop 27% Markettop 30% Techtop 31% Fundingtop 35% Talenttop 38% Producttop 41% Fin. healthtop 50% Globalbottom 39% Newsbottom 32% Moat: Top 7% by revenue among 478 tracked Finance & Accounting Tech companies · Editorial + unicorn rating 7/10 Growth: Headcount 379 → 465 (+23%) across vintages · Revenue +100% YoY rank vs industry peers · Fliar Intelligence Index 76/100 | $3M FY2025 | $22M | 13 mo ago | 465 465 → 714 (+54%) · sector median +32% | 2018 | Adarsh Kumar Co-Founder | — |
| 27 | OkCredit Provider of a digital ledger application for small businesses 57Moat top 22%Talent top 28%Innovation top 33%Tech top 36% All 11 signals ▾Moattop 22% Talenttop 28% Innovationtop 33% Techtop 36% Fundingtop 39% Producttop 39% Marketbottom 49% Growthbottom 48% Fin. healthbottom 44% Globalbottom 39% Newsbottom 27% Moat: Top 8% by revenue among 478 tracked Finance & Accounting Tech companies · Editorial + unicorn rating 8/10 Talent: Analyst team rating 4/5 · 3 named leaders on record rank vs industry peers · Fliar Intelligence Index 57/100 | $3M FY2025 | $85M | 81 mo ago | 68 | 2017 | Aditya Prasad Co Founder & CTO | — |
| 28 | FloBiz Provider of mobile-first billing and accounting solutions for SMBs 29Moat top 13%Tech top 37%Innovation top 39%Product top 39% All 11 signals ▾Moattop 13% Techtop 37% Innovationtop 39% Producttop 39% Fundingtop 43% Talentbottom 49% Marketbottom 45% Globalbottom 45% Newsbottom 32% Fin. healthbottom 22% Growthbottom 16% Moat: Top 10% by revenue among 478 tracked Finance & Accounting Tech companies · Editorial + unicorn rating 8/10 Tech: 43 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 29/100 | $2M FY2025 | $44M | 62 mo ago | 41 | 2019 | Rakesh Yadav Co-Founder & CEO | — |
| 29 | Pazcare Provider of employee benefits management platform for companies 50Moat top 28%Tech top 32%Talent top 38%Funding top 41% All 10 signals ▾Moattop 28% Techtop 32% Talenttop 38% Fundingtop 41% Growthtop 47% Markettop 49% Productbottom 48% Globalbottom 37% Fin. healthbottom 36% Newsbottom 18% Moat: Top 14% by revenue among 1371 tracked HRTech companies · Editorial + unicorn rating 7/10 Tech: 43 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 50/100 | $2M FY2025 | $12M | 1 mo ago | 167 167 → 283 (+69%) · sector median +32% | 2020 | Manish Mishra Co-Founder | — |
| 30 | Maximize Online platform offering rewards, cashback, and exclusive offers on various transactions and purchases 50Talent top 28%Tech top 41%Market top 42%Growth top 45% All 8 signals ▾Talenttop 28% Techtop 41% Markettop 42% Growthtop 45% Fundingbottom 49% Productbottom 40% Globalbottom 36% Fin. healthbottom 34% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Tech: 21 technologies across 5/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 50/100 | $2M FY2025 | $1M | 9 mo ago | — | 2023 | Kumar Kartikaya Co-Founder | — |
| 31 | KredX Provider of supply chain finance and automation solutions for enterprises | $2M FY2025 | $33M | 78 mo ago | 119 119 → 125 (+5%) · sector median +32% | 2015 | Anurag Jain Co Founder & COO | 1 partnership |
| 32 | LetsVenture Online platform that connects startup founders with accredited investors, enabling early-stage fundraising… | $2M FY2025 | $3M | 51 mo ago | 33 | 2013 | Shanti Mohan Co-Founder & CEO | 1 job opening |
| 33 | EffiGO Offers SaaS-based sourcing and procurement management solutions for businesses 60Growth top 28%Moat top 36%Funding top 40%Talent top 45% All 8 signals ▾Growthtop 28% Moattop 36% Fundingtop 40% Talenttop 45% Techtop 46% Fin. healthbottom 48% Marketbottom 45% Globalbottom 29% Growth: Revenue +60% YoY · Fresh capital in last 24 mo Moat: Top 30% by revenue among 189 tracked SCM Software companies · Editorial + unicorn rating 5/10 rank vs industry peers · Fliar Intelligence Index 60/100 | $1M FY2024 | $2M | 7 mo ago | — | 2010 | K Raju Co-Founder & CEO | — |
| 34 | Aerchain AI and cloud-enabled end-to-end procurement management solutions 57News top 27%Innovation top 33%Tech top 34%Product top 36% All 12 signals ▾Newstop 27% Innovationtop 33% Techtop 34% Producttop 36% Moattop 36% Growthtop 37% Talenttop 38% AItop 45% Fundingbottom 47% Marketbottom 39% Fin. healthbottom 39% Globalbottom 32% News: 5 BI events in 12 mo (of 8 tracked, 2 types) · 4 high-value events (IPO/M&A/funding/contracts) in 12 mo Innovation: 5 product lines rank vs industry peers · Fliar Intelligence Index 57/100 | $1M FY2025 | $7M | 3 mo ago | 79 79 → 108 (+37%) · sector median +32% | 2016 | Himavanth Jasti Co-Founder & CTO | — |
| 35 | KarmaLife Provider of financial solutions enabling access to earned wages and credit 64Growth top 27%Talent top 28%Funding top 35%Tech top 35% All 10 signals ▾Growthtop 27% Talenttop 28% Fundingtop 35% Techtop 35% Moattop 38% Markettop 47% Productbottom 48% Globalbottom 39% Fin. healthbottom 39% Newsbottom 27% Growth: Headcount 54 → 76 (+41%) across vintages · Revenue +34% YoY Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 64/100 | $1M FY2025 | $9M | 15 mo ago | 76 76 → 79 (+4%) · sector median +32% | 2020 | Badal Malick Cofounder and Chief Business Officer | — |
| 36 | Gradatim SaaS based insurance and banking solutions for businesses | $1M FY2025 | $4M | 25 mo ago | 95 95 → 81 (-15%) · sector median +32% | 2006 | C Prakash Founder & CEO | — |
| 37 | Nova Benefits Online employee health benefits platform for businesses | $924K FY2025 | $11M | 49 mo ago | 173 173 → 115 (-34%) · sector median +32% | 2020 | Yash Gupta Co-Founder | 2 job openings |
| 38 | IBSFINtech Provider of treasury and risk management solutions for businesses 27Moat top 23%Tech top 38%Innovation top 47%Product top 48% All 11 signals ▾Moattop 23% Techtop 38% Innovationtop 47% Producttop 48% Talentbottom 49% Marketbottom 44% Fundingbottom 40% Growthbottom 36% Globalbottom 32% Newsbottom 24% Fin. healthbottom 19% Moat: Top 18% by revenue among 478 tracked Finance & Accounting Tech companies · Editorial + unicorn rating 6/10 Tech: 47 technologies across 3/8 capability areas · Security: Http/3, Recaptcha rank vs industry peers · Fliar Intelligence Index 27/100 | $922K FY2025 | $4M | 27 mo ago | 55 55 → 94 (+71%) · sector median +32% | 2006 | Chandra Grover Co-Founder & CEO | 1 job opening · 1 partnership |
| 39 | CompUp Provider of compensation management and talent acquisition software 45Moat top 24%Talent top 28%Growth top 39%Tech top 45% All 8 signals ▾Moattop 24% Talenttop 28% Growthtop 39% Techtop 45% Fundingtop 48% Fin. healthbottom 48% Globalbottom 37% Marketbottom 35% Moat: Top 20% by revenue among 478 tracked Finance & Accounting Tech companies · Editorial + unicorn rating 7/10 Talent: 4 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 45/100 | $829K FY2025 | $4M | 40 mo ago | 23 23 → 34 (+48%) · sector median +32% | 2020 | Anurag Dixit Co-Founder & CEO | — |
| 40 | Crediwatch Cloud-based business intelligence solution | $764K FY2025 | $6M | 38 mo ago | 33 33 → 44 (+33%) · sector median +32% | 2016 | Sandeep Anandampillai Co-Founder | — |
| 41 | NimbleS2P Provider of web-enabled supply chain management solutions 48Talent top 28%Moat top 34%Growth top 35%Tech top 42% All 10 signals ▾Talenttop 28% Moattop 34% Growthtop 35% Techtop 42% Fin. healthbottom 47% Fundingbottom 45% Productbottom 40% Marketbottom 38% Globalbottom 37% Newsbottom 22% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Moat: Top 27% by revenue among 478 tracked Finance & Accounting Tech companies · Editorial + unicorn rating 4/10 rank vs industry peers · Fliar Intelligence Index 48/100 | $491K FY2025 | $664K | 12 mo ago | — | 2016 | Ranu Khandelwal Co-Founder | — |
| 42 | Instamojo Provider of eCommerce platform, online store builder, and payment solutions | $469K FY2025 | $12M | 59 mo ago | 112 | 2012 | Sampad Swain Co-Founder & CEO | — |
| 43 | Mitigata Provider of cyber insurance products and digital security monitoring services 64Growth top 15%Talent top 28%Fin. health top 31%News top 37% All 9 signals ▾Growthtop 15% Talenttop 28% Fin. healthtop 31% Newstop 37% Fundingtop 44% Techtop 47% Moattop 47% Globalbottom 37% Marketbottom 33% Growth: Revenue +1063% YoY · Web rank 10,000,000 → 5,000,000 YoY Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 64/100 | $413K FY2025 | $880K | 10 mo ago | 24 | 2021 | Sarthak Dubey Co-Founder & COO | 5 job openings |
| 44 | Cybrilla Provider of technology solutions streamlining mutual fund transactions and distribution 40Funding top 38%Talent top 38%Innovation top 39%News top 45% All 11 signals ▾Fundingtop 38% Talenttop 38% Innovationtop 39% Newstop 45% Moattop 45% Techtop 49% Productbottom 47% Growthbottom 43% Marketbottom 39% Globalbottom 39% Fin. healthbottom 37% Funding: Raised $3.6M across 6 rounds · 6 rounds over 11 yrs (0.5/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 40/100 | $410K FY2025 | $4M | 7 mo ago | 30 | 2010 | Satish Perala Co-Founder & CEO | — |
| 45 | Niki Provider of an AI-based automated order-taking app for concierge services | $229K FY2025 | $11M | 69 mo ago | 1 | 2015 | Sachin Jaiswal Co-Founder | — |
| 46 | Healspan Platform offering insurance policy and claims management services | $164K FY2025 | $372K | 17 mo ago | 41 41 → 36 (-12%) · sector median +32% | 2022 | Jayasaravanan Alagusundaram Co-Founder | — |
| 47 | GreenStitch Provider of software for sustainability, carbon accounting, and ESG reporting | $57K FY2025 | $1M | 17 mo ago | — | 2023 | Arpit Samdani Co-Founder & CTO | 2 partnerships |
| 48 | Plusgold Digital gold investment app allowing users to purchase and redeem gold as jewelry at partner jeweler stores | $39K FY2024 | $2M | 23 mo ago | 20 | 2022 | Veer Mishra Founder | — |
| 49 | Rootflo Provider of AI-driven services for financial operations and customer experiences | $15K FY2025 | $125K | 21 mo ago | — | 2023 | Vishnu Satis Co-Founder & CTO | — |
| 50 | ibind Systems Provider of digital onboarding and KYC solutions for banking | — | $2M | 23 mo ago | 23 | 2023 | Santu Maity Co-Founder | — |
Top 12 SaaS Fintech companies in Bengaluru
#1
CRED 🦄Series G · Bengaluru, Karnataka · founded 2018 · 915 employees$865.6Mraised▾
Fintech platform that rewards users for paying credit card bills on time. It operates a members-only financial rewards platform focused on creditworthy users. The app primarily allows users to pay their credit card bills while earning rewards such as cashback, discount offers, and access to exclusive brand experiences. It also functions as a personal credit management tool. It helps users track multiple credit cards, monitor spending behavior, receive due-date reminders, and analyze credit score trends.
- Mar 2026Angel$2M
- May 2025Series G$75M
- Jul 2024Unattributed$2.4K
- Jun 2022Series F$140M
#2
Groww 🦄Public · Bengaluru, Karnataka · founded 2016 · 266 employees$393.2Mraised▾
Provider of an online platform for investments and trading services. The platform facilitates stock, exchange-traded fund, and initial public offering investments with order tracking. It offers tools for intraday monitoring, futures and options trading, and commodities trading. The platform also provides access to direct mutual funds, new fund offers, and mutual fund screeners.
- Jun 2025Series F$202.3M
- Jan 2022Angel—
- Oct 2021Series E$251M
- Apr 2021Series D$83M
#3
Series B · Bengaluru, Karnataka · founded 2019 · 297 employees$20.7Mraised▾
Provider of employee health benefits and insurance plans for businesses. The company offers group health, term life, and personal accident insurance. Healthcare options include care programs, telehealth, health checkups, and mental health support. Business insurance includes directors and officers, errors and omissions, and cyber coverage. The company provides benefits management, claims analytics, and budgeting features.
- Mar 2026Series B$20.5M
- May 2021Series A$15.7M
- Nov 2020Seed$4.1M
- Feb 2020Seed$975.6K
#4
Acquired · Bengaluru, Karnataka · founded 2015 · 379 employees$47.7Mraised▾
Provider of online investment and wealth management services. This includes access to stock trading, mutual funds, IPOs, and portfolio management services. The platform offers tools for portfolio analysis and educational resources to support investor learning. It also provides access to research and analyst reports. A mobile application facilitates ease of access and management of investments.
- Nov 2025Series C$11.7M
- Dec 2023Series C$5M
- Jan 2022Series C$14.7M
- Nov 2021Series B$5.3M
#5
Series A · Bengaluru, Karnataka · founded 2020 · 167 employees$12Mraised▾
Provider of employee benefits management platform for companies. It offers a digital platform to customize and deliver group health insurance, personal accident coverage, term life insurance, wellness programs, and tax-saving wallets like meal, fuel, and multi-benefits options.
- Apr 2026Series A$394.6K
- Jun 2022Series A$8.2M
- Apr 2021Seed$3.6M
#6
Perfios 🦄Series D · Bengaluru, Karnataka · founded 2008$270.3Mraised▾
Provider of AI-driven platform for financial analysis, verification, and decisioning. The platform offers document analysis, KYC/KYB compliance, fraud detection, and risk assessment solutions. It facilitates digital lending, customer onboarding, and claims automation across various industries. The platform also provides tools for credit assessment and due diligence.
- May 2025Series D$1.5M
- Mar 2024Series D$80M
- Sep 2023Series D$41.4M
- Oct 2022Venture Debt$6.1M
#7
Series C · Bengaluru, Karnataka · founded 2012 · 269 employees$30.6Mraised▾
Provider of rewards and loyalty platform that enables businesses to run employee engagement, customer loyalty, and incentive programs. It provides tools to create and manage rewards, recognition, and payout workflows across use cases such as employee engagement, sales incentives, customer loyalty, and channel partner programs. It offers a global rewards marketplace with millions of redemption options across multiple countries, currencies, and languages. It supports flexible deployment, enterprise-grade security, and integrations with widely used business systems such as HR, CRM, collaboration, and marketing automation tools.
- Jan 2026Series C—
- Feb 2025Series B$70M
- Feb 2022Series A$30M
- Oct 2016Seed$465.6K
#8
Series A · Bengaluru, Karnataka · founded 2016 · 79 employees$7.1Mraised▾
AI and cloud-enabled end-to-end procurement management solutions. It is a software company that has developed an AI-powered procurement solution, helping to transform the sourcing process through autonomous workflows and a multi-AI agent framework. The platform enables users to manage their operational spend, with a focus on procurement-to-pay processes.
- Mar 2026Series A$13M
- May 2021Seed$3.1M
- Nov 2018Seed$260.9K
- Feb 2018Seed$115.4K
#9
Series B · Bengaluru, Karnataka · founded 2020 · 150 employees$106Mraised▾
Provider of earned wage access and financial wellness solutions. The platform offers employees access to their earned wages before payday, along with financial literacy resources and tools to manage financial well-being. The platform integrates with existing HR systems, enabling seamless access for employees and streamlined payroll processes for employers. It also provides access to various financial tools for better financial behavior and inculcates positive habits such as savings. The platform prioritizes data security and privacy, adhering to relevant regulations and employing robust security measures.
- Jun 2025Venture Debt$4M
- Dec 2021Series B$82M
- Jun 2021Series A$16M
- Dec 2020Seed$4.1M
#10
Series B · Bengaluru, Karnataka · founded 2015 · 198 employees$16.1Mraised▾
Provider of infrastructure, risk intelligence, and orchestration solutions for digital lending. The company offers tools for credit origination, decisioning, and risk management. It provides open banking infrastructure, device analytics, and security and compliance solutions. The company’s products integrate with lending ecosystems.
- Jul 2025Series B$35M
- May 2022Series A$15M
- Apr 2021Series A$780.9K
- Aug 2019Seed$306.8K
#11
Series C · Bengaluru, Karnataka · founded 2015 · 726 employees$44Mraised▾
Provider of payment gateway and payouts, and identity verification services. The company offers tools for businesses to collect payments, send payouts, manage international transactions, and verify customer identities. Payment solutions include payment links, forms, and international payment acceptance. Payout services facilitate instant money transfers to bank accounts, UPI IDs, cards, and wallets. Identity verification services automate KYC processes and fraud monitoring.
- Feb 2025Series C$23M
- May 2023Venture Debt—
- Jun 2021Series B$2.7M
- Nov 2020Series B$35.3M
#12
Seed · Bengaluru, Karnataka · founded 2010 · 30 employees$3.6Mraised▾
Provider of technology solutions streamlining mutual fund transactions and distribution. The company offers an API platform simplifying mutual fund processes for companies and distributors. It facilitates deeper distribution partnerships with fund houses and decentralizes transactions. The company also helps write protocols for the mutual fund space.
- Oct 2025Seed—
- Feb 2025Seed$3.4M
- Sep 2024Seed$245.9K
- May 2024Angel$239.5K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of SaaS Fintech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
What Bengaluru researches in fintech
Bangalore University, IIM Bangalore, and IIIT Bangalore lead fintech research dominated by financial inclusion and digital adoption concerns, with a contested tone reflecting more concern than breakthrough optimism.
- Bangalore University5
- Indian Institute of Management Bangalore5
- International Institute of Information Technology Bangalore3
- Indian Institute of Science Education and Research, Bhopal2
- Indian Institute of Science Bangalore1