Best Internet First Lenders Companies in United States
The 336 best Internet First Lenders companies in United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: simplefi.
Tracking the best Internet First Lenders companies in the United States, this directory covers 336 firms ranked by disclosed equity funding and recent funding momentum. Total disclosed funding sits at $2M across the board, with Simplefi claiming the top spot at $2M raised. No unicorns yet. That figure tells you something about where this segment actually is right now, not where the pitch decks say it's headed.
The broader market context is more bullish. Global internet-first lending is forecast to grow from roughly $10.7B in 2021 to around $20.5B by 2026, a 13.8% CAGR according to MarketsandMarkets, driven by rising internet penetration and rapid BFSI digitization. Median app install growth of about 13% YoY across nearly 3,800 internet and fintech apps confirms the demand is real. But regulatory drag is real too, and I'd watch the data privacy and cybersecurity pressures closely, since varying compliance standards across regions are already slowing some players down. So the gap between market-level momentum and company-level funding here is wide, which means the consolidation story for U.S. internet-first lenders is still very much unwritten.
- Allied Market Research
Ranked: Best Internet First Lenders companies in United States
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | simplefi Enterprise solutions company providing accessible credit education and affordable financing to client… | $2M | 136 mo ago | Deadpooled | — | 2012 | — | — |
| 2 | 1% Checks Cashed 1% Provider of check-cashing services intended to offer low rates to a varied range of clients. | — | — | Private | — | 1999 | — | — |
| 3 | 1st Continental Mortgage Our mission is to provide a working platform for Independent Loan Officer’s in the residential and… | — | — | — | — | 1997 | — | — |
| 4 | 2nd wallet Enterprise API technology for companies to source records customers can share with friends and family. | — | — | Private | — | 2018 | — | — |
| 5 | abbey mortgage & investments Abbey Mortgage & Investments provides loans for real estate properties, rental properties, and construction. | — | — | — | — | 1998 | — | — |
| 6 | abunda Abunda is an e-commerce platform that enables consumers to pay monthly on millions of products. | — | — | Private | — | 2020 | Cart FunctionalityRubyChart.js+26 | — |
| 7 | Access Mortgage Residential Lending Brokerage | — | — | — | — | — | — | — |
| 8 | ACG Equipment Finance ACG offers financing of capital equipment to companies ranging from Fortune 500 to the family store and home… | — | — | — | — | — | — | — |
Top 1 Internet First Lenders companies in United States
#1
Deadpooled · Palo Alto, California · founded 2012 · 20 employees$2.5Mraised▾
Provider of financial services intended to offer assistance and other financial empowerment resources. The company's services address the financial needs of their employees through management tools, credit-building and personalized advice and guidance, enabling clients to get loans and financial support at the time of crisis.
Funding & investor landscape
Market landscape — 10 sub-themes by coverage
Share of Internet First Lenders coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.