Alternative Lending · Brazil, India

Best Alternative Lending Companies in Brazil

Updated 2026-06-19 · Ranked by funding & momentum

218 indexable Alternative Lending companies headquartered in Brazil, ranked by total equity funding and recent funding momentum. Combined disclosed equity funding of $2.1B across 81 funded companies, including 1 unicorn.

218
Companies
$2.1B
Total Funding
81
Funded
1
Unicorns
2
Rounds (90d)

Ranked: Best Alternative Lending companies in Brazil

#CompanyFundingValuationStage Latest roundEmployeesFoundedMomentum
1 Creditas Unicorn
Online platform for asset-backed consumer loans
$873.4M $4.8B
as of 2022
Series G Series G Dec 2025 2,899 2012 ↑ Active
2 A55
Online platform for revenue-based financing
$63M Series B Series B Mar 2026 72 2019 ↑ Active
3 Franq
Online marketplace for personal bankers
$15.8M Series B Series B May 2026 190 2019 ↑ Active
4 Zippi
Provider of an online personal loans platform for drivers
$16.1M Series B Series B Feb 2026 58 2019 ↑ Active
5 Solfácil
Online marketplace for residential solar financing
$176.3M Series C Conventional Debt Feb 2025 2018 ↑ Active
6 Altis
Provider of embedded lending solutions for businesses
$12.6M Seed Conventional Debt Dec 2025 2023 ↑ Active
7 Core AI
Provider of a platform for businesses to offer customized credit products
$4.5M Seed Seed Mar 2026 2024 ↑ Active
8 CashU
Provider of a lending platform for point-of-sale financing
$3.8M Series A Conventional Debt Jan 2026 21 2019 ↑ Active
9 Ume
Online platform for point of sale financing
$15M Series B Series B Sep 2025 165 2017 ↑ Active
10 Makasi
Provider of construction financing solutions to small and medium-sized real estate developers and builders
$40M Late Stage Conventional Debt May 2025 2023 ↑ Active
11 Agrolend
Agrolend: Financing Brazilian agribusiness with innovative credit solutions and strategic partnerships
$96.2M Series C Series C Oct 2024 43 2020 ↑ Active
12 meutudo
Provider of an app-based lending platform for payroll loans
$2.3M Series A Series A Feb 2026 150 2016 ↑ Active
13 PRAVALER
Online lending platform for education loans
$86.1M Funding Raised Conventional Debt Nov 2024 462 2001 ↑ Active
14 Gringo
Online platform for vehicle fines and taxes loans
$85.5M Acquired Series C Sep 2024 218 2019 ↑ Active
15 Educbank
Online lending platform for educational institutions
$37.1M Series A Conventional Debt Nov 2024 78 2020 ↑ Active
16 Sol Agora
A platform providing solar energy financing solutions
$20M Series B Series B Dec 2024 2022 ↑ Active
17 Bull Cred Tech
Provider of a white-label platform for worker credit origination and management
$1.8M Seed Seed Oct 2025 2025 ↑ Active
18 klubi
Online platform offering group lending for purchasing cars
$11.5M Series A Series A Dec 2024 77 2021 ↑ Active
19 Credituz
Provider of a credit management platform for the real estate sector
$5M Seed Angel May 2025 2023 ↑ Active
20 FlowCredi
Provider of secured loans using real estate and vehicle collateral
$643.4K Seed Seed Dec 2025 2023 ↑ Active
21 Facio
App-based platform for payroll loans
$18.1M Series B Series B Jul 2024 38 2018 ↑ Active
22 HiSofi
Online platform for debt negotiations and settlement
$98.2K Seed Seed Apr 2026 34 2020 ↑ Active
23 Monkey Exchange
Online marketplace for invoice receivables
$19.9M Series B Series B Jul 2024 347 2016 ↑ Active
24 Divibank
Online platform for revenue-based financing
$3.6M Series A Series A Apr 2025 46 2020 ↑ Active
25 Dinie
Online marketplace for business credit lines
$3.8M Seed Seed Feb 2025 17 2018 ↑ Active
26 FinanZero
Provider of an aggregator platform of loans
$32.5M Series B Series B Mar 2024 70 2015
27 ObraBank
Provider of financial solutions for construction and infrastructure project stakeholders
$3.2M Series A Series A Dec 2024 2024 ↑ Active
28 Gibb
Provider of on demand pay solutions for organizations
$5.5M Series A Series A Sep 2024 2023 ↑ Active
29 Nagro
Online platform offering business loans
$49.5M Series A Conventional Debt Sep 2023 84 2015
30 Koin
Provider of purchase financing solutions
$11.8M Acquired Series B Mar 2024 200 2014
31 Konsi
App-based payroll loan comparison platform
$1.6M Seed Seed Jun 2024 46 2021 ↑ Active
32 Credmei
Provider of receivables financing for small and medium-sized enterprises
$8.1M Funding Raised Conventional Debt Dec 2023 2013
33 Agro
Platform offering credit for farmers
$6.5M Series A Series A Jan 2024 46 2015
34 Parcela Mais
Online lending platform for healthcare financing
$9M Series A Series A Oct 2023 11 2020
35 Tino
Account receivable solutions for businesses
$40.5M Series A Series A Nov 2021 120 2020
36 WEEL
Invoice factoring solution
$63.1M Acquired Series B Feb 2020 76 2014
37 EmpreX
Online marketplace offering personal loan refinancing
$2.2M Seed Conventional Debt Apr 2024 17 2021
38 AutoBanking
Provider of automotive financing solutions to consumers
$356K Seed Angel Sep 2024 2015 ↑ Active
39 Paketa
Online marketplace for payroll loans
$8.4M Series A Series A Jan 2023 68 2018
40 LitiPay
Online lending platform offering legal financing
$1.4M Seed Seed Jun 2024 2021
41 Bankme
Provider of a productive ecosystem platform for banks
$2.6M Series A Series A Dec 2023 56 2020
42 PayHop
Platform offering financing solution for retail merchants
$2.2M Seed Seed Jan 2024 2020
43 Juvo Credito
Provider of personal credit loan services
$7.7M Series A Series A Jan 2023 2022
44 Pontte
Online platform for property-backed loans
$29.3M Series B Series B Aug 2020 2018
45 Bom Pra Credito
Online marketplace for consumer loans
$29.5M Acquired Series A Sep 2019 78 2013
46 BizCapital
Online lending platform for business loans
$20M Acquired Series B Oct 2020 110 2016
47 Scalable
Online marketplace offering loans for SaaS businesses and also allowing lenders to lend
$3.9M Funding Raised Conventional Debt Apr 2023 6 2022
48 bitgov
Provider of financial services
$1.7M Seed Seed Nov 2023 5 2021
49 Consignei
Online lending platform offering payroll loans
$569.5K Seed Seed Jun 2024 2022
50 REBEL
Online lending platform for consumer loans
$14.1M Series B Series B Dec 2019 15 2017

Top 12 Alternative Lending companies in Brazil

#1
Creditas Unicorn Series G
$873.4M Raised
expand_more
location_onItaim Bibi, State of Sao Paulo
Founded
2012
Employees
2,899
Funding raised
$873.4M
Valuation
$4.8B · 2022
Stage
Series G

Online platform for asset-backed consumer loans. It offers various loans including such as vehicle-backed loans, property-backed loans, personal loans, payroll loans, salary advances, and more. The asset-backed loans are provided on the basis of collateral evaluation. The platform is integrated into the company's existing payroll software in order to provide payroll loans to employees. It also enables users to exchan

Funding rounds (10 disclosed of 10)
Round Date Amount
Series G Dec 2025 $108M
Series F Jul 2022 $50M
Series F Jan 2022 $260M
Conventional Debt Feb 2021 $28.3M
Series E Dec 2020 $255M
Conventional Debt Jul 2019 $800K
4 earlier rounds — sign up free
Tech stack
acuityadsadobe audience managerapolloapple icloud mailappnexuscart functionality+14
#2
A55 Series B
$63M Raised
expand_more
location_onSao Paulo
Founded
2019
Employees
72
Funding raised
$63M
Stage
Series B

Online platform for revenue-based financing. It offers financing for SaaS and e-commerce businesses. The businesses can integrate the bank accounts and ad accounts into the system, and the loan amount is based on the analysis performed on the given documents. once approved and signed the funds are directly transferred to the registered bank account.

Funding rounds (5 disclosed of 7)
Round Date Amount
Series B Mar 2026 Undisclosed
Series B Jun 2024 $4.7M
Series B Jan 2022 $16.3M
Series A May 2021 $35M
Conventional Debt May 2021 Undisclosed
Seed 2020 $2M
1 earlier round — sign up free
Tech stack
cart functionalitycloudflaregoogle workspacehstshttp/3hubspot+7
#3
Franq Series B
$15.8M Raised
expand_more
location_onFlorianopolis, State of Santa Catarina
Founded
2019
Employees
190
Funding raised
$15.8M
Stage
Series B

Online marketplace for personal bankers. It enables individuals to avail banking operations including loans and financing, investment platforms, digital accounts, and cards from multiple banking partners with the assistance of personal bankers. It also enables individuals with experience in the sector to enroll as personal bankers.

Funding rounds (3 disclosed of 3)
Round Date Amount
Series B May 2026 $12.4M
Series A Oct 2022 $12M
Series A Jun 2021 $3.8M
Tech stack
amazon cloudfrontamazon s3amazon web servicesamplitudecalendlycloudflare+14
#4
Zippi Series B
$16.1M Raised
expand_more
location_onSao Paulo
Founded
2019
Employees
58
Funding raised
$16.1M
Stage
Series B

Provider of an online personal loans platform for drivers. It provides users with a platform where users can apply for loans by submitting an online application. The platform serves Uber, 99, and Cabify application drivers. Loan repayments are made weekly via bank slips.

Funding rounds (3 disclosed of 3)
Round Date Amount
Series B Feb 2026 $42.3M
Series A Jun 2022 $16M
Seed Aug 2019 $150K
Tech stack
amazon albamazon cloudfrontamazon s3amazon web servicescloudflarecloudflare browser insights+14
#5
Solfácil Series C
$176.3M Raised
expand_more
location_onSao Paulo, State of Sao Paulo
Founded
2018
Funding raised
$176.3M
Stage
Series C

Online marketplace for residential solar financing. It connects consumers with multiple investors and installers of solar energy. Users can define the photovoltaic solar project on the basis of requirements and pay the monthly installments.

Funding rounds (7 disclosed of 7)
Round Date Amount
Conventional Debt Feb 2025 $170M
Series C Oct 2024 $11.2M
Series C Sep 2022 $30M
Series C Apr 2022 $100.3M
Series B Jun 2021 $30M
Series A Jul 2020 $4M
1 earlier round — sign up free
Tech stack
adoptapple icloud mailcloudflarecloudflare bot managementcore-jselementor+14
#6
Altis Seed
$12.6M Raised
expand_more
location_onSao Paulo, State of Sao Paulo
Founded
2023
Funding raised
$12.6M
Stage
Seed

Provider of embedded lending solutions for businesses. The platform provides the integration of lending services directly into a business's operations, allowing them to offer personalized credit options to their customers. The service includes origination, fraud prevention, and customer identification processes, as well as banking infrastructure and asset management. It enables businesses to expand revenue streams, i

Funding rounds (2 disclosed of 3)
Round Date Amount
Conventional Debt Dec 2025 $10M
Seed Apr 2025 $2.6M
Conventional Debt Apr 2025 Undisclosed
Founders & key people
Tech stack
amazon cloudfrontamazon s3amazon sesamazon web servicesgoogle font apigoogle workspace+10
#7
Core AI Seed
$4.5M Raised
expand_more
location_onSao Paulo, State of Sao Paulo
Founded
2024
Funding raised
$4.5M
Stage
Seed

Provider of a platform for businesses to offer customized credit products. The platform enables integration of financial products through an application programming interface. It focuses on funding, risk management, and infrastructure. The platform offers credit infrastructure, data platform, risk engine, and embedded funding solutions.

Funding rounds (1 disclosed of 1)
Round Date Amount
Seed Mar 2026 $4.5M
Tech stack
apple icloud mailframer sitesgoogle analyticsgoogle font apigoogle workspacehsts+7
#8
CashU Series A
$3.8M Raised
expand_more
location_onSao Paulo, State of Sao Paulo
Founded
2019
Employees
21
Funding raised
$3.8M
Stage
Series A

Provider of a lending platform for point-of-sale financing. It provides users with a lending platform which offers personal credit lines on their own balance sheet, whereby a credit limit is assigned and interest is charged only on the used limit. It also provides users with credit analysis, cash flow management, and credit limit management.

Funding rounds (5 disclosed of 5)
Round Date Amount
Conventional Debt Jan 2026 $22.5M
Conventional Debt Feb 2025 $17.5M
Series A Apr 2024 $1.5M
Seed Mar 2022 $1.2M
Seed Dec 2021 $1.1M
#9
Ume Series B
$15M Raised
expand_more
location_onSao Paulo, State of Sao Paulo
Founded
2017
Employees
165
Funding raised
$15M
Stage
Series B

Online platform for point of sale financing. It enables users to purchase products and pay in monthly installments within the merchant network. It also provides a merchant portal that allows merchants to register and offer a point of sale financing to the end customers. The application is available on the Android platform.

Funding rounds (2 disclosed of 2)
Round Date Amount
Series B Sep 2025 $21.8M
Series A Apr 2024 $15M
Tech stack
amplitudeanimate.csscdnjscloudflarecloudflare bot managementcore-js+14
#10
Makasi Late Stage
$40M Raised
expand_more
location_onCuritiba, Parana
Founded
2023
Funding raised
$40M
Stage
Late Stage

Provider of construction financing solutions to small and medium-sized real estate developers and builders. It provides users with a company that aims to make construction financing safe and accessible, utilizing technology to streamline the process with clear rules. It also offers handles the entire financing request process, including documentation management for credit evaluation by various banks and real estate f

Funding rounds (2 disclosed of 2)
Round Date Amount
Conventional Debt May 2025 $21M
Conventional Debt Dec 2024 $19M
Founders & key people
Tech stack
adoptcloudflarecloudflare bot managementcore-jsfacebook pixelgoogle analytics+13
#11
Agrolend Series C
$96.2M Raised
expand_more
location_onSao Paulo, State of Sao Paulo
Founded
2020
Employees
43
Funding raised
$96.2M
Stage
Series C

Agrolend: Financing Brazilian agribusiness with innovative credit solutions and strategic partnerships. The company provides financial solutions to the Brazilian agribusiness sector, offering customized credit and fostering sustainable development. It focuses on delivering agile and innovative financial services to a diverse range of clients, including distributors, industries, cooperatives, and mills. The firm struc

Funding rounds (4 disclosed of 4)
Round Date Amount
Series C Oct 2024 $52.9M
Series B Nov 2022 $27M
Series A Jan 2022 $14.7M
Seed Apr 2021 $1.6M
#12
meutudo Series A
$2.3M Raised
expand_more
location_onFortaleza, State of Ceara
Founded
2016
Employees
150
Funding raised
$2.3M
Stage
Series A

Provider of an app-based lending platform for payroll loans. It provides users with a platform that mainly offers payroll loans for retirees, pensioners, and civil servants. It also offers consigned loans for retirees. Its app is available for Android and iOS users.

Funding rounds (1 disclosed of 2)
Round Date Amount
Series A Feb 2026 Undisclosed
Seed May 2020 $2.3M
Founders & key people
Tech stack
amazon cloudfrontamazon s3amazon web servicescart functionalitycdnjscloudflare+9

Recent signals in Brazil Alternative Lending

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Funding & investor landscape

Total raised
$2.1B
across these companies
Companies funded
81
with disclosed funding
Highest-funded
$873.4M raised

Most active investors

Spectra Investments Spectra Investments 9 investments in Alternative Lending DOMO DOMO 8 investments in Alternative Lending Monashees Monashees 8 investments in Alternative Lending SRM Ventures SRM Ventures 8 investments in Alternative Lending Bertha Capital Bertha Capital 7 investments in Alternative Lending Canary Canary 6 investments in Alternative Lending Valor Capital Group Valor Capital Group 6 investments in Alternative Lending Distrito Distrito 5 investments in Alternative Lending Igah Ventures Igah Ventures 5 investments in Alternative Lending Quona Quona 5 investments in Alternative Lending Village Capital Village Capital 5 investments in Alternative Lending 42K Investimentos 42K Investimentos 4 investments in Alternative Lending

Notable founders in Brazil Alternative Lending

Andre Wetter Andre Wetter Co-Founder A55 · $63M raised
Hugo Mathecowitsch Hugo Mathecowitsch Co-Founder & CEO A55 · $63M raised
Paulo Silva Paulo Silva Founder e CEO Franq · $15.8M raised
Felipe Giroleti Felipe Giroleti Co-Founder Franq · $15.8M raised
Daniel Ferretti Daniel Ferretti Co Founder | Head of Product & Design Franq · $15.8M raised
Andre Bernardes Andre Bernardes Co-Founder / CEO Zippi · $16.1M raised
RA Roger Alves Co-Founder Solfácil · $176.3M raised
GT Guillaume Tiret Co-Founder & CFO Solfácil · $176.3M raised
Luiz Bettega Luiz Bettega Co-Founder Altis · $12.6M raised
KT Kyle T Founder Core AI · $4.5M raised
FM Fernando Martins Co-Founder Core AI · $4.5M raised
CC Carolina Carvalho Co-Founder Core AI · $4.5M raised

Frequently asked questions

How many Alternative Lending companies are there in Brazil?
Radar tracks 218 indexable Alternative Lending companies headquartered in Brazil that meet our profile-completeness bar.
What is the total funding raised by Alternative Lending companies in Brazil?
The Alternative Lending companies in Brazil on this list have raised a combined $2.1B in disclosed equity funding across 81 funded companies.
Which is the highest-funded Alternative Lending company in Brazil?
Creditas is the highest-funded Alternative Lending company in Brazil, with $873.4M in disclosed equity funding.
How many Alternative Lending companies in Brazil are funded?
81 of the 218 Alternative Lending companies in Brazil on this list have disclosed at least one equity funding round.
How many Alternative Lending unicorns are there in Brazil?
1 Alternative Lending company in Brazil on this list is valued at $1B or more.
Who are the top investors in Brazil Alternative Lending companies?
The most active investors in Brazil Alternative Lending companies on this list include Spectra Investments, DOMO, Monashees, SRM Ventures, Bertha Capital.

Rankings are computed by Radar (Fliar BI) from the Radar company master and are updated periodically. Funding and momentum scores use disclosed equity-funding data only. Figures may lag private rounds. Last updated 2026-06-19.

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