Best Alternative Lending Companies in United States

#1

Capchase Series C

location_onCambridge, Massachusetts

Provider of an online revenue-based financing platform for SaaS businesses. It offers to finance for recurring revenue tech-based companies. The user must sync the financial data from banks, accounting software, and subscriptions, and the financing amount is calculated based on it. It also offers blogs, runway calculators, and more.

#2

Stream Acquired

location_onArlington, Virginia

Workplace financial wellbeing platform that provides employees with tools to access earned wages. It offers a suite of tools that help users earn, access, save, spend, and plan their money in one unified mobile application. It includes features such as on-demand access to earned wages, budgeting and spending insights, savings products, financial coaching, and access to loans and pension consolidation tools. It also p

#3

inKind Series B

location_onAustin, Texas

Digital dining rewards platform that allows users to earn cashback and perks when paying. It allows seamless bill payments through an app, while offering rewards, bonuses, and promotional offers across a large network of partner locations. Users can discover venues, unlock dining benefits, and enhance their restaurant experience through integrated payment and loyalty features, all managed within a single digital inte

#4

Centra Leasing Funding Raised

location_onPlano, Texas

Provider of equipment financing and leasing solutions for businesses. It offers direct lending capabilities to finance equipment for small- and medium-sized businesses across various industry sectors. The company provides options for customers’ equipment financing needs through its vendor programs, online finance center, and broker program.

#5

DailyPay Unicorn Series D

location_onNew York City, New York

Financial wellness and earned wage access platform that enables employees to access their earned pay on-demand. It integrates directly with employers’ existing payroll, HR, and workforce management systems, allowing workers to view and transfer portions of their accrued earnings in real time. It is positioned as a retention and engagement tool that helps attract and retain talent by offering greater financial flexi

#6

Parafin Series C

location_onSan Francisco, California

Provider of cloud-based platform for revenue-based financing. It features a platform for connecting buyers and sellers for growth capital financing. Provides tools for retaining sellers, tracking revenue streams, APIs for underwriting, financial and regulatory risks, and payment processing for users.

#7

Pipe Unicorn Series C

location_onLos Angeles, California

Online revenue-based financing marketplace for SaaS businesses. It offers a solution that connects businesses with investors for revenue-based financing. Businesses can integrate the accounting and ERP systems to the platform using APIs. The loan amount is based on the business data obtained from the system. It features integrations with existing payment tools and automated monthly statements.

#8

Upgrade Unicorn Series G

location_onSan Francisco, California

Provider of consumer credit and banking products. It provides users with a financial technology company offering diverse credit and banking products. The company provides personal loans, credit cards, and rewards checking and savings accounts designed to assist individuals in managing their finances. Their offerings aim to provide accessible credit solutions, competitive rates, and rewards for everyday spending. They

#9

LendingPoint Series B

location_onAtlanta, Georgia

Personal loans provider offering financial solutions with proprietary technology and AI. The company provides unsecured personal loans to consumers, leveraging advanced algorithms and data models to offer access to credit. They aim to create frictionless access to money, offering personalized solutions to meet unique financial needs. The company uses technology to paint a more complete picture of applicants, unlockin

#10

Targeted Lending Co Acquired

location_onWilliamsville, New York

Provider of equipment financing solutions for small businesses. It offers customized financing options with flexible terms to accommodate various credit scores and industries. The company finances a wide array of equipment, from software and computers to machinery and vehicles. Its streamlined application process enables quick funding, allowing businesses to focus on growth. The firm's tailored approach aims to simpl

#11

Dakota Financial Funding Raised

location_onLos Angeles, California

Provider of funding solutions for businesses with challenged credit profiles. It delivers funding programs designed for customers with prior bankruptcies, tax liens, judgments, repossessions, or slow payments. Financing is based on collateral, and it offers approvals, leases, and equipment financing agreements. The company provides documentation and aims to work through business challenges.

#12

eCapital Acquired

location_onMiami, Florida

Provider of asset-based, supply chain, and invoice financing solutions. The company delivers working capital through asset-based lending, accounts receivable financing, supply chain finance, factoring, and other specialized financial solutions. It caters to industries like healthcare, staffing, consumer goods, and transportation, offering financing for various scenarios including high growth, restructurings, and merg