Best Alternative Lending Companies in Finland
The 32 best Alternative Lending companies in Finland in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Fellow Finance.
- Switzerland Alternative Lending Market Databook 2025-2029
Ranked: Best Alternative Lending companies in Finland
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Fellow Finance Crowdfunding platform for personal loans | $21M | 68 mo ago | Funding Raised | Harri Tilev Co-Founder & CSO | 2013 | — | — |
| 2 | Sortter Cryptocurrency exchange comparison platform | — | 43 mo ago | Acquired | Markus Huhdanpaa Co-Founder | 2018 | PrismicGatsbyReact+15 | — |
| 3 | OpusCapita Provider of business network, accounts payable, and procurement process solutions | — | 91 mo ago | Acquired | — | 1984 | WordPress Block EditorCart FunctionalityWordPress+30 | — |
| 4 | Etua Oy Matching platform for loans and insurance products | — | 103 mo ago | Acquired | Jari Pennanen ex-CEO | 2008 | WordPress Block EditorWordPressMySQL+23 | — |
| 5 | Action Energy Finance Platform that pools together small-size energy projects for investors | — | — | Unfunded | Tarja Teppo CEO | 2020 | — | — |
| 6 | aion sigma Aion Trust Score enables 40 million underbanked SMEs to access fair finance and lease smartphones | — | — | Private | Radu Ancuta Co-Founder | 2016 | — | — |
| 7 | Andumus Predictive Analytics, Credit Scoring | — | — | Unfunded | Janne Liuttu ex-CEO | 2008 | — | — |
| 8 | Aurora Exchange Peer to peer lending platform for personal loans. | — | — | Unfunded | Jarno Piironen CEO | 2012 | FirebaseReactReact Router+6 | — |
Top 4 Alternative Lending companies in Finland
#1
Funding Raised · Helsinki, Uusimaa · founded 2013$21.4Mraised▾
FellowFinance is a crowdfunding platform for private borrowers. Investors are individuals who want to earn interest. A borrower can submit a loan request ranging from 1000 Euros - 10,000 Euros for 2 - 10 years at 3% p.a. Investors select their preferred investment project and invest their money which is kept at a partner bank. Once the target level has been reached and the documents are checked, the funds are disbursed to the borrower and interest is given to investors on a pro-rata basis.
- Feb 2021Conventional Debt$21.4M
#2
Acquired · Helsinki, Uusimaa · founded 2018 · 9 employees—raised▾
Cryptocurrency exchange comparison platform. It offers a financial services comparison platform that uses advanced algorithms to help consumers compare various financial products. It enables users to compare cryptocurrency exchanges on multiple blockchains.
- Apr 2023Seed—
#3
Acquired · Espoo, Uusimaa · founded 1984 · 250 employees—raised▾
Provider of business network, accounts payable, and procurement process solutions. The company offers solutions for invoice sending, order-to-cash, invoice receiving, and purchase-to-pay processes. It facilitates network interoperability, invoice automation, and e-procurement. The company provides resources such as news, blogs, webinars, and events related to its offerings.
#4
Acquired · Helsinki, Uusimaa · founded 2008 · 2 employees—raised▾
Etua.fi is a comparison platform for mortgages, consumer loans, business loans, consolidation loans and insurance products. Users need to fill a single application form to receive offers from multiple product providers to choose from.
- Mar 2018Series A—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Alternative Lending coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.