155 indexable Alternative Lending companies headquartered in Germany, ranked by total equity funding and recent funding momentum. Combined disclosed equity funding of $2.5B across 50 funded companies.
| # | Company | Funding | Valuation | Stage | Latest round | Employees | Founded | Momentum |
|---|---|---|---|---|---|---|---|---|
| 1 |
Mondu
Provider of financial management solutions for SMBs |
$70M | — | Series A | Conventional Debt Dec 2025 | 147 | 2021 | ↑ Active |
| 2 |
re:cap
Online platform for revenue-based financing |
$42.4M | — | Series A | Conventional Debt Jul 2025 | 48 | 2021 | ↑ Active |
| 3 |
Banxware
Provider of a lending-as-a-service platform for banks and lenders |
$32.6M | — | Series A | Series A Jun 2025 | 60 | 2020 | ↑ Active |
| 4 |
MODIFI
Provider of a platform for managing and financing international trade |
$48.6M | $120M as of 2021 |
Series C | Series C Nov 2024 | 99 | 2018 | ↑ Active |
| 5 |
Taktile
Provider of an agentic decision platform for financial service applications |
$24.7M | — | Series B | Series B Feb 2025 | 62 | 2020 | ↑ Active |
| 6 |
Auxmoney
Online P2P lending platform for personal loans |
$223.4M | — | Acquired | Series F 2024 | 278 | 2007 | — |
| 7 |
Flexvelop
Online platform offering rent-to-buy equipment financing loans for businesses |
$3.2M | — | Series B | Series B Mar 2025 | 16 | 2018 | ↑ Active |
| 8 |
Raisin
Comparison platform for bank accounts |
$304.2M | — | Series E | Series E Feb 2023 | 8 | 2013 | — |
| 9 |
Tapline
Provider of a digital fundraising platform for subscription-based businesses |
$1.9M | — | Seed | Seed Jan 2025 | 7 | 2021 | ↑ Active |
| 10 |
Heimkapital
Provider of partial real estate sales and land sales with usage rights |
$334.7M | — | Series A | Series A Sep 2022 | 60 | 2019 | — |
| 11 |
Ecoligo
Project crowdfunding platform for solar developers |
$29.9M | — | Series B | Series B Feb 2024 | 17 | 2016 | — |
| 12 |
Finiata
Lending as a service platform for financial institutions |
$51.5M | — | Series B | Series B Aug 2023 | 40 | 2016 | — |
| 13 |
Monedo
Provider of a suite of financial products |
$525.7M | — | Series C | Series C Sep 2019 | 223 | 2012 | — |
| 14 |
Billie
Online marketplace for invoice factoring |
$149.5M | $640M as of 2021 |
Series C | Series C Oct 2021 | 107 | 2017 | — |
| 15 |
smava
Comparison platform of financial products |
$155.7M | — | Series E | Conventional Debt May 2020 | 267 | 2007 | — |
| 16 |
Scania Finance
Platform offering financial solutions |
$26.1M | — | Funding Raised | Grant (prize money) Apr 2023 | 14 | 1991 | — |
| 17 |
Tilta
Provider of online business credit lines |
$4.4M | — | Seed | Seed Jun 2024 | 20 | 2022 | — |
| 18 |
Vane
Provider of non-dilutive financing solutions for digital businesses and developers |
$36.3M | — | Series A | Conventional Debt Dec 2021 | 16 | 2015 | — |
| 19 |
Topi
Developer of API-based point-of-sale financing solutions for businesses |
$19.5M | — | Acquired | Conventional Debt Aug 2022 | 46 | 2021 | — |
| 20 |
Everstores
Provider of financing solutions to Shopify stores |
$19.5M | — | Deadpooled | Seed Sep 2022 | 30 | 2022 | — |
| 21 |
Myos
Online platform for trade finance |
$41.1M | — | Series A | Series A Jun 2021 | 27 | 2018 | — |
| 22 |
myos
Rethinking working capital | Myos helps merchants of all kind grow to scale, fully digital, flexible and without personal guarantees |
$41.1M | — | Series A | Jun 2021 | 49 | 2018 | — |
| 23 |
FinMatch
Provider of financing and subsidy acquisition services for mid-sized businesses |
$1.6M | — | Seed | Seed May 2024 | 29 | 2018 | — |
| 24 |
Compeon
Comparison platform for business financial products |
$36.8M | — | Acquired | Series C Jan 2021 | 107 | 2012 | — |
| 25 |
Lendorse
B2B2C platform offering Study Now Pay Later financing solutions tailored for students from developing and emerging countries to pursue higher education in Europe |
$20K | — | Seed | Seed Jun 2025 | 8 | 2022 | ↑ Active |
| 26 |
CrossLend
Secondary marketplace for loans |
$54.8M | — | Series B | Series B Oct 2019 | 65 | 2014 | — |
| 27 |
Exporo
P2P marketplace for commercial real estate loans |
$58.3M | — | Series B | Series B Jun 2019 | 175 | 2014 | — |
| 28 |
FinCompare
Digital loan comparison platform for SMEs |
$27.8M | — | Acquired | Series A Mar 2020 | 50 | 2016 | — |
| 29 |
Remagine
Online revenue-based financing platform for startups |
$24.3M | — | Seed | Seed Jan 2021 | 23 | 2019 | — |
| 30 |
FINANZCHECK.de
Online comparison site for personal loans and private financial products |
$46M | — | Acquired | Series C Apr 2016 | 186 | 2010 | — |
| 31 |
Traxpay
Working capital management for businesses |
$19M | — | Series C | Series C Jul 2020 | 18 | 2009 | — |
| 32 |
Fulfin
Developer of online lending solution for working capital loans |
$4.3M | — | Series A | Series A Aug 2022 | 25 | 2018 | — |
| 33 |
DFKP
Online P2P marketplace for business loans |
$5.3M | — | Seed | Seed Apr 2022 | 16 | 2019 | — |
| 34 |
Justhome
Provider of residential mortgage solutions |
$3.3M | — | Seed | Aug 2022 | 15 | 2022 | — |
| 35 |
Lendico
Online P2P loans marketplace |
$22.4M | — | Public | Series A May 2015 | 136 | 2013 | — |
| 36 |
OWWN
Internet-first bank for consumers |
$6.1M | — | Seed | Seed Jun 2021 | 18 | 2021 | — |
| 37 |
Bonify
Provider of a credit reporting and improvement platform |
$5.8M | — | Acquired | Series A Aug 2020 | 39 | 2015 | — |
| 38 |
cashpresso
Online platform for consumer loans |
$7M | — | Series A | Series A Jun 2018 | 77 | 2015 | — |
| 39 |
WeltSparen
Online investment products and services comparison platform |
$10.2M | — | Series B | Series B Jun 2014 | 11 | 2012 | — |
| 40 |
Acatus
Debt capital markets platform |
$6.1M | — | Series A | Series A Nov 2019 | 15 | 2016 | — |
| 41 |
Savedo
Online comparison platform for fixed-term deposits |
$7.6M | — | Acquired | Series A Jun 2016 | 40 | 2014 | — |
| 42 |
VAI Trade
Online platform for invoice financing |
$6.5M | — | Series A | Series A Sep 2017 | 20 | 2017 | — |
| 43 |
European DataWarehouse
Provider of securitisation repository services for asset-backed securities and loan portfolios |
$719.4K | — | Funding Raised | Grant (prize money) Nov 2022 | 23 | 2012 | — |
| 44 |
Tradico
Invoice factoring online |
$3.9M | — | Acquired | Series A Feb 2017 | 20 | 2015 | — |
| 45 |
Bitbond
P2P lending platform for small businesses |
$2.1M | — | Seed | Seed May 2017 | 5 | 2013 | — |
| 46 |
hypcloud
B2B real estate finance platform |
$1.1M | — | Seed | Seed Jun 2019 | 15 | 2017 | — |
| 47 |
FinTech
Online platform offering installment loan comparison for consumers |
$121.6K | — | Seed | Seed 2022 | 5 | 2022 | — |
| 48 |
KUMO
Provider of an online lending marketplace offering climate financing |
$20K | — | Seed | Seed 2023 | — | 2021 | — |
| 49 |
Bettervest
Developer of a P2P lending platform for energy efficiency projects |
$224.5K | — | Funding Raised | Grant (prize money) Jan 2016 | 12 | 2006 | — |
| 50 |
Pagido
Factoring and bill generation services for freelancers in Germany |
$34.6K | — | Seed | Seed May 2014 | 13 | 2013 | — |
Provider of financial management solutions for SMBs. It offers solutions for SMBs so that they can focus on business. It offers business customers a BNPL payment solution when buying online.
Online platform for revenue-based financing. It enables subscription-based businesses to obtain loans based on future recurring revenues. Users can obtain loans based on customized terms, amounts, and repayment options. Businesses must add the required details and connect the accounting and ERP systems to the platform. Once approved, the funds are transferred to the registered bank account.
Provider of a lending-as-a-service platform for banks and lenders. It features KYC and AML checks for customer onboarding, credit scoring and assessments, risk management, loan origination and collection, and more. It offers white-label solutions to offer lending and financial services to the merchants. It also offers card issuance solutions by providing white-label virtual and physical cards to businesses.
Provider of a platform for managing and financing international trade. The platform offers payment solutions and trade financing for businesses engaged in global commerce. It facilitates cross-border transactions and provides tools for managing payments and shipment tracking. The company aims to simplify international trade processes for its users.
Provider of an agentic decision platform for financial service applications. The platform combines artificial intelligence automation with human oversight for decision-making processes. It offers tools for onboarding, credit assessment, compliance, and fraud detection. The platform features pre-built agents, data orchestration, and real-time performance monitoring.
Auxmoney is an online P2P lending platform for personal loans. It allows private consumers to borrow personal loans by connecting multiple private investors. Through its platform, private and institutional investors directly invest in pre-approved borrowers of different score classes.
Online platform offering rent-to-buy equipment financing loans for businesses. It offers loans to businesses by financing any equipment that a business needs or wants, and allows businesses to pay rent for that product. Businesses can decide to purchase the equipment at any time by repaying the loan amount or once the rental amount covers the cost of the equipment.
Raisin offers a comparison platform for bank accounts. It offers comparisons of savings accounts & term deposits on the basis of interest rates. It also offers comparisons for fixed-rate bonds. It provides deposit guarantee schemes to users.
Provider of a digital fundraising platform for subscription-based businesses. It provides users with a platform that helps companies or businesses with recurring payments to raise funding for their business. It enables owners to choose the subscriptions which they want to trade for capital. The platform also helps investors earn incomes through recurring payments. Investors can see the performance of their investment
Provider of partial real estate sales and land sales with usage rights. The company offers immediate payouts while allowing continued residence. It facilitates financial flexibility through partial sales or land sales. Customers retain decision-making power regarding renovations and modifications. The company evaluates individual situations to provide suitable solutions. It also offers ongoing services related to pro
Ecoligo has developed a solar project crowd-funding platform that helps retail individual investors receive a higher return on their investment as compared to a regular banking product and on the same note, assists project developers with capital infusion in their solar projects. All projects pass a technical and financial due diligence and furthermore need to fulfil social and ecological criteria.
Lending as a service platform for financial institutions. It mainly offers embedded finance and risk management solutions. It offers solutions for onboarding, disbursing funds, managing repayments, cash flow management, and more. It also offers solutions for risk analytics, the creditworthiness of customers, and more.
Index Ventures
Dieter von Holtzbrinck Ventures
Earlybird
crossventures
Avala Capital
Europa
FinLeap
IFB Innovationsstarter
Kreos Capital
Point Nine
Speedinvest
Atlantic Labs
Rankings are computed by Radar (Fliar BI) from the Radar company master and are updated periodically. Funding and momentum scores use disclosed equity-funding data only. Figures may lag private rounds. Last updated 2026-06-19.
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