Best Alternative Lending Companies in Hong Kong, China
The 41 best Alternative Lending companies in Hong Kong, China in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: WeLab.
Ranked: Best Alternative Lending companies in Hong Kong
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | WeLab 🦄 Online marketplace for financial products 78Funding top 12%Moat top 26%Growth top 35%Market top 38% All 10 signals ▾Fundingtop 12% Moattop 26% Growthtop 35% Markettop 38% Techtop 40% Newstop 41% Producttop 41% AItop 45% Talentbottom 49% Globalbottom 48% Funding: Raised $1.5B across 9 rounds · 9 rounds over 11 yrs (0.8/yr) Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 78/100 | $1.5B | 7 mo ago | Series D | Simon Loong Founder & Group CEO | 2013 | WagtailApple iCloud MailMicrosoft 365+20 | — |
| 2 | FundPark Online marketplace for trade financing 45Funding top 22%Talent top 22%News top 39%Moat top 42% All 7 signals ▾Fundingtop 22% Talenttop 22% Newstop 39% Moattop 42% Marketbottom 41% Techbottom 38% Globalbottom 38% Funding: Raised $321M across 2 rounds · 2 rounds over 6 yrs (0.3/yr) Talent: Analyst team rating 5/5 · 3 named leaders on record rank vs industry peers · Fliar Intelligence Index 45/100 | $321M | 10 mo ago | Series A | Henry Mok Co-founder & Director | 2016 | — | — |
| 3 | Qupital Online lending platform for eCommerce sellers 50Moat top 22%Funding top 26%Product top 30%Innovation top 34% All 10 signals ▾Moattop 22% Fundingtop 26% Producttop 30% Innovationtop 34% Growthtop 35% Talenttop 38% Globalbottom 38% Marketbottom 35% Techbottom 28% Newsbottom 21% Moat: Editorial + unicorn rating 8/10 · Soonicorn Funding: Raised $167M across 3 rounds · 3 rounds over 9 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 50/100 | $167M | 23 mo ago | Series B | Andy Chan Co-Founder | 2016 | WordPressMySQLPHP+19 | — |
| 4 | Oriente Online marketplace for point-of-sale financing | $155M | 76 mo ago | Series B | — | 2017 | WordPressMySQLPHP+19 | — |
| 5 | JIMU Group Online lending marketplace for loans | $131M | 136 mo ago | Public | Kin Wai Ho Founder | 2012 | — | — |
| 6 | MoneyHero Online comparison platform for life and non-life insurances | $50M | 104 mo ago | Series B | — | 2012 | TurbopackSentryNode.js+32 | — |
| 7 | WeLend Online consumer loans platform | $14M | 146 mo ago | Series A | — | 2013 | RubyRuby on RailsAmazon Web Services+18 | — |
| 8 | AMP Credit Technologies Provides a credit scoring and loan servicing platform. | $5M | 137 mo ago | Deadpooled | — | 2009 | — | — |
| 9 | Monexo Online P2P lending marketplace | $2M | 65 mo ago | Seed | Mukesh Bubna Co-Founder & CEO | 2014 | — | — |
| 10 | Zetl Online platform for business loans | $700K | 61 mo ago | Seed | Shan Han Co-Founder & CEO | 2018 | GhostNode.jsVarnish+18 | — |
Top 12 Alternative Lending companies in Hong Kong
#1
WeLab 🦄Series D · Hong Kong, Hong Kong · founded 2013 · 800 employees$1.5Braised▾
WeLab provides an online platform for financial products. It uses machine learning, big data technologies, and unstructured data to deliver a risk management solution and customer experience. It offers loans such as personal loans, home loans, microloans, and more. It offers product such as WeLend for digital lending, WeLab Bank for digital banking, and more.
- Jan 2026Series D$220M
- Jan 2026Conventional Debt—
- Apr 2025Series D—
- Oct 2023Conventional Debt$260M
#2
Series A · Kowloon, Hong Kong · founded 2016 · 60 employees$321Mraised▾
Online marketplace for trade financing. It provides purchase order financing, invoice financing, trade asset-based financing for import and export, supply chain financing, and more. It also cooperates with international trade credit insurance companies to provide trade credit insurance.
- Oct 2025Series A$71M
- Oct 2025Conventional Debt—
- Jan 2024Conventional Debt$250M
- Apr 2022Conventional Debt—
#3
Series B · Hong Kong, Hong Kong · founded 2016 · 50 employees$167Mraised▾
Online lending platform for eCommerce sellers. Businesses can upload the invoices on the platform. The funders bid on the invoices and provide a rate for the invoice to advance cash to the business. Once the business's customer remits, the funds are transferred.
- Sep 2024Conventional Debt—
- Jan 2024Series B—
- Nov 2021Conventional Debt—
- Nov 2021Series B$150M
#4
Series B · Hong Kong, Hong Kong · founded 2017 · 1400 employees$155Mraised▾
Online marketplace for point-of-sale financing. It provides a blockchain-based platform that enables users to purchase products by making installment payments. Its products include Finmas and Cashlo for consumers and businesses enabling customized financing options.
- Apr 2020Series B$50M
- Mar 2020Conventional Debt$20M
- Nov 2018Series A$105M
#5
Public · Wan Chai, Hong Kong · founded 2012$131.2Mraised▾
JIMU Group provides an online lending platform for loans. It offers solutions to consumers and businesses. Its services include lending assets, product development loans, credit risk management, and intermediary services.
- Apr 2015Series C$84M
- Sep 2014Series B$37.2M
- Feb 2014Series A$10M
#6
Series B · Hong Kong, Hong Kong · founded 2012 · 250 employees$50Mraised▾
Online comparison platform for life and non-life insurances. It offers quotes for home insurance, travel insurance, car insurance, domestic helper insurance, and more. It also offers personal loans, tax loans, wealth management account comparisons, and more.
- Dec 2017Series B$50M
- May 2013Seed—
#7
Series A · Hong Kong, Hong Kong · founded 2013 · 76 employees$14Mraised▾
WeLend is an online consumer loans platform. Offers personal loans, no document loans and credit debt reconsolidation loans. The platform utilizes artificial intelligence technology and big data analysis for credit assessment. Users can avail personal loans from HK$ 5000 to HK$ 600000 for a tenure of 3-60 months.
- Jun 2014Series A$14M
#8
Seed · Hong Kong, Hong Kong · founded 2014 · 3 employees$2.1Mraised▾
Monexo is an online marketplace which allows borrowers to borrow money in lieu of future rental income of their property. It allows the loans between HK$50,000 and HK$1M or up to 48x of monthly rental for a loan tenure ranging between 6-48 months. It considers private residential, private office, private commercial and private industrial properties for loans. It charges a one time application fee and a percentage of the loan amount as fee from borrowers. Investors on the platform can lend from HK$1,000 in different loans and diversify their portfolio. Lenders need to have a minimum of HK$100,000 in their account to start investing. It provides a conditional insurance coverage of up to HK$600,000 to investor and up to legal costs of proceedings to the borrower. It charges a one-time application fee and a percentage of monthly repayments as fee from lenders.
- Mar 2021Seed$477K
- Jun 2017Seed$1.1M
- Dec 2014Seed$500K
#9
Deadpooled · Hong Kong, Hong Kong · founded 2009 · 72 employees$5Mraised▾
AMP Creditech provides a platform that utilizes data analytics and dynamic loan management functionality to enable automation in loan origination, repayment and credit monitoring. The platform consists of 5 core components: Management (customer relationship workflow management), Targeting (pre-qualification and lead management), Origination (application processing, credit assessment and sales closing), Servicing (repayment and risk management) and Reporting. Its platform can be branded and used by banks and other financial institutions wanting to offer financing to their customers. Alternatively it also offers Amplfy Capital which is a direct lender for short term working capital loans to businesses. In 2014, AMP was recognised by SWIFT as a ‘growth-stage innovator’, selected by Accenture to participate in the FinTech Innovation Lab Asia-Pacific. AMP currently has operations in Hong Kong, Singapore, the Philippines, and the United Kingdom – with expansion plans across Asia and Europe.
- Mar 2015Series A—
- Nov 2014Series A$5M
#10
Seed · Hong Kong, Hong Kong · founded 2018 · 16 employees$700Kraised▾
Online platform for business loans. It offers multiple loan products to asset-light businesses including working capital loans, invoice financing, revenue share financing, business credit lines, and more. It offers loans based on terms, credit scores, financial statements, and more. Once approved, the funds are transferred to the registered bank account.
- Jul 2021Seed$700K
#11
Seed · Hong Kong, Hong Kong · founded 2015—raised▾
P2P marketplace for invoice factoring. It is a marketplace connecting accredited investors with businesses willing to sell their trade receivables. The fee depends on the overall risk of the transaction, such as the creditworthiness of the buyer, history of the relationship, and trade size. The platform is open only to professional investors. All investments are insured against default.
- Jul 2021Seed—
#12
Seed · Hong Kong, Hong Kong · founded 2010 · 4 employees—raised▾
Finance One in an online direct lending platform for unsecured personal loans between HKD 5K to HKD 300K for periods ranging from 6 to 60 months. The application process is entirely online. Loans up to HKD 50K are funded within 60 minutes of signing the e-agreement. Interest rates on the platform range between 18% to 58%. Amount up to 15 times the monthly salary is granted.
- Dec 2010Seed—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Alternative Lending coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.