Best Alternative Lending Companies in Ile de France, France
The 86 best Alternative Lending companies in Ile de France, France in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: October.
Ranked: Best Alternative Lending companies in Ile de France
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | October P2P platform for business loans | $391M | 68 mo ago | Acquired | 101 | Olivier Goy Co-Founder & CEO | WordPress Block EditorWordPressMySQL+27 | — |
| 2 | Younited Online lending platform for POS financing 64Customers top 7%Funding top 19%Talent top 28%Growth top 35% All 10 signals ▾Customerstop 7% Fundingtop 19% Talenttop 28% Growthtop 35% Techtop 45% Producttop 47% Moattop 48% Newsbottom 41% Marketbottom 39% Globalbottom 36% Customers: App rating 4.7★ (1,071 reviews) Funding: Raised $344M across 8 rounds · 8 rounds over 16 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 64/100 | $344M | 8 mo ago | Acquired | — | Geoffroy Guigou Co-founder | WordPressMySQLPHP+35 | — |
| 3 | Silvr Online lending platform providing financing solution for e-commerce businesses 42Funding top 29%Tech top 34%Moat top 35%Talent bottom 49% All 8 signals ▾Fundingtop 29% Techtop 34% Moattop 35% Talentbottom 49% Marketbottom 46% Globalbottom 36% Growthbottom 35% Newsbottom 27% Funding: Raised $327M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) Tech: 41 technologies across 5/8 capability areas · Cloud: Cloudflare, Google Cloud rank vs industry peers · Fliar Intelligence Index 42/100 | $327M | 35 mo ago | Series A | 113 | Nima Karimi Co-founder & CEO | WebflowApple iCloud MailGoogle Workspace+27 | — |
| 4 | Alma Provider of SaaS-based trade financing solutions | $205M | 52 mo ago | Series C | 466 | Louis Chatriot Co-Founder & CEO | DatoCMSNode.jsHeadless UI+22 | — |
| 5 | Pledg Online payment financing solutions for e-merchants | $100M | 63 mo ago | Acquired | 45 | Nicolas Pelletier Co-Founder | SentryZendeskApple iCloud Mail+17 | — |
| 6 | Pretto Online marketplace for residential mortgage loans 60Tech top 22%Funding top 31%Moat top 31%Market top 45% All 8 signals ▾Techtop 22% Fundingtop 31% Moattop 31% Markettop 45% Producttop 46% Customerstop 48% Growthtop 49% Globalbottom 36% Tech: 42 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $59.9M across 4 rounds · 4 rounds over 9 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 60/100 | $60M | 20 mo ago | Series B | 170 | — | Salesforcestyled-componentsReact+15 | — |
| 7 | Empruntis Financial products comparison platform | $32M | 235 mo ago | Acquired | 100 | Vincent Lemaire Co-Founder | CloudflareMatomo AnalyticsLinkedin Insight Tag+10 | 2 job openings · 1 expansion |
| 8 | Defacto Cloud-based solution for invoice financing 48Talent top 28%Funding top 29%Moat top 31%Growth top 35% All 10 signals ▾Talenttop 28% Fundingtop 29% Moattop 31% Growthtop 35% Techtop 38% Globalbottom 43% Innovationbottom 40% Patentsbottom 37% Marketbottom 27% Newsbottom 24% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $30.2M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) rank vs industry peers · Fliar Intelligence Index 48/100 | $30M | 9 mo ago | Series B | 20 | Morgan hana Co-Founder | SentryApple iCloud MailGoogle Workspace+20 | 1 expansion |
| 9 | Finexkap Online invoice financing platform | $28M | 84 mo ago | Series B | 14 | — | — | — |
| 10 | Meilleurtaux App-based comparison platform for life and non-life insurance & loans | $22M | 112 mo ago | Acquired | 2,471 | Herve Hatt CEO | JoomlaApple iCloud MailMicrosoft 365+27 | — |
| 11 | Baobab Financial services company offering tailored solutions for financially underserved entrepreneurs and SMEs 64Product top 30%Market top 34%Innovation top 39%Funding top 39% All 10 signals ▾Producttop 30% Markettop 34% Innovationtop 39% Fundingtop 39% Growthtop 39% Techtop 39% Moattop 39% Customerstop 47% Talentbottom 49% Globalbottom 38% Product: 9 distinct product lines · 3 published apps (854k installs) Market: 4,301 employees (top 2% of FinTech) · Top-1,000,000 web property rank vs industry peers · Fliar Intelligence Index 64/100 | $17M | 20 mo ago | Acquired | 4,301 | Philip Sigwart CEO | WordPressMySQLPHP+25 | — |
| 12 | Mansa Online marketplace for self-employed and freelancers | $9M | 63 mo ago | Deadpooled | 38 | — | — | — |
| 13 | Rosaly Online platform for employee financial benefits | $9M | 45 mo ago | Seed | 23 | Allan Simon CTO & Founder | WebflowCart FunctionalityPlausible+22 | 2 partnerships |
| 14 | FinFrog Online lending platform for personal loans | $9M | 71 mo ago | Series A | 25 | Riadh Alimi Founder & CEO | Node.jsRadix UITailwind CSS+18 | — |
| 15 | WeShareBonds P2B financing platform | $7M | 103 mo ago | Series A | — | Yoann Coumes-Gauchet Co-founder & COO | SalesforceSalesforce Service CloudZURB Foundation+18 | — |
| 16 | Creancio Invoice factoring services for SMEs. | $7M | 126 mo ago | Deadpooled | — | Catherine Gerst CEO & President | — | — |
| 17 | Youdge Online comparison platform for consumer loans | $6M | 52 mo ago | Series A | 16 | Laurent Chemla Co-Founder | DrupalPHPBootstrap+28 | — |
| 18 | Karmen Online platform for revenue-based financing 40Growth top 35%Tech top 39%Moat top 39%Funding top 43% All 8 signals ▾Growthtop 35% Techtop 39% Moattop 39% Fundingtop 43% Talentbottom 49% Globalbottom 38% Marketbottom 29% Newsbottom 18% Growth: Fresh capital in last 24 mo Tech: 35 technologies across 5/8 capability areas · Cloud: Amazon Ses, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 40/100 | $4M | 16 mo ago | Series A | 20 | Baptiste Wiel Co-founder & COO | WebflowAmazon Web ServicesHubSpot+22 | — |
| 19 | Hyppo Provider of alternative financing solutions for high-net-worth individuals and businesses | $3M | 33 mo ago | Seed | — | Florent de Serra Co-Founder & CEO | Node.jsGoogle MapsRadix UI+25 | 1 launch · 1 partnership |
| 20 | Yelloan Platform for participatory guarantee based personal loans | $2M | 114 mo ago | Seed | 7 | Michael Diguet Co-Founder & CEO | WordPressMySQLPHP+30 | — |
| 21 | Finsquare P2B loans platform | $2M | 126 mo ago | Acquired | — | Adrien Wiart Co-Founder & COO | — | — |
| 22 | RollingFunds Online business loans platform | $2M | 85 mo ago | Seed | 14 | Soubien Arnaud Co-Founder & CEO | WordPressMySQLPHP+22 | 1 launch |
| 23 | Ayomi Online business loans platform | $1M | 98 mo ago | Seed | 41 | Harold Zime CEO & Founder | ReactReact RouterStripe+12 | — |
| 24 | FriendsClear peer-to-peer lending | $637K | 192 mo ago | Deadpooled | 17 | — | — | — |
| 25 | Stairwage Online platform for earned wages loan | $614K | 65 mo ago | Seed | 2 | Jerome Senot Co-Founder | WebflowAmazon Web ServicesGSAP+15 | — |
| 26 | Joe App-based platform for point of sale financing | $125K | 48 mo ago | Acquired | 26 | Kevin Ohana Co-Founder & CEO | — | — |
| 27 | Financetesetudes Comparison platform for student loans and bank accounts | — | 181 mo ago | Deadpooled | 2 | Christian Kamayou Founder & CEO | — | — |
| 28 | Linedata Provider of software, data, analytics, and related services for financial institutions | — | 336 mo ago | Public | 157 | Rajal NA Founder & CEO | DrupalPHPPlatform.sh+17 | 1 launch · 1 award |
Top 12 Alternative Lending companies in Ile de France
#1
Acquired · Paris, Ile de France · founded 2009$344.1Mraised▾
Online lending platform for POS financing. It offers a platform where users can apply for loans for various purposes such as home refurbishment, holidays, or buying a new smartphone. It enables retailers, banks, and fintechs to offer financing solutions for consumers.
- Oct 2025Conventional Debt$464M
- Jul 2023Conventional Debt—
- Dec 2022Series E$62.9M
- Jul 2021Series E$170M
#2
Series B · Paris, Ile de France · founded 2021 · 20 employees$30.2Mraised▾
Cloud-based solution for invoice financing. It enables businesses to obtain financing using unpaid invoices. Businesses can select the invoices based on the required amount. Accounting and ERP software is integrated with the platform and once approved, the funds are transferred to the registered bank account.
- Sep 2025Series B$18.9M
- Nov 2023Series A$10.7M
- Jul 2023Conventional Debt$184.9M
- Jun 2022Series A$16.1M
#3
Series B · Saint Ouen, Ile de France · founded 2016 · 170 employees$59.9Mraised▾
Online marketplace for residential mortgage loans. It uses a proprietary algorithm that compares multiple loan products and provides users with loans from appropriate lending partners. It features borrower insurance, e-books, and more. The application is available on Android and iOS platforms.
- Oct 2024Series B$15.3M
- Jan 2022Series B$34M
- Feb 2019Series A$9.2M
- Oct 2017Seed$1.5M
#4
Acquired · Paris, Ile de France · founded 2001 · 4301 employees$16.7Mraised▾
Baobab is a financial services company that offers tailored solutions for financially underserved entrepreneurs and SMEs in Africa and China. They believe in financial inclusion.
- Oct 2024Series A—
- Dec 2015PE—
- 2015Series A$16.7M
- 2014Conventional Debt$2M
#5
Series A · Paris, Ile de France · founded 2021 · 20 employees$4Mraised▾
Online platform for revenue-based financing. It enables businesses to obtain financing options based on the available recurring subscriptions. It provides APIs that enable users to integrate accounting tools, ERP systems, and bank accounts for credit score calculations and analytics.
- Jan 2025Conventional Debt—
- Jan 2025Series A$9.4M
- Nov 2022Conventional Debt$51.6M
- Jan 2022Conventional Debt$20.9M
#6
Series A · Paris, Ile de France · founded 2019 · 113 employees$326.9Mraised▾
Online lending platform providing financing solution for e-commerce businesses. Businesses can connect e-commerce platform on the website and select the funding amount required for ads campaigns & marketing, and upon approval, the loan amount gets disbursed in the linked business account. Repayment of loans can be done after the products are sold to the customers.
- Jul 2023Conventional Debt$217.9M
- Feb 2022Series A$20.6M
- Feb 2022Conventional Debt$128M
- Mar 2021Series A$3.6M
#7
Acquired · Paris, Ile de France · founded 2014 · 101 employees$391.2Mraised▾
October is a P2P platform for business loans. Allows private & institutional investors to invest in business loans extended to companies. Borrowers need to provide basic details to post project requirements on the platform. Once the project is fully funded, funds are transferred to the borrower's bank account. Provides loans for digitalization, debt refinancing, communication, renovation, recruitments, company acquisition, and more.
- Sep 2020Series D$302M
- Jun 2018Series C$37M
- Mar 2018Conventional Debt$12.4M
- Jan 2018Conventional Debt$244.9M
#8
Series C · Neuilly sur seine, Ile de France · founded 2018 · 466 employees$204.9Mraised▾
Provider of SaaS-based trade financing solutions. It enables businesses to increase their customer base by providing them with payment in installments options. It enables customers to manage their spending and purchase more. It also offers to pay later options to the customers.
- Feb 2022Conventional Debt$108.6M
- Feb 2022Series C$131.4M
- 2021Series B—
- Jan 2021Series B$59.4M
#9
Acquired · Puteaux, Ile de France · founded 2015 · 45 employees$99.7Mraised▾
Pledg provides online payment financing solutions for e-merchants. It provides financing solutions on e-commerce and in-store websites. It allows private and professional buyers to buy and pay later or in installments. Its e-card solution provides Split payment - to be shared between the customer & specified co-buyers, Installment payment - to be spread in several installments, Deferred payment - to be completed only after a certain delay, and Redirection payment - which is to be completed on the web site of an external PSP, and more.
- Mar 2021Series A$98.3M
- Dec 2017Seed$1.4M
#10
Seed · Paris, Ile de France · founded 2004 · 23 employees$9.3Mraised▾
Online platform for employee financial benefits. It allows employees to get money on demand. It offers payments, overtime payments, benefits, financial analysis, employee productivity, etc. It is also available on the Android and iOS versions.
- Sep 2022Conventional Debt$2.5M
- Sep 2022Seed$7.5M
- Apr 2021Seed$1.8M
#11
Seed · Paris, Ile de France · founded 2022$3.2Mraised▾
Provider of alternative financing solutions for high-net-worth individuals and businesses. It offers various financing options leveraging existing assets, including real estate and financial holdings. These solutions cater to diverse needs, such as liquidity management, investment opportunities, and estate planning. The firm provides personalized support, structuring and facilitating complex financial transactions with a network of lenders. Services include credit structuring, legal and tax advisory, and access to a broad range of financing sources.
- Sep 2023Seed$3.2M
#12
Series B · Paris, Ile de France · founded 2012 · 14 employees$28.3Mraised▾
Finexkap is an online invoice financing platform. Companies create their account on the platform and deposit their unmatured invoices to submit the application for funding. On approval, an offer is proposed to the company. The company offers Cash Connect for SaaS accounting software and e-invoicing platforms that allow them to complete the cash financing operations. Also offers Cash Market for B2B marketplaces that allow sellers to be paid within 24 hours, with credit insurance coverage.
- Jun 2019Series B$7.9M
- Jun 2019Conventional Debt$36.2M
- Nov 2014Series A$7.5M
- Nov 2014Conventional Debt$15M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Alternative Lending coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
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