Best Alternative Lending Companies in Ireland
The 42 best Alternative Lending companies in Ireland in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Wayflyer.
- Switzerland Alternative Lending Market Databook 2025-2029
Ranked: Best Alternative Lending companies in Ireland
| # | Company | Last round | Disclosed funding | Employees | Founded | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Avant Money Provider of consumer loans | — | — | 250 | 2013 | — | LiferayJavaBootstrap+18 | — |
| 2 | Avantcard Provider of personal loans and credit cards | — | — | 149 149 → 239 (+60%) | 1997 | — | — | — |
| 3 | aztec exchange Aztec Exchange is a leading payment company dedicated to streamlining global supplier finance. | — | — | 6 | 2012 | — | — | — |
| 4 | Aztecexchange.net Provider of payment solution for e-Invoices | — | — | — | 2012 | Edwin Hagan-More Co-Founder & CEO | — | — |
| 5 | bonkers.ie Aggregator of financial products | — | — | 21 21 → 33 (+57%) | 2010 | David Kerr Founder & Group CEO | TurbopackNode.jsGoogle Sign-in+18 | — |
| 6 | Close Brother Commercial Finance Online invoice finance and asset based lending for firms in Ireland | — | — | — | 1878 | — | DrupalAcquia Site StudioPHP+20 | — |
| 7 | Convertibill P2P platform for supply chain financing | — | — | 20 | 2011 | Patrick Reynolds Founder & CEO | — | — |
| 8 | Esketit Online alternative investment platform for personal loans | — | — | 5 | 2020 | — | SentryNode.jsChart.js+24 | 1 partnership |
Top 12 Alternative Lending companies in Ireland
#1
Wayflyer 🦄Series C · Dublin, County Dublin · founded 2019 · 479 employees$1.2Braised▾
Revenue-based financing platform that provides fast, flexible growth capital to e-commerce and consumer businesses. It connects to business tools such as e-commerce stores, ad platforms, and payment systems to evaluate growth potential and generate tailored funding offers within hours. Businesses can receive capital without giving up equity, personal guarantees, or restrictive usage conditions, and repayment terms are aligned with revenue cycles. The platform is designed for direct-to-consumer, Amazon, wholesale, and other online businesses seeking flexible funding to scale operations, manage inventory, and expand marketing efforts. By leveraging data-driven underwriting and fast deployment, it enables companies to unlock growth opportunities with speed and transparency.
- Feb 2026Conventional Debt$250M
- Sep 2023Series C$1B
- Sep 2022Conventional Debt$253M
- May 2022Conventional Debt$300M
#2
Series A · Dublin, Leinster · founded 2018 · 19 employees$6.9Mraised▾
Provider of a lending-as-a-service platform for SaaS businesses. It is available for Android and iOS devices.
- Jul 2024Series A$3.8M
- Jul 2020Seed$2.8M
- Aug 2019Seed$280.1K
- Jul 2019Grant (prize money)$56.1K
#3
Deadpooled · Dublin, Leinster · founded 2014 · 84 employees$155Mraised▾
Future Finance is an online platform for student loans. Users can avail loans from £2,000-£40,000. The loan rate is calculated based on the user's graduate earning potential and current financial situation. Utilizes an algorithm that looks at the user's current borrowing and expenses, repayment history and predicts future earnings relating to the user's studies, including the course and university.
- Jun 2019Series C$25.8M
- May 2018Conventional Debt$133.7M
- Mar 2018Series C$49.3M
- Feb 2018Series C$3.8M
#4
Series A · Dublin, Leinster · founded 2018 · 7 employees$118.1Mraised▾
Online P2P property loan platform. It offers investors access to investments in real estate projects and provides loans to property developers. Borrowers must provide basic details to register on the platform and post requirements. Once a project is approved, the funds are disbursed to the borrower's bank account.
- Sep 2021Conventional Debt$118.1M
- Jul 2019Series A—
#5
Acquired · Dublin, Leinster · founded 2016 · 80 employees$22.4Mraised▾
Capitalflow Commercial Finance is a business lender which provides invoice discounting, asset finance, and property finance. Their asset finance products includes hire purchase, leasing and re-finance. It also provides funding for residential and commercial properties.
- Aug 2022Conventional Debt$9.9M
- Jun 2016Series B$11M
- Apr 2016Series B$11.4M
#6
Funding Raised · Dublin, Leinster · founded 2015 · 11 employees$23.4Mraised▾
Accelerated Payments is an online invoice financing platform. The platform also provides the loan to SMEs. As of April'2017, the company is yet to launch its product.
- Oct 2020Conventional Debt$23.4M
#7
Acquired · Dublin, Leinster · founded 2014 · 1 employees$13.8Mraised▾
Online marketplace for invoice financing. It enables small and medium-sized businesses to sell their unpaid invoices and finance their cash flow. It provides a stock exchange-like venue for trade receivable financing. Small and mid-sized companies post their B2B invoices to the platform, which are used as collateral to create contracts. The contract is published to the exchange where investors compete to participate in the contracts that fit their investment strategy. It allows investors to build complex trading strategies while keeping it super simple for the businesses to issue new contracts to the market.
- Jul 2021Series A$10.4M
- Nov 2016Seed$3.3M
#8
Series B · Dublin, Leinster · founded 2013 · 18 employees$3.7Mraised▾
Provider of SME loans and other financial well-being products. It provides loans to businesses via its online marketplace which matches businesses with individual lenders. The loan products offered to businesses include cash advances, term loans, invoice discounting, and leasing.
- May 2022Series B$104M
- Sep 2017Series A$3.6M
#9
Seed · Dublin, Leinster · founded 2017 · 23 employees$7Mraised▾
We.Trade provides a blockchain-based trade platform. The platform is built on the IBM blockchain platform using hyperledger fabric. Clients can register to the platform via their banks. Companies can create trade orders online; manage the entire trade process from order to payment; select banking products, settlement conditions, and payment terms.
- Jan 2021Seed$7M
#10
Series A · Dublin, Leinster · founded 2013 · 33 employees$6.3Mraised▾
Linked Finance is an online lending marketplace for business loans. The minimum investment amount is €50. The loan interest rates range from 6% to 17.5% depending on the loan request. Businesses can avail loans starting from €5,000 to €300,000. Offers Autobid lending tool that allows investors to bid automatically on live loans. Autobid automatically places bids on the investor's behalf when a loan that meets their investment criteria appears on the marketplace.
- Jun 2018Conventional Debt$57.9M
- Oct 2017Series A$2.4M
- 2016Series A$1.1M
- Feb 2016Angel$14.3K
#11
Series A · Dublin, Leinster · founded 2017 · 6 employees$7Mraised▾
SME loans provider
- Jul 2019Series A$2M
- Apr 2018Series A$4.9M
#12
Seed · Dublin, Leinster · founded 2014 · 15 employees$1.5Mraised▾
Flender is an online lending marketplace for business loans. Users can avail loans starting from €15,000 to €150,000. The minimum investment amount is €50. Using AutoFlend, investors can automatically lend money to businesses matching their investment criteria.
- Oct 2019Conventional Debt$83.4M
- Jun 2019Conventional Debt$11.3M
- Aug 2018Conventional Debt$11.6M
- Nov 2017Seed$475.3K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Alternative Lending coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.