Radar Companies Alternative Lending · Irvine
Radar · Alternative Lending in Irvine

Best Alternative Lending Companies in Irvine, United States

The 35 best Alternative Lending companies in Irvine, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: FortiFi.

35companies tracked
$397.5Mdisclosed funding
0unicorns
16have raised

Ranked: Best Alternative Lending companies in Irvine

#CompanyDisclosed fundingLast roundStageEmployeesFoundedTech stackRecent signals
1FortiFi
Online platform for residential property renovation loans
$150M95 mo agoFunding Raised2015WebflowApple iCloud MailGoogle Workspace+25
2PatientFi
Provider of marketplace-based financing platform for healthcare solutions
$99M18 mo agoSeries C622017WordPressSentryZendesk+41
3AutoGravity
P2P platform for car loans
$80M110 mo agoDeadpooled42015
4Bitvore
Intelligence gathering & data mining
$32M65 mo agoSeries B352010
5Scorenomics
Provider of loan servicing and loan repayment notification solutions
$17M79 mo agoSeries A62013
6Cove Financial Group
Rent and own alternative mortgage lending
$10M152 mo agoDeadpooled32012
7Loanz
Connecting borrowers with lenders for personal, business, and debt consolidation
$2M143 mo agoSeed202013WordPressMySQLPHP+24
8Watermark Home Loans
Online platform for residential mortgage loans
$2M77 mo agoFunding Raised2122005WordPressSentryZendesk+32
9Origence
Provider of loan origination, marketing, and CRM solution
$1M9 mo agoSeed1842016WordPressSentryMySQL+44
10Harvesting Currency
Network of lenders connecting individuals with personal loan options
$1M172 mo agoAcquired2009
11Westpark Loans
California real estate financing for investors, self-employed, and small businesses
$1M123 mo agoSeed2007WordPressApple iCloud MailMicrosoft 365+23
12Trycera
Business funding solutions tailored for startups to enterprise-level growth
$853K91 mo agoPublic32004
13Truvion
Online lending platform for mortgage and equipment financing
$500K35 mo agoSeed2014
14Bankroll
Online platform for business loans
$119K77 mo agoFunding Raised172008
15Alleviate Financial
Provider of debt settlement and debt relief services
$108K73 mo agoFunding Raised1252017WordPressMySQLPHP+38

Top 12 Alternative Lending companies in Irvine

#1
Series C · Irvine, California · founded 2017 · 62 employees
$99.4Mraised

Provider of marketplace-based financing platform for healthcare solutions. It provides users with a financing company that partners with healthcare providers to offer patients a friendly payment solution for medical expenses. They offer monthly payment plans to remove cost barriers and increase patient acceptance rates.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 27k LinkedIn followers — 25.2% of this cohort's audience
Activity: 2 partnerships (incl. 4th Dimension EMR, Inc) announced in 12 mo
Funding rounds
  • Mar 2025Series C$15M
  • Feb 2024Series C$25M
  • Dec 2023Series C$36.4M
  • Dec 2021Series B$32.1M
Founders & team
Todd WattsCEO & Co-Founder
Investors
Patriot Financial Partners, Curql, Questa Capital, Next Level Ventures
Tech stack
Apple Icloud MailBootstrapChili PiperCloudflareCloudflare Bot ManagementComplianz
#2
Seed · Irvine, California · founded 2016 · 184 employees
$1.2Mraised

Provider of loan origination, marketing, and CRM solution. The company offers to provide a consumer portal, sales portal, product pricing engine, and document management. Offers document processing automation, compliance automation, and workplace automation.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 42k LinkedIn followers — 38.6% of this cohort's audience
Funding rounds
  • Dec 2025Seed$1.2M
  • Mar 2024Seed
Founders & team
Tony BoutelleCEO & President
Investors
Reseda Group
Tech stack
Animate.CssAzureCloudflareCloudflare Bot ManagementCore-JsCrazy Egg
#3
Funding Raised · Irvine, California · founded 2015
$150Mraised

Online platform for residential property renovation loans

LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers
Funding rounds
  • Sep 2018Conventional Debt$150M
Investors
Natixis
#4
Series B · Irvine, California · founded 2010 · 35 employees
$31.6Mraised

Bitvore develops intelligence gathering and big data mining systems. Its cloud-based Bitvore platform is based on AI and analyses information from Websites, social media, news reports, call centers, and customer service records and provide it to the organizations. Also, the company provides situational awareness of local factors that impact credit for credit analysts and researchers working with municipal bonds, as well as intelligence gathering about emerging distressed issues and credit dislocations for sell-side and buy-side analysts. The company was founded in 2010 and is based in Irvine, CA.

Funding rounds
  • Apr 2021Series B$4.3M
  • Feb 2018Series B$14.2M
  • Aug 2017Series A$8.3M
  • Dec 2014Series A$250K
Founders & team
David MandelCo-Founder & CEO
Investors
Tech Coast Angels, 37 Ventures, BAJ Accelerator, TSVC, Reinforced Ventures, RMR Capital
Tech stack
WordpressMysqlPhpWp RocketElementorNginx
#5
Deadpooled · Irvine, California · founded 2015 · 4 employees
$80Mraised

AutoGravity is a P2P platform for car loans. It enables borrowers to avail car loans with multiple investors. Payments can be done via credit/debit cards or bank transfers.

Funding rounds
  • Jul 2017Series B$30M
  • Feb 2017Series B
  • Oct 2016Series B$50M
Investors
Mercedes-Benz, Volkswagen, BCG Digital Ventures, Startup Intelligence Center
#6
Series A · Irvine, California · founded 2013 · 6 employees
$17.2Mraised

Provider of loan servicing and loan repayment notification solutions. It offers BackOnTrack that allows lenders to collect loan repayments along with customer engagement solutions. It also provides information that helps collection groups to prioritize outreach and customer retention.

Funding rounds
  • Feb 2020Series A$708.4K
  • Aug 2017Series A$9.7M
  • Aug 2016Seed$1.5M
  • Mar 2015Seed$732.5K
Founders & team
Ed OjdanaCEO
Investors
Accion, Alumni Ventures, Nyca Partners, Scrum Ventures, Coffin Capital & Ventures, Fenway Summer Ventures
#7
Seed · Irvine, California · founded 2024
$20Kraised

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LinkedIn Pulse recent public activity · Jul 2026
Audience: 12k LinkedIn followers — 11.4% of this cohort's audience
Activity: 1 product launches · 3 partnerships (incl. LendAPI Fintech Marketplace) announced in 12 mo
Funding rounds
  • Nov 2024Seed$3.2M
  • Sep 2024Seed$20K
Founders & team
Timothy LiCo-Founder & CEOSam XiaCo-Founder
Investors
Techstars, Cohen Circle, Great North Ventures, AlleyCorp, Plug and Play Tech Center, Interlock Capital
Tech stack
CdnjsCloudflareCloudflare Bot ManagementFont AwesomeFramer SitesGodaddy
#8
Seed · Irvine, California · founded 2014
$500Kraised

Online lending platform for mortgage and equipment financing. It offers a platform where users can apply for mortgage financing, equipment financing for machinery, office equipment, medical equipment, construction and heavy machinery, and more.

Funding rounds
  • Oct 2023Seed$500K
Founders & team
Victor LooChief Executive Officer
#9
Deadpooled · Irvine, California · founded 2012 · 3 employees
$10.4Mraised

Cove Financial Group is an alternative mortgage plan company which allows potential home buyers with at least 5% of deposit on their house and ability to pay monthly rents, an opportunity to move into the house immediately and secure a mortgage loan within 6 years. Till the time of loan origination completion, the applicant pays a monthly rent to the company which purchases the house with 100% cash. The plan is known as MAP (Mortgage Alternative Program) and users can apply online for checking their qualification. The minimum purchase price is $150,000 and the maximum is - Maximum Purchase Price $1,000,000.

Funding rounds
  • Dec 2013Series A$10.4M
Investors
Jacobs Asset Management
Tech stack
Nginx
#10
Funding Raised · Irvine, California · founded 2005 · 212 employees
$2Mraised

Watermark Home Loans is a nationwide lender focused on providing exceptional customer service. With a wide variety of loan programs available, Watermark Home Loans is your home loan solution. \r\n\r\nCall us today (800) 896-9365\r\nwww.watermarkhomeloans.com\r\nNMLS #1838

Funding rounds
  • Apr 2020Conventional Debt$2M
Tech stack
Amazon AlbAmazon S3Amazon Web ServicesCloudflareCloudflare Bot ManagementComplianz
#11
Public · Irvine, California · founded 2004 · 3 employees
$853.1Kraised

Business funding solutions tailored for startups to enterprise-level growth. They provide accessible and flexible business funding, offering a wide range of solutions tailored to unique business needs. They assist businesses at every stage, from startups seeking initial capital to established enterprises pursuing large-scale expansion. Their services include matching businesses with suitable lenders for various funding types, such as equipment financing, SBA loans, and lines of credit. They offer expert guidance throughout the funding process, from pre-qualification to funding disbursement. They focus on providing clear communication and tailored loan options to ensure businesses secure the right funding for their goals. They aim to simplify the funding process, making it fast, easy, and stress-free for business owners. They offer funding strategy sessions and resources to support businesses in making informed financial decisions. They are a B2B company.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 114 LinkedIn followers
Funding rounds
  • Jan 2019Seed$1.3M
  • Feb 2017Seed$60K
  • Nov 2016Seed$225K
  • May 2015Seed$375K
Founders & team
Ray SmithPresident/CEO
#12
Seed · Irvine, California · founded 2013 · 20 employees
$2Mraised

Connecting borrowers with lenders for personal, business, and debt consolidation. This platform facilitates access to various loan solutions, including debt consolidation, credit cards, emergency, wedding, business, vacation, home improvement, moving, and major purchase loans. It streamlines the application process, connecting users with a network of partner lenders. The company aims to promote financial empowerment and accessibility by providing information and assistance in finding potential lenders. It offers tools like loan calculators to help users understand potential loan structures. The platform supports individuals across the United States, striving to connect them with financial products and services that align with their individual needs. It serves as a bridge to lenders, simplifying the loan request process and potentially disbursing funds quickly upon approval.

Funding rounds
  • Oct 2014Seed$2M
Investors
Miramar Digital Ventures
Tech stack
BootstrapCloudflareCloudflare Bot ManagementCloudflare Browser InsightsGoogle AnalyticsGoogle Font Api

Funding & investor landscape

$397.5Mtotal disclosed funding
16companies funded
43disclosed rounds
0rounds last 90 days
Most active investors
37 Ventures1 rounds
Accion1 rounds
AlleyCorp1 rounds
Alumni Ventures1 rounds
BAJ Accelerator1 rounds
BCG Digital Ventures1 rounds
Baroda Ventures1 rounds
Blizzard1 rounds
CMFG Ventures1 rounds
Coffin Capital1 rounds

Notable founders

Todd Watts
CEO & Co-Founder · PatientFi
Tony Boutelle
CEO & President · Origence
David Mandel
Co-Founder & CEO · Bitvore
Ed Ojdana
CEO · Scorenomics
Timothy Li
Co-Founder & CEO · Lendapi
Sam Xia
Co-Founder · Lendapi
Victor Loo
Chief Executive Officer · Truvion
Ray Smith
President/CEO · Trycera
Ray Tamblyn
Co-founder · Harvesting Currency
Mike Melby
Co-founder · Harvesting Currency
Scott Clift
Founder & President · Westpark Loans
Narin Charan
CEO · Bankroll
Prism market signals · United States · country-scoped Prism corpus, 12,321,951 docs

Market landscape — 10 sub-themes by coverage

Share of Alternative Lending coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

Common questions

How many Alternative Lending companies are there in Irvine, United States?
Radar tracks 35 indexable Alternative Lending companies headquartered in Irvine, United States that meet our profile-completeness bar.
What is the total funding raised by Alternative Lending companies in Irvine, United States?
The Alternative Lending companies in Irvine, United States on this list have raised a combined $397.5M in disclosed equity funding across 16 funded companies.
Which is the highest-funded Alternative Lending company in Irvine, United States?
FortiFi is the highest-funded Alternative Lending company in Irvine, United States, with $150M in disclosed equity funding.
How many Alternative Lending companies in Irvine, United States are funded?
16 of the 35 Alternative Lending companies in Irvine, United States on this list have disclosed at least one equity funding round.
How many Alternative Lending unicorns are there in Irvine, United States?
None of the Alternative Lending companies in Irvine, United States on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Irvine, United States Alternative Lending companies?
The most active investors in Irvine, United States Alternative Lending companies on this list include 37 Ventures, Accion, AlleyCorp, Alumni Ventures, BAJ Accelerator.
Rohit KhannaTrends & Stories

Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.

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