87 indexable Alternative Lending companies headquartered in Los Angeles, United States, ranked by total equity funding and recent funding momentum. Combined disclosed equity funding of $2.5B across 30 funded companies, including 3 unicorns.
| # | Company | Funding | Valuation | Stage | Latest round | Employees | Founded | Momentum |
|---|---|---|---|---|---|---|---|---|
| 1 |
Pipe
Unicorn Online revenue-based financing marketplace for SaaS businesses |
$316M | $2B as of 2021 |
Series C | Series C Jan 2026 | 70 | 2019 | ↑ Active |
| 2 |
Dakota Financial
Provider of funding solutions for businesses with challenged credit profiles |
$77M | — | Funding Raised | Conventional Debt Apr 2026 | 40 | 2002 | ↑ Active |
| 3 |
Credit Key
Developer of an online marketplace for point-of-sale financing |
$52.9M | — | Series B | Conventional Debt Jan 2026 | 58 | 2015 | ↑ Active |
| 4 |
Sunbit
Unicorn Online platform for point of sale financing |
$158.6M | $1.1B as of 2021 |
Series D | Conventional Debt Nov 2024 | 128 | 2016 | ↑ Active |
| 5 |
The Fundworks
Small business financing provider |
$40.7M | — | Funding Raised | Conventional Debt May 2025 | 55 | 2015 | ↑ Active |
| 6 |
Spotter
Unicorn Provider of an online lending platform for content creators |
$255M | $1.7B as of 2022 |
Series D | Feb 2024 | 46 | 2019 | — |
| 7 |
ProducePay
Provider of financial and supply chain solutions for the produce industry |
$104.5M | — | Series D | Series D Feb 2024 | 256 | 2014 | — |
| 8 |
LendingUSA
Online marketplace for point-of-sale financing |
$561.8M | — | Funding Raised | Conventional Debt Mar 2021 | 38 | 2015 | — |
| 9 |
Quid
Provider of pre-IPO equity financing solutions |
$494.1M | — | Series D | Series D Jan 2022 | — | 2018 | — |
| 10 |
Altro
Provider of a fintech platform credit repair solutions |
$24.6M | — | Series A | Series A Mar 2024 | 61 | 2019 | — |
| 11 |
Scratchpay
Payment solution provider for veterinary care |
$108.1M | — | Series C | Series C Sep 2022 | 150 | 2016 | — |
| 12 |
Prism
Provider of an online marketplace offering startup equity-backed loans to employees, founders, and investors |
$26M | — | Series A | Series A Apr 2023 | 8 | 2016 | — |
| 13 |
SoLo
Provider of P2P marketplace platform for personal loans |
$12.9M | — | Series A | Series A Feb 2023 | 23 | 2018 | — |
| 14 |
Bump by Ownors
Provider of banking and financial tools for content creators |
$3.5M | — | Seed | Seed Apr 2024 | 8 | 2021 | — |
| 15 |
Crediverso
Online loan comparison platform for personal loans and credit cards |
$6.6M | — | Seed | Seed Sep 2023 | 14 | 2019 | — |
| 16 |
Bespoke Financial
Provider of a business loans platform for the cannabis industry |
$28M | — | Series A | Conventional Debt Dec 2021 | 19 | 2018 | — |
| 17 |
Realty Mogul
Developer of online real estate equity and debt-based crowdfunding platform |
$49.5M | — | Series B | Series B Jun 2019 | 15 | 2012 | — |
| 18 |
Otto
Online platform for point of sale financing |
$4.5M | — | Acquired | Series A Nov 2023 | 2 | 2020 | — |
| 19 |
Arcade
Provider of online financialization solutions for NFTs |
$17.8M | — | Series A | Series A Dec 2021 | — | 2021 | — |
| 20 |
iBorrow
Provider of a commercial real estate financing platform |
$22.5M | — | Series C | Conventional Debt Feb 2021 | 17 | 2002 | — |
| 21 |
ZestCash
Connects borrowers with lenders for payday, installment, and personal loans |
$42M | — | Series B | Conventional Debt Jan 2012 | 38 | 2009 | — |
| 22 |
XS Financial
Provider of equipment leasing solutions for cannabis and hemp industries |
$7.8M | — | Public | Post IPO Nov 2021 | 13 | 2017 | — |
| 23 |
Patch of Land
P2P real estate crowdfunding platform. |
$24.8M | — | Series A | Series A Apr 2015 | 26 | 2013 | — |
| 24 |
AssetAvenue
Online gaming platform offering poker and slot games with trusted services |
$22.1M | — | Deadpooled | Series A Apr 2015 | 40 | 2013 | — |
| 25 |
Hatch Credit
App-based platform for credit score building |
$15.1M | — | Deadpooled | Seed Mar 2020 | 66 | 2019 | — |
| 26 |
Currency
Online financing & payment processing soutions provider |
$16M | — | Series A | Series A Jan 2017 | 126 | 2001 | — |
| 27 |
LK Secured
Provider of private lending and investment services for real estate |
$5.1M | — | Series A | Series A Aug 2021 | — | 2020 | — |
| 28 |
NyxCarbon
Online lending platform offering sustainable financing |
$150K | — | Seed | Seed Jan 2023 | — | 2023 | — |
| 29 |
Flowbo
Online loan platform for content creators |
$125K | — | Seed | Grant (prize money) Jun 2022 | 5 | 2021 | — |
| 30 |
CreditPing
Lead generation platform for consumer loans |
$580K | — | Deadpooled | Seed Sep 2009 | — | 2009 | — |
| 31 |
Sparkir
All-in-one business financing platform empowering small businesses and equipment vendors |
— | — | Seed | Seed 2019 | 2 | 2017 | — |
| 32 |
Saida
Developer of a lending platform for emerging markets |
— | — | Seed | Seed Jul 2015 | 6 | 2015 | — |
| 33 |
AmeriHome Mortgage
Online residential mortgage loan platform |
— | — | Acquired | — | 863 | 2013 | — |
| 34 |
Apptrade
Provider of a platform facilitating app portfolio creation and funding |
— | — | Unfunded | — | — | 2014 | — |
| 35 |
Art Lending
Online platform offering art-secured loans to collectors and dealers |
— | — | Funding Raised | — | — | 2019 | — |
| 36 |
Asenso
Online platform offering loans for diversified category |
— | — | Funding Raised | — | 6 | 2022 | — |
| 37 |
Basix
Personal Loans- Direct Lender |
— | — | Unfunded | — | — | 2015 | — |
| 38 |
CAPX
Online lending marketplace for working capital loans |
— | — | Funding Raised | — | 6 | 2017 | — |
| 39 |
CashBloom
Online business loans platform |
— | — | Unfunded | — | — | 2008 | — |
| 40 |
clear compass digital group
Clear Compass Digital Group is an Operator of a fully-integrated online marketing company. |
— | — | Deadpooled | — | 13 | 1999 | — |
| 41 |
CoPocket
Financial planning service for students. |
— | — | Deadpooled | — | — | 2015 | — |
| 42 |
Credit Repair Cloud
Credit repair software for brokers |
— | — | Unfunded | — | 22 | 2002 | — |
| 43 |
CreditKazzam
Online platform for credit management |
— | — | Deadpooled | — | — | 2016 | — |
| 44 |
Crent
Credit score management platform |
— | — | Unfunded | — | 5 | 2015 | — |
| 45 |
CrowdCitizen
Crowd sourced loans and municipal bonds |
— | — | Deadpooled | — | — | 2015 | — |
| 46 |
eMedical Lending
Online marketplace for elective healthcare loans |
— | — | Deadpooled | — | — | 2006 | — |
| 47 |
Equitable Lending
Online lending platform for mortgage loans |
— | — | Unfunded | — | — | 2014 | — |
| 48 |
Float
Provider of mobile-first platform offering credit lines as overdraft alternatives |
— | — | Funding Raised | — | 11 | 2014 | — |
| 49 |
FundingTree
Aggregator of debt and equity crowdfunding platform |
— | — | Unfunded | — | — | 2011 | — |
| 50 |
Fundomate
Business Cash Advance Provider |
— | — | Unfunded | — | 48 | 2015 | — |
Online revenue-based financing marketplace for SaaS businesses. It offers a solution that connects businesses with investors for revenue-based financing. Businesses can integrate the accounting and ERP systems to the platform using APIs. The loan amount is based on the business data obtained from the system. It features integrations with existing payment tools and automated monthly statements.
Provider of funding solutions for businesses with challenged credit profiles. It delivers funding programs designed for customers with prior bankruptcies, tax liens, judgments, repossessions, or slow payments. Financing is based on collateral, and it offers approvals, leases, and equipment financing agreements. The company provides documentation and aims to work through business challenges.
Developer of an online marketplace for point-of-sale financing. It enables customers to make installment payments for a product at partnered stores. It also provides solutions to merchants for accepting installment payments.
Online platform for point of sale financing. It enables retailers to split a shopper's purchase into smaller payments. Customers get the option to choose from multiple repayment plans. It provides a tablet and a scanner for retailers/sales associates and provides training to store associates on its usage. Customers can keep track of the payments through the application.
The Fundworks is an alternative financier providing loans from $5K to 250K to small businesses across the US. There is no requirement of collateral and perfect credit, and financing is provided to most industries. The preliminary approval takes less than 24-hours, and funding happens within 48-hours, for qualified businesses. The focus industries include restaurants, bars, retail establishments, healthcare service pr
Provider of financial liquidity services intended for prosumer content creators. The company's services offer up-front cash to individuals who focus on specific sub-topic categories to expand their content channel and remain independent, enabling content creators to get the funds necessary to invest in their business.
Provider of financial and supply chain solutions for the produce industry. It offers capital, strategic sourcing, and end-to-end visibility. The company provides working capital to scale operations. It also facilitates connections between buyers and sellers. The platform enables real-time data access for informed decision making.
LendingUSA is an online marketplace for point-of-sale financing. It enables merchants to accept installment payments for customers via credit/debit cards. It provides financing to tax departments, funerals, pet providers, and more. It provides software for sales & transaction management.
Provider of pre-IPO equity financing solutions. It offers financing to shareholders of pre-IPO companies, allowing them to access the value of their shares without selling them. This financing can be used to exercise stock options or provide liquidity. The company provides funds, allowing shareholders to retain ownership while repaying the loan later. Financing is collateralized by the shares themselves, and repaymen
Provider of a fintech platform credit repair solutions. It provides users with a platform that allows users to build credit by converting their subscription payments into credit history. The company provides an online platform for individuals to manage their financial literacy and credit scores.
ScratchPay is a payment solution provider for veterinary care. The app helps in partnering with veterinary clinics to provide payment plans for pet owners. The users need to provide their basic details to get a rate and select their payment plan. Once registered in the app, users can get their pets treated at any partner clinic and pay back the amount interest-free within 30 days or in monthly installments over 12 -2
Provider of an online marketplace offering startup equity-backed loans to employees, founders, and investors. It provides users with a lending platform which acts as a marketplace and offers funds secured against employee stock options. It also provides resources management and liquidity solutions.
Alumni Ventures
Group Guru
Y Combinator
Biggeorge Holding
Coffin Capital & Ventures
Gaingels
UBS
Atalaya Capital Management
Backstage Capital
Canaan
Citi
Clocktower Ventures
Rankings are computed by Radar (Fliar BI) from the Radar company master and are updated periodically. Funding and momentum scores use disclosed equity-funding data only. Figures may lag private rounds. Last updated 2026-06-22.
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