Best Alternative Lending Companies in Mexico
The 128 best Alternative Lending companies in Mexico in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Konfío.
$1.3 billion in disclosed funding across 128 tracked companies makes Mexico one of Latin America's most active arenas for Alternative Lending, and this page ranks every player by equity raised and recent momentum. Aplazo leads the pack at $77M, with minu close behind at $50M. Those two alone account for nearly a fifth of the sector's total capital.
So what's actually driving this? Demystifying the mechanics of online alternative lending has become a live debate this quarter, and the tension is real: as alternative lenders circle banks as both rivals and partners, Mexico's fintechs are threading that needle fast. The global market sits at roughly $2.4B (2023) growing at a 14.4% CAGR, and demand from both individuals and businesses is the core engine. I'd watch R2 and Grupalia closely if you care about the smaller-ticket end. Backers like Y Combinator and 500 Global keep showing up, which tells you the conviction here isn't fading anytime soon.
Ranked: Best Alternative Lending companies in Mexico
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Konfío 🦄 Financial solutions platform provider | $378M | 49 mo ago | Series E | 837 | — | Amazon WebstoreTurbopackApple iCloud Mail+27 | — |
| 2 | Tangelo AI-based lending solution for banks and financial institutions | $150M | 50 mo ago | Funding Raised | 380 | Alejandro Monzo Co-CEO | — | — |
| 3 | Kueski Provider of an online platform for personal loans | $137M | 44 mo ago | Series C | 615 | Adalberto Ochoa Co-Founder & CEO | WebflowSentryZendesk+35 | 1 partnership |
| 4 | Crediclub Provider of digital financial solutions, including credits, savings, and payment options | $80M | 43 mo ago | Series A | 955 | — | WebflowApple iCloud MailMicrosoft 365+20 | 1 award |
| 5 | Aplazo Online platform for POS financing | $77M | 16 mo ago | Series B | 185 | — | Cart FunctionalityApple iCloud MailGoogle Workspace+29 | 2 partnerships |
| 6 | Nexu Online automotive loan comparison platform | $73M | 32 mo ago | Series B | 133 | Fernando Gómez Arriola Founder | SentryTypeScriptNode.js+23 | — |
| 7 | Solvento Online platform for invoice financing | $63M | 30 mo ago | Seed | 43 | Guillermo Bosch Co-Founder | VuetifyEnvoyVue.js+7 | — |
| 8 | minu Online on demand pay solutions for employees | $50M | 19 mo ago | Series B | 145 | Nima Pourshasb Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+20 | 1 expansion |
| 9 | Nelo App-based purchase financing platform for individuals | $26M | 44 mo ago | Series A | 40 | Kyle Miller Co-Founder & CEO | Node.jsRadix UIHeadless UI+21 | — |
| 10 | Resuelve tu Deuda App-based platform for consumer debt settlement | $24M | 31 mo ago | Series B | 1,000 | Max Prieto CEO | WordPressUnbounceElementor+46 | — |
| 11 | R2 Provider of merchant financing solutions | $21M | 7 mo ago | Series A | 60 | Roger Teran Co-Founder | WebflowApple iCloud MailGoogle Workspace+21 | 1 job opening |
| 12 | Kubo.financiero P2P platform for personal loans | $17M | 36 mo ago | Series B | 280 | — | JavaFacebook LoginJavaServer Faces+28 | — |
| 13 | Fairplay Online platform for revenue-based financing | $15M | 19 mo ago | Series A | 107 | — | Webflowcore-jsSwiper+21 | — |
| 14 | Creze Lending platform for businesses | $13M | 31 mo ago | Series A | 56 | — | WordPress Block EditorWordPressMySQL+21 | — |
| 15 | Coru Aggregator of financial products | $11M | 108 mo ago | Series A | 108 | Bernardo Prum Co-Founder | WordPressMySQLPHP+22 | — |
| 16 | YoFio Online lending platform offering point-of-sale financing | $10M | 25 mo ago | Seed | — | Oscar Mendez Co-Founder | — | — |
| 17 | YoFio App-based lending platform for POS financing | $10M | 27 mo ago | Seed | 35 | Alberto Bonetti Co-Founder & CEO | — | — |
| 18 | eFactor Network Online marketplace for invoice financing | $10M | 96 mo ago | Series A | 68 | Hector Garza Founder & CEO | SentryWindows ServerWistia+24 | — |
| 19 | Zenfi App-based platform for checking credit scores | $8M | 41 mo ago | Series A | 60 | — | WebflowTypekitTikTok Pixel+16 | — |
| 20 | Aviva Online marketplace offering diversified loans to consumers and businesses | $8M | 6 mo ago | Seed | 21 | David Hernández Founder & Co-CEO Aviva | WordPressMySQLPHP+33 | — |
| 21 | Yave Online marketplace offering residential mortgage loans | $8M | 43 mo ago | Seed | 73 | Andres Aguilar Co-Founder | HubSpot CMS HubFacebook LoginAmazon Web Services+23 | — |
| 22 | Verqor Online lending marketplace for farm loans | $6M | 31 mo ago | Seed | 32 | J Ortega Co-Founder | Node.jsAnt DesignReact+16 | — |
| 23 | Kontempo Provider of financial and payment services for B2B e-commerce | $6M | 46 mo ago | Seed | 24 | Antonia Marino Co-Founder & COO | WebflowYouTubeAmazon Web Services+13 | — |
| 24 | ePesos Provider of early wage access and employee financial wellness solutions | $6M | 71 mo ago | Series A | 28 | Oscar Robles Ceo | Windows ServerMicrosoft ASP.NETBootstrap+18 | — |
| 25 | Digitt Provider of debt consolidation and refinancing loans for credit cards | $5M | 10 mo ago | Series A | 24 | Manuel Vergara Co-Founder & COO | SanityNode.jsMUI+19 | 1 partnership |
| 26 | Grupalia Provider of an online group lending platform | $5M | 8 mo ago | Seed | — | Ramon Echeverria Co-Founder & CTO - Grupalia | SentryRubyTrix+7 | — |
| 27 | Broadfactor Online marketplace for invoice factoring | $4M | 45 mo ago | Series A | 24 | Ricardo Cury CEO | TypeScriptZone.jsAngular+9 | 1 job opening · 1 partnership |
| 28 | Kredi Online marketplace for residential mortgage loans | $3M | 59 mo ago | Seed | 47 | Juan Alpizar Co-Founder & CTO | Apple iCloud MailGoogle WorkspaceNode.js+15 | — |
| 29 | Baubap App-based platform for personal loans | $3M | 27 mo ago | Seed | 50 | Luis Castilla Co-Founder | GhostApple iCloud MailGoogle Workspace+20 | — |
| 30 | Atria Online platform offering auto loans through a seller or partner | $3M | 43 mo ago | Funding Raised | 26 | — | Apple iCloud MailGoogle WorkspaceBootstrap+12 | 2 job openings |
| 31 | Mangxo Purchase financing solutions for businesses | $3M | 11 mo ago | Series A | — | Sergio Angelini Co-Founder & CEO | SentryVercelTikTok Pixel+9 | — |
| 32 | Atrato Online platform for consumer loans | $3M | 57 mo ago | Seed | 71 | Juan Casian Co-Founder | WebflowApple iCloud MailGoogle Workspace+16 | 1 partnership |
| 33 | Ximple Online lending platform offering business loans | $3M | 23 mo ago | Seed | — | João Vitor Soares Ramos Co-Founder & CTO | WordPress Block EditorWordPressMySQL+25 | — |
| 34 | Crediko Provider of financial solution that offers educational subscriptions to parents | $2M | 22 mo ago | Seed | — | Rodrigo Ugalde Co-Founder & CEO | — | — |
| 35 | Graviti Solar water heater installation company | $2M | 61 mo ago | Deadpooled | 33 | — | — | — |
| 36 | Crediconfía Working capital loans | $2M | 166 mo ago | Seed | 98 | — | BootstrapApache HTTP ServerSwiper+11 | — |
| 37 | Yotepresto Provider of an online P2P lending platform for personal loans | $2M | 41 mo ago | Seed | 46 | Luis Rubén Chávez Tostado Co-Founder & CEO | Amazon WebstoreSentryZendesk+35 | — |
| 38 | Castor Online platform for payday loans | $2M | 55 mo ago | Seed | 33 | — | — | — |
| 39 | Prestadero Online lending platform for P2P loans. | $1M | 143 mo ago | Seed | 16 | Gerardo Obregon Founder & General Manager | WordPressMySQLPHP+16 | — |
| 40 | Finnu Online lending solutions for personal loans | $800K | 71 mo ago | Deadpooled | — | Julian May Co-Founder | — | — |
| 41 | Rocket Manufacturer of energy-efficient, custom-designed heated cushions | $800K | 105 mo ago | Series A | 41 | — | SentryNode.jsFirebase+23 | — |
| 42 | Holacasa Online platform offering loan comparison for residential mortgage loans | $500K | 36 mo ago | Seed | 20 | Juan Carlos Garza Rodriguez Co-Founder | Webflowcore-jsjQuery+14 | — |
| 43 | Visor Credit products aggregator for SMBs. | $500K | 99 mo ago | Acquired | 37 | — | — | — |
| 44 | Doopla Mexico-based P2P lending platform for consumer loans. | $480K | 70 mo ago | Seed | 21 | — | YouTubeBootstrapApache HTTP Server+13 | — |
| 45 | Uellbee Online direct lending platform offering personal loans | $350K | 46 mo ago | Seed | 8 | Regina Reyes-Heroles Co-Founder | — | — |
| 46 | Prestanomico Provider of personal loans with flexible payment and debt refinancing options | $300K | 83 mo ago | Series A | 25 | Guillermo Campo CEO | BootstrapAmazon Web ServicesCloudflare+15 | — |
| 47 | Delt Ai Digital banks for businesses | $125K | 52 mo ago | Acquired | 18 | Jose Sanguino Founder & CEO | WebflowApple iCloud MailGoogle Workspace+25 | — |
| 48 | amiloz Provider of purchase financing solutions for in-store retail bsuinesses | $125K | 51 mo ago | Seed | 22 | Gianfranco Gentille Co-Founder | — | — |
Top 12 Alternative Lending companies in Mexico
#1
Series A · Mexico City, Mexico City · founded 2020 · 60 employees$21Mraised▾
Provider of merchant financing solutions. It provides API-enabled revenue-based financing solutions. It helps in increasing capital retention. It also offers B2B buy now and pay later solutions.
- Oct 2025Series A—
- Nov 2024Series A$9M
- Nov 2024Venture Debt$50M
- May 2023Venture Debt$100M
#2
Seed · Miguel Hidalgo, The Federal District · founded 2022 · 21 employees$7.7Mraised▾
Online marketplace offering diversified loans to consumers and businesses. It offers loans to applicants through its digital kiosks where the applicant is required to take a video call in order to verify and get authenticated, and the loan amount is disbursed instantly.
- Nov 2025Venture Debt$50M
- Aug 2025Venture Debt$1.5M
- Aug 2024Seed$5.5M
- Dec 2022Seed$2.2M
#3
Series B · Mexico City, Mexico City · founded 2020 · 185 employees$77.2Mraised▾
Online platform for POS financing. It allows users to pay for their purchases online on an installment basis at the affiliated stores. Users need to apply online through the website and select delay as a payment method that allows them to pay for their products in fixed installment payment plans. It also helps in increasing the customer base by accessing delayed marketing channels.
- Feb 2025Conventional Debt$35.5M
- May 2024Series B$45M
- Nov 2021Series A$27M
- Jun 2021Seed$5.2M
#4
Series B · Miguel Hidalgo, Mexico City · founded 2019 · 145 employees$50Mraised▾
Online on demand pay solutions for employees. It allows employees of affiliated companies to withdraw part of their already earned salary. Employees receive the funds in the salary account. It is available to download from google play and the apple store.
- Nov 2024Series B$30M
- Feb 2023Venture Debt$20M
- Feb 2023Series A$10M
- Mar 2021Conventional Debt$2.5M
#5
Seed · Miguel Hidalgo, Mexico City · founded 2023$4.8Mraised▾
Provider of an online group lending platform. The company offers a platform for users to lend finance through digital online processes, with integrated AI features. The app is available on the Android platform.
- Oct 2025Conventional Debt—
- Oct 2025Seed$4.8M
#6
Series A · Guadalajara, Jalisco · founded 2017 · 24 employees$5.3Mraised▾
Provider of debt consolidation and refinancing loans for credit cards. It offers personal loans to consolidate multiple credit card debts into a single, more manageable payment with potentially lower interest rates. The company assesses creditworthiness and provides a streamlined online application process. Loan terms and repayment schedules are customized to suit individual borrower needs. The service aims to help individuals reduce their overall debt burden and improve their credit health.
- Aug 2025Series A$10M
- Jul 2024Conventional Debt$50M
- 2023Conventional Debt—
- 2022Series A$4.8M
#7
Series A · San Nicolas De Los Garza, Nuevo Leon · founded 2022$3Mraised▾
Purchase financing solutions for businesses. Enables businesses to offer credit lines to customers or clients for making cheque or invoice payments.
- Jul 2025Series A$3M
- Apr 2024Seed—
#8
Series A · Mexico City, Mexico City · founded 2019 · 107 employees$15Mraised▾
Online platform for revenue-based financing. It provides businesses with funds in return for a fixed revenue percentage decided on the basis of the prediction algorithm. Repayment of loans is done by direct debit. It provides loans on the basis of credit risk assessment.
- Nov 2024Conventional Debt$35M
- Apr 2023Venture Debt$100M
- Jan 2022Series A$15M
- Jan 2022Conventional Debt$20M
#9
Konfío 🦄Series E · Miguel Hidalgo, Mexico City · founded 2014 · 837 employees$378Mraised▾
Financial solutions platform provider. It offers invoice financing, microloans, business credit lines, SME credits, and more. It also provides a virtual credit card and offers a tool for accessing the credit score and credit history of the business.
- May 2022Conventional Debt$10M
- Nov 2021Conventional Debt$80M
- Sep 2021Series E$110M
- Jun 2021Series E$125M
#10
Series B · Mexico City, Mexico City · founded 2014 · 133 employees$73Mraised▾
Online automotive loan comparison platform. It offers a loan comparison platform for accessing loans for new & used cars. Users must add a short quote form to receive multiple options matching the customers' requirements. Once the best option is chosen by the user, users must add a detailed application form and submit the documents.
- Oct 2023Series B$20M
- Oct 2023Conventional Debt—
- Jan 2022Conventional Debt—
- Jan 2022Series A$50M
#11
Seed · Mexico City, Mexico City · founded 2017 · 43 employees$63Mraised▾
Operator of a digital financial platform intended to extend credit lines to truckers so they are able to collect invoices the minute the goods are delivered. The company's platform specializes in providing integration with TMS, GPS, and ERP systems, liquidity services and billing services, enabling clients to seamlessly automate payment processing and streamline operations to alleviate revenue.
#12
Series C · Guadalajara, Jalisco · founded 2012 · 615 employees$137.1Mraised▾
Provider of an online platform for personal loans. It offers loans to salaried individuals with customized terms, amounts, and repayment options. Users must add the required details along with the documents and select the required loan option. Once approved, the funds are transferred to the registered bank account.
- Oct 2022Series C$23.3M
- Dec 2021Series C$102M
- Dec 2021Conventional Debt$100M
- 2019Series B—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Alternative Lending coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.