Best Alternative Lending Companies in North Holland, Netherlands
The 32 best Alternative Lending companies in North Holland, Netherlands in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Factris.
Ranked: Best Alternative Lending companies in North Holland
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Factris Online lending platform for invoice financing 24News top 22%Moat top 31%Growth top 32%Funding top 38% All 10 signals ▾Newstop 22% Moattop 31% Growthtop 32% Fundingtop 38% Producttop 45% Globaltop 48% Talentbottom 49% Techbottom 43% Marketbottom 22% Fin. healthbottom 14% News: 6 BI events in 12 mo (of 24 tracked, 4 types) · 5 high-value events (IPO/M&A/funding/contracts) in 12 mo Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 24/100 | $73M | 13 mo ago | Series C | Brian Reaves CEO | 2017 | WordPressMySQLPHP+25 | — |
| 2 | BridgeFund Provider of online business financing and investment platform 40Tech top 20%Talent top 38%Growth top 45%Funding bottom 42% All 6 signals ▾Techtop 20% Talenttop 38% Growthtop 45% Fundingbottom 42% Marketbottom 30% Globalbottom 25% Tech: 58 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Ses Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 40/100 | $23M | 60 mo ago | Series B | Julian Steeg Co-Founder & CEO | 2018 | WordPress Block EditorWordPressApple iCloud Mail+37 | — |
| 3 | Lender & Spender Provider of personal loans facilitated by private and corporate investors | $22M | 81 mo ago | Acquired | Robert LeClercq Co-Founder | 2016 | SentryZendeskPHP+19 | — |
| 4 | Ikbenfrits Provider of independent mortgage advice and online tools 27Tech top 39%Talent bottom 49%Funding bottom 43%Market bottom 39% All 6 signals ▾Techtop 39% Talentbottom 49% Fundingbottom 43% Marketbottom 39% Globalbottom 36% Growthbottom 35% Tech: 30 technologies across 6/8 capability areas · Cloud: Cloudflare Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 27/100 | $7M | 46 mo ago | Series B | Joost Schulze Co-Founder & CTO | 2015 | HubSpot CMS HubGoogle MapsEnvoy+25 | — |
| 5 | Requr Fundraising platform for businesses | $6M | 62 mo ago | Acqui-Hired | — | 2021 | — | — |
| 6 | Prets Provider of embedded lending for sustainable home upgrades 24Talent top 38%Growth top 45%Tech bottom 46%Funding bottom 35% All 6 signals ▾Talenttop 38% Growthtop 45% Techbottom 46% Fundingbottom 35% Globalbottom 32% Marketbottom 25% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 24/100 | $1M | 28 mo ago | Seed | Eugene Lubbers Co-Founder & CEO | 2023 | WebflowCart FunctionalityProton Mail+15 | — |
| 7 | ZonnepanelenDelen Solar project crowdfunding platform | $569K | 140 mo ago | Seed | — | 2012 | WordPressApple iCloud MailMicrosoft 365+25 | — |
| 8 | CloQ Online marketplace for nano loans | $50K | 84 mo ago | Seed | Koen Lassooij Co-Founder & CFO | 2018 | — | — |
Top 12 Alternative Lending companies in North Holland
#1
Series C · Amsterdam, North Holland · founded 2017 · 5 employees$73.3Mraised▾
Online lending platform for invoice financing. Offers short-term working capital to businesses against their invoices. Users need to provide their basic details to apply for invoice finance. Once approved, users can upload their invoices on the platform & receive the funds directly to a linked bank account.
- Sep 2025Conventional Debt$117.3M
- Apr 2023Series C$55M
- Jun 2022Series B$10.7M
- Jan 2021Conventional Debt$6.1M
#2
Seed · Amsterdam, North Holland · founded 2023$1.1Mraised▾
Provider of embedded lending for sustainable home upgrades. It facilitates financing for homeowners to invest in energy-efficient improvements such as solar panels and heat pumps. The financing is structured to be budget-neutral, allowing energy savings to offset the cost of the upgrades. The company partners with utilities, energy professionals, and financial institutions to offer tailored financing options and streamline the process for both homeowners and its partners. This approach expands access to sustainable home improvements for a wider range of customers.
- Jun 2024Seed$1.1M
#3
Series B · Amsterdam, North Holland · founded 2018 · 28 employees$23.1Mraised▾
Provider of online business financing and investment platform. It connects businesses seeking funding with investors. The platform offers business loans and flexible credit lines, facilitating quick and straightforward access to capital without traditional bank intermediaries. It also provides a platform for individuals to invest in businesses, earning returns on their investments. The process is entirely online, emphasizing speed and efficiency in application and disbursement.
- Oct 2021Series B$23.1M
#4
Series B · Amsterdam, North Holland · founded 2015 · 55 employees$6.8Mraised▾
Provider of independent mortgage advice and online tools. It offers personalized mortgage advice from certified advisors, comparing options across all banks. The company provides online tools for calculating maximum mortgage amounts, refinancing, and monthly payments. Clients receive support throughout the mortgage process, from initial consultation to final approval. The firm also offers a bid insurance product.
- Dec 2022Series B$4.5M
- Nov 2017Series A$2.4M
#5
Acquired · Amsterdam, North Holland · founded 2016$22Mraised▾
Provider of personal loans facilitated by private and corporate investors. It offers a platform connecting borrowers with investors for loan funding. The platform provides options for individuals seeking financing for various purposes. It also allows investors to participate in lending activities.
- Jan 2020Conventional Debt$22M
#6
Acqui-Hired · Amsterdam, North Holland · founded 2021 · 5 employees$5.9Mraised▾
Fundraising platform for businesses. Its features are access to capital to invest in expansion or acquisitions, connecting existing tools for payouts, and more. It also provides a dashboard for viewing and selecting tradable contracts.
- Aug 2021Series A$5.9M
#7
Seed · Amsterdam, North Holland · founded 2012 · 26 employees$568.8Kraised▾
ZonnepanelenDelen is a solar crowdfunding platform that provides options to its users to invest in solar projects which are uploaded on their platform. The user needs to sign-up and select the project of their choice, post which the payment is delivered online, once it is done, user can track the generation of the project and receive regular income based on the generation from the project. There is an option of refund in-case the project does not meet its investment target.
- Feb 2015Seed$568.8K
#8
Seed · Amsterdam, North Holland · founded 2018 · 7 employees$50Kraised▾
Online marketplace for nano loans. Users with a positive track loan repayment record can apply for loans with higher limits. Funds are transferred to the borrower's e-wallet. Utilizes AI technology and credit model based on non-financial data for credit assessment.
- Oct 2019Seed$50K
- Dec 2017Grant (prize money)$30K
#9
Seed · Amsterdam, North Holland · founded 2014 · 7 employees$24.1Kraised▾
Provider of certified information solutions for credit management. It helps in creating new sales opportunities by accessing updated information on prospective companies for a user. The database contains organizations registered with the chamber of commerce. This data is updated daily and enriched with various data sources. It also helps users to determine the creditworthiness of their buyers. It provides online credit reports, online trade reports, and online sustainability reports.
- 2014Seed$24.1K
#10
Seed · Amsterdam, North Holland · founded 2019 · 7 employees—raised▾
White Swan offers an online platform for providing life insurance and insurance financing to consumers. It also provides advisory solutions for carriers and insurance policies. It offers permanent and term life insurance. It also provides financing for various insurance such as life insurance, home insurance, health insurance, and more.
- Jun 2022Seed—
#11
Series A · Amsterdam, North Holland · founded 2013 · 25 employees—raised▾
Operator of a big data software company intended to support financial institutions, investors, telecom operators, and e-commerce providers. The company offers a robo-advice platform that integrates bigdata-driven marketing and risk analytics for onboarding new-to-company customer segments while predicting fraud, churn, claim, environmental, social, and corporate governance (ESG), and investment risks, enabling clients to receive advanced scoring and predictive analytics to find out their creditworthiness for lending and insurance.
#12
Seed · Amsterdam, North Holland · founded 2016—raised▾
Flymble is a fintech and travel company offering flight booking from its website with no booking charges, and a buy now option allowing the flier to pay later in installments. It has also introduced social booking, whereby a flier can send invites to fly together using the website. Friends can choose to accept and can fly together. Flymble also allows users to lock airfares. As of Feb'17, the website is in beta mode. Flymble is one of the 11 startups selected by Startupbootcamp for the 2017 FinTech and CyberSecurity program.
- Nov 2016Seed—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Alternative Lending coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
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