Alternative Lending · Paris, India

Best Alternative Lending Companies in Paris, France

Updated 2026-06-23 · Ranked by funding & momentum

77 indexable Alternative Lending companies headquartered in Paris, France, ranked by total equity funding and recent funding momentum. Combined disclosed equity funding of $1.2B across 22 funded companies.

77
Companies
$1.2B
Total Funding
22
Funded
0
Unicorns
0
Rounds (90d)

Ranked: Best Alternative Lending companies in Paris

#CompanyFundingValuationStage Latest roundEmployeesFoundedMomentum
1 Younited
Online lending platform for POS financing
$344.1M Acquired Conventional Debt Oct 2025 2009 ↑ Active
2 Defacto
Cloud-based solution for invoice financing
$30.2M Series B Series B Sep 2025 20 2021 ↑ Active
3 Baobab
Financial services company offering tailored solutions for financially underserved entrepreneurs and SMEs
$16.7M Acquired Series A Oct 2024 4,301 2001 ↑ Active
4 Karmen
Online platform for revenue-based financing
$4M Series A Conventional Debt Jan 2025 20 2021 ↑ Active
5 Silvr
Online lending platform providing financing solution for e-commerce businesses
$326.9M Series A Conventional Debt Jul 2023 113 2019
6 October
P2P platform for business loans
$391.2M Acquired Series D Sep 2020 101 2014
7 Rosaly
Online platform for employee financial benefits
$9.3M Seed Conventional Debt Sep 2022 23 2004
8 Hyppo
Provider of alternative financing solutions for high-net-worth individuals and businesses
$3.2M Seed Seed Sep 2023 2022
9 Finexkap
Online invoice financing platform
$28.3M Series B Series B Jun 2019 14 2012
10 Mansa
Online marketplace for self-employed and freelancers
$9.4M Deadpooled Conventional Debt Mar 2021 38 2019
11 Empruntis
Financial products comparison platform
$32M Acquired Conventional Debt Nov 2006 100 2000
12 Meilleurtaux
App-based comparison platform for life and non-life insurance & loans
$22M Acquired Series A Feb 2017 2,471 1999
13 FinFrog
Online lending platform for personal loans
$8.9M Series A Series A Jul 2020 25 2016
14 WeShareBonds
P2B financing platform
$6.6M Series A Series A Nov 2017 2015
15 Creancio
Invoice factoring services for SMEs.
$6.6M Deadpooled Venture Debt Dec 2015 2015
16 RollingFunds
Online business loans platform
$1.5M Seed Seed May 2019 14 2018
17 Yelloan
Platform for participatory guarantee based personal loans
$1.9M Seed Seed Dec 2016 7 2015
18 Finsquare
P2B loans platform
$1.7M Acquired Seed Dec 2015 2014
19 Stairwage
Online platform for earned wages loan
$613.9K Seed Seed Jan 2021 2 2020
20 Ayomi
Online business loans platform
$1.1M Seed Seed Mar 2018 41 2017
21 Joe
App-based platform for point of sale financing
$125K Acquired Seed 2022 26 2020
22 FriendsClear
peer-to-peer lending
$637.4K Deadpooled Seed Jun 2010 17 2007
23 Kredity.com
Platform for consumer loans comparison
Deadpooled Seed 2017 2005
24 Financetesetudes
Comparison platform for student loans and bank accounts
Deadpooled Seed May 2011 2 2010
25 AgriLend
Online P2P lending marketplace for the agriculture sector
Funding Raised 2017
26 Arrago
Provider of fintech lending platform specializing in mortgage life loans for seniors
Unfunded 10 2017
27 ASTON AI
Provider of a cloud-based debt collection and credit management for businesses
Unfunded 2011
28 astorya
Online lead generation platform
Unfunded 2017
29 Ateo Finance
Software for trade finance management
Acquired 14 2000
30 bankstore
Fintech, Proptech, Artificial intelligence, Internet, Digital, Mortgage
Private 6 2020
31 Bevouac
Real estate investment platform
Unfunded 12 2017
32 Blue Bees
Donation and debt crowdfunding platform for agricultural projects
Funding Raised 2012
33 Bolden
Crowdlending platform for SMEs
Deadpooled 2014
34 BoursedesCredits
Provider of brokerage services for loans, credit refinancing, and insurance
Unfunded 2012
35 COLLECTICITY
P2P lending platform dedicated to the public sector
Funding Raised 2015
36 CompareLend
Peer-to-peer lending comparison service
Deadpooled 2015
37 Corporate LinX
Financial supply chain and reverse factoring solution
Unfunded 2008
38 Credit.fr
Online lending platform for business loans.
Acquired 18 2014
39 Cresh
Platform offering point-of-sale financing solutions
Funding Raised 14 2017
40 Domofinance
Online lending platform for personal loans
Unfunded 2003
41 Edukys
Developer of a crowdlending platform for student loans
Deadpooled 2016
42 Evercount
Invoice financing solutions
Deadpooled 2018
43 Fresh Finance
Debt management solution.
Deadpooled 2016
44 Fullinvest
Debt-based real estate crowdfunding platform
Unfunded 2015
45 Grapster Region
Crowdinvesting platform in France
Deadpooled 2015
46 Hellomerci
France-based P2P lending platform
Unfunded 2013
47 Homunity
Online lending platform for real estate project
Acquired 43 2014
48 Instant Credit Go
Platform for unsecured personal loans
Deadpooled 2017
49 Investbook
Crowdlending platform for SME bonds.
Unfunded 2014
50 Korp
Provider of business cash flow and merchant advance loans
Funding Raised 20 2016

Top 12 Alternative Lending companies in Paris

#1
Younited Acquired
$344.1M Raised
expand_more
location_onParis, Ile de France
Founded
2009
Funding raised
$344.1M
Stage
Acquired

Online lending platform for POS financing. It offers a platform where users can apply for loans for various purposes such as home refurbishment, holidays, or buying a new smartphone. It enables retailers, banks, and fintechs to offer financing solutions for consumers.

Funding rounds (8 disclosed of 10)
Round Date Amount
Conventional Debt Oct 2025 $464M
Conventional Debt Jul 2023 Undisclosed
Series E Dec 2022 $62.9M
Series E Jul 2021 $170M
Series D Sep 2017 $47.8M
Series D Jul 2015 $34M
4 earlier rounds — sign up free
Tech stack
alpine.jsaosazureazure front doorcdnjscloudflare+14
#2
Defacto Series B
$30.2M Raised
expand_more
location_onParis, Ile de France
Founded
2021
Employees
20
Funding raised
$30.2M
Stage
Series B

Cloud-based solution for invoice financing. It enables businesses to obtain financing using unpaid invoices. Businesses can select the invoices based on the required amount. Accounting and ERP software is integrated with the platform and once approved, the funds are transferred to the registered bank account.

Funding rounds (6 disclosed of 6)
Round Date Amount
Series B Sep 2025 $18.9M
Series A Nov 2023 $10.7M
Conventional Debt Jul 2023 $184.9M
Series A Jun 2022 $16.1M
Seed Nov 2021 $3.4M
Conventional Debt Nov 2021 $3.4M
Tech stack
amazon s3amazon web servicesapple icloud mailcloudflarecloudflare bot managementgoogle analytics+14
#3
Baobab Acquired
$16.7M Raised
expand_more
location_onParis, Ile de France
Founded
2001
Employees
4,301
Funding raised
$16.7M
Stage
Acquired

Baobab is a financial services company that offers tailored solutions for financially underserved entrepreneurs and SMEs in Africa and China. They believe in financial inclusion.

Funding rounds (2 disclosed of 5)
Round Date Amount
Series A Oct 2024 Undisclosed
PE Dec 2015 Undisclosed
Series A 2015 $16.7M
Conventional Debt 2014 $2M
Seed Oct 2012 Undisclosed
Founders & key people
Tech stack
addtoanyaddtoany share buttonsbackbone.jsbootstrapcloudflarecookieyes+14
#4
Karmen Series A
$4M Raised
expand_more
location_onParis, Ile de France
Founded
2021
Employees
20
Funding raised
$4M
Stage
Series A

Online platform for revenue-based financing. It enables businesses to obtain financing options based on the available recurring subscriptions. It provides APIs that enable users to integrate accounting tools, ERP systems, and bank accounts for credit score calculations and analytics.

Funding rounds (4 disclosed of 5)
Round Date Amount
Conventional Debt Jan 2025 Undisclosed
Series A Jan 2025 $9.4M
Conventional Debt Nov 2022 $51.6M
Conventional Debt Jan 2022 $20.9M
Seed Jan 2022 $4M
Tech stack
amazon sesamazon web servicesaxeptiocloudflarecloudflare bot managementcore-js+14
#5
Silvr Series A
$326.9M Raised
expand_more
location_onParis, Ile de France
Founded
2019
Employees
113
Funding raised
$326.9M
Stage
Series A

Online lending platform providing financing solution for e-commerce businesses. Businesses can connect e-commerce platform on the website and select the funding amount required for ads campaigns & marketing, and upon approval, the loan amount gets disbursed in the linked business account. Repayment of loans can be done after the products are sold to the customers.

Funding rounds (4 disclosed of 5)
Round Date Amount
Conventional Debt Jul 2023 $217.9M
Series A Feb 2022 $20.6M
Conventional Debt Feb 2022 $128M
Series A Mar 2021 $3.6M
Seed 2020 Undisclosed
Founders & key people
Tech stack
bootstrapcdnjscloudflaregoogle font apigoogle hosted librariesgoogle tag manager+13
#6
October Acquired
$391.2M Raised
expand_more
location_onParis, Ile de France
Founded
2014
Employees
101
Funding raised
$391.2M
Stage
Acquired

October is a P2P platform for business loans. Allows private & institutional investors to invest in business loans extended to companies. Borrowers need to provide basic details to post project requirements on the platform. Once the project is fully funded, funds are transferred to the borrower's bank account. Provides loans for digitalization, debt refinancing, communication, renovation, recruitments, company acquis

Funding rounds (7 disclosed of 8)
Round Date Amount
Series D Sep 2020 $302M
Series C Jun 2018 $37M
Conventional Debt Mar 2018 $12.4M
Conventional Debt Jan 2018 $244.9M
Series B Apr 2016 $13.5M
Series A Mar 2015 $30M
2 earlier rounds — sign up free
Tech stack
amazon cloudfrontamazon s3amazon sesamazon web servicesbabelbugsnag+14
#7
Rosaly Seed
$9.3M Raised
expand_more
location_onParis, Ile de France
Founded
2004
Employees
23
Funding raised
$9.3M
Stage
Seed

Online platform for employee financial benefits. It allows employees to get money on demand. It offers payments, overtime payments, benefits, financial analysis, employee productivity, etc. It is also available on the Android and iOS versions.

Funding rounds (3 disclosed of 3)
Round Date Amount
Conventional Debt Sep 2022 $2.5M
Seed Sep 2022 $7.5M
Seed Apr 2021 $1.8M
Founders & key people
Tech stack
axeptiocart functionalitycloudflarecloudflare bot managementcore-jsfacebook pixel+14
#8
Hyppo Seed
$3.2M Raised
expand_more
location_onParis, Ile de France
Founded
2022
Funding raised
$3.2M
Stage
Seed

Provider of alternative financing solutions for high-net-worth individuals and businesses. It offers various financing options leveraging existing assets, including real estate and financial holdings. These solutions cater to diverse needs, such as liquidity management, investment opportunities, and estate planning. The firm provides personalized support, structuring and facilitating complex financial transactions wi

Funding rounds (1 disclosed of 1)
Round Date Amount
Seed Sep 2023 $3.2M
Tech stack
axeptiocloudflarecloudflare bot managementcore-jsemotionfacebook pixel+14
#9
Finexkap Series B
$28.3M Raised
expand_more
location_onParis, Ile de France
Founded
2012
Employees
14
Funding raised
$28.3M
Stage
Series B

Finexkap is an online invoice financing platform. Companies create their account on the platform and deposit their unmatured invoices to submit the application for funding. On approval, an offer is proposed to the company. The company offers Cash Connect for SaaS accounting software and e-invoicing platforms that allow them to complete the cash financing operations. Also offers Cash Market for B2B marketplaces that a

Funding rounds (5 disclosed of 5)
Round Date Amount
Series B Jun 2019 $7.9M
Conventional Debt Jun 2019 $36.2M
Series A Nov 2014 $7.5M
Conventional Debt Nov 2014 $15M
Series A Jul 2014 $4.1M
#10
Mansa Deadpooled
$9.4M Raised
expand_more
location_onParis, Ile de France
Founded
2019
Employees
38
Funding raised
$9.4M
Stage
Deadpooled

Online marketplace for self-employed and freelancers. It provides access to short-term business loans to maintain cash flow by connecting with multiple lending partners. Users need to apply for loans via its online lending platform followed by an eligibility test, and upon credit assessment, it connects borrowers with multiple lending options to provide financing solutions.

Funding rounds (3 disclosed of 3)
Round Date Amount
Conventional Debt Mar 2021 $14.5M
Series A Mar 2021 $7.2M
Seed Mar 2020 $2.2M
#11
Empruntis Acquired
$32M Raised
expand_more
location_onParis, Ile de France
Founded
2000
Employees
100
Funding raised
$32M
Stage
Acquired

Empruntis is a financial products comparison platform. Allows users to search and compare multiple financial products including mortgage, loan insurance, consumer credit, auto credit and personal loans. It works with multiple banking partners and insurers to offer financial products to the user.

Funding rounds (1 disclosed of 1)
Round Date Amount
Conventional Debt Nov 2006 $32M
Founders & key people
Tech stack
ab tastyapache http serveraxeptiocloudflarecloudflare bot managementgoogle analytics+10
#12
Meilleurtaux Acquired
$22M Raised
expand_more
location_onParis, Ile de France
Founded
1999
Employees
2,471
Funding raised
$22M
Stage
Acquired

App-based comparison platform for life and non-life insurance & loans. It offers insurance quotes for car insurance, life insurance, health insurance, mortgage loan insurance, and more. It also offers investment and savings solutions. The app is available for iOS and Android platforms.

Funding rounds (1 disclosed of 2)
Round Date Amount
Series A Feb 2017 Undisclosed
Series A Apr 2000 $22M
Tech stack
angularapache http serverapple icloud mailbootstrapcart functionalitycloudflare+14

Recent signals in Paris Alternative Lending

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Funding & investor landscape

Total raised
$1.2B
across these companies
Companies funded
22
with disclosed funding
Highest-funded
$391.2M raised

Most active investors

Citi Citi 5 investments in Alternative Lending Kima Ventures Kima Ventures 5 investments in Alternative Lending Le Village by CA Le Village by CA 4 investments in Alternative Lending Bpifrance Bpifrance 3 investments in Alternative Lending Founders Future Founders Future 3 investments in Alternative Lending Allianz Allianz 2 investments in Alternative Lending Eurazeo Eurazeo 2 investments in Alternative Lending ISAI ISAI 2 investments in Alternative Lending Idinvest Partners Idinvest Partners 2 investments in Alternative Lending Matmut Matmut 2 investments in Alternative Lending Otium Capital Otium Capital 2 investments in Alternative Lending Seventure Partners Seventure Partners 2 investments in Alternative Lending

Notable founders in Paris Alternative Lending

Geoffroy Guigou Geoffroy Guigou Co-founder, COO Younited · $344.1M raised
Charles Egly Charles Egly Co-Founder & Co-CEO Younited · $344.1M raised
PC Pierre-Marin Campenon Co-CEO Europe Younited · $344.1M raised
Xavier Pallàs Xavier Pallàs CEO Spain & Head of Iberia Younited · $344.1M raised
Morgan hana Morgan hana Co-Founder Defacto · $30.2M raised
Jordane Giuly Jordane Giuly Co-Founder Defacto · $30.2M raised
Marc Gires Marc Gires Co-Founder Defacto · $30.2M raised
PS Philip Sigwart CEO Baobab · $16.7M raised
BW Baptiste Wiel Co-founder & COO Karmen · $4M raised
Nima Karimi Nima Karimi Co-founder & CEO Silvr · $326.9M raised
OG Olivier Goy Co-Founder & CEO October · $391.2M raised
Allan Simon Allan Simon CTO & Founder Rosaly · $9.3M raised

Frequently asked questions

How many Alternative Lending companies are there in Paris, France?
Radar tracks 77 indexable Alternative Lending companies headquartered in Paris, France that meet our profile-completeness bar.
What is the total funding raised by Alternative Lending companies in Paris, France?
The Alternative Lending companies in Paris, France on this list have raised a combined $1.2B in disclosed equity funding across 22 funded companies.
Which is the highest-funded Alternative Lending company in Paris, France?
October is the highest-funded Alternative Lending company in Paris, France, with $391.2M in disclosed equity funding.
How many Alternative Lending companies in Paris, France are funded?
22 of the 77 Alternative Lending companies in Paris, France on this list have disclosed at least one equity funding round.
How many Alternative Lending unicorns are there in Paris, France?
None of the Alternative Lending companies in Paris, France on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Paris, France Alternative Lending companies?
The most active investors in Paris, France Alternative Lending companies on this list include Citi, Kima Ventures, Le Village by CA, Bpifrance, Founders Future.

Rankings are computed by Radar (Fliar BI) from the Radar company master and are updated periodically. Funding and momentum scores use disclosed equity-funding data only. Figures may lag private rounds. Last updated 2026-06-23.

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