Best Alternative Lending Companies in Queensland, Australia
The 35 best Alternative Lending companies in Queensland, Australia in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Rapid Loans.
Ranked: Best Alternative Lending companies in Queensland
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Rapid Loans Online platform for consumer and business loans | $50M | 76 mo ago | Funding Raised | — | 2003 | WordPressMySQLPHP+20 | — |
| 2 | WLTH Online platform for residential and commercial mortgage loans 24Tech top 40%Growth top 45%Product bottom 48%Funding bottom 45% All 7 signals ▾Techtop 40% Growthtop 45% Productbottom 48% Fundingbottom 45% Newsbottom 27% Marketbottom 25% Globalbottom 25% Tech: 34 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 24/100 | $16M | 27 mo ago | Series A | — | 2017 | Apple iCloud MailGoogle WorkspaceZoho+31 | — |
| 3 | Wagepay Provider of cloud-based employee-on-demand pay solutions for enterprises | $10M | 46 mo ago | Series B | — | 2020 | WordPressMySQLPHP+21 | — |
| 4 | Nimble Online platform for short term loans | $8M | 146 mo ago | Series A | — | 2005 | Windows ServerGoogle MapsMicrosoft ASP.NET+28 | — |
| 5 | Funding Online lending marketplace for property-backed loans | $6M | 75 mo ago | Series A | Jack O'Reilly Founder & CEO | 2015 | BreakdanceWordPressMySQL+36 | — |
| 6 | Loda Online platform offering loans backed by cryptocurrency | $3M | 65 mo ago | Seed | — | 2021 | — | — |
| 7 | FSCO Provider of Web3 financial infrastructure and AI-powered solutions for agribusiness | $709K | 43 mo ago | Seed | David Inderias Co-Founder & CEO | 2017 | DatoCMSGSAPReact+13 | — |
| 8 | 360Finance Personal loans broker | — | — | Public | — | 2007 | WordPress Block EditorWordPressMySQL+28 | — |
Top 7 Alternative Lending companies in Queensland
#1
Series A · Brisbane, Queensland · founded 2017 · 28 employees$15.6Mraised▾
Online platform for residential and commercial mortgage loans. Its online lending and payment automation platform enable borrowers to apply and make payments for online mortgage loans by connecting with multiple banks and financial institutions. It also allows borrowers to earn loyalty points by making loan repayments within the stipulated time.
- May 2024Series A$4.6M
- Nov 2022Angel$3M
- Jul 2021Seed$3M
- Feb 2021Seed$5M
#2
Series B · Brisbane, Queensland · founded 2020 · 1 employees$10Mraised▾
Provider of cloud-based employee-on-demand pay solutions for enterprises. It gives employees access to a percentage of earned wages before payday for managing unexpected expenses. It also provides tools for managing the expense budget, savings, and credit monitoring. Users need to create and register for personal accounts and link the wage account, in order to access early wage financing. It is available to download from google play and the apple store.
- Nov 2022Series B$10M
#3
Funding Raised · Gold Coast, Queensland · founded 2003 · 14 employees$50Mraised▾
Rapid Loans provides an online platform for consumer and SME loans. It offers loans such as personal loans, car loans, SME loans, and more. The loan interest depends upon the loan amount and loan term. The platform analyzes credit risk and credit scores before issuing the loan to the borrowers.
- Apr 2020Conventional Debt$50M
#4
Seed · Brisbane, Queensland · founded 2017 · 21 employees$709.2Kraised▾
Provider of Web3 financial infrastructure and AI-powered solutions for agribusiness. It leverages operational data to improve lending decisions and provide better capital access for agricultural businesses. The platform aggregates and structures data, transforming it into a comprehensive narrative to maximize efficiency at both individual and organizational levels. This includes tokenizing and proving ESG measures. The company uses generative AI to enhance processes and improve financial outcomes for producers.
- Feb 2023Seed$709.2K
#5
Series A · Surfers Paradise, Queensland · founded 2015 · 22 employees$5.8Mraised▾
Funding provides an online lending platform to consumers and businesses for property-backed loans. Investors can invest from $5,000. The loan term is up to 36 months.
- May 2020Series A$3.3M
- Dec 2019Series A$2.6M
- Dec 2019Conventional Debt—
#6
Seed · Brisbane, Queensland · founded 2021 · 2 employees$3Mraised▾
Online platform offering loans backed by cryptocurrency. The platform helps people secure credit lines to buy what they need against their crypto portfolios. Users’ assets are stored in bank-grade Class III vaults and allow them instant access to their funds.
- Apr 2021Seed$3M
#7
Series A · Gold Coast, Queensland · founded 2005 · 51 employees$8.3Mraised▾
Nimble provides short term loans of up to $1,600 which can be paid back over weeks. It charges 20% of the principal amount as the fee and 4% of principal amount per month as the interest charges. It also provides a prepaid Nimble Visa card which can be used to load funds independently or by directly receiving the nimble fund in the card.
- Jun 2014Conventional Debt$9.4M
- Aug 2013Series A$8.3M
Funding & investor landscape
Market landscape — 10 sub-themes by coverage
Share of Alternative Lending coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.