88 indexable Alternative Lending companies headquartered in Spain, ranked by total equity funding and recent funding momentum. Combined disclosed equity funding of $961.1M across 35 funded companies.
| # | Company | Funding | Valuation | Stage | Latest round | Employees | Founded | Momentum |
|---|---|---|---|---|---|---|---|---|
| 1 |
Payflow
Online financial services platform for on-demand pay and savings |
$20M | — | Acquired | Series B Oct 2025 | 60 | 2020 | ↑ Active |
| 2 |
SeQura
Online platform providing purchase financing solutions for customers |
$435.6M | — | Series D | Conventional Debt Nov 2024 | 270 | 2013 | ↑ Active |
| 3 |
Fence
Provider of automated debt management platform for asset-based lending |
$2M | — | Series A | Series A Apr 2026 | — | 2023 | ↑ Active |
| 4 |
Devengo
App-based platform for payday loans |
$1.2M | — | Seed | Seed Nov 2025 | 22 | 2004 | ↑ Active |
| 5 |
Zazume
SaaS-driven end-to-end rental management software |
$2.9M | — | Seed | Seed Apr 2025 | 14 | 2020 | ↑ Active |
| 6 |
Boopos
Provider of SaaS-based platform for revenue-based financing |
$38M | — | Acquired | Convertible Debt May 2024 | 40 | 2020 | — |
| 7 |
ID Finance
Online marketplace for consumer and business loans |
$39.1M | — | Series B | Conventional Debt Feb 2024 | 417 | 2012 | — |
| 8 |
Fintonic
App-based platform for personal financial management and personal loans |
$54.8M | $180.7M as of 2019 |
Series C | Conventional Debt Jun 2023 | 92 | 2012 | — |
| 9 |
Twinco Capital
Provider of supply chain finance solutions including purchase order funding |
$18.5M | — | Series B | Conventional Debt Oct 2023 | 37 | 2016 | — |
| 10 |
Finalbion
Online platform for business loans |
$124.5M | — | Funding Raised | Conventional Debt Feb 2022 | 50 | 2015 | — |
| 11 |
Colibid
Mortgage bidding platform |
$971.8K | — | Seed | Seed Sep 2024 | 19 | 2021 | ↑ Active |
| 12 |
Silk Cashback
Provider of a cashback application connecting consumers with local businesses |
$851.1K | — | Seed | Seed Aug 2024 | — | 2023 | ↑ Active |
| 13 |
Pagantis
Online platform for point of sale financing |
$90.1M | — | Acquired | Series B Mar 2019 | 129 | 2011 | — |
| 14 |
Ritmo
Online revenue-based financing platform for e-commerce businesses |
$16.3M | — | Deadpooled | Conventional Debt Apr 2022 | 50 | 2020 | — |
| 15 |
Gedesco
Provider of business loans |
$71.2M | — | Acquired | Conventional Debt 2015 | 159 | 2001 | — |
| 16 |
NoviCap
Cloud-based solution for business loans |
$3M | — | Seed | Conventional Debt Dec 2022 | 51 | 2014 | — |
| 17 |
Kintai
Provider of working capital solutions and revenue-based financing for businesses |
$3M | — | Seed | Conventional Debt Jan 2023 | 20 | 2021 | — |
| 18 |
Lendrock
Online platform for availing auto loans |
$17.8M | — | Acquired | Conventional Debt May 2018 | 15 | 2015 | — |
| 19 |
Microwd
Provides of P2P marketplace for business loans |
$845.9K | — | Seed | Seed Jul 2023 | 30 | 2015 | — |
| 20 |
Nemuru
Online marketplave for purchase financing |
$4.2M | — | Seed | Seed Jan 2021 | 23 | 2016 | — |
| 21 |
Ecrowd Invest
P2B lending platform |
$496.7K | — | Seed | Grant (prize money) Oct 2022 | 8 | 2014 | — |
| 22 |
HelpMyCash
Aggregator for financial products |
$3.8M | — | Series A | Series A Nov 2008 | 17 | 2008 | — |
| 23 |
Prestalo
Loan matching platform |
$1.8M | — | Seed | Seed Oct 2020 | 25 | 2016 | — |
| 24 |
Loanbook
Online crowdlending marketplace for SME financing |
$2.4M | — | Deadpooled | Seed Dec 2017 | 11 | 2013 | — |
| 25 |
Comunitae
Lending marketplace for individuals and business. |
$3.4M | — | Deadpooled | Series A Jul 2009 | — | 2008 | — |
| 26 |
Helloteca
Comparison portal for mortgage loans |
$793.1K | — | Acquired | Seed Nov 2019 | — | 2018 | — |
| 27 |
Typs
Online platform for payroll loans |
$679.7K | — | Acquired | Seed Jun 2019 | 18 | 2000 | — |
| 28 |
Finanzarel
Alternate financing for trade credits |
$790.8K | — | Seed | Seed Jan 2015 | 7 | 2013 | — |
| 29 |
iAhorro
Comparison platform of financial products |
$720K | — | Seed | Seed Jun 2011 | 27 | 2009 | — |
| 30 |
ZankSpain
Online P2P lending platform. |
$521.4K | — | Seed | Seed Apr 2017 | 20 | 2013 | — |
| 31 |
Fundeen
Provider of crowdfunding platform for renewable energy projects |
$168.4K | — | Seed | Seed Sep 2019 | 14 | 2017 | — |
| 32 |
Quotanda
Lending as a service platform for student loans. |
$150K | — | Seed | Seed Mar 2018 | 13 | 2013 | — |
| 33 |
Ibercheck
Tool to democratize access to financial information |
$195K | — | Seed | Angel Apr 2013 | — | 2010 | — |
| 34 |
Captalis
Consumer financial products comparison platform |
$150.3K | — | Deadpooled | Seed Jan 2010 | — | 2008 | — |
| 35 |
Zero1 Capital
Decentralized supply chain financing platform |
$55.4K | — | Funding Raised | Grant (prize money) Aug 2019 | — | 2017 | — |
| 36 |
gibobs
Provider of an online marketplace to find mortgages |
— | — | Seed | Seed May 2022 | 51 | 2020 | — |
| 37 |
Abaco
Online marketplace for microcredits for entrepreneurs |
— | — | Seed | Seed Jan 2021 | 12 | 2017 | — |
| 38 |
CrediMarket
Comparison platform for loans, mortgages and credit cards |
— | — | Series A | Series A Dec 2016 | 71 | 2008 | — |
| 39 |
Aplazame
Online platform for purchase financing. |
— | — | Acquired | Seed Jun 2016 | 85 | 2014 | — |
| 40 |
Prestamo Primas
Alternative Lending for Consumers |
— | — | Seed | Seed Feb 2016 | 11 | 2013 | — |
| 41 |
Storm
Digital platform to connect micro merchants with stock suppliers & banks. |
— | — | Deadpooled | Seed Dec 2015 | — | 2014 | — |
| 42 |
Arbol Finance
Crowdlending platform for SMEs |
— | — | Seed | Seed 2015 | 9 | 2011 | — |
| 43 |
Bonsai Finance
Online personal loans provider |
— | — | Deadpooled | — | — | 2014 | — |
| 44 |
BORROX
Provider of working capital loans for SMEs |
— | — | Funding Raised | — | 33 | 2017 | — |
| 45 |
Casum
Online platform for rent to buy real estate |
— | — | Funding Raised | — | — | 2005 | — |
| 46 |
Circulantis
Online invoice discounting platform for SMEs. |
— | — | Unfunded | — | — | 2014 | — |
| 47 |
Civislend
Crowdlending platform for real estate projects |
— | — | Funding Raised | — | 10 | 2016 | — |
| 48 |
Colectiva
Mortgage debtor grouping and negotiation service |
— | — | Deadpooled | — | — | 2014 | — |
| 49 |
Colectual
Online P2P lending platform |
— | — | Unfunded | — | — | 2015 | — |
| 50 |
Comparabien
Online comparison platform for consumer loans |
— | — | Unfunded | — | — | — | — |
Online financial services platform for on-demand pay and savings. The platform provides online loans for earned-wage loans. It allows users to request loans in advance through its platform and access part of their earned wages directly into the bank account. The loan repayments are deducted from the users' salary accounts. Its app is available for both Android and IOS devices.
Online platform providing purchase financing solutions for customers. It provides a pay later option to customers and to change their payment into monthly instalments. The product catalog ranges from fashion, electronics, kids items, beauty, sports and more.
Provider of automated debt management platform for asset-based lending. It automates verification, calculation, and payment processes in warehouse and borrowing base facilities and securitizations. The platform offers real-time visibility and execution, streamlining the entire debt lifecycle from origination to reporting. This solution benefits borrowers by reducing costs and optimizing financing, while debt investor
App-based platform for payday loans. It offers a solution that enables employers to provide salaries on demand to the workers. It provides an NFC-enabled prepaid card that enables employees to avail the earned money. It also offers tools for managing expenses, saving goals, and more. The application is available on Android and iOS platforms.
SaaS-driven end-to-end rental management software. Solutions are for real estate companies, owners & tenants. The product catalog includes commercialization flows and streamlined property management operations for property owners. Allows resident to finance the deposit & to pay rent. Offers features include tenant scoring, contract signing, visit management, and more.
Provider of SaaS-based platform for revenue-based financing. It provides users with a direct lender enabling e-commerce and SaaS businesses to obtain financing based on the annual revenue. Businesses can use the funds for acquisitions and developments. Users must add the business details and apply for the loan. Once verified and approved, the funds are disbursed to the registered bank account.
Online marketplace for consumer and business loans. It utilizes machine learning based credit scoring and risk management systems to provide financial services to the underbanked. Its products include Plazo for providing long-term loans for entrepreneurs, small and medium-sized businesses, consumers, and Moneyman that provides short-term loans for individuals.
Fintonic provides an app-based personal financial management tool and personal loans. It provides the loan by evaluating it from various lenders. Users can apply for loans via the platform. It allows users to track expenses from multiple financial accounts. Expenses are organized automatically by categories. The app provides an automatic monthly forecast of future expenses. Offers FinScore, a credit score service, wh
Provider of supply chain finance solutions including purchase order funding. The company offers funding to suppliers from purchase order to final invoice payment. This model reduces risk and financing costs, building competitive and socially responsible supply chains. The company funds a percentage of the purchase order value upfront and the remaining upon delivery. It provides suppliers with liquidity when needed, o
Online platform for business loans. It offers multiple loan products including working capital loans, invoice factoring, reverse factoring, and more with customized terms, amounts, and repayment options. Users must add the required details and apply for the loan. Once approved, the funds are transferred to the registered bank account.
It is a mortgage bidding system that enables borrowers to access the best mortgage loans from different banks. It also enables existing borrowers to find and compare with other mortgage loans.
Provider of a cashback application connecting consumers with local businesses. The application allows users to earn points on purchases made at participating businesses. Points can be redeemed for rewards at local shops. The application aims to foster local commerce through a reward system.
Lanzadera
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CAV Investment Group
Cabiedes & Partners
Nuclio
Plug and Play Tech Center
Tadium Invest
Bankia Fintech
Europa
Lanai
Lánzame Capital
Zone2boost
Actyus
Rankings are computed by Radar (Fliar BI) from the Radar company master and are updated periodically. Funding and momentum scores use disclosed equity-funding data only. Figures may lag private rounds. Last updated 2026-06-22.
