Best Alternative Lending Companies in Switzerland
The 55 best Alternative Lending companies in Switzerland in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: ZOOD.
If you're trying to map the Alternative Lending space in Switzerland, this directory tracks 55 companies ranked by disclosed equity funding and recent momentum, with $182M in total funding across the board. The global market sits at roughly $2.4B and is expanding at a 14.4% CAGR through 2029, and Switzerland is catching its share of that current. Zood leads the pack at $58M disclosed, with Tradeplus24 ($29M) and Lend ($20M) rounding out the top tier. No unicorns yet. But the funding concentration is real: those three companies alone account for well over half the sector's total disclosed capital.
So what's driving deal flow here? Demand from both individuals and businesses is accelerating, and as research on lending platform dynamics shows, information asymmetry and credit-scoring innovation are central to how alternative lenders carve out their edge over traditional banks. The most active backers, Swiss ICT Investor Club, Venturelab, and Tenity among them, are clearly betting on that structural shift. I'd watch the mid-tier closely: Instimatch at $13M and Teylor at $7M are both operating in niches (institutional cash markets and SME credit, respectively) where regulatory tailwinds from open banking directives could meaningfully compress incumbents' moats. The tier below them is where you'll find the next breakout.
Ranked: Best Alternative Lending companies in Switzerland
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | ZOOD Digital lending platform offering point of sale financing 29Customers top 39%Product top 40%Funding top 42%Talent bottom 49% All 8 signals ▾Customerstop 39% Producttop 40% Fundingtop 42% Talentbottom 49% Techbottom 46% Marketbottom 42% Globalbottom 38% Growthbottom 35% Customers: Play-Store rating 3.42★ across 90,255 ratings (2 apps) · Review volume +2% in 6 mo Product: 2 published apps (10.5M installs) · Company stage: Series B rank vs industry peers · Fliar Intelligence Index 29/100 | $58M | 28 mo ago | Series B | Michael Khoi Co-Founder I Group CEO I ZOOD: ZOODPay & ZOODMall | 2018 | WixSentryBootstrap+11 | — |
| 2 | Tradeplus24 Developer of an online platform for business loans | $29M | 59 mo ago | Acquired | Ben James Co-Founder & CEO | 2016 | — | — |
| 3 | Loanboox Online lending marketplace | $23M | 89 mo ago | Series B | Dario Zogg Co-Founder & CTO | 2015 | WordPressApple iCloud MailMicrosoft 365+32 | — |
| 4 | Lend Online P2P lending platform for personal and business loans 27Talent top 38%Funding top 43%Tech top 47%Global bottom 36% All 7 signals ▾Talenttop 38% Fundingtop 43% Techtop 47% Globalbottom 36% Growthbottom 35% Marketbottom 31% Newsbottom 22% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $20.2M across 5 rounds · 5 rounds over 10 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 27/100 | $20M | 30 mo ago | Public | Michel Lalive Founder | 2015 | StoryblokSentryNode.js+16 | 1 award |
| 5 | Instimatch Provider of a digital platform for trading various money market instruments | $13M | 33 mo ago | Seed | — | 2016 | WebflowThree.jsHubSpot+13 | — |
| 6 | neocredit.ch Provider of financing solutions for small and medium-sized enterprises | $11M | 61 mo ago | Acquired | Vincent Seumeren CEO | 2018 | — | — |
| 7 | Foxstone Crowdfunding platform for real estate projects | $10M | 49 mo ago | Series A | Dan Amar Founder | 2016 | WordPressMySQLPHP+28 | — |
| 8 | Teylor Cloud-based lending marketplace for businesses 45News top 25%Growth top 28%Tech top 35%Funding top 43% All 7 signals ▾Newstop 25% Growthtop 28% Techtop 35% Fundingtop 43% Talentbottom 41% Globalbottom 38% Marketbottom 32% News: 6 BI events in 12 mo (of 21 tracked, 6 types) · +100% YoY Growth: 3 acquisition/expansion moves in 24 mo · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 45/100 | $7M | 9 mo ago | Series A | Patrick Stäuble CEO & Founder | 2018 | StoryblokApple iCloud MailGoogle Workspace+16 | — |
| 9 | CG24 Leading Marketplace Lender in Switzerland connecting borrowers with institutional and retail investors. | $6M | — | Early Stage | Christoph Mueller Founder & CEO | 2015 | Amazon ALBAmazon Web ServicesReact+19 | — |
| 10 | Lendora Online P2P lending marketplace | $1M | 82 mo ago | Seed | — | 2016 | Element UIGoogle CloudVue.js+12 | — |
| 11 | HYPOTEQ Online platform offering consumer mortgage calculation tools | $1M | 43 mo ago | Seed | — | 2020 | — | — |
| 12 | Resolve Provider of independent mortgage brokerage services in Switzerland | $1M | 32 mo ago | Seed | Romain Dequesne CEO | 2018 | PrismicSentryProton Mail+20 | 1 expansion |
| 13 | Swisspeers P2P marketplace for business loans | $546K | 55 mo ago | Seed | — | 2015 | HubSpot CMS HubApple iCloud MailMicrosoft 365+26 | — |
| 14 | Systemcredit Provider of independent credit brokerage services for SMEs | $447K | 65 mo ago | Seed | Robert Straehl Co-Founder | 2018 | — | — |
| 15 | Rubyx AI-enabled credit assessment solutions | $447K | 22 mo ago | Seed | Denis Moniotte Co-Founder | 2018 | WordPressApple iCloud MailGoogle Workspace+16 | — |
Top 12 Alternative Lending companies in Switzerland
#1
Series A · Zurich, Zurich · founded 2018 · 45 employees$7Mraised▾
Cloud-based lending solution for businesses. It offers a solution that enables financial institutions to automate the digital lending process for small and medium-sized businesses. It features a proprietary algorithm for the credit scoring process. It also features a lender portal enabling businesses to apply for loans from financial institutions.
- Oct 2025Conventional Debt$176M
- Jun 2023Conventional Debt$293.8M
- Mar 2022Series A$7M
#2
Series B · Lausanne, Vaud · founded 2018 · 89 employees$58Mraised▾
Digital lending platform offering point of sale financing. It offers a platform that enables users to apply and get funded for online and in-store purchases and also offers monthly inventory financing and warehousing services for SMEs. It also offers payment management and logistics management solutions.
- Feb 2024Series B$20M
- Jun 2023Series B—
- Nov 2021Series B$38M
- Jun 2020Series A$10M
#3
Public · Zurich, Zurich · founded 2015 · 20 employees$20.2Mraised▾
LEND provides an online P2P lending platform for personal and business loans. The platform uses Swiss banks to transfer money and uses Swiss currency. LEND charges a fee for arranging the loan, managing the associated documentation, loan payment processing, and providing support to its members. Investors earn substantial returns and borrowers benefit from low-interest rates.
- Jan 2024Series C$2.9M
- Oct 2020Series B$6M
- Oct 2018Series A$6.1M
- Apr 2017Series A$3.5M
#4
Seed · Dietikon, Zurich · founded 2016 · 17 employees$12.8Mraised▾
Provider of a digital platform for trading various money market instruments. It facilitates trading in call money, secured deposits, repo, FX, money market funds, and e-bills. The platform caters to banks, non-banking financial institutions, corporations, and public authorities, offering tools for price discovery, trade execution, and integration with treasury management systems. It aims to provide a secure and user-friendly environment for institutions to manage their liquidity.
- Sep 2023Seed$12.8M
#5
Seed · Lugano, Ticino · founded 2018 · 20 employees$446.8Kraised▾
Rubyx provides an AI-enabled credit assessment solutions to financial institutions (FIs). It enables users to make decisions on the basis of behavioral economics. FIs uploads and accesses data into a data warehouse in a multitude of metrics for analysis. It uses big data and cloud-based technologies for assessment.
- Aug 2024Conventional Debt$446.8K
- 2023Seed—
- 2022Seed—
#6
Acquired · Zurich, Zurich · founded 2016 · 62 employees$29Mraised▾
Developer of an online platform for business loans. It sets credit lines up for businesses to avail of loans.
- Jul 2021Series A$25M
- Jul 2021Conventional Debt$200M
- Feb 2019Conventional Debt—
- Feb 2019Series A$4M
#7
Series A · Geneva, Geneva · founded 2016 · 30 employees$10.1Mraised▾
Crowdfunding platform for real estate projects. It allows the investors to invest in residential buildings and real estate development projects located in Switzerland. Offers both equity-based and loan-based crowdfunding.
- Jun 2022Series A$10.1M
- Jun 2020Series A—
- 2016Seed—
#8
Acquired · Bern, Canton of Bern · founded 2018 · 8 employees$11.2Mraised▾
Provider of financing solutions for small and medium-sized enterprises. The company facilitated lending to SMEs. Following cessation of operations, it now assists with investment repayment tracking through a partner platform. Loan inquiries are handled directly. Legal inquiries are directed to a designated email address.
- Jun 2021Series B$11.2M
#9
Seed · Geneve, Geneva · founded 2018 · 66 employees$1Mraised▾
Provider of independent mortgage brokerage services in Switzerland. It connects clients with various lending partners to secure optimal mortgage financing for residential and investment properties. Services encompass acquisition and refinancing, along with supplemental advice on insurance, pension planning, and tax optimization related to real estate purchases. The firm assists both private individuals and real estate professionals. A dedicated expert guides clients through the entire process, from application to loan finalization.
- Oct 2023Conventional Debt$111.7K
- Jan 2020Seed$1M
#10
Series B · Zurich, Zurich · founded 2015 · 38 employees$22.9Mraised▾
Loanboox is a capital market platform for cantons, towns and cities, municipalities and institutional investors. A borrower can apply for a loan by submitting the required documents on the platform. The minimum financing volume in the financing request is CHF 0.5 million. Investors can register on the platform and invest in loans & bonds.
- Jan 2019Series B$22.9M
- Dec 2017Series A—
#11
Seed · Winterthur, Zurich · founded 2020 · 7 employees$1.1Mraised▾
Online platform offering consumer mortgage calculation tools. It helps in interest calculation, loan amount calculation, loan tenure, and other loan terms. It also offers loan advice and consultation for residential mortgage loans.
- Dec 2022Seed$1.1M
#12
Early Stage · Zurich, Zurich · founded 2015 · 40 employees$6Mraised▾
CG24 Group is a fintech company that connects private borrowers and companies from Switzerland with investors. They provide efficient, transparent, and secure loan services.
Funding & investor landscape
Notable founders
Common questions
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