Radar Companies Alternative Lending · Tallinn
Radar · Alternative Lending in Tallinn

Best Alternative Lending Companies in Tallinn, Estonia

The 52 best Alternative Lending companies in Tallinn, Estonia in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Montonio.

52companies tracked
$86.2Mdisclosed funding
0unicorns
14have raised

Ranked: Best Alternative Lending companies in Tallinn

#CompanyDisclosed fundingLast roundStageFounderFoundedTech stackRecent signals
1Montonio
Provider of payment financing solution for shoppers
$16M51 mo agoSeries AKarel Nappus
Co-founder & Chief Operating Officer
2018WordPressApple iCloud MailGoogle Workspace+311 launch
2Credy
Online marketplace for lending leads
$15M109 mo agoSeedSten Kaasik
CEO
2013PHPBootstrapGoogle Font API+10
3EstateGuru
Marketplace for property financing and investing
$13M30 mo agoSeries A2013WordPressApple iCloud MailGoogle Workspace+31
4Fairown
Subscription-based financing platform
$11M22 mo agoSeedTaivo Turnpu
Co-Founder
2018Tailwind CSSBootstrapGoogle Cloud+15
5Mifundo
Online platform offering consumer loans for diversified categories
$10M21 mo agoSeries AKaido Saar
Co-Founder & CEO
2018WebflowPostHogGoogle Analytics+18
6Bondora
Online P2P marketplace for consumer and business loans
$7M136 mo agoPublic2008WordPressApple iCloud MailMicrosoft 365+26
7Finora Group
Platform offering loan solutions
$5M121 mo agoFunding RaisedAndrus Alber
Founder & CEO
2014WordPressMySQLPHP+26
8Income marketplace
Provider of investment management services
$3M54 mo agoSeedMeliina Raty
Co-Founder
2020MediaElement.jsGSAPVue.js+14
9Ask Robin
Aggregator of loan products
$2M74 mo agoSeedRain Sepp
Founder & CEO
2017
10Bankish
Lending & deposit system for loan providers
$1M63 mo agoSeed2017
11Investly
P2P invoice financing platform
$1M100 mo agoSeed2013HubSpot CMS HubYouTubeBootstrap+21
12Crowdestor
P2P platform for business loans
$1M70 mo agoFunding RaisedGunars Udris
Co-Founder
2017PHPGoogle Sign-inGSAP+16
13Scramble
Provider of an online P2P marketplace for business loans
$544K28 mo agoSeed2019SentryNode.jsUbuntu+22

Top 12 Alternative Lending companies in Tallinn

#1
Series A · Tallinn, Harju County · founded 2018 · 4 employees
$9.6Mraised

Online platform offering consumer loans for diversified categories. It offers loans through bank partners, find the best loan options according to your needs and they independently make decisions regarding lending, amount to be sanctioned, and repayment options.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers — 3.8% of this cohort's audience
Funding rounds
  • Sep 2024Series A$7M
  • Jul 2024Grant (prize money)$2.7M
  • Sep 2023Seed$1.3M
  • Nov 2022Seed$1.2M
Founders & team
Kaido SaarCo-Founder & CEOMarko KaisCo-Founder
Investors
Europa, Tera Ventures, Opus11 VC, European Innovation Council, Monafi, STACC
Tech stack
CloudflareCloudflare Bot ManagementCookieyesElfsightGoogle AnalyticsGoogle Font Api
#2
Seed · Tallinn, Harju County · founded 2018 · 44 employees
$11.1Mraised

Subscription-based financing platform for businesses. It enables off-balance sheet subscription for different types of hardware, medical and industrial equipment, office and warehouse furniture, agricultural, construction, forestry, and other types of machinery. Monthly payments include insurance. It also provides an option to purchase the rented assets.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 3k LinkedIn followers — 4.9% of this cohort's audience
Funding rounds
  • Sep 2024Seed$6.3M
  • Mar 2021Seed$4.9M
Founders & team
Taivo TurnpuCo-FounderHendrik RoosnaCo-Founder & CEO
Investors
Commerzbank, neosfer, STIHL Ventures, Gateway Ventures, BonVenture, TomCat Ventures
Tech stack
BootstrapCart FunctionalityGoogle AnalyticsGoogle Analytics Enhanced EcommerceGoogle CloudGoogle Cloud Cdn
#3
Series A · Tallinn, Harju County · founded 2013 · 79 employees
$13.4Mraised

Marketplace for property financing and investing. It finances projects which have solid collateral, using first-rank mortgages, to achieve straightforward and secure funding in real estate lending.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 6k LinkedIn followers — 12.4% of this cohort's audience
Funding rounds
  • Dec 2023Conventional Debt
  • Mar 2023Conventional Debt
  • Sep 2022Conventional Debt
  • Apr 2022Series A$1.7M
Investors
Speedinvest, Varengold Bank, TMT Investments, Verve Ventures, J&T IB, Constructive Venture Fund
Tech stack
Apple Icloud MailAwinCloudflareCloudflare Bot ManagementContact Form 7Cookieyes
#4
Series A · Tallinn, Harju County · founded 2018 · 60 employees
$15.5Mraised

Provider of payment financing solution for shoppers. It enables consumers to make low-interest installment payments for online products. It allows users to make installment payments via credit and debit cards. It also provides payment integration solutions.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 5k LinkedIn followers — 9.3% of this cohort's audience
Activity: 1 product launches announced in 12 mo
Funding rounds
  • Apr 2022Series A$12M
  • Aug 2021Seed$3M
  • Jul 2020Seed$579.3K
  • Nov 2018Seed
Founders & team
Karel NappusCo-founder & Chief Operating OfficerMarkus LemberFounder & CEOKristofer TurmenCo-Founder
Investors
Superangel, Tera Ventures, ff Venture Capital, 365.fintech, Index Ventures, Gorilla Capital
Tech stack
Amazon AlbAmazon CloudfrontAmazon S3Amazon SesAmazon Web ServicesAngular
#5
Seed · Tallinn, Harju County · founded 2019 · 15 employees
$544.4Kraised

Provider of an online P2P marketplace for business loans. Its platform offers a founder-to-founder growth financing community to provide financing for startup founders. Investors allocated capitals to fund starups and the founder provides monthly loan repayment based upon the investment theme opted by lenders.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 826 LinkedIn followers
Funding rounds
  • Mar 2024Seed$544.4K
Investors
FJ Labs, Prosto Venture Club, Fabrice Grinda
Tech stack
AosBootstrapCloudflareCore-JsDigitalocean SpacesFacebook Pixel
#6
Seed · Tallinn, Harju County · founded 2020 · 6 employees
$3Mraised

Provider of investment management services

LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers — 3.2% of this cohort's audience
Activity: 2 partnerships (incl. Autofino) announced in 12 mo
Funding rounds
  • Jan 2022Seed$1.5M
  • Aug 2021Seed$1.5M
Founders & team
Meliina RatyCo-Founder
Investors
Tolaram, SeedBlink
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesCore-JsFacebook PixelGoogle Analytics
#7
Seed · Tallinn, Harju County · founded 2013 · 13 employees
$15Mraised

Credy is an online marketplace for lending leads. It sends the leads to multiple lenders in real-time. The lead is purchased by a lender on the basis of lending history. It provides a representation panel for monitoring the leads. Lenders can also integrate Credy application form into the site and start converting leads.

Funding rounds
  • 2017Seed$125K
Founders & team
Sten KaasikCEO
Investors
Y Combinator, IOVC, Vy Capital, Khosla Ventures
Tech stack
BootstrapCdnjsCloudflareCloudflare Browser InsightsCloudflare TurnstileGoogle Font Api
#8
Public · Tallinn, Harju County · founded 2008 · 170 employees
$6.8Mraised

Online P2P marketplace for consumer and business loans. It allows users to invest funds to provide financing solutions to borrowers looking for unsecured personal loans. It lets borrowers select loans from multiple financing offers based on loan terms and interest rates provided, and provides investors with the ROI for the invested fund based on investment tenure.

Funding rounds
  • Feb 2015Series A$5M
  • Apr 2014Seed$1.8M
Investors
Global Founders Capital, Valinor Management, Founders Capital
Tech stack
Microsoft Asp.NetZendeskOwl CarouselJqueryGoogle Tag ManagerCdnjs
#9
Funding Raised · Tallinn, Harju County · founded 2014
$5.5Mraised

Platform offering loan solutions. It is a platform offering loans, leasing, factoring, and guarantees to companies and individuals.

Funding rounds
  • 2016Conventional Debt$4.2M
  • 2014Conventional Debt$1.2M
Founders & team
Andrus AlberFounder & CEO
Investors
Sorainen
Tech stack
Apache Http ServerCdnjsCloudflareCore-JsFacebook PixelFancybox
#10
Seed · Tallinn, Harju County · founded 2017 · 13 employees
$1.4Mraised

Bankish provides lending & deposit system for loan providers. The system can be used for unsecured loans, secured loans, business loans, deposits, current accounts & payments. Features include loan origination, decision making, loan reporting, loan servicing, loan collection and CRM.

Funding rounds
  • Apr 2021Seed$1.2M
  • Mar 2019Seed$170.9K
Investors
Admiral Markets, Finora Group
#11
Seed · Tallinn, Harju County · founded 2017 · 3 employees
$1.7Mraised

Robin is a chatbot in Facebook messenger, that helps users to find personal loan offers. It automatically asks questions from the user to learn about their needs and preferences. According to their answer, Robin scans the credit market, compares and matches the user with a credit offer.

Funding rounds
  • May 2020Seed$1.7M
  • 2017Seed
Founders & team
Rain SeppFounder & CEO
Investors
Change Ventures, Vereeni, BENE ASIA CAPITAL, Lemonade Stand, Wiser Financial Advisors, Founders' Edge
#12
Funding Raised · Tallinn, Harju County · founded 2017 · 1 employees
$1.2Mraised

Crowdestor is a P2P platform for business loans. It offers loans such as purchase order financing, medical equipment financing, acquisition financing, AI-based smart review financing, and more. Investors are assigned to the borrowers on the basis of credit assessments.

Funding rounds
  • Sep 2020Conventional Debt$1.2M
Founders & team
Gunars UdrisCo-FounderJānis TimmaCEO
Tech stack
Amazon Web ServicesCdnjsCloudflareCloudflare Bot ManagementCore-JsFacebook Pixel

Funding & investor landscape

$86.2Mtotal disclosed funding
14companies funded
30disclosed rounds
0rounds last 90 days
Most active investors
Europa3 rounds
Founders Capital3 rounds
Startup Wise Guys3 rounds
Contriber2 rounds
Lemonade Stand2 rounds
Sorainen2 rounds
Speedinvest2 rounds
Tera Ventures2 rounds
365.fintech1 rounds
Admiral Markets1 rounds

Notable founders

Kaido Saar
Co-Founder & CEO · Mifundo
Marko Kais
Co-Founder · Mifundo
Taivo Turnpu
Co-Founder · Fairown
Hendrik Roosna
Co-Founder & CEO · Fairown
Karel Nappus
Co-founder & Chief Operating Officer · Montonio
Markus Lember
Founder & CEO · Montonio
Meliina Raty
Co-Founder · Income marketplace
Sten Kaasik
CEO · Credy
Andrus Alber
Founder & CEO · Finora Group
Rain Sepp
Founder & CEO · Ask Robin
Gunars Udris
Co-Founder · Crowdestor
Jānis Timma
CEO · Crowdestor
Prism market signals · Estonia · country-scoped Prism corpus, 84,486 docs

Market landscape — 10 sub-themes by coverage

Share of Alternative Lending coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

Common questions

How many Alternative Lending companies are there in Tallinn, Estonia?
Radar tracks 52 indexable Alternative Lending companies headquartered in Tallinn, Estonia that meet our profile-completeness bar.
What is the total funding raised by Alternative Lending companies in Tallinn, Estonia?
The Alternative Lending companies in Tallinn, Estonia on this list have raised a combined $86.2M in disclosed equity funding across 14 funded companies.
Which is the highest-funded Alternative Lending company in Tallinn, Estonia?
Montonio is the highest-funded Alternative Lending company in Tallinn, Estonia, with $15.5M in disclosed equity funding.
How many Alternative Lending companies in Tallinn, Estonia are funded?
14 of the 52 Alternative Lending companies in Tallinn, Estonia on this list have disclosed at least one equity funding round.
How many Alternative Lending unicorns are there in Tallinn, Estonia?
None of the Alternative Lending companies in Tallinn, Estonia on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Tallinn, Estonia Alternative Lending companies?
The most active investors in Tallinn, Estonia Alternative Lending companies on this list include Europa, Founders Capital, Startup Wise Guys, Contriber, Lemonade Stand.
Riya SenguptaFinancials

Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.

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