Best Alternative Lending Companies in Virginia, United States
The 40 best Alternative Lending companies in Virginia, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Stream.
Ranked: Best Alternative Lending companies in Virginia
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Web popularity | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Stream Workplace financial wellbeing platform that provides employees with tools to access earned wages 57Funding top 12%Tech top 30%Talent top 38%Customers top 40% All 7 signals ▾Fundingtop 12% Techtop 30% Talenttop 38% Customerstop 40% Producttop 42% Globalbottom 48% Marketbottom 35% Funding: Raised $773M across 11 rounds · 11 rounds over 8 yrs (1.4/yr) Tech: 38 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 57/100 | $773M | 7 mo ago | — | Portman Wills Co-Founder | TurbopackApple iCloud MailNode.js+19 | Top 5M | — |
| 2 | Quantum Lending Solutions Provider of lending solutions for small and medium-sized businesses | $400M | 9 mo ago | — | Mickey Konson CEO | Wix eCommerceWixSentry+18 | Top 10M | 1 partnership |
| 3 | West Creek Financial Lease-to-own financing solutions empowering non-prime consumers and driving merchant growth | $56M | 66 mo ago | 236 236 → 271 (+15%) | — | — | — | — |
| 4 | Geostellar Annuity education and services for a secure financial future | $30M | 110 mo ago | — | — | — | — | — |
| 5 | FinFit Financial wellness solutions combining savings and credit for employee financial health | $23M | 85 mo ago | 33 | George Skakel Chief Executive Officer | WordPressMySQLPHP+25 | Top 1M | — |
| 6 | Till Cloud-based rental loan solutions | $15M | 52 mo ago | 29 | — | — | — | — |
| 7 | Vemo Education Online providers of income share financing | $10M | 107 mo ago | 15 | Jeff Weinstein Co-Founder | — | — | — |
| 8 | Blue Bridge Financial Provider of an online platform for business loans | $5M | 31 mo ago | 46 | — | WordPressMySQLPHP+35 | Top 5M | — |
| 9 | McLean Mortgage Online marketplace offering residential mortgage loans | $4M | 77 mo ago | 355 | — | — | — | — |
| 10 | Rigquipment Finance Online equipment lease provider for gyms | $4M | 89 mo ago | 3 | Clayton Ferrer Founder & CEO | — | — | — |
| 11 | Quanta Credit Services Provider of digital collections services | $2M | 44 mo ago | 6 | — | — | — | — |
| 12 | Atlantic Coast Mortgage Home loans provider | $2M | 60 mo ago | 283 | Timur Tunador Co-Founder & CEO | WordPressMySQLPHP+29 | Top 5M | — |
| 13 | FINOFR Online lending platform offering consumer loans and deposits | $1M | 185 mo ago | 6 | Bob Catalanotto Co-Founder | — | — | — |
| 14 | Spring Oaks Capital Provider of financial advsiory services | $268K | 76 mo ago | 114 | Andrew Blady Co-Founder and General Counsel | Apple iCloud MailMicrosoft 365Amazon Web Services+16 | Top 5M | — |
| 15 | Lend Grow Online marketplace for lending products | $225K | 62 mo ago | — | Nish Krishna Co-Founder & CEO | — | — | — |
Top 12 Alternative Lending companies in Virginia
#1
Acquired · Arlington, Virginia · founded 2018$772.8Mraised▾
Workplace financial wellbeing platform that provides employees with tools to access earned wages. It offers a suite of tools that help users earn, access, save, spend, and plan their money in one unified mobile application. It includes features such as on-demand access to earned wages, budgeting and spending insights, savings products, financial coaching, and access to loans and pension consolidation tools. It also provides discounts and rewards to help reduce the cost of living and improve day-to-day financial resilience.
- Jan 2026Series D$90M
- Nov 2025Series C$4M
- May 2025Conventional Debt$399M
- Apr 2024Series C$21.7M
#2
Late Stage · Reston, Virginia · founded 2023$400Mraised▾
Provider of lending solutions for small and medium-sized businesses. It provides users with a company that partners with banks and fintechs to provide tailored financing solutions for small and medium-sized businesses. The company offers a range of financial products, including loans and credit lines, designed to meet the unique needs of SMBs.
- Nov 2025Conventional Debt—
- Nov 2025PE$400M
#3
Series A · Reston, Virginia · founded 2009 · 46 employees$5Mraised▾
Provider of an online platform for business loans. It offers loans to vendors, distributors, and small businesses. It offers loans for equipment purchases, inventory, working capital, special payment programs, and more. Loans are offered on the basis of credit risk assessments.
- Jan 2024Conventional Debt$135M
- Jun 2023Series A$10.1M
- Jan 2021Conventional Debt$15M
- Oct 2020Conventional Debt$20M
#4
Series A · Richmond, Virginia · founded 2014 · 236 employees$56Mraised▾
Lease-to-own financing solutions empowering non-prime consumers and driving merchant growth. The company provides lease-to-own financing, enabling consumers with less-than-perfect credit to make essential purchases. This B2B and B2C model helps merchants increase sales, attract new customers, and build long-term loyalty by offering accessible payment options. The platform emphasizes transparency, clear expectations, and exceptional customer support. It offers features like credit bureau reporting to help consumers build their financial futures. The company's solutions integrate seamlessly into existing systems, providing quick funding and merchant protection. They offer marketing support to help partners reach more customers and increase lifetime value. The company focuses on durable goods such as furniture, appliances, and mattresses. They provide a user-friendly online application process and a merchant portal for managing customer applications. The company's mission is to create a world where important purchases are within reach for everyone, fostering financial progress for consumers and sustainable growth for businesses.
- Feb 2021Conventional Debt—
- Nov 2019Series A$6M
- Oct 2019Conventional Debt$150M
- May 2018Series A$7.4M
#5
Acquired · Alexandria, Virginia · founded 2017 · 29 employees$14.5Mraised▾
Cloud-based rental loan solutions. It works on the landlord behalf and collects the loan payments from tenants. Users can borrow full or partial rent from renters. Users can pay rent of the property on schedule, offers rental assistance, and report rental payments to the credit bureaus for credit history.
- Apr 2022Seed$500K
- Aug 2020Seed$8M
- Aug 2020Conventional Debt$2.5M
- Jul 2019Seed$1.7M
#6
Series C · Reston, Virginia · founded 2011$29.8Mraised▾
Annuity education and services for a secure financial future. We empower individuals to explore the financial universe of annuities, offering guidance and resources for retirement planning. Our services encompass fixed, variable, and indexed annuities, providing options to meet diverse financial needs. We offer a step-by-step guide to navigate annuity purchasing and management, ensuring a worry-free retirement. Discover the benefits of annuities and how they can help you reach your financial goals with our expert advice. We provide articles and resources on retirement, financial health, annuity basics, financial tools, and advanced strategies. Our space-themed approach makes financial planning informative and entertaining.
- Jun 2017Conventional Debt—
- Jun 2017Series C$640.5K
- Feb 2017Series C$624K
- Oct 2016Series C$7M
#7
Series B · Virginia Beach, Virginia · founded 2008 · 33 employees$23Mraised▾
Financial wellness solutions combining savings and credit for employee financial health. FinFit is a B2B SaaS platform offering financial wellness programs, solutions, and tools to improve and protect employees’ financial health. The platform provides emergency savings, emergency credit, and personal loan options, accessible through employer login and employee login portals. It aims to create a financial safety net for every worker, helping them avoid high-cost payday loans and build long-term financial security. The company focuses on delivering impactful results for both employers and employees, improving retention, productivity, and overall wellbeing. FinFit's SafetyNet platform includes financial coaching, budgeting, and personal financial management resources, promoting financial literacy and responsible financial behavior. The company's mission is to provide a financial safety net for the American workforce, driving positive social impact by empowering individuals to achieve financial stability and reduce financial stress.
- Jul 2019Series B$7M
- Mar 2018Conventional Debt$35M
- Dec 2016Series A$16M
#8
Seed · Henrico, Virginia · founded 2020 · 6 employees$2.4Mraised▾
Provider of digital collections services
- Dec 2022Seed$400K
- Oct 2021Seed$2M
#9
Seed · Arlington, Virginia · founded 2015 · 15 employees$9.9Mraised▾
Online providers of income share financing. It works with school partners to build income-based financing programs and analytics solutions that help students with more education access and affordable education. With an ISA program, schools offer students up-front education funding in exchange for a fixed percentage of future income for a defined, finite period of time.
- Sep 2017Seed$7.4M
- Apr 2016Seed$2.5M
#10
Seed · Arlington, Virginia · founded 2013 · 3 employees$3.8Mraised▾
Rigquipment Finance provides 'rent-to-own' lease solutions for equipment & flooring to gym owners. The amount ranges for $5K to $2.5M for terms of 1 to 5 years. Rigquipment Finance also provides term loans for renovation & expansion, business acquisition, and other projects to gym owners. The implied annual rates are approx 13% to 16%. There are no requirements of a minimum operating period, minimum annual revenue, and good credit. However, personal guarantees from owners (>20% stake) are mandatory.
- Mar 2019Seed$625K
- Jul 2018Seed$400K
- May 2016Seed$1.6M
- Jul 2014Seed$1.2M
#11
Funding Raised · Fairfax, Virginia · founded 2008 · 355 employees$4.2Mraised▾
Online marketplace offering residential mortgage loans
- Apr 2020Conventional Debt$4.2M
#12
Series A · Fairfax, Virginia · founded 2011 · 283 employees$1.5Mraised▾
Home loans provider
- Aug 2021Series A—
- Nov 2014Seed$1.5M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Alternative Lending coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
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