Best Alternative Lending Companies in Washington, United States
The 38 best Alternative Lending companies in Washington, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Tomo.
Ranked: Best Alternative Lending companies in Washington
| # | Company | Disclosed funding | Last round | Stage | Employees | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Tomo Offers an AI-powered platform providing residential home buying strategies and listing services | $131M | 19 mo ago | Series B | — | 2020 | Apple iCloud MailGoogle WorkspaceNode.js+27 | — | — |
| 2 | Outgo Accounting and invoice management software | $18M | 38 mo ago | Acquired | 5 | 2016 | TurbopackEmotionSentry+25 | — | — |
| 3 | Level Goals Online credit line platform for businesses | $9M | 56 mo ago | Series A | 8 | 2019 | — | — | — |
| 4 | Finagraph Provider of lease accounting and data extraction software for CPA firms | $8M | 117 mo ago | Series A | 20 | 2010 | WixSentryZendesk+22 | — | — |
| 5 | Choice Payment Services Provider of omnichannel consumer lending solutions | $5M | 50 mo ago | Series A | 28 | 2018 | — | — | — |
| 6 | iCap Equity Equity investment and lending for real estate deals. | $3M | 81 mo ago | Deadpooled | 21 | 2011 | — | — | — |
| 7 | Upwardli Online comparison platform for financial services | $3M | 10 mo ago | Seed | 10 | 2021 | Webflow EcommerceWebflowApple iCloud Mail+10 | — | — |
| 8 | Varidi Payment plans for care providers, increasing accessibility without credit checks | $1M | 92 mo ago | Seed | 11 | 2013 | WordPressMySQLPHP+22 | — | — |
| 9 | InvestNextDoor InvestNextDoor is a P2B business loan platform. | $630K | 133 mo ago | Deadpooled | — | 2013 | — | — | — |
| 10 | ZimpleMoney Automated debt management platform | $600K | 176 mo ago | Seed | — | 2008 | WordPress Block EditorElementorWordPress+38 | — | — |
| 11 | CredHub Provider of credit building and reporting tool for property managers and residents | $525K | 41 mo ago | Seed | 15 | 2016 | WordPressSentryMySQL+36 | — | — |
| 12 | Fern Multi-layered automated compliance management for banks | $500K | 26 mo ago | Deadpooled | — | 2024 | — | — | — |
| 13 | Vittana Financial insights and resources for investing, loans, and personal finance | $500K | 169 mo ago | Deadpooled | 28 | 2009 | WordPressMySQLPHP+31 | — | — |
| 14 | Semble Empowering nonprofits with impact-focused loans and community investment solutions | $451K | 169 mo ago | Seed | 3 | 2011 | WordPressMySQLPHP+16 | — | — |
| 15 | Modex Platform offering mortgage solutions | $400K | 91 mo ago | Seed | — | 2015 | Tailwind CSSReactstyled-components+17 | 3 patents Graphical UI for loan matchmaking and modular lighting hardware integration. | 3 awards |
| 16 | Community Sourced Capital P2P marketplace for business term loans | $267K | 149 mo ago | Deadpooled | 10 | 2012 | — | — | — |
Top 12 Alternative Lending companies in Washington
#1
Series B · Seattle, Washington · founded 2020$130.7Mraised▾
Offers an AI-powered platform providing residential home buying strategies and listing services. The company offers a home search portal, providing home buyer strategies. The company provides financial services related to intellectual property and intangible assets.
- Jan 2025Series B$20M
- Feb 2022Series B$40M
- Jan 2021Series A$30.3M
- Aug 2020Seed$40.5M
#2
Seed · Seattle, Washington · founded 2021 · 10 employees$2.9Mraised▾
Online comparison platform for financial services. It offers a credit-building and loan comparison platform. Its platform also features a blog with resources and tools to help people grow their credit scores. It mainly caters to immigrant customers.
- Nov 2025Seed$9M
- Feb 2023Seed$2.9M
#3
Acquired · Seattle, Washington · founded 2016 · 5 employees$18.4Mraised▾
Accounting and invoice management software. It offers solutions for accounts receivable lifecycle, including invoicing, factoring, and banking. It offers solutions for invoice management, invoice factoring for financial needs, and banking solutions for payments management.
- 2023Series B$15M
- 2023Conventional Debt$50M
- Mar 2022Series A$3.4M
#4
Deadpooled · Seattle, Washington · founded 2024$500Kraised▾
Multi-layered automated compliance management for banks. It offers a platform that enables banks and financial institutions to analyze chargebacks, automate predictions, gather evidence, compliance management, dispute management, and more.
- 2024Seed$500K
#5
Series A · Seattle, Washington · founded 2019 · 8 employees$8.6Mraised▾
Online credit line platform for businesses. Enables businesses to access funding based on the earnings with repayments tied to the income. Funds are received via ACH or PayPal.
- Dec 2021Series A$7M
- Feb 2021Seed$1.5M
- Dec 2020Seed—
- Feb 2019Seed$120K
#6
Series A · Sequim, Washington · founded 2018 · 28 employees$4.8Mraised▾
Provider of omnichannel consumer lending solutions. It designs and implements tailored lending programs for merchants and healthcare providers. The company offers a marketplace lending solution and a proprietary interest-sharing payment loan product, enabling clients to offer real-time financing options to their customers and patients. Its technology matches borrowers to suitable loan products based on credit profiles. The process is designed for easy implementation and includes features such as seamless integrations and customized solutions. Regulatory compliance is maintained across all states for its in-house lending program.
- Jun 2022Series A$4.8M
#7
Series A · Bellevue, Washington · founded 2010 · 20 employees$8.1Mraised▾
Provider of lease accounting and data extraction software for CPA firms. The company offers software designed to streamline operations and improve accuracy. The software helps generate reports and ensure compliance with lease accounting standards. It extracts, normalizes, validates, enriches, and delivers data directly from accounting systems.
- Nov 2016Series A$5M
- Aug 2016Series A$759K
- Feb 2016Seed—
- Sep 2014Seed$1.3M
#8
Deadpooled · Bellevue, Washington · founded 2011 · 21 employees$3.1Mraised▾
iCap Equity is an investment capital fund located in the Pacific Northwest with a focus on equity investment and lending for real estate deals. iCap funds its own loans and also draws upon a wide network of real estate lenders for potential bridge loan, construction loan, or an architecture and development loan. It also purchases loans from lenders who want to exit their loans' portfolio. iCap also provides equity for real estate transactions and underwrite their deals for borrowers who require cash investments to obtain a loan. Equity investments require the repayment and profit share usually within a span of 18 months.
- Dec 2019Conventional Debt$2.9M
- Nov 2017Conventional Debt$148.2K
- Feb 2014Conventional Debt$3.1M
#9
Seed · Spokane, Washington · founded 2016 · 15 employees$525Kraised▾
Provider of credit building and reporting tools for property managers and residents. It provides users with a platform for services to improve credit scores by reporting rent payments. It also provides users with rent payment credit reporting, ID theft protection, and time investment.
- Mar 2023Seed$525K
#10
Seed · Woodinville, Washington · founded 2013 · 11 employees$1.1Mraised▾
Payment plans for care providers, increasing accessibility without credit checks. This is a payment plan software solution designed to help healthcare providers offer flexible payment options to their clients. The platform removes financial barriers by providing payment plans without credit checks or interest, enabling more clients to access necessary care. It handles client payments, eliminating the need for providers to manage collections or awkward conversations. The software integrates into existing workflows, requiring no extra tech or staff training. It focuses on expanding access to care, simplifying payment processes, and ensuring predictable revenue for practices. The core mission is to make care possible for every family, offering tools that are simple, compliant, and reliable. It is a B2B SaaS platform that promotes social impact by increasing healthcare accessibility.
- Jan 2019Seed$585.5K
- Dec 2015Conventional Debt$773.4K
- Jul 2015Conventional Debt$1M
- Feb 2014Seed$506.5K
#11
Deadpooled · Seattle, Washington · founded 2013$630Kraised▾
InvestNextDoor is a peer to business crowdfunding platform that allows investors to lend to local businesses in their community. All investments are made using promissory notes. The portal charges investors a service fee of of $25 per investment made. While the pricing for entrepreneurs include fees for listing, a service fee, and $5 for every investment made.
- Jul 2015Conventional Debt—
- Jun 2015Seed$630K
#12
Seed · Bainbridge Island, Washington · founded 2008$600Kraised▾
ZimpleMoney is a fully automated online software for businesses and consumers to manage loans and in-house financing plans. ZimpleMoney automates the tasks of sending the bills, accepting payments, posting ledgers and depositing the cash as per instructions. Alerts and messages are sent to all the parties, advising them of the status throughout the process. ZimpleMoney puts users in control of financing their customers and is an alternative to expensive bank financing or credit credit cards.
- Dec 2011Seed$600K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Alternative Lending coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
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