Best Digital Remittance Companies in China
The 34 best Digital Remittance companies in China in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: XTransfer.
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- Fact.MR
Ranked: Best Digital Remittance companies in China
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | XTransfer 🦄 Provider of cross-border trade payment platform for global businesses | $168M | 61 mo ago | Series D | Bill Deng Founder and CEO | 2017 | SentryNode.jsReact+17 | — |
| 2 | TNG Wallet NFC-enabled and card-linked wallet for consumers | $115M | 109 mo ago | Series A | Alex Kong Chariman & CEO | 2013 | PHPNginxAmazon Web Services+6 | — |
| 3 | EMQ Cross-border payment acceptance solution for businesses | $26M | 74 mo ago | Series B | Max Liu Co-Founder & CEO | 2014 | WordPressMySQLPHP+31 | — |
| 4 | Neat Cross-border money transfer solutions for businesses | $20M | 74 mo ago | Acquired | — | 2015 | — | — |
| 5 | Obita Provider of payment infrastructure for business collections, payouts, and fund management 53Talent top 28%Funding top 37%Market bottom 49%Global bottom 48% All 4 signals ▾Talenttop 28% Fundingtop 37% Marketbottom 49% Globalbottom 48% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated Funding: Raised $10.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 53/100 | $10M | 9 mo ago | Seed | Vincent Yang Co-Founder & CBO | 2025 | — | — |
| 6 | Currenxie Payment gateway solutions for international B2B payments | $10M | 62 mo ago | Series A | Riccardo Capelvenere Founder & CEO | 2014 | ContentfulNode.jsTailwind CSS+26 | — |
| 7 | Statrys Digital bank for businesses | $5M | 71 mo ago | Seed | — | 2018 | PrismicApple iCloud MailNode.js+26 | — |
| 8 | FinLink Cross-border money transfer solution | $2M | 71 mo ago | Seed | Peng Huang Co-Founder & CEO | 2016 | — | — |
Top 11 Digital Remittance companies in China
#1
Seed · Hong Kong, Hong Kong · founded 2025$10Mraised▾
Provider of payment infrastructure for business collections, payouts, and fund management. The company offers global payment management and operations solutions. These solutions include connecting businesses for global trade, unified global accounts, smart receivables, and batch payment processing. The infrastructure aims to understand business needs.
- Jan 2026Seed—
- Aug 2025Angel$10M
#2
Series D · Shanghai, Shanghai · founded 2017$168Mraised▾
Provider of cross-border trade payment platform for global businesses. It offers money transfer services for global suppliers and overseas students, among others.
- Sep 2021Series D$138M
- Jan 2021Series C—
- Oct 2020Series C—
- Oct 2019Series B$15M
#3
Series A · Hong Kong, Hong Kong · founded 2013$115Mraised▾
NFC-enabled and card-linked wallet for consumers. Users can purchase multiple foreign currencies on the wallet and transfer funds. Users can make online and offline payments at public transport, vending machines, physical /online stores, and mobile apps. Offers membership packs based on transaction limit, store value, and additional features. App is available on iOS and Android devices.
- Sep 2017Series A$115M
#4
Series B · Hong Kong, Hong Kong · founded 2014 · 100 employees$26.5Mraised▾
Cross-border payment acceptance solution for businesses. It offers tools to enable cross-border financial settlements for businesses, consumer-facing enterprises, and other related services. It features APIs to deliver funds to businesses and suppliers globally.
- Jul 2020Series B$20M
- Dec 2017Series A$6.5M
#5
Acquired · Hong Kong, Hong Kong · founded 2015 · 40 employees$20Mraised▾
Neat is an online platform offering cross-border money transfer solutions for businesses. Provides master cards and wallets to assist in sending & receiving multi-currency payments across borders. The application can be accessed on iOS and Android devices.
- Aug 2020Series A$4M
- Apr 2020Series A$11M
- Jul 2018Seed$2M
- Series A$3M
#6
Series A · Hong Kong, Hong Kong · founded 2014 · 44 employees$10Mraised▾
Payment gateway solutions for international B2B payments. It offers a P2P marketplace in USD/HKD enabling clients to transact with each other in real-time and anonymously. It provides solutions to importers, exporters, manufacturers, retailers, and financial services firms.
- Aug 2021Series A$10M
- 2015Seed—
#7
Seed · Hong Kong, Hong Kong · founded 2018 · 49 employees$5Mraised▾
Statrys is a digital bank for businesses. It offers services such as current accounts, local-currency accounts, NFC-enabled debit cards, money transfers, currency exchange, forex, and more. It offers a forex toolbox for hedging solutions of SMEs.
- Nov 2020Angel$5M
#8
Seed · Kowloon, Hong Kong · founded 2016$2.5Mraised▾
FinLink is a cross-border money transfer solution that allows consumers to send fund transfers to friends and family back in their home country. The company works with various payment networks to offer its solution.
- Nov 2020Seed—
- 2019Seed$2.5M
#9
Series B · Shenzhen, Guangdong Province · founded 2015—raised▾
Provider of online payment processing, global accounts, and FX management. The company offers tools for payment acceptance and multi-currency business cards. It facilitates global payouts and provides an API-first platform for embedded finance. Services include assistance for payment queries, security measures, and regulatory information.
- Jan 2026Series B—
#10
Seed · Hong Kong, Hong Kong · founded 2018—raised▾
Provider of remittance services
- Nov 2020Seed—
#11
Series A · Zhuhai, Guangdong Province · founded 2001—raised▾
xCurrency provides an app-based platform for converting forex rates and remittance services. It features forex rate tracker, currency converter, and forex calculator. It offers cross border payments for shopping, traveling, and studying. Also features exchange rates for legal tenders, precious metals, and cryptocurrencies. The app is available for Android and IOS platforms.
- Sep 2019Series A—
Funding & investor landscape
Notable founders
How research on Digital Payments is moving in China
A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,464 China-affiliated papers.
- Beijing University of Posts and Telecommunications42
- Huazhong University of Science and Technology36
- Peking University31
- Wuhan University25
- University of Electronic Science and Technology of China24
- Currency1→4
- Scheme (mathematics)3→4
- Digital currency1→16
- Financial services2→15
- Currency2→14
- Context (archaeology)2→12
- Financial inclusion4→13
- Financial inclusion2→10
- Digital currency1→8
- Currency1→8
- Health care1→6
- Context (archaeology)2→7
Where digital payments is researched across China
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing digital payments patents in China
China digital payments patent filing is cooling — 303 filings from 275 assignees (2016–2025), led by China Unionpay, Huawei TECH, Shenzhen Cifpay Network BANK TEC; annual filings 75→8.
- China Unionpay85
- Huawei TECH35
- Shenzhen Cifpay Network BANK TEC31
- ZTE27
- Tencent TECH Shenzhen25
- Alibaba Group Holding16
- Xiaomi14
- Yulong Computer Telecommunicatio11
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.