Best Finance & Accounting Tech Companies in Finland
The 77 best Finance & Accounting Tech companies in Finland in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: ePassi.
- ResearchAndMarkets.com
- Grand View Research
Our analysis of 100 Finance & Accounting Tech companies
$11.4b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best Finance & Accounting Tech companies in Finland
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | ePassi Online payment solution for businesses | $45M | 80 mo ago | Acquired | Risto Virkkala Co-Founder | 2007 | HubSpot CMS HubApple iCloud MailMicrosoft 365+22 | — |
| 2 | Sievo Offers AI & cloud-based procurement analytics and spend management solutions | $44M | 45 mo ago | Series C | Sammeli Sammalkorpi CEO | 2003 | SkilljarAlgoliaZURB Foundation+18 | 1 award |
| 3 | Zervant Invoice management software for businesses | $22M | 84 mo ago | Acquired | — | 2010 | WordPress Block EditorWordPressMySQL+26 | — |
| 4 | Zevoy Cloud-based expense management & cards solution for businesses | $21M | 50 mo ago | Series A | Joakim Lundborg Founder & CTO | 2020 | SentryTypeScriptGraphQL+13 | — |
| 5 | AI Bidia Provider of transfer pricing software and data solutions | $19M | 12 mo ago | Series B | Hannu-Tapani Leppänen CEO & Founder | 2014 | WebflowProton MailApple iCloud Mail+20 | — |
| 6 | ReceiptHero Provider of digital receipt solutions for merchants and payment processors | $2M | 23 mo ago | Seed | — | 2016 | Framer SitesApple iCloud MailReact+12 | 1 launch · 3 partnerships |
| 7 | Calqulate Cloud-based financial forecasting & budgeting software for businesses | $2M | 64 mo ago | Seed | Niko Laine Founder & CEO | 2019 | — | — |
| 8 | iconicChain Provider of AI-powered automation solutions for securitization and financial audit | $1M | 55 mo ago | Seed | Andras Vajda Co-Founder & CEO | 2017 | — | — |
| 9 | Enterpay Online invoice payment acceptance solution for businesses | $1M | 80 mo ago | Funding Raised | Tapio Vepsalainen Co-Founder | 2013 | — | — |
Top 12 Finance & Accounting Tech companies in Finland
#1
Series B · Helsinki, Uusimaa · founded 2014 · 61 employees$19.3Mraised▾
Provider of transfer pricing software and data solutions. It offers a platform connecting data, tools, and teams for efficient transfer pricing management. The platform facilitates compliance processes, operational transfer pricing strategies, and data aggregation. Additional services include benchmarking studies, P&L segmentation, and automated local file generation. An AI research assistant further streamlines transfer pricing research. The company aims to modernize and optimize all aspects of transfer pricing operations for multinational enterprises.
- Jun 2025Series B$28M
- May 2023Series A$14.1M
- Mar 2020Seed$4.8M
- May 2018Seed$415K
#2
Seed · Tampere, Pirkanmaa · founded 2016 · 20 employees$2.4Mraised▾
Provider of digital receipt solutions for merchants and payment processors. The company facilitates the transition from paper to digital receipts, integrating with POS systems and payment providers. It offers options for customers to receive receipts via card linking, QR codes, or NFC. The platform provides data analytics while ensuring compliance, and enables personalized discounts and loyalty programs.
- Jul 2024Seed—
- Dec 2020Seed$2.4M
#3
Series C · Helsinki, Uusimaa · founded 2003 · 337 employees$44Mraised▾
Offers AI & cloud-based procurement analytics and spend management solutions. It is a spend management software provider that analyzes past purchases, predicts future spending, and manages procurement savings from idea to measurable cash. The company's SaaS modular software offers procurement controlling, spend analysis, savings program management, and spend budgeting and forecasting solutions.
- Sep 2022Series C$44M
#4
Series A · Espoo, Uusimaa · founded 2020 · 61 employees$20.9Mraised▾
The company provides expense management solutions for businesses. It features a business card that is designed and priced to be used by all employees.
- Apr 2022Series A$16.4M
- Sep 2021Series A$4.5M
#5
Acquired · Espoo, Uusimaa · founded 2007 · 196 employees$45.4Mraised▾
ePassi provides online payment solutions for businesses. It features solutions for employee payments including, meals, transportation, healthcare, training, etc, and mobile payments for merchants via QR code scanning. ePassi app, and POS integration.
- Sep 2019Series C$45.4M
#6
Acquired · Espoo, Uusimaa · founded 2010 · 40 employees$22Mraised▾
Zervant provides invoice management software for businesses. Its features include recurring invoice management, payment tracking, quotation management, invoice delivery note management, payment reminder, time tracking, and more. It is available for multiple subscription plans depending on the number of invoices and customers. It also provides an app-based platform for Android devices.
- Jun 2019Series A$6.8M
- Feb 2018Series A$7.4M
- Aug 2016Series A$4.5M
- Mar 2015Seed$1.7M
#7
Seed · Helsinki, Uusimaa · founded 2019 · 18 employees$1.8Mraised▾
Calqulate offers cloud-based financial forecasting & budgeting software for businesses. Its solutions include subscription dashboards, expense analytics, cash flow management, financial reporting, cash flow forecasting, growth metrics, and more. Features of the solutions include metrics and sales forecasting, CAC, and LTV analytics, and stripe cash forecasting. The pricing is available on a monthly subscription plan.
- Jan 2021Seed$1.8M
#8
Seed · Sundsberg, Uusimaa · founded 2017 · 22 employees$1.1Mraised▾
Provider of AI-powered automation solutions for securitization and financial audit. It offers software for automating securitization transactions, encompassing setup, servicing, reporting, and compliance management across various transaction types. Additionally, it provides AI-driven real-time compliance analytics for financial audits, enabling continuous, rule-based analysis of economic activity. These solutions aim to increase efficiency and reduce costs for financial institutions and auditors.
- Nov 2021Seed$1.1M
#9
Funding Raised · Helsinki, Uusimaa · founded 2013 · 8 employees$1.1Mraised▾
Online invoice payment acceptance solution for businesses. It combines with VR Payment which features a B2B payment gateway platform that allows businesses to accept online invoice payments from clients to maintain business cashflow. It provides a payment security solution for both buyers and suppliers to mitigate payment frauds and transaction risks.
#10
Late Stage · Espoo, Uusimaa · founded 2008 · 50 employees—raised▾
Financial close accounting solutions for large enterprises. It provides technological solutions for automating the record-to-report accounting processes. It features solutions for accounts reconciliation, journal entries, financial closing, payment requests, and invoicing requests. It offers partnership programs for referral, reseller, and system integrator partners.
- Apr 2024PE—
- Dec 2016PE—
#11
Public · Helsinki, Uusimaa · founded 2000 · 93 employees—raised▾
Heeros provides a cloud-based solution to help organizations in managing the financial information. It offers features such e-invoicing, invoice recognition and automation through OCR, purchase and sales invoice automation through workflow automation etc.
- Dec 2022Post IPO—
#12
Seed · Helsinki, Uusimaa · founded 2013 · 32 employees—raised▾
Provider of financial management software for an accounting firm. It offers solutions such as expense invoices, accounting and reporting, and more.
- Oct 2022Seed—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Finance & Accounting Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Finland
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 16 Finland-affiliated papers.
- Tampere University3
- Finland University2
- University of Eastern Finland2
- Vaasa University of Applied Sciences2
- Häme University of Applied Sciences1
- Investment (military)1
- Service (business)1
- Financial services1
- Financial literacy1
- Digital literacy1
- Financial inclusion1
- Financial management1
- Financial literacy1
- Tanzania1
- Financial transaction1
- Financial services6
- Payment2
- Scholarship2
- Intersection (aeronautics)2
- Scalability2
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.