Best Finance & Accounting Tech Companies in Japan
The 37 best Finance & Accounting Tech companies in Japan in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: UPSIDER.
- HTF MI
- IDC Financial Insights
Our analysis of 100 Finance & Accounting Tech companies
$11.4b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best Finance & Accounting Tech companies in Japan
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | UPSIDER Fintech company offering a corporate card solution for businesses | $215M | 21 mo ago | 25 | 2018 | — | Apple iCloud MailGoogle WorkspaceTailwind CSS+20 | — |
| 2 | freee Provider of cloud-based accounting, human resources, and related business management software | $143M | 97 mo ago | 1,489 | 2012 | — | SalesforceReactGatsby+33 | — |
| 3 | LayerX Provider of AI, SaaS, and Fintech digital solutions and services | $59M | 12 mo ago | 107 | 2018 | — | WordPressApple iCloud MailGoogle Workspace+19 | 2 job openings · 1 launch |
| 4 | Dr. Keihi Transport expense management platform. | $28M | 26 mo ago | 130 | 2012 | — | WordPressApple iCloud MailGoogle Workspace+38 | — |
| 5 | Toku Platform offering token compensation & tax compliance solutions | $20M | 42 mo ago | 37 | 2021 | Dominika Stobiecka Co-Founder | WebflowGSAPPostHog+24 | — |
| 6 | Xenodata Lab Online platform for financial data and analytics | $13M | 23 mo ago | 7 | 2015 | — | — | — |
| 7 | Mikatus Cloud-based practice management software for tax professionals and accounting firms | $7M | 159 mo ago | 68 | 2009 | Toshinao Morisaki Founder | — | — |
| 8 | Miive Cloud-based employee welfare platform for enterprises | $5M | 10 mo ago | 6 | 2020 | Ren Kurita Founder | STUDIOFirebaseNode.js+16 | — |
| 9 | Diggle Online budget management software | $5M | 14 mo ago | 14 | 2016 | Shun Mizukami Co-Founder & CTO | WordPressMySQLPHP+27 | — |
| 10 | First Accounting Provider of AI solutions automating and streamlining accounting processes and workflows | $3M | 55 mo ago | 65 | 2016 | — | WordPressMySQLPHP+29 | — |
| 11 | paild NFC-enabled prepaid cards for corporates | $3M | 86 mo ago | 5 | 2017 | — | ContentfulMUIReact+25 | — |
| 12 | MakeLeaps Solution for invoicing and contract management | $2M | 121 mo ago | 24 | 2014 | — | WordPress Block EditorWordPressMySQL+26 | — |
| 13 | Make Leaps Cloud-based software for managing invoices, estimates, and payments | $900K | 121 mo ago | — | 2014 | Paul Oswald Co-Founder | WordPress Block EditorWordPressApple iCloud Mail+29 | — |
| 14 | Bizer Task and team management software | $815K | 130 mo ago | — | 2013 | Yuichi Hatakeyama Founder & CEO | WordPressMySQLPHP+26 | — |
| 15 | Zaimo Develops SaaS-based AI-driven management platform that facilitates planning, budgeting, and financial… | $640K | 19 mo ago | — | 2023 | Takumi Kojo Founder & CEO | — | — |
| 16 | Sweep Cloud-based invoice management software | $617K | 71 mo ago | 33 | 2018 | — | — | — |
| 17 | Crowd Cast Cloud-driven accounting & expense reporting solution for business travelers | $256K | 129 mo ago | 19 | 2011 | — | WebflowIntercomreCAPTCHA+11 | — |
Top 12 Finance & Accounting Tech companies in Japan
#1
Series B · Chuo City, Tokyo · founded 2018 · 107 employees$59Mraised▾
Provider of AI, SaaS, and Fintech digital solutions and services. The company researches advanced AI and data technologies to develop related products. It offers solutions for digital transformation and financial technology. The company aims to digitize economic activities and create user-friendly products.
- Sep 2025Series B$100M
- Jun 2023Series A$19.2M
- Feb 2023Series A—
- Feb 2020Series A$27.3M
#2
Acquired · Tokyo, Tokyo · founded 2018 · 25 employees$214.8Mraised▾
Fintech company offering a corporate card solution for businesses. The platform provides corporate cards which allowing businesses to manage the finances with features such as cloud accounting, bookkeeping, invoice system, slack integration, card lock function, and more.
- Nov 2024Series D$35.6M
- Nov 2024Conventional Debt$64.2M
- Jul 2022Series C—
- May 2022Series C$115M
#3
Series B · Shibuya, Tokyo · founded 2020 · 6 employees$4.7Mraised▾
Cloud-based employee welfare platform for enterprises. The software offers a payments card and operational assistance. It also allows imparting tax benefits, management, customization and advance payment facility. It is a tool available on the subscription-based pricing model.
- Nov 2025Series B$9.8M
- Nov 2025Conventional Debt—
- Nov 2024Seed$2.9M
- Nov 2024Conventional Debt—
#4
Series B · Tokyo, Tokyo · founded 2016 · 14 employees$4.7Mraised▾
Online budget management software. It allows users to create multiple versions of monthly budgets, change and alter various input variables, and forecast and simulate their performances. It enables users to Compare features, which allows users to track and monitor the performance of budgets for different departments against each other. Businesses can also simulate their cash and deposit positions.
- Jun 2025Series B$11.9M
- Sep 2022Series A$2.8M
- Oct 2018Seed$1.3M
- May 2017Seed$494.3K
#5
Series C · Shibuya, Tokyo · founded 2015 · 7 employees$13.4Mraised▾
Online platform for financial data and analytics. It offers an AI interfaced tool that automatically analyses the financial reports of a company to generate equity research reports. It collects information on the company accounts, settlement accounts, briefing materials, financial summary reports, securities reports, etc, and outputs the analysis as a visualized report. The company also has some other tools like xenoConnect that can be incorporated by companies into their system and xenoDigest that companies can use to publish short sentences or comments related to the financial statement released.
- Oct 2024Series C$2.2M
- Aug 2023Series B$1.2M
- Jan 2023Series B$2.3M
- May 2019Series B$7M
#6
Series B · Tokyo, Tokyo · founded 2012 · 130 employees$27.9Mraised▾
Dr. Keihi is a transport expense reporting and reimbursement platform for SMEs. It allows users to batch upload the expense receipts from where relevant data is automatically captured into the integrated accounting software. The application allows users to implement customized workflows for approvals. All the receipts are stored digitally for verification and tax payments. Pricing starts at $1768 per month for 10 users.
- Jun 2024Series B—
- Apr 2022Series B$27.9M
#7
Seed · Tokyo, Tokyo · founded 2023$640Kraised▾
Develops SaaS-based AI-driven management platform that facilitates planning, budgeting, and financial management for businesses. The platform utilizes AI technology to simplify business management, enabling users to create and manage business plans, budgets, and forecasts.
- Feb 2025Seed$640K
#8
Public · Tokyo, Tokyo · founded 2012 · 1489 employees$143.3Mraised▾
Provider of cloud-based accounting, human resources, and related business management software. The company delivers integrated platforms for accounting, payroll, tax filing, and other back-office operations. It offers solutions for businesses and individuals, including tools for expense management, invoicing, and regulatory compliance. The company aims to streamline administrative tasks and improve business insights.
- Aug 2018Series E$60M
- Dec 2016Series D$28.5M
- Dec 2015Series C$7.5M
- Aug 2015Series C$30M
#9
Series B · Tokyo, Tokyo · founded 2021 · 37 employees$20Mraised▾
Platform offering token compensation & tax compliance solutions. It offers token payroll, token grant administration, tax compliance, local employment & distributed HR solutions.
- Mar 2023Series B$20M
#10
Public · Minato City, Tokyo · founded 2016 · 65 employees$3.5Mraised▾
Provider of AI solutions automating and streamlining accounting processes and workflows. The company offers automation for invoice processing, reconciliation, and digital invoice management. Solutions include AI-powered data extraction and matching to streamline financial operations. Services facilitate efficiency and accuracy in accounting departments.
- Jan 2022Series C$3.5M
#11
Series A · Chuo City, Tokyo · founded 2009 · 68 employees$6.6Mraised▾
Mikatus provides cloud-based practice management software for tax professionals and accounting firms. It features solutions for invoice management, accounting, tax management, payroll management, cash flow management, and more. It also offers Cash is King, a cloud service to predict future cash trends from accounting data; A-SaaS to provide cloud taxation, accounting, and payroll systems for tax accountants; and Lanchor, a media platform for tax accountants.
- Jun 2013Series A$6.6M
#12
Seed · Chuo City, Tokyo · founded 2017 · 5 employees$2.8Mraised▾
NFC-enabled prepaid cards for corporates. Offers cloud-enabled tools for corporate card issuance. Features touch payments, real-time balance monitoring, virtual cards, APIs for linking accounts, and more.
- Jun 2019Seed$2.8M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Finance & Accounting Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Japan
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 112 Japan-affiliated papers.
- Kohnan Hospital54
- Funai Electric7
- Asian Development Bank Institute3
- Keio University3
- Ritsumeikan Asia Pacific University2
- Digital currency2
- Blockchain2
- Central bank1
- Payment1
- Cryptocurrency1
- Volatility (finance)28
- Asset (computer security)20
- Cryptocurrency20
- Sharpe ratio16
- Investment (military)14
- Financial services2→16
- Financial literacy2→5
Where fintech is researched across Japan
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.