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Radar · Finance & Accounting Tech in Kerala

Best Finance & Accounting Tech Companies in Kerala, India

The 31 best Finance & Accounting Tech companies in Kerala, India in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Finline.

31companies tracked
$30.9Kdisclosed funding
0unicorns
1have raised
FLIAR INTELLIGENCE · FINANCE & ACCOUNTING TECH × KERALA

Our analysis of 50 Finance & Accounting Tech companies

$1.1b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2022.

50companies analysed
96%cloud-native stacks
2022funding peak (by rounds)
2018median founding year
53median Fliar Index™

Ranked: Best Finance & Accounting Tech companies in Kerala

#CompanyRevenueDisclosed fundingStageFounderTech stackWeb popularityRecent signals
1SunTec
Provider of pricing, billing, revenue management, and customer experience orchestration solutions
$34M
FY2025
—Funding RaisedSreejith Sreekumar
Senior Manager
WordPressMySQLPHP+26Top 5M—
2Accoxi
Cloud-based accounting software
$4M
FY2025
—Funding RaisedSujas Ali
Founder & CEO
UmbracoMicrosoft ASP.NETBootstrap+19Top 10M—
3OptiE-Invoice
SaaS-based invoice management system for businesses
$3M
FY2025
—DeadpooledSunil Gupta
Founder & CEO
———
4Goodbits
Digital coupons and tax benefits solutions
$812K
FY2022
—Funding RaisedArjun Menon
Founder & CEO
WordPress Block EditorWordPressMySQL+10Top 5M—
5My Tax India
Tax planning and calculation app
$662K
FY2016
—Funding RaisedJayesh Jayan
Co-Founder
VideoJSBootstrapApache HTTP Server+17Top 50M—
6Raintech Software
GST billing software for businesses
$459K
FY2025
—Unfunded————
7KANAK
Invoicing and billing application for businesses
$246K
FY2022
—Funding RaisedHari Veettil
Managing Director
———
8Lutsel Technology
Cloud-based financial accounting solution
$143K
FY2025
—UnfundedJomon Kattakayam
Co-Founder
———

Top 1 Finance & Accounting Tech companies in Kerala

#1
Seed · Thiruvananthapuram, Kerala · founded 2017 · 4 employees
$30.9Kraised
▾

Provider of project report software for bank loans. This software assists in creating project reports for various loan applications, including those for Mudra, PMEGP, Standup India, and other MSME loans. The software offers features such as automated calculations, customizable content, and support from financial experts. Different pricing plans are available depending on the user's needs and the level of assistance required. Reports can be generated in PDF format, with Excel format planned for future release. Users can make unlimited edits and downloads after purchase.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 1k LinkedIn followers — 3.3% of this cohort's audience
Activity: 3 product launches · 1 partnerships (incl. Finline) announced in 12 mo
Funding rounds
  • Dec 2019Seed$30.9K
Founders & team
James DominicCo-FounderHari SasiCo-Founder
Investors
100X.VC, Kerala Startup Mission
Tech stack
BootstrapBootstrap IconsCdnjsCloudflareCloudflare Browser InsightsCloudflare Rocket Loader

Funding & investor landscape

$30.9Ktotal disclosed funding
1companies funded
1disclosed rounds
0rounds last 90 days
Most active investors
Kerala Startup Mission3 rounds
10000 Startups1 rounds
100X.VC1 rounds
Prism market signals · India · country-scoped Prism corpus, 816,935 docs

Market landscape — 10 sub-themes by coverage

Share of Finance & Accounting Tech coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

RESEARCH SIGNALS · India

How research on Fintech is moving in India

A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,335 India-affiliated papers.

research sentiment over time
201920232026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and softening — the enthusiastic (strongly-positive) share moved 51% → 44% across 2019–2026.
top research entities
  • G.S. Science, Arts And Commerce College118
  • Jain University37
  • Amity University37
  • Symbiosis International University34
  • Mangalore University29
leading researchers
Sachin Shankar Jadhav · Divya Soni · Sakshi Thite · Kare, Dipak Nivrutti · Zagade, Sunil · Dr. Rashmi Akshay Yadav · Archana Digvijay Suryavanshi · Abhishek Prajapat
▲ Breakthroughs94 · 7%
▲ 0%→7% share
0 median citations94% since 2021mostly methods-led
Breakthroughs are rising (0%→7% of field), led by Database transaction.
rising sub-themes (early→recent)
  • Database transaction1→12
  • Blockchain1→5
Newly emergingFinancial services 0→35 · Scalability 0→11 · Financial inclusion 0→11
Landmark Eagle Strategy Arithmetic Optimisation Algorithm with Optimal Deep Convolutional Forest Based FinTech Application for Hy · 32 cites
◆ Advancements433 · 32%
▲ 0%→33% share
0 median citations97% since 2021mostly empirical
Advancements are rising (0%→33% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services2→223
  • Financial inclusion3→150
  • Financial literacy2→58
  • Government (linguistics)1→43
  • Sustainability2→30
Newly emergingPayment 0→83 · Mobile payment 0→52 · Mobile banking 0→46
Landmark The Impact of Fintech and Digital Financial Services on Financial Inclusion in India · 153 cites
▼ Concerns494 · 37%
▲ 0%→36% share
0 median citations93% since 2021mostly empirical
Concerns are rising (0%→36% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services1→264
  • Financial inclusion2→138
  • Payment1→95
  • Mobile payment1→41
  • Database transaction1→37
Newly emergingGovernment (linguistics) 0→59 · Financial literacy 0→50 · Digital transformation 0→36
Landmark Financial technology: a review of extant literature · 176 cites
RESEARCH HOTSPOTS · India

Where fintech is researched across India

Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.

Delhi-NCR77 · +0.03
Hot · Payment service providerAdvancing · Sustainable developmentOpportunity · PaymentConcern · Financial services
Pune49 · +0.21
Hot · RevenueAdvancing · Financial literacyOpportunity · Mobile paymentConcern · Key (lock)
Chennai25 · +0.41
Hot · Financial servicesAdvancing · Financial inclusionOpportunity · Payment
Bengaluru16 · +0.24
Hot · Retail bankingAdvancing · Financial servicesOpportunity · PaymentConcern · Financial transaction
Hyderabad13 · +0.14
Hot · Banking industryOpportunity · Financial sectorConcern · Financial services
Ahmedabad6 · +0.35
Hot · Financial servicesOpportunity · Sophistication
Kolkata5 · +0.36
Hot · Financial servicesOpportunity · Financial inclusion
PATENT SIGNAL · India

Who's filing fintech patents in India

India fintech patent filing is steady — 1 filings from 8 assignees (2022–2022), led by Geeky Technology And Consulting, Polaris Financial Technology, DR Mariappan RAJA; annual filings 1→1.

1 filings8 assigneespeak 1/yr2022–2022
filing momentum (YoY 2022–2022)
top patent filers
  • Geeky Technology And Consulting2
  • Polaris Financial Technology2
  • DR Mariappan RAJA1
  • Sakthivel Santhoshkumar1
  • Dhamotharan Dhanasekar1
  • DR Murugesan Selvam1
  • Muhammed Basid Amnas1
  • DR Balasundram Maniam1

Common questions

How many Finance & Accounting Tech companies are there in Kerala, India?
Radar tracks 31 indexable Finance & Accounting Tech companies headquartered in Kerala, India that meet our profile-completeness bar.
What is the total funding raised by Finance & Accounting Tech companies in Kerala, India?
The Finance & Accounting Tech companies in Kerala, India on this list have raised a combined $30.9K in disclosed equity funding across 1 funded companies.
Which is the highest-funded Finance & Accounting Tech company in Kerala, India?
Finline is the highest-funded Finance & Accounting Tech company in Kerala, India, with $30.9K in disclosed equity funding.
How many Finance & Accounting Tech companies in Kerala, India are funded?
1 of the 31 Finance & Accounting Tech companies in Kerala, India on this list have disclosed at least one equity funding round.
How many Finance & Accounting Tech unicorns are there in Kerala, India?
None of the Finance & Accounting Tech companies in Kerala, India on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Kerala, India Finance & Accounting Tech companies?
The most active investors in Kerala, India Finance & Accounting Tech companies on this list include Kerala Startup Mission, 10000 Startups, 100X.VC.
Riya SenguptaFinancials

Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.

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