Best Finance & Accounting Tech Companies in Spain
The 103 best Finance & Accounting Tech companies in Spain in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Cobee.
Spain's Finance & Accounting Tech scene is more active than the headline numbers suggest, and this directory ranks all 103 companies tracked there by disclosed equity funding and recent momentum. Total disclosed capital sits at $224M across the cohort, no unicorns yet, but the concentration at the top is real: Embat leads at $23M, TaxDown follows at $21M, and Payflow sits just behind at $20M.
So what's driving the pile-on? Median app install growth is running at roughly +25% year-on-year across 64 finance and accounting apps, which tells you mobile adoption is doing a lot of the heavy lifting right now. The global Finance & Accounting Tech market was valued at around $1.3B in 2022, with security concerns and shifting user interaction preferences cited as core demand drivers, and that tracks with what I'm seeing in Spain's funding mix: investors like Encomenda, Wayra, and Lanzadera are backing compliance-adjacent and payments infrastructure plays precisely because the industry's highly regulated nature creates durable moats. If you're benchmarking a fintech investment or scouting a partner, this list is where to start.
- ResearchAndMarkets.com
Our analysis of 100 Finance & Accounting Tech companies
$11.4b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best Finance & Accounting Tech companies in Spain
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Web popularity | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Cobee Cloud-based platform for employee financial benefits | $62M | 42 mo ago | 170 | — | WordPress Block EditorWordPressApple iCloud Mail+28 | Top 500k | — |
| 2 | Holded Cloud-based project management solutions for businesses | $26M | 64 mo ago | 152 | — | WebflowSentryApple iCloud Mail+24 | Top 50k | — |
| 3 | Embat Financial planning and treasury management solutions for businesses | $23M | 1 mo ago | 27 | Carlos Lison Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+14 | Top 5M | 2 partnerships · 1 award |
| 4 | TaxDown Cloud and app-based tax management solutions for individuals and businesses | $21M | 3 mo ago | 132 | Enrique Moreno Co-Founder | WordPressMySQLPHP+38 | Top 100k | 1 partnership |
| 5 | Payflow Online financial services platform for on-demand pay and savings | $20M | 8 mo ago | 60 | Avinash Sukhwani Co-Founder | WebflowReactstyled-components+17 | Top 5M | 1 award |
| 6 | Divilo Provider of financial management software for businesses | $13M | 32 mo ago | 27 | — | WordPressMySQLPHP+24 | Top 10M | — |
| 7 | DOST Provider of AI-powered invoice automation solutions for accounts payable and receivable | $10M | 7 mo ago | — | Adam Barbera Co-Founder & CEO | — | — | — |
| 8 | Kabilio Provider of AI-powered accounting and tax management solutions for consultancies and small and medium-sized… | $5M | 7 mo ago | — | Jose Ojeda Co-Founder & Co-CEO | RubyAnimate.cssTailwind CSS+13 | Top 10M | 4 job openings |
| 9 | Captio Expense management software | $4M | 116 mo ago | 60 | — | HubSpot CMS HubBootstrapHubSpot+21 | Top 10M | — |
| 10 | MeanFi Defi banking solutions for cryptocurrency | $4M | 53 mo ago | 32 | Yamel Fdez Co-Founder | ReactReact RouterAmazon Web Services+13 | Top 50M | — |
| 11 | Fuell Provider of business management software for human resources and finance | $3M | 47 mo ago | 33 | Daniel Seijo Co-Founder | — | — | — |
| 12 | Declarando Virtual tax advisor for freelancers and small businesses. | $3M | 72 mo ago | 59 | — | WordPressMySQLPHP+18 | Top 500k | — |
| 13 | Nomo Accounting and finance management solution for freelancers and SMEs | $3M | 64 mo ago | 23 | Xavier Capellades CEO | — | — | — |
| 14 | Billin Invoice management solution | $3M | 105 mo ago | 22 | Marcos Cueva Co-Founder & CEO | WordPressMySQLPHP+25 | Top 500k | — |
| 15 | Coinscrap Finance Software-based platform for financial data and analytics solutions | $3M | 58 mo ago | 30 | David Sayans CEO & Co Founder | WordPressPleskMySQL+31 | Top 5M | 1 expansion |
| 16 | OKTICKET Provider of automated software for managing professional travel and expense reports | $3M | 41 mo ago | 66 | Eduardo Faes Co-Founder | WebflowLeadfeederMicrosoft Clarity+22 | Top 5M | — |
| 17 | Quipu Cloud-based accounting software for businesses | $3M | 81 mo ago | 40 | — | WebflowVimeoEmotion+27 | Top 100k | — |
| 18 | Dost Provider of automated invoice and accounts payable management software solutions | $2M | 21 mo ago | 9 | Fernando Martin Co-Founder | Node.jsReactNext.js+20 | Top 10M | — |
| 19 | Remuner Cloud based ERP software and management solutions for businesses | $2M | 9 mo ago | — | Matias Haro Co-founder & COO | WordPressMySQLPHP+29 | Top 5M | 1 job opening · 1 partnership |
| 20 | Woonivers App to claim VAT refunds | $2M | 75 mo ago | 11 | — | WordPressMySQLPHP+22 | Top 50M | — |
| 21 | Paymefy Provider of automated accounts receivable management software for businesses and organizations | $1M | 65 mo ago | 22 | Quim Gallart Co-Founder & CEO | Webflow EcommerceWebflowPayPal+17 | Top 50M | — |
| 22 | Snab Provider of AI-powered finance automation platform for accounts payable processes | $1M | 40 mo ago | 9 | Juan Coll Soler Co-Founder & CTO | WordPressMySQLPHP+29 | Top 50M | — |
| 23 | Bcount Provider of accounting, tax, and labor automation platform for businesses | $1M | 3 mo ago | — | Ronald Ubago Co-Founder & CMO | Wix eCommerceWixSentry+17 | Top 5M | — |
| 24 | Docuten Cloud-based administrative process digitization solution | $1M | 77 mo ago | 39 | — | WordPress Block EditorCart FunctionalityWordPress+35 | Top 500k | — |
| 25 | Decision Curve License-based financial forecasting applications. | $1M | 234 mo ago | 2 | Geoff Bristow Chairman & CEO | — | — | — |
| 26 | Uelz Automated payment collection platform for businesses | $844K | 31 mo ago | 15 | — | Webflow EcommerceCart FunctionalityWebflow+21 | Top 5M | — |
| 27 | Polaroo Diversified procurement solutions | $548K | 81 mo ago | 18 | David Rovira Founder & Co-CEO | Webflow EcommerceWebflowApple iCloud Mail+23 | Top 5M | — |
| 28 | besepa Besepa is a FinTech startup that offers a technology platform. | $531K | 119 mo ago | 2 | — | — | — | — |
| 29 | Invopop Software-based E-invoicing compliance platform | $500K | 36 mo ago | 6 | Sam Lown Founder | WebflowPlausibleGoogle Analytics+14 | Top 5M | — |
| 30 | Tribboo Provider of account and finance management software | $441K | 41 mo ago | 8 | — | — | — | — |
| 31 | tugesto Provider of human resources and payroll management software with expert advice | $410K | 57 mo ago | 43 | — | SentryNode.jsElement UI+26 | Top 5M | — |
| 32 | Ongest Online invoice and billing software | $388K | 159 mo ago | — | Joel Vicient Founder | — | — | — |
| 33 | Equidam The startup valuation platform | $376K | 141 mo ago | 12 | Daniel Faloppa Founder | WordPressPleskMySQL+19 | Top 1M | — |
| 34 | B2BRouter Free Online electronic invoice service portal for SMEs | $238K | 38 mo ago | — | Oriol Bausà CEO | WordPressMySQLPHP+22 | Top 500k | — |
Top 12 Finance & Accounting Tech companies in Spain
#1
Series B · Madrid, Community of Madrid · founded 2021 · 27 employees$23Mraised▾
Financial planning and treasury management solutions for businesses. It features treasury forecasting with customized scenarios, cash flow forecasting for automated income and expense analytics, real-time data integration for team access, and more. It also offers solutions for financial reporting.
- May 2026Series B$35.3M
- Feb 2024Series A$16M
- Jun 2023Series A$5.5M
- May 2022Seed$1.6M
#2
Series B · Madrid, Community of Madrid · founded 2018 · 132 employees$21.5Mraised▾
Cloud and app-based tax management solutions for individuals and businesses. It offers solutions for tax filing, tax returns, tax consulting, and more. It also offers advisory solutions for tax planning. The app is available for iOS and Android platforms.
- Mar 2026Conventional Debt$4.6M
- Apr 2025Series B$4.6M
- Apr 2024Series B$5.4M
- Mar 2023Series B$6.2M
#3
Acquired · Madrid, Community of Madrid · founded 2020 · 60 employees$20Mraised▾
Online financial services platform for on-demand pay and savings. The platform provides online loans for earned-wage loans. It allows users to request loans in advance through its platform and access part of their earned wages directly into the bank account. The loan repayments are deducted from the users' salary accounts. Its app is available for both Android and IOS devices.
- Oct 2025Conventional Debt$34.8M
- Oct 2025Series B$2.3M
- May 2025Series B$18.9M
- Jul 2024Series B$6.5M
#4
Series A · Barcelona, Catalonia · founded 2021$10Mraised▾
Provider of AI-powered invoice automation solutions for accounts payable and receivable. The platform offers features such as document capture, data extraction, and three-way matching. It also provides approval workflows, supplier portals, and integration with enterprise resource planning systems. The system aims to streamline invoice management, reduce errors, and accelerate financial operations.
- Nov 2025Series A$7.8M
- Sep 2024Series A$1.7M
- Feb 2022Seed$582.2K
#5
Seed · Madrid · founded 2018$4.6Mraised▾
Provider of AI-powered accounting and tax management solutions for consultancies and small and medium-sized enterprises. It is an AI-based platform that automates accounting, bank reconciliation, and electronic invoicing services for consultancies and small businesses. The company uses artificial intelligence to simplify financial tasks, providing a more efficient and streamlined process.
- Nov 2025Seed$4.6M
#6
Seed · Alicante, Alicante · founded 2024$1.2Mraised▾
Provider of accounting, tax, and labor automation platform for businesses. The platform offers business incorporation, document management, tax filing, and payroll processing. It integrates with banking services, providing insights into treasury, reconciliation, and invoicing. The platform also offers customer support through expert advisors.
- Mar 2026Seed$1.2M
#7
Seed · Barcelona, Catalonia · founded 2023$2.2Mraised▾
Cloud based ERP software and management solutions for businesses. It is software for managing and streamlining businesses operations. It offers modules such as sales management, human resourse management, operations management, finance management, data warehouse management, and more.
- Sep 2025Seed$6.5M
- Jan 2024Seed$2.2M
#8
Acquired · Madrid, Community of Madrid · founded 2018 · 170 employees$61.5Mraised▾
Cloud-based platform for employee financial benefits. It enables employees to manage their expenses for meals, transportation, daycare, training, health insurance, prepaid card and more. It offers customized benefits plans and automated payroll management. It is available on the Google Play Store and Apple App Store.
- Nov 2022Series B$41M
- Jul 2021Series A$16.5M
- Feb 2020Seed$2.3M
- Apr 2019Seed$422.5K
#9
Unfunded · Barcelona, Catalonia · founded 2021 · 9 employees$2.2Mraised▾
Provider of automated invoice and accounts payable management software solutions. The platform offers features such as document capture, data extraction, and ERP integrations. It also provides tools for supplier portals, payment reconciliation, and approval workflows. The software aims to streamline financial processes and reduce administrative costs for businesses.
#10
Series A · Madrid, Community of Madrid · founded 2020 · 27 employees$12.6Mraised▾
Provider of financial management software for businesses. It offers a business-to-business payment platform with features such as the clock payment system, online account opening, setting card limits and others, helping businesses carry out transactions in real-time without leaving the office.
- Oct 2023Series A$6.3M
#11
Acquired · Barcelona, Catalonia · founded 2016 · 152 employees$26.5Mraised▾
Cloud-based project management solutions for businesses. It features solutions for accounting, invoicing, purchase management, stock management, reporting, HR management, etc. Users can create estimates & invoices and track payments & income. It also manages budget, taxes, contacts & stocks and sends personalized invoices to their clients directly through the platform. Other features include payroll automation, time tracking, financial planning, and tax calculations. The pricing is available on a monthly subscription plan.
- Feb 2021Series B$18.1M
- Apr 2019Series A$6.7M
- Feb 2018Series A$1.6M
#12
Seed · Gijon, Asturias · founded 2017 · 66 employees$2.8Mraised▾
Provider of automated software for managing professional travel and expense reports. The software offers features such as real-time data capture, customized logic, multiple payment method options, and bank reconciliation. It provides integrations with ERP, HR, and business intelligence systems. The software aims to streamline expense management, offering digital record-keeping and control over spending.
- Jan 2023Seed$1.9M
- Apr 2021Seed$845.4K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Finance & Accounting Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.