Financial Services · Ghana, India

Best Financial Services Companies in Ghana

Updated 2026-06-22 · Ranked by funding & momentum

84 indexable Financial Services companies headquartered in Ghana, ranked by total equity funding and recent funding momentum. Combined disclosed equity funding of $313.7M across 7 funded companies.

84
Companies
$313.7M
Total Funding
7
Funded
0
Unicorns
0
Rounds (90d)

Ranked: Best Financial Services companies in Ghana

#CompanyFundingValuationStage Latest roundEmployeesFoundedMomentum
1 Fido $50M Series B Sep 2024 129 2013 ↑ Active
2 Oze
Provider of business management application and loan access for SMEs
$3.7M Seed Seed Feb 2025 43 2016 ↑ Active
3 Fidelity Bank
Retail bank
$53.5M Late Stage PE Mar 2022 2,086 2006
4 Enterprise Group
Diversified insurance firm
$180M Series D Series D Jun 2017 606 2008
5 Guaranty Trust Bank
Commercial bank
$20M Late Stage Apr 2019 1990
6 Express Life Insurance
Provider of life insurance services
$5.5M Acquired Apr 2012 10 2007
7 CalBank
Diversified financial institution
$1M Early Stage Aug 2018 916 1990
8 First National Bank Ghana
Commercial Bank
Funding Raised Conventional Debt Dec 2025 1838 ↑ Active
9 PAC Capital
Provider of financial advisory services
Funding Raised Conventional Debt Jun 2022 1994
10 ARB Apex Bank
Central bank
Funding Raised Grant (prize money) Dec 2019 2000
11 Growth Mosaic
Provider of business and marketing consulting services
Deadpooled Aug 2018 2011
12 bloom impact
Fintech platform that is digitizing access to financial services for emerging market MSMEs. Currently operating in Sub-Saharan Africa.
Deadpooled Oct 2017 8 2017
13 First Atlantic Bank
Commercial bank
Late Stage PE Sep 2017 600 1995
14 GCB Bank
Commercial bank
Funding Raised Conventional Debt Dec 2013 2,316 1953
15 Access Bank Ghana Public 793 2009
16 afb
AFB is a financial services company that offers individuals and SMEs with credit products.
Acquired 1,500 2010
17 Afro Arab Microfinance
Microcredit and savings for individuals and SMEs
Unfunded 2013
18 Agricultural Development Bank
Commercial Bank
Unfunded 1,482 1965
19 Albrim Group
Microcredit and savings for people in low-income bracket
Unfunded 2011
20 All Ghana Microfinance
Microcredit and savings for the poor women in rural and mid-urban areas
Deadpooled 2012
21 Awake Micro Credit Enterprise
Provider of micro credit services for small industries
Deadpooled 2017
22 Axis Direct Microfinance
Microcredit and savings for low-income individuals
Deadpooled 2018
23 axis pensions group
Axis Pensions is a Pan-African pensions administration company.
Private 98 2010
24 Boin Microfinance
Micro loan and saving for the underprivileged groups
Deadpooled 2017
25 Dalex Finance
Diversified lending NBFI
Unfunded 2006
26 Direct Savings and Loans
Micro-credit for low income individuals and businesses
Unfunded 2012
27 Earn More Cash Today
Provider of online investment, income opportunities, loans, and other related services
Unfunded 2020
28 Eclipse Microfinance
Microcredit and savings for the people in the low-income bracket
Deadpooled 2015
29 EV Microfinance
Microcredit savings and insurance for low-income individuals & SMEs
Unfunded 2013
30 Expressway Microfinance
Microcredit and microsaving for SMEs
Deadpooled 2013
31 Family Trust Capital Microfinance
Microcredit and savings for low-income people
Unfunded 2011
32 Finance for Africa
Home - Finance for African Development
Unfunded 2013
33 FirstFinance Bank
Commercial bank
Deadpooled 2017
34 Ghana FX
Forex Broker
Unfunded 2011
35 Ghana Stock Exchange
Provider of stock exchange services
Unfunded 1989
36 Ghipss
Provider of interbank payment and settlement system infrastructure. It offers a range of services including national switching and processing, automated clearing house systems for direct credit and debit, cheque clearing, and mobile money interoperability. The infrastructure supports various payment methods such as biometric smart cards and QR codes. It also provides a mobile money wallet service. The company maintains high standards of excellence and reliability in its operations.
Unfunded 89
37 GIFS Microfinance
Micro credit and saving for the underprivileged groups
Deadpooled 1963
38 GLICO Capital
Corporate advisory firm
Unfunded 2003
39 GN Bank Private 6,000 1997
40 Goldman Capital
Microcredit and savings for individuals & businesses in the informal sector
Deadpooled 2010
41 Gomoa Community Bank
Retail and business community bank
Unfunded 2014
42 Great Nation Microfinance
Microcredit and savings for low-income individuals & SMEs
Deadpooled 2013
43 HFC Bank Ghana Acquired 1,183 1990
44 HOB Capital
Micro-credit for low income individuals and businesses
Unfunded 2011
45 IC Group
Investment bank focused on Africa based businesses
Funding Raised 2001
46 Impact Capital Microfinance
Micro-finance bank
Unfunded 2012
47 Injaro Investments
Infrastructure fund focused on the agriculture sector
Unfunded 2009
48 innovative microfinance
Innovative Microfinance is a financial firm that provides an array of saving accounts, investments, loans, and mobile banking services.
Private 45 2009
49 Izwe
Provider of personal and business loans
Unfunded 2011
50 JITA Credit Partners Microfinance
Microcredit and savings for the low-income entrepreneurs
Deadpooled 2008

Top 12 Financial Services companies in Ghana

#1
Fido Series B
$50M Raised
expand_more
location_onGhana
Founded
2013
Employees
129
Funding raised
$50M
Stage
Series B

Developer of a digital financing platform designed to offer access to instant credit loans. The company's platform offers a small credit on filling application forms without any fees, collateral, or guarantors, and makes instant credit decisions for customers with no financial track record while reducing operational costs, enabling individuals and entrepreneurs to get fast, easy, and secure access to digital financia

Tech stack
amazon cloudfrontamazon s3amazon web servicescdnjscloudflarecloudflare bot management+14
#2
Oze Seed
$3.7M Raised
expand_more
location_onAccra, Greater Accra Region
Founded
2016
Employees
43
Funding raised
$3.7M
Stage
Seed

Provider of business management application and loan access for SMEs. The application offers tools for bookkeeping, invoicing, inventory management, and online sales. It also facilitates access to loans for small and medium-sized enterprises. Additionally, lending management solutions are available for financial institutions.

Tech stack
amazon web servicesaoscloudflarecloudflare bot managementcore-jsfacebook pixel+14
#3
Fidelity Bank Late Stage
$53.5M Raised
expand_more
location_onAccra, Greater Accra Region
Founded
2006
Employees
2,086
Funding raised
$53.5M
Stage
Late Stage

Retail bank

Tech stack
all in one seoamazon albamazon web servicesangularanime.jsazure+14
#4
Enterprise Group Series D
$180M Raised
expand_more
location_onAccra, Greater Accra Region
Founded
2008
Employees
606
Funding raised
$180M
Stage
Series D

Diversified insurance firm

Tech stack
aosazurecdnjscivicthemecloudflarecloudflare bot management+14
#5
Guaranty Trust Bank Late Stage
$20M Raised
expand_more
location_onAccra, Greater Accra Region
Founded
1990
Funding raised
$20M
Stage
Late Stage

Commercial bank

Founders & key people
Investors
Tech stack
apache http serverapolloaxiosbootstrapcart functionalitycdnjs+14
#6
$5.5M Raised
expand_more
location_onAccra, Greater Accra Region
Founded
2007
Employees
10
Funding raised
$5.5M
Stage
Acquired

Provider of life insurance services

Founders & key people
#7
CalBank Early Stage
$1M Raised
expand_more
location_onAccra, Greater Accra Region
Founded
1990
Employees
916
Funding raised
$1M
Stage
Early Stage

CAL Bank Ltd is engaged in providing banking solutions. Its reportable segments are Corporate Banking, Retail & Business Banking, Treasury, Brokerage, & Asset Management. Corporate Banking is responsible for providing loans & other credit facilities, deposits & other transactions & balances to corporate clients, institutional clients, & public sector entities. The Treasury segment undertakes the Bank's funding & cent

Founders & key people
Tech stack
all in one seoamazon sesamazon web servicesapache http serverazurecore-js+14
#8
First National Bank Ghana Funding Raised
expand_more
location_onAccra, Greater Accra Region
Founded
1838
Stage
Funding Raised

Commercial Bank

Founders & key people
Tech stack
apple icloud mailaxioscore-jsd3google analyticsgoogle tag manager+8
#9
PAC Capital Funding Raised
expand_more
location_onAccra, Greater Accra Region
Founded
1994
Stage
Funding Raised

Provider of financial advisory services

#10
ARB Apex Bank Funding Raised
expand_more
location_onAccra, Greater Accra Region
Founded
2000
Stage
Funding Raised

Central bank

Tech stack
addthisbootstrapcore-jsfont awesomegoogle font apihsts+7
#11
Growth Mosaic Deadpooled
expand_more
location_onAccra, Greater Accra Region
Founded
2011
Stage
Deadpooled

Provider of business and marketing consulting services

Founders & key people
Tech stack
apache http server
#12
bloom impact Deadpooled
8 Employees
expand_more
location_onAccra, Greater Accra
Founded
2017
Employees
8
Stage
Deadpooled

Operator of a digital marketplace platform intended to serve small business owners. The company's platform permits small business owners in emerging markets to easily access financing for their business, like loans and savings, through their smartphones, enabling businesses to access financial products to grow and become sustainable.

Tech stack
apache http server

Recent signals in Ghana Financial Services

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Funding & investor landscape

Total raised
$313.7M
across these companies
Companies funded
7
with disclosed funding
Highest-funded
$180M raised

Most active investors

LeapFrog Investments LeapFrog Investments 3 investments in Financial Services Africinvest Africinvest 2 investments in Financial Services Amethis Amethis 2 investments in Financial Services DEG DEG 2 investments in Financial Services FMO FMO 2 investments in Financial Services Finnfund Finnfund 2 investments in Financial Services Norfund Norfund 2 investments in Financial Services Proparco Proparco 2 investments in Financial Services AFIG Funds AFIG Funds 1 investment in Financial Services Afreximbank Afreximbank 1 investment in Financial Services Anorak Ventures Anorak Ventures 1 investment in Financial Services Arise Arise 1 investment in Financial Services

Notable founders in Ghana Financial Services

DE Dave Emnett Co-founder & Chief Operations Officer Oze · $3.7M raised
MM Meghan McCormick Co-Founder & CEO Oze · $3.7M raised
EE Edward Effah Chairman & CEO Fidelity Bank · $53.5M raised
TJ Thomas Attah John CEO & MD Guaranty Trust Bank · $20M raised
FA Frank Adu CEO & MD CalBank · $1M raised

Frequently asked questions

How many Financial Services companies are there in Ghana?
Radar tracks 84 indexable Financial Services companies headquartered in Ghana that meet our profile-completeness bar.
What is the total funding raised by Financial Services companies in Ghana?
The Financial Services companies in Ghana on this list have raised a combined $313.7M in disclosed equity funding across 7 funded companies.
Which is the highest-funded Financial Services company in Ghana?
Enterprise Group is the highest-funded Financial Services company in Ghana, with $180M in disclosed equity funding.
How many Financial Services companies in Ghana are funded?
7 of the 84 Financial Services companies in Ghana on this list have disclosed at least one equity funding round.
How many Financial Services unicorns are there in Ghana?
None of the Financial Services companies in Ghana on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Ghana Financial Services companies?
The most active investors in Ghana Financial Services companies on this list include LeapFrog Investments, Africinvest, Amethis, DEG, FMO.

Rankings are computed by Radar (Fliar BI) from the Radar company master and are updated periodically. Funding and momentum scores use disclosed equity-funding data only. Figures may lag private rounds. Last updated 2026-06-22.

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