FinTech · Ghana, India

Best FinTech Companies in Ghana

Updated 2026-06-22 · Ranked by funding & momentum

94 indexable FinTech companies headquartered in Ghana, ranked by total equity funding and recent funding momentum. Combined disclosed equity funding of $342.9M across 22 funded companies.

94
Companies
$342.9M
Total Funding
22
Funded
0
Unicorns
1
Rounds (90d)

Ranked: Best FinTech companies in Ghana

#CompanyFundingValuationStage Latest roundEmployeesFoundedMomentum
1 Complete Farmer
Crowdfunding platform for agricultural sectors
$7M Seed Seed Apr 2026 49 2017 ↑ Active
2 ZeePay
Mobile wallet and remittance platform
$24.1M Series A Conventional Debt May 2025 108 2014 ↑ Active
3 Fido $50M Series B Sep 2024 129 2013 ↑ Active
4 Oze
Provider of business management application and loan access for SMEs
$3.7M Seed Seed Feb 2025 43 2016 ↑ Active
5 MFS Africa
Mobile money hub for cross-border money transfers
$200M Series C Jun 2022 236 2009
6 Fido
Developer of a digital bank for individuals and small businesses
$38M Series A Conventional Debt Jun 2022 2015
7 Jetstream
Provider of technology-enabled logistics and collateral management services for trade
$16M Seed Conventional Debt Jan 2023 44 2018
8 SecondSTAX
Online trading platform for stocks, and securities
$1.6M Seed Seed Sep 2022 13 2020
9 BezoMoney
Online savings platform for individuals
$320K Seed Jun 2023 10 2019
10 appsNmobile
Provider of online payment processing solution for businesses
$1M Seed Seed May 2021 36 2015
11 SikaPay
Multi-currency e-wallet provider
$347.9K Deadpooled Oct 2021 2018
12 Built
SaaS-based accounting and finance management platform
$100K Seed Seed Nov 2022 31 2016
13 FXKUDI
Cross-border money transfers for individuals and businesses
$71K Seed Mar 2022 10 2020
14 Brolly
Provider of auto insurance quote comparison platform
$20K Seed Seed 2023 6 2022
15 ClaimSync
Electronic claims management for healthcare providers
$119.8K Acquired Seed Feb 2013 2011
16 Kwidex
Online crowdfunding platform for agribusinesses
$100K Seed Seed Nov 2018 6 2018
17 Nvoicia
Invoice financing platform
$100K Seed Sep 2018 5 2018
18 BACE Group
Facial recognition-based identity validation & verification solutions provider
$100K Seed Seed Sep 2018 4 2018
19 Cedi Financial
Credit builder loans provider
$100K Deadpooled Jun 2015 2015
20 Paysail
Cloud-based payroll solution provider.
$100K Funding Raised Grant (prize money) Sep 2014 2013
21 Bitsika
Provider of digital currency exchange services for mobile game credits
$50K Seed Seed Dec 2019 12 2018
22 Pennysmart
Platform for goal-based savings
$25K Seed Jan 2019 2018
23 Affinity Ghana
Internet first bank for individuals and businesses
Seed Seed Apr 2024 2015
24 Fluid Finance Technologies
Online platform offering correspondent banking solution for financial field agents
Funding Raised Sep 2022 4 2021
25 Grow For Me
Operator of platform connecting investors to farmers and commodity buyers
Seed Seed Jun 2020 19 2017
26 Cofundie
Crowdfunding platform focused on real estate projects
Funding Raised Aug 2019 3 2019
27 PayLock
Escrow and payment service provider
Funding Raised Nov 2018 2018
28 Damansah
App-based bookkeeping for micro businesses
Seed Oct 2018 3 2018
29 Logiciel Ghana
Core banking platform
Series A Series A Nov 2017 2010
30 Bloom Impact
Digital financial services marketplace for MSMEs
Deadpooled Seed Oct 2017 2017
31 bloom impact
Fintech platform that is digitizing access to financial services for emerging market MSMEs. Currently operating in Sub-Saharan Africa.
Deadpooled Oct 2017 8 2017
32 affinity
Affinity is a financial solutions company that provides financial inclusion, advisory, and literacy services.
Private 93 2013
33 AgriPool
Crowdfunding platform for agri-businesses
Deadpooled 2018
34 ALEXPay
App-based mobile payment platform
Deadpooled 2017
35 Beam Pay
Pay directly for gifts, bills, airtime for loved ones in Ghana.
Deadpooled 2014
36 BlueSPACE Financial Cloud
SaaS-based Fintech as a service platform
Unfunded 2013
37 Bosea
App-based platform for personal loans
Deadpooled 10 2018
38 BusinessPay
Payment processing solutions
Unfunded 2019
39 Cashless
Platform for cryptocurrency payments & transactions
Unfunded 2018
40 Cashramp
Platform facilitates peer-to-peer stablecoin exchange using a network of agents
Funding Raised 2022
41 Clydestone
Provider of software and hardware solutions for financial industry
Unfunded 1989
42 Cofred
Digital wallet and payment gateway solutions
Deadpooled 2012
43 CoinsKart
Online platform offering multiple crypto-based financial services like exchanges, wallets, and more
Unfunded 2020
44 Crowdfrica
Ghana-based donation crowdfunding platform.
Funding Raised 2015
45 CryptTransact
Cryptocurrency exchange firm
Deadpooled 2018
46 Databank Financial Services
Platform for Investment & Advisory Services
Funding Raised 1 1990
47 Divafam
Provider of community support through agriculture, education, and sustainable development
Unfunded 2025
48 DreamOval
Payment processing solutions for businesses
Unfunded 2007
49 Emergent Payments
Payment suite for businesses
Funding Raised 2017
50 eTranzact
Digital payment solution and prepaid card for consumers and businesses
Unfunded 2006

Top 12 FinTech companies in Ghana

#1
$7M Raised
expand_more
location_onAccra, Greater Accra Region
Founded
2017
Employees
49
Funding raised
$7M
Stage
Seed

Crowdfunding platform for agricultural sectors. It enables users to own and manage the farms on their devices. It offers crowd farmers packages and freeholder farmers packages. The crowd farmer package enables the users to farm with other users in a designated area without providing any land or input. The crowd farmers invest for a planting season and earn the return on investment. The company manages the farm operat

Funding rounds (6 disclosed of 7)
Round Date Amount
Seed Apr 2026 $2.5M
Conventional Debt Aug 2025 $5M
Conventional Debt Jun 2025 $2.5M
Seed Sep 2023 $7M
Conventional Debt Sep 2023 $3.4M
Conventional Debt Dec 2022 $500K
1 earlier round — sign up free
Tech stack
amazon cloudfrontamazon web servicesbamboohrclerkcloudflarecloudflare bot management+14
#2
ZeePay Series A
$24.1M Raised
expand_more
location_onAccra, Greater Accra Region
Founded
2014
Employees
108
Funding raised
$24.1M
Stage
Series A

Mobile wallet and remittance platform. It features tools for mobile payments, domestic money transfer, micro insurance, remittance, and more. It enables users to receive remittances from abroad. It offers bank termination solutions for money transfer operators and consumers to send money directly into bank accounts.

Tech stack
appsflyeraxiosbootstrapcore-jsdatatableselastic apm+14
#3
Fido Series B
$50M Raised
expand_more
location_onGhana
Founded
2013
Employees
129
Funding raised
$50M
Stage
Series B

Developer of a digital financing platform designed to offer access to instant credit loans. The company's platform offers a small credit on filling application forms without any fees, collateral, or guarantors, and makes instant credit decisions for customers with no financial track record while reducing operational costs, enabling individuals and entrepreneurs to get fast, easy, and secure access to digital financia

Tech stack
amazon cloudfrontamazon s3amazon web servicescdnjscloudflarecloudflare bot management+14
#4
Oze Seed
$3.7M Raised
expand_more
location_onAccra, Greater Accra Region
Founded
2016
Employees
43
Funding raised
$3.7M
Stage
Seed

Provider of business management application and loan access for SMEs. The application offers tools for bookkeeping, invoicing, inventory management, and online sales. It also facilitates access to loans for small and medium-sized enterprises. Additionally, lending management solutions are available for financial institutions.

Tech stack
amazon web servicesaoscloudflarecloudflare bot managementcore-jsfacebook pixel+14
#5
MFS Africa Series C
$200M Raised
expand_more
location_onAccra, Greater Accra Region
Founded
2009
Employees
236
Funding raised
$200M
Stage
Series C

Developer of a mobile money aggregator and interoperability software designed to connect money transfer organizations, banks, and e-commerce platforms. The company's platform offers alternatives for remittance and money transfers, micro-lending, micro-insurance, micro-savings, and payments, enabling consumers to manage money remittances to and from mobile money accounts.

Tech stack
google cloudgoogle cloud cdn
#6
Fido Series A
$38M Raised
expand_more
location_onAccra, Greater Accra Region
Founded
2015
Funding raised
$38M
Stage
Series A

Developer of a digital bank for individuals and small businesses. It offers a platform that enables unbanked users to save, borrow and pay. It offers microloans to users with flexible rates, terms, and repayment options. It also features budgeting tools and transaction history. The application is available on the Android platform for download.

#7
Jetstream Seed
$16M Raised
expand_more
location_onAccra, Greater Accra Region
Founded
2018
Employees
44
Funding raised
$16M
Stage
Seed

Provider of technology-enabled logistics and collateral management services for trade. They offer services including stock monitoring, collateral management, deal flow, and underwriting support. The company facilitates visibility, physical possession of goods, inventory monitoring, and control over goods release. It provides real-time stock monitoring and digital tracking reports.

Founders & key people
Tech stack
amazon web servicescloudflaregoogle font apigoogle hosted librariesgoogle workspacehsts+5
#8
SecondSTAX Seed
$1.6M Raised
expand_more
location_onAccra, Greater Accra Region
Founded
2020
Employees
13
Funding raised
$1.6M
Stage
Seed

Online trading platform for stocks, and securities. It provides a capital market gateway to access and trade in multiple securities exchanges. Its features include a cloud-based platform facilitating intra-continental equity trading, access and trade debts and equity securities, a trading portal, a news and research portal, and more.

#9
BezoMoney Seed
$320K Raised
expand_more
location_onAccra, Greater Accra Region
Founded
2019
Employees
10
Funding raised
$320K
Stage
Seed

Developer of a social savings platform designed to help low-income earners save effectively. The company's platform offers a growth plan towards reaching financial independence for the unbanked and young people using technology that bridges the gap between financial constraints and financial freedom, enabling users to access their own capital whenever required, and ensuring transparency of transactions, accountabilit

#10
$1M Raised
expand_more
location_onAccra, Greater Accra Region
Founded
2015
Employees
36
Funding raised
$1M
Stage
Seed

Provider of online payment processing solution for businesses. The platform provides various payment solutions such as API-based solutions, USSD based payments, payment gateways, payment links, payment apps, e-ticketing, and more. It also features customized software solutions.

Tech stack
cloudflarecloudflare browser insightscontact form 7core-jselementorgoogle maps+14
#11
SikaPay Deadpooled
$347.9K Raised
expand_more
location_onAccra, Greater Accra Region
Founded
2018
Funding raised
$347.9K
Stage
Deadpooled

Multi-currency e-wallet provider

Founders & key people
#12
Built Seed
$100K Raised
expand_more
location_onAccra, Greater Accra Region
Founded
2016
Employees
31
Funding raised
$100K
Stage
Seed

SaaS-based accounting and finance management platform. It offers solutions such as accounting, invoicing, POS, payments, loans, and more.

Funding rounds (1 disclosed of 2)
Round Date Amount
Seed Nov 2022 Undisclosed
Grant (prize money) Sep 2022 $100K
Tech stack
apexcharts.jsaxiosbeaver builderbootstrapcalendlycloudflare+14

Recent signals in Ghana FinTech

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Funding & investor landscape

Total raised
$342.9M
across these companies
Companies funded
22
with disclosed funding
Highest-funded
$200M raised

Most active investors

MEST MEST 12 investments in FinTech Microtraction Microtraction 4 investments in FinTech Inclusive Fintech 50 Inclusive Fintech 50 3 investments in FinTech Ingressive Capital Ingressive Capital 3 investments in FinTech Techstars Techstars 3 investments in FinTech The Baobab Network The Baobab Network 3 investments in FinTech Africinvest Africinvest 2 investments in FinTech C5 Accelerate C5 Accelerate 2 investments in FinTech Catalyst Fund Catalyst Fund 2 investments in FinTech Equitable Ventures Equitable Ventures 2 investments in FinTech GOODsoil GOODsoil 2 investments in FinTech Golden Palm Investments Golden Palm Investments 2 investments in FinTech

Notable founders in Ghana FinTech

CO Charles Ofosuhene Co-Founder & COO Complete Farmer · $7M raised
AQ Andrew Quartey Co-Founder & CTO Complete Farmer · $7M raised
Desmond Koney Desmond Koney Co-Founder & CEO Complete Farmer · $7M raised
DE Dave Emnett Co-founder & Chief Operations Officer Oze · $3.7M raised
MM Meghan McCormick Co-Founder & CEO Oze · $3.7M raised
Dare Okoudjou Dare Okoudjou Founder & CEO MFS Africa · $200M raised
RB Rachel Balsham Deputy CEO MFS Africa · $200M raised
TE Tomer Edry Co-Founder Fido · $38M raised
AE Alon Eitan CEO Fido · $38M raised
DA Dede Addy CEO Jetstream · $16M raised
DL Duke Lartey Co-Founder SecondSTAX · $1.6M raised
ET Eugene Tawiah Co-Founder & CEO SecondSTAX · $1.6M raised

Frequently asked questions

How many FinTech companies are there in Ghana?
Radar tracks 94 indexable FinTech companies headquartered in Ghana that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in Ghana?
The FinTech companies in Ghana on this list have raised a combined $342.9M in disclosed equity funding across 22 funded companies.
Which is the highest-funded FinTech company in Ghana?
MFS Africa is the highest-funded FinTech company in Ghana, with $200M in disclosed equity funding.
How many FinTech companies in Ghana are funded?
22 of the 94 FinTech companies in Ghana on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in Ghana?
None of the FinTech companies in Ghana on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Ghana FinTech companies?
The most active investors in Ghana FinTech companies on this list include MEST, Microtraction, Inclusive Fintech 50, Ingressive Capital, Techstars.

Rankings are computed by Radar (Fliar BI) from the Radar company master and are updated periodically. Funding and momentum scores use disclosed equity-funding data only. Figures may lag private rounds. Last updated 2026-06-22.

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