Radar · FinTech in United Kingdom
Best FinTech Companies in United Kingdom
The 7058 best FinTech companies in United Kingdom in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Finastra.
By Riya SenguptaFinancials
7058companies tracked
$79.4Bdisclosed funding
35unicorns
2222have raised
$79.4 billion in disclosed funding across 7,058 tracked companies. That's the actual weight of FinTech in the United Kingdom, and this directory ranks those companies by equity raised and recent funding momentum so you don't have to dig for it yourself. The global market sits at roughly $113.4 billion in 2025, forecast to reach $461.6 billion by 2034 at a 17.21% CAGR, and the UK is pulling a serious share of that gravity. Thirty-five unicorns. FNZ alone has drawn $1.4 billion in disclosed funding, with Allica Bank at $348 million and TrueLayer at $322 million not far behind. These aren't seed bets. They're institutional-scale positions in next-gen banking platforms and digital infrastructure.
So what's actually driving the money? The SCA requirement under PSD2 has pushed compliance spend into product budgets, making regulatory architecture a revenue opportunity rather than just a cost. Platform banking and cloud-based banking are the themes investors keep circling, with Techstars, Seedcamp, and Barclays among the most active backers in this market. I'd also point to PB Fintech's profit jump of 165% as a signal of what embedded financial services can do to a bottom line when the model matures. Coverage across this sector is rising. The directory reflects that.
Sources & further reading
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Sector wealth & growth · validated company filings
$52Mmedian revenue
+5%median YoY growth
$11.7Bcombined revenue pool
21companies reporting
Biggest earners Jcb ($7.4B, -11% YoY), Marex ($2.0B, +11% YoY), Plus500 Ltd. ($792M, +3% YoY), Capital Limited ($346M, -1% YoY)
FLIAR INTELLIGENCE · FINTECH × UNITED KINGDOM
Our analysis of 55 FinTech companies
$15.5b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
55companies analysed
100%cloud-native stacks
2025funding peak (by rounds)
12unicorns
2016median founding year
5.3Mcombined LinkedIn audience
65%of audience held by top 3
11companies hiring publicly (12 mo)
Ranked: Best FinTech companies in United Kingdom
| # | Company | Revenue | Disclosed funding | Last round | Employees | Founded | Founder | Market signals (1y) | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Revolut 🦄 Provider of banking solutions for retail customers and businesses 97Market top 9%Fin. health top 11%Customers top 14%Funding top 17% All 13 signals ▾Markettop 9% Fin. healthtop 11% Customerstop 14% Fundingtop 17% Talenttop 19% Moattop 20% Innovationtop 22% Globaltop 22% Growthtop 23% Producttop 25% Partnerstop 27% Newstop 30% Techtop 33% Market: 8,308 employees (top 1% of FinTech) · Revenue ~$6.0B Fin. health: Revenue ~$6.0B · Revenue +46% YoY rank vs industry peers · Fliar Intelligence Index 97/100 | $6.0B FY2025 | $2.1B | 15 mo ago | 8,308 8,308 → 18,958 (+128%) | 2015 | Vladyslav Yatsenko Co-Founder & CTO | 130 signals ▲18% Announcements · Leadership · Regulatory | — | 1 job opening |
| 2 | Monzo 🦄 Provider of digital banking services including savings accounts and loans 92Fin. health top 14%Funding top 16%Market top 19%Talent top 24% All 11 signals ▾Fin. healthtop 14% Fundingtop 16% Markettop 19% Talenttop 24% Techtop 25% Customerstop 25% Moattop 26% Growthtop 35% Newstop 37% Producttop 41% Globalbottom 39% Fin. health: Revenue ~$1.6B · Revenue +41% YoY Funding: Raised $1.9B across 18 rounds · 18 rounds over 11 yrs (1.6/yr) rank vs industry peers · Fliar Intelligence Index 92/100 | $1.6B FY2025 | $1.9B | 14 mo ago | 3,119 3,119 → 5,485 (+76%) | 2015 | Diana Layfield CEO | 29 signals Leadership · Regulatory · Announcements | — | 2 partnerships |
| 3 | Zopa 🦄 Digital bank offering accounts, loans, credit cards, savings, finance. 67Tech top 21%Funding top 22%Market top 31%Product top 32% All 12 signals ▾Techtop 21% Fundingtop 22% Markettop 31% Producttop 32% Moattop 32% Fin. healthtop 41% Newstop 43% Growthtop 48% Talentbottom 49% Innovationbottom 44% Globalbottom 42% Patentsbottom 39% Tech: 53 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Ses Funding: Raised $882M across 14 rounds · 14 rounds over 20 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $381M FY2024 | $882M | 18 mo ago | 135 | 2005 | Jaidev Janardana CEO | 13 signals ▼38% Hiring · Announcements · M&A | 4 patents Digital contract signing and peer-to-peer lending matchmaking platform | 1 award |
| 4 | Tide 🦄 Provider of digital business banking accounts and financial management tools 90Tech top 14%Funding top 21%Customers top 21%Market top 22% All 11 signals ▾Techtop 14% Fundingtop 21% Customerstop 21% Markettop 22% Moattop 26% Producttop 29% Growthtop 31% Innovationtop 33% Globaltop 33% Fin. healthtop 33% Talenttop 38% Tech: 69 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $196M across 6 rounds · 6 rounds over 9 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 90/100 | $243M FY2024 | $196M | 8 mo ago | 812 | 2015 | Gurjodhpal CEO India | — | — | 1 launch · 2 expansions · 1 award |
| 5 | Allica Bank 🦄 Provider of business banking platform for current accounts and lending 78Funding top 17%Fin. health top 23%Growth top 25%Moat top 26% All 12 signals ▾Fundingtop 17% Fin. healthtop 23% Growthtop 25% Moattop 26% Techtop 28% Newstop 31% Markettop 32% Partnerstop 41% Producttop 43% Globalbottom 49% Talentbottom 49% Innovationbottom 40% Funding: Raised $348M across 6 rounds · 6 rounds over 6 yrs (1.0/yr) Fin. health: Revenue ~$209M · Revenue +32% YoY rank vs industry peers · Fliar Intelligence Index 78/100 | $209M FY2025 | $348M | 3 mo ago | 180 | 2019 | Jason Scott Founder | 11 signals ▲38% M&A · Funding · Capital raise | — | 2 awards |
| 6 | Rapyd 🦄 Provider of financial infrastructure for processing payments and issuing cards 93Fin. health top 20%Funding top 23%Tech top 23%Market top 24% All 10 signals ▾Fin. healthtop 20% Fundingtop 23% Techtop 23% Markettop 24% Growthtop 26% Moattop 26% Talenttop 28% Globaltop 33% Producttop 41% Newsbottom 27% Fin. health: Revenue ~$55.5M (FY2023) · Net margin 60.6% Funding: Raised $778M across 7 rounds · 7 rounds over 7 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 93/100 | $55M FY2024 | $778M | 15 mo ago | 863 | 2016 | Omer Priel Co-Founder | — | — | 1 award |
| 7 | Abound Provider of personal loans with flexible repayment options and holistic assessment 64Funding top 23%Growth top 28%Talent top 38%Fin. health top 39% All 8 signals ▾Fundingtop 23% Growthtop 28% Talenttop 38% Fin. healthtop 39% Techtop 40% Marketbottom 42% Globalbottom 39% Moatbottom 38% Funding: Raised $1.5B across 5 rounds · 5 rounds over 3 yrs (1.7/yr) Growth: Web rank 1,000,000 → 500,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 64/100 | $33M FY2025 | $1.5B | 14 mo ago | 10 | 2020 | Michelle He Cfa Co-founder and COO | — | — | 1 job opening |
| 8 | Elliptic Provider of blockchain analytics software for digital asset risk management 83Product top 21%Innovation top 23%Growth top 23%Funding top 25% All 11 signals ▾Producttop 21% Innovationtop 23% Growthtop 23% Fundingtop 25% Fin. healthtop 28% Talenttop 28% Moattop 31% Globaltop 42% Techtop 44% Markettop 48% Newsbottom 42% Product: 8 distinct product lines · Company stage: Series D Innovation: 8 product lines · Deep-tech classification: Blockchain rank vs industry peers · Fliar Intelligence Index 83/100 | $28M FY2025 | $104M | 1 mo ago | 80 | 2013 | James Smith Co-Founder & Chief Strategy Officer | — | — | 1 launch |
| 9 | Moneyfarm Provider of digital investment management services and self directed accounts 69Tech top 19%Talent top 28%Funding top 30%Moat top 31% All 11 signals ▾Techtop 19% Talenttop 28% Fundingtop 30% Moattop 31% Customerstop 34% Producttop 36% Markettop 40% Growthtop 48% Globalbottom 48% Fin. healthbottom 47% Newsbottom 46% Tech: 61 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 69/100 | $24M FY2024 | $186M | 9 mo ago | 200 | 2011 | Andrea Scarso Co-Founder | — | — | — |
| 10 | Ripjar Provider of risk management intelligence products for screening and threat investigation 57Talent top 28%Moat top 31%Funding top 34%Product top 41% All 12 signals ▾Talenttop 28% Moattop 31% Fundingtop 34% Producttop 41% Growthtop 43% Newstop 44% Fin. healthtop 44% AItop 45% Techtop 50% Marketbottom 49% Globalbottom 43% Innovationbottom 37% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 57/100 | $23M FY2024 | $60M | 0 mo ago | 95 95 → 104 (+9%) | 2012 | Jeremy Laycock Co-Founder | 5 signals Leadership · New product | — | 1 award |
| 11 | TrueLayer 🦄 Open banking platform enabling secure bank-to-bank payments and payouts 82Tech top 20%Funding top 21%Moat top 26%Market top 27% All 11 signals ▾Techtop 20% Fundingtop 21% Moattop 26% Markettop 27% Growthtop 28% Newstop 30% Fin. healthtop 33% Producttop 33% Globaltop 42% Innovationbottom 46% Partnersbottom 46% Tech: 55 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Ses Funding: Raised $322M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 82/100 | $23M FY2024 | $322M | 3 mo ago | 372 | 2016 | — | 8 signals Regulatory · M&A · New product | — | — |
| 12 | Perch Group Provider of full-service credit management and debt resolution solutions 50Funding top 30%Growth top 35%Fin. health top 46%Market bottom 49% All 7 signals ▾Fundingtop 30% Growthtop 35% Fin. healthtop 46% Marketbottom 49% Talentbottom 49% Techbottom 37% Globalbottom 37% Funding: Raised $669M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 50/100 | $16M FY2022 | $669M | 11 mo ago | 120 | 2018 | Craig Hinchliffe Chief Executive Officer | — | — | 1 job opening |
| 13 | Zego 🦄 Provider of flexible insurance policies for drivers and delivery workers 62Funding top 25%Moat top 26%Talent top 28%Tech top 30% All 10 signals ▾Fundingtop 25% Moattop 26% Talenttop 28% Techtop 30% Markettop 35% Producttop 35% Customerstop 36% Growthbottom 43% Globalbottom 39% Fin. healthbottom 36% Funding: Raised $282M across 6 rounds · 6 rounds over 10 yrs (0.6/yr) Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 62/100 | $16M FY2022 | $282M | 2 mo ago | 417 | 2016 | Sten Saar Co-Founder & CEO | — | — | 1 partnership · 2 awards |
| 14 | 9fin Provider of an AI-native platform for debt market data and intelligence 80Growth top 27%Funding top 30%Tech top 30%Innovation top 33% All 12 signals ▾Growthtop 27% Fundingtop 30% Techtop 30% Innovationtop 33% Fin. healthtop 33% AItop 35% Producttop 36% Newstop 37% Talenttop 38% Moattop 39% Marketbottom 49% Globalbottom 39% Growth: Headcount 57 → 120 (+111%) across vintages · Revenue +72% YoY Funding: Raised $37.0M across 5 rounds · 5 rounds over 9 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 80/100 | $15M FY2024 | $37M | 2 mo ago | 120 | 2016 | Hussam EL-Sheikh Co-Founder & CTO | 9 signals ▼25% Funding · Capital raise | — | — |
| 15 | Tembo Money Online marketplace for residential mortgage loans 62Tech top 27%Talent top 28%Funding top 33%Growth top 37% All 9 signals ▾Techtop 27% Talenttop 28% Fundingtop 33% Growthtop 37% Producttop 40% Moattop 42% Fin. healthtop 44% Marketbottom 39% Globalbottom 39% Tech: 55 technologies across 5/8 capability areas · Cloud: Cloudflare, Vercel Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 62/100 | $12M FY2024 | $14M | 4 mo ago | 17 | 2017 | Geoff Wright Co-Founder & CTO | — | — | 1 award |
| 16 | Pockit Debit cards for consumers 42Funding top 30%Moat top 31%Tech top 33%Customers top 39% All 11 signals ▾Fundingtop 30% Moattop 31% Techtop 33% Customerstop 39% Producttop 40% Talentbottom 49% Growthbottom 44% Marketbottom 42% Fin. healthbottom 42% Globalbottom 37% Newsbottom 21% Funding: Raised $50.0M across 10 rounds · 10 rounds over 13 yrs (0.8/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 42/100 | $6M FY2021 | $50M | 3 mo ago | 53 53 → 54 (+2%) | 2010 | Bharat Jatania Founder | — | — | 1 partnership · 1 award |
| 17 | Pulse AI powered visual data analytics platform 74Growth top 25%Innovation top 27%Tech top 33%AI top 35% All 10 signals ▾Growthtop 25% Innovationtop 27% Techtop 33% AItop 35% Patentstop 36% Fundingtop 37% Fin. healthtop 43% Talentbottom 49% Globalbottom 48% Marketbottom 39% Growth: Revenue +79% YoY · Fresh capital in last 24 mo Innovation: 31 patents (top 16% of patent-holders) rank vs industry peers · Fliar Intelligence Index 74/100 | $6M FY2025 | $131M | 6 mo ago | — | 2016 | Chirag Shah Founder & CEO | — | 31 patents Patents concentrated in mechanical & energy engineering | — |
| 18 | Primer Provider of unified infrastructure for payment acceptance, routing, and reconciliation 62Growth top 21%Funding top 27%Moat top 31%Fin. health top 41% All 8 signals ▾Growthtop 21% Fundingtop 27% Moattop 31% Fin. healthtop 41% Techtop 46% Talentbottom 49% Marketbottom 42% Globalbottom 39% Growth: Revenue +463% YoY · Fresh capital in last 24 mo Funding: Raised $73.9M across 6 rounds · 6 rounds over 7 yrs (0.9/yr) rank vs industry peers · Fliar Intelligence Index 62/100 | $4M FY2023 | $74M | 0 mo ago | 61 | 2019 | Paul Anthony Co-founder | — | — | 1 launch |
| 19 | Chip App-based automated savings platform for individuals 53Moat top 28%Funding top 30%Product top 33%Tech top 37% All 12 signals ▾Moattop 28% Fundingtop 30% Producttop 33% Techtop 37% Talenttop 38% Innovationtop 39% Patentstop 40% Growthtop 41% Marketbottom 42% Globalbottom 42% Fin. healthbottom 34% Newsbottom 22% Moat: Editorial + unicorn rating 8/10 · IP moat: 67 patents Funding: Raised $97.6M across 12 rounds · 12 rounds over 10 yrs (1.2/yr) rank vs industry peers · Fliar Intelligence Index 53/100 | $2M FY2021 | $98M | 9 mo ago | 119 | 2016 | Alex Latham Co-Founder & Chief Marketing Officer | — | 67 patents Solid bead synthesis and fluid‑based particle generation for microfluidic and pharmaceutical applications | — |
| 20 | Quantexa 🦄 Developer of decision intelligence software for data analysis and management 78AI top 25%Funding top 26%Tech top 28%News top 28% All 14 signals ▾AItop 25% Fundingtop 26% Techtop 28% Newstop 28% Moattop 28% Growthtop 30% Producttop 30% Talenttop 31% Innovationtop 36% Patentstop 36% Markettop 40% Globaltop 40% Partnersbottom 35% Fin. healthbottom 29% AI: Classified as an AI company · Holds AI/ML patents (G06N-family CPC) Funding: Raised $371M across 6 rounds · 6 rounds over 9 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 78/100 | $1M FY2025 | $371M | 15 mo ago | 552 552 → 893 (+62%) | 2016 | Laura Hutton Co-Founder& CCO | 5 signals ▲67% New product · Contracts · Leadership | 7 patents Graph-based AI for taxonomy induction and knowledge‑graph perspective generation | 1 partnership · 3 awards |
| 21 | Glint Mobile wallet for gold currency 27Customers top 31%Funding top 35%Tech top 36%Product top 46% All 10 signals ▾Customerstop 31% Fundingtop 35% Techtop 36% Producttop 46% Talentbottom 49% Growthbottom 45% Globalbottom 45% Marketbottom 23% Fin. healthbottom 22% Newsbottom 21% Customers: Play-Store rating 4.40★ across 2,151 ratings (1 apps) · Review volume +15% in 6 mo Funding: Raised $25.2M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) rank vs industry peers · Fliar Intelligence Index 27/100 | $350K FY2023 | $25M | 6 mo ago | 23 | 2015 | Jason Cozens Co-Founder & CEO | — | — | — |
| 22 | FNZ 🦄 Provider of wealth management platforms for financial institutions and advisors 76Funding top 20%Talent top 23%Global top 25%News top 28% All 10 signals ▾Fundingtop 20% Talenttop 23% Globaltop 25% Newstop 28% Markettop 29% Moattop 31% Growthtop 39% Producttop 41% Innovationtop 45% Techbottom 43% Funding: Raised $1.4B across 3 rounds · 3 rounds over 14 yrs (0.2/yr) Talent: Analyst team rating 4/5 · 4 named leaders on record rank vs industry peers · Fliar Intelligence Index 76/100 | — | $1.4B | 7 mo ago | 954 | 2003 | Adrian Durham Founder & Director | 22 signals ▲22% Leadership · New product · Funding | — | — |
| 23 | Paymentology Provider of payment solutions including card issuing and processing services 48Funding top 28%Tech top 29%Growth top 30%News top 34% All 8 signals ▾Fundingtop 28% Techtop 29% Growthtop 30% Newstop 34% Producttop 47% Moattop 48% Globalbottom 37% Marketbottom 24% Funding: Raised $175M across 1 rounds · 1 rounds over 8 yrs (0.1/yr) Tech: 51 technologies across 6/8 capability areas · Cloud: Amazon Ses, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 48/100 | — | $175M | 1 mo ago | 8 | 2015 | — | 7 signals ▲75% Leadership · Announcements | — | 1 job opening · 2 awards |
| 24 | LemFi Provider of global money transfer and multi-currency wallet services 60Customers top 13%Funding top 21%Innovation top 28%News top 41% All 11 signals ▾Customerstop 13% Fundingtop 21% Innovationtop 28% Newstop 41% Producttop 43% Growthtop 45% Moattop 48% Marketbottom 49% Talentbottom 49% Globalbottom 39% Techbottom 35% Customers: App rating 4.8★ (21,856 reviews) · Marquee-customer mentions: top 30% of tracked companies Funding: Raised $65.7M across 4 rounds · 4 rounds over 3 yrs (1.3/yr) rank vs industry peers · Fliar Intelligence Index 60/100 | — | $66M | 1 mo ago | 91 | 2020 | Rian Cochran Co-Founder | 10 signals ▼33% New product · Funding · Regulatory | — | 1 job opening |
| 25 | Fintech Farm Digital bank for individuals 35Moat top 22%Funding top 25%Talent top 38%Growth top 45% All 9 signals ▾Moattop 22% Fundingtop 25% Talenttop 38% Growthtop 45% Producttop 49% Techbottom 48% Globalbottom 39% Marketbottom 22% Newsbottom 22% Moat: Editorial + unicorn rating 8/10 · Soonicorn Funding: Raised $61.4M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 35/100 | — | $61M | 1 mo ago | 3 | 2020 | Dmytro Dubilet Co-Founder | — | — | 3 job openings |
| 26 | Proxymity Online platform for investor communications 53Funding top 19%News top 24%Growth top 25%Moat top 35% All 11 signals ▾Fundingtop 19% Newstop 24% Growthtop 25% Moattop 35% Talenttop 38% Producttop 45% Techtop 47% Marketbottom 46% Globalbottom 39% Patentsbottom 34% Innovationbottom 24% Funding: Raised $110M across 5 rounds · 5 rounds over 6 yrs (0.8/yr) News: 5 BI events in 12 mo (of 9 tracked, 4 types) · +150% YoY rank vs industry peers · Fliar Intelligence Index 53/100 | — | $110M | 3 mo ago | 162 | 2018 | Jonathan Smalley Co-Founder & COO | 5 signals ▲150% Capital raise · M&A · Funding | 3 patents Digital proxy voting platforms for corporate shareholder decision-making | — |
| 27 | Smart Developer of retirement savings technology and workplace pension management software 69Funding top 14%Patents top 24%Innovation top 27%Moat top 31% All 9 signals ▾Fundingtop 14% Patentstop 24% Innovationtop 27% Moattop 31% Growthtop 37% Talenttop 38% Marketbottom 48% Techbottom 48% Globalbottom 42% Funding: Raised $519M across 9 rounds · 9 rounds over 11 yrs (0.8/yr) Patents: 17 patents matched (strict assignee match) · 17 filings since 2022 vs 0 in 2017-21 rank vs industry peers · Fliar Intelligence Index 69/100 | — | $519M | 10 mo ago | 209 209 → 391 (+87%) | 2014 | Will Wynne Co-Founder & Managing Director | — | 17 patents Dermatology treatment devices and autonomous vehicle control systems | — |
| 28 | MillTech Provider of automated foreign exchange and cash management technology platforms 45Funding top 22%Talent top 28%Tech top 44%Global bottom 48% All 5 signals ▾Fundingtop 22% Talenttop 28% Techtop 44% Globalbottom 48% Marketbottom 31% Funding: Raised $60.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 4 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 45/100 | — | $60M | 2 mo ago | — | 2019 | Eric Huttman CEO | — | — | — |
| 29 | PremFina Saas for Insurance finance 40Moat top 29%Funding top 31%Tech top 33%Partners top 45% All 9 signals ▾Moattop 29% Fundingtop 31% Techtop 33% Partnerstop 45% Talentbottom 49% Growthbottom 45% Globalbottom 39% Marketbottom 34% Newsbottom 21% Moat: Editorial + unicorn rating 7/10 · 2 curated direct competitors tracked Funding: Raised $36.0M across 4 rounds · 4 rounds over 9 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 40/100 | — | $36M | 2 mo ago | 25 | 2015 | Stephen Mccann Ex-CFO | — | — | 2 job openings |
| 30 | Bumper Online car repair financing platform 53Funding top 26%Growth top 29%Moat top 29%Tech top 30% All 8 signals ▾Fundingtop 26% Growthtop 29% Moattop 29% Techtop 30% Talenttop 38% Fin. healthbottom 41% Globalbottom 39% Marketbottom 31% Funding: Raised $96.1M across 12 rounds · 12 rounds over 9 yrs (1.3/yr) Growth: Headcount 23 → 38 (+65%) across vintages · 1 acquisition/expansion move in 24 mo rank vs industry peers · Fliar Intelligence Index 53/100 | — | $96M | 5 mo ago | 38 | 2013 | James Jackson Co-Founder & CEO | — | — | 1 partnership |
| 31 | Ethos Provider of AI-driven research platform complemented by human expert consultations 64AI top 23%Funding top 28%Market bottom 49%Talent bottom 49% All 5 signals ▾AItop 23% Fundingtop 28% Marketbottom 49% Talentbottom 49% Globalbottom 45% AI: Classified as an agentic-AI company · Product described with: ai-driven Funding: Raised $26.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) rank vs industry peers · Fliar Intelligence Index 64/100 | — | $26M | 1 mo ago | — | 2024 | Daniel Mankowitz Co-Founder & CTO | — | — | — |
| 32 | Anna Cloud-based accounting management solutions for businesses 60Talent top 28%Funding top 31%Tech top 33%News top 33% All 12 signals ▾Talenttop 28% Fundingtop 31% Techtop 33% Newstop 33% Growthtop 37% Customerstop 39% Producttop 44% Partnerstop 45% Moattop 48% Innovationbottom 46% Globalbottom 46% Marketbottom 42% Talent: Analyst team rating 5/5 · 2 named leaders on record Funding: Raised $88.3M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 60/100 | — | $88M | 5 mo ago | 47 | 2017 | Eduard Panteleev Co-Founder and CEO | 3 signals ▲200% Funding | — | 2 partnerships · 2 awards |
| 33 | APEXX Provider of a platform for payment orchestration and transaction processing 53Funding top 32%Tech top 33%Growth top 35%Talent top 38% All 7 signals ▾Fundingtop 32% Techtop 33% Growthtop 35% Talenttop 38% Moattop 39% Globalbottom 45% Marketbottom 29% Funding: Raised $47.4M across 5 rounds · 5 rounds over 9 yrs (0.6/yr) Tech: 40 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare rank vs industry peers · Fliar Intelligence Index 53/100 | — | $47M | 4 mo ago | 21 | 2015 | Peter Keenan Co-Founder & CEO | — | — | 1 job opening · 3 awards |
| 34 | Moniepoint 🦄 Provider of integrated financial services for businesses and individuals 89Customers top 8%Tech top 9%Funding top 21%Market top 25% All 11 signals ▾Customerstop 8% Techtop 9% Fundingtop 21% Markettop 25% Moattop 26% Innovationtop 31% Newstop 31% Producttop 31% Talenttop 38% Growthtop 40% Globalbottom 47% Customers: Play-Store rating 4.65★ across 492,525 ratings (3 apps) Tech: 80 technologies across 7/8 capability areas · Cloud: Cloudflare, Google Cloud rank vs industry peers · Fliar Intelligence Index 89/100 | — | $166M | 7 mo ago | 1,000 | 2019 | Felix Ike Co-Founder & CTO | 27 signals Funding · M&A · Hiring | — | — |
| 35 | Zepz 🦄 Provider of online platform facilitating international money transfers and related services 64Funding top 16%Growth top 35%Market top 41%Talent bottom 49% All 6 signals ▾Fundingtop 16% Growthtop 35% Markettop 41% Talentbottom 49% Globalbottom 48% Techbottom 47% Funding: Raised $724M across 5 rounds · 5 rounds over 6 yrs (0.8/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 64/100 | — | $724M | 14 mo ago | — | 2010 | Barrie Morris CEO & CFO | — | — | 1 award |
| 36 | Transak Payment gateway and banking solutions for cryptocurrencies 76Tech top 21%News top 24%Growth top 25%Fin. health top 30% All 9 signals ▾Techtop 21% Newstop 24% Growthtop 25% Fin. healthtop 30% Fundingtop 31% Talenttop 38% Moattop 39% Marketbottom 47% Globalbottom 45% Tech: 68 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront News: 5 BI events in 12 mo (of 8 tracked, 3 types) · 4 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 76/100 | — | $21M | 2 mo ago | 3 | 2019 | Sami Start Co-Founder & CTO | 5 signals Funding · Regulatory | — | 1 partnership |
| 37 | Raylo Provides wireless telecommunication services 69Growth top 21%Funding top 24%Tech top 27%Talent top 28% All 10 signals ▾Growthtop 21% Fundingtop 24% Techtop 27% Talenttop 28% Producttop 40% Partnerstop 41% Newstop 48% Moatbottom 38% Marketbottom 37% Globalbottom 37% Growth: Headcount 10 → 30 (+200%) across vintages · Fresh capital in last 24 mo Funding: Raised $31.7M across 9 rounds · 9 rounds over 7 yrs (1.3/yr) rank vs industry peers · Fliar Intelligence Index 69/100 | — | $32M | 4 mo ago | 30 | 2006 | Jinden Badesha Co-Founder & Chief Product Officer | — | — | — |
| 38 | Basis Provider of advance staking platform 32Funding top 37%Talent bottom 49%Tech bottom 47%Global bottom 25% All 4 signals ▾Fundingtop 37% Talentbottom 49% Techbottom 47% Globalbottom 25% Funding: Raised $35.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 32/100 | — | $35M | 3 mo ago | — | 2014 | Helge Stadelmann CEO | — | — | — |
| 39 | HQLAᵡ Provider of a platform for securities finance and repo transactions 27Funding top 35%Talent top 35%Moat top 39%Global bottom 39% All 6 signals ▾Fundingtop 35% Talenttop 35% Moattop 39% Globalbottom 39% Techbottom 36% Marketbottom 30% Funding: Raised $17.6M across 1 rounds · 1 rounds over 8 yrs (0.1/yr) Talent: Analyst team rating 5/5 · 1 named leader on record rank vs industry peers · Fliar Intelligence Index 27/100 | — | $18M | 1 mo ago | 30 | 2017 | Guido Stroemer Co-Founder & CEO | — | — | — |
| 40 | Oakbrook Online marketplace for personal loans 50Funding top 20%Moat top 31%Tech top 37%Market bottom 48% All 7 signals ▾Fundingtop 20% Moattop 31% Techtop 37% Marketbottom 48% Growthbottom 44% Globalbottom 37% Newsbottom 22% Funding: Raised $186M across 2 rounds · 2 rounds over 4 yrs (0.5/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 50/100 | — | $186M | 9 mo ago | 114 114 → 114 (+0%) | 2011 | — | — | — | 3 awards |
| 41 | Sokin App-based payment cards for Forex 48Tech top 19%Funding top 27%News top 36%Growth top 40% All 10 signals ▾Techtop 19% Fundingtop 27% Newstop 36% Growthtop 40% Moattop 48% Producttop 49% Partnersbottom 43% Talentbottom 41% Globalbottom 37% Marketbottom 28% Tech: 60 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $31.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 48/100 | — | $31M | 4 mo ago | 11 | 2019 | Vroon Modgill Founder and CEO | 16 signals Funding · Contracts · Leadership | — | 1 job opening · 1 launch · 1 partnership |
| 42 | wamo Cross-border money transfer platform for businesses 27Tech top 26%Funding top 39%Partners top 45%Product bottom 48% All 9 signals ▾Techtop 26% Fundingtop 39% Partnerstop 45% Productbottom 48% Growthbottom 47% Globalbottom 39% Newsbottom 34% Customersbottom 33% Marketbottom 19% Tech: 45 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $11.8M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 27/100 | — | $12M | 2 mo ago | 1 | 2018 | — | — | — | 1 launch |
| 43 | Artificial Labs Software solutions provider for Insurers 60Product top 30%Global top 31%Funding top 35%Talent top 38% All 10 signals ▾Producttop 30% Globaltop 31% Fundingtop 35% Talenttop 38% Innovationtop 39% Newstop 39% Moattop 39% AItop 45% Techtop 48% Marketbottom 36% Product: 6 distinct product lines · Company stage: Series B Global: Serving 60+ countries worldwide · Investors from 5 countries beyond United Kingdom rank vs industry peers · Fliar Intelligence Index 60/100 | — | $27M | 4 mo ago | 22 | 2013 | Johnny Bridges Co-Founder & Co-CEO | — | — | 2 job openings · 2 awards |
| 44 | Carmoola App-based marketplace for used car loans 55Funding top 18%Talent top 28%Tech top 29%Customers top 29% All 11 signals ▾Fundingtop 18% Talenttop 28% Techtop 29% Customerstop 29% Moattop 39% Producttop 46% Growthtop 48% Globalbottom 37% Partnersbottom 35% Marketbottom 30% Newsbottom 21% Funding: Raised $186M across 6 rounds · 6 rounds over 4 yrs (1.5/yr) Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 55/100 | — | $186M | 11 mo ago | 8 | 2021 | Roman Sumnikov Co-Founder | — | — | 1 job opening |
| 45 | Fnality Operator of decentralized payment systems for wholesale financial transactions 53Funding top 20%Talent top 28%Growth top 35%Moat top 40% All 7 signals ▾Fundingtop 20% Talenttop 28% Growthtop 35% Moattop 40% Globalbottom 48% Techbottom 38% Marketbottom 35% Funding: Raised $136M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 53/100 | — | $136M | 8 mo ago | — | 2019 | Rhomaios Ram Founder | — | — | 1 award |
| 46 | Round Treasury Cloud-based treasury management platform 57Growth top 28%Tech top 34%Talent top 38%Funding top 39% All 6 signals ▾Growthtop 28% Techtop 34% Talenttop 38% Fundingtop 39% Globalbottom 48% Marketbottom 35% Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo Tech: 35 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 57/100 | — | $11M | 2 mo ago | — | 2023 | Pac O'Shea Co-Founder & CEO | — | — | 1 launch |
| 47 | TradeBridge Provider of financing solutions to e-commerce businesses 40Funding top 35%Innovation top 38%Talent top 38%Product top 40% All 9 signals ▾Fundingtop 35% Innovationtop 38% Talenttop 38% Producttop 40% Globalbottom 46% Growthbottom 40% Techbottom 40% Marketbottom 34% Newsbottom 18% Funding: Raised $316M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) Innovation: 2 new-product events in 24 mo · 6 product lines rank vs industry peers · Fliar Intelligence Index 40/100 | — | $316M | 13 mo ago | — | 2013 | Olivier Bonavero Co-Founder | — | — | 1 partnership |
| 48 | ThinCats Developer of an online marketplace for business loans 42Funding top 22%Tech top 38%Growth top 45%Product top 46% All 9 signals ▾Fundingtop 22% Techtop 38% Growthtop 45% Producttop 46% Moattop 48% Newstop 50% Globalbottom 43% Talentbottom 41% Marketbottom 30% Funding: Raised $361M across 4 rounds · 4 rounds over 7 yrs (0.6/yr) Tech: 28 technologies across 6/8 capability areas · Cloud: Amazon Ses, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 42/100 | — | $361M | 14 mo ago | 28 | 2010 | John Mould CEO | 3 signals ▼40% M&A · Leadership | — | 2 partnerships · 3 awards |
| 49 | Investa App-based investment and trading platform 45Growth top 35%Funding top 46%Talent bottom 49%Tech bottom 44% All 5 signals ▾Growthtop 35% Fundingtop 46% Talentbottom 49% Techbottom 44% Globalbottom 34% Growth: Fresh capital in last 24 mo Funding: Raised $6.9M across 3 rounds · 3 rounds over 2 yrs (1.5/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | — | $7M | 1 mo ago | — | 2003 | Alec Beasley Co-Founder & CEO | — | — | 1 launch · 2 awards |
| 50 | Laka Online bicycle insurance platform for individuals 72Tech top 15%News top 19%Growth top 22%Funding top 28% All 8 signals ▾Techtop 15% Newstop 19% Growthtop 22% Fundingtop 28% Talenttop 28% Moattop 35% Globalbottom 45% Marketbottom 33% Tech: 48 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 News: 6 BI events in 12 mo (of 27 tracked, 7 types) · 6 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 72/100 | — | $32M | 7 mo ago | 49 | 2017 | Tobias Taupitz Co-Founder & CEO | 6 signals Funding · M&A | — | 2 partnerships |
Top 12 FinTech companies in United Kingdom
#1
Zego 🦄Series C · London, England · founded 2016 · 417 employees$281.7Mraised▾
Zego 🦄
Series C · London, England · founded 2016 · 417 employees
Provider of flexible insurance policies for drivers and delivery workers. Coverage options include telematics-based car insurance, private hire taxi insurance, and policies for van operators. The offerings extend to delivery insurance for individuals using cars, scooters, or motorbikes for food and parcel transport. Policies are available for learner drivers and business owners requiring protection for their vehicles and goods. The insurance structure allows for usage-based adjustments to accommodate different work and personal driving requirements.
Fliar Intelligence Index™ 62how this company ranks against its industry peers
Funding
top 25%Moat
top 26%Talent
top 28%Tech
top 30%Market
top 35%Product
top 35%Funding: Raised $282M across 6 rounds · 6 rounds over 10 yrs (0.6/yr) · Last round Series C (Apr 2026)
Moat: Editorial + unicorn rating 9/10 · Unicorn · 9 curated direct competitors tracked
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Audience (LinkedIn): 75k LinkedIn followers
Activity (LinkedIn): 1 partnerships · 2 awards (incl. Balderton and the wider European tech community) announced in 12 mo
Funding rounds
- Apr 2026Series C$28M
- Mar 2021Series C$150M
- Jun 2019Series B$42M
- Jan 2019Venture Debt—
Founders & team
Investors
Target Global, Balderton Capital, DST Global, General Catalyst, Latitude, Socii Capital
Tech stack
AmplitudeApple Icloud MailBootstrapCloudflareCloudflare Bot ManagementDatadog
#2
Series D · London, England · founded 2019 · 180 employees$347.8Mraised▾
Series D · London, England · founded 2019 · 180 employees
Provider of business banking platform for current accounts and lending. Offerings include commercial mortgages, asset finance, growth finance, and bridging finance for established business entities. The institution provides cash management tools, expense cards, and accounting software integrations to facilitate financial operations. Customers receive access to dedicated relationship managers for support with banking requirements. Deposits are protected through a national compensation scheme.
Fliar Intelligence Index™ 78how this company ranks against its industry peers
Funding
top 17%Fin. health
top 23%Growth
top 25%Moat
top 26%Tech
top 28%News
top 31%Funding: Raised $348M across 6 rounds · 6 rounds over 6 yrs (1.0/yr) · Last round Series D (Feb 2026)
Fin. health: Revenue ~$209M · Revenue +32% YoY
Growth: Headcount 110 → 180 (+64%) across vintages · Revenue +32% YoY · Web rank 5,000,000 → 1,000,000 YoY
Audience (LinkedIn): 292k LinkedIn followers — 5.5% of this cohort's audience
Activity (LinkedIn): 2 awards announced in 12 mo
Funding rounds
- Feb 2026Series D$155M
- Dec 2022Series C$122.9M
- Jun 2022Conventional Debt$36.6M
- Jun 2022Series B$30.5M
Founders & team
Investors
Warwick Capital Partners, Atalaya Capital Management, TCV, British Business Investments, Ventura Capital, Sona Asset Management
Tech stack
6SenseAzureAzure Front DoorBootstrapCdnjsChakra Ui
#3
FNZ 🦄Acquired · London, England · founded 2003 · 954 employees$1.4Braised▾
FNZ 🦄
Acquired · London, England · founded 2003 · 954 employees
Provider of wealth management platforms for financial institutions and advisors. These systems integrate technology with business and investment operations to facilitate asset management distribution and trade processing. The software supports portfolio management, client onboarding, and advisor productivity through automated workflows and data analytics. The infrastructure connects to various investment products to enable the administration of financial assets.
Fliar Intelligence Index™ 76how this company ranks against its industry peers
Funding
top 20%Talent
top 23%Global
top 25%News
top 28%Market
top 29%Moat
top 31%Funding: Raised $1.4B across 3 rounds · 3 rounds over 14 yrs (0.2/yr) · Last round Unattributed (Nov 2025)
Talent: Analyst team rating 4/5 · 4 named leaders on record · 4 C-suite/founder profiles curated
Global: Serving 11 countries incl. New Zealand, Czech Republic, Singapore · Legal entities in 4 countries: Germany, New Zealand, United Kingdom, United States · Investors from 3 countries beyond United Kingdom
Audience (LinkedIn): 196k LinkedIn followers — 3.7% of this cohort's audience
Funding rounds
- Nov 2025Unattributed$650M
- Jun 2025Unattributed—
- Apr 2025Unattributed$500M
- Feb 2022PE$1.4B
Founders & team
Investors
General Atlantic, Motive Partners, CPP Investments, Temasek, Raymond James, Aberdeen Group
Tech stack
Amazon CloudfrontAmazon Web ServicesApple Icloud MailCloudflareCloudflare Bot ManagementContentful
#4
Series E · London, England · founded 2016 · 372 employees$322.5Mraised▾
Series E · London, England · founded 2016 · 372 employees
Open banking platform enabling secure bank-to-bank payments and payouts. It helps merchants reduce reliance on card networks by offering direct bank payment solutions, improving transaction success rates, lowering processing costs, and supporting seamless checkout and payout experiences across industries such as ecommerce, travel, gaming, and financial services.
Fliar Intelligence Index™ 82how this company ranks against its industry peers
Tech
top 20%Funding
top 21%Moat
top 26%Market
top 27%Growth
top 28%News
top 30%Tech: 55 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Ses · Devops: Envoy
Funding: Raised $322M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) · Last round Series E (Feb 2026)
Moat: Editorial + unicorn rating 9/10 · Unicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 64k LinkedIn followers
Funding rounds
- Feb 2026Series E—
- Oct 2024Series E$50M
- Sep 2021Series E$130M
- Apr 2021Series D$70M
Investors
Tencent, Temasek, Northzone, Anthemis Group, Visa, Connect Ventures
Tech stack
AhrefsAmazon S3Amazon SesAmazon Web ServicesCloudflareCloudflare Bot Management
#5
Series D · London, England · founded 2013 · 80 employees$104.3Mraised▾
Series D · London, England · founded 2013 · 80 employees
Provider of blockchain analytics software for digital asset risk management. This technology enables the screening of transactions and wallets to identify potential financial crime. It facilitates the monitoring of digital asset activity to detect illicit behavior and assess risk levels associated with stablecoin issuers and decentralized finance protocols. The software provides tools for forensic investigations, allowing for the tracing of funds across different blockchain networks. It also offers data integration capabilities to support compliance workflows and regulatory reporting requirements.
Fliar Intelligence Index™ 83how this company ranks against its industry peers
Product
top 21%Innovation
top 23%Growth
top 23%Funding
top 25%Fin. health
top 28%Talent
top 28%Product: 8 distinct product lines · Company stage: Series D
Innovation: 8 product lines · Deep-tech classification: Blockchain
Growth: Headcount 51 → 80 (+57%) across vintages · Revenue +62% YoY · Fresh capital in last 24 mo
Audience (LinkedIn): 49k LinkedIn followers
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- May 2026Series D$120M
- Sep 2025Series C—
- Oct 2021Series C$60M
- Dec 2019Series B$6.1M
Founders & team
Investors
Octopus Investments, Wells Fargo, Seedcamp, Paladin Capital, Mouro Capital, KRW Schindler
Tech stack
BootstrapCdnjsCloudflareCloudflare Bot ManagementCore-JsDemandbase
#6
Series A · London, England · founded 2015 · 8 employees$175Mraised▾
Series A · London, England · founded 2015 · 8 employees
Provider of payment solutions including card issuing and processing services. The platform supports debit, prepaid, credit, virtual, and hybrid card programs. Services include tokenization, risk management, fraud prevention, and digital wallet integration. The company offers data intelligence, a client portal, and a decision engine.
Fliar Intelligence Index™ 48how this company ranks against its industry peers
Funding
top 28%Tech
top 29%Growth
top 30%News
top 34%Product
top 47%Moat
top 48%Funding: Raised $175M across 1 rounds · 1 rounds over 8 yrs (0.1/yr) · Last round Series A (May 2026)
Tech: 51 technologies across 6/8 capability areas · Cloud: Amazon Ses, Amazon Web Services · Devops: Nginx
Growth: Fresh capital in last 24 mo
Audience (LinkedIn): 56k LinkedIn followers
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Customer Support Engineer
Activity (LinkedIn): 2 awards announced in 12 mo
Funding rounds
- May 2026Series A$175M
- Oct 2018Seed—
Investors
Microsoft Accelerator, Apis Partners, Aspirity Partners
Tech stack
Amazon SesAmazon Web ServicesApple Icloud MailAutopilotCdnjsCloudflare
#7
Series C · London, England · founded 2019 · 61 employees$73.9Mraised▾
Series C · London, England · founded 2019 · 61 employees
Provider of unified infrastructure for payment acceptance, routing, and reconciliation. The platform allows businesses to connect various payment services through a single integration. It offers tools for optimizing payment flows, including dynamic routing and fallback options. The infrastructure provides visibility across the payment stack, enabling tracking and analysis of transactions.
Fliar Intelligence Index™ 62how this company ranks against its industry peers
Growth
top 21%Funding
top 27%Moat
top 31%Fin. health
top 41%Tech
top 46%Talent
bottom 49%Growth: Revenue +463% YoY · Fresh capital in last 24 mo
Funding: Raised $73.9M across 6 rounds · 6 rounds over 7 yrs (0.9/yr) · Last round Series C (May 2026)
Moat: Editorial + unicorn rating 8/10 · Soonicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 44k LinkedIn followers
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- May 2026Series C$100M
- Nov 2023Series B—
- Oct 2021Series B$50M
- Nov 2020Series A$18.6M
Founders & team
Investors
Balderton Capital, Seedcamp, Speedinvest, Kima Ventures, Tencent, Accel
Tech stack
Amazon CloudfrontAmazon Web ServicesApple Icloud MailCart FunctionalityCloudflareCloudflare Bot Management
#8
Series B · London, England · founded 2020 · 91 employees$65.7Mraised▾
Series B · London, England · founded 2020 · 91 employees
Provider of global money transfer and multi-currency wallet services. It offers digital wallets that allow users to hold, convert, and send funds globally across supported regions. It enables fast and cost-efficient remittances to multiple countries, supporting transfers to bank accounts and other payout methods while offering competitive exchange rates and low or zero transfer fees. It also provides additional financial features such as virtual cards, mobile-based money management, and optional connectivity services like eSIM access for global travelers.
Fliar Intelligence Index™ 60how this company ranks against its industry peers
Customers
top 13%Funding
top 21%Innovation
top 28%News
top 41%Product
top 43%Growth
top 45%Customers: App rating 4.8★ (21,856 reviews) · Marquee-customer mentions: top 30% of tracked companies
Funding: Raised $65.7M across 4 rounds · 4 rounds over 3 yrs (1.3/yr) · Last round Series B (May 2026)
Innovation: 5 new-product events in 24 mo
Audience (LinkedIn): 30k LinkedIn followers
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Senior Product Manager, Credit
Funding rounds
- May 2026Series B—
- Oct 2024Series B$53M
- Aug 2023Series A$33M
- Nov 2021Seed$725K
Founders & team
Investors
Highland Europe, Left Lane, Palm Drive Capital, Endeavor, Y Combinator, Global Founders Capital
Tech stack
Amazon Web ServicesCloudflareCloudflare Bot ManagementCore-JsEnvoyHsts
#9
Series B · London, England · founded 2020 · 3 employees$61.4Mraised▾
Series B · London, England · founded 2020 · 3 employees
Digital bank for individuals. Its services include savings accounts, prepaid cards for online/offline purchases, bill payments, money transfers, and more. It also features consumer loans and more.
Fliar Intelligence Index™ 35how this company ranks against its industry peers
Moat
top 22%Funding
top 25%Talent
top 38%Growth
top 45%Product
top 49%Tech
bottom 48%Moat: Editorial + unicorn rating 8/10 · Soonicorn
Funding: Raised $61.4M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) · Last round Conventional Debt (May 2026)
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Audience (LinkedIn): 16k LinkedIn followers
Hiring (LinkedIn): 10 hiring posts in 12 mo (public) · momentum -1 · hiring: Sparings Product Owner, Data Scientist
Funding rounds
- May 2026Conventional Debt$15M
- May 2024Series B$32M
- Apr 2023Series B$22M
- Jan 2022Seed$7.4M
Founders & team
Investors
Bank of Georgia, Nordstar, Chrome Capital, Flyer One Ventures, SolidFire, TA Ventures
Tech stack
Amazon CloudfrontAmazon Web ServicesGoogle AnalyticsGoogle WorkspaceHttp/3Next.Js
#10
Series B · London, England · founded 2012 · 95 employees$60Mraised▾
Series B · London, England · founded 2012 · 95 employees
Provider of risk management intelligence products for screening and threat investigation. The company offers solutions for adverse media screening and anti-money laundering name screening and monitoring. It also provides features such as a screening assistant, dynamic risk profiles, and artificial intelligence summaries. The company’s tools help organizations detect risks and uncover hidden threats.
Fliar Intelligence Index™ 57how this company ranks against its industry peers
Talent
top 28%Moat
top 31%Funding
top 34%Product
top 41%Growth
top 43%News
top 44%Talent: 3 named leaders on record · 3 C-suite/founder profiles curated · 4 leadership moves in 12 mo
Moat: Editorial + unicorn rating 8/10 · Soonicorn · 10 curated direct competitors tracked
Funding: Raised $60.0M across 3 rounds · 3 rounds over 11 yrs (0.3/yr) · Last round Series B (May 2026)
Audience (LinkedIn): 15k LinkedIn followers
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- May 2026Series B—
- Nov 2024Series B—
- Jan 2023Series B—
- Sep 2020Series B$36.8M
Founders & team
Investors
Long Ridge, Accenture, Winton, CyLon, FinTech Innovation Lab, Dow Jones
Tech stack
AdrollAdroll Cmp SystemAmazon SesAmazon Web ServicesApple Icloud MailCloudflare
#11
Series C · London, England · founded 2018 · 162 employees$109.5Mraised▾
Series C · London, England · founded 2018 · 162 employees
Online platform for investor communications. It offers client communication solutions for asset managers, investors, and issuers. It provides tools to connect investors and issuers for making investment decisions, risk assessment, and automating voting processes.
Fliar Intelligence Index™ 53how this company ranks against its industry peers
Funding
top 19%News
top 24%Growth
top 25%Moat
top 35%Talent
top 38%Product
top 45%Funding: Raised $110M across 5 rounds · 5 rounds over 6 yrs (0.8/yr) · Last round Series C (Feb 2026)
News: 5 BI events in 12 mo (of 9 tracked, 4 types) · +150% YoY · 3 high-value events (IPO/M&A/funding/contracts) in 12 mo
Growth: Fresh capital in last 24 mo
Audience (LinkedIn): 28k LinkedIn followers
Funding rounds
- Feb 2026Series C—
- Jul 2025Series C$36M
- Apr 2022Series B$52M
- Mar 2022Series B$6M
Founders & team
Investors
BNY Mellon, Clearstream, Computershare, Deutsche Bank, HSBC, State Street
Tech stack
Amazon SesAmazon Web ServicesApple Icloud MailCdnjsCloudflareCloudflare Bot Management
#12
Monzo 🦄Series I · London · founded 2015 · 3119 employees$1.9Braised▾
Monzo 🦄
Series I · London · founded 2015 · 3119 employees
Provider of digital banking services including savings accounts and loans. This entity offers personal and business current accounts, credit products, and investment options. Customers manage finances through a mobile application that includes tools for budgeting, spending insights, and automated savings features. The service facilitates payments, transfers, and the management of pension funds. Security measures include card controls, biometric authentication, and transaction notifications. Additional offerings include insurance products and credit cards for personal use.
Fliar Intelligence Index™ 92how this company ranks against its industry peers
Fin. health
top 14%Funding
top 16%Market
top 19%Talent
top 24%Tech
top 25%Customers
top 25%Fin. health: Revenue ~$1.6B · Revenue +41% YoY
Funding: Raised $1.9B across 18 rounds · 18 rounds over 11 yrs (1.6/yr) · Last round Series I (Mar 2025)
Market: 3,119 employees (top 2% of FinTech) · Revenue ~$1.6B · Top-50,000 web property
Audience (LinkedIn): 720k LinkedIn followers — 13.7% of this cohort's audience
Activity (LinkedIn): 2 partnerships (incl. England & Wales Cricket Board (ECB)) announced in 12 mo
Funding rounds
- Mar 2025Series I—
- May 2024Series I$190.6M
- Mar 2024Series I$430M
- Oct 2023Series H$1.2M
Founders & team
Investors
Thrive Capital, Passion Capital, Orange Ventures, Y Combinator, General Catalyst, Stripe
Tech stack
AdjustAmazon CloudfrontAmazon S3Amazon SesAmazon Web ServicesApple Icloud Mail
Funding & investor landscape
$79.4Btotal disclosed funding
1,963companies funded
4,837disclosed rounds
29rounds last 90 days
Most active investors
Startupbootcamp40 rounds
Notable founders
Sten Saar
Co-Founder & CEO · Zego
Harry Franks
Co-Founder · Zego
Jason Scott
Founder · Allica Bank
Richard Davies
Chief Executive Officer · Allica Bank
Adrian Durham
Founder & Director · FNZ
Roman Regelman
Group President · FNZ
James Smith
Co-Founder & Chief Strategy Officer · Elliptic
Adam Joyce
Co-Founder · Elliptic
Paul Anthony
Co-founder · Primer
Rian Cochran
Co-Founder · LemFi
Olalere Ridwan
CEO · LemFi
Dmytro Dubilet
Co-Founder · Fintech Farm
Prism market signals · United Kingdom · country-scoped Prism corpus, 979,038 docs
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · United Kingdom
How research on Fintech is moving in the United Kingdom
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 292 United Kingdom-affiliated papers.
research sentiment over time
201920232026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 16% → 26% across 2019–2026.
top research entities
- Department of Finance16
- University College London12
- University of Oxford12
- University of Greenwich8
- Durham University7
leading researchers
Padhiar, Janak · Christiaen, Christophe · Lerong Lu · Hanene Ezzine · Omayma Dammak · Aida Smaoui · Bassiouni, Mohamed Abdelrahman Abdelghafar · Franklin Allen
▲
Breakthroughs13 · 4%
▲ 0%→5% share
0 median citations92% since 2021mostly methods-led
Credit risk research is rising — UK fintech breakthrough papers grew from 0% to 5% field-share across 4 credit risk studies.
rising sub-themes (early→recent)
- Credit risk4
- Financial services3
- Scalability3
- Digital currency3
- Analytics3
Landmark FinTech ecosystem practices shaping financial inclusion: the case of mobile money in Ghana · 116 cites
◆
Advancements108 · 37%
▲ 0%→41% share
0 median citations95% since 2021mostly empirical
Financial services advancements are surging — UK papers jumped from 2 to 34, with Payment and Mobile banking newly emerging at 12 and 10 papers.
rising sub-themes (early→recent)
- Financial services2→34
- Financial inclusion1→12
- Mobile payment1→4
Newly emergingPayment 0→12 · Database transaction 0→11 · Mobile banking 0→10
Landmark Current practices, new insights, and emerging trends of financial technologies · 99 cites
▼
Concerns123 · 42%
▲ 0%→39% share
0 median citations81% since 2021mostly empirical
Financial services concern research intensified sharply — UK papers rose from 5 to 59, with Financial inclusion climbing from 1 to 25.
rising sub-themes (early→recent)
- Financial services5→59
- Financial inclusion1→25
- Payment1→22
- Financial innovation2→8
- Blockchain1→5
Newly emergingInclusion (mineral) 0→9 · Transformative learning 0→9 · Mobile payment 0→7
Landmark The digital revolution in financial inclusion: international development in the fintech era · 716 cites
RESEARCH HOTSPOTS · United Kingdom
Where fintech is researched across United Kingdom
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
London41 · +0.06
Oxford17 · +0.32
Manchester8 · -0.01
Edinburgh8 · -0.01
Bristol7 · -0.01
PATENT SIGNAL · United Kingdom
Who's filing fintech patents in the United Kingdom
United Kingdom fintech patent filing is cooling — 4 filings from 3 assignees (2020–2024), led by Unlisted, IL Marchese Diamonds, Obrien Patrick Damien; annual filings 2→1.
4 filings3 assigneespeak 2/yr2020–2024
filing momentum (YoY 2020–2024)
top patent filers
- Unlisted2
- IL Marchese Diamonds1
- Obrien Patrick Damien1
Common questions
How many FinTech companies are there in United Kingdom?
Radar tracks 7058 indexable FinTech companies headquartered in United Kingdom that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in United Kingdom?
The FinTech companies in United Kingdom on this list have raised a combined $79.4B in disclosed equity funding across 1963 funded companies.
Which is the highest-funded FinTech company in United Kingdom?
Finastra is the highest-funded FinTech company in United Kingdom, with $5.3B in disclosed equity funding.
How many FinTech companies in United Kingdom are funded?
1963 of the 7058 FinTech companies in United Kingdom on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in United Kingdom?
35 FinTech companies in United Kingdom on this list are valued at $1B or more.
Who are the top investors in United Kingdom FinTech companies?
The most active investors in United Kingdom FinTech companies on this list include Techstars, Seedcamp, SFC Capital, Barclays, Europa.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.