Radar · FinTech in California
Best FinTech Companies in California, United States
The 5461 best FinTech companies in California, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Stripe.
By Riya SenguptaFinancials
5461companies tracked
$114.9Bdisclosed funding
88unicorns
2327have raised
Sector wealth & growth · validated company filings
$180Mmedian revenue
+8%median YoY growth
$89.0Bcombined revenue pool
130companies reporting
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
FLIAR INTELLIGENCE · FINTECH × CALIFORNIA
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
243companies analysed
98%cloud-native stacks
2025funding peak (by rounds)
45unicorns
2018median founding year
2.6Mcombined LinkedIn audience
26%of audience held by top 3
2companies hiring publicly (12 mo)
Ranked: Best FinTech companies in California
| # | Company | Disclosed funding | Last round | Employees | Founder | Stage | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Navan Provider of a platform for business travel and expense management 90AI top 15%Funding top 18%Patents top 20%Innovation top 21% All 15 signals ▾AItop 15% Fundingtop 18% Patentstop 20% Innovationtop 21% Newstop 23% Partnerstop 23% Techtop 24% Customerstop 24% Talenttop 28% Growthtop 30% Producttop 33% Fin. healthtop 43% Markettop 47% Globaltop 48% Moatbottom 44% AI: Holds AI/ML patents (G06N-family CPC) Funding: Raised $1.3B across 13 rounds · 13 rounds over 11 yrs (1.2/yr) rank vs industry peers · Fliar Intelligence Index 90/100 | $1.3B | 8 mo ago | 847 | Ariel Cohen CEO and Co-Founder | Public | 23 patents AI-driven LLM prompting, context management, and secure virtual identifier generation for enterprise applications | 1 partnership |
| 2 | Airwallex 🦄 Provider of multi-currency business accounts, global payments, and spend management 89Funding top 18%Tech top 20%Talent top 22%Growth top 24% All 13 signals ▾Fundingtop 18% Techtop 20% Talenttop 22% Growthtop 24% Innovationtop 25% Producttop 26% Moattop 26% Partnerstop 28% Globaltop 30% Markettop 34% Newstop 34% Customerstop 37% Fin. healthtop 49% Funding: Raised $1.1B across 14 rounds · 14 rounds over 10 yrs (1.4/yr) Tech: 87 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare rank vs industry peers · Fliar Intelligence Index 89/100 | $1.1B | 6 mo ago | 1,400 | Jacob Dai Co-Founder & CTO | Series G | — | 1 launch |
| 3 | Varo 🦄 Digital bank for individuals 80Funding top 15%Tech top 16%Customers top 18%Moat top 26% All 10 signals ▾Fundingtop 15% Techtop 16% Customerstop 18% Moattop 26% Markettop 30% Producttop 38% Growthtop 43% Talentbottom 49% Newsbottom 44% Globalbottom 39% Funding: Raised $991M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) Tech: 46 technologies across 7/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 80/100 | $991M | 16 mo ago | 816 816 → 423 (-48%) · sector median +101% | Colin Walsh Founder and CEO | Series G | — | 1 award |
| 4 | FBN 🦄 Network of services for farm management, supplies, and financial solutions 64Funding top 13%Moat top 26%Growth top 35%Talent top 38% All 10 signals ▾Fundingtop 13% Moattop 26% Growthtop 35% Talenttop 38% Producttop 41% Techtop 42% Markettop 48% Globalbottom 39% Customersbottom 33% Newsbottom 27% Funding: Raised $899M across 12 rounds · 12 rounds over 12 yrs (1.0/yr) Moat: Editorial + unicorn rating 8/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 64/100 | $899M | 10 mo ago | 62 | Charles Baron Co-Founder | Series G | — | — |
| 5 | Plaid 🦄 Provider of a network for connecting financial accounts to applications 90Patents top 13%Innovation top 19%Funding top 19%Moat top 19% All 10 signals ▾Patentstop 13% Innovationtop 19% Fundingtop 19% Moattop 19% Techtop 21% Markettop 26% Producttop 30% Growthtop 35% Talenttop 38% Globaltop 40% Patents: 170 patents matched (strict assignee match) · 131 filings since 2022 vs 39 in 2017-21 Innovation: 170 patents (top 5% of patent-holders) · 131 filings since 2022 vs 39 in 2017-21 rank vs industry peers · Fliar Intelligence Index 90/100 | $734M | 14 mo ago | 883 | Zach Perret Co-Founder & CEO | Series E | 170 patents Secure financial data aggregation and API verification for banking and fintech applications. | — |
| 6 | Human Interest 🦄 Employer-enabled retirement planning 80Funding top 14%Tech top 17%Moat top 26%Market top 34% All 9 signals ▾Fundingtop 14% Techtop 17% Moattop 26% Markettop 34% Growthtop 34% Producttop 36% Talentbottom 49% Globalbottom 39% Newsbottom 24% Funding: Raised $664M across 12 rounds · 12 rounds over 11 yrs (1.1/yr) Tech: 48 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 80/100 | $664M | 7 mo ago | 577 577 → 851 (+47%) · sector median +101% | Roger Lee Co-Founder | Series E | — | — |
| 7 | Upgrade 🦄 Provider of consumer credit and banking products 90Funding top 16%Growth top 17%Talent top 19%Customers top 20% All 10 signals ▾Fundingtop 16% Growthtop 17% Talenttop 19% Customerstop 20% Markettop 22% Producttop 24% Moattop 26% Innovationtop 39% Techtop 39% Globalbottom 46% Funding: Raised $600M across 6 rounds · 6 rounds over 9 yrs (0.7/yr) Growth: Headcount 250 → 602 (+141%) across vintages · Web rank 100,000 → 50,000 YoY rank vs industry peers · Fliar Intelligence Index 90/100 | $600M | 8 mo ago | 602 | Matt Wierman Co-Founder and EVP | Series G | — | 1 award |
| 8 | Tipalti 🦄 Cloud-based procurement and invoice management solutions for businesses 76Funding top 16%Moat top 26%Tech top 29%Market top 30% All 11 signals ▾Fundingtop 16% Moattop 26% Techtop 29% Markettop 30% Growthtop 38% Talenttop 38% Producttop 41% Globaltop 42% Innovationtop 46% Newstop 46% Customersbottom 39% Funding: Raised $553M across 8 rounds · 8 rounds over 12 yrs (0.7/yr) Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 76/100 | $553M | 8 mo ago | 288 | Oren Zeev Co-Founder & Chairman | Series F | — | — |
| 9 | Addepar 🦄 Wealth management solutions for advisors 78Funding top 18%News top 22%Moat top 25%Growth top 28% All 12 signals ▾Fundingtop 18% Newstop 22% Moattop 25% Growthtop 28% Markettop 29% Producttop 29% Talenttop 34% Partnerstop 38% Innovationtop 41% Patentstop 45% Globaltop 50% Techbottom 45% Funding: Raised $529M across 7 rounds · 7 rounds over 15 yrs (0.5/yr) News: 16 BI events in 12 mo (of 54 tracked, 8 types) · +33% YoY rank vs industry peers · Fliar Intelligence Index 78/100 | $529M | 13 mo ago | 560 | Joe Lonsdale Founder and Chairman | Series G | 49 patents Dynamic financial data tables and reporting interfaces for wealth management analytics | 2 partnerships |
| 10 | Anchorage Digital 🦄 Digital asset platform providing trading, custody, staking, settlement, and crypto financial infrastructure 74Funding top 16%News top 16%Growth top 26%Moat top 26% All 11 signals ▾Fundingtop 16% Newstop 16% Growthtop 26% Moattop 26% Talenttop 28% Producttop 33% Markettop 34% Techtop 48% Globaltop 48% Innovationbottom 45% Partnersbottom 43% Funding: Raised $487M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) News: 9 BI events in 12 mo (of 13 tracked, 5 types) · 8 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 74/100 | $487M | 4 mo ago | 349 | Nathan McCauley Co-Founder and CEO | Series E | — | 1 launch · 2 partnerships |
| 11 | Figure 🦄 Blockchain-based platform for consumer loans 89Innovation top 15%Funding top 16%Tech top 16%Patents top 18% All 11 signals ▾Innovationtop 15% Fundingtop 16% Techtop 16% Patentstop 18% Moattop 25% Growthtop 26% Producttop 28% Markettop 34% Talenttop 38% Customersbottom 43% Globalbottom 39% Innovation: 81 patents (top 7% of patent-holders) · 78 filings since 2022 vs 2 in 2017-21 Funding: Raised $435M across 8 rounds · 8 rounds over 8 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 89/100 | $435M | 12 mo ago | 463 463 → 623 (+35%) · sector median +101% | June Ou Co-Founder | Public | 81 patents Advanced humanoid robot mechanical design, joints, wiring, and head/neck assemblies | 1 award |
| 12 | Pipe 🦄 Online revenue-based financing marketplace for SaaS businesses 76Funding top 16%Moat top 19%Innovation top 32%Talent top 33% All 10 signals ▾Fundingtop 16% Moattop 19% Innovationtop 32% Talenttop 33% Techtop 34% Growthtop 35% Producttop 36% Newstop 41% Globaltop 45% Markettop 47% Funding: Raised $316M across 7 rounds · 7 rounds over 6 yrs (1.2/yr) Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 76/100 | $316M | 5 mo ago | 70 | Josh Mangel Co-Founder | Series C | — | — |
| 13 | Feedzai 🦄 Provider of an AI-native platform for fraud and financial crime prevention 92News top 15%Funding top 16%Product top 21%Moat top 26% All 12 signals ▾Newstop 15% Fundingtop 16% Producttop 21% Moattop 26% Markettop 28% Growthtop 29% AItop 30% Techtop 31% Globaltop 31% Innovationtop 32% Talenttop 38% Partnerstop 40% News: 8 BI events in 12 mo (of 24 tracked, 5 types) · +700% YoY Funding: Raised $282M across 6 rounds · 6 rounds over 15 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 92/100 | $282M | 8 mo ago | 597 | Pedro Bizarro Co-Founder & CSO | Series E | — | — |
| 14 | Juniper Square 🦄 Platform for real estate investment management 76Funding top 17%Moat top 26%Growth top 27%News top 28% All 10 signals ▾Fundingtop 17% Moattop 26% Growthtop 27% Newstop 28% Producttop 34% Markettop 36% Innovationtop 39% Talenttop 39% Techtop 44% Globalbottom 37% Funding: Raised $239M across 5 rounds · 5 rounds over 9 yrs (0.6/yr) Moat: Editorial + unicorn rating 8/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 76/100 | $239M | 9 mo ago | 367 | Yonas Fisseha Co-Founder & CTO | Series D | — | 2 launchs |
| 15 | PayNearMe Provider of platform facilitating payment acceptance, disbursement, and management services 78Funding top 19%Innovation top 31%Market top 34%Moat top 34% All 6 signals ▾Fundingtop 19% Innovationtop 31% Markettop 34% Moattop 34% Patentstop 35% Globaltop 49% Funding: Raised $213M across 11 rounds · 11 rounds over 17 yrs (0.6/yr) Innovation: 21 patents (top 23% of patent-holders) rank vs industry peers · Fliar Intelligence Index 78/100 | $213M | 9 mo ago | 242 | — | Series E | 21 patents Patents concentrated in computing, sensing & instrumentation | 1 partnership |
| 16 | PayJoy Online platform for purchase financing 84Funding top 18%Tech top 18%Patents top 25%Moat top 28% All 10 signals ▾Fundingtop 18% Techtop 18% Patentstop 25% Moattop 28% Innovationtop 32% Producttop 32% Markettop 33% Globaltop 36% Growthtop 40% Newstop 49% Funding: Raised $204M across 12 rounds · 12 rounds over 11 yrs (1.1/yr) Tech: 77 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 84/100 | $204M | 6 mo ago | 101 | — | Series C | 24 patents IoT-enabled remote access control and financing management for consumer appliances | — |
| 17 | Earnin Provider of a platform for accessing earned wages and financial tools 67Customers top 18%Funding top 21%Tech top 30%Moat top 31% All 10 signals ▾Customerstop 18% Fundingtop 21% Techtop 30% Moattop 31% Markettop 37% Producttop 40% Growthtop 50% Talentbottom 49% Newsbottom 46% Globalbottom 39% Customers: Play-Store rating 4.75★ across 294,082 ratings (1 apps) · Review volume +6% in 6 mo Funding: Raised $190M across 5 rounds · 5 rounds over 12 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $190M | 9 mo ago | 242 242 → 597 (+147%) · sector median +101% | Ram Palaniappan Founder & CEO | Series C | — | 1 launch |
| 18 | Sift 🦄 Provider of an AI-powered platform for fraud detection and prevention 67Funding top 20%Product top 21%Moat top 32%Tech top 38% All 11 signals ▾Fundingtop 20% Producttop 21% Moattop 32% Techtop 38% Talenttop 38% Markettop 41% AItop 45% Growthtop 47% Innovationbottom 49% Globalbottom 39% Patentsbottom 36% Funding: Raised $161M across 9 rounds · 9 rounds over 28 yrs (0.3/yr) Product: 4 distinct product lines · Company stage: Series D rank vs industry peers · Fliar Intelligence Index 67/100 | $161M | 8 mo ago | 167 167 → 269 (+61%) · sector median +101% | Jason Tan Co-Founder | Series D | 4 patents Real-time fraud detection and risk scoring using predictive analytics and network security | — |
| 19 | Slash 🦄 Provider of financial services for high-spending businesses 64Funding top 18%Moat top 27%Growth top 28%Tech top 37% All 7 signals ▾Fundingtop 18% Moattop 27% Growthtop 28% Techtop 37% Talentbottom 49% Globalbottom 48% Marketbottom 46% Funding: Raised $160M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) Moat: Unicorn · 4 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 64/100 | $160M | 2 mo ago | 17 | Victor Cardenas Co-Founder & CEO | Series C | — | — |
| 20 | TRM Labs 🦄 Provider of blockchain intelligence for detecting crypto-facilitated crime and compliance 64Funding top 18%News top 19%Moat top 26%Growth top 29% All 9 signals ▾Fundingtop 18% Newstop 19% Moattop 26% Growthtop 29% Techtop 31% Talenttop 43% Producttop 45% Marketbottom 40% Globalbottom 39% Funding: Raised $150M across 6 rounds · 6 rounds over 7 yrs (0.9/yr) News: 6 BI events in 12 mo (of 35 tracked, 6 types) · 4 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 64/100 | $150M | 4 mo ago | 11 | Rahul Raina Co-Founder | Series C | — | 1 launch |
| 21 | Mercury 🦄 Provider of a comprehensive online platform offering a range of financial services 80AI top 15%Growth top 20%Tech top 24%Funding top 25% All 13 signals ▾AItop 15% Growthtop 20% Techtop 24% Fundingtop 25% Talenttop 28% Customerstop 30% Producttop 36% Fin. healthtop 42% Patentstop 44% Innovationtop 47% Moattop 47% Globaltop 50% Marketbottom 39% AI: Holds AI/ML patents (G06N-family CPC) Growth: Revenue +474% YoY · Web rank 500,000 → 100,000 YoY rank vs industry peers · Fliar Intelligence Index 80/100 | $146M | 1 mo ago | 1 | Immad Akhund Co-Founder & CEO | Series D | 7 patents Secure data management and protection for additive manufacturing and vehicle power systems | 2 launchs |
| 22 | Lumin Digital Provider of digital banking platform solutions for credit unions and banks 67Funding top 20%Partners top 31%Innovation top 32%News top 35% All 12 signals ▾Fundingtop 20% Partnerstop 31% Innovationtop 32% Newstop 35% Talenttop 35% Producttop 37% Markettop 39% Growthtop 40% Techtop 44% Moatbottom 48% Globalbottom 37% Customersbottom 3% Funding: Raised $125M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) Partners: 3 contract events in 12 mo · Named contractor/client in 3 deals rank vs industry peers · Fliar Intelligence Index 67/100 | $125M | 5 mo ago | 2,500 | Jeff Chambers Founder & CEO | Series D | — | — |
| 23 | Nova Credit Provider of unified consumer credit data infrastructure and analytics platform 50Funding top 21%Moat top 31%News top 33%Tech top 41% All 9 signals ▾Fundingtop 21% Moattop 31% Newstop 33% Techtop 41% Producttop 41% Growthtop 43% Globalbottom 45% Marketbottom 43% Talentbottom 41% Funding: Raised $121M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 50/100 | $121M | 8 mo ago | 51 51 → 119 (+133%) · sector median +101% | Misha Esipov Co-Founder & CEO | Series D | — | 1 partnership |
| 24 | Alpaca Securities 🦄 Internet-first stock broker 90Funding top 12%Tech top 21%Talent top 22%Growth top 24% All 10 signals ▾Fundingtop 12% Techtop 21% Talenttop 22% Growthtop 24% Newstop 26% Moattop 26% Markettop 31% Partnerstop 31% Producttop 43% Globalbottom 45% Funding: Raised $120M across 12 rounds · 12 rounds over 9 yrs (1.3/yr) Tech: 61 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Ses rank vs industry peers · Fliar Intelligence Index 90/100 | $120M | 5 mo ago | 207 | Yoshi Yokokawa Co-Founder & Co-CEO | Series D | — | — |
| 25 | Zest AI Provider of AI-enabled credit risk assessment platform 64AI top 20%Funding top 21%Moat top 26%Patents top 31% All 12 signals ▾AItop 20% Fundingtop 21% Moattop 26% Patentstop 31% Innovationtop 36% Producttop 41% Growthtop 43% Techtop 44% Marketbottom 45% Talentbottom 41% Globalbottom 40% Newsbottom 37% AI: Classified as an AI company Funding: Raised $119M across 10 rounds · 10 rounds over 15 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 64/100 | $119M | 7 mo ago | 108 108 → 234 (+117%) · sector median +101% | Mike Vere Chief Executive Officer | Series D | 216 patents Dental restorative composites, adhesives, and whitening formulations for oral care devices | — |
| 26 | Drip Capital Developer of an online marketplace platform for trade financing 62Tech top 24%Funding top 27%Moat top 31%Talent top 34% All 12 signals ▾Techtop 24% Fundingtop 27% Moattop 31% Talenttop 34% Newstop 35% Innovationtop 39% Producttop 39% Markettop 43% Globaltop 48% Fin. healthbottom 45% Growthbottom 40% Partnersbottom 35% Tech: 61 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $108M across 12 rounds · 12 rounds over 11 yrs (1.1/yr) rank vs industry peers · Fliar Intelligence Index 62/100 | $108M | 7 mo ago | 185 185 → 432 (+134%) · sector median +101% | Neil Kothari Co-Founder | Series C | — | 1 partnership |
| 27 | Superstate Provider of tokenization services for financial assets and investment products 53Funding top 23%Talent top 28%Tech top 44%Global top 45% All 5 signals ▾Fundingtop 23% Talenttop 28% Techtop 44% Globaltop 45% Marketbottom 37% Funding: Raised $101M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 53/100 | $101M | 2 mo ago | — | Robert Leshner Co-Founder & CEO | Series B | — | — |
| 28 | Bretton AI Developer of an AI platform for financial crime compliance solutions 40Funding top 24%Talent top 38%Moat top 40%Global bottom 48% All 6 signals ▾Fundingtop 24% Talenttop 38% Moattop 40% Globalbottom 48% Techbottom 43% Marketbottom 35% Funding: Raised $94.8M across 4 rounds · 4 rounds over 9 yrs (0.4/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 40/100 | $95M | 4 mo ago | — | Alex Jin Co-Founder | Series B | — | 1 launch · 3 partnerships |
| 29 | Parafin Provider of cloud-based platform for revenue-based financing 48Funding top 20%Tech top 32%Moat top 35%Product top 36% All 10 signals ▾Fundingtop 20% Techtop 32% Moattop 35% Producttop 36% Talentbottom 49% Growthbottom 47% Innovationbottom 46% Marketbottom 43% Globalbottom 37% Newsbottom 21% Funding: Raised $94.0M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) Tech: 39 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Ses rank vs industry peers · Fliar Intelligence Index 48/100 | $94M | 1 mo ago | 83 | Sahill Poddar Co-Founder & CEO | Series C | — | 1 launch |
| 30 | Candex Online platform for invoice financing 64Funding top 21%Product top 25%Innovation top 34%Growth top 35% All 9 signals ▾Fundingtop 21% Producttop 25% Innovationtop 34% Growthtop 35% Newstop 36% Moattop 39% Globaltop 49% Marketbottom 48% Techbottom 47% Funding: Raised $85.0M across 6 rounds · 6 rounds over 8 yrs (0.8/yr) Product: 4 distinct product lines · Company stage: Series C rank vs industry peers · Fliar Intelligence Index 64/100 | $85M | 3 mo ago | 102 | — | Series C | — | 1 expansion · 2 awards |
| 31 | AuthID AI and cloud based identity proofing and authentication solutions for enterprises 45Funding top 26%News top 31%Product top 33%Tech top 37% All 12 signals ▾Fundingtop 26% Newstop 31% Producttop 33% Techtop 37% Growthtop 42% Fin. healthtop 48% Talentbottom 49% Moatbottom 45% Marketbottom 41% Innovationbottom 39% Partnersbottom 34% Globalbottom 32% Funding: Raised $83.3M across 19 rounds · 19 rounds over 4 yrs (4.8/yr) News: 9 BI events in 12 mo (of 47 tracked, 7 types) · -10% YoY rank vs industry peers · Fliar Intelligence Index 45/100 | $83M | 1 mo ago | 25 25 → 57 (+128%) · sector median +101% | Tom Thimot CEO | Public | — | 1 launch · 2 partnerships |
| 32 | Nirvana 🦄 AI-based insurance risk management and pricing solutions for the fleet insurance industry 60Funding top 20%Talent top 28%Moat top 31%News top 35% All 9 signals ▾Fundingtop 20% Talenttop 28% Moattop 31% Newstop 35% AItop 35% Techtop 44% Growthtop 47% Marketbottom 37% Globalbottom 32% Funding: Raised $79.0M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 60/100 | $79M | 5 mo ago | 10 | Abhay Mitra Co-Founder & CTO | Series D | — | 1 launch |
| 33 | Dakota Financial Provider of funding solutions for businesses with challenged credit profiles 45Growth top 28%Funding top 33%Tech bottom 49%Market bottom 33% All 5 signals ▾Growthtop 28% Fundingtop 33% Techbottom 49% Marketbottom 33% Globalbottom 29% Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo Funding: Raised $77.0M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $77M | 1 mo ago | 40 | — | Funding Raised | — | — |
| 34 | Sardine Technologies AI-enabled KYC and fraud prevention solutions for financial institutions 62Funding top 21%Tech top 22%Talent top 28%Moat top 31% All 10 signals ▾Fundingtop 21% Techtop 22% Talenttop 28% Moattop 31% Growthtop 38% Producttop 43% Globalbottom 48% Marketbottom 43% Newsbottom 21% Customersbottom 3% Funding: Raised $75.6M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) Tech: 62 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 62/100 | $76M | 0 mo ago | 64 | Zahid Shaikh Co-Founder | Series C | — | 1 partnership |
| 35 | Uphold Digital assets trading platform offering trading services for cryptocurrencies, stablecoins, and precious… 55Tech top 20%Customers top 23%Funding top 27%Innovation top 30% All 12 signals ▾Techtop 20% Customerstop 23% Fundingtop 27% Innovationtop 30% Moattop 31% Patentstop 35% Producttop 49% Talentbottom 49% Newsbottom 46% Globalbottom 44% Growthbottom 38% Marketbottom 33% Tech: 56 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Customers: Play-Store rating 4.49★ across 73,095 ratings (1 apps) · Review volume +1% in 6 mo rank vs industry peers · Fliar Intelligence Index 55/100 | $73M | 2 mo ago | 14 | JP Thieriot CEO | Series B | 8 patents Blockchain-enabled financial transaction processing, analytics, and tokenized payment platforms | 1 launch |
| 36 | Doss Provider of cloud platform for operations, resource planning, and data management 55Funding top 21%Product top 30%Talent top 33%Growth top 35% All 9 signals ▾Fundingtop 21% Producttop 30% Talenttop 33% Growthtop 35% Techtop 38% Innovationtop 39% Moattop 48% Globalbottom 36% Marketbottom 26% Funding: Raised $73.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Product: 12 distinct product lines · Company stage: Series B rank vs industry peers · Fliar Intelligence Index 55/100 | $73M | 2 mo ago | 12 | Wiley Jones Co-Founder & CEO | Series B | — | — |
| 37 | StartEngine 🦄 Platform that enables users to create, manage, and invest in innovative companies and technologies 83Fin. health top 21%Funding top 22%Tech top 22%Moat top 26% All 11 signals ▾Fin. healthtop 21% Fundingtop 22% Techtop 22% Moattop 26% Talenttop 28% Customerstop 31% Markettop 37% Growthtop 38% Productbottom 48% Globalbottom 37% Newsbottom 27% Fin. health: Revenue ~$110M (FY2024) · Net margin 1.3% Funding: Raised $72.6M across 59 rounds · 59 rounds over 11 yrs (5.4/yr) rank vs industry peers · Fliar Intelligence Index 83/100 | $73M | 2 mo ago | 89 89 → 179 (+101%) · sector median +101% | Jad Shraim Co-Founder & CFO | Series A | — | 1 partnership |
| 38 | Spring Labs Provider of an AI-native platform for complaints management and governance risk compliance 45Funding top 22%Talent top 28%Moat top 31%Patents top 44% All 10 signals ▾Fundingtop 22% Talenttop 28% Moattop 31% Patentstop 44% AItop 45% Innovationbottom 47% Growthbottom 41% Globalbottom 36% Marketbottom 34% Newsbottom 18% Funding: Raised $66.5M across 7 rounds · 7 rounds over 8 yrs (0.9/yr) Talent: Analyst team rating 5/5 · 2 named leaders on record rank vs industry peers · Fliar Intelligence Index 45/100 | $67M | 1 mo ago | 30 30 → 56 (+87%) · sector median +101% | Anna Fridman Co-Founder | Series C | 12 patents Commercial kitchen heating appliances: induction cooking surfaces, heat lamps, integrated HVAC units. | — |
| 39 | Amplify Life Insurance Online insurance comparison platform 60Funding top 24%Growth top 26%Tech top 36%Talent bottom 49% All 7 signals ▾Fundingtop 24% Growthtop 26% Techtop 36% Talentbottom 49% Marketbottom 39% Globalbottom 39% Newsbottom 22% Funding: Raised $60.9M across 6 rounds · 6 rounds over 6 yrs (1.0/yr) Growth: Headcount 11 → 55 (+400%) across vintages · Web rank 1,000,000 → 5,000,000 YoY rank vs industry peers · Fliar Intelligence Index 60/100 | $61M | 6 mo ago | 55 55 → 71 (+29%) · sector median +101% | Hanna Wu Founder & CEO | Series B | — | — |
| 40 | Strala Provider of AI-assisted claims handling and third-party administrator (TPA) solutions 67Funding top 30%AI top 30%Talent top 38%Global bottom 48% All 5 signals ▾Fundingtop 30% AItop 30% Talenttop 38% Globalbottom 48% Techbottom 40% Funding: Raised $55.3M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) AI: Classified as an AI company · Product described with: artificial intelligence rank vs industry peers · Fliar Intelligence Index 67/100 | $55M | 2 mo ago | — | Armando Schmid Co-Founder & CTO | Series B | — | — |
| 41 | Credit Key Developer of an online marketplace for point-of-sale financing 57Tech top 23%Funding top 27%Moat top 31%Innovation top 33% All 11 signals ▾Techtop 23% Fundingtop 27% Moattop 31% Innovationtop 33% Growthtop 35% Producttop 36% Newstop 42% Talentbottom 49% Marketbottom 38% Globalbottom 36% Customersbottom 1% Tech: 53 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $52.9M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $53M | 4 mo ago | 58 | John Tomich CEO and Co-Founder | Series B | — | — |
| 42 | Alcatraz AI Provider of AI-powered facial authentication access control and security systems 67Growth top 20%News top 21%Funding top 25%AI top 28% All 12 signals ▾Growthtop 20% Newstop 21% Fundingtop 25% AItop 28% Moattop 31% Talenttop 31% Techtop 40% Partnerstop 45% Patentsbottom 47% Innovationbottom 45% Globalbottom 39% Marketbottom 33% Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo News: 8 BI events in 12 mo (of 28 tracked, 2 types) · +167% YoY rank vs industry peers · Fliar Intelligence Index 67/100 | $51M | 2 mo ago | 21 | Vince Gaydarzhiev President & Founder | Series B | 6 patents Biometric facial recognition access control systems for secure building entry | 1 job opening |
| 43 | Fieldguide Provider of an AI-native platform for audit and advisory firms 60Growth top 18%Funding top 26%News top 29%Talent top 38% All 12 signals ▾Growthtop 18% Fundingtop 26% Newstop 29% Talenttop 38% Moattop 39% AItop 45% Producttop 45% Techtop 46% Marketbottom 38% Innovationbottom 37% Globalbottom 37% Partnersbottom 35% Growth: Headcount 16 → 45 (+181%) across vintages · Fresh capital in last 24 mo Funding: Raised $47.1M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 60/100 | $47M | 4 mo ago | 45 | Chris Szymansky Co-Founder & CTO | Series C | — | 1 launch · 1 partnership · 1 award |
| 44 | FarmTogether Equity crowdfunding platform and infrastructure fund focused on sustainable investments 45Funding top 23%Tech top 39%Moat top 39%Product top 46% All 10 signals ▾Fundingtop 23% Techtop 39% Moattop 39% Producttop 46% Growthtop 48% Talentbottom 49% Innovationbottom 46% Marketbottom 41% Globalbottom 36% Newsbottom 20% Funding: Raised $40.4M across 9 rounds · 9 rounds over 7 yrs (1.3/yr) Tech: 27 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 45/100 | $40M | 4 mo ago | 34 | David Gould Chief Executive Officer | Series A | — | 1 partnership · 1 expansion |
| 45 | MerQube Index provider solutions for financial and insurance industries 48Funding top 23%Talent top 33%Growth top 35%News top 37% All 10 signals ▾Fundingtop 23% Talenttop 33% Growthtop 35% Newstop 37% Moattop 41% Techtop 48% Patentstop 49% Innovationbottom 48% Globalbottom 39% Marketbottom 29% Funding: Raised $35.0M across 4 rounds · 4 rounds over 7 yrs (0.6/yr) Talent: 3 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 48/100 | $35M | 2 mo ago | 9 | Keith Loggie Co-Founder and COO | Series C | 4 patents Blockchain-based data indexing and tracking solutions for secure, verifiable information management. | — |
| 46 | Drift Future & options focused trading solutions for cryptocurrency 45Tech top 23%Funding top 31%Moat top 39%Growth top 45% All 7 signals ▾Techtop 23% Fundingtop 31% Moattop 39% Growthtop 45% Talentbottom 49% Globalbottom 38% Marketbottom 30% Tech: 50 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services Funding: Raised $28.8M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $29M | 2 mo ago | 13 | Cindy Leow Co-Founder | Series B | — | — |
| 47 | CNote Online investment platform for fixed income-focused community development 50Funding top 24%Tech top 26%Moat top 29%Talent top 38% All 9 signals ▾Fundingtop 24% Techtop 26% Moattop 29% Talenttop 38% Growthtop 45% Producttop 49% Globalbottom 37% Marketbottom 28% Newsbottom 27% Funding: Raised $27.2M across 17 rounds · 17 rounds over 10 yrs (1.7/yr) Tech: 51 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare rank vs industry peers · Fliar Intelligence Index 50/100 | $27M | 2 mo ago | 14 14 → 29 (+107%) · sector median +101% | Catherine Berman Co-Founder & CEO | Series B | — | — |
| 48 | Centrifuge Provider of the decentralized platform to connect the financial supply chain 55Talent top 15%Funding top 32%Tech top 34%Growth top 35% All 7 signals ▾Talenttop 15% Fundingtop 32% Techtop 34% Growthtop 35% Moattop 39% Globalbottom 47% Marketbottom 25% Talent: Analyst team rating 5/5 Funding: Raised $27.1M across 4 rounds · 4 rounds over 8 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $27M | 1 mo ago | 10 | — | Series A | — | 2 launchs · 2 partnerships |
| 49 | MagicCube Device security solutions for IoT applications 37Talent top 28%Funding top 31%Growth top 35%Moat top 37% All 11 signals ▾Talenttop 28% Fundingtop 31% Growthtop 35% Moattop 37% Producttop 49% Innovationbottom 44% Patentsbottom 44% Newsbottom 42% Globalbottom 39% Techbottom 32% Marketbottom 23% Talent: Analyst team rating 5/5 · 2 named leaders on record Funding: Raised $25.7M across 5 rounds · 5 rounds over 11 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $26M | 1 mo ago | 15 | Nancy Zayed Co-Founder & Chief Technology Officer | Series B | 11 patents Patents concentrated in electrical & electronics | — |
| 50 | Vori Provider of grocery point of sale and store operations software 57Tech top 27%Talent top 28%Funding top 30%Growth top 35% All 7 signals ▾Techtop 27% Talenttop 28% Fundingtop 30% Growthtop 35% Moattop 39% Marketbottom 32% Globalbottom 32% Tech: 53 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 57/100 | $15M | 1 mo ago | 19 | Robert Pinkerton Co-Founder & Chief Technology Officer | Series B | — | — |
Top 12 FinTech companies in California
#1
Series G · San Francisco, California · founded 2015 · 1400 employees$1.1Braised▾
Series G · San Francisco, California · founded 2015 · 1400 employees
Provider of multi-currency business accounts, global payments, and spend management. The company offers solutions for business accounts, global transfers, corporate cards, and expense management. It provides APIs and embedded finance options, including programmatic account creation, multi-currency account management, and global payment acceptance. The company also offers tools for invoicing, subscription management, and usage-based billing.
Fliar Intelligence Index™ 89how this company ranks against its industry peers
Funding
top 18%Tech
top 20%Talent
top 22%Growth
top 24%Innovation
top 25%Product
top 26%Funding: Raised $1.1B across 14 rounds · 14 rounds over 10 yrs (1.4/yr) · Last round Series G (Dec 2025)
Tech: 87 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare · Devops: Envoy, Varnish
Talent: Analyst team rating 5/5 · 4 named leaders on record · 4 C-suite/founder profiles curated
Audience (LinkedIn): 179k LinkedIn followers — 6.9% of this cohort's audience
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Dec 2025Series G$330M
- May 2025Series F$150M
- Mar 2023Series F$200M
- Oct 2022Series E$100M
Founders & team
Investors
Tencent, Sequoia Capital, Mastercard, Hillhouse, Horizons Ventures, Salesforce Ventures
Tech stack
Alpine.JsAmazon Web ServicesApple Icloud MailBabelBackbone.JsCloudflare
#2
Mercury 🦄Series D · San Francisco, California · founded 2017 · 1 employees$146Mraised▾
Mercury 🦄
Series D · San Francisco, California · founded 2017 · 1 employees
Provider of a comprehensive online platform offering a range of financial services. The company provides integrated banking services for businesses, offering a platform to manage financial operations.
Fliar Intelligence Index™ 80how this company ranks against its industry peers
AI
top 15%Growth
top 20%Tech
top 24%Funding
top 25%Talent
top 28%Customers
top 30%AI: Holds AI/ML patents (G06N-family CPC)
Growth: Revenue +474% YoY · Web rank 500,000 → 100,000 YoY · App-install growth +74% YoY
Tech: 50 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront · Devops: Envoy
Audience (LinkedIn): 119k LinkedIn followers — 4.6% of this cohort's audience
Activity (LinkedIn): 2 product launches announced in 12 mo
Funding rounds
- May 2026Series D$200M
- Mar 2025Series C$200M
- Oct 2024Conventional Debt$100M
- Jul 2021Series B$120M
Founders & team
Investors
CRV, Andreessen Horowitz, Dreamers, 35V, Serena Ventures, Clocktower Ventures
Tech stack
Alpine.JsAmazon AlbAmazon CloudfrontAmazon Web ServicesAmplitudeApple Icloud Mail
#3
Series E · San Francisco, California · founded 2017 · 349 employees$487Mraised▾
Series E · San Francisco, California · founded 2017 · 349 employees
Digital asset platform providing trading, custody, staking, settlement, and crypto financial infrastructure. It is designed for financial institutions and professional investors, it provides secure custody through a federally chartered banking entity and enables seamless access to liquidity, risk-managed execution, and compliant digital asset operations. It supports end-to-end workflows across cash and crypto assets, combining advanced market infrastructure with regulatory-grade security, governance, and institutional controls for managing and scaling digital asset strategies.
Fliar Intelligence Index™ 74how this company ranks against its industry peers
Funding
top 16%News
top 16%Growth
top 26%Moat
top 26%Talent
top 28%Product
top 33%Funding: Raised $487M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) · Last round Series E (Feb 2026)
News: 9 BI events in 12 mo (of 13 tracked, 5 types) · 8 high-value events (IPO/M&A/funding/contracts) in 12 mo · Top themes: Funding, M&A, New product
Growth: 2 acquisition/expansion moves in 24 mo · Fresh capital in last 24 mo
Audience (LinkedIn): 65k LinkedIn followers — 2.5% of this cohort's audience
Activity (LinkedIn): 1 product launches · 2 partnerships (incl. Lido Finance) announced in 12 mo
Funding rounds
- Feb 2026Series E$100M
- Jun 2022Series D—
- Dec 2021Series D$350M
- Feb 2021Series C$80M
Founders & team
Investors
KKR, Goldman Sachs, Andreessen Horowitz, Apollo Funds, Wellington, Alameda Research
Tech stack
CdnjsCloudflareCloudflare Bot ManagementCore-JsDemandbaseDocusign
#4
Public · Palo Alto, California · founded 2015 · 847 employees$1.3Braised▾
Public · Palo Alto, California · founded 2015 · 847 employees
Provider of a platform for business travel and expense management. The platform offers tools for booking trips, managing expenses, and processing payments. It provides features such as travel program management, analytics, and support services. The platform also allows for expense tracking, corporate card integration, and security measures.
Fliar Intelligence Index™ 90how this company ranks against its industry peers
AI
top 15%Funding
top 18%Patents
top 20%Innovation
top 21%News
top 23%Partners
top 23%AI: Holds AI/ML patents (G06N-family CPC)
Funding: Raised $1.3B across 13 rounds · 13 rounds over 11 yrs (1.2/yr) · Last round Series G (Oct 2025)
Patents: 28 patents matched (strict assignee match) · 27 filings since 2022 vs 0 in 2017-21 · Latest publication 2026
Audience (LinkedIn): 220k LinkedIn followers — 8.5% of this cohort's audience
Activity (LinkedIn): 1 partnerships (incl. Navan) announced in 12 mo
Funding rounds
- Oct 2025Series G$300M
- Dec 2022Conventional Debt$400M
- Oct 2022Conventional Debt$150M
- Oct 2022Series G$154M
Founders & team
Investors
SVB, Goldman Sachs, Comerica, Coatue, Lightspeed Venture Partners, Zeev Ventures
Tech stack
6SenseAdobe Audience ManagerAdrollAdroll Cmp SystemAmazon AdvertisingAmazon Webstore
#5
Slash 🦄Series C · San Francisco, California · founded 2019 · 17 employees$160.1Mraised▾
Slash 🦄
Series C · San Francisco, California · founded 2019 · 17 employees
Provider of financial services for high-spending businesses. It offers business checking accounts, corporate cards with cashback rewards, and access to working capital through partner lenders. The platform includes features such as virtual accounts, robust analytics tools, and APIs for automation. Enhanced FDIC insurance is provided through partner banks. The services are designed to streamline financial management for businesses, offering tools for expense tracking, budgeting, and multi-entity management.
Fliar Intelligence Index™ 64how this company ranks against its industry peers
Funding
top 18%Moat
top 27%Growth
top 28%Tech
top 37%Talent
bottom 49%Global
bottom 48%Funding: Raised $160M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) · Last round Series C (Apr 2026)
Moat: Unicorn · 4 curated direct competitors tracked
Growth: Web rank 5,000,000 → 1,000,000 YoY · Fresh capital in last 24 mo
Funding rounds
- Apr 2026Series C$100M
- May 2025Series B$41M
- May 2023Series A$19M
- 2021Seed$125K
Founders & team
Investors
Goodwater Capital, New Enterprise Associates, Menlo Ventures, Y Combinator, Soma Capital, Global Founders Capital
Tech stack
Amazon Web ServicesApple Icloud MailCloudflareCloudflare Bot ManagementCore-JsFacebook Pixel
#6
Series C · San Francisco, California · founded 2020 · 83 employees$94Mraised▾
Series C · San Francisco, California · founded 2020 · 83 employees
Provider of cloud-based platform for revenue-based financing. It features a platform for connecting buyers and sellers for growth capital financing. Provides tools for retaining sellers, tracking revenue streams, APIs for underwriting, financial and regulatory risks, and payment processing for users.
Fliar Intelligence Index™ 48how this company ranks against its industry peers
Funding
top 20%Tech
top 32%Moat
top 35%Product
top 36%Talent
bottom 49%Growth
bottom 47%Funding: Raised $94.0M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) · Last round Conventional Debt (May 2026)
Tech: 39 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Ses · Observability: Fullstory, Sentry
Moat: Editorial + unicorn rating 7/10 · 3 curated direct competitors tracked
Audience (LinkedIn): 11k LinkedIn followers
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- May 2026Conventional Debt—
- Dec 2024Series C$100M
- Aug 2024Conventional Debt$93M
- Apr 2024Conventional Debt$125M
Founders & team
Investors
Atalaya Capital Management, Jefferies, GIC, Thrive Capital, Ribbit Capital, Trinity Capital
Tech stack
Amazon S3Amazon SesAmazon Web ServicesApple Icloud MailAtlassian StatuspageCloudflare
#7
Series C · San Francisco, California · founded 2020 · 64 employees$75.6Mraised▾
Series C · San Francisco, California · founded 2020 · 64 employees
AI-enabled KYC and fraud prevention solutions for financial institutions. Its product includes transaction monitoring, onboarding, AML, account takeover protection, and more. It also offers device intelligence tools for fraud detection based on intrinsic behavior.
Fliar Intelligence Index™ 62how this company ranks against its industry peers
Funding
top 21%Tech
top 22%Talent
top 28%Moat
top 31%Growth
top 38%Product
top 43%Funding: Raised $75.6M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) · Last round Series C (May 2026)
Tech: 62 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services · Observability: Fullstory, Sentry
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Audience (LinkedIn): 56k LinkedIn followers — 2.2% of this cohort's audience
Activity (LinkedIn): 1 partnerships (incl. Infinite) announced in 12 mo
Funding rounds
- May 2026Series C$25M
- Feb 2025Series C$70M
- Sep 2022Series B$51.5M
- Aug 2022Series A—
Founders & team
Investors
XYZ Venture Capital, 11.2 Capital, Village Global, ventures.coinbase.com, Andreessen Horowitz, Nyca Partners
Tech stack
AceAmazon CloudfrontAmazon Web ServicesApple Icloud MailAtlassian StatuspageBabel
#8
Public · Long Beach, California · founded 2011 · 25 employees$83.3Mraised▾
Public · Long Beach, California · founded 2011 · 25 employees
AI and cloud based identity proofing and authentication solutions for enterprises. Its offering includes biometric identity proofing, authentication ID, facial biometric authentication, and fingerprint authentication. It also offers services such as technical supports and consulting. It caters to government and privates companies.
Fliar Intelligence Index™ 45how this company ranks against its industry peers
Funding
top 26%News
top 31%Product
top 33%Tech
top 37%Growth
top 42%Fin. health
top 48%Funding: Raised $83.3M across 19 rounds · 19 rounds over 4 yrs (4.8/yr) · Last round Post IPO (Apr 2026)
News: 9 BI events in 12 mo (of 47 tracked, 7 types) · -10% YoY · 5 high-value events (IPO/M&A/funding/contracts) in 12 mo
Product: 1 product launch event in 12 mo · 1 published app (51 installs) · Company stage: Public
Audience (LinkedIn): 3k LinkedIn followers
Activity (LinkedIn): 1 product launches · 6 partnerships (incl. US banking infrastructure provider serving 100+ banks) announced in 12 mo
Funding rounds
- Apr 2026Post IPO$4.2M
- Jun 2023Post IPO$4.1M
- May 2023Post IPO$9M
- Mar 2022Post IPO$22.5M
Founders & team
Investors
Wilmot Advisors, Varana Capital, Las Olas Capital
Tech stack
Atlassian StatuspageCloudflareCloudflare Bot ManagementCookie NoticeCore-JsDivi
#9
Series E · San Francisco, California · founded 2015 · 577 employees$664Mraised▾
Series E · San Francisco, California · founded 2015 · 577 employees
Employer-enabled retirement planning platform. Offers tools to assist in developing retirement plans, recording, accounting, and compliance management solutions. Features a dashboard for syncing payroll, administrative, and compliance testing solutions for users.
Fliar Intelligence Index™ 80how this company ranks against its industry peers
Funding
top 14%Tech
top 17%Moat
top 26%Market
top 34%Growth
top 34%Product
top 36%Funding: Raised $664M across 12 rounds · 12 rounds over 11 yrs (1.1/yr) · Last round Series E (Nov 2025)
Tech: 48 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Web Services · Observability: Datadog
Moat: Editorial + unicorn rating 9/10 · Unicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 30k LinkedIn followers
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- Nov 2025Series E$100M
- Aug 2025Series E$50M
- Jul 2024Conventional Debt$25M
- Mar 2024Series E$242M
Founders & team
Investors
Wing Venture Capital, Y Combinator, Uncork Capital, SV Angel, Tuesday Capital, Slow Ventures
Tech stack
Amazon S3Amazon Web ServicesAmplitudeApolloApple Icloud MailAuth0
#10
Pipe 🦄Series C · Los Angeles, California · founded 2019 · 70 employees$316Mraised▾
Pipe 🦄
Series C · Los Angeles, California · founded 2019 · 70 employees
Online revenue-based financing marketplace for SaaS businesses. It offers a solution that connects businesses with investors for revenue-based financing. Businesses can integrate the accounting and ERP systems to the platform using APIs. The loan amount is based on the business data obtained from the system. It features integrations with existing payment tools and automated monthly statements.
Fliar Intelligence Index™ 76how this company ranks against its industry peers
Funding
top 16%Moat
top 19%Innovation
top 32%Talent
top 33%Tech
top 34%Growth
top 35%Funding: Raised $316M across 7 rounds · 7 rounds over 6 yrs (1.2/yr) · Last round Series C (Jan 2026)
Moat: Editorial + unicorn rating 9/10 · Unicorn · 1 curated direct competitors tracked
Innovation: 4 new-product events in 24 mo
Audience (LinkedIn): 38k LinkedIn followers
Funding rounds
- Jan 2026Series C$16M
- Jun 2024Venture Debt$100M
- Sep 2022Conventional Debt$7.1M
- Aug 2021Series C—
Founders & team
Investors
Craft Ventures, Fika Ventures, MaC Venture Capital, Worklife, Liquid 2 Ventures, Weekend Fund
Tech stack
Apple Icloud MailChakra UiCloudflareCloudflare Bot ManagementCookiebotCore-Js
#11
Series C · Los Angeles, California · founded 2017 · 30 employees$66.5Mraised▾
Series C · Los Angeles, California · founded 2017 · 30 employees
Provider of an AI-native platform for complaints management and governance risk compliance. The platform offers conversation intelligence, direct complaints detection, and regulatory complaints tracking. It also provides templated response generation, resolution analysis, and complaints insights business intelligence. The platform integrates with existing systems to streamline workflows. It helps teams unlock customer insights from conversations.
Fliar Intelligence Index™ 45how this company ranks against its industry peers
Funding
top 22%Talent
top 28%Moat
top 31%Patents
top 44%AI
top 45%Innovation
bottom 47%Funding: Raised $66.5M across 7 rounds · 7 rounds over 8 yrs (0.9/yr) · Last round Series C (May 2026)
Talent: Analyst team rating 5/5 · 2 named leaders on record · 2 C-suite/founder profiles curated
Moat: Editorial + unicorn rating 8/10 · IP moat: 15 patents · Soonicorn
Audience (LinkedIn): 6k LinkedIn followers
Funding rounds
- May 2026Series C$5M
- May 2025Series B$2.5M
- May 2021Series B$15M
- Jun 2019Series A$23M
Founders & team
Investors
GreatPoint Ventures, August Capital, GM Ventures, RRE Ventures, Multicoin Capital, Galaxy
#12
Series A · Burbank, California · founded 2011 · 89 employees$72.6Mraised▾
Series A · Burbank, California · founded 2011 · 89 employees
Platform that enables users to create, manage, and invest in innovative companies and technologies. It connects investors with startups and growth-stage companies across multiple industries, including technology, energy, healthcare, and space. It provides access to pre-IPO investment opportunities, allowing users to explore offerings, evaluate startups, and invest in early-stage businesses through regulated crowdfunding and private market deals. It simplifies the investment process by centralizing deal discovery, due diligence information, and participation tools in one place, while also offering educational resources and updates on emerging companies. It is designed for individuals interested in private markets who want to diversify their portfolio and participate in early-stage innovation.
Fliar Intelligence Index™ 83how this company ranks against its industry peers
Fin. health
top 21%Funding
top 22%Tech
top 22%Moat
top 26%Talent
top 28%Customers
top 31%Fin. health: Revenue ~$110M (FY2024) · Net margin 1.3% · Revenue +125% YoY
Funding: Raised $72.6M across 59 rounds · 59 rounds over 11 yrs (5.4/yr) · Last round Series A (Apr 2026)
Tech: 57 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services · Devops: Envoy
Audience (LinkedIn): 22k LinkedIn followers
Activity (LinkedIn): 1 partnerships (incl. Microsoft) announced in 12 mo
Funding rounds
- Apr 2026Series A$503.6K
- Apr 2026Series A$377.6K
- Apr 2026Series A$303.6K
- Apr 2026Series A$1.2M
Founders & team
Investors
SE Agoura Investment, Cacao Capital, Daniel Gutenberg, Ossian Capital, BAM Ventures, Opus Hospitality Ventures
Tech stack
Adobe Audience ManagerAmazon CloudfrontAmazon ElbAmazon Web ServicesApplovinAppsflyer
Funding & investor landscape
$114.9Btotal disclosed funding
2,186companies funded
5,466disclosed rounds
35rounds last 90 days
Most active investors
Notable founders
Jacob Dai
Co-Founder & CTO · Airwallex
Max Li
Co-Founder · Airwallex
Immad Akhund
Co-Founder & CEO · Mercury
Max Tagher
Co-Founder & CTO · Mercury
Nathan McCauley
Co-Founder and CEO · Anchorage Digital
Diogo Monica
Co-Founder · Anchorage Digital
Ariel Cohen
CEO and Co-Founder · Navan
Ilan Twig
Cofounder and CTO · Navan
Victor Cardenas
Co-Founder & CEO · Slash
Sahill Poddar
Co-Founder & CEO · Parafin
Zahid Shaikh
Co-Founder · Sardine Technologies
Soups Ranjan
Co-Founder & CEO · Sardine Technologies
Prism market signals · United States · country-scoped Prism corpus, 3,947,148 docs
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH FROM California · institutions
What California researches in fintech
Southern California University for Professional Studies, USC, and UC Irvine lead California's fintech research, focusing predominantly on crowdfunding and financial distress prediction, with a cautiously contested tone (mean stance 0.22, concerns outweighing breakthroughs).
29 papersstance +0.2221% breakthrough46% concern
local research themes
FinTech, Crowdfunding, Digital FinanceFinancial Distress and Bankruptcy PredictionBlockchain Technology Applications and SecurityImbalanced Data Classification TechniquesMicrofinance and Financial InclusionEconomic Growth and Development
top institutions
- Southern California University for Professional Studies7
- University of Southern California7
- University of California, Irvine7
- Lincoln University - California3
- California University of Pennsylvania3
Common questions
How many FinTech companies are there in California, United States?
Radar tracks 5461 indexable FinTech companies headquartered in California, United States that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in California, United States?
The FinTech companies in California, United States on this list have raised a combined $114.9B in disclosed equity funding across 2186 funded companies.
Which is the highest-funded FinTech company in California, United States?
Stripe is the highest-funded FinTech company in California, United States, with $9.8B in disclosed equity funding.
How many FinTech companies in California, United States are funded?
2186 of the 5461 FinTech companies in California, United States on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in California, United States?
88 FinTech companies in California, United States on this list are valued at $1B or more.
Who are the top investors in California, United States FinTech companies?
The most active investors in California, United States FinTech companies on this list include Y Combinator, 500 Global, Plug and Play Tech Center, Andreessen Horowitz, Coinbase.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.