Best FinTech Companies in Berkeley, United States
The 41 best FinTech companies in Berkeley, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Vested Finance.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Berkeley
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Vested Finance 🦄 Online trading and investment platform 60Tech top 27%Customers top 27%Funding top 34%Growth top 41% All 11 signals ▾Techtop 27% Customerstop 27% Fundingtop 34% Growthtop 41% Talentbottom 49% Marketbottom 48% Productbottom 48% Moatbottom 48% Globalbottom 47% Fin. healthbottom 47% Newsbottom 27% Tech: 49 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services Customers: Play-Store rating 4.33★ across 9,510 ratings (1 apps) rank vs industry peers · Fliar Intelligence Index 60/100 | $24M | 14 mo ago | Series A | Viram Shah Co-Founder and CEO | 2015 | WordPressMySQLPHP+22 | — | — |
| 2 | Agentero App-based agency management solutions for insurance agents | $24M | 61 mo ago | Series A | — | 2017 | TurbopackApple iCloud MailGoogle Workspace+27 | — | — |
| 3 | Brightflow AI Cloud-based cash flow forecasting solution for businesses | $19M | 47 mo ago | Series A | Jeffrey Priebe Founder | 2019 | WordPressMySQLPHP+24 | — | — |
| 4 | Meso Web3 native payment network | $10M | 30 mo ago | Acquired | Ben Mills Co-Founder | 2022 | Apple iCloud MailGoogle WorkspaceFirebase+16 | — | — |
| 5 | Flourish Developer of business intelligence software for banks and financial institutions | $5M | 47 mo ago | Seed | Jessica Eting Cofounder | 2018 | — | — | — |
| 6 | Alpha Omega Financial Systems Online platform for post-trade solutions | $2M | 89 mo ago | Acquired | Kamal Duggirala CEO | 2013 | — | — | — |
| 7 | ReSource Online platform for crypto loans, mutual credit network for business loan, and staking of cryptocurrencies | $2M | 60 mo ago | Seed | — | 2020 | — | 16 patents Patents concentrated in chemistry & materials | — |
| 8 | OwnersCircle All-in-one aircraft ownership solution for seamless flight and maintenance management | $120K | 146 mo ago | Deadpooled | Obinna Okogbue Co-Founder | 2014 | — | — | — |
Top 12 FinTech companies in Berkeley
#1
Series A · Berkeley, California · founded 2015 · 52 employees$23.6Mraised▾
Online trading and investment platform. The platform facilitates access to various investment options, including stocks, exchange-traded funds, and alternative assets. It offers tools for portfolio construction, analysis, and management. The platform also provides educational resources and customer support to assist investors.
- Jul 2025Series A$1.4M
- Apr 2022Series A$12M
- Feb 2021Seed$3.6M
- Oct 2020Seed$704.8K
#2
Acquired · Berkeley, California · founded 2022 · 6 employees$9.5Mraised▾
Web3 native payment network. It allows users to connect their banks and cards to crypto apps. It enables users to make DEX swaps with their bank and top-up their wallets for transactions.
- Feb 2024Seed$9.5M
#3
Series A · Berkeley, California · founded 2019 · 40 employees$19.2Mraised▾
Cloud-based cash flow forecasting solution for businesses. It features an AI-driven solution for cash flow scenario planning, cash flow monitoring, cash status & financial health assessment, cash optimization, and others. It can also be integrated with multiple e-commerce and accounting platforms to provide access to real-time financial forecasting.
- Sep 2022Conventional Debt$100M
- Sep 2022Series A$15M
- Seed$4.2M
#4
Series A · Berkeley, California · founded 2017 · 44 employees$23.5Mraised▾
Agentero provides app-based agency management solutions for insurance agents. It offers solutions for predictive data analysis, data management, customer management, and more. It offers algorithms leverage data from books and third party sources to streamline renewals, scan for coverage gaps, and customize policy recommendations.
- Jul 2021Series A$13.5M
- Oct 2020Seed$10M
#5
Seed · Berkeley, California · founded 2018 · 44 employees$4.6Mraised▾
Developer of business intelligence software for banks and financial institutions. It provides users with a platform that offers tools for customer engagement, data intelligence, and financial health. Uses transactional and behavioral data to help financial institutions create personalized solutions. Its solution combines gamification with behavioral science, bringing loyalty and intelligence to financial institutions. It provides solution to end users better manage their money while driving engagement and loyalty for banks and fintechs.
- Sep 2022Seed$3M
- Mar 2021Seed$1.5M
- Jul 2020Seed$100K
#6
Seed · Berkeley, California · founded 2020 · 22 employees$1.7Mraised▾
Developer of a decentralized platform designed for business credit collateralized products and services. The company's platform leverages its fast and low fee to easily access loans from peers and automatically creates a novel reputation system to rate the creditors in order to select the best businesses to extend lines of credit, enabling businesses to manage business operations without cash.
#7
Acquired · Berkeley, California · founded 2013 · 2 employees$2.5Mraised▾
Online platform for post-trade solutions. It offers solutions that allocate and confirms the trade after execution. Features post-trade processing, minimize post-trade disruptions, trade details from multiple clients, and facilitates the matching process. It covers equities, ETFs, and fixed income securities.
- Mar 2019Seed$500K
- Jan 2018Seed$2M
#8
Deadpooled · Berkeley, California · founded 2014$120Kraised▾
All-in-one aircraft ownership solution for seamless flight and maintenance management. This platform streamlines the aviation experience, offering tools to effortlessly track flights, manage maintenance schedules, and organize crucial records. It empowers aircraft owners with automated reminders and detailed tracking, ensuring they stay ahead of maintenance needs. The cloud-based system provides a secure and centralized location for all flight and maintenance documentation, simplifying retrieval and management. This Software as a Service (SaaS) solution aims to provide peace of mind and more time to enjoy flying, offering a comprehensive approach to aircraft ownership. It is a B2B solution for aircraft owners.
- 2014Seed$120K
#9
Seed · Berkeley, California · founded 2014 · 13 employees$85Kraised▾
Online platform offering cashback across various products and services. It allows users to earn cashback across multi-category product shopping from local stores, restaurants, hotels, e-commerece websites, brands, and more.
- Apr 2016Seed$85K
#10
Deadpooled · Berkeley, California · founded 2019 · 28 employees$20Kraised▾
End to end document and contract management platform for enterprises. It offers a platform for accounting, due diligence, finance, and legal professionals. It offers a lease abstraction software that uses artificial intelligence to transfer documents and management for enterprise customers. It allows users to manage portfolio with live reports and dashboards, and tools such as API integration, time calculator, document automation, search engine, and more.
- Sep 2019Seed—
- 2019Seed$20K
#11
Deadpooled · Berkeley, California · founded 2014 · 3 employees$20Kraised▾
Lendsnap provides a platform for automated documentation generation for mortgage loans. The platform links to consumer's accounts to generate financial and income data and provide automated documentation for the process, thus cutting short the time required to process and close the loans. Using the website, users can share their profile privately with the lenders, improving security and transparency.
- Sep 2017Seed$20K
- Sep 2016Seed—
- Aug 2016Seed—
#12
Acquired · Berkeley, California · founded 2012 · 19 employees—raised▾
KatRisk creates cost effective solutions for quantifying global risk due to floods and tropical cyclones. These solutions are used for pricing the insurance products. Various perils are associated with these catastrophe like Storm etc. which can be better accounted for by these models.
- Nov 2023PE—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.