Radar · FinTech in United States
Best FinTech Companies in United States
The 22455 best FinTech companies in United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Stripe.
By Riya SenguptaFinancials
22455companies tracked
$299.1Bdisclosed funding
197unicorns
7512have raised
$299.1 billion in disclosed funding across 22,455 tracked companies. That’s the actual weight of FinTech in the US, and this directory ranks those companies by disclosed equity funding and recent momentum, so you can see exactly where the money is going. The global fintech market is estimated at around $113.4 billion in 2025 and is expected to reach $461.6 billion by 2034, a 17.21% CAGR driven by digital banking innovation, OEM-Pay adoption and the structural push from open banking mandates. Devoted Health leads our directory at $2.3 billion raised, an amount that dwarfs most peers.
Cross River Bank has raised $848 million and Stream $773 million. Those aren’t rounding errors, they’re category-defining bets — and as shown in 2017 research on platform-era financial disruption, the companies that are capturing durable market share tend to be infrastructure layers, not just consumer apps. I’d keep that in mind when reading the funding tiers here. The 197 unicorns in this dataset indicate true scale, but stringent and sometimes conflicting government regulations remain the friction point that separates well-funded survivors from the rest.
Sources & further reading
- Biometric remote mobile payments will total $1.2t by 2027, study shows
- The global FinTech market is expected to be worth $305bn by 2025
- Trump says working to end US government “war on Crypto”
Sector wealth & growth · validated company filings
$180Mmedian revenue
+8%median YoY growth
$89.0Bcombined revenue pool
130companies reporting
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
FLIAR INTELLIGENCE · FINTECH × UNITED STATES
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
243companies analysed
98%cloud-native stacks
2025funding peak (by rounds)
45unicorns
2018median founding year
2.4Mcombined LinkedIn audience
35%of audience held by top 3
6companies hiring publicly (12 mo)
Ranked: Best FinTech companies in United States
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Acrisure 🦄 Provider of insurance and business solutions for individuals and businesses 69Funding top 20%Tech top 25%Product top 31%Moat top 31% All 10 signals ▾Fundingtop 20% Techtop 25% Producttop 31% Moattop 31% Innovationtop 37% Growthtop 40% Newstop 42% Markettop 46% Talenttop 46% Globalbottom 37% Funding: Raised $6.2B across 8 rounds · 8 rounds over 16 yrs (0.5/yr) Tech: 56 technologies across 5/8 capability areas · Cloud: Azure, Cloudflare rank vs industry peers · Fliar Intelligence Index 69/100 | $6.2B | 12 mo ago | Acquired | Ricky Norris Co-Founder | 2005 | Apple iCloud MailNode.jsZoho+34 | — |
| 2 | Devoted Health 🦄 Provider of healthcare insurance plans for individuals 87Funding top 10%Tech top 20%Moat top 20%Market top 25% All 11 signals ▾Fundingtop 10% Techtop 20% Moattop 20% Markettop 25% Producttop 27% Talenttop 28% Growthtop 32% Innovationtop 33% Customersbottom 45% Globalbottom 39% Newsbottom 18% Funding: Raised $2.3B across 9 rounds · 9 rounds over 9 yrs (1.0/yr) Tech: 37 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 87/100 | $2.3B | 4 mo ago | Series F | Todd Park Co-Founder | 2017 | PrismicApple iCloud MailYouTube+22 | — |
| 3 | Marathon Digital Holdings Operator of data centers focused on energy transformation and digital assets 78Funding top 14%Tech top 26%Growth top 30%News top 32% All 10 signals ▾Fundingtop 14% Techtop 26% Growthtop 30% Newstop 32% Talenttop 38% Fin. healthtop 39% Markettop 44% Moattop 48% Globalbottom 43% Partnersbottom 35% Funding: Raised $1.8B across 2 rounds · 2 rounds over 2 yrs (1.0/yr) Tech: 52 technologies across 5/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 78/100 | $1.8B | 10 mo ago | Public | Fred Thiel CEO & Chairman | 1997 | WebflowApple iCloud MailMicrosoft 365+30 | — |
| 4 | Ramp 🦄 Provider of a platform for spend management, corporate cards, and payables 90Customers top 9%Funding top 11%Tech top 18%Growth top 25% All 11 signals ▾Customerstop 9% Fundingtop 11% Techtop 18% Growthtop 25% Markettop 26% Moattop 26% Talenttop 28% Producttop 29% Innovationtop 42% Patentsbottom 46% Globalbottom 39% Customers: App rating 4.8★ (623 reviews) · Review volume +92% in 6 mo Funding: Raised $1.4B across 14 rounds · 14 rounds over 7 yrs (2.0/yr) rank vs industry peers · Fliar Intelligence Index 90/100 | $1.4B | 7 mo ago | Series E | Eric Glyman Co-Founder & CEO | 2019 | SentryZendeskApple iCloud Mail+44 | 1 launch |
| 5 | Navan Provider of a platform for business travel and expense management 90AI top 15%Funding top 18%Patents top 20%Innovation top 21% All 15 signals ▾AItop 15% Fundingtop 18% Patentstop 20% Innovationtop 21% Newstop 23% Partnerstop 23% Techtop 24% Customerstop 24% Talenttop 28% Growthtop 30% Producttop 33% Fin. healthtop 43% Markettop 47% Globaltop 48% Moatbottom 44% AI: Holds AI/ML patents (G06N-family CPC) Funding: Raised $1.3B across 13 rounds · 13 rounds over 11 yrs (1.2/yr) rank vs industry peers · Fliar Intelligence Index 90/100 | $1.3B | 8 mo ago | Public | Ariel Cohen CEO and Co-Founder | 2015 | Amazon WebstoreContentfulApple iCloud Mail+39 | 1 partnership |
| 6 | Airwallex 🦄 Provider of multi-currency business accounts, global payments, and spend management 89Funding top 18%Tech top 20%Talent top 22%Growth top 24% All 13 signals ▾Fundingtop 18% Techtop 20% Talenttop 22% Growthtop 24% Innovationtop 25% Producttop 26% Moattop 26% Partnerstop 28% Globaltop 30% Markettop 34% Newstop 34% Customerstop 37% Fin. healthtop 49% Funding: Raised $1.1B across 14 rounds · 14 rounds over 10 yrs (1.4/yr) Tech: 87 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare rank vs industry peers · Fliar Intelligence Index 89/100 | $1.1B | 6 mo ago | Series G | Jacob Dai Co-Founder & CTO | 2015 | SentryZendeskApple iCloud Mail+41 | 1 launch |
| 7 | FBN 🦄 Network of services for farm management, supplies, and financial solutions 64Funding top 13%Moat top 26%Growth top 35%Talent top 38% All 10 signals ▾Fundingtop 13% Moattop 26% Growthtop 35% Talenttop 38% Producttop 41% Techtop 42% Markettop 48% Globalbottom 39% Customersbottom 33% Newsbottom 27% Funding: Raised $899M across 12 rounds · 12 rounds over 12 yrs (1.0/yr) Moat: Editorial + unicorn rating 8/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 64/100 | $899M | 10 mo ago | Series G | Charles Baron Co-Founder | 2014 | ContentfulSentryNode.js+22 | — |
| 8 | Cross River Bank 🦄 Platform offering API-driven financial infrastructure 83Funding top 15%Tech top 25%Moat top 26%Innovation top 29% All 10 signals ▾Fundingtop 15% Techtop 25% Moattop 26% Innovationtop 29% Growthtop 30% Producttop 31% Newstop 36% Markettop 37% Talenttop 38% Globaltop 48% Funding: Raised $848M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) Tech: 47 technologies across 6/8 capability areas · Cloud: Azure, Cloudflare rank vs industry peers · Fliar Intelligence Index 83/100 | $848M | 5 mo ago | Series D | Gilles Gade Founder | 2008 | TurbopackEmotionSentry+30 | 1 partnership |
| 9 | Stream Workplace financial wellbeing platform that provides employees with tools to access earned wages 57Funding top 12%Tech top 30%Talent top 38%Customers top 40% All 7 signals ▾Fundingtop 12% Techtop 30% Talenttop 38% Customerstop 40% Producttop 42% Globalbottom 48% Marketbottom 35% Funding: Raised $773M across 11 rounds · 11 rounds over 8 yrs (1.4/yr) Tech: 38 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 57/100 | $773M | 4 mo ago | Acquired | Portman Wills Co-Founder | 2018 | TurbopackApple iCloud MailNode.js+19 | — |
| 10 | Human Interest 🦄 Employer-enabled retirement planning 80Funding top 14%Tech top 17%Moat top 26%Market top 34% All 9 signals ▾Fundingtop 14% Techtop 17% Moattop 26% Markettop 34% Growthtop 34% Producttop 36% Talentbottom 49% Globalbottom 39% Newsbottom 24% Funding: Raised $664M across 12 rounds · 12 rounds over 11 yrs (1.1/yr) Tech: 48 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 80/100 | $664M | 7 mo ago | Series E | Roger Lee Co-Founder | 2015 | ContentfulApple iCloud MailGoogle Workspace+33 | — |
| 11 | Upgrade 🦄 Provider of consumer credit and banking products 90Funding top 16%Growth top 17%Talent top 19%Customers top 20% All 10 signals ▾Fundingtop 16% Growthtop 17% Talenttop 19% Customerstop 20% Markettop 22% Producttop 24% Moattop 26% Innovationtop 39% Techtop 39% Globalbottom 46% Funding: Raised $600M across 6 rounds · 6 rounds over 9 yrs (0.7/yr) Growth: Headcount 250 → 602 (+141%) across vintages · Web rank 100,000 → 50,000 YoY rank vs industry peers · Fliar Intelligence Index 90/100 | $600M | 8 mo ago | Series G | Matt Wierman Co-Founder and EVP | 2016 | Apple iCloud MailGoogle WorkspaceBootstrap+32 | 1 award |
| 12 | Tipalti 🦄 Cloud-based procurement and invoice management solutions for businesses 76Funding top 16%Moat top 26%Tech top 29%Market top 30% All 11 signals ▾Fundingtop 16% Moattop 26% Techtop 29% Markettop 30% Growthtop 38% Talenttop 38% Producttop 41% Globaltop 42% Innovationtop 46% Newstop 46% Customersbottom 39% Funding: Raised $553M across 8 rounds · 8 rounds over 12 yrs (0.7/yr) Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 76/100 | $553M | 8 mo ago | Series F | Oren Zeev Co-Founder & Chairman | 2010 | WordPress Site EditorWordPressMySQL+22 | — |
| 13 | Chainalysis 🦄 Blockchain data platform providing crypto insights 91Funding top 13%Tech top 13%Product top 18%Innovation top 20% All 11 signals ▾Fundingtop 13% Techtop 13% Producttop 18% Innovationtop 20% Moattop 25% Patentstop 28% Markettop 31% Talenttop 31% Growthtop 34% Globaltop 40% Newsbottom 21% Funding: Raised $538M across 10 rounds · 10 rounds over 11 yrs (0.9/yr) Tech: 86 technologies across 7/8 capability areas · Cloud: Amazon Alb, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 91/100 | $538M | 8 mo ago | Series F | Michael Gronager Ex-Co-Founder | 2014 | WordPressSentryAtlassian Statuspage+42 | 1 partnership |
| 14 | Clean Capital Online platform for funding solar projects 60Funding top 18%Talent top 28%Growth top 29%Moat top 31% All 10 signals ▾Fundingtop 18% Talenttop 28% Growthtop 29% Moattop 31% Producttop 40% Innovationtop 43% Techtop 44% Newstop 46% Globalbottom 39% Marketbottom 30% Funding: Raised $504M across 5 rounds · 5 rounds over 11 yrs (0.5/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 60/100 | $504M | 5 mo ago | Series B | Jon Powers Co Founder | 2015 | WordPressApple iCloud MailMicrosoft 365+32 | — |
| 15 | Cambridge Mobile Telematics Provider of AI-powered telematics and mobility safety solutions 74Patents top 10%Funding top 19%Moat top 26%Product top 28% All 13 signals ▾Patentstop 10% Fundingtop 19% Moattop 26% Producttop 28% Talenttop 28% Innovationtop 29% Newstop 29% AItop 35% Markettop 42% Techtop 42% Globalbottom 47% Growthbottom 44% Customersbottom 39% Patents: 394 patents matched (strict assignee match) · 258 filings since 2022 vs 126 in 2017-21 Funding: Raised $502M across 3 rounds · 3 rounds over 12 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 74/100 | $502M | 2 mo ago | Series D | William Powers Co-Founder & CEO | 2010 | WordPressMySQLPHP+41 | 1 award |
| 16 | Capchase Provider of an online revenue-based financing platform for SaaS businesses 74Funding top 14%Talent top 28%Moat top 31%Global top 34% All 9 signals ▾Fundingtop 14% Talenttop 28% Moattop 31% Globaltop 34% Growthtop 37% Markettop 42% Producttop 45% Techtop 48% Newsbottom 38% Funding: Raised $495M across 7 rounds · 7 rounds over 6 yrs (1.2/yr) Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 74/100 | $495M | 0 mo ago | Series C | Ignacio Pubul Co-Founder | 2020 | WebflowApple iCloud MailZoho+29 | 1 expansion |
| 17 | Anchorage Digital 🦄 Digital asset platform providing trading, custody, staking, settlement, and crypto financial infrastructure 74Funding top 16%News top 16%Growth top 26%Moat top 26% All 11 signals ▾Fundingtop 16% Newstop 16% Growthtop 26% Moattop 26% Talenttop 28% Producttop 33% Markettop 34% Techtop 48% Globaltop 48% Innovationbottom 45% Partnersbottom 43% Funding: Raised $487M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) News: 9 BI events in 12 mo (of 13 tracked, 5 types) · 8 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 74/100 | $487M | 4 mo ago | Series E | Nathan McCauley Co-Founder and CEO | 2017 | WebflowSalesforceGSAP+28 | 1 launch · 2 partnerships |
| 18 | eCapital Provider of asset-based, supply chain, and invoice financing solutions 74Funding top 20%Tech top 31%Talent top 31%Growth top 35% All 12 signals ▾Fundingtop 20% Techtop 31% Talenttop 31% Growthtop 35% Fin. healthtop 35% Partnerstop 37% Markettop 43% Newstop 44% Producttop 47% Customerstop 50% Moatbottom 43% Globalbottom 37% Funding: Raised $470M across 8 rounds · 8 rounds over 2 yrs (4.0/yr) Tech: 46 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 74/100 | $470M | 8 mo ago | Acquired | Marius Silvasan Co-CEO | 2006 | WordPressApple iCloud MailMicrosoft 365+26 | — |
| 19 | inKind Digital dining rewards platform that allows users to earn cashback and perks when paying 60Customers top 20%Funding top 23%Tech top 33%News top 36% All 10 signals ▾Customerstop 20% Fundingtop 23% Techtop 33% Newstop 36% Growthtop 37% Talenttop 38% Producttop 40% Marketbottom 39% Moatbottom 38% Globalbottom 32% Customers: Play-Store rating 4.86★ across 13,870 ratings (2 apps) · Review volume +110% in 6 mo Funding: Raised $455M across 2 rounds · 2 rounds over 8 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 60/100 | $455M | 3 mo ago | Series B | Jonathan De Wolff Co-Founder & Chief Sustainability Officer | 2018 | Cart FunctionalityApple iCloud MailGoogle Workspace+30 | 1 job opening |
| 20 | Clearcover 🦄 Online platform that provides automotive insurance 78Funding top 15%Tech top 22%Moat top 26%Customers top 28% All 12 signals ▾Fundingtop 15% Techtop 22% Moattop 26% Customerstop 28% Producttop 31% Innovationtop 37% Markettop 38% Talenttop 38% AItop 45% Growthbottom 45% Globalbottom 37% Newsbottom 24% Funding: Raised $406M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) Tech: 60 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 78/100 | $406M | 8 mo ago | Series D | Derek Brigham Co-Founder & Chief Operating Officer | 2016 | SentryZendeskApple iCloud Mail+33 | — |
| 21 | Jeeves 🦄 Digital company offering payment and corporate financial cards 78Funding top 16%Growth top 25%Moat top 26%Market top 32% All 9 signals ▾Fundingtop 16% Growthtop 25% Moattop 26% Markettop 32% Globaltop 36% Newstop 37% Producttop 46% Customersbottom 43% Talentbottom 41% Funding: Raised $380M across 7 rounds · 7 rounds over 6 yrs (1.2/yr) Growth: Web rank 5,000,000 → 500,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 78/100 | $380M | 6 mo ago | Series C | Dileep Thazhmon Founder & CEO | 2019 | — | 1 job opening |
| 22 | Avalara Provider of cloud-based solutions for tax compliance and related services 96Innovation top 7%Tech top 14%Patents top 19%Market top 20% All 13 signals ▾Innovationtop 7% Techtop 14% Patentstop 19% Markettop 20% Fundingtop 20% Globaltop 24% Moattop 31% Growthtop 33% Newstop 35% Producttop 35% Talenttop 36% Fin. healthtop 41% AItop 45% Innovation: 190 patents (top 3% of patent-holders) · 9 new-product events in 24 mo Tech: 82 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 96/100 | $343M | 7 mo ago | Acquired | — | 2003 | TurbopackSentryApple iCloud Mail+37 | 1 job opening |
| 23 | LendingPoint Personal loans provider offering financial solutions with proprietary technology and AI 50Funding top 18%Tech top 30%Talent top 33%Moat top 35% All 12 signals ▾Fundingtop 18% Techtop 30% Talenttop 33% Moattop 35% Producttop 44% Customerstop 44% Growthbottom 48% Innovationbottom 41% Marketbottom 39% Globalbottom 36% Patentsbottom 27% Newsbottom 24% Funding: Raised $325M across 13 rounds · 13 rounds over 11 yrs (1.2/yr) Tech: 47 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon S3 rank vs industry peers · Fliar Intelligence Index 50/100 | $325M | 7 mo ago | Series B | Victor J Pacheco Co-Founder & CIO | 2014 | WordPressApple iCloud MailMicrosoft 365+22 | — |
| 24 | Digital Asset Provider of Canton Network, the public blockchain with institutional-grade privacy for tokenized real-world… 57Product top 21%Funding top 24%Innovation top 25%Moat top 28% All 12 signals ▾Producttop 21% Fundingtop 24% Innovationtop 25% Moattop 28% Patentstop 34% Talenttop 38% Techtop 45% Growthtop 46% Marketbottom 43% Globalbottom 39% Fin. healthbottom 36% Newsbottom 34% Product: 4 distinct product lines · Company stage: Series E Funding: Raised $317M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $317M | 6 mo ago | Series E | Eric Saraniecki Co-Founder | 2014 | HubSpot CMS HubBootstrapAmazon Web Services+19 | 1 partnership |
| 25 | Pipe 🦄 Online revenue-based financing marketplace for SaaS businesses 76Funding top 16%Moat top 19%Innovation top 32%Talent top 33% All 10 signals ▾Fundingtop 16% Moattop 19% Innovationtop 32% Talenttop 33% Techtop 34% Growthtop 35% Producttop 36% Newstop 41% Globaltop 45% Markettop 47% Funding: Raised $316M across 7 rounds · 7 rounds over 6 yrs (1.2/yr) Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 76/100 | $316M | 5 mo ago | Series C | Josh Mangel Co-Founder | 2019 | StoryblokApple iCloud MailGoogle Workspace+28 | — |
| 26 | Rain 🦄 Stablecoin-powered cards and payments infrastructure for a fluid financial system 72Funding top 14%Moat top 32%Talent top 38%Market top 43% All 6 signals ▾Fundingtop 14% Moattop 32% Talenttop 38% Markettop 43% Globalbottom 48% Techbottom 43% Funding: Raised $308M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Moat: Unicorn · 9 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 72/100 | $308M | 5 mo ago | Series C | Charles Naut Co-Founder | 2021 | WebflowVimeoGSAP+14 | 3 launchs · 3 partnerships · 1 award |
| 27 | Vestwell 🦄 Provider of digital workplace savings and retirement plan administration solutions 72Funding top 17%News top 18%Moat top 26%Growth top 29% All 12 signals ▾Fundingtop 17% Newstop 18% Moattop 26% Growthtop 29% Techtop 29% Talenttop 38% Innovationtop 41% Partnerstop 41% Producttop 43% Markettop 46% Globalbottom 39% Customersbottom 31% Funding: Raised $289M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) News: 7 BI events in 12 mo (of 41 tracked, 6 types) · +133% YoY rank vs industry peers · Fliar Intelligence Index 72/100 | $289M | 3 mo ago | Series E | Aaron Schumm Founder | 2016 | SanityApple iCloud MailGoogle Workspace+27 | — |
| 28 | DailyPay 🦄 Financial wellness and earned wage access platform that enables employees to access their earned pay on-demand 89Customers top 14%Funding top 15%Tech top 15%Growth top 25% All 12 signals ▾Customerstop 14% Fundingtop 15% Techtop 15% Growthtop 25% Markettop 31% Moattop 32% Newstop 36% Producttop 40% AItop 45% Innovationbottom 48% Patentsbottom 46% Globalbottom 45% Customers: Play-Store rating 4.72★ across 228,552 ratings (3 apps) · Review volume +16% in 6 mo Funding: Raised $264M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) rank vs industry peers · Fliar Intelligence Index 89/100 | $264M | 3 mo ago | Series D | — | 2015 | WordPressSentryApple iCloud Mail+52 | 1 award |
| 29 | Openly Premium home insurance provider supporting independent agents 74Funding top 15%Growth top 18%News top 19%Moat top 31% All 9 signals ▾Fundingtop 15% Growthtop 18% Newstop 19% Moattop 31% Techtop 33% Producttop 41% Partnerstop 45% Marketbottom 48% Globalbottom 37% Funding: Raised $238M across 8 rounds · 8 rounds over 7 yrs (1.1/yr) Growth: Headcount 44 → 157 (+257%) across vintages · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 74/100 | $238M | 1 mo ago | Series E | — | 2017 | HubSpot CMS HubApple iCloud MailGoogle Workspace+23 | 2 awards |
| 30 | Targeted Lending Co Provider of equipment financing solutions for small businesses 22Funding top 17%News top 44%Talent bottom 49%Global bottom 29% All 5 signals ▾Fundingtop 17% Newstop 44% Talentbottom 49% Globalbottom 29% Marketbottom 25% Funding: Raised $210M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) News: 2 BI events in 12 mo (of 4 tracked, 4 types) · +100% YoY rank vs industry peers · Fliar Intelligence Index 22/100 | $210M | 5 mo ago | Acquired | Brian Gallo CEO | 2015 | — | — |
| 31 | Centra Leasing Provider of equipment financing and leasing solutions for businesses 45Innovation top 20%Funding top 25%Product top 37%Growth top 43% All 8 signals ▾Innovationtop 20% Fundingtop 25% Producttop 37% Growthtop 43% Techbottom 48% Globalbottom 32% Newsbottom 22% Marketbottom 17% Innovation: 12 product lines Funding: Raised $175M across 1 rounds · 1 rounds over 5 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $175M | 1 mo ago | Funding Raised | — | 2013 | WordPressMySQLPHP+25 | — |
| 32 | Slash 🦄 Provider of financial services for high-spending businesses 64Funding top 18%Moat top 27%Growth top 28%Tech top 37% All 7 signals ▾Fundingtop 18% Moattop 27% Growthtop 28% Techtop 37% Talentbottom 49% Globalbottom 48% Marketbottom 46% Funding: Raised $160M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) Moat: Unicorn · 4 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 64/100 | $160M | 2 mo ago | Series C | Victor Cardenas Co-Founder & CEO | 2019 | SanityApple iCloud MailNode.js+25 | — |
| 33 | TRM Labs 🦄 Provider of blockchain intelligence for detecting crypto-facilitated crime and compliance 64Funding top 18%News top 19%Moat top 26%Growth top 29% All 9 signals ▾Fundingtop 18% Newstop 19% Moattop 26% Growthtop 29% Techtop 31% Talenttop 43% Producttop 45% Marketbottom 40% Globalbottom 39% Funding: Raised $150M across 6 rounds · 6 rounds over 7 yrs (0.9/yr) News: 6 BI events in 12 mo (of 35 tracked, 6 types) · 4 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 64/100 | $150M | 4 mo ago | Series C | Rahul Raina Co-Founder | 2018 | WebflowMemberStackApple iCloud Mail+28 | 1 launch |
| 34 | Mercury 🦄 Provider of a comprehensive online platform offering a range of financial services 80AI top 15%Growth top 20%Tech top 24%Funding top 25% All 13 signals ▾AItop 15% Growthtop 20% Techtop 24% Fundingtop 25% Talenttop 28% Customerstop 30% Producttop 36% Fin. healthtop 42% Patentstop 44% Innovationtop 47% Moattop 47% Globaltop 50% Marketbottom 39% AI: Holds AI/ML patents (G06N-family CPC) Growth: Revenue +474% YoY · Web rank 500,000 → 100,000 YoY rank vs industry peers · Fliar Intelligence Index 80/100 | $146M | 1 mo ago | Series D | Immad Akhund Co-Founder & CEO | 2017 | DatoCMSSentryZendesk+35 | 2 launchs |
| 35 | Farther App-based financial planning and management platform for individuals 60Funding top 18%Tech top 31%Talent top 34%Product top 36% All 11 signals ▾Fundingtop 18% Techtop 31% Talenttop 34% Producttop 36% Moattop 39% Growthtop 42% Newstop 44% Partnerstop 45% Marketbottom 46% Globalbottom 36% Customersbottom 30% Funding: Raised $118M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) Tech: 45 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 60/100 | $118M | 0 mo ago | Series D | Taylor Matthews Co-Founder & CEO | 2019 | WebflowApple iCloud MailGoogle Workspace+31 | — |
| 36 | OpenFX Provider of infrastructure for instant, low-cost, cross-border foreign exchange liquidity 40Funding top 20%Talent bottom 49%Global bottom 45%Tech bottom 44% All 5 signals ▾Fundingtop 20% Talentbottom 49% Globalbottom 45% Techbottom 44% Marketbottom 40% Funding: Raised $117M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 40/100 | $117M | 2 mo ago | Series A | Prabhakar Reddy Founder & CEO | 2024 | Framer SitesReactAmazon Web Services+9 | 1 launch |
| 37 | Chapter 🦄 Digital medicare plan and benefits management tool for employees and individuals 64Funding top 18%Tech top 26%Moat top 26%Market top 42% All 8 signals ▾Fundingtop 18% Techtop 26% Moattop 26% Markettop 42% Growthtop 48% Talentbottom 49% Globalbottom 36% Newsbottom 34% Funding: Raised $109M across 6 rounds · 6 rounds over 13 yrs (0.5/yr) Tech: 48 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 64/100 | $109M | 2 mo ago | Series E | Cobi Gantz Co-Founder & CEO | 2013 | DatoCMSTurbopackNode.js+22 | — |
| 38 | The Beneficient Company Group Platform providing suite of liquidity solutions and other financial and fiduciary services 57Product top 14%Funding top 23%Growth top 25%Innovation top 34% All 8 signals ▾Producttop 14% Fundingtop 23% Growthtop 25% Innovationtop 34% Techtop 43% Moatbottom 43% Globalbottom 30% Marketbottom 28% Product: 5 distinct product lines · Company stage: Public Funding: Raised $105M across 10 rounds · 10 rounds over 3 yrs (3.3/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $105M | 2 mo ago | Public | — | 2003 | WordPress Block EditorwpBakeryWordPress+24 | — |
| 39 | Superstate Provider of tokenization services for financial assets and investment products 53Funding top 23%Talent top 28%Tech top 44%Global top 45% All 5 signals ▾Fundingtop 23% Talenttop 28% Techtop 44% Globaltop 45% Marketbottom 37% Funding: Raised $101M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 53/100 | $101M | 2 mo ago | Series B | Robert Leshner Co-Founder & CEO | 2023 | SentryNode.jsRadix UI+17 | — |
| 40 | Parafin Provider of cloud-based platform for revenue-based financing 48Funding top 20%Tech top 32%Moat top 35%Product top 36% All 10 signals ▾Fundingtop 20% Techtop 32% Moattop 35% Producttop 36% Talentbottom 49% Growthbottom 47% Innovationbottom 46% Marketbottom 43% Globalbottom 37% Newsbottom 21% Funding: Raised $94.0M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) Tech: 39 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Ses rank vs industry peers · Fliar Intelligence Index 48/100 | $94M | 1 mo ago | Series C | Sahill Poddar Co-Founder & CEO | 2020 | WebflowApple iCloud MailGoogle Workspace+25 | 1 launch |
| 41 | AcreTrader Online platform focused on farmland investments 67Funding top 18%Growth top 21%Moat top 24%Tech top 50% All 7 signals ▾Fundingtop 18% Growthtop 21% Moattop 24% Techtop 50% Marketbottom 49% Newsbottom 46% Globalbottom 37% Funding: Raised $86.7M across 26 rounds · 26 rounds over 7 yrs (3.7/yr) Growth: Headcount 51 → 132 (+159%) across vintages · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 67/100 | $87M | 1 mo ago | Acquired | — | 2018 | Google CloudVue.jsGoogle Ads+21 | 1 job opening · 1 expansion |
| 42 | Candex Online platform for invoice financing 64Funding top 21%Product top 25%Innovation top 34%Growth top 35% All 9 signals ▾Fundingtop 21% Producttop 25% Innovationtop 34% Growthtop 35% Newstop 36% Moattop 39% Globaltop 49% Marketbottom 48% Techbottom 47% Funding: Raised $85.0M across 6 rounds · 6 rounds over 8 yrs (0.8/yr) Product: 4 distinct product lines · Company stage: Series C rank vs industry peers · Fliar Intelligence Index 64/100 | $85M | 3 mo ago | Series C | — | 2011 | Proton MailGoogle WorkspaceZoho+16 | 1 expansion · 2 awards |
| 43 | AuthID AI and cloud based identity proofing and authentication solutions for enterprises 45Funding top 26%News top 31%Product top 33%Tech top 37% All 12 signals ▾Fundingtop 26% Newstop 31% Producttop 33% Techtop 37% Growthtop 42% Fin. healthtop 48% Talentbottom 49% Moatbottom 45% Marketbottom 41% Innovationbottom 39% Partnersbottom 34% Globalbottom 32% Funding: Raised $83.3M across 19 rounds · 19 rounds over 4 yrs (4.8/yr) News: 9 BI events in 12 mo (of 47 tracked, 7 types) · -10% YoY rank vs industry peers · Fliar Intelligence Index 45/100 | $83M | 1 mo ago | Public | Tom Thimot CEO | 2011 | WordPressMySQLPHP+28 | 1 launch · 2 partnerships |
| 44 | Dakota Financial Provider of funding solutions for businesses with challenged credit profiles 45Growth top 28%Funding top 33%Tech bottom 49%Market bottom 33% All 5 signals ▾Growthtop 28% Fundingtop 33% Techbottom 49% Marketbottom 33% Globalbottom 29% Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo Funding: Raised $77.0M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $77M | 1 mo ago | Funding Raised | — | 2002 | WordPressMySQLPHP+22 | — |
| 45 | Sardine Technologies AI-enabled KYC and fraud prevention solutions for financial institutions 62Funding top 21%Tech top 22%Talent top 28%Moat top 31% All 10 signals ▾Fundingtop 21% Techtop 22% Talenttop 28% Moattop 31% Growthtop 38% Producttop 43% Globalbottom 48% Marketbottom 43% Newsbottom 21% Customersbottom 3% Funding: Raised $75.6M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) Tech: 62 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 62/100 | $76M | 0 mo ago | Series C | Zahid Shaikh Co-Founder | 2020 | WebflowApple iCloud MailGoogle Workspace+27 | 1 partnership |
| 46 | Uphold Digital assets trading platform offering trading services for cryptocurrencies, stablecoins, and precious… 55Tech top 20%Customers top 23%Funding top 27%Innovation top 30% All 12 signals ▾Techtop 20% Customerstop 23% Fundingtop 27% Innovationtop 30% Moattop 31% Patentstop 35% Producttop 49% Talentbottom 49% Newsbottom 46% Globalbottom 44% Growthbottom 38% Marketbottom 33% Tech: 56 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Customers: Play-Store rating 4.49★ across 73,095 ratings (1 apps) · Review volume +1% in 6 mo rank vs industry peers · Fliar Intelligence Index 55/100 | $73M | 2 mo ago | Series B | JP Thieriot CEO | 2013 | SkolengoApple iCloud MailGoogle Workspace+26 | 1 launch |
| 47 | StartEngine 🦄 Platform that enables users to create, manage, and invest in innovative companies and technologies 83Fin. health top 21%Funding top 22%Tech top 22%Moat top 26% All 11 signals ▾Fin. healthtop 21% Fundingtop 22% Techtop 22% Moattop 26% Talenttop 28% Customerstop 31% Markettop 37% Growthtop 38% Productbottom 48% Globalbottom 37% Newsbottom 27% Fin. health: Revenue ~$110M (FY2024) · Net margin 1.3% Funding: Raised $72.6M across 59 rounds · 59 rounds over 11 yrs (5.4/yr) rank vs industry peers · Fliar Intelligence Index 83/100 | $73M | 2 mo ago | Series A | Jad Shraim Co-Founder & CFO | 2011 | TurbopackEmotionSentry+33 | 1 partnership |
| 48 | Spring Labs Provider of an AI-native platform for complaints management and governance risk compliance 45Funding top 22%Talent top 28%Moat top 31%Patents top 44% All 10 signals ▾Fundingtop 22% Talenttop 28% Moattop 31% Patentstop 44% AItop 45% Innovationbottom 47% Growthbottom 41% Globalbottom 36% Marketbottom 34% Newsbottom 18% Funding: Raised $66.5M across 7 rounds · 7 rounds over 8 yrs (0.9/yr) Talent: Analyst team rating 5/5 · 2 named leaders on record rank vs industry peers · Fliar Intelligence Index 45/100 | $67M | 1 mo ago | Series C | Anna Fridman Co-Founder | 2017 | — | — |
| 49 | Versana Provider of real-time syndicated loan data and processing platform 29Funding top 21%Product top 41%Tech top 47%Talent bottom 49% All 8 signals ▾Fundingtop 21% Producttop 41% Techtop 47% Talentbottom 49% Growthbottom 42% Newsbottom 40% Globalbottom 39% Marketbottom 26% Funding: Raised $66.0M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) Product: 0 product launch events in 12 mo · Company stage: Series D rank vs industry peers · Fliar Intelligence Index 29/100 | $66M | 1 mo ago | Series D | Cynthia Sachs Founder & CEO | 2021 | WordPressMySQLPHP+35 | 1 internship · 1 launch |
| 50 | Kalshi 🦄 Online platform offering event outcome-based betting services 69Funding top 21%Tech top 21%News top 24%Growth top 25% All 11 signals ▾Fundingtop 21% Techtop 21% Newstop 24% Growthtop 25% Talenttop 28% Moattop 29% Producttop 30% Innovationbottom 46% Marketbottom 45% Globalbottom 39% Partnersbottom 35% Funding: Raised $36.1M across 9 rounds · 9 rounds over 6 yrs (1.5/yr) Tech: 71 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 69/100 | $36M | 0 mo ago | Series F | Tarek Mansour Co-Founder & CEO | 2019 | SentryZendeskApple iCloud Mail+26 | 1 launch |
Top 12 FinTech companies in United States
#1
Series F · Eagan, Minnesota · founded 2017 · 1841 employees$2.3Braised▾
Series F · Eagan, Minnesota · founded 2017 · 1841 employees
Provider of healthcare insurance plans for individuals. It offers medicare plans and insurance benefits for various healthcare services with benefits and savings, including dental and over-the-counter benefits. It also offers plans for doctor visit, dental and vision protection, hospitals treatment coverage, and more. Also offers insurance comparison guide devoted to health.
Fliar Intelligence Index™ 87how this company ranks against its industry peers
Funding
top 10%Tech
top 20%Moat
top 20%Market
top 25%Product
top 27%Talent
top 28%Funding: Raised $2.3B across 9 rounds · 9 rounds over 9 yrs (1.0/yr) · Last round Series F (Jan 2026)
Tech: 37 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Nginx
Moat: Editorial + unicorn rating 10/10 · Decacorn · 9 curated direct competitors tracked
Audience (LinkedIn): 64k LinkedIn followers — 2.7% of this cohort's audience
Hiring (LinkedIn): 3 hiring posts in 12 mo (public) · hiring: Preventative Primary Care APP, NPs/PAs
Activity (LinkedIn): 3 awards announced in 12 mo
Funding rounds
- Jan 2026Series F$317M
- Nov 2025Series F$48M
- Aug 2024Series E$112M
- Dec 2023Series E$175M
Founders & team
Investors
Andreessen Horowitz, Uprising Capital, F-Prime Capital, Venrock, Obvious Ventures, Cox Enterprises
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesAnt DesignApolloApple Icloud Mail
#2
Series C · Cambridge, Massachusetts · founded 2020 · 152 employees$494.6Mraised▾
Series C · Cambridge, Massachusetts · founded 2020 · 152 employees
Provider of an online revenue-based financing platform for SaaS businesses. It offers to finance for recurring revenue tech-based companies. The user must sync the financial data from banks, accounting software, and subscriptions, and the financing amount is calculated based on it. It also offers blogs, runway calculators, and more.
Fliar Intelligence Index™ 74how this company ranks against its industry peers
Funding
top 14%Talent
top 28%Moat
top 31%Global
top 34%Growth
top 37%Market
top 42%Funding: Raised $495M across 7 rounds · 7 rounds over 6 yrs (1.2/yr) · Last round Series C (May 2026)
Talent: 4 named leaders on record · 4 C-suite/founder profiles curated
Moat: Editorial + unicorn rating 8/10 · Soonicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 24k LinkedIn followers
Activity (LinkedIn): 1 partnerships · 1 awards · 1 expansions (incl. Barracuda) announced in 12 mo
Funding rounds
- May 2024Conventional Debt$114.1M
- Feb 2024Series B$5M
- Mar 2022Series B$80M
- Jul 2021Series B$280M
Founders & team
Investors
Caffeinated Capital, Bling Capital, SciFi, BoxGroup, Onevc, Amara VC
Tech stack
Apple Icloud MailCloudflareCloudflare Bot ManagementCore-JsFacebook PixelGoogle Ads
#3
Series D · Fort Lee, New Jersey · founded 2008 · 371 employees$848Mraised▾
Series D · Fort Lee, New Jersey · founded 2008 · 371 employees
Platform offering API-driven financial infrastructure. It enables businesses to embed banking, payments, lending, and card services directly into their products. It provides core banking capabilities including account creation, card issuing and processing, real-time payments, and digital lending workflows, along with crypto and stablecoin-enabled financial rails. It is designed for fintechs, platforms, and digital businesses, it combines FDIC-insured banking partnerships with scalable developer APIs, compliance tooling, and risk management systems to support the launch and growth of modern financial products across lending, neobanking, marketplaces, gaming, and embedded finance ecosystems.
Fliar Intelligence Index™ 83how this company ranks against its industry peers
Funding
top 15%Tech
top 25%Moat
top 26%Innovation
top 29%Growth
top 30%Product
top 31%Funding: Raised $848M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) · Last round Series D (Jan 2026)
Tech: 47 technologies across 6/8 capability areas · Cloud: Azure, Cloudflare · Devops: Envoy
Moat: Editorial + unicorn rating 9/10 · Unicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 37k LinkedIn followers
Activity (LinkedIn): 1 partnerships (incl. Stripe) announced in 12 mo
Funding rounds
- Jan 2026Series D$50M
- Mar 2022Series D$620M
- Sep 2020Conventional Debt$106M
- Apr 2020Series C$100M
Founders & team
Investors
Shefa Capital, V Capital, Andreessen Horowitz, Eldridge Industries, Whale Rock Capital Management, Hanaco Ventures
Tech stack
Apple Icloud MailAtlassian StatuspageAzureAzure MonitorCdnjsCloudflare
#4
Acquired · Arlington, Virginia · founded 2018$772.8Mraised▾
Acquired · Arlington, Virginia · founded 2018
Workplace financial wellbeing platform that provides employees with tools to access earned wages. It offers a suite of tools that help users earn, access, save, spend, and plan their money in one unified mobile application. It includes features such as on-demand access to earned wages, budgeting and spending insights, savings products, financial coaching, and access to loans and pension consolidation tools. It also provides discounts and rewards to help reduce the cost of living and improve day-to-day financial resilience.
Fliar Intelligence Index™ 57how this company ranks against its industry peers
Funding
top 12%Tech
top 30%Talent
top 38%Customers
top 40%Product
top 42%Global
bottom 48%Funding: Raised $773M across 11 rounds · 11 rounds over 8 yrs (1.4/yr) · Last round Series D (Jan 2026)
Tech: 38 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Observability: Sentry
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Funding rounds
- Jan 2026Series D$90M
- Nov 2025Series C$4M
- May 2025Conventional Debt$399M
- Apr 2024Series C$21.7M
Founders & team
Investors
Sofina, Ascension Ventures, Balderton Capital, Northzone, Smash Capital, LocalGlobe
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesApexcharts.JsApple Icloud MailCalendly
#5
Series D · Cambridge, Massachusetts · founded 2010 · 318 employees$502.5Mraised▾
Series D · Cambridge, Massachusetts · founded 2010 · 318 employees
Provider of AI-powered telematics and mobility safety solutions. It delivers real-time driving risk assessment, crash detection, driver coaching, and claims support solutions for insurers, mobility providers, gig platforms, and public sector organizations. Its AI-driven analytics engine combines data from smartphones, vehicles, and connected devices to generate actionable safety insights, helping reduce distracted driving, improve driver behavior, lower accident rates, and optimize insurance and mobility programs at global scale.
Fliar Intelligence Index™ 74how this company ranks against its industry peers
Patents
top 10%Funding
top 19%Moat
top 26%Product
top 28%Talent
top 28%Innovation
top 29%Patents: 394 patents matched (strict assignee match) · 258 filings since 2022 vs 126 in 2017-21 · Latest publication 2026
Funding: Raised $502M across 3 rounds · 3 rounds over 12 yrs (0.2/yr) · Last round Series D (Mar 2026)
Moat: Editorial + unicorn rating 8/10 · IP moat: 394 patents · Soonicorn
Audience (LinkedIn): 17k LinkedIn followers
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- Mar 2026Series D$350M
- Dec 2018Series C$500M
- Sep 2014Series A$2.5M
Founders & team
Investors
SoftBank Vision Fund, TPG, Allianz X, State Farm, Raptor Group, Ten Coves Capital
Tech stack
Amazon SesAmazon Web ServicesAosCloudflareCloudflare Bot ManagementContact Form 7
#6
Series E · Boston, Massachusetts · founded 2017 · 157 employees$237.6Mraised▾
Series E · Boston, Massachusetts · founded 2017 · 157 employees
Premium home insurance provider supporting independent agents. The platform enables independent home insurance agents to provide quotes to their clients. It offers benefits and coverages to its clients, which are sold through a network of independent agents.
Fliar Intelligence Index™ 74how this company ranks against its industry peers
Funding
top 15%Growth
top 18%News
top 19%Moat
top 31%Tech
top 33%Product
top 41%Funding: Raised $238M across 8 rounds · 8 rounds over 7 yrs (1.1/yr) · Last round Series E (Apr 2026)
Growth: Headcount 44 → 157 (+257%) across vintages · Fresh capital in last 24 mo
News: 5 BI events in 12 mo (of 23 tracked, 5 types) · +150% YoY · 4 high-value events (IPO/M&A/funding/contracts) in 12 mo
Audience (LinkedIn): 24k LinkedIn followers
Activity (LinkedIn): 2 awards announced in 12 mo
Funding rounds
- Apr 2026Series E—
- Jan 2025Series E$123M
- Jan 2025Conventional Debt$70M
- Sep 2023Series D$100M
Investors
Gradient Ventures, Eden Global Partners, Clocktower Ventures, Trinity Capital, Obvious Ventures, PJC
Tech stack
Amazon AlbAmazon Web ServicesApple Icloud MailBootstrapCdnjsCloudflare
#7
Ramp 🦄Series E · New York City, New York · founded 2019 · 930 employees$1.4Braised▾
Ramp 🦄
Series E · New York City, New York · founded 2019 · 930 employees
Provider of a platform for spend management, corporate cards, and payables. The platform offers features such as expense management, accounts payable processing, and travel management. It also provides procurement and accounting automation capabilities. The platform aims to streamline financial operations and improve efficiency for finance teams.
Fliar Intelligence Index™ 90how this company ranks against its industry peers
Customers
top 9%Funding
top 11%Tech
top 18%Growth
top 25%Market
top 26%Moat
top 26%Customers: App rating 4.8★ (623 reviews) · Review volume +92% in 6 mo · Marquee-customer mentions: top 9% of tracked companies
Funding: Raised $1.4B across 14 rounds · 14 rounds over 7 yrs (2.0/yr) · Last round Series E (Nov 2025)
Tech: 83 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Web Services · Devops: Envoy
Audience (LinkedIn): 322k LinkedIn followers — 13.6% of this cohort's audience · 582 engagements/post (16.3× cohort median)
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Nov 2025Series E$311.7M
- Jul 2025Series E$514.1M
- Jun 2025Series E$200M
- Apr 2024Series D$156.1M
Founders & team
Investors
Khosla Ventures, Founders Fund, Sequoia Capital, Greylock Partners, 8VC, Thrive Capital
Tech stack
AhoyAhrefsAlpine.JsAmazon S3Amazon Web ServicesApple Icloud Mail
#8
Series G · San Francisco, California · founded 2015 · 1400 employees$1.1Braised▾
Series G · San Francisco, California · founded 2015 · 1400 employees
Provider of multi-currency business accounts, global payments, and spend management. The company offers solutions for business accounts, global transfers, corporate cards, and expense management. It provides APIs and embedded finance options, including programmatic account creation, multi-currency account management, and global payment acceptance. The company also offers tools for invoicing, subscription management, and usage-based billing.
Fliar Intelligence Index™ 89how this company ranks against its industry peers
Funding
top 18%Tech
top 20%Talent
top 22%Growth
top 24%Innovation
top 25%Product
top 26%Funding: Raised $1.1B across 14 rounds · 14 rounds over 10 yrs (1.4/yr) · Last round Series G (Dec 2025)
Tech: 87 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare · Devops: Envoy, Varnish
Talent: Analyst team rating 5/5 · 4 named leaders on record · 4 C-suite/founder profiles curated
Audience (LinkedIn): 179k LinkedIn followers — 7.6% of this cohort's audience
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Dec 2025Series G$330M
- May 2025Series F$150M
- Mar 2023Series F$200M
- Oct 2022Series E$100M
Founders & team
Investors
Tencent, Sequoia Capital, Mastercard, Hillhouse, Horizons Ventures, Salesforce Ventures
Tech stack
Alpine.JsAmazon Web ServicesApple Icloud MailBabelBackbone.JsCloudflare
#9
Mercury 🦄Series D · San Francisco, California · founded 2017 · 1 employees$146Mraised▾
Mercury 🦄
Series D · San Francisco, California · founded 2017 · 1 employees
Provider of a comprehensive online platform offering a range of financial services. The company provides integrated banking services for businesses, offering a platform to manage financial operations.
Fliar Intelligence Index™ 80how this company ranks against its industry peers
AI
top 15%Growth
top 20%Tech
top 24%Funding
top 25%Talent
top 28%Customers
top 30%AI: Holds AI/ML patents (G06N-family CPC)
Growth: Revenue +474% YoY · Web rank 500,000 → 100,000 YoY · App-install growth +74% YoY
Tech: 50 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront · Devops: Envoy
Audience (LinkedIn): 119k LinkedIn followers — 5.0% of this cohort's audience
Activity (LinkedIn): 2 product launches announced in 12 mo
Funding rounds
- May 2026Series D$200M
- Mar 2025Series C$200M
- Oct 2024Conventional Debt$100M
- Jul 2021Series B$120M
Founders & team
Investors
CRV, Andreessen Horowitz, Dreamers, 35V, Serena Ventures, Clocktower Ventures
Tech stack
Alpine.JsAmazon AlbAmazon CloudfrontAmazon Web ServicesAmplitudeApple Icloud Mail
#10
Acrisure 🦄Acquired · Grand Rapids, Michigan · founded 2005 · 70 employees$6.2Braised▾
Acrisure 🦄
Acquired · Grand Rapids, Michigan · founded 2005 · 70 employees
Provider of insurance and business solutions for individuals and businesses. This includes personal insurance products, mortgage services, and a range of business insurance options catering to both small and large enterprises. Employee benefit services and cybersecurity solutions are also offered. The company supports clients across various industries with specialized expertise and reinsurance capabilities. They provide a variety of solutions designed to meet diverse needs and facilitate efficient decision-making.
Fliar Intelligence Index™ 69how this company ranks against its industry peers
Funding
top 20%Tech
top 25%Product
top 31%Moat
top 31%Innovation
top 37%Growth
top 40%Funding: Raised $6.2B across 8 rounds · 8 rounds over 16 yrs (0.5/yr) · Last round Series D (May 2025)
Tech: 56 technologies across 5/8 capability areas · Cloud: Azure, Cloudflare · Observability: Microsoft Clarity
Product: 1 product launch event in 12 mo, 1 the year before · 7 distinct product lines · 1 published app (27 installs)
Funding rounds
- May 2025Series D$2.1B
- May 2022Series C$725M
- Mar 2021Series C$3.5B
- Dec 2018Series B$2B
Founders & team
Investors
BDT & MSD Partners, Guggenheim Investments, Oak Hill Advisors, Blackstone, Partners Group, Grand Sud Ouest Capital
Tech stack
AccessibeApple Icloud MailAudioeyeAzureBootstrapCdnjs
#11
Series E · San Francisco, California · founded 2017 · 349 employees$487Mraised▾
Series E · San Francisco, California · founded 2017 · 349 employees
Digital asset platform providing trading, custody, staking, settlement, and crypto financial infrastructure. It is designed for financial institutions and professional investors, it provides secure custody through a federally chartered banking entity and enables seamless access to liquidity, risk-managed execution, and compliant digital asset operations. It supports end-to-end workflows across cash and crypto assets, combining advanced market infrastructure with regulatory-grade security, governance, and institutional controls for managing and scaling digital asset strategies.
Fliar Intelligence Index™ 74how this company ranks against its industry peers
Funding
top 16%News
top 16%Growth
top 26%Moat
top 26%Talent
top 28%Product
top 33%Funding: Raised $487M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) · Last round Series E (Feb 2026)
News: 9 BI events in 12 mo (of 13 tracked, 5 types) · 8 high-value events (IPO/M&A/funding/contracts) in 12 mo · Top themes: Funding, M&A, New product
Growth: 2 acquisition/expansion moves in 24 mo · Fresh capital in last 24 mo
Audience (LinkedIn): 65k LinkedIn followers — 2.7% of this cohort's audience
Activity (LinkedIn): 1 product launches · 2 partnerships (incl. Lido Finance) announced in 12 mo
Funding rounds
- Feb 2026Series E$100M
- Jun 2022Series D—
- Dec 2021Series D$350M
- Feb 2021Series C$80M
Founders & team
Investors
KKR, Goldman Sachs, Andreessen Horowitz, Apollo Funds, Wellington, Alameda Research
Tech stack
CdnjsCloudflareCloudflare Bot ManagementCore-JsDemandbaseDocusign
#12
Public · Palo Alto, California · founded 2015 · 847 employees$1.3Braised▾
Public · Palo Alto, California · founded 2015 · 847 employees
Provider of a platform for business travel and expense management. The platform offers tools for booking trips, managing expenses, and processing payments. It provides features such as travel program management, analytics, and support services. The platform also allows for expense tracking, corporate card integration, and security measures.
Fliar Intelligence Index™ 90how this company ranks against its industry peers
AI
top 15%Funding
top 18%Patents
top 20%Innovation
top 21%News
top 23%Partners
top 23%AI: Holds AI/ML patents (G06N-family CPC)
Funding: Raised $1.3B across 13 rounds · 13 rounds over 11 yrs (1.2/yr) · Last round Series G (Oct 2025)
Patents: 28 patents matched (strict assignee match) · 27 filings since 2022 vs 0 in 2017-21 · Latest publication 2026
Audience (LinkedIn): 220k LinkedIn followers — 9.3% of this cohort's audience
Activity (LinkedIn): 1 partnerships (incl. Navan) announced in 12 mo
Funding rounds
- Oct 2025Series G$300M
- Dec 2022Conventional Debt$400M
- Oct 2022Conventional Debt$150M
- Oct 2022Series G$154M
Founders & team
Investors
SVB, Goldman Sachs, Comerica, Coatue, Lightspeed Venture Partners, Zeev Ventures
Tech stack
6SenseAdobe Audience ManagerAdrollAdroll Cmp SystemAmazon AdvertisingAmazon Webstore
Funding & investor landscape
$299.1Btotal disclosed funding
6,985companies funded
16,587disclosed rounds
99rounds last 90 days
Most active investors
Notable founders
Todd Park
Co-Founder · Devoted Health
Ed Park
Co-Founder & Co-CEO · Devoted Health
Ignacio Pubul
Co-Founder · Capchase
Luis Marques
Co-Founder · Capchase
Gilles Gade
Founder · Cross River Bank
Frank Goffreda
CEO & President · Cross River Bank
Portman Wills
Co-Founder · Stream
Peter Briffett
Co-Founder & CEO · Stream
William Powers
Co-Founder & CEO · Cambridge Mobile Telematics
Samuel Madden
Co-Founder & Chief Scientist · Cambridge Mobile Telematics
Eric Glyman
Co-Founder & CEO · Ramp
Gene Lee
Co-Founder · Ramp
Prism market signals · United States · country-scoped Prism corpus, 3,947,148 docs
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · United States
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
research sentiment over time
201620212026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 23% → 38% across 2016–2026.
top research entities
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
leading researchers
Crypto Education Research Lab · Kapil Dharika · Bibitayo Ebunlomo Abikoye · Adesola Oluwatosin Adelaja · Stanley Chidozie Umeorah · Pingale, Mandar Vijay · Hajwane, Shaeena Samir · Rogers, Anuoluwapo
▲
Breakthroughs97 · 11%
▲ 0%→11% share
0 median citations96% since 2021mostly methods-led
Financial services breakthrough research surged from 0% to 11% field-share, with 41 brand-new papers emerging.
rising sub-themes (early→recent)
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
Newly emergingFinancial services 0→41 · Database transaction 0→15 · Payment 0→14
Landmark E.T.-RNN · 87 cites
◆
Advancements352 · 39%
▲ 28%→41% share
▲1.5× share momentum0 median citations95% since 2021mostly empirical
Financial inclusion advancement papers exploded from 2 to 74, signaling rapidly intensifying US fintech equity research.
rising sub-themes (early→recent)
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
Newly emergingTransformative learning 0→37 · Database transaction 0→34 · Financial literacy 0→32
Landmark Fintech Adoption Drivers for Innovation for SMEs in Indonesia · 143 cites
▼
Concerns281 · 31%
▼ 56%→29% share
▼0.5× share momentum0 median citations83% since 2021mostly empirical
Concern-flagged fintech research cooled from 56% to 29% field-share, yet cryptocurrency risk papers rose from 1 to 17.
rising sub-themes (early→recent)
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Newly emergingFinancial market 0→22 · Big data 0→18 · Corporate governance 0→18
Landmark The FinTech Opportunity · 433 cites
RESEARCH HOTSPOTS · United States
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
New York25 · +0.24
Seattle14 · +0.21
Philadelphia13 · +0.19
Boston12 · +0.34
Los Angeles8 · +0.42
Ann Arbor8 · +0.49
SF Bay Area5 · +0.42
Chicago5 · +0.08
Atlanta5 · +0.36
PATENT SIGNAL · United States
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
20 filings16 assigneespeak 7/yr2016–2025
filing momentum (YoY 2016–2025)
top patent filers
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
How many FinTech companies are there in United States?
Radar tracks 22455 indexable FinTech companies headquartered in United States that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in United States?
The FinTech companies in United States on this list have raised a combined $299.1B in disclosed equity funding across 6985 funded companies.
Which is the highest-funded FinTech company in United States?
Stripe is the highest-funded FinTech company in United States, with $9.8B in disclosed equity funding.
How many FinTech companies in United States are funded?
6985 of the 22455 FinTech companies in United States on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in United States?
197 FinTech companies in United States on this list are valued at $1B or more.
Who are the top investors in United States FinTech companies?
The most active investors in United States FinTech companies on this list include Y Combinator, Techstars, Plug and Play Tech Center, 500 Global, Andreessen Horowitz.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.