Radar · InsurTech in California
Best InsurTech Companies in California, United States
The 516 best InsurTech companies in California, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Next Insurance.
By Rohit KhannaTrends & Stories
516companies tracked
$11.7Bdisclosed funding
10unicorns
231have raised
FLIAR INTELLIGENCE · INSURTECH × CALIFORNIA
Our analysis of 50 InsurTech companies
$13.8b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
50companies analysed
100%cloud-native stacks
2025funding peak (by rounds)
9unicorns
2018median founding year
706kcombined LinkedIn audience
46%of audience held by top 3
1companies hiring publicly (12 mo)
Ranked: Best InsurTech companies in California
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Next Insurance 🦄 Provider of online small business insurance policies | $1.1B | 32 mo ago | Acquired | 5 | Alon Huri Co-Founder | HashnodeSentryZendesk+36 | — | — |
| 2 | Coalition 🦄 Online property and casualty insurance platform for businesses 74Funding top 15%Product top 22%Tech top 27%Market top 31% All 12 signals ▾Fundingtop 15% Producttop 22% Techtop 27% Markettop 31% Moattop 32% Growthtop 35% Newstop 41% Globaltop 42% Talenttop 42% Partnersbottom 47% Innovationbottom 40% Patentsbottom 36% Funding: Raised $770M across 7 rounds · 7 rounds over 8 yrs (0.9/yr) Product: 1 product launch event in 12 mo, 1 the year before · Company stage: Series F rank vs industry peers · Fliar Intelligence Index 74/100 | $770M | 15 mo ago | Series F | 471 471 → 714 (+52%) · sector median +53% | John Hering Co-Founder | ContentfulSentryZendesk+32 | 2 patents Network threat detection and ranking for cybersecurity threat assessment | 1 launch · 1 partnership |
| 3 | CollectiveHealth 🦄 Cloud-based self-insurance platform for employers to sponsor their employees | $714M | 61 mo ago | Series F | 483 483 → 812 (+68%) · sector median +53% | Rajaie Batniji Co-Founder | WordPress Block EditorWordPressApple iCloud Mail+33 | 19 patents AI-driven healthcare data quality validation and automated claims adjudication systems | 1 partnership |
| 4 | Hippo 🦄 Online platform for homeowners insurance | $709M | 66 mo ago | Public | 207 | Eyal Navon Co-Founder | TurbopackApple iCloud MailMicrosoft 365+27 | 4 patents Skylight protection systems for residential and commercial window installations | 2 partnerships · 1 award |
| 5 | SelectQuote Online life insurance comparison platform for individuals 78Tech top 19%Funding top 20%Fin. health top 26%Market top 29% All 10 signals ▾Techtop 19% Fundingtop 20% Fin. healthtop 26% Markettop 29% Producttop 35% Newstop 47% Growthtop 49% Talentbottom 49% Moatbottom 38% Globalbottom 37% Tech: 60 technologies across 6/8 capability areas · Cloud: Cloudflare Funding: Raised $350M across 1 rounds · 1 rounds over 22 yrs (0.0/yr) rank vs industry peers · Fliar Intelligence Index 78/100 | $350M | 16 mo ago | Public | 2,035 2,035 → 2,696 (+32%) · sector median +53% | Charan Singh President & CEO | Amazon WebstoreContentfulSentry+31 | — | — |
| 6 | Sidecar Health 🦄 Online health insurance platform for individuals and businesses | $328M | 23 mo ago | Series D | 208 | Patrick Quigley Co-Founder & CEO | WordPressMarkerSentry+48 | — | 1 award |
| 7 | Resilience Provider of risk management services for investment industries | $325M | 34 mo ago | Series D | 147 | Raj Shah Co-Founder | WordPress Site EditorWordPressApple iCloud Mail+35 | — | — |
| 8 | Newfront Provider of insurance brokerage and total rewards services | $300M | 50 mo ago | Acquired | 123 | Brian Hetherington Co-Founder | ContentfulApple iCloud MailMicrosoft 365+22 | — | — |
| 9 | At-Bay 🦄 Online cyber insurance platform for businesses | $292M | 56 mo ago | Series D | 171 171 → 346 (+102%) · sector median +53% | Tilli Bannett Co-Founder | WordPressApple iCloud MailGoogle Workspace+38 | 57 patents AI-driven real-time ultrasound guidance, image analysis, and diagnostic confidence assessment. | 1 partnership |
| 10 | Capella Space Provider of satellite-based imaging solutions | $234M | 41 mo ago | Acquired | 191 191 → 210 (+10%) · sector median +53% | Frank Backes CEO | WebflowApple iCloud MailGSAP+19 | — | 3 launchs |
| 11 | Jerry AI-powered car insurance comparison platform 72Moat top 26%Funding top 27%Talent top 28%Product top 32% All 13 signals ▾Moattop 26% Fundingtop 27% Talenttop 28% Producttop 32% Customerstop 32% Patentstop 35% Innovationtop 37% Markettop 43% Growthtop 45% AItop 45% Techbottom 45% Globalbottom 44% Newsbottom 22% Moat: Editorial + unicorn rating 8/10 · IP moat: 197 patents Funding: Raised $213M across 3 rounds · 3 rounds over 8 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 72/100 | $213M | 34 mo ago | Series C | 194 | Lina Zhang Co-Founder | — | 197 patents Implantable biomedical electronics—hermetic feedthroughs, stable electrodes, biocompatible packaging, visual prostheses | — |
| 12 | Cowbell Insurance Provider of AI based data and monitoring solutions for the cyber insurance industry | $209M | 22 mo ago | Series C | 109 | Jack K Founder and CEO | WordPressMySQLPHP+30 | — | — |
| 13 | Vouch Online property insurance platform for businesses 62Funding top 22%Moat top 31%Growth top 35%Talent top 38% All 9 signals ▾Fundingtop 22% Moattop 31% Growthtop 35% Talenttop 38% Techtop 47% Patentstop 47% Markettop 48% Innovationtop 48% Globalbottom 39% Funding: Raised $185M across 6 rounds · 6 rounds over 8 yrs (0.8/yr) Moat: Editorial + unicorn rating 8/10 · IP moat: 16 patents rank vs industry peers · Fliar Intelligence Index 62/100 | $185M | 16 mo ago | Series D | 227 | Sam Hodges Co-founder and CEO | WebflowGSAPVWO+25 | 16 patents Fraud detection, risk scoring, and secure authentication for fintech and messaging platforms | — |
| 14 | Clever Care Health Plan Provider of healthcare benefits and plans | $145M | 39 mo ago | Series C | 103 103 → 174 (+69%) · sector median +53% | Hiep Pham Co-Founder & CFO | WordPressTypeScriptPHP+41 | — | 1 award |
| 15 | Amino Web based platform for finding doctors, estimating healthcare costs, and scheduling appointments | $111M | 24 mo ago | Acquired | 49 | — | HubSpot CMS HubApple iCloud MailGoogle Workspace+20 | 34 patents Nutraceutical formulations for liver fat reduction and muscle growth; AI-driven health data analytics | — |
| 16 | CyberCube Cloud based cyber risk analytics and insurance underwriting solutions for the insurance industry 67Funding top 21%News top 28%Growth top 31%Product top 31% All 10 signals ▾Fundingtop 21% Newstop 28% Growthtop 31% Producttop 31% Moattop 31% Talenttop 31% Innovationtop 41% Techtop 44% Marketbottom 48% Globalbottom 32% Funding: Raised $100M across 4 rounds · 4 rounds over 8 yrs (0.5/yr) News: 11 BI events in 12 mo (of 38 tracked, 6 types) · +450% YoY rank vs industry peers · Fliar Intelligence Index 67/100 | $100M | 8 mo ago | Series D | 76 76 → 117 (+54%) · sector median +53% | Ashwin Kashyap Co-Founder | HubSpot CMS HubApple iCloud MailGoogle Workspace+33 | — | 1 partnership · 1 award |
| 17 | Nirvana 🦄 AI-based insurance risk management and pricing solutions for the fleet insurance industry 60Funding top 20%Talent top 28%Moat top 31%News top 35% All 9 signals ▾Fundingtop 20% Talenttop 28% Moattop 31% Newstop 35% AItop 35% Techtop 44% Growthtop 47% Marketbottom 37% Globalbottom 32% Funding: Raised $79.0M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 60/100 | $79M | 5 mo ago | Series D | 10 | Abhay Mitra Co-Founder & CTO | WebflowApple iCloud MailGoogle Workspace+23 | — | 1 launch |
| 18 | CLARA analytics Workers' Compensation claims management with predictive analytics | $64M | 27 mo ago | Series C | 46 46 → 63 (+37%) · sector median +53% | Heather Wilson Chief Executive Officer | — | 24 patents AI-driven legal analytics for attorney recommendation, provider performance scoring, and claim complexity assessment. | — |
| 19 | Angle Provider of technology-enabled health insurance plans for employers and employees 50Funding top 28%Tech top 28%Growth top 35%Moat top 37% All 12 signals ▾Fundingtop 28% Techtop 28% Growthtop 35% Moattop 37% Talenttop 38% Producttop 46% Patentsbottom 46% Innovationbottom 43% Globalbottom 43% Marketbottom 40% Newsbottom 34% Customersbottom 8% Funding: Raised $62.0M across 3 rounds · 3 rounds over 6 yrs (0.5/yr) Tech: 43 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 50/100 | $62M | 6 mo ago | Series B | 47 | Anirban Gangopadhyay Co-Founder | WebflowApple iCloud MailGoogle Workspace+21 | 15 patents Design and manufacturing of mechanical universal (X) joints for power transmission | — |
| 20 | Amplify Life Insurance Online insurance comparison platform 60Funding top 24%Growth top 26%Tech top 36%Talent bottom 49% All 7 signals ▾Fundingtop 24% Growthtop 26% Techtop 36% Talentbottom 49% Marketbottom 39% Globalbottom 39% Newsbottom 22% Funding: Raised $60.9M across 6 rounds · 6 rounds over 6 yrs (1.0/yr) Growth: Headcount 11 → 55 (+400%) across vintages · Web rank 1,000,000 → 5,000,000 YoY rank vs industry peers · Fliar Intelligence Index 60/100 | $61M | 6 mo ago | Series B | 55 55 → 71 (+29%) · sector median +53% | Hanna Wu Founder & CEO | SentryApple iCloud MailGoogle Workspace+28 | — | — |
| 21 | Strala Provider of AI-assisted claims handling and third-party administrator (TPA) solutions 67Funding top 30%AI top 30%Talent top 38%Global bottom 48% All 5 signals ▾Fundingtop 30% AItop 30% Talenttop 38% Globalbottom 48% Techbottom 40% Funding: Raised $55.3M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) AI: Classified as an AI company · Product described with: artificial intelligence rank vs industry peers · Fliar Intelligence Index 67/100 | $55M | 2 mo ago | Series B | — | Armando Schmid Co-Founder & CTO | Framer SitesApple iCloud MailGoogle Workspace+7 | — | — |
| 22 | Candid Health Provider of a SaaS and AI medical billing platform for healthcare professionals and organizations | $47M | 16 mo ago | Series C | 52 | Doug Proctor Co-Founder & COO | WebflowApple iCloud MailGoogle Workspace+18 | — | 1 award |
| 23 | ZestyAI Decision intelligence platform for the insurance industry 78Innovation top 22%AI top 26%Talent top 27%Funding top 31% All 11 signals ▾Innovationtop 22% AItop 26% Talenttop 27% Fundingtop 31% Producttop 34% Growthtop 35% Newstop 35% Moattop 39% Techtop 44% Marketbottom 45% Globalbottom 39% Innovation: 4 new-product events in 24 mo · 6 product lines AI: Classified as an AI company · Product described with: computer vision, machine learning rank vs industry peers · Fliar Intelligence Index 78/100 | $46M | 11 mo ago | Series B | 79 | Kumar Dhuvur Co-Founder & CPO | WebflowSalesforceGSAP+25 | — | 1 launch · 1 award |
| 24 | Future Family Provider of fertility financing, coaching, and support services 64Tech top 25%Funding top 28%Product top 30%Innovation top 33% All 10 signals ▾Techtop 25% Fundingtop 28% Producttop 30% Innovationtop 33% Growthtop 35% Newstop 39% Moattop 39% Talenttop 49% Marketbottom 39% Globalbottom 39% Tech: 51 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $45.4M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 64/100 | $45M | 14 mo ago | Series B | 33 33 → 53 (+61%) · sector median +53% | Claire Tomkins Chief Executive Officer | SentryApple iCloud MailGoogle Workspace+29 | — | — |
| 25 | Federato AI Ai powered risk management platform that streamlines underwriting processes for insurance companies 57Funding top 21%AI top 35%News top 39%Growth top 40% All 9 signals ▾Fundingtop 21% AItop 35% Newstop 39% Growthtop 40% Talenttop 42% Techtop 43% Moatbottom 38% Globalbottom 37% Marketbottom 34% Funding: Raised $40.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) AI: Product described with: ai powered, machine learning rank vs industry peers · Fliar Intelligence Index 57/100 | $40M | 6 mo ago | Series D | 24 | William Steenbergen Co-Founder/CTO | WebflowSalesforceGSAP+21 | — | 1 expansion |
| 26 | Develop Health Provider of AI-powered prior authorization solutions for healthcare 53Funding top 30%Growth top 35%Talent top 38%AI top 45% All 7 signals ▾Fundingtop 30% Growthtop 35% Talenttop 38% AItop 45% Techbottom 47% Globalbottom 33% Marketbottom 31% Funding: Raised $31.9M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 53/100 | $32M | 9 mo ago | Series A | — | Benjamin Easton Co-Founder & CTO | Framer SitesApple iCloud MailGoogle Workspace+14 | — | — |
| 27 | kWh Analyt Offers risk management and analytics for solar investors | $31M | 13 mo ago | Acquired | 48 | — | — | — | 1 job opening · 1 award |
| 28 | Delos AI-based insurance platform for homeowners insurance against natural disasters | $28M | 20 mo ago | Series A | 10 | Kevin Stein Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+13 | — | 1 award |
| 29 | Fulcrum Provider of AI-powered process automation software for insurance brokers 42Funding top 30%Talent top 38%AI top 45%Moat top 47% All 9 signals ▾Fundingtop 30% Talenttop 38% AItop 45% Moattop 47% Patentstop 48% Techbottom 47% Innovationbottom 44% Globalbottom 40% Marketbottom 32% Funding: Raised $25.1M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 42/100 | $25M | 4 mo ago | Series A | — | Sambhav Anand Co-Founder & CTO | Framer SitesReactCloudflare+11 | 15 patents Digital financial infrastructure for private monetary authorities and AI-driven client intake management | 2 partnerships · 1 award |
| 30 | Pinpoint Provider of risk selection platform using behavioral predictors and advanced AI | $23M | 20 mo ago | Series A | 19 | — | WordPressMySQLPHP+21 | 18 patents Secure data exchange and AI-driven 3D model parameter estimation for customized analytics | — |
| 31 | COVU Provider of insurance agency management solutions 42Funding top 33%Talent top 38%Moat top 39%Product top 41% All 9 signals ▾Fundingtop 33% Talenttop 38% Moattop 39% Producttop 41% Growthtop 45% Marketbottom 45% Globalbottom 39% Newsbottom 38% Innovationbottom 37% Funding: Raised $22.5M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 42/100 | $22M | 9 mo ago | Series B | 51 | Amin Zarshenas Chief Product Officer / Co-founder | — | — | 2 launchs |
| 32 | Informed Developer of an aggregation API solutions for banking 53AI top 15%Product top 33%News top 34%Funding top 35% All 10 signals ▾AItop 15% Producttop 33% Newstop 34% Fundingtop 35% Moattop 37% Talentbottom 49% Patentsbottom 48% Marketbottom 45% Innovationbottom 45% Globalbottom 37% AI: Holds AI/ML patents (G06N-family CPC) Product: 1 product launch event in 12 mo, 1 the year before · Company stage: Series B rank vs industry peers · Fliar Intelligence Index 53/100 | $20M | 6 mo ago | Series B | 51 | Justin Wickett Co-Founder & CEO | — | 8 patents Patents concentrated in computing, sensing & instrumentation | — |
| 33 | Anzen Provider of risk management tools for insurance providers 21Funding top 42%Tech bottom 49%Talent bottom 49%Global bottom 39% All 6 signals ▾Fundingtop 42% Techbottom 49% Talentbottom 49% Globalbottom 39% Moatbottom 38% Marketbottom 25% Funding: Raised $17.5M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Tech: 19 technologies across 4/8 capability areas · Cloud: Amazon Web Services, Cloudflare rank vs industry peers · Fliar Intelligence Index 21/100 | $18M | 7 mo ago | Series A | 9 | Jose Muniz Co-founder and CTO | Framer SitesReactAmazon Web Services+16 | — | — |
| 34 | CompScience Provider of insurance policy suite solutions | $16M | 15 mo ago | Series B | 5 | Josh Butler Founder/CEO | WordPressApple iCloud MailGoogle Workspace+27 | — | 1 partnership · 1 award |
| 35 | Shepherd Insurance software suite for businesses 27Funding top 33%Moat top 34%Talent top 38%Global bottom 39% All 8 signals ▾Fundingtop 33% Moattop 34% Talenttop 38% Globalbottom 39% Marketbottom 38% Techbottom 35% Patentsbottom 35% Innovationbottom 33% Funding: Raised $13.5M across 3 rounds · 3 rounds over 2 yrs (1.5/yr) Moat: Editorial + unicorn rating 7/10 · IP moat: 11 patents rank vs industry peers · Fliar Intelligence Index 27/100 | $14M | 2 mo ago | Series B | — | Steve Buonpane Co-Founder | WebflowApple iCloud MailGSAP+11 | 11 patents Cut‑resistant, wildlife‑safe security fencing and mesh panel systems for perimeter protection. | — |
| 36 | Rainbow Property and casualty insurance for restaurant businesses | $12M | 17 mo ago | Series A | — | Shalom Yiblet Co-Founder & Head Of Technology | WebflowGSAPcore-js+16 | 5 patents Wireless cryptographic module interfaces and sport training hurdle equipment | 1 partnership |
| 37 | Arqu Technology-enabled wholesale insurance brokerage providing data-driven insights for commercial risk placement | $10M | 20 mo ago | Series A | 10 | Chi Lee Co-Founder & CEO | Node.jsRadix UISvelteKit+16 | — | — |
| 38 | Waterlily Provider of AI powered insurance policy solutions | $9M | 16 mo ago | Seed | — | Lily Vittayarukskul Co-Founder & CEO | Framer SitesVimeoReact+14 | — | — |
| 39 | Venteur Marketplace providing health benefit plans for employers | $8M | 14 mo ago | Series A | 8 | Timothy Edgar Co-founder and CTO | WebflowGSAPAmazon Web Services+22 | — | — |
| 40 | Vivere Partners Provider of technology platform for specialty insurance underwriting and program management | $8M | 14 mo ago | Series A | — | Chris M CEO | Framer SitesReactPriority Hints+6 | — | — |
| 41 | SF Insuretech Provides database for auto insurers 48Funding top 37%AI top 45%Talent bottom 45%Global bottom 29% All 4 signals ▾Fundingtop 37% AItop 45% Talentbottom 45% Globalbottom 29% Funding: Raised $6.0M across 8 rounds · 8 rounds over 6 yrs (1.3/yr) AI: Product described with: ai-based rank vs industry peers · Fliar Intelligence Index 48/100 | $6M | 1 mo ago | Series A | — | Robert Smithson Founder & CEO | — | — | — |
| 42 | Xilo Agency management solutions for insurance agents | $6M | 16 mo ago | Series A | 46 | Eli Zaragoza Co-founder & President | Webflow EcommerceWebflowAmazon Web Services+23 | — | — |
| 43 | 4L Data Intelligence Provider of AI-enabled healthcare insurance solutions 16Funding top 43%Talent bottom 49%Market bottom 30%Global bottom 30% All 4 signals ▾Fundingtop 43% Talentbottom 49% Marketbottom 30% Globalbottom 30% Funding: Raised $5.6M across 9 rounds · 9 rounds over 4 yrs (2.2/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 16/100 | $6M | 1 mo ago | Series B | 19 | Clay Wilemon CEO & Chairman | — | — | — |
| 44 | ResiQuant Provider of AI-powered property risk assessment and underwriting solutions | $5M | 17 mo ago | Series A | — | Francisco Galvis Co-Founder | — | — | 1 partnership |
| 45 | NewPayHealth Provider of tax savings solutions for employee healthcare expenses | $4M | 15 mo ago | Series A | — | Bruce Ettinger CEO | — | — | — |
| 46 | Origence Provider of loan origination, marketing, and CRM solution | $1M | 6 mo ago | Seed | 184 | Tony Boutelle CEO & President | WordPressSentryMySQL+44 | — | — |
| 47 | Panta Insurance Services Provider of business insurance solutions engineered to be faster and cheaper, offering commercial insurance… | $500K | 5 mo ago | Seed | — | Jiangda Wang Co-Founder | — | — | — |
| 48 | Valgo Developer of risk quantification software for insurance of autonomous systems | $500K | 5 mo ago | Seed | — | Jon Qian Co-Founder & President | — | — | 1 launch |
| 49 | Verdex Provider of remote verification for real-time visibility into site conditions | $500K | 5 mo ago | Seed | — | Evan Rankin Co-Founder | Three.jsRadix UITailwind CSS+6 | 3 patents Nanofiber-based superabsorbent composite materials and their production processes | — |
| 50 | Corgi 🦄 Platform offering insurance solutions for B2B SaaS companies | $125K | 1 mo ago | Series B | — | Nico Laqua Co-Founder & CEO | TurbopackNode.jsRadix UI+20 | — | — |
Top 12 InsurTech companies in California
#1
Series B · San Francisco, California · founded 2024$55.3Mraised▾
Series B · San Francisco, California · founded 2024
Provider of AI-assisted claims handling and third-party administrator (TPA) solutions. The company offers a platform that automates claims processing using artificial intelligence. It provides tools for claims routing, fraud detection, and real-time analytics. The platform integrates with existing systems to streamline workflows and optimize decision-making. It also offers multi-channel communication capabilities for customer interactions and vendor follow-ups.
Fliar Intelligence Index™ 67how this company ranks against its industry peers
Funding
top 30%AI
top 30%Talent
top 38%Global
bottom 48%Tech
bottom 40%Funding: Raised $55.3M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) · Last round Series B (Mar 2026)
AI: Classified as an AI company · Product described with: artificial intelligence
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Audience (LinkedIn): 11k LinkedIn followers
Funding rounds
- Mar 2026Series B$51.3M
- Mar 2025Series A$4M
Founders & team
Investors
Entrepreneur First
Tech stack
Apple Icloud MailCloudflareFramer SitesGoogle Font ApiGoogle WorkspaceHsts
#2
Series F · San Francisco, California · founded 2017 · 471 employees$770Mraised▾
Series F · San Francisco, California · founded 2017 · 471 employees
Online property and casualty insurance platform for businesses. It provides coverage for error and omission and cyber insurance. It offers coverage for professional liability, computer replacement, lost business income, breach response costs, and more. It also features claims settlement services. It offers solutions for multiple industries including healthcare, retail, IT, legal, energy, and more.
Fliar Intelligence Index™ 74how this company ranks against its industry peers
Funding
top 15%Product
top 22%Tech
top 27%Market
top 31%Moat
top 32%Growth
top 35%Funding: Raised $770M across 7 rounds · 7 rounds over 8 yrs (0.9/yr) · Last round Series F (Mar 2025)
Product: 1 product launch event in 12 mo, 1 the year before · Company stage: Series F
Tech: 38 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon S3 · Devops: Envoy
Audience (LinkedIn): 212k LinkedIn followers — 30.0% of this cohort's audience · 38 engagements/post (1.5× cohort median)
Activity (LinkedIn): 1 product launches · 1 partnerships (incl. Allianz Commercial) announced in 12 mo
Funding rounds
- Mar 2025Series F$30M
- Jul 2022Series F$250M
- Sep 2021Series E$205M
- Mar 2021Series D$175M
Founders & team
Investors
Allianz X, Valor Equity Partners, Kinetic, Index Ventures, General Atlantic, Ribbit Capital
Tech stack
AlgoliaAmazon S3Amazon Web ServicesBootstrapCloudflareCloudflare Bot Management
#3
Nirvana 🦄Series D · San Francisco, California · founded 2020 · 10 employees$79Mraised▾
Nirvana 🦄
Series D · San Francisco, California · founded 2020 · 10 employees
AI-based insurance risk management and pricing solutions for the fleet insurance industry. It uses telematics & artificial intelligence technology for predictive risk models and safety performance. It offers underwriting and real-time reporting & tracking of claims.
Fliar Intelligence Index™ 60how this company ranks against its industry peers
Funding
top 20%Talent
top 28%Moat
top 31%News
top 35%AI
top 35%Tech
top 44%Funding: Raised $79.0M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) · Last round Series D (Dec 2025)
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Moat: Editorial + unicorn rating 7/10 · Unicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 18k LinkedIn followers — 2.6% of this cohort's audience
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Dec 2025Series D$100M
- Mar 2025Series C$80M
- Oct 2023Series B$57M
- Feb 2022Series A$22M
Founders & team
Investors
Lightspeed Venture Partners, General Catalyst, Valor Equity Partners, Tokio Marine Future Fund
Tech stack
ActivecampaignApple Icloud MailCdnjsCloudflareCookiebotCore-Js
#4
Series B · San Francisco, California · founded 2019 · 55 employees$60.9Mraised▾
Series B · San Francisco, California · founded 2019 · 55 employees
Online insurance comparison platform. It offers a platform for users to browse the list of service providers and select the best plans and benefits. It allows users to get quotes and complete the policy approval process.
Fliar Intelligence Index™ 60how this company ranks against its industry peers
Funding
top 24%Growth
top 26%Tech
top 36%Talent
bottom 49%Market
bottom 39%Global
bottom 39%Funding: Raised $60.9M across 6 rounds · 6 rounds over 6 yrs (1.0/yr) · Last round Series B (Dec 2025)
Growth: Headcount 11 → 55 (+400%) across vintages · Web rank 1,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo
Tech: 38 technologies across 5/8 capability areas · Cloud: Amazon Web Services, Cloudflare · Observability: Microsoft Clarity, Sentry
Audience (LinkedIn): 2k LinkedIn followers
Funding rounds
- Dec 2025Series B$6.2M
- Jun 2024Series B$20M
- Feb 2024Series B$16.3M
- Oct 2022Series A—
Founders & team
Investors
Anthemis Group, Transverse Ventures, Crosslink Capital, Munich Re, Greycroft, Moneta
Tech stack
Amazon Web ServicesApple Icloud MailBootstrapCloudflareCloudflare Bot ManagementCore-Js
#5
Series B · San Francisco, California · founded 2019 · 47 employees$62Mraised▾
Series B · San Francisco, California · founded 2019 · 47 employees
Provider of technology-enabled health insurance plans for employers and employees. The company offers employers options for their employees while streamlining administration. It integrates with various payroll, HRIS, and benefit administration platforms. The company delivers personalized messaging based on condition and plan to improve access to care.
Fliar Intelligence Index™ 50how this company ranks against its industry peers
Funding
top 28%Tech
top 28%Growth
top 35%Moat
top 37%Talent
top 38%Product
top 46%Funding: Raised $62.0M across 3 rounds · 3 rounds over 6 yrs (0.5/yr) · Last round Series B (Dec 2025)
Tech: 43 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Observability: Fullstory
Growth: Fresh capital in last 24 mo
Audience (LinkedIn): 8k LinkedIn followers
Funding rounds
- Dec 2025Conventional Debt—
- Dec 2025Series B$134M
- Jan 2023Series A$58M
- Jul 2020Seed$4M
Founders & team
Investors
Portage, SixThirty, Blumberg Capital, Y Combinator, PruVen Capital, Wing Venture Capital
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesAngularApple Icloud MailAzure
#6
Series D · San Francisco, California · founded 2016 · 76 employees$100Mraised▾
Series D · San Francisco, California · founded 2016 · 76 employees
Cloud based cyber risk analytics and insurance underwriting solutions for the insurance industry. It offers a data and analytics platform to support multiple applications to enable insurance placement, underwriting decisions, and portfolio management optimization. It also offers catastrophe modeling and portfolio management solutions.
Fliar Intelligence Index™ 67how this company ranks against its industry peers
Funding
top 21%News
top 28%Growth
top 31%Product
top 31%Moat
top 31%Talent
top 31%Funding: Raised $100M across 4 rounds · 4 rounds over 8 yrs (0.5/yr) · Last round Series D (Oct 2025)
News: 11 BI events in 12 mo (of 38 tracked, 6 types) · +450% YoY · 2 high-value events (IPO/M&A/funding/contracts) in 12 mo
Growth: Headcount 58 → 76 (+31%) across vintages · Web rank 5,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo
Audience (LinkedIn): 15k LinkedIn followers — 2.1% of this cohort's audience
Activity (LinkedIn): 1 partnerships · 1 awards (incl. Helix Underwriting Partners Ltd.) announced in 12 mo
Funding rounds
- Oct 2025Series D$180M
- Dec 2022Series C$50M
- Mar 2020Series B—
- Nov 2019Series B$35M
Founders & team
Investors
MTech Capital, Stone Point Capital, Morgan Stanley, ForgePoint Capital, Hudson Structured Capital Management, Hudson Structured
Tech stack
AdrollAdroll Cmp SystemAlpine.JsAmazon Web ServicesApple Icloud MailCloudflare
#7
Series B · San Ramon, California · founded 2022 · 19 employees$5.6Mraised▾
Series B · San Ramon, California · founded 2022 · 19 employees
Provider of AI-enabled healthcare insurance solutions. It offers solutions to improve data, provider, payment, and decision integrity enabling insurance companies to deliver service by stopping fraudulent, wasteful, and claims before payments.
Fliar Intelligence Index™ 16how this company ranks against its industry peers
Funding
top 43%Talent
bottom 49%Market
bottom 30%Global
bottom 30%Funding: Raised $5.6M across 9 rounds · 9 rounds over 4 yrs (2.2/yr) · Last round Series B (May 2026)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
Market: 19 employees
Audience (LinkedIn): 2k LinkedIn followers
Funding rounds
- Feb 2026Series B$1M
- Nov 2025Series B$1M
- Jul 2025Series B$2.1M
- Feb 2025Series B$2M
Founders & team
#8
Series B · San Francisco, California · founded 2020$13.5Mraised▾
Series B · San Francisco, California · founded 2020
Insurance software suite for businesses. Commercial insurance platform that provides personal insurance, commercial insurance, employee benefits, and financial services. Offers comprehensive coverage from programs to projects, products are backed by several of the top capacity and reinsurance providers in the world, insurance capacity alongside risk management software, integrations to popular tools, and a curated app marketplace.
Fliar Intelligence Index™ 27how this company ranks against its industry peers
Funding
top 33%Moat
top 34%Talent
top 38%Global
bottom 39%Market
bottom 38%Tech
bottom 35%Funding: Raised $13.5M across 3 rounds · 3 rounds over 2 yrs (1.5/yr) · Last round Series B (Mar 2026)
Moat: Editorial + unicorn rating 7/10 · IP moat: 11 patents · 4 curated direct competitors tracked
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Funding rounds
- Mar 2026Series B$42M
- Feb 2024Series A$13.5M
- Sep 2021Seed$6.2M
- Feb 2021Seed—
Founders & team
Investors
Susa Ventures, Costanoa, Intact Ventures, Era Ventures, Greenlight Re, Spark Capital
Tech stack
Apple Icloud MailBarba.JsCloudflareCloudflare Bot ManagementGsapHsts
#9
Series A · Los Angeles, California · founded 2018$6Mraised▾
Series A · Los Angeles, California · founded 2018
SF Insuretech provides AI-based data and monitoring solutions for auto insurance companies. It offers a database of weather data, image data, car data, satellite data, and more.
Fliar Intelligence Index™ 48how this company ranks against its industry peers
Funding
top 37%AI
top 45%Talent
bottom 45%Global
bottom 29%Funding: Raised $6.0M across 8 rounds · 8 rounds over 6 yrs (1.3/yr) · Last round Series A (Apr 2026)
AI: Product described with: ai-based
Talent: 1 named leader on record
Funding rounds
- Apr 2026Series A$1.4M
- Jul 2025Conventional Debt$1.2M
- Sep 2024Conventional Debt$800K
- Aug 2023Conventional Debt$375K
Founders & team
Investors
ManchesterStory Group, Crosscut Ventures, Plug and Play Tech Center
#10
Series A · San Francisco, California · founded 2023$25.1Mraised▾
Series A · San Francisco, California · founded 2023
Provider of AI-powered process automation software for insurance brokers. It offers proposal generation, policy checking, coverage comparison, and more for the insurance brokers.
Fliar Intelligence Index™ 42how this company ranks against its industry peers
Funding
top 30%Talent
top 38%AI
top 45%Moat
top 47%Patents
top 48%Tech
bottom 47%Funding: Raised $25.1M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) · Last round Series A (Jan 2026)
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
AI: Product described with: ai-powered
Audience (LinkedIn): 7k LinkedIn followers
Activity (LinkedIn): 2 partnerships · 1 awards (incl. Dorian Ducker) announced in 12 mo
Funding rounds
- Jan 2026Series A$25M
- Jan 2026Seed—
- Apr 2025Seed$50K
Founders & team
Investors
BrokerTech Ventures, CRV, South Park Commons, Foundation Capital
Tech stack
CloudflareCloudflare Bot ManagementFramer SitesGoogle AnalyticsGoogle Font ApiGoogle Tag Manager
#11
Series D · Palo Alto, California · founded 2020 · 24 employees$40Mraised▾
Series D · Palo Alto, California · founded 2020 · 24 employees
Ai powered risk management platform that streamlines underwriting processes for insurance companies. It is a technology firm that develops AI powered underwriting solutions for the insurance industry. The platform leverages machine learning to streamline underwriting processes, providing real time risk and portfolio insights to help decision making.
Fliar Intelligence Index™ 57how this company ranks against its industry peers
Funding
top 21%AI
top 35%News
top 39%Growth
top 40%Talent
top 42%Tech
top 43%Funding: Raised $40.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) · Last round Series D (Nov 2025)
AI: Product described with: ai powered, machine learning
News: 5 BI events in 12 mo (of 15 tracked, 3 types) · +0% YoY · 3 high-value events (IPO/M&A/funding/contracts) in 12 mo
Audience (LinkedIn): 12k LinkedIn followers
Activity (LinkedIn): 1 expansions announced in 12 mo
Funding rounds
- Nov 2025Series D$100M
- Nov 2024Series C$40M
- Jun 2023Series B$25M
- May 2022Series A$15M
Founders & team
Investors
Caffeinated Capital, Emergence Capital, Pear VC, Salesforce, Box, Zoom
Tech stack
6SenseCloudflareCloudflare Bot ManagementCookiebotCore-JsGoogle Analytics
#12
Public · San Francisco, California · founded 1984 · 2035 employees$350Mraised▾
Public · San Francisco, California · founded 1984 · 2035 employees
SelectQuote is an online life insurance comparison platform for individuals. It offers quotes for term life insurance, senior insurance, home insurance, auto insurance, medicare insurance, and life insurance. It provides pricing plans, terms, and reviews to assist users in selecting preferred insurance policies.
Fliar Intelligence Index™ 78how this company ranks against its industry peers
Tech
top 19%Funding
top 20%Fin. health
top 26%Market
top 29%Product
top 35%News
top 47%Tech: 60 technologies across 6/8 capability areas · Cloud: Cloudflare · Devops: Nginx
Funding: Raised $350M across 1 rounds · 1 rounds over 22 yrs (0.0/yr) · Last round Post IPO (Feb 2025)
Fin. health: Revenue ~$1.5B (FY2023) · Net margin 9.3% · Revenue +15% YoY
Audience (LinkedIn): 21k LinkedIn followers — 3.0% of this cohort's audience
Funding rounds
- Feb 2025Post IPO$350M
- Jul 2014PE—
- Nov 2004Conventional Debt—
Founders & team
Investors
Brookside Equity Partners, Bain Capital, Morgan Stanley, Newlight Partners, High Ridge Capital, Five Elms Capital
Tech stack
AddsearchAngularAtlassian StatuspageAxiosBootstrapCloudflare
Funding & investor landscape
$11.7Btotal disclosed funding
210companies funded
557disclosed rounds
4rounds last 90 days
Most active investors
Y Combinator39 rounds
Notable founders
Armando Schmid
Co-Founder & CTO · Strala
Timon Gregg
Co-Founder & CEO · Strala
John Hering
Co-Founder · Coalition
Joshua Motta
Co-founder & CEO · Coalition
Abhay Mitra
Co-Founder & CTO · Nirvana
Rushil G
CEO and Co-founder · Nirvana
Hanna Wu
Founder & CEO · Amplify Life Insurance
Anirban Gangopadhyay
Co-Founder · Angle
Tylon Wang
Co-Founder & CEO · Angle
Ashwin Kashyap
Co-Founder · CyberCube
Pascal Millaire
CEO · CyberCube
Clay Wilemon
CEO & Chairman · 4L Data Intelligence
Prism market signals · United States · country-scoped Prism corpus, 1,517,628 docs
Market landscape — 10 sub-themes by coverage
Share of InsurTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · United States
How research on Insurtech is moving in the United States
A read on the academic research around Insurtech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 22 United States-affiliated papers.
top research entities
- New York Life Insurance Company2
- Film Independent2
- University of Management and Technology2
- AAA Foundation for Traffic Safety1
- Temple University1
leading researchers
Maryam Saeed · Jeffrey P. Ebert · Catherine C. McDonald · Ruiying Xiong · Dina Abdel-Rahman · Neda Khan · Xin Che · Andre P. Liebenberg
▲
Breakthroughs3 · 14%
0%→0% share
0 median citations100% since 2021mostly methods-led
Conceptual model and framework research newly emerging in U.S. insurtech — each gaining first mentions across 22 papers.
rising sub-themes (early→recent)
- Conceptual model1
- Conceptual framework1
- Marketing1
- Knowledge management1
- Originality1
Landmark Transforming life insurance buying: conceptual model for the adoption of Life InsurTech services in India · 1 cites
◆
Advancements8 · 36%
0%→0% share
2 median citations88% since 2021mostly empirical
Actuarial science research intensifying — leads advancements with 2 papers, ahead of telematics and incentive topics.
rising sub-themes (early→recent)
- Actuarial science2
- Telematics1
- Incentive1
- Poison control1
- Baseline (sea)1
Landmark Usage-Based Insurance—Impact on Insurers and Potential Implications for InsurTech · 35 cites
▼
Concerns3 · 14%
0%→0% share
0 median citations100% since 2021mostly reviews
Insurance law, geopolitics, and financial positioning concerns rising simultaneously — three distinct risk dimensions newly flagged.
rising sub-themes (early→recent)
- Position (finance)1
- Geopolitics1
- Insurance law1
- European union1
- Index (typography)1
PATENT SIGNAL · United States
Who's filing insurtech patents in the United States
United States insurtech patent filing is steady — 15 filings from 7 assignees (2018–2025), led by State FARM Mutual Automobile Ins, Grunfeld ERIC, Allstate Insurance; annual filings 1→1.
15 filings7 assigneespeak 5/yr2018–2025
filing momentum (YoY 2018–2025)
top patent filers
- State FARM Mutual Automobile Ins6
- Grunfeld ERIC5
- Allstate Insurance4
- Clover Health3
- Fiete Stephen2
- Cripe Frederick F2
- American Family Mutual Insurance1
Common questions
How many InsurTech companies are there in California, United States?
Radar tracks 516 indexable InsurTech companies headquartered in California, United States that meet our profile-completeness bar.
What is the total funding raised by InsurTech companies in California, United States?
The InsurTech companies in California, United States on this list have raised a combined $11.7B in disclosed equity funding across 210 funded companies.
Which is the highest-funded InsurTech company in California, United States?
Next Insurance is the highest-funded InsurTech company in California, United States, with $1.1B in disclosed equity funding.
How many InsurTech companies in California, United States are funded?
210 of the 516 InsurTech companies in California, United States on this list have disclosed at least one equity funding round.
How many InsurTech unicorns are there in California, United States?
10 InsurTech companies in California, United States on this list are valued at $1B or more.
Who are the top investors in California, United States InsurTech companies?
The most active investors in California, United States InsurTech companies on this list include Y Combinator, Plug and Play Tech Center, InsurTech NY, 500 Global, Alumni Ventures.
Rohit KhannaTrends & Stories
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.