Best InsurTech Companies in United States
The 2508 best InsurTech companies in United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Acrisure.
Want to know which InsurTech companies in the United States are actually pulling capital right now? This directory tracks 2,508 of them, ranked by disclosed equity funding and recent momentum, with $46.9B in total funding across the set.
The numbers tell a clear story. Acrisure leads at $6.2B raised, Devoted Health follows at $2.3B, and Cambridge Mobile Telematics has pulled $502M, which tells you predictive analytics and telematics aren't slowing down. Twenty-eight unicorns have emerged from this cohort, and the global InsurTech market is forecast to reach $165.4B by 2032 at a 30.34% CAGR, a trajectory I find hard to ignore when you're looking at a sector that barely registered a decade ago. Hot themes this quarter are AI claims processing, digital insurance platforms, and predictive analytics underwriting, all feeding the same core shift: insurers want to price risk faster and more accurately than legacy actuarial models ever allowed. Cyber-attack exposure and data privacy pressures are adding regulatory friction, but so far that's compressing weaker players more than it's slowing the funded ones. And with Pibitai's fresh $7M raise signaling continued seed-stage appetite globally, the pipeline into this space stays active.
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Our analysis of 50 InsurTech companies
$13.8b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best InsurTech companies in United States
| # | Company | Disclosed funding | Last round | Stage | Employees | Tech stack | Market signals (1y) | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Acrisure 🦄 Provider of insurance and business solutions for individuals and businesses 69Funding top 20%Tech top 25%Product top 31%Moat top 31% All 10 signals ▾Fundingtop 20% Techtop 25% Producttop 31% Moattop 31% Innovationtop 37% Growthtop 40% Newstop 42% Markettop 46% Talenttop 46% Globalbottom 37% Funding: Raised $6.2B across 8 rounds · 8 rounds over 16 yrs (0.5/yr) Tech: 56 technologies across 5/8 capability areas · Cloud: Azure, Cloudflare rank vs industry peers · Fliar Intelligence Index 69/100 | $6.2B | 12 mo ago | Acquired | 70 | Apple iCloud MailNode.jsZoho+34 | 12 signals ▼29% M&A · Layoffs · Leadership | — | — |
| 2 | Devoted Health 🦄 Provider of healthcare insurance plans for individuals 87Funding top 10%Tech top 20%Moat top 20%Market top 25% All 11 signals ▾Fundingtop 10% Techtop 20% Moattop 20% Markettop 25% Producttop 27% Talenttop 28% Growthtop 32% Innovationtop 33% Customersbottom 45% Globalbottom 39% Newsbottom 18% Funding: Raised $2.3B across 9 rounds · 9 rounds over 9 yrs (1.0/yr) Tech: 37 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 87/100 | $2.3B | 4 mo ago | Series F | 1,841 1,841 → 2,197 (+19%) · sector median +30% | PrismicApple iCloud MailYouTube+22 | — | — | — |
| 3 | Coalition 🦄 Online property and casualty insurance platform for businesses 74Funding top 15%Product top 22%Tech top 27%Market top 31% All 12 signals ▾Fundingtop 15% Producttop 22% Techtop 27% Markettop 31% Moattop 32% Growthtop 35% Newstop 41% Globaltop 42% Talenttop 42% Partnersbottom 47% Innovationbottom 40% Patentsbottom 36% Funding: Raised $770M across 7 rounds · 7 rounds over 8 yrs (0.9/yr) Product: 1 product launch event in 12 mo, 1 the year before · Company stage: Series F rank vs industry peers · Fliar Intelligence Index 74/100 | $770M | 15 mo ago | Series F | 471 471 → 714 (+52%) · sector median +30% | ContentfulSentryZendesk+32 | 5 signals ▼29% Leadership · Contracts · M&A | 2 patents Network threat detection and ranking for cybersecurity threat assessment | 1 launch · 1 partnership |
| 4 | Cambridge Mobile Telematics Provider of AI-powered telematics and mobility safety solutions 74Patents top 10%Funding top 19%Moat top 26%Product top 28% All 13 signals ▾Patentstop 10% Fundingtop 19% Moattop 26% Producttop 28% Talenttop 28% Innovationtop 29% Newstop 29% AItop 35% Markettop 42% Techtop 42% Globalbottom 47% Growthbottom 44% Customersbottom 39% Patents: 394 patents matched (strict assignee match) · 258 filings since 2022 vs 126 in 2017-21 Funding: Raised $502M across 3 rounds · 3 rounds over 12 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 74/100 | $502M | 2 mo ago | Series D | 318 318 → 482 (+52%) · sector median +30% | WordPressMySQLPHP+41 | 4 signals Funding · New product | 337 patents Patents concentrated in computing, sensing & instrumentation | 1 award |
| 5 | Clearcover 🦄 Online platform that provides automotive insurance 78Funding top 15%Tech top 22%Moat top 26%Customers top 28% All 12 signals ▾Fundingtop 15% Techtop 22% Moattop 26% Customerstop 28% Producttop 31% Innovationtop 37% Markettop 38% Talenttop 38% AItop 45% Growthbottom 45% Globalbottom 37% Newsbottom 24% Funding: Raised $406M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) Tech: 60 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 78/100 | $406M | 8 mo ago | Series D | 450 | SentryZendeskApple iCloud Mail+33 | — | — | — |
| 6 | Kin 🦄 Online platform for homeowner insurances for individuals 69Funding top 12%Product top 21%Moat top 26%Tech top 32% All 10 signals ▾Fundingtop 12% Producttop 21% Moattop 26% Techtop 32% Markettop 34% Innovationtop 39% Talentbottom 49% Growthbottom 47% Globalbottom 39% Newsbottom 27% Funding: Raised $372M across 13 rounds · 13 rounds over 9 yrs (1.4/yr) Product: 7 distinct product lines · Company stage: Series E rank vs industry peers · Fliar Intelligence Index 69/100 | $372M | 9 mo ago | Series E | 504 | Apple iCloud MailGoogle WorkspaceTypeScript+28 | — | — | 1 job opening · 1 award |
| 7 | SelectQuote Online life insurance comparison platform for individuals 78Tech top 19%Funding top 20%Fin. health top 26%Market top 29% All 10 signals ▾Techtop 19% Fundingtop 20% Fin. healthtop 26% Markettop 29% Producttop 35% Newstop 47% Growthtop 49% Talentbottom 49% Moatbottom 38% Globalbottom 37% Tech: 60 technologies across 6/8 capability areas · Cloud: Cloudflare Funding: Raised $350M across 1 rounds · 1 rounds over 22 yrs (0.0/yr) rank vs industry peers · Fliar Intelligence Index 78/100 | $350M | 16 mo ago | Public | 2,035 2,035 → 2,696 (+32%) · sector median +30% | Amazon WebstoreContentfulSentry+31 | 7 signals ▼56% Earnings · Lawsuit · Capital raise | — | — |
| 8 | Branch 🦄 Provider of auto and home insurance solutions 62Funding top 19%Tech top 20%Moat top 26%Growth top 35% All 9 signals ▾Fundingtop 19% Techtop 20% Moattop 26% Growthtop 35% Producttop 36% Talenttop 38% Globalbottom 39% Marketbottom 34% Newsbottom 27% Funding: Raised $280M across 6 rounds · 6 rounds over 8 yrs (0.8/yr) Tech: 40 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 62/100 | $280M | 19 mo ago | Series D | 2 | SentryZendeskApple iCloud Mail+35 | — | — | 2 awards |
| 9 | Gravie Health insurance & benefit marketplace for employees 45Funding top 15%Moat top 22%Product top 32%Talent top 38% All 10 signals ▾Fundingtop 15% Moattop 22% Producttop 32% Talenttop 38% Techtop 43% Growthbottom 44% Marketbottom 43% Globalbottom 37% Newsbottom 21% Customersbottom 13% Funding: Raised $263M across 10 rounds · 10 rounds over 13 yrs (0.8/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 45/100 | $263M | 12 mo ago | Series G | 70 | WordPress Block EditorWordPressApple iCloud Mail+22 | — | — | 1 partnership |
| 10 | SageSure 🦄 Online property comparison platform for individuals and businesses 82Tech top 15%Funding top 20%Product top 21%Moat top 26% All 10 signals ▾Techtop 15% Fundingtop 20% Producttop 21% Moattop 26% Growthtop 30% Innovationtop 33% Markettop 34% Newstop 38% Talentbottom 48% Globalbottom 32% Tech: 51 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Ses Funding: Raised $250M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 82/100 | $250M | 12 mo ago | Series D | 600 | WordPressApple iCloud MailMicrosoft 365+30 | 4 signals ▲33% M&A · Leadership · Funding | — | 1 launch · 1 expansion · 2 awards |
| 11 | Beam Provider of health insurance solutions for employees 76Funding top 18%Patents top 19%Moat top 28%Innovation top 29% All 10 signals ▾Fundingtop 18% Patentstop 19% Moattop 28% Innovationtop 29% Techtop 32% Customerstop 35% Producttop 36% Growthtop 37% Markettop 45% Globalbottom 40% Funding: Raised $239M across 12 rounds · 12 rounds over 14 yrs (0.9/yr) Patents: 82 patents matched (strict assignee match) · 41 filings since 2022 vs 18 in 2017-21 rank vs industry peers · Fliar Intelligence Index 76/100 | $239M | 10 mo ago | Series E | 230 230 → 239 (+4%) · sector median +30% | WebflowSalesforceAmazon Web Services+22 | — | 82 patents Thermal management and fast‑charging solutions for electric‑vehicle batteries | — |
| 12 | Openly Premium home insurance provider supporting independent agents 74Funding top 15%Growth top 18%News top 19%Moat top 31% All 9 signals ▾Fundingtop 15% Growthtop 18% Newstop 19% Moattop 31% Techtop 33% Producttop 41% Partnerstop 45% Marketbottom 48% Globalbottom 37% Funding: Raised $238M across 8 rounds · 8 rounds over 7 yrs (1.1/yr) Growth: Headcount 44 → 157 (+257%) across vintages · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 74/100 | $238M | 1 mo ago | Series E | 157 157 → 376 (+139%) · sector median +30% | HubSpot CMS HubApple iCloud MailGoogle Workspace+23 | 5 signals ▲150% Funding · Capital raise | — | 2 awards |
| 13 | Vouch Online property insurance platform for businesses 62Funding top 22%Moat top 31%Growth top 35%Talent top 38% All 9 signals ▾Fundingtop 22% Moattop 31% Growthtop 35% Talenttop 38% Techtop 47% Patentstop 47% Markettop 48% Innovationtop 48% Globalbottom 39% Funding: Raised $185M across 6 rounds · 6 rounds over 8 yrs (0.8/yr) Moat: Editorial + unicorn rating 8/10 · IP moat: 16 patents rank vs industry peers · Fliar Intelligence Index 62/100 | $185M | 16 mo ago | Series D | 227 | WebflowGSAPVWO+25 | — | 16 patents Fraud detection, risk scoring, and secure authentication for fintech and messaging platforms | — |
| 14 | Bestow Online life insurance platform 67Funding top 23%Tech top 29%Moat top 31%Product top 34% All 10 signals ▾Fundingtop 23% Techtop 29% Moattop 31% Producttop 34% Growthtop 38% Innovationtop 41% Patentstop 41% Markettop 48% Globalbottom 33% Newsbottom 32% Funding: Raised $145M across 7 rounds · 7 rounds over 9 yrs (0.8/yr) Tech: 47 technologies across 5/8 capability areas · Cloud: Amazon Ses, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 67/100 | $145M | 13 mo ago | Series D | 218 | WebflowApple iCloud MailSalesforce+30 | — | 11 patents Content authentication referral platform and event-sourced workflow infrastructure | — |
| 15 | Chapter 🦄 Digital medicare plan and benefits management tool for employees and individuals 64Funding top 18%Tech top 26%Moat top 26%Market top 42% All 8 signals ▾Fundingtop 18% Techtop 26% Moattop 26% Markettop 42% Growthtop 48% Talentbottom 49% Globalbottom 36% Newsbottom 34% Funding: Raised $109M across 6 rounds · 6 rounds over 13 yrs (0.5/yr) Tech: 48 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 64/100 | $109M | 2 mo ago | Series E | 91 | DatoCMSTurbopackNode.js+22 | — | — | — |
| 16 | CyberCube Cloud based cyber risk analytics and insurance underwriting solutions for the insurance industry 67Funding top 21%News top 28%Growth top 31%Product top 31% All 10 signals ▾Fundingtop 21% Newstop 28% Growthtop 31% Producttop 31% Moattop 31% Talenttop 31% Innovationtop 41% Techtop 44% Marketbottom 48% Globalbottom 32% Funding: Raised $100M across 4 rounds · 4 rounds over 8 yrs (0.5/yr) News: 11 BI events in 12 mo (of 38 tracked, 6 types) · +450% YoY rank vs industry peers · Fliar Intelligence Index 67/100 | $100M | 8 mo ago | Series D | 76 76 → 117 (+54%) · sector median +30% | HubSpot CMS HubApple iCloud MailGoogle Workspace+33 | 11 signals ▲450% Leadership · Funding · New product | — | 1 partnership · 1 award |
| 17 | Coterie Online insurance platform for small businesses 67Tech top 19%News top 21%Funding top 25%Growth top 29% All 9 signals ▾Techtop 19% Newstop 21% Fundingtop 25% Growthtop 29% Moattop 31% Producttop 49% Marketbottom 49% Talentbottom 40% Globalbottom 39% Tech: 64 technologies across 6/8 capability areas · Cloud: Azure, Cloudflare News: 6 BI events in 12 mo (of 24 tracked, 6 types) · +500% YoY rank vs industry peers · Fliar Intelligence Index 67/100 | $99M | 9 mo ago | Series B | 137 | WordPress Block EditorWordPressApple iCloud Mail+36 | 6 signals ▲500% M&A · Leadership · Funding | — | — |
| 18 | Gradient AI-based claims automation and auditing solutions for the insurance industry 62Funding top 24%Product top 28%Moat top 32%Tech top 36% All 13 signals ▾Fundingtop 24% Producttop 28% Moattop 32% Techtop 36% Innovationtop 42% AItop 45% Patentstop 46% Growthtop 49% Marketbottom 49% Talentbottom 49% Newsbottom 46% Globalbottom 40% Partnersbottom 35% Funding: Raised $89.7M across 4 rounds · 4 rounds over 7 yrs (0.6/yr) Product: 1 product launch event in 12 mo, 1 the year before · 3 distinct product lines rank vs industry peers · Fliar Intelligence Index 62/100 | $90M | 3 mo ago | Series C | 108 108 → 130 (+20%) · sector median +30% | DudaApple iCloud MailMicrosoft 365+25 | 3 signals ▼25% Funding · New product · Contracts | 28 patents Patents concentrated in health & consumer products | 1 award |
| 19 | Nirvana 🦄 AI-based insurance risk management and pricing solutions for the fleet insurance industry 60Funding top 20%Talent top 28%Moat top 31%News top 35% All 9 signals ▾Fundingtop 20% Talenttop 28% Moattop 31% Newstop 35% AItop 35% Techtop 44% Growthtop 47% Marketbottom 37% Globalbottom 32% Funding: Raised $79.0M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 60/100 | $79M | 5 mo ago | Series D | 10 | WebflowApple iCloud MailGoogle Workspace+23 | 5 signals Funding | — | 1 launch |
| 20 | Angle Provider of technology-enabled health insurance plans for employers and employees 50Funding top 28%Tech top 28%Growth top 35%Moat top 37% All 12 signals ▾Fundingtop 28% Techtop 28% Growthtop 35% Moattop 37% Talenttop 38% Producttop 46% Patentsbottom 46% Innovationbottom 43% Globalbottom 43% Marketbottom 40% Newsbottom 34% Customersbottom 8% Funding: Raised $62.0M across 3 rounds · 3 rounds over 6 yrs (0.5/yr) Tech: 43 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 50/100 | $62M | 6 mo ago | Series B | 47 | WebflowApple iCloud MailGoogle Workspace+21 | — | 15 patents Design and manufacturing of mechanical universal (X) joints for power transmission | — |
| 21 | Amplify Life Insurance Online insurance comparison platform 60Funding top 24%Growth top 26%Tech top 36%Talent bottom 49% All 7 signals ▾Fundingtop 24% Growthtop 26% Techtop 36% Talentbottom 49% Marketbottom 39% Globalbottom 39% Newsbottom 22% Funding: Raised $60.9M across 6 rounds · 6 rounds over 6 yrs (1.0/yr) Growth: Headcount 11 → 55 (+400%) across vintages · Web rank 1,000,000 → 5,000,000 YoY rank vs industry peers · Fliar Intelligence Index 60/100 | $61M | 6 mo ago | Series B | 55 55 → 71 (+29%) · sector median +30% | SentryApple iCloud MailGoogle Workspace+28 | — | — | — |
| 22 | Nava Benefits Provider of employee benefits brokerage and administrative services 53Funding top 27%News top 34%Product top 34%Growth top 35% All 11 signals ▾Fundingtop 27% Newstop 34% Producttop 34% Growthtop 35% Talenttop 38% Innovationtop 44% Techtop 44% Moatbottom 48% Marketbottom 47% Globalbottom 32% Customersbottom 2% Funding: Raised $60.0M across 3 rounds · 3 rounds over 6 yrs (0.5/yr) News: 3 BI events in 12 mo (of 8 tracked, 3 types) · +200% YoY rank vs industry peers · Fliar Intelligence Index 53/100 | $60M | 8 mo ago | Series C | 101 | WebflowApple iCloud MailGoogle Workspace+27 | 3 signals ▲200% Funding · New product | — | — |
| 23 | Paytient Healthcare prepaid cards for employers 69Customers top 22%Funding top 29%Moat top 31%Growth top 32% All 10 signals ▾Customerstop 22% Fundingtop 29% Moattop 31% Growthtop 32% Techtop 36% Talenttop 38% Producttop 46% Marketbottom 49% Globalbottom 44% Newsbottom 21% Customers: Play-Store rating 4.76★ across 1,386 ratings (1 apps) · Review volume +51% in 6 mo Funding: Raised $55.5M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 69/100 | $56M | 12 mo ago | Series B | 60 | WebflowBootstrapGSAP+23 | — | — | — |
| 24 | Strala Provider of AI-assisted claims handling and third-party administrator (TPA) solutions 67Funding top 30%AI top 30%Talent top 38%Global bottom 48% All 5 signals ▾Fundingtop 30% AItop 30% Talenttop 38% Globalbottom 48% Techbottom 40% Funding: Raised $55.3M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) AI: Classified as an AI company · Product described with: artificial intelligence rank vs industry peers · Fliar Intelligence Index 67/100 | $55M | 2 mo ago | Series B | — | Framer SitesApple iCloud MailGoogle Workspace+7 | — | — | — |
| 25 | Inshur App-based auto insurance platform for individuals 55Tech top 16%Funding top 26%Partners top 32%Product top 34% All 13 signals ▾Techtop 16% Fundingtop 26% Partnerstop 32% Producttop 34% Talenttop 34% Moattop 39% Growthtop 46% Newstop 46% Innovationtop 47% Marketbottom 46% Globalbottom 43% Customersbottom 39% Fin. healthbottom 31% Tech: 48 technologies across 7/8 capability areas · Cloud: Cloudflare, Google Cloud Funding: Raised $54.0M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $54M | 11 mo ago | Series C | 136 136 → 174 (+28%) · sector median +30% | Apple iCloud MailGoogle WorkspaceTypeScript+24 | 6 signals Leadership · Capital raise · Funding | — | 1 internship |
| 26 | XO Health Platform offering health plans 57Patents top 20%Funding top 27%Moat top 28%Talent top 28% All 8 signals ▾Patentstop 20% Fundingtop 27% Moattop 28% Talenttop 28% Innovationtop 32% Producttop 40% Globalbottom 40% Marketbottom 37% Patents: 9,865 patents matched (strict assignee match) · 2246 filings since 2022 vs 3287 in 2017-21 Funding: Raised $52.2M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $52M | 9 mo ago | Series C | — | — | — | 9,865 patents Cell and protein therapeutics for cancer, immune modulation, imaging, and tissue regeneration | 1 launch |
| 27 | Community Health Network Provider of healthcare solutions for employees 67Market top 28%Tech top 30%Funding top 37%Growth top 40% All 9 signals ▾Markettop 28% Techtop 30% Fundingtop 37% Growthtop 40% Talentbottom 49% Customersbottom 45% Moatbottom 38% Productbottom 36% Globalbottom 32% Market: 13,897 employees (top 1% of InsurTech) · Top-50,000 web property Tech: 51 technologies across 5/8 capability areas · Cloud: Akamai, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 67/100 | $49M | 13 mo ago | Funding Raised | 13,897 13,897 → 8,909 (-36%) · sector median +30% | DrupalApple iCloud MailMicrosoft 365+17 | — | — | 2 expansions |
| 28 | ZestyAI Decision intelligence platform for the insurance industry 78Innovation top 22%AI top 26%Talent top 27%Funding top 31% All 11 signals ▾Innovationtop 22% AItop 26% Talenttop 27% Fundingtop 31% Producttop 34% Growthtop 35% Newstop 35% Moattop 39% Techtop 44% Marketbottom 45% Globalbottom 39% Innovation: 4 new-product events in 24 mo · 6 product lines AI: Classified as an AI company · Product described with: computer vision, machine learning rank vs industry peers · Fliar Intelligence Index 78/100 | $46M | 11 mo ago | Series B | 79 | WebflowSalesforceGSAP+25 | 8 signals Leadership · New product | — | 1 launch · 1 award |
| 29 | Federato AI Ai powered risk management platform that streamlines underwriting processes for insurance companies 57Funding top 21%AI top 35%News top 39%Growth top 40% All 9 signals ▾Fundingtop 21% AItop 35% Newstop 39% Growthtop 40% Talenttop 42% Techtop 43% Moatbottom 38% Globalbottom 37% Marketbottom 34% Funding: Raised $40.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) AI: Product described with: ai powered, machine learning rank vs industry peers · Fliar Intelligence Index 57/100 | $40M | 6 mo ago | Series D | 24 | WebflowSalesforceGSAP+21 | 5 signals Funding · Leadership | — | 1 expansion |
| 30 | Bennie Provider of employee benefits platform and brokerage services for employers 57Growth top 21%Tech top 30%Funding top 34%Moat top 39% All 9 signals ▾Growthtop 21% Techtop 30% Fundingtop 34% Moattop 39% Talentbottom 49% Productbottom 48% Marketbottom 45% Globalbottom 37% Customersbottom 8% Growth: Headcount 25 → 87 (+248%) across vintages · Fresh capital in last 24 mo Tech: 43 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 57/100 | $38M | 6 mo ago | Series A | 87 87 → 187 (+115%) · sector median +30% | ContentfulApple iCloud MailGoogle Workspace+26 | — | — | — |
| 31 | Develop Health Provider of AI-powered prior authorization solutions for healthcare 53Funding top 30%Growth top 35%Talent top 38%AI top 45% All 7 signals ▾Fundingtop 30% Growthtop 35% Talenttop 38% AItop 45% Techbottom 47% Globalbottom 33% Marketbottom 31% Funding: Raised $31.9M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 53/100 | $32M | 9 mo ago | Series A | — | Framer SitesApple iCloud MailGoogle Workspace+14 | — | — | — |
| 32 | Fulcrum Provider of AI-powered process automation software for insurance brokers 42Funding top 30%Talent top 38%AI top 45%Moat top 47% All 9 signals ▾Fundingtop 30% Talenttop 38% AItop 45% Moattop 47% Patentstop 48% Techbottom 47% Innovationbottom 44% Globalbottom 40% Marketbottom 32% Funding: Raised $25.1M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 42/100 | $25M | 4 mo ago | Series A | — | Framer SitesReactCloudflare+11 | — | 15 patents Digital financial infrastructure for private monetary authorities and AI-driven client intake management | 2 partnerships · 1 award |
| 33 | PayMedix Provider of healthcare payment processing system for insurance sector 48Funding top 32%Tech top 34%Growth top 37%Talent top 38% All 6 signals ▾Fundingtop 32% Techtop 34% Growthtop 37% Talenttop 38% Globalbottom 36% Marketbottom 29% Funding: Raised $25.0M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) Tech: 40 technologies across 5/8 capability areas · Cloud: Azure, Cloudflare rank vs industry peers · Fliar Intelligence Index 48/100 | $25M | 5 mo ago | Series C | 16 | WordPressMySQLPHP+32 | — | — | — |
| 34 | COVU Provider of insurance agency management solutions 42Funding top 33%Talent top 38%Moat top 39%Product top 41% All 9 signals ▾Fundingtop 33% Talenttop 38% Moattop 39% Producttop 41% Growthtop 45% Marketbottom 45% Globalbottom 39% Newsbottom 38% Innovationbottom 37% Funding: Raised $22.5M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 42/100 | $22M | 9 mo ago | Series B | 51 | — | 3 signals ▼73% New product · M&A · Funding | — | 2 launchs |
| 35 | Sixfold AI-based platform offering software for insurance intermediaries and agency management 45News top 26%Talent top 28%Funding top 29%Patents top 44% All 10 signals ▾Newstop 26% Talenttop 28% Fundingtop 29% Patentstop 44% Innovationtop 45% AItop 45% Moattop 47% Producttop 49% Globalbottom 33% Marketbottom 23% News: 4 BI events in 12 mo (of 13 tracked, 5 types) · Top themes: Funding, Capital raise Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 45/100 | $22M | 4 mo ago | Series B | 9 | — | 4 signals Funding · Capital raise | 5 patents Automated underwriting risk assessment and rule extraction for insurance underwriting | 1 launch · 1 award |
| 36 | Manage My Insurance software suite 37Growth top 25%News top 25%Product top 30%Funding top 34% All 10 signals ▾Growthtop 25% Newstop 25% Producttop 30% Fundingtop 34% Techtop 44% Moattop 47% Globalbottom 39% Innovationbottom 36% Patentsbottom 24% Marketbottom 22% Growth: Fresh capital in last 24 mo News: 7 BI events in 12 mo (of 7 tracked, 2 types) · 6 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 37/100 | $20M | 4 mo ago | Series B | 5 | HubSpot CMS HubApple iCloud MailStripe+19 | 7 signals Funding · Capital raise | 29 patents Hierarchical distributed storage management and virtual system orchestration for high‑performance parallel file operations | — |
| 37 | Informed Developer of an aggregation API solutions for banking 53AI top 15%Product top 33%News top 34%Funding top 35% All 10 signals ▾AItop 15% Producttop 33% Newstop 34% Fundingtop 35% Moattop 37% Talentbottom 49% Patentsbottom 48% Marketbottom 45% Innovationbottom 45% Globalbottom 37% AI: Holds AI/ML patents (G06N-family CPC) Product: 1 product launch event in 12 mo, 1 the year before · Company stage: Series B rank vs industry peers · Fliar Intelligence Index 53/100 | $20M | 6 mo ago | Series B | 51 | — | 3 signals ▲200% Funding · New product | 8 patents Patents concentrated in computing, sensing & instrumentation | — |
| 38 | Indico Data Developer of an agentic decisioning platform for insurance underwriting and claims 72AI top 8%Innovation top 23%Talent top 28%Funding top 33% All 11 signals ▾AItop 8% Innovationtop 23% Talenttop 28% Fundingtop 33% Moattop 39% Techtop 40% Producttop 49% Marketbottom 47% Globalbottom 43% Growthbottom 40% Newsbottom 38% AI: Classified as an agentic-AI company Innovation: 4 new-product events in 24 mo · Deep-tech classification: Artificial Intelligence, Agentic Ai rank vs industry peers · Fliar Intelligence Index 72/100 | $19M | 7 mo ago | Series B | 100 | WordPressMySQLPHP+26 | 3 signals ▼73% Funding | — | — |
| 39 | Alaffia Health AI platform for healthcare claims management and automation 48AI top 30%News top 34%Funding top 36%Talent top 38% All 7 signals ▾AItop 30% Newstop 34% Fundingtop 36% Talenttop 38% Moattop 39% Globalbottom 37% Marketbottom 34% AI: Classified as an AI company · Product described with: ai-powered News: 3 BI events in 12 mo (of 10 tracked, 3 types) · Top themes: Funding rank vs industry peers · Fliar Intelligence Index 48/100 | $18M | 4 mo ago | Series B | 22 | — | 3 signals Funding | — | — |
| 40 | Anzen Provider of risk management tools for insurance providers 21Funding top 42%Tech bottom 49%Talent bottom 49%Global bottom 39% All 6 signals ▾Fundingtop 42% Techbottom 49% Talentbottom 49% Globalbottom 39% Moatbottom 38% Marketbottom 25% Funding: Raised $17.5M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Tech: 19 technologies across 4/8 capability areas · Cloud: Amazon Web Services, Cloudflare rank vs industry peers · Fliar Intelligence Index 21/100 | $18M | 7 mo ago | Series A | 9 | Framer SitesReactAmazon Web Services+16 | — | — | — |
| 41 | Parametrix Online insurance platform for tech businesses 29News top 37%Funding top 38%Product top 49%Talent bottom 49% All 6 signals ▾Newstop 37% Fundingtop 38% Producttop 49% Talentbottom 49% Globalbottom 45% Marketbottom 38% News: 2 BI events in 12 mo (of 10 tracked, 5 types) · Top themes: Funding Funding: Raised $17.5M across 2 rounds · 2 rounds over 6 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 29/100 | $18M | 6 mo ago | Series B | 34 | — | — | — | 1 job opening |
| 42 | Shepherd Insurance software suite for businesses 27Funding top 33%Moat top 34%Talent top 38%Global bottom 39% All 8 signals ▾Fundingtop 33% Moattop 34% Talenttop 38% Globalbottom 39% Marketbottom 38% Techbottom 35% Patentsbottom 35% Innovationbottom 33% Funding: Raised $13.5M across 3 rounds · 3 rounds over 2 yrs (1.5/yr) Moat: Editorial + unicorn rating 7/10 · IP moat: 11 patents rank vs industry peers · Fliar Intelligence Index 27/100 | $14M | 2 mo ago | Series B | — | WebflowApple iCloud MailGSAP+11 | — | 11 patents Cut‑resistant, wildlife‑safe security fencing and mesh panel systems for perimeter protection. | — |
| 43 | Comeryx Provider of AI-native excess and surplus insurance for artisan contractors 67Talent top 38%Funding top 41%AI top 45%Global bottom 48% All 4 signals ▾Talenttop 38% Fundingtop 41% AItop 45% Globalbottom 48% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $7.5M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $8M | 3 mo ago | Seed | — | — | — | — | 1 award |
| 44 | Benefitbay Provider of a benefits administration platform for employees 53Growth top 28%Innovation top 34%Product top 36%Funding top 43% All 8 signals ▾Growthtop 28% Innovationtop 34% Producttop 36% Fundingtop 43% Techtop 49% Moatbottom 38% Marketbottom 33% Globalbottom 32% Growth: Web rank 5,000,000 → 1,000,000 YoY · Fresh capital in last 24 mo Innovation: 7 product lines rank vs industry peers · Fliar Intelligence Index 53/100 | $7M | 0 mo ago | Series A | 14 | HubSpot CMS HubApple iCloud MailMicrosoft 365+17 | — | — | 2 job openings |
| 45 | SF Insuretech Provides database for auto insurers 48Funding top 37%AI top 45%Talent bottom 45%Global bottom 29% All 4 signals ▾Fundingtop 37% AItop 45% Talentbottom 45% Globalbottom 29% Funding: Raised $6.0M across 8 rounds · 8 rounds over 6 yrs (1.3/yr) AI: Product described with: ai-based rank vs industry peers · Fliar Intelligence Index 48/100 | $6M | 1 mo ago | Series A | — | — | — | — | — |
| 46 | 4L Data Intelligence Provider of AI-enabled healthcare insurance solutions 16Funding top 43%Talent bottom 49%Market bottom 30%Global bottom 30% All 4 signals ▾Fundingtop 43% Talentbottom 49% Marketbottom 30% Globalbottom 30% Funding: Raised $5.6M across 9 rounds · 9 rounds over 4 yrs (2.2/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 16/100 | $6M | 1 mo ago | Series B | 19 | — | — | — | — |
| 47 | Yuzu Health It is a third party administrator that helps companies create their own health plan 22Talent top 28%Funding top 44%Tech bottom 42%Global bottom 39% All 5 signals ▾Talenttop 28% Fundingtop 44% Techbottom 42% Globalbottom 39% Marketbottom 22% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $5.0M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 22/100 | $5M | 2 mo ago | Series A | 5 | Node.jsSvelteKitTailwind CSS+8 | — | — | — |
| 48 | Gangkhar Provider of embedded insurance platform for businesses 57AI top 45%Global top 45%Funding top 46%Talent bottom 49% All 4 signals ▾AItop 45% Globaltop 45% Fundingtop 46% Talentbottom 49% AI: Product described with: ai-driven Global: Investors from 4 countries beyond United States rank vs industry peers · Fliar Intelligence Index 57/100 | $4M | 3 mo ago | Seed | — | — | — | — | — |
| 49 | Secondsight AI Cloud and AI based data privacy management solutions 37Talent top 28%AI top 45%Funding bottom 47%Global bottom 37% All 5 signals ▾Talenttop 28% AItop 45% Fundingbottom 47% Globalbottom 37% Marketbottom 31% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated AI: Product described with: ai based rank vs industry peers · Fliar Intelligence Index 37/100 | $3M | 2 mo ago | Series A | 20 | — | — | — | — |
| 50 | NovaData Solutions Platform for automated invoice review and processing for property claims 9Talent top 38%Funding top 39%Moat top 45%Tech bottom 43% All 9 signals ▾Talenttop 38% Fundingtop 39% Moattop 45% Techbottom 43% Patentsbottom 36% Globalbottom 33% Innovationbottom 23% Newsbottom 18% Marketbottom 9% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $2.7M across 5 rounds · 5 rounds over 4 yrs (1.2/yr) rank vs industry peers · Fliar Intelligence Index 9/100 | $3M | 1 mo ago | Series B | 2 | WordPressMySQLPHP+27 | — | 2 patents Enterprise auditing software for equipment usage and peer performance verification | — |
Top 12 InsurTech companies in United States
#1
Series F · Eagan, Minnesota · founded 2017 · 1841 employees$2.3Braised▾
Provider of healthcare insurance plans for individuals. It offers medicare plans and insurance benefits for various healthcare services with benefits and savings, including dental and over-the-counter benefits. It also offers plans for doctor visit, dental and vision protection, hospitals treatment coverage, and more. Also offers insurance comparison guide devoted to health.
- Jan 2026Series F$317M
- Nov 2025Series F$48M
- Aug 2024Series E$112M
- Dec 2023Series E$175M
#2
Series D · Cambridge, Massachusetts · founded 2010 · 318 employees$502.5Mraised▾
Provider of AI-powered telematics and mobility safety solutions. It delivers real-time driving risk assessment, crash detection, driver coaching, and claims support solutions for insurers, mobility providers, gig platforms, and public sector organizations. Its AI-driven analytics engine combines data from smartphones, vehicles, and connected devices to generate actionable safety insights, helping reduce distracted driving, improve driver behavior, lower accident rates, and optimize insurance and mobility programs at global scale.
- Mar 2026Series D$350M
- Dec 2018Series C$500M
- Sep 2014Series A$2.5M
#3
Series E · Boston, Massachusetts · founded 2017 · 157 employees$237.6Mraised▾
Premium home insurance provider supporting independent agents. The platform enables independent home insurance agents to provide quotes to their clients. It offers benefits and coverages to its clients, which are sold through a network of independent agents.
- Apr 2026Series E—
- Jan 2025Series E$123M
- Jan 2025Conventional Debt$70M
- Sep 2023Series D$100M
#4
Acrisure 🦄Acquired · Grand Rapids, Michigan · founded 2005 · 70 employees$6.2Braised▾
Provider of insurance and business solutions for individuals and businesses. This includes personal insurance products, mortgage services, and a range of business insurance options catering to both small and large enterprises. Employee benefit services and cybersecurity solutions are also offered. The company supports clients across various industries with specialized expertise and reinsurance capabilities. They provide a variety of solutions designed to meet diverse needs and facilitate efficient decision-making.
- May 2025Series D$2.1B
- May 2022Series C$725M
- Mar 2021Series C$3.5B
- Dec 2018Series B$2B
#5
Chapter 🦄Series E · New York City, New York · founded 2013 · 91 employees$109Mraised▾
Digital medicare plan and benefits management tool for employees and individuals. The company has developed a platform that enables users to compare and calculate different insurance plans. It has features for personalizing plans and financial saving calculators as well.
- Apr 2026Series E$100M
- Apr 2025Series D$75M
- May 2024Series C$50M
- Jan 2022Series B$42M
#6
Series D · Chicago, Illinois · founded 2016 · 450 employees$406Mraised▾
Online platform that provides automotive insurance. It features a Quick View ID card to manage policy information, submit claims, claims to track, change payment methods, make payments, view payment information, and more. It also validates coverages and determines eligibility for expedited payment.
- Oct 2025Series D$25M
- Jan 2025Series D$26.2M
- Oct 2024Series D$44M
- Mar 2024Series D$55M
#7
Series C · Boston, Massachusetts · founded 2018 · 108 employees$89.7Mraised▾
AI-based claims automation and auditing solutions for the insurance industry. The platform offers solutions for insurance claims management, workflow management, business processing, risk management, and more. It also offers SaaS solutions for broker analytics, risk ranking, portfolio analysis, claims to audit, and more.
- Mar 2026Conventional Debt—
- Jun 2024Series C$56.1M
- Apr 2021Series B$20M
- Oct 2019Series A$8.7M
#8
Kin 🦄Series E · Chicago, Illinois · founded 2016 · 504 employees$372.4Mraised▾
Online platform for homeowner insurance platform for individuals. It offers claims settlement services. It features a repair program for policyholders to rebuild homes. It offers insurance such as condo insurance, vacation home insurance, landlord insurance, and more. It also helps with insurance fraud.
- Sep 2025Series E$50M
- Sep 2025Conventional Debt$200M
- Jan 2024Series D$15M
- Sep 2023Series D$33M
#9
Series B · San Francisco, California · founded 2024$55.3Mraised▾
Provider of AI-assisted claims handling and third-party administrator (TPA) solutions. The company offers a platform that automates claims processing using artificial intelligence. It provides tools for claims routing, fraud detection, and real-time analytics. The platform integrates with existing systems to streamline workflows and optimize decision-making. It also offers multi-channel communication capabilities for customer interactions and vendor follow-ups.
- Mar 2026Series B$51.3M
- Mar 2025Series A$4M
#10
Nirvana 🦄Series D · San Francisco, California · founded 2020 · 10 employees$79Mraised▾
AI-based insurance risk management and pricing solutions for the fleet insurance industry. It uses telematics & artificial intelligence technology for predictive risk models and safety performance. It offers underwriting and real-time reporting & tracking of claims.
- Dec 2025Series D$100M
- Mar 2025Series C$80M
- Oct 2023Series B$57M
- Feb 2022Series A$22M
#11
Series B · San Francisco, California · founded 2019 · 55 employees$60.9Mraised▾
Online insurance comparison platform. It offers a platform for users to browse the list of service providers and select the best plans and benefits. It allows users to get quotes and complete the policy approval process.
- Dec 2025Series B$6.2M
- Jun 2024Series B$20M
- Feb 2024Series B$16.3M
- Oct 2022Series A—
#12
Series E · Columbus, Ohio · founded 2012 · 230 employees$239.2Mraised▾
Provider of health insurance solutions for employees. It offers digital quoting for customized pricing, and an online portal for instant access to plan information and management. The insurance offered includes dental, vision, life, disability, and supplemental health coverage.
- Jul 2025Series E$24M
- Apr 2024Series E$29.8M
- Sep 2023Series E$40.9M
- Mar 2021Series E$80M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of InsurTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Insurtech is moving in the United States
A read on the academic research around Insurtech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 22 United States-affiliated papers.
- New York Life Insurance Company2
- Film Independent2
- University of Management and Technology2
- AAA Foundation for Traffic Safety1
- Temple University1
- Conceptual model1
- Conceptual framework1
- Marketing1
- Knowledge management1
- Originality1
- Actuarial science2
- Telematics1
- Incentive1
- Poison control1
- Baseline (sea)1
- Position (finance)1
- Geopolitics1
- Insurance law1
- European union1
- Index (typography)1
Who's filing insurtech patents in the United States
United States insurtech patent filing is steady — 15 filings from 7 assignees (2018–2025), led by State FARM Mutual Automobile Ins, Grunfeld ERIC, Allstate Insurance; annual filings 1→1.
- State FARM Mutual Automobile Ins6
- Grunfeld ERIC5
- Allstate Insurance4
- Clover Health3
- Fiete Stephen2
- Cripe Frederick F2
- American Family Mutual Insurance1