Best InsurTech Companies in Miami, United States
The 35 best InsurTech companies in Miami, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: HealthCare.com.
Our analysis of 50 InsurTech companies
$13.8b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best InsurTech companies in Miami
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | HealthCare.com 🦄 Online insurance comparison platform for health insurances 92Growth top 20%Moat top 26%Tech top 27%Talent top 28% All 9 signals ▾Growthtop 20% Moattop 26% Techtop 27% Talenttop 28% Fundingtop 29% Markettop 31% AItop 35% Globaltop 50% Newsbottom 22% Growth: Headcount 90 → 242 (+169%) across vintages Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 92/100 | $211M | 55 mo ago | Series C | Glenn Luk Co-Founder | Investor | Board Director | 2006 | Builder.ioNode.jsSalesforce+25 | — |
| 2 | LULA Provider of AI-powered virtual assistants for sales and support | $54M | 37 mo ago | Series B | Michael Vega-Sanz Co-Founder | 2020 | — | — |
| 3 | Asteya Provider of income insurance policies for individuals unable to work. | $10M | 59 mo ago | Seed | — | 2018 | Windows ServerMicrosoft ASP.NETBootstrap+20 | — |
| 4 | Praxos Provider of automation solutions for insurance brokers and risk managers | $500K | 27 mo ago | Seed | Soheil Sadabadi Co-Founder | 2023 | Framer SitesThree.jsReact+9 | — |
| 5 | Tesser Health Health updates via subscription, optimizing website experience through data analysis | $470K | 116 mo ago | Acqui-Hired | Riyaad Seecharan CEO | 2014 | — | — |
| 6 | Sonant AI AI receptionist platform for insurance agencies, brokers, and distributors | $150K | 14 mo ago | Seed | Diogo Braganca Co-Founder | 2024 | Webflow EcommerceWebflowGSAP+16 | — |
| 7 | RiskPossible Online insurance underwriting platform | $40K | 104 mo ago | Deadpooled | — | 2017 | — | — |
| 8 | Neo Insurance Solutions Provider of insurance solutions and software for agents and carriers | — | 15 mo ago | Seed | Jonathan Karlin Chief Executive Officer | 2018 | WordPressMySQLPHP+16 | — |
Top 11 InsurTech companies in Miami
#1
Seed · Miami, Florida · founded 2024$150Kraised▾
AI receptionist platform for insurance agencies, brokers, and distributors. The platform automates routine incoming calls, quote intaking, service inquiries, and appointment scheduling. It offers multilingual support, call transfer capabilities, and integration with agency management systems. The AI receptionist summarizes calls, extracts relevant data, and updates systems automatically. It enables personalized service with zero waiting times and aims to improve profitability by reducing overhead.
- Jun 2025Seed$150K
#2
Series C · Miami, Florida · founded 2006 · 242 employees$211Mraised▾
Online insurance comparison platform for health insurances. It enables users to search, comparison and recommendation tools for healthcare consumers. It uses artificial intelligence and machine learning technology for customized proprietary products.
- Feb 2022Series C$31.5M
- Dec 2021Conventional Debt$130M
- Dec 2021Series C$50M
- Jun 2020Series B$5M
#3
Series B · Miami, Florida · founded 2020 · 120 employees$53.5Mraised▾
Provider of AI-powered virtual assistants for sales and support. This AI solution allows businesses to create customized virtual employees for various roles, including sales representatives and support agents. The system offers features such as generative conversation capabilities, multilingual support, omnichannel communication, and seamless integration with existing CRM and VoIP systems. It provides in-depth call management tools, including recordings, transcripts, and analytics. The platform is designed for easy setup, requiring no coding expertise. The AI assistant can be trained using simple instructions, enabling businesses to quickly deploy and manage virtual agents.
- Jul 2023Series B$35.5M
- Jul 2021Series A$18M
#4
Seed · Miami, Florida · founded 2023$500Kraised▾
Provider of automation solutions for insurance brokers and risk managers. The platform streamlines and automates operational tasks, supporting users with client interactions. Its features includes Automation of Tasks- enables users to automate routine tasks, Insurance Proposals- users can compile quotes and create presentations for insurance lines, including business, personal, and employee benefits, Program Comparisons- enables comparisons of current programs and renewal quotes, Policy Reviews- assists in reviewing coverages, schedules, endorsements, and exclusions against policy checklists, Certificates Issuance- brokers can issue certificates for new accounts and additional insureds, Appetite Matching- to identify suitable carrier matches based on client risk profiles and appetite guides, and Marketing Submissions- supports users with submission process.
- 2024Seed$500K
#5
Seed · Miami, Florida · founded 2018 · 69 employees$10Mraised▾
Provider of income insurance policies for individuals unable to work. It offers income protection through disability insurance, providing earnings replacement for those unable to work due to illness or injury. The company provides both permanent and monthly disability income insurance policies. Permanent policies offer a one-time benefit for permanent disability, while monthly policies provide ongoing benefits until the individual can return to work. The company focuses on making income insurance accessible and inclusive, with policies designed to fit various budgets and lifestyles.
- Oct 2021Seed$25K
- Mar 2021Seed$10M
#6
Acqui-Hired · Miami, Florida · founded 2014 · 7 employees$470Kraised▾
Health updates via subscription, optimizing website experience through data analysis. This platform focuses on delivering the latest health information directly to subscribers. It leverages website traffic analysis to enhance user experience. The core offering revolves around providing timely updates and insights related to health. By using cookies, the platform gathers aggregated user data to refine its content and improve overall website performance. This approach ensures that the information provided is relevant and accessible, creating a valuable resource for individuals seeking health-related knowledge. The platform operates on a subscription model, offering a convenient way for users to stay informed.
- Jan 2017Seed$470K
#7
Deadpooled · Miami, Florida · founded 2017 · 2 employees$40Kraised▾
RiskPossible is an online insurance underwriting platform. Offers a Continuous Underwriting Engine (CUE) which allows insurers to monitor risks with up-to-the-minute data and actionable analytics. The Engine pulls information from various sources on the web, assigns triggers to the policy portfolios and alerts insurers when a trigger is fired. Users can upload the policies via CSV file or through integrated API connection.
- Jan 2018Seed$40K
#8
Seed · Miami, Florida · founded 2018—raised▾
Provider of insurance solutions and software for agents and carriers. This entity offers a platform connecting carriers with a wide agency network, facilitating access to consumers seeking insurance and non-insurance health products. For agents, it provides a management platform, training, licensing support, and commission management. The company also develops health insurance quoting software. Additionally, it offers various insurance products, including dental, limited medical, short-term medical, accidental death and dismemberment plans, telemedicine access, prescription discounts, and healthcare navigation services.
- May 2025Seed—
#9
Acquired · Miami, Florida · founded 2006 · 1210 employees—raised▾
Diversified insurance broker
- Jul 2021Seed—
#10
Seed · Miami, Florida · founded 2019 · 30 employees—raised▾
AI-based claims settlement solutions for the insurance industry. It provides a platform that manages all steps of the claims settlement process and provides efficient customer-friendly interactions with policyholders.
- Oct 2019Seed—
#11
Series B · Miami, Florida · founded 2014 · 7 employees—raised▾
Level-funded health benefits, saving mid-market companies millions on healthcare. They offer self-insured benefits programs for mid-sized companies, providing access to top PPO provider networks with transparent consulting fees. Focused on reducing healthcare costs without compromising quality, they offer level-funded plans with predictable costs, downside protection through stop-loss insurance, and potential year-end savings. Employers gain insights through monthly data reports, understanding employee healthcare utilization. They service numerous members across the United States, enabling companies to benefit from a hybrid model combining self-funded and fully funded plans, achieving improved cost control, risk protection, and greater peace of mind. They are a licensed insurance agency entity, offering tools for businesses to establish a self-funded health benefit plan for their employees.
- Nov 2015Series B—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of InsurTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Insurtech is moving in the United States
A read on the academic research around Insurtech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 22 United States-affiliated papers.
- New York Life Insurance Company2
- Film Independent2
- University of Management and Technology2
- AAA Foundation for Traffic Safety1
- Temple University1
- Conceptual model1
- Conceptual framework1
- Marketing1
- Knowledge management1
- Originality1
- Actuarial science2
- Telematics1
- Incentive1
- Poison control1
- Baseline (sea)1
- Position (finance)1
- Geopolitics1
- Insurance law1
- European union1
- Index (typography)1
Who's filing insurtech patents in the United States
United States insurtech patent filing is steady — 15 filings from 7 assignees (2018–2025), led by State FARM Mutual Automobile Ins, Grunfeld ERIC, Allstate Insurance; annual filings 1→1.
- State FARM Mutual Automobile Ins6
- Grunfeld ERIC5
- Allstate Insurance4
- Clover Health3
- Fiete Stephen2
- Cripe Frederick F2
- American Family Mutual Insurance1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.