Radar · InsurTech in United Kingdom
Best InsurTech Companies in United Kingdom
The 659 best InsurTech companies in United Kingdom in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: BGL Group.
By Riya SenguptaFinancials
659companies tracked
$5.9Bdisclosed funding
5unicorns
222have raised
Ranked by disclosed equity funding and recent momentum, this directory maps 659 InsurTech companies operating across the United Kingdom, a market that's quietly become one of the most consequential proving grounds for digital insurance globally. Total disclosed funding sits at $5.9 billion across the tracked cohort, and the global InsurTech market is forecast to scale from $16.6B in 2021 to roughly $165.4B by 2032, a 30.34% CAGR that makes most other fintech verticals look measured. Five unicorns have emerged from this field. Zego leads the funding table at $282M, with Marshmallow not far behind at $116M. Those two alone account for a disproportionate share of disclosed capital, which tells you something about how concentrated value creation actually is here.
So what's driving the pile-in? Tailored coverage products, AI-driven claims processing, and rapid digitization of core insurance services are the demand engines right now. I'd also flag the regulatory undercurrent: cyber-attack exposure and data privacy concerns are reshaping underwriting assumptions in ways that reward technically sophisticated operators. Workplace injury claims rising 31% year-over-year signals the kind of higher-volume, faster-cycle claims environment where digital platforms win. If you're sizing up this sector, the funding figures here are the place to start.
Sources & further reading
- Top Insurtech Companies
FLIAR INTELLIGENCE · INSURTECH × UNITED KINGDOM
Our analysis of 50 InsurTech companies
$13.8b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
50companies analysed
100%cloud-native stacks
2025funding peak (by rounds)
9unicorns
2018median founding year
541kcombined LinkedIn audience
29%of audience held by top 3
8companies hiring publicly (12 mo)
Ranked: Best InsurTech companies in United Kingdom
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Market signals (1y) | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BGL Group 🦄 Digital distributor of insurance and financial services | $906M | 102 mo ago | — | Douw Steyn Founder | — | — | 2 patents Automated insurance quoting systems for generating price estimates | — |
| 2 | Ki Provider of algorithmically powered underwriting services for specialty insurance markets | $500M | 69 mo ago | 168 | Mark Allan CEO | WordPressApple iCloud MailMySQL+19 | — | — | 1 award |
| 3 | ManyPets 🦄 Provider of cloud-based platform for pet insurance | $360M | 60 mo ago | 410 | Guy Farley Co-Founder | StoryblokSentryMedallia+31 | — | — | 2 awards |
| 4 | Direct Line for Business Online business insurance platform | $301M | 33 mo ago | — | Jazz Gakhal Managing Director | ZURB FoundationBootstrapApache HTTP Server+11 | — | — | — |
| 5 | Zego 🦄 Provider of flexible insurance policies for drivers and delivery workers 62Funding top 25%Moat top 26%Talent top 28%Tech top 30% All 10 signals ▾Fundingtop 25% Moattop 26% Talenttop 28% Techtop 30% Markettop 35% Producttop 35% Customerstop 36% Growthbottom 43% Globalbottom 39% Fin. healthbottom 36% Funding: Raised $282M across 6 rounds · 6 rounds over 10 yrs (0.6/yr) Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 62/100 | $282M | 2 mo ago | 417 | Sten Saar Co-Founder & CEO | SanityApple iCloud MailGoogle Workspace+25 | — | — | 1 partnership · 2 awards |
| 6 | Hometree Provider of an online platform for home insurance 62Funding top 24%Product top 25%Growth top 27%Tech top 28% All 10 signals ▾Fundingtop 24% Producttop 25% Growthtop 27% Techtop 28% Innovationtop 39% Moattop 39% Talentbottom 49% Globalbottom 39% Marketbottom 34% Newsbottom 21% Funding: Raised $268M across 12 rounds · 12 rounds over 10 yrs (1.2/yr) Product: 12 distinct product lines · Company stage: Series C rank vs industry peers · Fliar Intelligence Index 62/100 | $268M | 20 mo ago | 59 59 → 130 (+120%) · sector median +111% | Simon Phelan Co-Founder & CEO | Cart FunctionalitySentryZendesk+27 | — | — | 1 partnership |
| 7 | Bima Milvik Digital health insurance provider offering affordable and accessible healthcare solutions | $233M | 62 mo ago | 3,500 | Gustaf Agartson Co-Founder & CEO | — | — | — | — |
| 8 | BIMA Mobile-based platform for insurance and health services | $212M | 69 mo ago | 31 | Gustaf Agartson Founder & CEO | Node.jsJavaGoogle Maps+12 | — | 8 patents Bead-based multiplex immunoassay platforms for cytokine detection and analysis | — |
| 9 | yulife Online group life insurance platform for individuals | $211M | 47 mo ago | 100 100 → 228 (+128%) · sector median +111% | Sam Fromson Co-founder & Chief Operating Officer | Turbopackstyled-componentsApple iCloud Mail+27 | — | — | — |
| 10 | Tractable 🦄 Developer of artificial intelligence software for automated vehicle damage assessment 90AI top 25%Moat top 25%Growth top 26%Patents top 26% All 12 signals ▾AItop 25% Moattop 25% Growthtop 26% Patentstop 26% Fundingtop 27% Innovationtop 28% Talenttop 28% Techtop 30% Markettop 40% Globaltop 40% Producttop 41% Newsbottom 32% AI: Classified as an AI company · Holds AI/ML patents (G06N-family CPC) Moat: Editorial + unicorn rating 9/10 · IP moat: 74 patents rank vs industry peers · Fliar Intelligence Index 90/100 | $185M | 35 mo ago | 191 191 → 190 (-1%) · sector median +111% | Razvan Ranca Co-Founder & CTO | WordPressPleskMySQL+28 | — | 74 patents AI-driven visual inspection and damage assessment for automotive insurance claims | 1 launch |
| 11 | FintechOS Provider of AI-based software suite for the banking and insurance industry | $146M | 24 mo ago | 49 | Sergiu Negut Co-Founder | WordPressApple iCloud MailMicrosoft 365+33 | 4 signals ▲300% New product | — | 1 award |
| 12 | Vitesse Provider of financial infrastructure for insurance claims and treasury management | $128M | 24 mo ago | 49 | Paul Townsend Co-Founder & Director | WebflowSalesforceGSAP+20 | 3 signals ▲50% Leadership | — | — |
| 13 | Marshmallow 🦄 Provider of motor vehicle insurance policies for car and van 93Fin. health top 10%Tech top 13%Customers top 19%Funding top 23% All 11 signals ▾Fin. healthtop 10% Techtop 13% Customerstop 19% Fundingtop 23% Growthtop 23% Moattop 26% Talenttop 28% Markettop 35% Producttop 40% Globaltop 48% Newsbottom 21% Fin. health: Revenue ~$370M · Revenue +57% YoY Tech: 57 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 93/100 | $116M | 14 mo ago | 50 | David Goate Co-Founder | Turbopackstyled-componentsSentry+33 | — | — | 1 partnership · 1 award |
| 14 | Hyperexponential Developer of software for commercial insurance pricing and underwriting workflows | $91M | 29 mo ago | 56 | Amrit Santhirasenan Co-Founder & CEO | StoryblokApple iCloud MailNode.js+22 | — | — | 3 partnerships |
| 15 | Superscript Online insurance platform for small businesses and freelancers | $80M | 41 mo ago | 16 | — | GridsomeSentryZendesk+22 | — | — | 1 partnership |
| 16 | Instanda SaaS-based software suite for the insurance industry | $72M | 47 mo ago | 112 112 → 244 (+118%) · sector median +111% | Tim Hardcastle CEO | Craft CMSSentryPHP+28 | 3 signals ▼50% Leadership · Funding | — | 1 launch |
| 17 | Flock Provider of an on-demand insurance platform for commercial drone and motor fleets | $60M | 39 mo ago | 19 | Antton Pena Co-Founder & Chief Strategy Officer | WebflowApple iCloud MailGoogle Workspace+14 | — | — | 1 award |
| 18 | Urban Jungle Online home contents insurance platform for renting and sharing individuals | $55M | 25 mo ago | 34 34 → 83 (+144%) · sector median +111% | Greg Smyth Co-Founder & CTO | SentryZendeskTypeScript+24 | — | — | 2 awards |
| 19 | Stable Provider of AI and web-enabled supply chain risk management solutions | $50M | 39 mo ago | — | Rich Counsell Founder & CEO | — | — | 13 patents Stabilizing and flow‑control downhole drilling tools for oil/gas wellbore operations | — |
| 20 | BondAval Provider of credit risk security solutions | $43M | 24 mo ago | 30 | Sam Damoussi Co-Founder & CRO | — | — | — | 2 job openings · 2 launchs |
| 21 | Iotatech Policy administration & claims management solutions for insurers | $39M | 41 mo ago | 11 | — | — | — | — | — |
| 22 | PremFina Saas for Insurance finance 40Moat top 29%Funding top 31%Tech top 33%Partners top 45% All 9 signals ▾Moattop 29% Fundingtop 31% Techtop 33% Partnerstop 45% Talentbottom 49% Growthbottom 45% Globalbottom 39% Marketbottom 34% Newsbottom 21% Moat: Editorial + unicorn rating 7/10 · 2 curated direct competitors tracked Funding: Raised $36.0M across 4 rounds · 4 rounds over 9 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 40/100 | $36M | 2 mo ago | 25 | Stephen Mccann Ex-CFO | Node.jsTailwind CSSBootstrap+20 | — | — | 2 job openings |
| 23 | Raylo Provides wireless telecommunication services 69Growth top 21%Funding top 24%Tech top 27%Talent top 28% All 10 signals ▾Growthtop 21% Fundingtop 24% Techtop 27% Talenttop 28% Producttop 40% Partnerstop 41% Newstop 48% Moatbottom 38% Marketbottom 37% Globalbottom 37% Growth: Headcount 10 → 30 (+200%) across vintages · Fresh capital in last 24 mo Funding: Raised $31.7M across 9 rounds · 9 rounds over 7 yrs (1.3/yr) rank vs industry peers · Fliar Intelligence Index 69/100 | $32M | 4 mo ago | 30 | Jinden Badesha Co-Founder & Chief Product Officer | TurbopackSentryNode.js+30 | — | — | — |
| 24 | Laka Online bicycle insurance platform for individuals 72Tech top 15%News top 19%Growth top 22%Funding top 28% All 8 signals ▾Techtop 15% Newstop 19% Growthtop 22% Fundingtop 28% Talenttop 28% Moattop 35% Globalbottom 45% Marketbottom 33% Tech: 48 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 News: 6 BI events in 12 mo (of 27 tracked, 7 types) · 6 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 72/100 | $32M | 7 mo ago | 49 | Tobias Taupitz Co-Founder & CEO | Webflow EcommerceWebflowApple iCloud Mail+25 | 6 signals Funding · M&A | — | 2 partnerships |
| 25 | Artificial Labs Software solutions provider for Insurers 60Product top 30%Global top 31%Funding top 35%Talent top 38% All 10 signals ▾Producttop 30% Globaltop 31% Fundingtop 35% Talenttop 38% Innovationtop 39% Newstop 39% Moattop 39% AItop 45% Techtop 48% Marketbottom 36% Product: 6 distinct product lines · Company stage: Series B Global: Serving 60+ countries worldwide · Investors from 5 countries beyond United Kingdom rank vs industry peers · Fliar Intelligence Index 60/100 | $27M | 4 mo ago | 22 | Johnny Bridges Co-Founder & Co-CEO | ContentfulApple iCloud MailGoogle Workspace+17 | — | — | 2 job openings · 2 awards |
| 26 | battleface Online travel insurance platform for individuals | $23M | 20 mo ago | 4 | Sasha Gainullin CEO | WordPressPleskMySQL+28 | — | — | 1 launch · 1 partnership |
| 27 | Onsi On-demand pay and rewards management platform | $23M | 18 mo ago | 67 | Benjamin Hay Co-Founder | Framer SitesApple iCloud MailGoogle Workspace+15 | — | — | — |
| 28 | Twenty7Tec Provider of technology and data solutions for financial service businesses 50Innovation top 34%Tech top 40%Product top 43%News top 48% All 9 signals ▾Innovationtop 34% Techtop 40% Producttop 43% Newstop 48% Fundingtop 49% Growthbottom 47% Marketbottom 46% Partnersbottom 43% Globalbottom 37% Innovation: 7 product lines Tech: 46 technologies across 4/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 50/100 | $22M | 21 mo ago | 120 | — | WordPressPleskApple iCloud Mail+32 | 4 signals ▼20% Leadership · Contracts | — | — |
| 29 | Sprout.ai AI-based software suite for personal and commercial insurers | $20M | 31 mo ago | 28 28 → 57 (+104%) · sector median +111% | Niels Thone Co-Founder & Chief Growth Officer | WordPressApple iCloud MailGoogle Workspace+26 | — | 3 patents AI-driven extraction of text, images, and handwritten data from documents | 1 launch |
| 30 | Supercede Software suite for the reinsurance industry | $18M | 23 mo ago | 12 | Jezen Thomas Co-Founder & CTO | SalesforceJavaVarnish+10 | — | — | — |
| 31 | Napo Online platform for pet insurance | $17M | 15 mo ago | 30 | — | SentryApple iCloud MailGoogle Workspace+24 | — | — | — |
| 32 | Wrisk Insurance trading solutions for businesses | $15M | 11 mo ago | 17 | Niall Barton ex-Co-Founder | WebflowApple iCloud MailGoogle Workspace+11 | 3 signals ▼25% M&A · Funding | — | 2 partnerships |
| 33 | Optalitix Provider of AI consulting and data analytics services | $8M | 21 mo ago | 27 27 → 65 (+141%) · sector median +111% | Dani Katz Founder | — | — | — | — |
| 34 | Peppercorn AI Provider of Conversational AI platform for insurance | $7M | 12 mo ago | 24 | Ian Law Co-Founder & CPO | Cart FunctionalitySquarespace CommerceSquarespace+26 | — | — | — |
| 35 | Bikmo Provider of cycle insurance for damage, theft, or loss 42Growth top 32%Tech top 36%Funding top 47%Global bottom 43% All 6 signals ▾Growthtop 32% Techtop 36% Fundingtop 47% Globalbottom 43% Marketbottom 28% Newsbottom 21% Growth: Headcount 21 → 28 (+33%) across vintages · Fresh capital in last 24 mo Tech: 37 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 42/100 | $6M | 18 mo ago | 28 28 → 50 (+79%) · sector median +111% | — | WordPressApple iCloud MailGoogle Workspace+29 | — | — | 1 job opening · 1 partnership |
| 36 | Loxacover Provider of product protection plans for furniture, eyewear, tools, and cycles | $6M | 3 mo ago | — | Jamie Hamer Co-Founder & CEO | RubyTailwind CSSRuby on Rails+14 | — | — | — |
| 37 | Blueberry Life Provider of term life insurance for individuals with chronic conditions | $6M | 18 mo ago | — | Karan Mehta Co-Founder & CEO | PrismicSentryTypeScript+23 | — | — | — |
| 38 | Previsico Provider of flood forecasting and monitoring platform for risk mitigation 35Funding top 39%Tech top 42%Innovation top 48%Growth top 48% All 9 signals ▾Fundingtop 39% Techtop 42% Innovationtop 48% Growthtop 48% Productbottom 45% Talentbottom 40% Globalbottom 39% Newsbottom 36% Marketbottom 26% Funding: Raised $5.1M across 4 rounds · 4 rounds over 7 yrs (0.6/yr) Tech: 20 technologies across 4/8 capability areas · Cloud: Amazon Ses, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 35/100 | $5M | 7 mo ago | 15 | Jonathan Jackson CEO | PrismicNode.jsRadix UI+17 | — | — | 1 partnership · 1 award |
| 39 | Jove Online comparison platform for health and self-employed insurance | $5M | 18 mo ago | 5 | — | SentryNode.jsMUI+23 | — | — | 1 job opening |
| 40 | ThingCo Provider of an AI & cloud-driven telematics solution 16Talent top 38%Moat top 39%Funding top 48%Global bottom 39% All 7 signals ▾Talenttop 38% Moattop 39% Fundingtop 48% Globalbottom 39% Techbottom 34% Marketbottom 25% Newsbottom 22% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Moat: Editorial + unicorn rating 7/10 · 10 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 16/100 | $4M | 10 mo ago | 24 24 → 23 (-4%) · sector median +111% | Jonathon Valentine Co-Founder & CIO | styled-componentsReactGatsby+7 | — | — | — |
| 41 | Aurora Digital commercial insurance platform for micro, small, and medium-sized businesses | $3M | 19 mo ago | — | Jan-Vincent Finn Co-Founder & CEO | — | — | 166 patents Advanced downlight fixtures and connector technologies for lighting systems | — |
| 42 | REG UK Risk management and reporting solutions for the insurance industry | $3M | 2 mo ago | 28 28 → 42 (+50%) · sector median +111% | Michael Phair Founder | — | — | — | — |
| 43 | InsureVision Provider of computer vision-based solutions for car insurance 37AI top 30%Talent bottom 49%Funding bottom 48%Product bottom 40% All 6 signals ▾AItop 30% Talentbottom 49% Fundingbottom 48% Productbottom 40% Marketbottom 37% Globalbottom 36% AI: Classified as an AI company · Product described with: computer vision Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 37/100 | $3M | 15 mo ago | — | Mark Miller Founder | — | — | — | 1 partnership |
| 44 | InsurX Provider of a digital platform connecting insurance brokers and insurance carriers | $3M | 23 mo ago | 10 | Gilbert Harrap Co-Founder & CEO | Webflow EcommerceWebflowApple iCloud Mail+14 | — | — | 1 award |
| 45 | COVR Global Provider of AI-powered solutions for insurance | $3M | 14 mo ago | — | Paul Sykes Co-Founder | — | — | — | — |
| 46 | Novee AI based platform for underwriting risk assessment and analysis | $2M | 13 mo ago | — | Haris Khan Co-Founder & CEO | Framer SitesApple iCloud MailGoogle Workspace+8 | — | — | — |
| 47 | Anansi Technology Online point of sale insurance platform for e-commerce businesses | $2M | 10 mo ago | 6 | Terry Boateng Co-Founder | — | — | — | — |
| 48 | meshedcover.com Provider of business insurance brokering services using artificial intelligence technology | $1M | 10 mo ago | — | Jake Wells Co-Founder | Framer SitesApple iCloud MailReact+6 | — | — | — |
| 49 | Driverly AI-powered driving insurance app 16Talent top 38%AI top 45%Funding bottom 44%Product bottom 40% All 6 signals ▾Talenttop 38% AItop 45% Fundingbottom 44% Productbottom 40% Globalbottom 32% Marketbottom 17% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated AI: Product described with: ai-powered rank vs industry peers · Fliar Intelligence Index 16/100 | $787K | 15 mo ago | — | Mohammad Alinia Co-Founder and CTO | — | — | — | 1 partnership · 1 award |
| 50 | Bolt Cover The company provides product protection insurance for retailers and customers | $492K | 14 mo ago | — | Jamie Hamer Co-Founder | — | — | — | — |
Top 12 InsurTech companies in United Kingdom
#1
Zego 🦄Series C · London, England · founded 2016 · 417 employees$281.7Mraised▾
Zego 🦄
Series C · London, England · founded 2016 · 417 employees
Provider of flexible insurance policies for drivers and delivery workers. Coverage options include telematics-based car insurance, private hire taxi insurance, and policies for van operators. The offerings extend to delivery insurance for individuals using cars, scooters, or motorbikes for food and parcel transport. Policies are available for learner drivers and business owners requiring protection for their vehicles and goods. The insurance structure allows for usage-based adjustments to accommodate different work and personal driving requirements.
Fliar Intelligence Index™ 62how this company ranks against its industry peers
Funding
top 25%Moat
top 26%Talent
top 28%Tech
top 30%Market
top 35%Product
top 35%Funding: Raised $282M across 6 rounds · 6 rounds over 10 yrs (0.6/yr) · Last round Series C (Apr 2026)
Moat: Editorial + unicorn rating 9/10 · Unicorn · 9 curated direct competitors tracked
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Audience (LinkedIn): 75k LinkedIn followers — 13.9% of this cohort's audience
Activity (LinkedIn): 1 partnerships · 2 awards (incl. Balderton and the wider European tech community) announced in 12 mo
Funding rounds
- Apr 2026Series C$28M
- Mar 2021Series C$150M
- Jun 2019Series B$42M
- Jan 2019Venture Debt—
Founders & team
Investors
Target Global, Balderton Capital, DST Global, General Catalyst, Latitude, Socii Capital
Tech stack
AmplitudeApple Icloud MailBootstrapCloudflareCloudflare Bot ManagementDatadog
#2
Series A · London, England · founded 2015 · 25 employees$36Mraised▾
Series A · London, England · founded 2015 · 25 employees
The Premfina provides a SaaS that offers the insurance finance solution which means brokers can plug-and-play onto PremFina's platform. It integrates with a broker's existing policy system and policies are pushed through in real time and activated automatically. With the PremFina system, the policy is automatically renewed each year, increasing retention rates.
Fliar Intelligence Index™ 40how this company ranks against its industry peers
Moat
top 29%Funding
top 31%Tech
top 33%Partners
top 45%Talent
bottom 49%Growth
bottom 45%Moat: Editorial + unicorn rating 7/10 · 2 curated direct competitors tracked
Funding: Raised $36.0M across 4 rounds · 4 rounds over 9 yrs (0.4/yr) · Last round Conventional Debt (Apr 2026)
Tech: 38 technologies across 5/8 capability areas · Cloud: Amazon Ses, Amazon Web Services · Devops: Nginx
Audience (LinkedIn): 6k LinkedIn followers
Hiring (LinkedIn): 2 hiring posts in 12 mo (public) · momentum +2 · hiring: Customer Support Specialist
Funding rounds
- Apr 2026Conventional Debt$132.6M
- Jun 2025Conventional Debt$473.3M
- Oct 2019Conventional Debt$3.2M
- Dec 2017Series A—
Founders & team
Investors
Fineqia, Draper Esprit, Thomvest Ventures, Emery Capital, Rubicon Venture Capital, Talis Capital
Tech stack
Amazon SesAmazon Web ServicesAutoptimizeAzureAzure Front DoorBootstrap
#3
Series C · London, England · founded 2006 · 30 employees$31.7Mraised▾
Series C · London, England · founded 2006 · 30 employees
Provides wireless telecommunication services
Fliar Intelligence Index™ 69how this company ranks against its industry peers
Growth
top 21%Funding
top 24%Tech
top 27%Talent
top 28%Product
top 40%Partners
top 41%Growth: Headcount 10 → 30 (+200%) across vintages · Fresh capital in last 24 mo
Funding: Raised $31.7M across 9 rounds · 9 rounds over 7 yrs (1.3/yr) · Last round Series C (Jan 2026)
Tech: 44 technologies across 5/8 capability areas · Cloud: Cloudflare, Vercel · Observability: Microsoft Clarity, Sentry
Audience (LinkedIn): 8k LinkedIn followers
Funding rounds
- Jan 2026Series C$13.7M
- Jan 2026Conventional Debt$27.3M
- Sep 2023Series B$6.5M
- Jan 2023Conventional Debt$136.2M
Founders & team
Investors
Macquarie, Channel 4 Ventures, Techstart Ventures, Wayra, Octopus Ventures, Invest Northern Ireland
Tech stack
AmplitudeApple Icloud MailAwinBase UiBootstrapCloudflare
#4
Series B · London, England · founded 2013 · 22 employees$27.1Mraised▾
Series B · London, England · founded 2013 · 22 employees
Artificial is a software solutions provider for insurers. Provides a cloud-based policy & claims management platform which features performance dashboards and can be accessed from any desktop, tablet or mobile devices. Offers ArtificialOS, an API-based platform comprised of a number of component microservices which cater to specific business functions like processing payments, notifications, policy handling etc and can be packaged according to an insurer's needs. Provides digital distribution tools which provide or integrate with functions like rating engine, documentation creation, email deployment, binder or policy management, and payment handling. Also advises clients on the application of machine learning in areas like pricing, claims and analytics.
Fliar Intelligence Index™ 60how this company ranks against its industry peers
Product
top 30%Global
top 31%Funding
top 35%Talent
top 38%Innovation
top 39%News
top 39%Product: 6 distinct product lines · Company stage: Series B
Global: Serving 60+ countries worldwide · Investors from 5 countries beyond United Kingdom · Tagged global-market in registry data
Funding: Raised $27.1M across 4 rounds · 4 rounds over 7 yrs (0.6/yr) · Last round Series B (Feb 2026)
Audience (LinkedIn): 8k LinkedIn followers
Hiring (LinkedIn): 2 hiring posts in 12 mo (public) · momentum +2 · hiring: QA Tester, terrarium building workshop
Activity (LinkedIn): 2 awards announced in 12 mo
Funding rounds
- Feb 2026Series B$45M
- Feb 2024Series A$10.1M
- Jun 2022Series A$11.6M
- Apr 2019Seed$5.5M
Founders & team
Investors
Augmentum Fintech, MS&AD Ventures, Fomcap IV, Debevoise and Plimpton, Force Over Mass, Mundi Ventures
Tech stack
Amazon S3Amazon Web ServicesApple Icloud MailCloudflareCloudflare Bot ManagementContentful
#5
Series B · London, England · founded 2017 · 49 employees$31.6Mraised▾
Series B · London, England · founded 2017 · 49 employees
Online bicycle insurance platform for individuals. It offers solutions for bicycle insurance, health insurance, social liability insurance, and more. It features coverage for theft, accidental damage, vandalism, and more. It also offers insurance claims settlement solutions. Provides insurance coverage for road bike, mountain bike, adventure and gravel bike, triathlon bike, E-bike, city bike, and cargo bike.
Fliar Intelligence Index™ 72how this company ranks against its industry peers
Tech
top 15%News
top 19%Growth
top 22%Funding
top 28%Talent
top 28%Moat
top 35%Tech: 48 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Envoy, Nginx
News: 6 BI events in 12 mo (of 27 tracked, 7 types) · 6 high-value events (IPO/M&A/funding/contracts) in 12 mo · Top themes: Funding, M&A
Growth: Headcount 27 → 49 (+81%) across vintages · Fresh capital in last 24 mo
Audience (LinkedIn): 21k LinkedIn followers — 3.8% of this cohort's audience
Activity (LinkedIn): 2 partnerships (incl. UTO (ex-Eovolt)) announced in 12 mo
Funding rounds
- Nov 2025Venture Debt$8.5M
- Jul 2025Series B$10.3M
- Apr 2024Series A—
- Oct 2023Series A$8.1M
Founders & team
Investors
Shift4Good, Autotech Ventures, Porsche Ventures, Ponooc, Abn Amro, Creandum
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesApolloApple Icloud MailBootstrap
#6
Series C · London, England · founded 2017 · 50 employees$116.3Mraised▾
Series C · London, England · founded 2017 · 50 employees
Provider of motor vehicle insurance policies for car and van. These insurance products offer financial protection against damage to vehicles and liability for injury or property damage caused to others. The policies include coverage for fire, theft, and vandalism. Customers manage their insurance documentation and policy details through a digital interface. The business provides support for claims and accident reporting.
Fliar Intelligence Index™ 93how this company ranks against its industry peers
Fin. health
top 10%Tech
top 13%Customers
top 19%Funding
top 23%Growth
top 23%Moat
top 26%Fin. health: Revenue ~$370M · Revenue +57% YoY · Revenue 3.2x total funding
Tech: 57 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Envoy, Nginx
Customers: App rating 4.2★ (4,989 reviews) · Review volume +35% in 6 mo · Marquee-customer mentions: top 17% of tracked companies
Audience (LinkedIn): 36k LinkedIn followers — 6.6% of this cohort's audience
Activity (LinkedIn): 1 partnerships · 1 awards (incl. EnquiryLabs) announced in 12 mo
Funding rounds
- Apr 2025Series C$45M
- Apr 2025Conventional Debt$45M
- May 2023Conventional Debt$18.5M
- Sep 2021Series B$85M
Founders & team
Investors
Passion Capital, Investec, SCOR, Monzo, Outrun Ventures, Portage
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesApolloApple Icloud MailBootstrap
#7
Seed · London, England · founded 2023$5.9Mraised▾
Seed · London, England · founded 2023
Provider of product protection plans for furniture, eyewear, tools, and cycles. The company offers integrations enabling retailers to provide product protection at the point of sale. These integrations are designed to improve conversions and build customer trust. Customers can have items repaired, replaced, or be compensated by claims handlers. The company manages policy administration and claims support.
Funding rounds
- Mar 2026Seed$3.6M
- May 2025Seed$2.3M
Founders & team
Investors
Angel Investment Network, Lazaroo-Hood Group, Fundmypitch, Stech Automation
Tech stack
Amazon Web ServicesCdnjsCloudflareCookieyesCore-JsDropzone
#8
Series C · London, England · founded 2016 · 59 employees$267.6Mraised▾
Series C · London, England · founded 2016 · 59 employees
Provider of an online platform for home insurance. It offers coverage for landlords, multi-property, gas fire protection, gas boiler, central heating, fuel, and controls. It also offers claims and emergency services. Company helps homeowners transition to low carbon living by installing and financing new low-carbon solutions like heat pumps, solar panels, and batteries.
Fliar Intelligence Index™ 62how this company ranks against its industry peers
Funding
top 24%Product
top 25%Growth
top 27%Tech
top 28%Innovation
top 39%Moat
top 39%Funding: Raised $268M across 12 rounds · 12 rounds over 10 yrs (1.2/yr) · Last round Conventional Debt (Oct 2024)
Product: 12 distinct product lines · Company stage: Series C
Growth: Headcount 38 → 59 (+55%) across vintages · 2 acquisition/expansion moves in 24 mo · Fresh capital in last 24 mo
Audience (LinkedIn): 10k LinkedIn followers
Hiring (LinkedIn): 3 hiring posts in 12 mo (public) · hiring: Inbound Sales Executive, Retentions Executive
Activity (LinkedIn): 1 partnerships · 1 awards (incl. Wolseley Group) announced in 12 mo
Funding rounds
- Oct 2024Conventional Debt$65.1M
- Jun 2024Conventional Debt$319.3M
- Apr 2024Conventional Debt$83M
- Nov 2022Series C$36.7M
Founders & team
Investors
Anthemis Group, SVB, Literacy Capital, DN Capital, LocalGlobe, Oxford Capital
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesAwinBootstrapCart Functionality
#9
Acquired · London, England · founded 2013 · 28 employees$3.1Mraised▾
Acquired · London, England · founded 2013 · 28 employees
Risk management and reporting solutions for the insurance industry. It offers solutions to compliance, regulatory, data processes, data collection, and more. It also offers tools for insurance businesses to control counterparty risk.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers
Funding rounds
- Apr 2026Conventional Debt—
- May 2019Conventional Debt$3.1M
Founders & team
Investors
Shawbrook, Canadian Imperial Bank of Commerce
Tech stack
WordpressMysqlPhpVimeoGravity FormsElementor
#10
Series B · London, England · founded 2016 · 17 employees$15.5Mraised▾
Series B · London, England · founded 2016 · 17 employees
Wrisk provides insurance trading solutions for businesses. It features white label solutions for insurance quoting and binding. It offers an API-based platform for connecting insurers and delivering insurance products. It enables retailers to quote online insurance policies at the point of sale.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 9k LinkedIn followers
Activity: 4 partnerships (incl. Kia UK) announced in 12 mo
Funding rounds
- Jul 2025Series B$16.3M
- Jun 2023Series A—
- Jun 2022Series A$1.2M
- May 2021Series A$6.5M
Founders & team
Investors
Balmung Capital, Oxford Capital, RLC Ventures, QBN Capital, Guinness Global Investors, RAC
Tech stack
Amazon SesAmazon Web ServicesApple Icloud MailCloudflareGoogle AnalyticsGoogle Font Api
#11
Series A · Loughborough, Scotland · founded 2018 · 15 employees$5.1Mraised▾
Series A · Loughborough, Scotland · founded 2018 · 15 employees
Provider of flood forecasting and monitoring platform for risk mitigation. The platform enables preparation for, action upon, and prevention of flood impacts. It offers actionable flood warnings to mitigate flood risk impacts. The platform forecasts surface water, smaller streams and rivers, and drainage systems. It serves various sectors, including insurance, utilities, and construction.
Fliar Intelligence Index™ 35how this company ranks against its industry peers
Funding
top 39%Tech
top 42%Innovation
top 48%Growth
top 48%Product
bottom 45%Talent
bottom 40%Funding: Raised $5.1M across 4 rounds · 4 rounds over 7 yrs (0.6/yr) · Last round Series A (Oct 2025)
Tech: 20 technologies across 4/8 capability areas · Cloud: Amazon Ses, Amazon Web Services · Security: Hsts
Innovation: 1 new-product event in 24 mo · Deep-tech classification: Tech Hardware
Audience (LinkedIn): 4k LinkedIn followers
Activity (LinkedIn): 1 partnerships · 1 awards (incl. Snapshot Live Ltd) announced in 12 mo
Funding rounds
- Oct 2025Series A—
- Aug 2025Seed—
- Mar 2025Seed—
- Oct 2023Seed—
Founders & team
Investors
24 Haymarket, Foresight Group, Midlands Engine Investment Fund, Gov, Burnt Island, InsuResilience Investment Fund
Tech stack
Amazon SesAmazon Web ServicesCloudflareGoogle AnalyticsGoogle Tag ManagerHsts
#12
Series B · London, England · founded 2021 · 30 employees$17.1Mraised▾
Series B · London, England · founded 2021 · 30 employees
Online platform for pet insurance
LinkedIn Pulse recent public activity · Jul 2026
Audience: 4k LinkedIn followers
Funding rounds
- Feb 2025Series B$15.2M
- Nov 2022Series A$17.1M
- 2022Seed—
Investors
Founders Future, Picus Capital, DN Capital, MTech Capital, DMG Ventures, FJ Labs
Tech stack
Animate.CssApple Icloud MailCore-JsFacebook PixelFont AwesomeFramer Sites
Funding & investor landscape
$5.9Btotal disclosed funding
192companies funded
471disclosed rounds
3rounds last 90 days
Most active investors
Lloyd’s Lab Accelerator14 rounds
Notable founders
Sten Saar
Co-Founder & CEO · Zego
Harry Franks
Co-Founder · Zego
Stephen Mccann
Ex-CFO · PremFina
Jinden Badesha
Co-Founder & Chief Product Officer · Raylo
Richard Fulton
Co-Founder · Raylo
Johnny Bridges
Co-Founder & Co-CEO · Artificial Labs
David King
Co-Founder & Co-CEO · Artificial Labs
Tobias Taupitz
Co-Founder & CEO · Laka
Jens Hartwig
Co-Founder & COO · Laka
David Goate
Co-Founder · Marshmallow
Alexander Kent-Braham
Co-Founder & Co-CEO · Marshmallow
Jamie Hamer
Co-Founder & CEO · Loxacover
Prism market signals · United Kingdom · country-scoped Prism corpus, 1,704,900 docs
Market landscape — 10 sub-themes by coverage
Share of InsurTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · United Kingdom
How research on Insurtech is moving in the United Kingdom
A read on the academic research around Insurtech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 14 United Kingdom-affiliated papers.
top research entities
- University of Manchester2
- AIR Worldwide2
- University of Essex1
- University of Cambridge1
- Goldsmiths University of London1
leading researchers
Nain, Julker · Mohammad Alkandari · Bedour Alboloushi · Essa Almethen · Alex Zarifis · Xusen Cheng · Liz McFall · Liz Moor
▲
Breakthroughs2 · 14%
0%→0% share
1 median citations100% since 2021mostly theory-led
Industrial organization, conceptual models, and frameworks are newly emerging in UK insurtech research, each gaining first traction.
rising sub-themes (early→recent)
- Industrial organization1
- Conceptual model1
- Conceptual framework1
- Marketing1
- Knowledge management1
Landmark Insurtech strategies: a comparison of incumbent insurance firms with new entrants · 2 cites
◆
Advancements6 · 43%
0%→0% share
0 median citations83% since 2021mostly empirical
Customer relationship management, adaptation, and insurance policy research are rising — each doubling to 2 papers in UK insurtech.
rising sub-themes (early→recent)
- Customer relationship management2
- Adaptation (eye)2
- Insurance policy2
- Service (business)2
- Business interruption insurance2
Landmark A model of trust in Fintech and trust in Insurtech: How Artificial Intelligence and the context influence it · 79 cites
▼
Concerns3 · 21%
0%→0% share
2 median citations33% since 2021mostly reviews
Legislation, legislature, and financial services concerns are intensifying simultaneously, signaling growing UK regulatory scrutiny of insurtech.
rising sub-themes (early→recent)
- Legislation1
- Legislature1
- Financial services1
- FinTech1
- State (computer science)1
Landmark Who, or what, is insurtech personalizing?: persons, prices and the historical classifications of risk · 67 cites
Common questions
How many InsurTech companies are there in United Kingdom?
Radar tracks 659 indexable InsurTech companies headquartered in United Kingdom that meet our profile-completeness bar.
What is the total funding raised by InsurTech companies in United Kingdom?
The InsurTech companies in United Kingdom on this list have raised a combined $5.9B in disclosed equity funding across 192 funded companies.
Which is the highest-funded InsurTech company in United Kingdom?
BGL Group is the highest-funded InsurTech company in United Kingdom, with $905.7M in disclosed equity funding.
How many InsurTech companies in United Kingdom are funded?
192 of the 659 InsurTech companies in United Kingdom on this list have disclosed at least one equity funding round.
How many InsurTech unicorns are there in United Kingdom?
5 InsurTech companies in United Kingdom on this list are valued at $1B or more.
Who are the top investors in United Kingdom InsurTech companies?
The most active investors in United Kingdom InsurTech companies on this list include InsurTech Directory, Insurtech Hub, Lloyd’s, Lloyd’s Lab Accelerator, Insurtech Gateway.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.