Radar · FinTech in Miami
Best FinTech Companies in Miami, United States
The 433 best FinTech companies in Miami, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: eCapital.
By Rohit KhannaTrends & Stories
433companies tracked
$3.5Bdisclosed funding
1unicorns
153have raised
Sector wealth & growth · validated company filings
$180Mmedian revenue
+8%median YoY growth
$89.0Bcombined revenue pool
130companies reporting
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
FLIAR INTELLIGENCE · FINTECH × MIAMI
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
243companies analysed
98%cloud-native stacks
2025funding peak (by rounds)
45unicorns
2018median founding year
514kcombined LinkedIn audience
60%of audience held by top 3
9companies hiring publicly (12 mo)
Ranked: Best FinTech companies in Miami
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | eCapital Provider of asset-based, supply chain, and invoice financing solutions 74Funding top 20%Tech top 31%Talent top 31%Growth top 35% All 12 signals ▾Fundingtop 20% Techtop 31% Talenttop 31% Growthtop 35% Fin. healthtop 35% Partnerstop 37% Markettop 43% Newstop 44% Producttop 47% Customerstop 50% Moatbottom 43% Globalbottom 37% Funding: Raised $470M across 8 rounds · 8 rounds over 2 yrs (4.0/yr) Tech: 46 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 74/100 | $470M | 8 mo ago | Acquired | 155 | Marius Silvasan Co-CEO | WordPressApple iCloud MailMicrosoft 365+26 | — | — |
| 2 | Novo Provider of a partnership-based digital banking platform | $298M | 34 mo ago | Series C | 446 | Rijk Plasman Co-Founder | WebflowApple iCloud MailGoogle Workspace+31 | — | — |
| 3 | American Bitcoin Operator of a platform focused on Bitcoin mining and accumulation 32Funding top 28%Talent top 28%Tech bottom 42%Market bottom 31% All 5 signals ▾Fundingtop 28% Talenttop 28% Techbottom 42% Marketbottom 31% Globalbottom 25% Funding: Raised $220M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 32/100 | $220M | 7 mo ago | Series D | — | Donald Trump Co-Founder | WebflowApple iCloud MailMicrosoft 365+11 | — | — |
| 4 | HealthCare.com 🦄 Online insurance comparison platform for health insurances 92Growth top 20%Moat top 26%Tech top 27%Talent top 28% All 9 signals ▾Growthtop 20% Moattop 26% Techtop 27% Talenttop 28% Fundingtop 29% Markettop 31% AItop 35% Globaltop 50% Newsbottom 22% Growth: Headcount 90 → 242 (+169%) across vintages Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 92/100 | $211M | 52 mo ago | Series C | 242 | Glenn Luk Co-Founder | Investor | Board Director | Builder.ioNode.jsSalesforce+25 | — | — |
| 5 | Nymbus Provider of core banking, digital, and vertical banking solutions for institutions | $195M | 36 mo ago | Series D | 221 221 → 266 (+20%) | Jeffery Kendall Chairman & CEO | Apple iCloud MailGoogle WorkspaceFirebase+25 | 6 patents Real-time audience interaction and response systems for live event engagement | 1 job opening |
| 6 | Marco Provider of an online lending platform for trade financing solutions | $128M | 27 mo ago | Series A | 114 | Jacob Shoihet CEO & Co-Founder | — | — | — |
| 7 | Avenue Online platform for trading in stocks | $123M | 47 mo ago | Series B | 140 | Roberto Lee Co-Founder & CEO | Cart FunctionalityWordPressApple iCloud Mail+37 | — | 1 expansion |
| 8 | OpenFX Provider of infrastructure for instant, low-cost, cross-border foreign exchange liquidity 40Funding top 20%Talent bottom 49%Global bottom 45%Tech bottom 44% All 5 signals ▾Fundingtop 20% Talentbottom 49% Globalbottom 45% Techbottom 44% Marketbottom 40% Funding: Raised $117M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 40/100 | $117M | 2 mo ago | Series A | — | Prabhakar Reddy Founder & CEO | Framer SitesReactAmazon Web Services+9 | — | 1 launch |
| 9 | ClassWallet Provider of digital wallet platform for managing and disbursing public funds | $107M | 34 mo ago | Series A | 300 | — | WordPressPleskApple iCloud Mail+36 | 4 patents Network resource allocation and tracking for bandwidth and service management | 1 award |
| 10 | QuickNode Node and Dapp infrastructure for blockchain | $106M | 40 mo ago | Series B | 123 | Alex Nabutovsky Co-Founder & CEO | ContentfulApple iCloud MailGoogle Workspace+39 | — | 4 launchs |
| 11 | Lighter Decentralized order book exchange for spot trading 60Funding top 19%Growth top 28%Tech top 32%Innovation top 41% All 11 signals ▾Fundingtop 19% Growthtop 28% Techtop 32% Innovationtop 41% Patentstop 44% Producttop 46% Moatbottom 49% Talentbottom 49% Marketbottom 44% Globalbottom 35% Customersbottom 19% Funding: Raised $89.0M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) Growth: Web rank 1,000,000 → 500,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 60/100 | $89M | 7 mo ago | Series B | — | Vladimir Novakovski Founder & CEO | SentryRadix UITailwind CSS+15 | 20 patents Design and manufacturing of portable lighter mechanisms and tray accessories | — |
| 12 | Finally AI and cloud-based accounting and bookkeeping solutions for businesses 67Tech top 16%Moat top 22%Funding top 27%Talent top 28% All 10 signals ▾Techtop 16% Moattop 22% Fundingtop 27% Talenttop 28% AItop 45% Producttop 46% Growthbottom 47% Marketbottom 44% Globalbottom 29% Newsbottom 21% Tech: 52 technologies across 7/8 capability areas · Cloud: Amazon Ses, Amazon Web Services Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 67/100 | $73M | 21 mo ago | Series B | 104 | Glennys Rodriguez Co-Founder & COO | WordPressApple iCloud MailGoogle Workspace+37 | — | — |
| 13 | LULA Provider of AI-powered virtual assistants for sales and support | $54M | 34 mo ago | Series B | 120 | Michael Vega-Sanz Co-Founder | — | — | — |
| 14 | RECUR Web3 software platform offering tools for businesses to integrate web3 | $50M | 33 mo ago | Series A | 67 | Zach Bruch Co-Founder & CEO | — | — | — |
| 15 | Taxfyle Online tax filing services for individuals and businesses 60Funding top 28%Tech top 28%Talent top 38%Moat top 39% All 10 signals ▾Fundingtop 28% Techtop 28% Talenttop 38% Moattop 39% Growthtop 45% Producttop 46% Marketbottom 48% Customersbottom 47% Globalbottom 36% Newsbottom 27% Funding: Raised $35.0M across 8 rounds · 8 rounds over 11 yrs (0.7/yr) Tech: 52 technologies across 6/8 capability areas · Cloud: Cloudflare, Google Cloud rank vs industry peers · Fliar Intelligence Index 60/100 | $35M | 11 mo ago | Series B | 106 | Michael Mouriz Co-Founder & COO | WebflowApple iCloud MailGoogle Workspace+34 | — | — |
| 16 | Flex Internet digital bank for business banking 57Tech top 22%Funding top 25%Patents top 27%Growth top 35% All 11 signals ▾Techtop 22% Fundingtop 25% Patentstop 27% Growthtop 35% Moattop 35% Talenttop 38% Innovationtop 40% Producttop 46% Globalbottom 49% Marketbottom 30% Customersbottom 11% Tech: 54 technologies across 6/8 capability areas · Cloud: Cloudflare, Netlify Funding: Raised $29.0M across 6 rounds · 6 rounds over 3 yrs (2.0/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $29M | 6 mo ago | Series B | 16 | Hadi Solh Co-Founder | Webflow EcommerceWebflowApple iCloud Mail+34 | 107 patents Disposable feminine hygiene devices and smart connected medical delivery systems | 2 job openings |
| 17 | XFX Provider of real-time cross-border payment settlement services 21Funding top 36%Talent bottom 49%Tech bottom 34%Global bottom 33% All 5 signals ▾Fundingtop 36% Talentbottom 49% Techbottom 34% Globalbottom 33% Marketbottom 31% Funding: Raised $26.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 21/100 | $26M | 2 mo ago | Series A | — | Santiago Alvarado Co-Founder & CEO | WebflowGSAPLenis+10 | — | — |
| 18 | Kapitale Provider of funding solutions for small businesses with flexible repayment 35Funding top 44%Talent bottom 45%Global bottom 25% All 3 signals ▾Fundingtop 44% Talentbottom 45% Globalbottom 25% Funding: Raised $25.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record rank vs industry peers · Fliar Intelligence Index 35/100 | $25M | 7 mo ago | Funding Raised | — | Matheus Freire Founder & CEO | — | — | — |
| 19 | Waltz Digital platform offering real estate investment solutions for foreign citizens 29Funding top 31%Moat top 41%Growth top 45%Tech top 46% All 10 signals ▾Fundingtop 31% Moattop 41% Growthtop 45% Techtop 46% Talentbottom 49% Globalbottom 36% Marketbottom 32% Patentsbottom 29% Innovationbottom 28% Newsbottom 21% Funding: Raised $24.0M across 3 rounds · 3 rounds over 2 yrs (1.5/yr) Moat: Editorial + unicorn rating 7/10 · IP moat: 4 patents rank vs industry peers · Fliar Intelligence Index 29/100 | $24M | 11 mo ago | Series A | — | Yuval Golan Founder & CEO | WebflowApple iCloud MailGoogle Workspace+26 | 4 patents Interactive image-based messaging and communication technologies | 1 job opening |
| 20 | Crossmint Online platform to create, sell & distribute NFTs 50Tech top 23%Growth top 33%Funding top 41%Moat top 48% All 8 signals ▾Techtop 23% Growthtop 33% Fundingtop 41% Moattop 48% Talentbottom 49% Globalbottom 37% Marketbottom 32% Newsbottom 18% Tech: 54 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services Growth: 2 acquisition/expansion moves in 24 mo · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 50/100 | $24M | 15 mo ago | Series A | — | Rodri Fernández Touza Co-Founder | Apple iCloud MailGoogle WorkspaceNode.js+21 | — | 1 launch · 3 partnerships |
| 21 | NovoPayment Platform offering open banking APIs for banks and businesses 60Funding top 34%Growth top 35%Tech top 38%Innovation top 39% All 9 signals ▾Fundingtop 34% Growthtop 35% Techtop 38% Innovationtop 39% Producttop 42% Markettop 50% Talentbottom 49% Globalbottom 37% Newsbottom 21% Funding: Raised $19.0M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 60/100 | $19M | 19 mo ago | Series B | 273 | Anabel Perez Co-founder | WordPressMySQLPHP+16 | — | — |
| 22 | Relief Online debt settlement platform for consumers 42Growth top 28%Moat top 37%Funding top 41%Customers top 45% All 12 signals ▾Growthtop 28% Moattop 37% Fundingtop 41% Customerstop 45% Innovationtop 46% Techtop 50% Talentbottom 49% Patentsbottom 48% Productbottom 48% Globalbottom 36% Newsbottom 35% Marketbottom 22% Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo Moat: Editorial + unicorn rating 7/10 · IP moat: 10 patents rank vs industry peers · Fliar Intelligence Index 42/100 | $17M | 12 mo ago | Series A | 12 | Jason Saltzman Co-Founder & CEO | WebflowGSAPTikTok Pixel+21 | 10 patents Patents concentrated in mechanical & energy engineering | — |
| 23 | FlexFactor Provider of payment recovery platform for e-commerce businesses | $17M | 20 mo ago | Series A | — | Zeev Shoval Co-Founder | WordPressMySQLPHP+20 | — | — |
| 24 | alfred Provider of a platform for businesses to move money globally 45Talent top 23%Funding top 33%Growth top 35%Patents top 39% All 8 signals ▾Talenttop 23% Fundingtop 33% Growthtop 35% Patentstop 39% Innovationtop 40% Globalbottom 48% Techbottom 36% Marketbottom 17% Talent: 5 named leaders on record · 4 C-suite/founder profiles curated Funding: Raised $15.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $15M | 4 mo ago | Series A | 6 | Matias Plano Co-Founder & CTO | Webflow EcommerceWebflowAmazon Web Services+15 | 27 patents Porous bone scaffold implants and slurry distribution systems for medical manufacturing | — |
| 25 | Caliza Cross-border remittance solution for banks and MTOs | $15M | 26 mo ago | Series A | 398 | — | — | — | 1 expansion |
| 26 | Palla Financial Provider of instant cross-border P2P payment APIs 40Growth top 28%Funding top 38%Talent bottom 49%Tech bottom 45% All 6 signals ▾Growthtop 28% Fundingtop 38% Talentbottom 49% Techbottom 45% Globalbottom 33% Marketbottom 28% Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo Funding: Raised $14.5M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 40/100 | $14M | 12 mo ago | Series A | — | Gregory Piccolo Co-Founder & CTO | Node.jsThree.jsMUI+12 | — | — |
| 27 | Tesouro FinTech company that specializes in payments 32Funding top 36%Talent top 38%Market bottom 37%Global bottom 32% All 4 signals ▾Fundingtop 36% Talenttop 38% Marketbottom 37% Globalbottom 32% Funding: Raised $14.4M across 3 rounds · 3 rounds over 2 yrs (1.5/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 32/100 | $14M | 19 mo ago | Series B | — | Angie Ammon Co-Founder | — | — | — |
| 28 | CAT Labs Developer of digital asset recovery and security tools for investigations 19Funding top 40%Tech top 47%Moat top 48%Talent bottom 49% All 6 signals ▾Fundingtop 40% Techtop 47% Moattop 48% Talentbottom 49% Globalbottom 36% Marketbottom 19% Funding: Raised $14.0M across 4 rounds · 4 rounds over 3 yrs (1.3/yr) Tech: 21 technologies across 5/8 capability areas · Cloud: Cloudflare, Google Cloud rank vs industry peers · Fliar Intelligence Index 19/100 | $14M | 18 mo ago | Seed | 6 | Lilita Infante Founder & CEO | WixSentryZendesk+18 | — | 1 partnership |
| 29 | Gelt Tax management and compliance solutions for businesses 32Growth top 35%Funding top 37%Tech top 46%Talent bottom 49% All 8 signals ▾Growthtop 35% Fundingtop 37% Techtop 46% Talentbottom 49% Globalbottom 44% Marketbottom 30% Patentsbottom 26% Innovationbottom 24% Growth: Fresh capital in last 24 mo Funding: Raised $13.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 32/100 | $13M | 8 mo ago | Series A | 32 | Tal B Founder | WebflowGSAPMicrosoft Clarity+22 | 3 patents Image color calibration technology for displays and printing systems | 2 partnerships |
| 30 | Root Protocols Blockchain-based asset tokenization platform | $10M | 28 mo ago | Seed | 5 | Karim Ouazzani Founder | — | — | — |
| 31 | Kira Provider of infrastructure for launching embedded fintech products with AI 57Talent top 28%AI top 30%Tech top 42%Funding top 48% All 6 signals ▾Talenttop 28% AItop 30% Techtop 42% Fundingtop 48% Globalbottom 45% Marketbottom 40% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated AI: Classified as an AI company · Product described with: ai-driven rank vs industry peers · Fliar Intelligence Index 57/100 | $9M | 9 mo ago | Seed | — | Leonardo Alves Co-Founder & Head of Product | TurbopackSentryNode.js+16 | — | 1 job opening |
| 32 | Biller Genie Cloud-based invoicing and payment platform for businesses 53Product top 30%News top 32%Innovation top 34%Growth top 35% All 10 signals ▾Producttop 30% Newstop 32% Innovationtop 34% Growthtop 35% Fundingtop 40% Techtop 46% Moattop 48% Talentbottom 49% Marketbottom 40% Globalbottom 29% Product: 8 distinct product lines · Company stage: Series B News: 4 BI events in 12 mo (of 6 tracked, 2 types) · Top themes: Funding, Hiring rank vs industry peers · Fliar Intelligence Index 53/100 | $8M | 7 mo ago | Series B | 40 | Thomas Aronica Founder | WordPressMySQLPHP+31 | — | — |
| 33 | Gail Developer of AI platform for financial services sales and support 67Talent top 23%Growth top 28%Tech top 37%AI top 45% All 7 signals ▾Talenttop 23% Growthtop 28% Techtop 37% AItop 45% Fundingtop 50% Globalbottom 48% Marketbottom 37% Talent: 6 named leaders on record · 3 C-suite/founder profiles curated Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 67/100 | $8M | 12 mo ago | Seed | — | Bibiana Julian Executive Business Partner to Founders | TurbopackNode.jsTailwind CSS+14 | — | — |
| 34 | BlockGen Proviedr of cloud-based mortgage loan management solution for banks and credit institutions | $8M | 27 mo ago | Series B | 18 | — | — | 3 patents Patents concentrated in electrical & electronics | — |
| 35 | Cyclops Provider of crypto and stablecoin solutions for payments companies 40AI top 15%Talent top 28%Funding top 36%Moat top 45% All 9 signals ▾AItop 15% Talenttop 28% Fundingtop 36% Moattop 45% Techbottom 45% Innovationbottom 41% Patentsbottom 38% Globalbottom 33% Marketbottom 25% AI: Holds AI/ML patents (G06N-family CPC) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 40/100 | $8M | 3 mo ago | Seed | — | David Johnson Co-Founder | LovableRadix UITailwind CSS+10 | 8 patents Real-time image capture and recognition for secure surveillance and access control | — |
| 36 | SatLayer Bitcoin-based security infrastructure provider that enables restaking and modular security for various… | $8M | 21 mo ago | Seed | — | Luke Xie Co-Founder & CEO | GhostNode.jsVarnish+15 | — | — |
| 37 | Superform Online platform providing solutions to earn interest yield | $6M | 18 mo ago | Seed | 8 | Alex Cort Co-Founder | Node.jsRadix UITailwind CSS+20 | — | 6 launchs |
| 38 | MCQ Markets Online platform enabling fractional ownership in high-value 50Talent top 38%Tech top 40%Growth top 45%Funding bottom 48% All 6 signals ▾Talenttop 38% Techtop 40% Growthtop 45% Fundingbottom 48% Productbottom 48% Globalbottom 34% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Tech: 27 technologies across 5/8 capability areas · Cloud: Amazon Ses, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 50/100 | $5M | 13 mo ago | Series A | — | Lachlan DeFrancesco Founder | Node.jsMUIReact+22 | — | — |
| 39 | KDM Financial Online platform for commercial mortgages | $5M | 17 mo ago | Funding Raised | — | James Korth Chief Executive Officer | — | — | — |
| 40 | Calculum Cloud and AI-based cash flow and financial analytics solutions for businesses 29AI top 30%Funding top 46%Talent bottom 49%Global bottom 32% All 5 signals ▾AItop 30% Fundingtop 46% Talentbottom 49% Globalbottom 32% Marketbottom 29% AI: Classified as an AI company · Product described with: ai-based Funding: Raised $4.2M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 29/100 | $4M | 8 mo ago | Seed | 25 | Oliver Belin Co-Founder & CEO | — | — | — |
| 41 | GoQuant Provider of high-performance digital asset trade execution and risk management solutions 32Growth top 35%Funding top 47%Talent bottom 49%Tech bottom 45% All 6 signals ▾Growthtop 35% Fundingtop 47% Talentbottom 49% Techbottom 45% Globalbottom 45% Marketbottom 25% Growth: Fresh capital in last 24 mo Funding: Raised $4.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 32/100 | $4M | 13 mo ago | Seed | — | Denis Dariotis Founder & CEO | Framer SitesApple iCloud MailGoogle Workspace+9 | — | 1 launch |
| 42 | Arrow Provider of a decentralized options trading platform on Avalanche | $4M | 24 mo ago | Series A | 7 | Edward Mehrez Co-Founder | Node.jsAnt DesignReact+13 | — | — |
| 43 | Astride Provider of digital accounting and international tax services | $4M | 21 mo ago | Seed | — | Eduardo Assola Co-Founder / Investor | — | — | — |
| 44 | Magma Decentralized liquid staking protocol | $4M | 19 mo ago | Seed | — | David Mass Co-Founder | Node.jsTypeScriptGraphQL+16 | — | — |
| 45 | Quash AI Provider of AI platform for credit risk assessment and management 32Talent top 38%Funding top 44%AI top 45%Tech bottom 40% All 6 signals ▾Talenttop 38% Fundingtop 44% AItop 45% Techbottom 40% Globalbottom 36% Marketbottom 30% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $3.7M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 32/100 | $4M | 3 mo ago | Seed | 50 | Yoel Gavlovski Co-Founder & CEO | WebflowMailjetGoogle Workspace+9 | — | — |
| 46 | Bucks App Provider of AI and saas-based data analysis software for banking industry | $3M | 23 mo ago | Seed | 16 | Sebastian Romero Founder & CEO | — | — | — |
| 47 | Shield Provider of payment solutions enabling businesses to accept stablecoins and digital assets. 21Talent top 28%Funding top 46%Moat top 48%Global bottom 38% All 5 signals ▾Talenttop 28% Fundingtop 46% Moattop 48% Globalbottom 38% Marketbottom 23% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $2.1M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 21/100 | $2M | 8 mo ago | Seed | 9 | Luis Carchi Co-Founder & CTO | — | — | 4 job openings |
| 48 | Maestrotech Provider of an AI operating system designed to automate the end-to-end mortgage origination process 32Funding bottom 46%Talent bottom 45%Global bottom 33% All 3 signals ▾Fundingbottom 46% Talentbottom 45% Globalbottom 33% Funding: Raised $1.2M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record rank vs industry peers · Fliar Intelligence Index 32/100 | $1M | 4 mo ago | Seed | — | David Rogove Founder & CEO | — | — | — |
| 49 | Tribexa Provider of enterprise ecosystem management platform for fundraising and operations | $1M | 15 mo ago | Seed | 6 | — | BootstrapAzure Front DoorAzure+11 | — | — |
| 50 | Sonant AI AI receptionist platform for insurance agencies, brokers, and distributors | $150K | 11 mo ago | Seed | — | Diogo Braganca Co-Founder | Webflow EcommerceWebflowGSAP+16 | — | — |
Top 12 FinTech companies in Miami
#1
Series A · Miami, Florida · founded 2024$117Mraised▾
Series A · Miami, Florida · founded 2024
Provider of infrastructure for instant, low-cost, cross-border foreign exchange liquidity. The platform facilitates faster settlements and transparent pricing through an optimized network. It offers an alternative to traditional banking systems, providing continuous availability. The infrastructure supports various enterprises with collections, payouts, treasury management, settlement, and clearing.
Fliar Intelligence Index™ 40how this company ranks against its industry peers
Funding
top 20%Talent
bottom 49%Global
bottom 45%Tech
bottom 44%Market
bottom 40%Funding: Raised $117M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) · Last round Series A (Mar 2026)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
Global: Investors from 2 countries beyond United States
Audience (LinkedIn): 8k LinkedIn followers
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Mar 2026Series A$94M
- May 2025Seed$23M
Founders & team
Investors
Accel, NFX, Faction VC, Castle Island Ventures, Hash3, Flybridge Capital Partners
Tech stack
Amazon SesAmazon Web ServicesCloudflareFramer SitesGoogle Font ApiGoogle Tag Manager
#2
Acquired · Miami, Florida · founded 2006 · 155 employees$469.9Mraised▾
Acquired · Miami, Florida · founded 2006 · 155 employees
Provider of asset-based, supply chain, and invoice financing solutions. The company delivers working capital through asset-based lending, accounts receivable financing, supply chain finance, factoring, and other specialized financial solutions. It caters to industries like healthcare, staffing, consumer goods, and transportation, offering financing for various scenarios including high growth, restructurings, and mergers and acquisitions. The company aims to provide businesses with flexible access to capital, supported by technology.
Fliar Intelligence Index™ 74how this company ranks against its industry peers
Funding
top 20%Tech
top 31%Talent
top 31%Growth
top 35%Fin. health
top 35%Partners
top 37%Funding: Raised $470M across 8 rounds · 8 rounds over 2 yrs (4.0/yr) · Last round Conventional Debt (Oct 2025)
Tech: 46 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Web Services · Devops: Nginx
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated · 3 leadership moves in 12 mo
Funding rounds
- Oct 2025Conventional Debt$388M
- May 2025Unattributed$13.3M
- Apr 2025Unattributed$8.8M
- Mar 2025Unattributed$2M
Founders & team
Investors
Ares Management
Tech stack
Amazon AlbAmazon Web ServicesAngularAnime.JsApple Icloud MailAzure
#3
Series D · Miami, Florida · founded 2025$220Mraised▾
Series D · Miami, Florida · founded 2025
Operator of a platform focused on Bitcoin mining and accumulation. The platform is engineered for Bitcoin production, utilizing infrastructure and technology. It employs strategies to grow Bitcoin reserves. The platform aims to expand Bitcoin's role in the financial system.
Fliar Intelligence Index™ 32how this company ranks against its industry peers
Funding
top 28%Talent
top 28%Tech
bottom 42%Market
bottom 31%Global
bottom 25%Funding: Raised $220M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) · Last round Series D (Nov 2025)
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Tech: 14 technologies across 4/8 capability areas · Cloud: Cloudflare · Security: Hsts, Http/3
Funding rounds
- Nov 2025Series D$220M
Founders & team
Investors
Solari Capital
Tech stack
Apple Icloud MailCloudflareGoogle AnalyticsGoogle Tag ManagerGsapHsts
#4
Series A · Miami, Florida · founded 2018$26Mraised▾
Series A · Miami, Florida · founded 2018
Provider of real-time cross-border payment settlement services. This company offers direct access to wholesale liquidity and multiple payment rails, enabling efficient transactions even in complex markets. Instant settlement across key trade corridors eliminates the need for pre-funded accounts and optimizes the cost of capital. The platform provides access to deep liquidity pools for fiat and stablecoins, ensuring competitive pricing. Transparent reporting and traceability are ensured through enterprise-grade reporting and real-time auditability. Access is available via web dashboard, APIs, or OTC service. The infrastructure is designed to meet the highest security and compliance standards. The platform is built for reliability, speed, and scalability, powering seamless execution and real-time settlement across assets and rails.
Fliar Intelligence Index™ 21how this company ranks against its industry peers
Funding
top 36%Talent
bottom 49%Tech
bottom 34%Global
bottom 33%Market
bottom 31%Funding: Raised $26.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) · Last round Series A (Mar 2026)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
Tech: 13 technologies across 2/8 capability areas · Cloud: Cloudflare · Security: Cloudflare Turnstile, Hsts
Funding rounds
- Mar 2026Series A$17M
- Seed$9M
Founders & team
Investors
Castle Island Ventures, Haun Ventures, Coinbase
Tech stack
CdnjsCloudflareCloudflare TurnstileGoogle WorkspaceGsapHsts
#5
Series B · Miami, Florida · founded 2022$89Mraised▾
Series B · Miami, Florida · founded 2022
Decentralized order book exchange for spot trading. It uses scalable Ethereum and EVM-compatible rollup technologies to achieve speed, costs, and security in a permissionless and interoperable environment.
Fliar Intelligence Index™ 60how this company ranks against its industry peers
Funding
top 19%Growth
top 28%Tech
top 32%Innovation
top 41%Patents
top 44%Product
top 46%Funding: Raised $89.0M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) · Last round Series B (Nov 2025)
Growth: Web rank 1,000,000 → 500,000 YoY · Fresh capital in last 24 mo
Tech: 32 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Observability: Datadog, Sentry
Funding rounds
- Nov 2025Series B$68M
- 2024Series A$21M
Founders & team
Investors
Founders Fund, Ribbit Capital, Haun Ventures, Robinhood, Craft Ventures, Lightspeed Venture Partners
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesCart FunctionalityCloudflareCloudflare Bot Management
#6
Series B · Miami, Florida · founded 2020 · 16 employees$29Mraised▾
Series B · Miami, Florida · founded 2020 · 16 employees
Internet digital bank for business banking. It offers financial services like accounts, debit cards, credit cards, treasury management, and more. It also offers an end-to-end platform for expense management solutions including expense control, budgeting, card solutions, and more.
Fliar Intelligence Index™ 57how this company ranks against its industry peers
Tech
top 22%Funding
top 25%Patents
top 27%Growth
top 35%Moat
top 35%Talent
top 38%Tech: 54 technologies across 6/8 capability areas · Cloud: Cloudflare, Netlify · Devops: Envoy
Funding: Raised $29.0M across 6 rounds · 6 rounds over 3 yrs (2.0/yr) · Last round Series B (Dec 2025)
Patents: 107 patents matched (strict assignee match) · 17 filings since 2022 vs 63 in 2017-21 · Latest publication 2025
Audience (LinkedIn): 12k LinkedIn followers — 2.4% of this cohort's audience
Hiring (LinkedIn): 2 hiring posts in 12 mo (public) · momentum +2
Funding rounds
- Dec 2025Series B$60M
- Mar 2025Venture Debt$200M
- Mar 2025Series B$25M
- Dec 2023Series B$7.1M
Founders & team
Investors
Community Investment Management, Florida Funders, MS&AD Ventures, Companyon Ventures, The Home Depot, Victory Park Capital Advisors
Tech stack
ActivecampaignAngularApple Icloud MailBrazeCdnjsCloudflare
#7
Series A · Miami, Florida · founded 2022 · 6 employees$15Mraised▾
Series A · Miami, Florida · founded 2022 · 6 employees
Provider of a platform for businesses to move money globally. It facilitates international payments using stablecoins, offering an alternative to traditional banking. The platform enables businesses to send and receive funds, convert fiat to stablecoins, and manage payments. It also provides an API for integration with other systems.
Fliar Intelligence Index™ 45how this company ranks against its industry peers
Talent
top 23%Funding
top 33%Growth
top 35%Patents
top 39%Innovation
top 40%Global
bottom 48%Talent: 5 named leaders on record · 4 C-suite/founder profiles curated
Funding: Raised $15.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) · Last round Series A (Jan 2026)
Growth: Fresh capital in last 24 mo
Audience (LinkedIn): 2k LinkedIn followers
Funding rounds
- Jan 2026Series A$15M
Founders & team
Investors
F-Prime Capital, Brevan Howard, White Star Capital
#8
Seed · Miami, Florida · founded 2016$8Mraised▾
Seed · Miami, Florida · founded 2016
Provider of crypto and stablecoin solutions for payments companies. It offers tools for accepting cryptocurrency payments at physical and digital checkouts. The company provides settlement services for global, cross-border stablecoin transactions. It facilitates conversion between fiat currencies, crypto, and stablecoins, including virtual account setup. The company enables sending payouts to customers and partners using crypto and stablecoins. Custom solutions are available through orchestration and on/off ramp APIs.
Fliar Intelligence Index™ 40how this company ranks against its industry peers
AI
top 15%Talent
top 28%Funding
top 36%Moat
top 45%Tech
bottom 45%Innovation
bottom 41%AI: Holds AI/ML patents (G06N-family CPC)
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Funding: Raised $8.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) · Last round Seed (Mar 2026)
Audience (LinkedIn): 2k LinkedIn followers
Funding rounds
- Mar 2026Seed$8M
Founders & team
Investors
Castle Island Ventures, F-Prime Capital, Shift4, MassChallenge, TechU
Tech stack
Amazon Web ServicesCloudflareCloudflare Bot ManagementGoogle AnalyticsGoogle WorkspaceHsts
#9
Funding Raised · Miami, Florida · founded 2024$25Mraised▾
Funding Raised · Miami, Florida · founded 2024
Provider of funding solutions for small businesses with flexible repayment. They offer a streamlined application process with decisions provided quickly. Funding can be used for various business needs, including daily operations, growth initiatives, and unexpected expenses. Financial consultants provide guidance to help businesses find suitable funding options.
Fliar Intelligence Index™ 35how this company ranks against its industry peers
Funding
top 44%Talent
bottom 45%Global
bottom 25%Funding: Raised $25.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) · Last round Conventional Debt (Nov 2025)
Talent: 1 named leader on record
Global: Single-market focus (United States)
Audience (LinkedIn): 520 LinkedIn followers
Hiring (LinkedIn): 2 hiring posts in 12 mo (public) · momentum -2 · hiring: MCA ISO Business Development Manager, ISO Partnerships Manager
Activity (LinkedIn): 1 partnerships (incl. kapitale.us) announced in 12 mo
Funding rounds
- Nov 2025Conventional Debt$25M
Founders & team
Investors
Pieram
#10
Series B · Miami, Florida · founded 2015 · 106 employees$35Mraised▾
Series B · Miami, Florida · founded 2015 · 106 employees
Online tax filing services for individuals and businesses. It offers tax calculations tax refund tracking tax security, tax monitoring, and more. The assigned CPA will prepare and file taxes for the user. It also offers tax-related resources for users.
Fliar Intelligence Index™ 60how this company ranks against its industry peers
Funding
top 28%Tech
top 28%Talent
top 38%Moat
top 39%Growth
top 45%Product
top 46%Funding: Raised $35.0M across 8 rounds · 8 rounds over 11 yrs (0.7/yr) · Last round Series B (Jul 2025)
Tech: 52 technologies across 6/8 capability areas · Cloud: Cloudflare, Google Cloud · Devops: Envoy
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Audience (LinkedIn): 4k LinkedIn followers
Funding rounds
- Jul 2025Series B$500K
- Aug 2024Series B$6.3M
- Nov 2021Series B$20M
- Sep 2018Series A$4.3M
Founders & team
Investors
Fuel Venture Capital, IDC Ventures, Ocean Azul Partners, VentureOut, Partners For Growth
Tech stack
Apple Icloud MailBootstrapCloudflareCloudflare Bot ManagementCookiebotCore-Js
#11
Seed · Miami, Florida · founded 2018 · 50 employees$3.7Mraised▾
Seed · Miami, Florida · founded 2018 · 50 employees
Provider of AI platform for credit risk assessment and management. The platform offers tools for evaluating creditworthiness using alternative data sources and machine learning models. It facilitates automated decision-making and risk analysis for financial institutions. The platform integrates data and internal rules to identify patterns and trends in credit behaviour. It aims to improve accuracy and efficiency in credit evaluations.
Fliar Intelligence Index™ 32how this company ranks against its industry peers
Talent
top 38%Funding
top 44%AI
top 45%Tech
bottom 40%Global
bottom 36%Market
bottom 30%Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Funding: Raised $3.7M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) · Last round Seed (Feb 2026)
AI: Product described with: machine learning
Audience (LinkedIn): 6k LinkedIn followers
Funding rounds
- Feb 2026Seed$2.6M
- Feb 2023Seed$3.7M
Founders & team
Investors
H20 Capital, G2, G2 Momentum Capital, Insight Partners, Finnovista
Tech stack
CloudflareGoogle AnalyticsGoogle Font ApiGoogle Hosted LibrariesGoogle WorkspaceHsts
#12
Series B · Miami, Florida · founded 2018 · 40 employees$8.5Mraised▾
Series B · Miami, Florida · founded 2018 · 40 employees
Cloud-based invoicing and payment platform for businesses. It offers an automated accounts receivables platform, online payment processing, payment reminders, accounts reconciliation, and more. It can integrate with accounting systems. Pricing is available on a monthly subscription plan.
Fliar Intelligence Index™ 53how this company ranks against its industry peers
Product
top 30%News
top 32%Innovation
top 34%Growth
top 35%Funding
top 40%Tech
top 46%Product: 8 distinct product lines · Company stage: Series B
News: 4 BI events in 12 mo (of 6 tracked, 2 types) · Top themes: Funding, Hiring
Innovation: 8 product lines
Audience (LinkedIn): 11k LinkedIn followers — 2.2% of this cohort's audience
Funding rounds
- Nov 2025Series B$22.4M
- Dec 2024Series A$2M
- Oct 2022Series A$5M
- Mar 2021Seed$3.5M
Founders & team
Investors
Radian Capital, eMerge Americas
Tech stack
AccessibeBootstrapCloudflareCloudflare Bot ManagementCloudflare Browser InsightsCloudflare Turnstile
Funding & investor landscape
$3.5Btotal disclosed funding
143companies funded
302disclosed rounds
2rounds last 90 days
Most active investors
Techstars10 rounds
Notable founders
Prabhakar Reddy
Founder & CEO · OpenFX
Marius Silvasan
Co-CEO · eCapital
Ken Judd
Co-CEO · eCapital
Donald Trump
Co-Founder · American Bitcoin
Eric Trump
Co-Founder · American Bitcoin
Santiago Alvarado
Co-Founder & CEO · XFX
Vladimir Novakovski
Founder & CEO · Lighter
Hadi Solh
Co-Founder · Flex
Zaid Rahman
Co-Founder & CEO · Flex
Matias Plano
Co-Founder & CTO · alfred
Luis Miller
Head of Partnerships · alfred
David Johnson
Co-Founder · Cyclops
Prism market signals · United States · country-scoped Prism corpus, 3,947,148 docs
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · United States
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
research sentiment over time
201620212026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 23% → 38% across 2016–2026.
top research entities
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
leading researchers
Crypto Education Research Lab · Kapil Dharika · Bibitayo Ebunlomo Abikoye · Adesola Oluwatosin Adelaja · Stanley Chidozie Umeorah · Pingale, Mandar Vijay · Hajwane, Shaeena Samir · Rogers, Anuoluwapo
▲
Breakthroughs97 · 11%
▲ 0%→11% share
0 median citations96% since 2021mostly methods-led
Financial services breakthrough research surged from 0% to 11% field-share, with 41 brand-new papers signaling rapid discovery.
rising sub-themes (early→recent)
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
Newly emergingFinancial services 0→41 · Database transaction 0→15 · Payment 0→14
Landmark E.T.-RNN · 87 cites
◆
Advancements352 · 39%
▲ 28%→41% share
▲1.5× share momentum0 median citations95% since 2021mostly empirical
Financial inclusion advancement papers exploded from 2 to 74, reflecting intensifying US fintech equity research.
rising sub-themes (early→recent)
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
Newly emergingTransformative learning 0→37 · Database transaction 0→34 · Financial literacy 0→32
Landmark Fintech Adoption Drivers for Innovation for SMEs in Indonesia · 143 cites
▼
Concerns281 · 31%
▼ 56%→29% share
▼0.5× share momentum0 median citations83% since 2021mostly empirical
Concern-flagged fintech research cooled from 56% to 29% field-share, yet Financial services risk papers still rose 9 to 149.
rising sub-themes (early→recent)
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Newly emergingFinancial market 0→22 · Big data 0→18 · Corporate governance 0→18
Landmark The FinTech Opportunity · 433 cites
RESEARCH HOTSPOTS · United States
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
New York25 · +0.24
Seattle14 · +0.21
Philadelphia13 · +0.19
Boston12 · +0.34
Los Angeles8 · +0.42
Ann Arbor8 · +0.49
SF Bay Area5 · +0.42
Chicago5 · +0.08
Atlanta5 · +0.36
PATENT SIGNAL · United States
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
20 filings16 assigneespeak 7/yr2016–2025
filing momentum (YoY 2016–2025)
top patent filers
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
How many FinTech companies are there in Miami, United States?
Radar tracks 433 indexable FinTech companies headquartered in Miami, United States that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in Miami, United States?
The FinTech companies in Miami, United States on this list have raised a combined $3.5B in disclosed equity funding across 143 funded companies.
Which is the highest-funded FinTech company in Miami, United States?
eCapital is the highest-funded FinTech company in Miami, United States, with $469.9M in disclosed equity funding.
How many FinTech companies in Miami, United States are funded?
143 of the 433 FinTech companies in Miami, United States on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in Miami, United States?
1 FinTech company in Miami, United States on this list is valued at $1B or more.
Who are the top investors in Miami, United States FinTech companies?
The most active investors in Miami, United States FinTech companies on this list include Techstars, Y Combinator, Borderless Capital, Florida Funders, Lightspeed Venture Partners.
Rohit KhannaTrends & Stories
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.