Best Payments Companies in Miami, United States
The 60 best Payments companies in Miami, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: ClassWallet.
Our analysis of 50 Payments companies
$20.7b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Payments companies in Miami
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Argotechno Electronic payment solutions with terminals and smart cards acceptance for businesses | — | — | Unfunded | — | Eduardo Marcio de Barros Co-Founder & CEO | — | — | 1 partnership |
| 2 | Blackstone Provider of a wide range of online payment processing solutions for businesses | — | — | Unfunded | 11 | — | Windows ServerMicrosoft ASP.NETBootstrap+9 | 2 patents Multi-function financial transaction processing systems | — |
| 3 | Bluezone Payment solutions for businesses | — | — | Unfunded | — | Josh Mimoun Founder | — | 5 patents Patents concentrated in health & consumer products | — |
| 4 | BridgePay Electronic payment platform simplifying transactions for K12 schools with comprehensive reporting | — | — | Unfunded | — | Rene Perez Founder | — | — | — |
| 5 | CardPointers Provider of credit services | — | — | Unfunded | — | Emmanuel Crouvisier Founder | Node.jsGoogle Sign-inApple Sign-in+14 | — | — |
| 6 | CenPOS API linked payment gateway provider | — | — | Acquired | 35 | Jorge Fernandez Co-Founder & CEO | — | 2 patents Software for cash management optimization and payment processing systems | — |
| 7 | ChargeBackPro Provider of chargeback management program for online merchants | — | — | Unfunded | — | Rick Del Rio Founder & CEO | — | — | — |
| 8 | Chloe Ai Invoice payment software for businesses | — | — | Unfunded | — | Fabio Cardenas CEO | — | — | — |
Top 12 Payments companies in Miami
#1
Series B · Miami, Florida · founded 2018 · 40 employees$8.5Mraised▾
Cloud-based invoicing and payment platform for businesses. It offers an automated accounts receivables platform, online payment processing, payment reminders, accounts reconciliation, and more. It can integrate with accounting systems. Pricing is available on a monthly subscription plan.
- Nov 2025Series B$22.4M
- Dec 2024Series A$2M
- Oct 2022Series A$5M
- Mar 2021Seed$3.5M
#2
Seed · Miami, Florida · founded 2022 · 9 employees$2.1Mraised▾
Provider of payment solutions enabling businesses to accept stablecoins and digital assets. It facilitates currency exchanges, multi-currency accounts, and payment options. The company offers tools for businesses to receive wires, accept USDT, and manage digital asset payments. It provides transaction monitoring, identity verification, and fraud prevention. The company integrates with existing checkout and payment flows, offering options like payment buttons and links.
- Sep 2025Seed$5M
- Apr 2023Seed$2.1M
#3
Series B · Miami, Florida · founded 2004 · 273 employees$19Mraised▾
Platform offering open banking APIs for banks and businesses. It offers a solution that enables financial institutions and businesses to integrate multiple banking solutions to the core system using APIs. It provides digital banking solutions, payment solutions, payment cards implementation solutions, and more.
- Nov 2024Series B$20M
- Apr 2022Series A$19M
- Dec 2021Series A$21.4M
#4
Series B · Miami, Florida · founded 2021$14.4Mraised▾
FinTech company that specializes in payments. It aims to simplify and secure payment processes for businesses.
- Oct 2024Series B$14.4M
- Jun 2022Series B$20M
- Feb 2022Series A$8.1M
#5
Series A · Miami, Florida · founded 2022$16.8Mraised▾
Provider of payment recovery platform for e-commerce businesses. It helps e-commerce brands recover failed transactions at checkout, and also provides solutions that enables payment processing, reducing the need for re-keying payment details or re-registration.
- Oct 2024Series A$16.8M
- Seed—
#6
Series A · Miami, Florida · founded 2014 · 300 employees$106.7Mraised▾
Provider of digital wallet platform for managing and disbursing public funds. The platform offers a streamlined solution for recipients to access and utilize funds, both online and in physical stores. It provides tools for compliance, audit-ready reporting, and secure transactions. The platform supports various sectors, including government agencies, educational institutions, and scholarship programs, facilitating efficient and transparent fund management.
- Aug 2023Series A$95M
- Mar 2023Seed—
- May 2018Seed$2.3M
- Feb 2018Seed$735K
#7
Acquired · Miami, Florida · founded 2004 · 7 employees$51.5Mraised▾
YellowPepper provides open banking APIs for payments. It provides payment solutions for cards, digital accounts, blockchain networks, and more. It features real-time payments, tokenization-based money transfers, identity verification, and more.
- Nov 2018Series D$57.9K
- May 2018Series D$12.5M
- Feb 2015Series D$19M
- Aug 2013Series C$15M
#8
Series A · Miami, Florida · founded 2015 · 22 employees$20.5Mraised▾
Alternative payment platform via mobile monetization and gamification. It enables mobile phone users to pay their service provider bills by playing games, watching videos, and completing special offers on their devices. The users can convert the gaming time spent for making bill payments.
- Jul 2021Series A$13M
- May 2020Seed$7.5M
#9
Seed · Miami, Florida · founded 2022 · 13 employees$5Mraised▾
Developer of secured credit card platform designed for fans and their favorite celebrities to interact with each other. The company's platform offers co-branded affinity cards which consist of various user rewards and other special benefits, enabling card users to have special interactions with their favorite musicians, influencers, athletes, and creators or celebrities via Facetime calls, cameos, concert tickets, listening parties, and merch.
- Jan 2023Seed$5M
#10
Series B · Miami, Florida · founded 2010$23Mraised▾
Moocho provides a free closed-loop, mobile payment wallet to college students, enabling them to pay with their phone for everyday purchases at area merchants, while integrating offers and loyalty rewards. The technology used by Moocho is based on Authorize.net, a VISA company. The company is currently active at 10 college campuses around the U.S.
- Aug 2019Series B$23M
#11
Seed · Miami, Florida · founded 2021 · 5 employees$4.8Mraised▾
Digital bank for gamers. It offers banking and investment services to individuals. Its services include digital accounts, debit and credit cards for online/offline purchases, bill payments, money transfers, and more. It features rewards on purchases, trading services, and more.
- Apr 2022Seed$4.8M
#12
Seed · Miami, Florida · founded 2018 · 2 employees$7.4Mraised▾
Wallet-based payment solution for consumers. It allows users to exchange, send, and save gold as well as US dollars. Users need to download Coro and complete identity verification, connect to regular bank account, transfer funds from bank to Coro account, exchange any amount of US dollars for gold, and finally send & receive payments in gold and US dollars. Its app is available for both android and IOS devices.
- Aug 2020Post IPO$5.9M
- Feb 2019Seed$25K
- Aug 2018Seed$766.7K
- Jun 2018Seed$666.7K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Digital Payments is moving in the United States
A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,534 United States-affiliated papers.
- Film Independent35
- Community Partners26
- Tufts University24
- Federal Reserve22
- University of Washington21
- Payment system4→23
- Mobile payment18→28
- Payment service provider5→14
- Financial services1→8
- Financial transaction1→8
- Mobile payment62→120
- Financial inclusion10→54
- Payment service provider4→41
- Financial services10→45
- Database transaction9→34
- Financial inclusion23→46
- Financial services23→38
- Cryptocurrency8→19
- Transparency (behavior)1→11
- Database transaction11→20
Where digital payments is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing digital payments patents in the United States
United States digital payments patent filing is cooling — 1,412 filings from 1,167 assignees (2016–2025), led by Mastercard International, VISA INT Service ASS, Paypal; annual filings 189→106.
- Mastercard International310
- VISA INT Service ASS111
- Paypal81
- VISA USA63
- Intuit45
- EBAY45
- BANK Of America44
- IBM44
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.