Radar · Payments in United Kingdom
Best Payments Companies in United Kingdom
The 941 best Payments companies in United Kingdom in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Finastra.
By Riya SenguptaFinancials
941companies tracked
$19.4Bdisclosed funding
10unicorns
305have raised
The United Kingdom's Payments sector has enough disclosed capital behind it to demand serious attention: here's a ranked directory of 941 companies, ordered by equity funding and recent momentum. Collectively they've pulled in $19.4B, with 10 unicorns in the mix and a global market that sits around $511.9B and is forecast to reach $847.6B by 2027 at an 8.9% CAGR. TrueLayer leads the funding table at $322M raised. Paymentology follows at $175M, Moniepoint at $166M. Those three alone tell you where institutional conviction is concentrating, and the presence of HSBC alongside Techstars and Y Combinator on the active-investor list signals that legacy finance isn't watching from the sidelines.
So what's actually moving the needle right now? Payment API development and open banking integration are the themes drawing fresh capital, and Primer's recent Series C push into AI infrastructure shows exactly how founders are pitching the next layer of the stack. Gaps in regulation remain a structural wildcard you'll want to factor in when sizing any opportunity here. I'd call this cohort one of the more financially substantive directories we track, not because of the unicorn count, but because the funding distribution runs deep past the top names.
Sources & further reading
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FLIAR INTELLIGENCE · PAYMENTS × UNITED KINGDOM
Our analysis of 50 Payments companies
$13.6b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
50companies analysed
98%cloud-native stacks
2021funding peak (by rounds)
8unicorns
2018median founding year
1.3Mcombined LinkedIn audience
37%of audience held by top 3
5companies hiring publicly (12 mo)
Ranked: Best Payments companies in United Kingdom
| # | Company | Disclosed funding | Last round | Employees | Founded | Tech stack | Web popularity | Market signals (1y) | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Finastra Provider of financial software solutions for lending, payments, and universal banking 83Partners top 14%Talent top 17%Innovation top 27%Market top 28% All 13 signals ▾Partnerstop 14% Talenttop 17% Innovationtop 27% Markettop 28% Fundingtop 28% Techtop 29% Newstop 33% Producttop 33% Fin. healthtop 39% AItop 45% Moattop 48% Globalbottom 45% Growthbottom 43% Partners: 6 contract events in 12 mo · Named contractor/client in 6 deals Talent: 5 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 83/100 | $5.3B | 34 mo ago | 1,890 | 2017 | DrupalApple iCloud MailMicrosoft 365+33 | Top 5M | 31 signals Leadership · New product · Contracts | — |
| 2 | Checkout.com 🦄 Provider of digital payment processing services for online merchant transactions 84Market top 21%Moat top 22%Tech top 25%Global top 25% All 11 signals ▾Markettop 21% Moattop 22% Techtop 25% Globaltop 25% Fin. healthtop 26% Producttop 29% Fundingtop 30% Growthtop 33% Innovationtop 39% Talentbottom 49% Newsbottom 22% Market: 194 employees (top 18% of Payments) · Revenue ~$379M Moat: Editorial + unicorn rating 10/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 84/100 | $1.8B | 53 mo ago | 194 | 2012 | WebflowCart FunctionalityApple iCloud Mail+30 | Top 500k | — | — |
| 3 | Capital On Tap Provider of business credit cards, employee cards, and savings accounts 57Customers top 18%Tech top 30%Moat top 31%Funding top 32% All 12 signals ▾Customerstop 18% Techtop 30% Moattop 31% Fundingtop 32% Talenttop 35% Growthtop 36% Partnerstop 45% Markettop 47% Producttop 47% Globalbottom 46% Newsbottom 27% Fin. healthbottom 17% Customers: Play-Store rating 4.71★ across 7,838 ratings (1 apps) · Review volume +27% in 6 mo Tech: 46 technologies across 5/8 capability areas · Cloud: Azure, Cloudflare rank vs industry peers · Fliar Intelligence Index 57/100 | $1.2B | 43 mo ago | 224 | 2012 | Apple iCloud MailNode.jsFirebase+25 | Top 500k | — | — |
| 4 | Teya 🦄 Provider of card payment terminals and integrated business financial software 82Tech top 23%Moat top 26%Talent top 28%Global top 33% All 10 signals ▾Techtop 23% Moattop 26% Talenttop 28% Globaltop 33% Fin. healthtop 33% Fundingtop 34% Growthtop 34% Customerstop 35% Markettop 38% Producttop 46% Tech: 61 technologies across 6/8 capability areas · Cloud: Amazon Ses, Amazon Web Services Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 82/100 | $845M | 54 mo ago | 30 | 2019 | Cart FunctionalityFramer SitesReact+25 | Top 1M | — | — |
| 5 | Rapyd 🦄 Provider of financial infrastructure for processing payments and issuing cards 93Fin. health top 20%Funding top 23%Tech top 23%Market top 24% All 10 signals ▾Fin. healthtop 20% Fundingtop 23% Techtop 23% Markettop 24% Growthtop 26% Moattop 26% Talenttop 28% Globaltop 33% Producttop 41% Newsbottom 27% Fin. health: Revenue ~$55.5M (FY2023) · Net margin 60.6% Funding: Raised $778M across 7 rounds · 7 rounds over 7 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 93/100 | $778M | 15 mo ago | 863 | 2016 | WordPressProton MailApple iCloud Mail+46 | Top 1M | — | 1 award |
| 6 | GoCardless 🦄 Provider of automated bank payment collection and recurring billing services 84Partners top 18%Market top 22%Tech top 25%Moat top 26% All 11 signals ▾Partnerstop 18% Markettop 22% Techtop 25% Moattop 26% Fin. healthtop 28% Newstop 29% Fundingtop 33% Talenttop 35% Growthtop 39% Producttop 46% Globaltop 48% Partners: 0 partnership announcements in 12 mo (7 in 24 mo) · Marquee-customer mentions: top 8% of tracked companies Market: 881 employees (top 8% of Payments) · Revenue ~$201M rank vs industry peers · Fliar Intelligence Index 84/100 | $540M | 52 mo ago | 881 | 2011 | SentryZendeskApple iCloud Mail+23 | Top 100k | 13 signals Earnings · M&A · Leadership | 2 partnerships · 1 award |
| 7 | PPRO 🦄 Provider of infrastructure for processing various regional electronic payment methods 69Tech top 26%Moat top 26%News top 27%Product top 28% All 11 signals ▾Techtop 26% Moattop 26% Newstop 27% Producttop 28% Fundingtop 29% Globaltop 30% Markettop 32% Innovationtop 41% Talenttop 42% Fin. healthtop 45% Growthbottom 40% Tech: 56 technologies across 6/8 capability areas · Cloud: Amazon Ses, Amazon Web Services Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 69/100 | $463M | 27 mo ago | 117 | 2006 | WordPressProton MailApple iCloud Mail+37 | Top 5M | 4 signals Leadership · New product | 1 launch · 2 partnerships |
| 8 | Quantexa 🦄 Developer of decision intelligence software for data analysis and management 78AI top 25%Funding top 26%Tech top 28%News top 28% All 14 signals ▾AItop 25% Fundingtop 26% Techtop 28% Newstop 28% Moattop 28% Growthtop 30% Producttop 30% Talenttop 31% Innovationtop 36% Patentstop 36% Markettop 40% Globaltop 40% Partnersbottom 35% Fin. healthbottom 29% AI: Classified as an AI company · Holds AI/ML patents (G06N-family CPC) Funding: Raised $371M across 6 rounds · 6 rounds over 9 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 78/100 | $371M | 15 mo ago | 552 552 → 893 (+62%) | 2016 | StoryblokApple iCloud MailMicrosoft 365+30 | Top 5M | 5 signals ▲67% New product · Contracts · Leadership | 1 partnership · 3 awards |
| 9 | TrueLayer 🦄 Open banking platform enabling secure bank-to-bank payments and payouts 82Tech top 20%Funding top 21%Moat top 26%Market top 27% All 11 signals ▾Techtop 20% Fundingtop 21% Moattop 26% Markettop 27% Growthtop 28% Newstop 30% Fin. healthtop 33% Producttop 33% Globaltop 42% Innovationbottom 46% Partnersbottom 46% Tech: 55 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Ses Funding: Raised $322M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 82/100 | $322M | 3 mo ago | 372 | 2016 | StoryblokRadix UIReact+30 | Top 100k | 8 signals Regulatory · M&A · New product | — |
| 10 | Form3 Provider of cloud-based merchant acquiring solutions for banks 64Funding top 30%Moat top 31%Innovation top 33%Product top 36% All 11 signals ▾Fundingtop 30% Moattop 31% Innovationtop 33% Producttop 36% Fin. healthtop 39% Markettop 40% Growthtop 40% Techbottom 49% Talentbottom 49% Newsbottom 39% Globalbottom 39% Funding: Raised $278M across 8 rounds · 8 rounds over 9 yrs (0.9/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 64/100 | $278M | 32 mo ago | 217 217 → 229 (+6%) | 2016 | PrismicSentryApple iCloud Mail+15 | Top 10M | 4 signals ▼56% Funding | 2 awards |
| 11 | Curve Provider of digital wallet software consolidating multiple payment card accounts 60Funding top 27%Moat top 31%Tech top 34%Market top 36% All 12 signals ▾Fundingtop 27% Moattop 31% Techtop 34% Markettop 36% Producttop 42% Customerstop 44% Growthtop 45% Globaltop 45% Fin. healthtop 50% Talentbottom 49% Innovationbottom 41% Patentsbottom 38% Funding: Raised $275M across 12 rounds · 12 rounds over 11 yrs (1.1/yr) Moat: Editorial + unicorn rating 8/10 · IP moat: 6 patents rank vs industry peers · Fliar Intelligence Index 60/100 | $275M | 15 mo ago | 200 200 → 257 (+28%) | 2015 | ButterCMSUNIXTailwind CSS+19 | Top 1M | — | — |
| 12 | Dojo Provider of card payment solutions, hardware, and related business services 82Tech top 10%Funding top 21%Growth top 32%Product top 37% All 8 signals ▾Techtop 10% Fundingtop 21% Growthtop 32% Producttop 37% Markettop 38% Talenttop 38% Moattop 42% Globalbottom 32% Tech: 73 technologies across 7/8 capability areas · Cloud: Amazon Web Services, Cloudflare Funding: Raised $190M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 82/100 | $190M | 12 mo ago | 394 | 2019 | StoryblokApple iCloud MailGoogle Workspace+26 | Top 500k | — | 1 launch |
| 13 | Paymentology Provider of payment solutions including card issuing and processing services 48Funding top 28%Tech top 29%Growth top 30%News top 34% All 8 signals ▾Fundingtop 28% Techtop 29% Growthtop 30% Newstop 34% Producttop 47% Moattop 48% Globalbottom 37% Marketbottom 24% Funding: Raised $175M across 1 rounds · 1 rounds over 8 yrs (0.1/yr) Tech: 51 technologies across 6/8 capability areas · Cloud: Amazon Ses, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 48/100 | $175M | 1 mo ago | 8 | 2015 | HubSpot CMS HubApple iCloud MailMicrosoft 365+33 | Top 5M | 7 signals ▲75% Leadership · Announcements | 1 job opening · 2 awards |
| 14 | Moniepoint 🦄 Provider of integrated financial services for businesses and individuals 89Customers top 8%Tech top 9%Funding top 21%Market top 25% All 11 signals ▾Customerstop 8% Techtop 9% Fundingtop 21% Markettop 25% Moattop 26% Innovationtop 31% Newstop 31% Producttop 31% Talenttop 38% Growthtop 40% Globalbottom 47% Customers: Play-Store rating 4.65★ across 492,525 ratings (3 apps) Tech: 80 technologies across 7/8 capability areas · Cloud: Cloudflare, Google Cloud rank vs industry peers · Fliar Intelligence Index 89/100 | $166M | 7 mo ago | 1,000 | 2019 | Apple iCloud MailGoogle WorkspaceTypeScript+28 | Top 10k | 27 signals Funding · M&A · Hiring | — |
| 15 | Token Provider of account-to-account payment infrastructure, variable recurring payments, and data solutions 60Funding top 26%Moat top 31%Market top 36%Global top 39% All 9 signals ▾Fundingtop 26% Moattop 31% Markettop 36% Globaltop 39% Techtop 40% Producttop 40% Talentbottom 49% Growthbottom 48% Customersbottom 22% Funding: Raised $90.2M across 4 rounds · 4 rounds over 9 yrs (0.4/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 60/100 | $90M | 12 mo ago | 98 | 2015 | SentryAtlassian StatuspageZendesk+13 | Top 100k | — | 2 awards |
| 16 | Yonder Online platform to discover & book outdoor tours 60Funding top 25%Talent top 28%Growth top 35%Tech top 35% All 8 signals ▾Fundingtop 25% Talenttop 28% Growthtop 35% Techtop 35% Moattop 42% Producttop 46% Globalbottom 43% Marketbottom 37% Funding: Raised $81.4M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 60/100 | $81M | 14 mo ago | 15 | 2020 | WebflowSentryBootstrap+22 | Top 5M | — | — |
| 17 | Primer Provider of unified infrastructure for payment acceptance, routing, and reconciliation 62Growth top 21%Funding top 27%Moat top 31%Fin. health top 41% All 8 signals ▾Growthtop 21% Fundingtop 27% Moattop 31% Fin. healthtop 41% Techtop 46% Talentbottom 49% Marketbottom 42% Globalbottom 39% Growth: Revenue +463% YoY · Fresh capital in last 24 mo Funding: Raised $73.9M across 6 rounds · 6 rounds over 7 yrs (0.9/yr) rank vs industry peers · Fliar Intelligence Index 62/100 | $74M | 1 mo ago | 61 | 2019 | Webflow EcommerceWebflowApple iCloud Mail+29 | Top 5M | — | 1 launch |
| 18 | Napier Provider of an AI platform for anti-money laundering compliance 40Moat top 35%Talent top 37%News top 42%Fin. health top 42% All 12 signals ▾Moattop 35% Talenttop 37% Newstop 42% Fin. healthtop 42% Growthtop 45% Producttop 46% Fundingtop 48% Marketbottom 47% Techbottom 44% Globalbottom 40% Patentsbottom 38% Innovationbottom 30% Moat: Editorial + unicorn rating 8/10 · IP moat: 3 patents Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 40/100 | $57M | 29 mo ago | 29 | 2018 | WebflowTypekitLinkedin Insight Tag+16 | Top 5M | 3 signals ▲50% Leadership | 1 launch · 2 awards |
| 19 | Apron Provider of accounts payable automation platform for businesses and accountants 24Funding top 33%Growth top 35%Tech top 38%Product top 46% All 9 signals ▾Fundingtop 33% Growthtop 35% Techtop 38% Producttop 46% Talentbottom 49% Globalbottom 39% Marketbottom 19% Newsbottom 18% Fin. healthbottom 12% Funding: Raised $50.5M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 24/100 | $50M | 20 mo ago | 5 | 2022 | Node.jsFirebaseStitches+17 | Top 1M | — | 1 launch |
| 20 | Pockit Debit cards for consumers 42Funding top 30%Moat top 31%Tech top 33%Customers top 39% All 11 signals ▾Fundingtop 30% Moattop 31% Techtop 33% Customerstop 39% Producttop 40% Talentbottom 49% Growthbottom 44% Marketbottom 42% Fin. healthbottom 42% Globalbottom 37% Newsbottom 21% Funding: Raised $50.0M across 10 rounds · 10 rounds over 13 yrs (0.8/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 42/100 | $50M | 3 mo ago | 53 53 → 54 (+2%) | 2010 | Webflow EcommerceWebflowApple iCloud Mail+28 | Top 500k | — | 1 partnership · 1 award |
| 21 | APEXX Provider of a platform for payment orchestration and transaction processing 53Funding top 32%Tech top 33%Growth top 35%Talent top 38% All 7 signals ▾Fundingtop 32% Techtop 33% Growthtop 35% Talenttop 38% Moattop 39% Globalbottom 45% Marketbottom 29% Funding: Raised $47.4M across 5 rounds · 5 rounds over 9 yrs (0.6/yr) Tech: 40 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare rank vs industry peers · Fliar Intelligence Index 53/100 | $47M | 4 mo ago | 21 | 2015 | ContentfulApple iCloud MailGoogle Workspace+22 | Top 10M | — | 1 job opening · 3 awards |
| 22 | AccessPay Cloud based payment automation and cash management solutions for businesses 60Innovation top 34%Funding top 34%Tech top 37%Product top 37% All 10 signals ▾Innovationtop 34% Fundingtop 34% Techtop 37% Producttop 37% Moattop 39% Newstop 42% Fin. healthtop 46% Markettop 48% Growthtop 49% Globalbottom 37% Innovation: 8 product lines Funding: Raised $44.4M across 9 rounds · 9 rounds over 13 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 60/100 | $44M | 24 mo ago | 74 74 → 154 (+108%) | 2012 | WordPressSentryZendesk+34 | Top 5M | — | 1 partnership · 1 award |
| 23 | CellPoint Digital Provider of payment orchestration platform and related payment optimisation services 45Moat top 31%Tech top 37%Funding top 39%Talent top 48% All 9 signals ▾Moattop 31% Techtop 37% Fundingtop 39% Talenttop 48% Marketbottom 49% Growthbottom 46% Globalbottom 43% Fin. healthbottom 41% Newsbottom 34% Moat: Editorial + unicorn rating 8/10 · Soonicorn Tech: 31 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 45/100 | $39M | 18 mo ago | 183 | 2007 | Node.jsGSAPVue.js+25 | Top 10M | 3 signals ▼84% Leadership · Announcements | 1 partnership |
| 24 | Moment Provider of payment solutions for businesses 55Growth top 30%Funding top 32%Talent top 38%Tech top 47% All 6 signals ▾Growthtop 30% Fundingtop 32% Talenttop 38% Techtop 47% Marketbottom 39% Globalbottom 39% Growth: Web rank 50,000,000 → 10,000,000 YoY Funding: Raised $37.5M · 3 rounds over 4 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $38M | 26 mo ago | — | 2022 | Squarespace CommerceCart FunctionalitySquarespace+13 | Top 10M | — | — |
| 25 | Sokin App-based payment cards for Forex 48Tech top 19%Funding top 27%News top 36%Growth top 40% All 10 signals ▾Techtop 19% Fundingtop 27% Newstop 36% Growthtop 40% Moattop 48% Producttop 49% Partnersbottom 43% Talentbottom 41% Globalbottom 37% Marketbottom 28% Tech: 60 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $31.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 48/100 | $31M | 4 mo ago | 11 | 2019 | Webflow EcommerceCart FunctionalityWebflow+30 | Top 5M | 16 signals Funding · Contracts · Leadership | 1 job opening · 1 launch · 1 partnership |
| 26 | Keyless Developer of biometric authentication platform providing passwordless multi-factor authentication solutions 48Funding top 32%Innovation top 33%Product top 33%Global top 42% All 10 signals ▾Fundingtop 32% Innovationtop 33% Producttop 33% Globaltop 42% Talenttop 43% Growthtop 48% Moattop 48% Newsbottom 47% Techbottom 46% Marketbottom 29% Funding: Raised $26.0M across 8 rounds · 8 rounds over 8 yrs (1.0/yr) Innovation: 10 product lines rank vs industry peers · Fliar Intelligence Index 48/100 | $26M | 16 mo ago | 15 | 2018 | StoryblokZohoNode.js+17 | Top 10M | 4 signals ▼33% Funding · Leadership · M&A | — |
| 27 | Glint Mobile wallet for gold currency 27Customers top 31%Funding top 35%Tech top 36%Product top 46% All 10 signals ▾Customerstop 31% Fundingtop 35% Techtop 36% Producttop 46% Talentbottom 49% Growthbottom 45% Globalbottom 45% Marketbottom 23% Fin. healthbottom 22% Newsbottom 21% Customers: Play-Store rating 4.40★ across 2,151 ratings (1 apps) · Review volume +15% in 6 mo Funding: Raised $25.2M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) rank vs industry peers · Fliar Intelligence Index 27/100 | $25M | 6 mo ago | 23 | 2015 | StoryblokSkolengoNode.js+30 | Top 5M | — | — |
| 28 | OpenPayd Platform providing businesses with access to banking and payment solutions 64Tech top 28%News top 34%Growth top 35%Funding top 42% All 7 signals ▾Techtop 28% Newstop 34% Growthtop 35% Fundingtop 42% Talenttop 42% Markettop 44% Globalbottom 30% Tech: 43 technologies across 5/8 capability areas · Cloud: Cloudflare News: 2 BI events in 12 mo (of 12 tracked, 2 types) · Top themes: Leadership rank vs industry peers · Fliar Intelligence Index 64/100 | $25M | 22 mo ago | 89 89 → 211 (+137%) | 2015 | WordPressApple iCloud MailMicrosoft 365+27 | Top 5M | — | 2 partnerships · 2 awards |
| 29 | Recast Online platform offering to stream sports and entertainment content 62Growth top 28%Tech top 37%Funding top 39%Product top 46% All 8 signals ▾Growthtop 28% Techtop 37% Fundingtop 39% Producttop 46% Moattop 48% Markettop 50% Globalbottom 37% Newsbottom 34% Growth: Web rank 5,000,000 → 1,000,000 YoY · Fresh capital in last 24 mo Tech: 39 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 62/100 | $24M | 23 mo ago | 54 | 2018 | WebflowAmazon Web ServicesHubSpot+21 | Top 1M | — | — |
| 30 | Monet Money Invoice payment acceptance tool for businesses 9Funding top 38%Tech bottom 46%Global bottom 32%Market bottom 15% All 4 signals ▾Fundingtop 38% Techbottom 46% Globalbottom 32% Marketbottom 15% Funding: Raised $22.9M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Tech: 19 technologies across 4/8 capability areas · Cloud: Amazon Ses, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 9/100 | $23M | 10 mo ago | 1 | 2020 | Radix UIReactReact Router+16 | Top 50M | — | — |
| 31 | Ben Prepaid cards for employee benefits 74Tech top 26%Growth top 27%Funding top 33%Product top 34% All 10 signals ▾Techtop 26% Growthtop 27% Fundingtop 33% Producttop 34% Talenttop 38% Fin. healthtop 39% Moattop 39% AItop 45% Marketbottom 43% Globalbottom 39% Tech: 40 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon Ses Growth: Revenue +59% YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 74/100 | $21M | 6 mo ago | 27 | 2019 | Webflow EcommerceWebflowGSAP+31 | Top 5M | — | — |
| 32 | TeamFeepay Payment and membership management solutions for clubs 53Growth top 25%News top 26%Tech top 33%Funding top 41% All 8 signals ▾Growthtop 25% Newstop 26% Techtop 33% Fundingtop 41% Talentbottom 49% Productbottom 48% Marketbottom 37% Globalbottom 32% Growth: Fresh capital in last 24 mo News: 5 BI events in 12 mo (of 5 tracked, 2 types) · 3 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 53/100 | $12M | 4 mo ago | 15 | 2018 | WordPressApple iCloud MailMicrosoft 365+37 | Top 500k | 5 signals Funding · Hiring | — |
| 33 | Kody Provider of in-person payment solutions for businesses 40Growth top 35%Funding top 50%Tech bottom 49%Talent bottom 49% All 6 signals ▾Growthtop 35% Fundingtop 50% Techbottom 49% Talentbottom 49% Marketbottom 38% Globalbottom 37% Growth: Fresh capital in last 24 mo Funding: Raised $10.6M across 5 rounds · 5 rounds over 6 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 40/100 | $11M | 19 mo ago | 41 | 2018 | Cart FunctionalityApple iCloud MailGoogle Workspace+11 | Top 10M | — | — |
| 34 | Currensea Provider of multi-currency debit card 48Customers top 23%Partners top 32%Tech top 35%Growth top 36% All 11 signals ▾Customerstop 23% Partnerstop 32% Techtop 35% Growthtop 36% Talenttop 37% Newstop 39% Moattop 39% Fundingtop 46% Productbottom 42% Globalbottom 37% Marketbottom 27% Customers: Play-Store rating 4.71★ across 2,817 ratings (1 apps) Partners: 2 partnership announcements in 12 mo (2 in 24 mo) rank vs industry peers · Fliar Intelligence Index 48/100 | $11M | 23 mo ago | 14 | 2017 | HubSpot CMS HubBootstrapAmazon Web Services+29 | Top 5M | 3 signals Leadership | 2 expansions |
| 35 | AbbeyCross Provider of a network for cross-border payments and foreign exchange 21Funding top 37%Talent top 38%Tech bottom 47%Global bottom 37% All 5 signals ▾Fundingtop 37% Talenttop 38% Techbottom 47% Globalbottom 37% Marketbottom 19% Funding: Raised $10.2M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 21/100 | $10M | 19 mo ago | 7 | 2021 | WixSentryApple iCloud Mail+13 | Top 50M | — | — |
| 36 | SAPI Lending as a service platform for business financing 40Talent top 38%Funding top 40%Growth top 45%Moat top 48% All 7 signals ▾Talenttop 38% Fundingtop 40% Growthtop 45% Moattop 48% Techbottom 43% Marketbottom 40% Globalbottom 36% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $9.6M across 3 rounds · 3 rounds over 2 yrs (1.5/yr) rank vs industry peers · Fliar Intelligence Index 40/100 | $10M | 6 mo ago | 50 | 2019 | WordPressMySQLPHP+26 | Top 10M | — | — |
| 37 | VibePay Provider of a platform for managing payments and financial interactions 24Funding top 40%Tech top 43%Product top 47%Growth bottom 42% All 7 signals ▾Fundingtop 40% Techtop 43% Producttop 47% Growthbottom 42% Globalbottom 37% Marketbottom 28% Newsbottom 24% Funding: Raised $8.0M across 2 rounds · 2 rounds over 6 yrs (0.3/yr) Tech: 24 technologies across 4/8 capability areas · Cloud: Cloudflare, Google Cloud rank vs industry peers · Fliar Intelligence Index 24/100 | $8M | 19 mo ago | 14 | 2005 | WebflowApple iCloud MailGoogle Workspace+11 | Top 10M | — | — |
| 38 | Ssvsmartpay Online payment platform for businesses 24Product top 47%Funding top 48%Talent bottom 49%Global bottom 34% All 4 signals ▾Producttop 47% Fundingtop 48% Talentbottom 49% Globalbottom 34% Product: 2 published apps (608 installs) · Company stage: Series A Funding: Raised $6.6M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 24/100 | $7M | 14 mo ago | — | 2014 | — | — | — | — |
| 39 | Diesta Provider of agentic payment processing platform for the insurance industry 14Moat top 38%Funding top 43%Talent bottom 48%Global bottom 37% All 6 signals ▾Moattop 38% Fundingtop 43% Talentbottom 48% Globalbottom 37% Marketbottom 25% Newsbottom 14% Moat: Editorial + unicorn rating 4/10 · 1 curated direct competitors tracked Funding: Raised $5.9M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 14/100 | $6M | 20 mo ago | 6 | 2022 | — | — | — | 1 launch · 1 partnership |
| 40 | acquired.com Provider of payment solutions for optimising online and recurring commerce 45Talent top 28%Tech top 32%Product top 43%Growth top 48% All 10 signals ▾Talenttop 28% Techtop 32% Producttop 43% Growthtop 48% Moattop 48% Innovationbottom 48% Fundingbottom 47% Globalbottom 37% Marketbottom 36% Newsbottom 24% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Tech: 52 technologies across 5/8 capability areas · Cloud: Cloudflare, Google Cloud rank vs industry peers · Fliar Intelligence Index 45/100 | $5M | 20 mo ago | 15 | 2016 | WordPressMySQLPHP+24 | Top 1M | — | 1 award |
| 41 | Yetipay.me POS payment processing solution for businesses 16Talent top 38%Tech top 46%Funding bottom 49%Global bottom 30% All 5 signals ▾Talenttop 38% Techtop 46% Fundingbottom 49% Globalbottom 30% Marketbottom 18% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Tech: 24 technologies across 5/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 16/100 | $5M | 11 mo ago | 4 | 2017 | WebflowMicrosoft Advertisingcore-js+21 | Top 10M | — | — |
| 42 | nsave Multi-currency accounts and investment service provider 53Growth top 29%Customers top 31%Tech top 36%Innovation top 40% All 11 signals ▾Growthtop 29% Customerstop 31% Techtop 36% Innovationtop 40% Fundingtop 42% Moattop 48% Talentbottom 49% Productbottom 47% Globalbottom 45% Marketbottom 28% Newsbottom 18% Growth: Web rank 500,000 → 1,000,000 YoY · App-install growth +285% YoY Customers: Play-Store rating 4.29★ across 4,075 ratings (1 apps) rank vs industry peers · Fliar Intelligence Index 53/100 | $4M | 17 mo ago | 6 | 2022 | SentryNode.jsRadix UI+15 | Top 500k | — | — |
| 43 | Ryft Provider of payment solutions for online marketplaces and platform businesses 50Talent top 28%Tech top 29%Growth top 35%News top 39% All 8 signals ▾Talenttop 28% Techtop 29% Growthtop 35% Newstop 39% Fundingtop 47% Moattop 48% Globalbottom 45% Marketbottom 25% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Tech: 43 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 50/100 | $4M | 8 mo ago | 5 | 2021 | WebflowAmazon Web ServicesGSAP+26 | Top 5M | 3 signals ▲200% M&A · Funding | 1 job opening |
| 44 | Ralio Provider of payment rails integration for artificial intelligence agents payments 35Talent top 38%Funding top 41%AI top 45%Global top 45% All 6 signals ▾Talenttop 38% Fundingtop 41% AItop 45% Globaltop 45% Techbottom 39% Marketbottom 25% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $2.5M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 35/100 | $2M | 2 mo ago | — | 2025 | Framer SitesApple iCloud MailReact+7 | Top 50M | — | 1 launch · 1 award |
| 45 | Payr Online platform allowing tenants to pay rent via credit card through a secure online platform 55Growth top 20%Talent top 28%Funding bottom 48%Global bottom 48% All 6 signals ▾Growthtop 20% Talenttop 28% Fundingbottom 48% Globalbottom 48% Techbottom 46% Marketbottom 37% Growth: Web rank 50,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 55/100 | $2M | 3 mo ago | — | 2023 | Node.jsBootstrapReact+16 | Top 5M | — | — |
| 46 | TiPJAR Provider of tipping solutions for restaurants 37Growth top 35%News top 37%Tech top 41%Funding top 50% All 9 signals ▾Growthtop 35% Newstop 37% Techtop 41% Fundingtop 50% Productbottom 48% Talentbottom 48% Customersbottom 42% Globalbottom 32% Marketbottom 31% Growth: Fresh capital in last 24 mo News: 3 BI events in 12 mo (of 4 tracked, 2 types) · Top themes: Funding, Leadership rank vs industry peers · Fliar Intelligence Index 37/100 | $2M | 2 mo ago | 15 | 2018 | WordPressApple iCloud MailMicrosoft 365+22 | Top 5M | 3 signals Funding · Leadership | — |
| 47 | incard Debit cards for individuals, e-commerce, entrepreneurs, dropshippers, and influencers 35Talent top 28%Tech top 33%Funding top 48%Product bottom 48% All 6 signals ▾Talenttop 28% Techtop 33% Fundingtop 48% Productbottom 48% Globalbottom 39% Marketbottom 24% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated Tech: 33 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 35/100 | $1M | 4 mo ago | 11 | 2020 | SentryApple iCloud MailGoogle Workspace+21 | Top 10M | — | — |
| 48 | StraitPay Fintech company offering a digital payment platform 35Tech top 29%Growth top 35%Talent bottom 49%Funding bottom 42% All 7 signals ▾Techtop 29% Growthtop 35% Talentbottom 49% Fundingbottom 42% Productbottom 40% Marketbottom 25% Globalbottom 25% Tech: 25 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 35/100 | $1M | 12 mo ago | — | 2022 | TypeScriptGraphQLAmazon Web Services+12 | Top 50M | — | — |
| 49 | Zavo Fintech startup that offers a payment platform for businesses 45Growth top 28%Funding top 45%Talent top 45%Tech top 47% All 7 signals ▾Growthtop 28% Fundingtop 45% Talenttop 45% Techtop 47% Productbottom 40% Globalbottom 36% Marketbottom 22% Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo Funding: Raised $500k across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $500K | 9 mo ago | — | 2022 | Framer SitesReactStripe+14 | Top 10M | — | — |
| 50 | Ampere Diversified payment processing solution for businesses 48Customers top 25%Talent top 28%Growth top 35%Tech top 42% All 8 signals ▾Customerstop 25% Talenttop 28% Growthtop 35% Techtop 42% Fundingbottom 44% Productbottom 40% Globalbottom 37% Marketbottom 31% Customers: Play-Store rating 4.66★ across 1,884 ratings (1 apps) Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 48/100 | $405K | 11 mo ago | 25 | 2022 | Node.jsYouTubeReact+21 | Top 50M | — | — |
Top 12 Payments companies in United Kingdom
#1
Series E · London, England · founded 2016 · 372 employees$322.5Mraised▾
Series E · London, England · founded 2016 · 372 employees
Open banking platform enabling secure bank-to-bank payments and payouts. It helps merchants reduce reliance on card networks by offering direct bank payment solutions, improving transaction success rates, lowering processing costs, and supporting seamless checkout and payout experiences across industries such as ecommerce, travel, gaming, and financial services.
Fliar Intelligence Index™ 82how this company ranks against its industry peers
Tech
top 20%Funding
top 21%Moat
top 26%Market
top 27%Growth
top 28%News
top 30%Tech: 55 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Ses · Devops: Envoy
Funding: Raised $322M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) · Last round Series E (Feb 2026)
Moat: Editorial + unicorn rating 9/10 · Unicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 64k LinkedIn followers — 4.9% of this cohort's audience
Funding rounds
- Feb 2026Series E—
- Oct 2024Series E$50M
- Sep 2021Series E$130M
- Apr 2021Series D$70M
Investors
Tencent, Temasek, Northzone, Anthemis Group, Visa, Connect Ventures
Tech stack
AhrefsAmazon S3Amazon SesAmazon Web ServicesCloudflareCloudflare Bot Management
#2
Series A · London, England · founded 2015 · 8 employees$175Mraised▾
Series A · London, England · founded 2015 · 8 employees
Provider of payment solutions including card issuing and processing services. The platform supports debit, prepaid, credit, virtual, and hybrid card programs. Services include tokenization, risk management, fraud prevention, and digital wallet integration. The company offers data intelligence, a client portal, and a decision engine.
Fliar Intelligence Index™ 48how this company ranks against its industry peers
Funding
top 28%Tech
top 29%Growth
top 30%News
top 34%Product
top 47%Moat
top 48%Funding: Raised $175M across 1 rounds · 1 rounds over 8 yrs (0.1/yr) · Last round Series A (May 2026)
Tech: 51 technologies across 6/8 capability areas · Cloud: Amazon Ses, Amazon Web Services · Devops: Nginx
Growth: Fresh capital in last 24 mo
Audience (LinkedIn): 56k LinkedIn followers — 4.3% of this cohort's audience
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Customer Support Engineer
Activity (LinkedIn): 2 awards announced in 12 mo
Funding rounds
- May 2026Series A$175M
- Oct 2018Seed—
Investors
Microsoft Accelerator, Apis Partners, Aspirity Partners
Tech stack
Amazon SesAmazon Web ServicesApple Icloud MailAutopilotCdnjsCloudflare
#3
Series C · London, England · founded 2019 · 61 employees$73.9Mraised▾
Series C · London, England · founded 2019 · 61 employees
Provider of unified infrastructure for payment acceptance, routing, and reconciliation. The platform allows businesses to connect various payment services through a single integration. It offers tools for optimizing payment flows, including dynamic routing and fallback options. The infrastructure provides visibility across the payment stack, enabling tracking and analysis of transactions.
Fliar Intelligence Index™ 62how this company ranks against its industry peers
Growth
top 21%Funding
top 27%Moat
top 31%Fin. health
top 41%Tech
top 46%Talent
bottom 49%Growth: Revenue +463% YoY · Fresh capital in last 24 mo
Funding: Raised $73.9M across 6 rounds · 6 rounds over 7 yrs (0.9/yr) · Last round Series C (May 2026)
Moat: Editorial + unicorn rating 8/10 · Soonicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 44k LinkedIn followers — 3.3% of this cohort's audience · 40 engagements/post (2.1× cohort median)
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- May 2026Series C$100M
- Nov 2023Series B—
- Oct 2021Series B$50M
- Nov 2020Series A$18.6M
Founders & team
Investors
Balderton Capital, Seedcamp, Speedinvest, Kima Ventures, Tencent, Accel
Tech stack
Amazon CloudfrontAmazon Web ServicesApple Icloud MailCart FunctionalityCloudflareCloudflare Bot Management
#4
Series C · London, England · founded 2010 · 53 employees$50Mraised▾
Series C · London, England · founded 2010 · 53 employees
Pockit provides debit cards for consumers. It can be used for services such as money transfers, cash withdrawal, online/offline payments, and more. It provides an account to monitor expenses & building credits.
Fliar Intelligence Index™ 42how this company ranks against its industry peers
Funding
top 30%Moat
top 31%Tech
top 33%Customers
top 39%Product
top 40%Talent
bottom 49%Funding: Raised $50.0M across 10 rounds · 10 rounds over 13 yrs (0.8/yr) · Last round Conventional Debt (Mar 2026)
Moat: Editorial + unicorn rating 8/10 · Soonicorn · 9 curated direct competitors tracked
Tech: 46 technologies across 5/8 capability areas · Cloud: Azure, Cloudflare · Devops: Envoy
Audience (LinkedIn): 9k LinkedIn followers
Activity (LinkedIn): 1 partnerships · 1 awards (incl. Lisa!) announced in 12 mo
Funding rounds
- Mar 2026Conventional Debt—
- Aug 2023Series C$10M
- Feb 2021Series B$1.4M
- Jun 2020Series B$20.1M
Founders & team
Investors
Puma Private Equity, The North East Development Capital Fund, Concentric, Maven Capital Partners, Anchorgate Management, ERMAK Group
Tech stack
Apple Icloud MailAppsflyerAzureAzure Edge NetworkAzure MonitorBootstrap
#5
Series B · London, England · founded 2015 · 21 employees$47.4Mraised▾
Series B · London, England · founded 2015 · 21 employees
Provider of a platform for payment orchestration and transaction processing. The platform offers intelligent routing, decline cascading, and cost routing. It integrates alternative payment methods, digital wallets, and bank transfers. The platform also provides consolidated reporting and data analytics for payment insights.
Fliar Intelligence Index™ 53how this company ranks against its industry peers
Funding
top 32%Tech
top 33%Growth
top 35%Talent
top 38%Moat
top 39%Global
bottom 45%Funding: Raised $47.4M across 5 rounds · 5 rounds over 9 yrs (0.6/yr) · Last round Series B (Feb 2026)
Tech: 40 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare · Devops: Varnish
Growth: Fresh capital in last 24 mo
Audience (LinkedIn): 14k LinkedIn followers
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Data Engineer
Activity (LinkedIn): 3 awards announced in 12 mo
Funding rounds
- Feb 2026Series B$10M
- Feb 2023Series B$25M
- Jun 2020Grant (prize money)—
- Jan 2020Series A$8M
Founders & team
Investors
Forward Partners, Alliance Venture, MMC Ventures, Gov, Ukri, Finch Capital
Tech stack
Amazon Web ServicesApple Icloud MailCivicCloudflareCloudflare Bot ManagementContentful
#6
Series C · London, England · founded 2019 · 1000 employees$165.5Mraised▾
Series C · London, England · founded 2019 · 1000 employees
Provider of integrated financial services for businesses and individuals. It offers a comprehensive platform encompassing payments processing, banking solutions, credit facilities, and business management tools. These services are designed to streamline financial operations and facilitate growth for its clientele. The platform aims to provide seamless access to essential financial resources.
Fliar Intelligence Index™ 89how this company ranks against its industry peers
Customers
top 8%Tech
top 9%Funding
top 21%Market
top 25%Moat
top 26%Innovation
top 31%Customers: Play-Store rating 4.65★ across 492,525 ratings (3 apps)
Tech: 80 technologies across 7/8 capability areas · Cloud: Cloudflare, Google Cloud · Devops: Envoy
Funding: Raised $166M across 4 rounds · 4 rounds over 7 yrs (0.6/yr) · Last round Series C (Oct 2025)
Audience (LinkedIn): 229k LinkedIn followers — 17.5% of this cohort's audience
Funding rounds
- Oct 2025Series C$90M
- Jan 2025Series C—
- Oct 2024Series C$110M
- Aug 2022Series B$50M
Founders & team
Investors
Novastar Ventures, Global Ventures, Oui Capital, Soma Capital, FMO, Kepple Africa Ventures
Tech stack
AngularAnimate.CssAnt DesignApolloApple Icloud MailBootstrap
#7
Rapyd 🦄Series F · London, England · founded 2016 · 863 employees$778Mraised▾
Rapyd 🦄
Series F · London, England · founded 2016 · 863 employees
Provider of financial infrastructure for processing payments and issuing cards. This platform enables businesses to accept various payment methods, manage multi-currency accounts, and facilitate cross-border fund transfers. It provides tools for virtual account management, payout distribution, and card issuance. The infrastructure integrates into existing applications to support commerce and financial operations.
Fliar Intelligence Index™ 93how this company ranks against its industry peers
Fin. health
top 20%Funding
top 23%Tech
top 23%Market
top 24%Growth
top 26%Moat
top 26%Fin. health: Revenue ~$55.5M (FY2023) · Net margin 60.6% · Revenue +218% YoY
Funding: Raised $778M across 7 rounds · 7 rounds over 7 yrs (1.0/yr) · Last round Series F (Mar 2025)
Tech: 68 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Nginx, Varnish
Audience (LinkedIn): 127k LinkedIn followers — 9.7% of this cohort's audience
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- Mar 2025Conventional Debt$250M
- Mar 2025Series F$250M
- Aug 2021Series E$300M
- Jan 2021Series D$300M
Founders & team
Investors
Tal Capital, General Catalyst, Stripe, Target Global, IGNIA, Coatue
Tech stack
AddsearchAlpine.JsAmazon CloudfrontAmazon S3Amazon Web ServicesAnimate.Css
#8
Series B · London, England · founded 2019 · 11 employees$31Mraised▾
Series B · London, England · founded 2019 · 11 employees
App-based payment cards for Forex. It offers an NFC-enabled prepaid card that enables users to exchange multiple currencies and perform global payments. It features IBAN accounts, virtual wallets, and more. The application is available on Android and iOS platforms. The application is available on Android and iOS platforms.
Fliar Intelligence Index™ 48how this company ranks against its industry peers
Tech
top 19%Funding
top 27%News
top 36%Growth
top 40%Moat
top 48%Product
top 49%Tech: 60 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Varnish
Funding: Raised $31.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) · Last round Conventional Debt (Jan 2026)
News: 16 BI events in 12 mo (of 40 tracked, 6 types) · -6% YoY · 15 high-value events (IPO/M&A/funding/contracts) in 12 mo
Audience (LinkedIn): 24k LinkedIn followers
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Head of Legal - APAC Product Manager, APAC Expansion, Senior Fullstack Engineer
Activity (LinkedIn): 1 product launches · 1 partnerships · 1 awards (incl. Professional Triathletes Organisation) announced in 12 mo
Funding rounds
- Jan 2026Conventional Debt$100M
- Dec 2025Series B$50M
- Jan 2025Conventional Debt$15M
- Jul 2024Series A$31M
Founders & team
Investors
Morgan Stanley, BlackRock, Prysm Capital, Watershed, Aurum Partners, May Capital
Tech stack
Amazon SesAmazon Web ServicesAngularAnimate.CssCart FunctionalityClickcease
#9
Quantexa 🦄Series F · London, England · founded 2016 · 552 employees$371.1Mraised▾
Quantexa 🦄
Series F · London, England · founded 2016 · 552 employees
Developer of decision intelligence software for data analysis and management. This platform connects fragmented data sources to reveal relationships between entities. It utilizes graph analytics and artificial intelligence to automate decision-making processes across various sectors. The software assists in financial crime prevention, risk management, and customer intelligence by unifying siloed datasets into a single foundation. It provides tools for data quality assessment, lineage tracking, and the creation of reusable data products to support analytical models. The technology enables organizations to ground automated agents in real-world context for improved operational efficiency and investigation accuracy.
Fliar Intelligence Index™ 78how this company ranks against its industry peers
AI
top 25%Funding
top 26%Tech
top 28%News
top 28%Moat
top 28%Growth
top 30%AI: Classified as an AI company · Holds AI/ML patents (G06N-family CPC) · Product described with: artificial intelligence
Funding: Raised $371M across 6 rounds · 6 rounds over 9 yrs (0.7/yr) · Last round Series F (Mar 2025)
Tech: 42 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Observability: Microsoft Clarity, Sentry
Audience (LinkedIn): 124k LinkedIn followers — 9.5% of this cohort's audience
Activity (LinkedIn): 1 partnerships · 3 awards (incl. Databricks) announced in 12 mo
Funding rounds
- Mar 2025Series F$175M
- Mar 2023Series E$129M
- Jul 2021Series D$154.1M
- Jul 2020Series C$64.7M
Founders & team
Investors
Albion Capital Group, HSBC, Accenture, Warburg Pincus, Dawn Capital, AlbionVC
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesApple Icloud MailBabelCloudflare
#10
Series B · London, England · founded 2015 · 23 employees$25.2Mraised▾
Series B · London, England · founded 2015 · 23 employees
Mobile wallet for gold currency. It is a semi-closed mobile wallet that lets users invest in gold. Users can top-up the wallet through a card transaction and purchase gold at the current bullion rate. Users can then pay for services with the app that dynamically tracks their gold investment. It provides an option to exchange between multiple currencies and transfer funds amongst users. It is FCA-approved.
Fliar Intelligence Index™ 27how this company ranks against its industry peers
Customers
top 31%Funding
top 35%Tech
top 36%Product
top 46%Talent
bottom 49%Growth
bottom 45%Customers: Play-Store rating 4.40★ across 2,151 ratings (1 apps) · Review volume +15% in 6 mo
Funding: Raised $25.2M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) · Last round Series B (Dec 2025)
Tech: 36 technologies across 5/8 capability areas · Cloud: Amazon Ses, Amazon Web Services · Devops: Envoy
Funding rounds
- Dec 2025Series B$1M
- Jun 2021Series B$579.3K
- May 2021Series B$1.5M
- Nov 2020Series B$3.3M
Founders & team
Investors
Sprott Asset Management, Tokyo Commodity Exchange, Venture Laboratory Investment, Bray Capital, Marlow, Karaweik Capital
Tech stack
AdjustAmazon SesAmazon Web ServicesApache TomcatCdnjsCloudflare
#11
Acquired · London, England · founded 2015 · 200 employees$275.1Mraised▾
Acquired · London, England · founded 2015 · 200 employees
Provider of digital wallet software consolidating multiple payment card accounts. This application allows users to link various financial cards into a single interface for transaction management. The software enables users to switch payment sources for past transactions and provides tools for managing foreign currency exchanges. Additional features include automated card switching for declined transactions and installment payment options for specific purchases. The system integrates with mobile devices and wearable technology to facilitate contactless payments at retail locations.
Fliar Intelligence Index™ 60how this company ranks against its industry peers
Funding
top 27%Moat
top 31%Tech
top 34%Market
top 36%Product
top 42%Customers
top 44%Funding: Raised $275M across 12 rounds · 12 rounds over 11 yrs (1.1/yr) · Last round Series C (Mar 2025)
Moat: Editorial + unicorn rating 8/10 · IP moat: 6 patents · Soonicorn
Tech: 43 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Security: Hsts, Http/3
Audience (LinkedIn): 63k LinkedIn followers — 4.8% of this cohort's audience
Hiring (LinkedIn): 2 hiring posts in 12 mo (public) · hiring: AML Specialist, CTF Specialist
Activity (LinkedIn): 1 product launches · 2 partnerships (incl. Infact) announced in 12 mo
Funding rounds
- Mar 2025Series C$47.9M
- Jun 2024Series C—
- Sep 2023Series C$71.8M
- May 2021Series C$13.9M
Founders & team
Investors
Gauss Ventures, CreditEase, IDC Ventures, Outward, Seedcamp, Speedinvest
Tech stack
Amazon CloudfrontAmazon S3Amazon SesAmazon Web ServicesAmplitudeAstro
#12
Late Stage · London, England · founded 2019 · 394 employees$190Mraised▾
Late Stage · London, England · founded 2019 · 394 employees
Provider of card payment solutions, hardware, and related business services. It offers in-person, remote, and online payment processing. The business provides card machines, payment links, and online payment options. It also offers bookings and virtual queue platforms, data intelligence, and business funding solutions.
Fliar Intelligence Index™ 82how this company ranks against its industry peers
Tech
top 10%Funding
top 21%Growth
top 32%Product
top 37%Market
top 38%Talent
top 38%Tech: 73 technologies across 7/8 capability areas · Cloud: Amazon Web Services, Cloudflare · Devops: Nginx
Funding: Raised $190M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) · Last round PE (May 2025)
Growth: Headcount 269 → 394 (+46%) across vintages · Fresh capital in last 24 mo
Audience (LinkedIn): 79k LinkedIn followers — 6.0% of this cohort's audience
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- May 2025PE$190M
Founders & team
Investors
Vitruvian Partners
Tech stack
AmplitudeApolloApple Icloud MailAstroAuraBootstrap
Funding & investor landscape
$19.4Btotal disclosed funding
282companies funded
706disclosed rounds
4rounds last 90 days
Most active investors
Techstars14 rounds
Y Combinator9 rounds
Accel7 rounds
Notable founders
Paul Anthony
Co-founder · Primer
Bharat Jatania
Founder · Pockit
Peter Keenan
Co-Founder & CEO · APEXX
Rodney Bain
Founder & President · APEXX
Felix Ike
Co-Founder & CTO · Moniepoint
Tosin Eniolorunda
Co-Founder & CEO · Moniepoint
Omer Priel
Co-Founder · Rapyd
Arik Shtilman
Co-Founder & CEO · Rapyd
Vroon Modgill
Founder and CEO · Sokin
Laura Hutton
Co-Founder& CCO · Quantexa
Jamie Hutton
Co-Founder & CTO · Quantexa
Jason Cozens
Co-Founder & CEO · Glint
Prism market signals · United Kingdom · country-scoped Prism corpus, 1,450,138 docs
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · United Kingdom
How research on Digital Payments is moving in the United Kingdom
A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 498 United Kingdom-affiliated papers.
research sentiment over time
200820172026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and steady — the enthusiastic (strongly-positive) share moved 30% → 31% across 2008–2026.
top research entities
- University of Oxford37
- Brunel University of London25
- University College London24
- London School of Economics and Political Science18
- Swansea University13
leading researchers
Yogesh K. Dwivedi · Gheorghiță Ghinea · Deogratius Joseph Mhella · Michael D. Williams · Martin Chalkley · Emmanuel Mogaji · Pardis Pourghomi · Mostafa Mohamad
▲
Breakthroughs62 · 12%
▲ 10%→13% share
▲1.3× share momentum0 median citations53% since 2021mostly methods-led
Mobile payment research surged from 8 to 14 papers, driving Breakthroughs field-share from 10% to 13% in UK digital payments.
rising sub-themes (early→recent)
- Mobile payment8→14
- Mobile device1→6
- Database transaction1→4
Landmark NFC Mobile Transactions and Authentication Based on GSM Network · 74 cites
◆
Advancements158 · 32%
▲ 31%→35% share
▲1.1× share momentum2 median citations54% since 2021mostly empirical
Mobile payment advancements nearly doubled (29→50 papers) while FinTech and Structural equation modeling emerged as brand-new sub-topics.
rising sub-themes (early→recent)
- Mobile payment29→50
- Marketing4→12
- Developing country1→8
- Financial services1→5
- Financial inclusion2→6
Newly emergingStructural equation modeling 0→9 · FinTech 0→7 · Financial transaction 0→6
Landmark Enjoyment and social influence: predicting mobile payment adoption · 401 cites
▼
Concerns193 · 39%
▼ 44%→36% share
▼0.8× share momentum2 median citations46% since 2021mostly empirical
Financial inclusion concern papers more than doubled (7→18), intensifying alongside newly emerging FinTech and Financial literacy risk research.
rising sub-themes (early→recent)
- Financial inclusion7→18
- Financial services8→14
- Developing country1→7
- Inclusion (mineral)1→7
- Financial transaction1→7
Newly emergingFinTech 0→7 · Financial literacy 0→5
Landmark Mobile banking and economic development: linking adoption, impact, and use · 472 cites
RESEARCH HOTSPOTS · United Kingdom
Where digital payments is researched across United Kingdom
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
London108 · +0.13
Oxford43 · +0.20
Manchester14 · -0.02
Edinburgh11 · +0.33
Bristol9 · -0.19
Glasgow5 · +0.14
PATENT SIGNAL · United Kingdom
Who's filing digital payments patents in the United Kingdom
United Kingdom digital payments patent filing is cooling — 117 filings from 156 assignees (2016–2025), led by VISA Europe, Gelliner, Mastercard International; annual filings 18→6.
117 filings156 assigneespeak 18/yr2016–2025
filing momentum (YoY 2016–2025)
top patent filers
- VISA Europe47
- Gelliner41
- Mastercard International20
- Barclays BANK17
- Payfont10
- Garrett Duncan10
- VAN DE Velde EDDY Lodewijk HOR9
- Smets Patrik9
Common questions
How many Payments companies are there in United Kingdom?
Radar tracks 941 indexable Payments companies headquartered in United Kingdom that meet our profile-completeness bar.
What is the total funding raised by Payments companies in United Kingdom?
The Payments companies in United Kingdom on this list have raised a combined $19.4B in disclosed equity funding across 282 funded companies.
Which is the highest-funded Payments company in United Kingdom?
Finastra is the highest-funded Payments company in United Kingdom, with $5.3B in disclosed equity funding.
How many Payments companies in United Kingdom are funded?
282 of the 941 Payments companies in United Kingdom on this list have disclosed at least one equity funding round.
How many Payments unicorns are there in United Kingdom?
10 Payments companies in United Kingdom on this list are valued at $1B or more.
Who are the top investors in United Kingdom Payments companies?
The most active investors in United Kingdom Payments companies on this list include Techstars, Seedcamp, Y Combinator, HSBC, SFC Capital.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.