Radar · Payments in United States
Best Payments Companies in United States
The 3019 best Payments companies in United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Stripe.
By Riya SenguptaFinancials
3019companies tracked
$50.4Bdisclosed funding
29unicorns
998have raised
Ranking the top Payments companies across the United States by disclosed equity funding, this directory tracks 3,019 firms carrying a combined $50.4 billion in disclosed capital, 29 of them unicorns. The global market sat at roughly $511.9 billion in 2022 and is forecast to reach $847.6 billion by 2027 at an 8.9% CAGR, driven by open banking, blockchain adoption, and contactless payment trends. Gaps in regulation still create real asymmetry in how fast different players can move, and that's worth keeping in mind as you scan the list.
The revenue picture is what I find most clarifying here. Across 23 validated filers, median revenue lands at $166 million with 8% YoY growth, and the combined pool hits $27.6 billion. But the distribution is brutal. American Express Co pulled $10.5 billion at 9% growth, Mastercard Inc $8.3 billion at 13%, and Global Payments Inc $3.0 billion at a sharp 23% clip. Net income gaps are starker still: Mastercard's $4.1 billion profit is 328 times the sector median of $13 million. On the funding side, recent AI infrastructure bets in global payments signal where venture dollars are moving next. Ramp leads our directory at $1.4 billion raised, with Airwallex close behind at $1.1 billion.
Sources & further reading
- Bitcoin Hack News: Attackers Drain $7M Bitcoin From Odin.fun in Liquidity Exploi
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- MARKET ANALYSIS
FLIAR INTELLIGENCE · PAYMENTS × UNITED STATES
Our analysis of 50 Payments companies
$20.7b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
50companies analysed
100%cloud-native stacks
2025funding peak (by rounds)
15unicorns
2017median founding year
3.5Mcombined LinkedIn audience
62%of audience held by top 3
8companies hiring publicly (12 mo)
Ranked: Best Payments companies in United States
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Market signals (1y) | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Stripe 🦄 Provider of financial infrastructure solutions for revenue growth and payment processing 93Patents top 10%Market top 11%Innovation top 17%Funding top 17% All 13 signals ▾Patentstop 10% Markettop 11% Innovationtop 17% Fundingtop 17% Moattop 18% Customerstop 20% Partnerstop 22% Producttop 24% Globaltop 25% Techtop 30% Growthtop 38% Newstop 39% Talenttop 48% Patents: 677 patents matched (strict assignee match) · 592 filings since 2022 vs 83 in 2017-21 Market: 5,904 employees (top 3% of Payments) · Top-10,000 web property rank vs industry peers · Fliar Intelligence Index 93/100 | $9.8B | 26 mo ago | Series I | 5,904 | John Collison Co-Founder & President | Cart FunctionalitySentryApple iCloud Mail+17 | 16 signals ▼59% Contracts · M&A · Announcements | 677 patents Online payment processing, fraud detection, and identity/authentication services for digital commerce | 1 launch |
| 2 | Ramp 🦄 Provider of a platform for spend management, corporate cards, and payables 90Customers top 9%Funding top 11%Tech top 18%Growth top 25% All 11 signals ▾Customerstop 9% Fundingtop 11% Techtop 18% Growthtop 25% Markettop 26% Moattop 26% Talenttop 28% Producttop 29% Innovationtop 42% Patentsbottom 46% Globalbottom 39% Customers: App rating 4.8★ (623 reviews) · Review volume +92% in 6 mo Funding: Raised $1.4B across 14 rounds · 14 rounds over 7 yrs (2.0/yr) rank vs industry peers · Fliar Intelligence Index 90/100 | $1.4B | 7 mo ago | Series E | 930 | Eric Glyman Co-Founder & CEO | SentryZendeskApple iCloud Mail+44 | — | 13 patents Optimizing and securing chunked video streaming with speech‑to‑text indexing and merging | 1 launch |
| 3 | Brex 🦄 Provider of financial software platform, cards, banking, expense, and accounting 87Funding top 15%Moat top 18%Patents top 20%Innovation top 22% All 12 signals ▾Fundingtop 15% Moattop 18% Patentstop 20% Innovationtop 22% Customerstop 24% Techtop 25% Talenttop 28% Newstop 29% Markettop 37% Growthtop 38% Producttop 41% Globaltop 47% Funding: Raised $1.2B across 11 rounds · 11 rounds over 9 yrs (1.2/yr) Moat: Editorial + unicorn rating 10/10 · IP moat: 128 patents rank vs industry peers · Fliar Intelligence Index 87/100 | $1.2B | 17 mo ago | Acquired | 67 | Henrique Dubugras Founder and Chairman | Amazon WebstoreSentryApple iCloud Mail+37 | 10 signals ▲25% M&A · New product | 128 patents Real-time financial data pipelines, synchronization, and alert management for fintech platforms | 1 launch |
| 4 | Airwallex 🦄 Provider of multi-currency business accounts, global payments, and spend management 89Funding top 18%Tech top 20%Talent top 22%Growth top 24% All 13 signals ▾Fundingtop 18% Techtop 20% Talenttop 22% Growthtop 24% Innovationtop 25% Producttop 26% Moattop 26% Partnerstop 28% Globaltop 30% Markettop 34% Newstop 34% Customerstop 37% Fin. healthtop 49% Funding: Raised $1.1B across 14 rounds · 14 rounds over 10 yrs (1.4/yr) Tech: 87 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare rank vs industry peers · Fliar Intelligence Index 89/100 | $1.1B | 6 mo ago | Series G | 1,400 | Jacob Dai Co-Founder & CTO | SentryZendeskApple iCloud Mail+41 | 49 signals Announcements · Leadership · M&A | — | 1 launch |
| 5 | Wright Express Provider of fleet management, employee benefits, and business payment solutions 87Tech top 18%Funding top 20%Product top 20%Market top 23% All 11 signals ▾Techtop 18% Fundingtop 20% Producttop 20% Markettop 23% Innovationtop 23% Fin. healthtop 23% Moattop 30% Newstop 34% Customerstop 43% Growthbottom 46% Globalbottom 46% Tech: 78 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare Funding: Raised $1.1B across 3 rounds · 3 rounds over 10 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 87/100 | $1.1B | 13 mo ago | Public | 6,100 | — | WordPressSentryApple iCloud Mail+31 | 16 signals ▼27% Earnings · Leadership · Board | — | — |
| 6 | SumUp 🦄 Provider of card payment terminals and point of sale systems 83Funding top 17%Tech top 17%News top 20%Global top 25% All 12 signals ▾Fundingtop 17% Techtop 17% Newstop 20% Globaltop 25% Customerstop 26% Talenttop 26% Moattop 28% Growthtop 34% Producttop 37% Markettop 43% Innovationtop 43% Patentsbottom 31% Funding: Raised $994M across 12 rounds · 12 rounds over 14 yrs (0.9/yr) Tech: 78 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Ses rank vs industry peers · Fliar Intelligence Index 83/100 | $994M | 12 mo ago | Series E | 7 | Petter Made Co-Founder | Amazon WebstoreContentfulSentry+34 | 10 signals ▲100% Leadership · IPO · New product | 6 patents Secure POS hardware add‑ons and tamper‑resistant security features for payment terminals | — |
| 7 | Corpay Provider of payment automation and expense management software solutions 87Product top 17%Tech top 20%Funding top 21%Fin. health top 21% All 12 signals ▾Producttop 17% Techtop 20% Fundingtop 21% Fin. healthtop 21% Markettop 32% Innovationtop 33% Talenttop 38% Moattop 40% Growthtop 43% AItop 45% Globalbottom 49% Customersbottom 46% Product: 9 distinct product lines · 4 published apps (63.6k installs) Tech: 84 technologies across 6/8 capability areas · Cloud: Akamai, Amazon Cloudfront rank vs industry peers · Fliar Intelligence Index 87/100 | $646M | 13 mo ago | Public | — | Ron Clarke CEO | ContentfulApple iCloud MailNode.js+40 | — | — | — |
| 8 | Bilt Rewards 🦄 SaaS-driven reward-based rental management solution for residential properties 84Customers top 9%Tech top 12%Funding top 16%Moat top 26% All 10 signals ▾Customerstop 9% Techtop 12% Fundingtop 16% Moattop 26% Talenttop 28% Markettop 35% Growthtop 42% Producttop 46% Globalbottom 45% Newsbottom 19% Customers: Play-Store rating 4.60★ across 41,000 ratings (1 apps) · Review volume +55% in 6 mo Tech: 61 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 84/100 | $558M | 11 mo ago | Series B | 111 | David Wyler Co-Founder & Chief Business Officer | SentryZendeskApple iCloud Mail+32 | — | — | 2 launchs · 2 partnerships |
| 9 | Tipalti 🦄 Cloud-based procurement and invoice management solutions for businesses 76Funding top 16%Moat top 26%Tech top 29%Market top 30% All 11 signals ▾Fundingtop 16% Moattop 26% Techtop 29% Markettop 30% Growthtop 38% Talenttop 38% Producttop 41% Globaltop 42% Innovationtop 46% Newstop 46% Customersbottom 39% Funding: Raised $553M across 8 rounds · 8 rounds over 12 yrs (0.7/yr) Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 76/100 | $553M | 8 mo ago | Series F | 288 | Oren Zeev Co-Founder & Chairman | WordPress Site EditorWordPressMySQL+22 | 4 signals ▼20% Funding | — | — |
| 10 | Jeeves 🦄 Digital company offering payment and corporate financial cards 78Funding top 16%Growth top 25%Moat top 26%Market top 32% All 9 signals ▾Fundingtop 16% Growthtop 25% Moattop 26% Markettop 32% Globaltop 36% Newstop 37% Producttop 46% Customersbottom 43% Talentbottom 41% Funding: Raised $380M across 7 rounds · 7 rounds over 6 yrs (1.2/yr) Growth: Web rank 5,000,000 → 500,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 78/100 | $380M | 6 mo ago | Series C | 237 | Dileep Thazhmon Founder & CEO | — | 4 signals ▲33% Funding · Leadership | — | 1 job opening |
| 11 | Rain 🦄 Stablecoin-powered cards and payments infrastructure for a fluid financial system 72Funding top 14%Moat top 32%Talent top 38%Market top 43% All 6 signals ▾Fundingtop 14% Moattop 32% Talenttop 38% Markettop 43% Globalbottom 48% Techbottom 43% Funding: Raised $308M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Moat: Unicorn · 9 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 72/100 | $308M | 5 mo ago | Series C | — | Charles Naut Co-Founder | WebflowVimeoGSAP+14 | — | — | 3 launchs · 3 partnerships · 1 award |
| 12 | Feedzai 🦄 Provider of an AI-native platform for fraud and financial crime prevention 92News top 15%Funding top 16%Product top 21%Moat top 26% All 12 signals ▾Newstop 15% Fundingtop 16% Producttop 21% Moattop 26% Markettop 28% Growthtop 29% AItop 30% Techtop 31% Globaltop 31% Innovationtop 32% Talenttop 38% Partnerstop 40% News: 8 BI events in 12 mo (of 24 tracked, 5 types) · +700% YoY Funding: Raised $282M across 6 rounds · 6 rounds over 15 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 92/100 | $282M | 8 mo ago | Series E | 597 | Pedro Bizarro Co-Founder & CSO | WordPressApple iCloud MailGoogle Workspace+24 | 8 signals ▲700% Funding · Contracts | — | — |
| 13 | DailyPay 🦄 Financial wellness and earned wage access platform that enables employees to access their earned pay on-demand 89Customers top 14%Funding top 15%Tech top 15%Growth top 25% All 12 signals ▾Customerstop 14% Fundingtop 15% Techtop 15% Growthtop 25% Markettop 31% Moattop 32% Newstop 36% Producttop 40% AItop 45% Innovationbottom 48% Patentsbottom 46% Globalbottom 45% Customers: Play-Store rating 4.72★ across 228,552 ratings (3 apps) · Review volume +16% in 6 mo Funding: Raised $264M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) rank vs industry peers · Fliar Intelligence Index 89/100 | $264M | 3 mo ago | Series D | 845 845 → 990 (+17%) | — | WordPressSentryApple iCloud Mail+52 | 14 signals ▲27% Leadership · Capital raise · Funding | 3 patents AI-driven payroll advance systems using machine learning for real-time earnings prediction | 1 award |
| 14 | PayNearMe Provider of platform facilitating payment acceptance, disbursement, and management services 78Funding top 19%Innovation top 31%Market top 34%Moat top 34% All 6 signals ▾Fundingtop 19% Innovationtop 31% Markettop 34% Moattop 34% Patentstop 35% Globaltop 49% Funding: Raised $213M across 11 rounds · 11 rounds over 17 yrs (0.6/yr) Innovation: 21 patents (top 23% of patent-holders) rank vs industry peers · Fliar Intelligence Index 78/100 | $213M | 9 mo ago | Series E | 242 | — | — | — | 21 patents Patents concentrated in computing, sensing & instrumentation | 1 partnership |
| 15 | Imprint 🦄 White label solutions for payment cards 69Funding top 16%Customers top 22%Moat top 26%Talent top 28% All 10 signals ▾Fundingtop 16% Customerstop 22% Moattop 26% Talenttop 28% Growthtop 30% Techtop 31% Producttop 36% Newstop 44% Globalbottom 43% Marketbottom 38% Funding: Raised $203M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) Customers: Play-Store rating 4.62★ across 7,085 ratings (1 apps) · Review volume +54% in 6 mo rank vs industry peers · Fliar Intelligence Index 69/100 | $203M | 5 mo ago | Series D | 3 | Gaurav Ahuja Co-Founder | SentryApple iCloud MailGoogle Workspace+17 | 3 signals ▲50% Funding | — | 1 partnership |
| 16 | Sift 🦄 Provider of an AI-powered platform for fraud detection and prevention 67Funding top 20%Product top 21%Moat top 32%Tech top 38% All 11 signals ▾Fundingtop 20% Producttop 21% Moattop 32% Techtop 38% Talenttop 38% Markettop 41% AItop 45% Growthtop 47% Innovationbottom 49% Globalbottom 39% Patentsbottom 36% Funding: Raised $161M across 9 rounds · 9 rounds over 28 yrs (0.3/yr) Product: 4 distinct product lines · Company stage: Series D rank vs industry peers · Fliar Intelligence Index 67/100 | $161M | 8 mo ago | Series D | 167 167 → 269 (+61%) | Jason Tan Co-Founder | WordPressMySQLMariaDB+35 | — | 4 patents Real-time fraud detection and risk scoring using predictive analytics and network security | — |
| 17 | Esusu 🦄 Online platform offering credit-building solutions through rent payment reporting 76Funding top 18%Tech top 24%Moat top 26%News top 33% All 10 signals ▾Fundingtop 18% Techtop 24% Moattop 26% Newstop 33% Growthtop 35% Talenttop 38% Markettop 40% Producttop 40% Customerstop 45% Globalbottom 36% Funding: Raised $145M across 9 rounds · 9 rounds over 8 yrs (1.1/yr) Tech: 56 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 76/100 | $145M | 6 mo ago | Series C | 179 | Samir Goel Co-Founder | WordPress Block EditorWordPressSentry+22 | 3 signals Funding · Capital raise | — | 1 launch |
| 18 | Aven 🦄 Credit cards backed by home equity for consumers 78Funding top 18%Customers top 21%Moat top 23%Tech top 29% All 13 signals ▾Fundingtop 18% Customerstop 21% Moattop 23% Techtop 29% Producttop 30% Growthtop 35% Patentstop 35% Innovationtop 37% Talenttop 38% Markettop 41% Partnerstop 41% Globalbottom 39% Newsbottom 14% Funding: Raised $142M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) Customers: Play-Store rating 4.66★ across 6,072 ratings (2 apps) · Review volume +98% in 6 mo rank vs industry peers · Fliar Intelligence Index 78/100 | $142M | 9 mo ago | Series E | 52 | Collin Wikman Co-Founder & Head of Design | SentryZendeskSalesforce+24 | — | 18 patents Secure, location‑aware, transient compute for payment card and digital signature verification | 1 launch |
| 19 | ZBDPay Provider of payment processing platform and related services for game developers 62Funding top 18%Talent top 28%Global top 45%Tech top 46% All 5 signals ▾Fundingtop 18% Talenttop 28% Globaltop 45% Techtop 46% Marketbottom 47% Funding: Raised $133M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 62/100 | $133M | 4 mo ago | Series C | — | Christian Moss Co-Founder | TurbopackApple iCloud MailNode.js+12 | — | — | — |
| 20 | Bold.co Provider of payment solutions for businesses 74Funding top 22%Tech top 24%Moat top 31%Growth top 32% All 8 signals ▾Fundingtop 22% Techtop 24% Moattop 31% Growthtop 32% Producttop 35% Markettop 39% Talentbottom 49% Globalbottom 38% Funding: Raised $130M across 4 rounds · 4 rounds over 10 yrs (0.4/yr) Tech: 60 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 74/100 | $130M | 8 mo ago | Series C | 598 | Jose Velez Founder & CEO | ShopifyCart FunctionalityApple iCloud Mail+26 | — | — | 1 job opening |
| 21 | Moov Provider of payment infrastructure enabling businesses to accept, store, send, and spend 37Funding top 21%Moat top 31%Growth top 35%Talent top 38% All 11 signals ▾Fundingtop 21% Moattop 31% Growthtop 35% Talenttop 38% Producttop 46% Patentsbottom 39% Globalbottom 37% Techbottom 35% Marketbottom 33% Innovationbottom 33% Newsbottom 22% Funding: Raised $125M across 7 rounds · 7 rounds over 6 yrs (1.2/yr) Moat: Editorial + unicorn rating 7/10 · IP moat: 11 patents rank vs industry peers · Fliar Intelligence Index 37/100 | $125M | 8 mo ago | Series B | 19 | Robert Smith Co-Founder & President | Apple iCloud MailGoogle WorkspaceSalesforce+9 | — | 11 patents Patents concentrated in electrical & electronics | — |
| 22 | SEON Provider of fraud prevention and AML compliance solutions and related services 64Growth top 21%Tech top 22%Funding top 30%Moat top 31% All 12 signals ▾Growthtop 21% Techtop 22% Fundingtop 30% Moattop 31% AItop 35% Newstop 36% Producttop 36% Globaltop 48% Talentbottom 48% Innovationbottom 46% Fin. healthbottom 43% Marketbottom 40% Growth: Revenue +224% YoY · Fresh capital in last 24 mo Tech: 49 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 64/100 | $107M | 9 mo ago | Series C | 20 | Bence Jendruszak Co-Founder & Chief Operating Officer | WordPress Block EditorWordPressApple iCloud Mail+29 | 4 signals ▲100% Funding · Leadership · New product | — | 1 launch |
| 23 | appcharge Provider of payments and direct-to-consumer monetization solutions for mobile games 80Growth top 15%News top 23%Funding top 24%Tech top 28% All 8 signals ▾Growthtop 15% Newstop 23% Fundingtop 24% Techtop 28% Talenttop 37% Moattop 40% Globaltop 42% Marketbottom 49% Growth: Web rank 5,000,000 → 100,000 YoY · Fresh capital in last 24 mo News: 7 BI events in 12 mo (of 9 tracked, 3 types) · +250% YoY rank vs industry peers · Fliar Intelligence Index 80/100 | $89M | 10 mo ago | Series B | 21 | Roei Barassi Co-Founder | WebflowCart FunctionalityApple iCloud Mail+25 | 7 signals ▲250% Leadership · Funding · Capital raise | — | 1 job opening |
| 24 | n3xt Provider of instant payment and settlement services for business-to-business transactions 22Funding top 29%Talent bottom 49%Tech bottom 40%Market bottom 31% All 5 signals ▾Fundingtop 29% Talentbottom 49% Techbottom 40% Marketbottom 31% Globalbottom 25% Funding: Raised $72.8M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 22/100 | $73M | 8 mo ago | Series A | — | Jeffrey Wallis Chief Executive Officer | WebflowGSAPEmotion+10 | — | — | — |
| 25 | Cardless Credit cards for consumers 53Funding top 22%Customers top 23%Tech top 31%Moat top 31% All 11 signals ▾Fundingtop 22% Customerstop 23% Techtop 31% Moattop 31% Talenttop 38% Producttop 40% Partnerstop 45% Growthbottom 47% Marketbottom 38% Globalbottom 37% Newsbottom 28% Funding: Raised $60.1M across 7 rounds · 7 rounds over 7 yrs (1.0/yr) Customers: Play-Store rating 4.66★ across 1,791 ratings (1 apps) · Review volume +669% in 6 mo rank vs industry peers · Fliar Intelligence Index 53/100 | $60M | 8 mo ago | Series C | 32 32 → 72 (+125%) | Michael Spelfogel Co-Founder & President | Node.jsMUIReact+21 | 3 signals ▼67% Funding | — | — |
| 26 | Paytient Healthcare prepaid cards for employers 69Customers top 22%Funding top 29%Moat top 31%Growth top 32% All 10 signals ▾Customerstop 22% Fundingtop 29% Moattop 31% Growthtop 32% Techtop 36% Talenttop 38% Producttop 46% Marketbottom 49% Globalbottom 44% Newsbottom 21% Customers: Play-Store rating 4.76★ across 1,386 ratings (1 apps) · Review volume +51% in 6 mo Funding: Raised $55.5M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 69/100 | $56M | 12 mo ago | Series B | 60 | Daniel Lynn Co-Founder & CTO | WebflowBootstrapGSAP+23 | — | — | — |
| 27 | Extend Provider of virtual credit cards and spend management platform for businesses 67Talent top 22%Funding top 25%Tech top 30%Growth top 31% All 11 signals ▾Talenttop 22% Fundingtop 25% Techtop 30% Growthtop 31% Moattop 31% Producttop 36% Innovationtop 40% Patentstop 45% Marketbottom 44% Customersbottom 41% Globalbottom 33% Talent: Analyst team rating 5/5 · 3 named leaders on record Funding: Raised $55.0M across 5 rounds · 5 rounds over 9 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $55M | 8 mo ago | Series B | 43 43 → 70 (+63%) | Andrew Jamison CEO and Co-Founder | WebflowApple iCloud MailGoogle Workspace+25 | — | 8 patents Patents concentrated in computing, sensing & instrumentation | 1 partnership |
| 28 | Yendo Financial securities-backed credit card 78AI top 15%Funding top 23%Talent top 23%Growth top 28% All 13 signals ▾AItop 15% Fundingtop 23% Talenttop 23% Growthtop 28% Customerstop 30% Techtop 33% Moattop 34% Newstop 42% Producttop 46% Patentstop 47% Innovationtop 50% Marketbottom 49% Globalbottom 32% AI: Holds AI/ML patents (G06N-family CPC) Funding: Raised $50.5M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) rank vs industry peers · Fliar Intelligence Index 78/100 | $51M | 3 mo ago | Series B | 43 | Vivek Garipalli Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+28 | 3 signals Funding | 18 patents Patents concentrated in electrical & electronics | — |
| 29 | Tilled Provider of payment facilitation platform for software vendors and SaaS companies 45Funding top 22%Moat top 39%Market top 48%Talent bottom 49% All 7 signals ▾Fundingtop 22% Moattop 39% Markettop 48% Talentbottom 49% Techbottom 42% Globalbottom 32% Newsbottom 18% Funding: Raised $36.7M across 9 rounds · 9 rounds over 6 yrs (1.5/yr) Moat: Editorial + unicorn rating 7/10 · 9 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 45/100 | $37M | 3 mo ago | Series B | 60 | Caleb Avery Founder & CEO | — | — | — | — |
| 30 | CertifID Fraud detection solution for businesses 50News top 24%Growth top 25%Funding top 28%Talent top 35% All 10 signals ▾Newstop 24% Growthtop 25% Fundingtop 28% Talenttop 35% Moattop 37% Techtop 40% Patentsbottom 44% Innovationbottom 40% Globalbottom 37% Marketbottom 29% News: 6 BI events in 12 mo (of 14 tracked, 3 types) · 2 high-value events (IPO/M&A/funding/contracts) in 12 mo Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 50/100 | $34M | 11 mo ago | Series C | 11 | Tyler Adams Co-Founder & CEO | WebflowCart FunctionalitySalesforce+21 | 6 signals Leadership · Capital raise · Funding | 6 patents Secure digital identity verification for electronic transactions and communications | 1 job opening |
| 31 | WeTravel Online platform for organizing group trips 78Tech top 19%Funding top 27%Talent top 28%Growth top 35% All 9 signals ▾Techtop 19% Fundingtop 27% Talenttop 28% Growthtop 35% Producttop 40% Markettop 42% Moattop 42% Newstop 49% Globalbottom 39% Tech: 67 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services Funding: Raised $34.0M across 3 rounds · 3 rounds over 8 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 78/100 | $34M | 9 mo ago | Series C | 158 | Johannes Koeppel Chief Product Officer / Co-Founder | SentryApple iCloud MailGoogle Workspace+30 | — | — | 1 launch |
| 32 | Rainforest Payment processing solution for businesses 55Growth top 23%Funding top 24%News top 31%Patents top 33% All 11 signals ▾Growthtop 23% Fundingtop 24% Newstop 31% Patentstop 33% Innovationtop 43% Moattop 43% Producttop 46% Talentbottom 49% Techbottom 40% Globalbottom 40% Marketbottom 38% Growth: 1 acquisition/expansion move in 24 mo · Fresh capital in last 24 mo Funding: Raised $28.5M across 4 rounds · 4 rounds over 3 yrs (1.3/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $28M | 9 mo ago | Series B | 38 | Joshua Silver Founder and CEO | WebflowSplidejQuery+11 | 4 signals ▲300% Funding | 38 patents AI-driven automated product testing and inspection systems for manufacturing quality control | 1 job opening · 1 launch |
| 33 | PortX Cloud-based transaction management platform for businesses 50Funding top 39%Moat top 39%Tech top 41%Growth top 42% All 9 signals ▾Fundingtop 39% Moattop 39% Techtop 41% Growthtop 42% Producttop 45% Innovationtop 46% Newstop 48% Marketbottom 46% Globalbottom 36% Funding: Raised $26.6M across 3 rounds · 3 rounds over 6 yrs (0.5/yr) Moat: Editorial + unicorn rating 7/10 · 9 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 50/100 | $27M | 7 mo ago | Series C | 78 | — | WordPressApple iCloud MailGoogle Workspace+35 | 3 signals ▲50% Funding | — | — |
| 34 | Neon Provider of an application that compensates users for phone call data 50Funding top 28%Talent bottom 45%Tech bottom 44%Global bottom 33% All 4 signals ▾Fundingtop 28% Talentbottom 45% Techbottom 44% Globalbottom 33% Funding: Raised $26.5M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 1 named leader on record rank vs industry peers · Fliar Intelligence Index 50/100 | $26M | 2 mo ago | Series A | — | Alex Kiam Founder & CEO | Framer SitesReactAmazon Web Services+9 | — | — | — |
| 35 | MagicCube Device security solutions for IoT applications 37Talent top 28%Funding top 31%Growth top 35%Moat top 37% All 11 signals ▾Talenttop 28% Fundingtop 31% Growthtop 35% Moattop 37% Producttop 49% Innovationbottom 44% Patentsbottom 44% Newsbottom 42% Globalbottom 39% Techbottom 32% Marketbottom 23% Talent: Analyst team rating 5/5 · 2 named leaders on record Funding: Raised $25.7M across 5 rounds · 5 rounds over 11 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $26M | 1 mo ago | Series B | 15 | Nancy Zayed Co-Founder & Chief Technology Officer | PrismicYouTubeAmazon Web Services+13 | — | 11 patents Patents concentrated in electrical & electronics | — |
| 36 | ZODL E Commerce Jobs Developer of a mobile wallet focused on private cryptocurrency transactions 42Funding top 31%Talent bottom 49%Global bottom 48%Tech bottom 43% All 4 signals ▾Fundingtop 31% Talentbottom 49% Globalbottom 48% Techbottom 43% Funding: Raised $25.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 42/100 | $25M | 3 mo ago | Seed | — | Josh Swihart Founder & CEO | WordPressMySQLPHP+21 | — | — | — |
| 37 | Bastion Provider of infrastructure for enterprises and institutions to manage stablecoins 62Growth top 17%News top 25%Funding top 35%Talent top 39% All 10 signals ▾Growthtop 17% Newstop 25% Fundingtop 35% Talenttop 39% Techtop 41% Innovationtop 45% Moattop 47% Globalbottom 46% Patentsbottom 45% Marketbottom 35% Growth: 5 acquisition/expansion moves in 24 mo · Fresh capital in last 24 mo News: 13 BI events in 12 mo (of 34 tracked, 6 types) · +333% YoY rank vs industry peers · Fliar Intelligence Index 62/100 | $25M | 8 mo ago | Seed | — | Nassim Eddequiouaq Co-Founder | SanityApple iCloud MailGoogle Workspace+24 | 13 signals ▲333% Leadership · M&A · Capital raise | 34 patents Wellbore pressure generation and tubular handling systems for oil and gas drilling | 1 job opening · 3 launchs |
| 38 | Fold Provider of a platform for earning bitcoin rewards and buying bitcoin 60Funding top 24%Tech top 25%Product top 28%Moat top 32% All 12 signals ▾Fundingtop 24% Techtop 25% Producttop 28% Moattop 32% Growthtop 34% Talenttop 38% Patentstop 42% Innovationtop 44% Customerstop 47% Newsbottom 45% Globalbottom 40% Marketbottom 35% Funding: Raised $20.1M across 6 rounds · 6 rounds over 7 yrs (0.9/yr) Tech: 65 technologies across 5/8 capability areas · Cloud: Akamai, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 60/100 | $20M | 9 mo ago | Public | 25 | Will Reeves Co-Founder & CEO | DrupalPHPBootstrap+25 | — | 23 patents Innovative pre-roll packaging, nanomaterial drug delivery, and advanced thermoplastic container designs. | — |
| 39 | VelaFi Operator of a platform for compliant and secure digital asset trading 48Talent top 23%Funding top 27%Tech bottom 48%Global bottom 48% All 5 signals ▾Talenttop 23% Fundingtop 27% Techbottom 48% Globalbottom 48% Marketbottom 37% Talent: 5 named leaders on record · 5 C-suite/founder profiles curated Funding: Raised $20.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 48/100 | $20M | 5 mo ago | Series B | — | Maggie Wu CEO & Co-Founder | Turbopackstyled-componentsNode.js+11 | — | — | 1 job opening · 1 launch |
| 40 | IoniaPay Fintech company that offers payment solutions for businesses 55Funding top 39%Talent top 45%Global bottom 33% All 3 signals ▾Fundingtop 39% Talenttop 45% Globalbottom 33% Funding: Raised $19.3M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Talent: 2 named leaders on record rank vs industry peers · Fliar Intelligence Index 55/100 | $19M | 7 mo ago | Series A | — | Marshall Greenwald Founder | — | — | — | — |
| 41 | Badge Online payment solutions for businesses 55Funding top 28%Talent top 28%Patents top 29%Innovation top 35% All 9 signals ▾Fundingtop 28% Talenttop 28% Patentstop 29% Innovationtop 35% Moattop 38% Techtop 42% Growthtop 45% Marketbottom 35% Globalbottom 35% Funding: Raised $17.1M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 55/100 | $17M | 3 mo ago | Series A | 20 | Tyler Jones Co-Founder & Head of Engineering | WebflowVimeoAmazon Web Services+26 | — | 54 patents Biometric public‑key authentication with privacy‑preserving, revocable credential mechanisms | — |
| 42 | Vori Provider of grocery point of sale and store operations software 57Tech top 27%Talent top 28%Funding top 30%Growth top 35% All 7 signals ▾Techtop 27% Talenttop 28% Fundingtop 30% Growthtop 35% Moattop 39% Marketbottom 32% Globalbottom 32% Tech: 53 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 57/100 | $15M | 1 mo ago | Series B | 19 | Robert Pinkerton Co-Founder & Chief Technology Officer | Cart FunctionalityWebflowQuill+34 | — | — | — |
| 43 | Chargeflow Provider of payment management software solutions to e-commerce businesses 69AI top 30%Funding top 32%Growth top 35%Talent top 38% All 9 signals ▾AItop 30% Fundingtop 32% Growthtop 35% Talenttop 38% Techtop 39% Moattop 39% Marketbottom 46% Newsbottom 38% Globalbottom 36% AI: Classified as an AI company · Product described with: ai-based Funding: Raised $14.0M across 4 rounds · 4 rounds over 3 yrs (1.3/yr) rank vs industry peers · Fliar Intelligence Index 69/100 | $14M | 6 mo ago | Series A | 58 | Ariel Chen Co-Founder & CEO | WebflowGSAPPayPal+37 | — | — | — |
| 44 | Efex Cross-border payment platform for businesses 27Talent top 38%Funding top 39%Tech top 45%Global bottom 37% All 5 signals ▾Talenttop 38% Fundingtop 39% Techtop 45% Globalbottom 37% Marketbottom 23% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $10.6M across 1 rounds · 1 rounds over 4 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 27/100 | $11M | 5 mo ago | Seed | 10 | Dimitri Zaninovich Co-Founder & CEO | Node.jsAnimate.cssReact+14 | — | — | — |
| 45 | PEX Card SaaS-based corporate card solutions for businesses 72Tech top 19%Customers top 26%Innovation top 28%Product top 29% All 10 signals ▾Techtop 19% Customerstop 26% Innovationtop 28% Producttop 29% Fundingtop 32% Moattop 39% Growthtop 45% Markettop 46% Talentbottom 49% Globalbottom 43% Tech: 75 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront Customers: Play-Store rating 4.58★ across 1,340 ratings (1 apps) · Review volume +31% in 6 mo rank vs industry peers · Fliar Intelligence Index 72/100 | $9M | 3 mo ago | Series D | 90 | Toffer Grant CEO / Founder | WordPressSentryAtlassian Statuspage+40 | — | — | 1 launch |
| 46 | Usedots Provider of platform for automating global payouts, onboarding, and tax compliance 42Funding top 36%Talent top 38%Tech top 44%Global bottom 48% All 5 signals ▾Fundingtop 36% Talenttop 38% Techtop 44% Globalbottom 48% Marketbottom 37% Funding: Raised $9.0M across 2 rounds · 2 rounds over 5 yrs (0.4/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 42/100 | $9M | 3 mo ago | Series A | — | Kartikye Mittal Co-Founder & CTO | Cart FunctionalityTailwind CSSPayPal+13 | — | — | — |
| 47 | Moon Card Developer of software and services for financial solutions technology enablement 37Funding top 42%Talent bottom 45%Global bottom 25% All 3 signals ▾Fundingtop 42% Talentbottom 45% Globalbottom 25% Funding: Raised $8.7M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record rank vs industry peers · Fliar Intelligence Index 37/100 | $9M | 4 mo ago | Series A | — | Kenneth Kruger Founder & CEO | — | — | — | — |
| 48 | Payy Provider of a stablecoin banking platform and private payment services 60Funding top 33%Talent top 45%Global bottom 48%Tech bottom 47% All 4 signals ▾Fundingtop 33% Talenttop 45% Globalbottom 48% Techbottom 47% Funding: Raised $8.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 2 named leaders on record rank vs industry peers · Fliar Intelligence Index 60/100 | $8M | 2 mo ago | Seed | — | Calum Moore Co-Founder & CTO | Framer SitesReactPostHog+10 | — | — | — |
| 49 | Cauridor Connecting businesses to Africa through seamless, digital payment solutions 40Growth top 25%Funding top 35%News top 36%Moat top 39% All 8 signals ▾Growthtop 25% Fundingtop 35% Newstop 36% Moattop 39% Talentbottom 48% Globalbottom 38% Techbottom 34% Marketbottom 32% Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo Funding: Raised $5.5M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) rank vs industry peers · Fliar Intelligence Index 40/100 | $6M | 1 mo ago | Series A | — | Abdoulaye Bah Chief Technology Officer and co-founder | WordPressMySQLPHP+16 | 4 signals ▲100% Funding · Leadership | — | 1 job opening · 2 partnerships · 4 awards |
| 50 | Astrada Provider of cloud-based payments solutions for businesses 29Funding top 40%Talent bottom 49%Global bottom 33% All 3 signals ▾Fundingtop 40% Talentbottom 49% Globalbottom 33% Funding: Raised $3.8M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 29/100 | $4M | 1 mo ago | Seed | — | Salman Syed CEO | — | — | — | — |
Top 12 Payments companies in United States
#1
Ramp 🦄Series E · New York City, New York · founded 2019 · 930 employees$1.4Braised▾
Ramp 🦄
Series E · New York City, New York · founded 2019 · 930 employees
Provider of a platform for spend management, corporate cards, and payables. The platform offers features such as expense management, accounts payable processing, and travel management. It also provides procurement and accounting automation capabilities. The platform aims to streamline financial operations and improve efficiency for finance teams.
Fliar Intelligence Index™ 90how this company ranks against its industry peers
Customers
top 9%Funding
top 11%Tech
top 18%Growth
top 25%Market
top 26%Moat
top 26%Customers: App rating 4.8★ (623 reviews) · Review volume +92% in 6 mo · Marquee-customer mentions: top 9% of tracked companies
Funding: Raised $1.4B across 14 rounds · 14 rounds over 7 yrs (2.0/yr) · Last round Series E (Nov 2025)
Tech: 83 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Web Services · Devops: Envoy
Audience (LinkedIn): 322k LinkedIn followers — 9.2% of this cohort's audience · 582 engagements/post (13.2× cohort median)
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Nov 2025Series E$311.7M
- Jul 2025Series E$514.1M
- Jun 2025Series E$200M
- Apr 2024Series D$156.1M
Founders & team
Investors
Khosla Ventures, Founders Fund, Sequoia Capital, Greylock Partners, 8VC, Thrive Capital
Tech stack
AhoyAhrefsAlpine.JsAmazon S3Amazon Web ServicesApple Icloud Mail
#2
Series G · San Francisco, California · founded 2015 · 1400 employees$1.1Braised▾
Series G · San Francisco, California · founded 2015 · 1400 employees
Provider of multi-currency business accounts, global payments, and spend management. The company offers solutions for business accounts, global transfers, corporate cards, and expense management. It provides APIs and embedded finance options, including programmatic account creation, multi-currency account management, and global payment acceptance. The company also offers tools for invoicing, subscription management, and usage-based billing.
Fliar Intelligence Index™ 89how this company ranks against its industry peers
Funding
top 18%Tech
top 20%Talent
top 22%Growth
top 24%Innovation
top 25%Product
top 26%Funding: Raised $1.1B across 14 rounds · 14 rounds over 10 yrs (1.4/yr) · Last round Series G (Dec 2025)
Tech: 87 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare · Devops: Envoy, Varnish
Talent: Analyst team rating 5/5 · 4 named leaders on record · 4 C-suite/founder profiles curated
Audience (LinkedIn): 179k LinkedIn followers — 5.1% of this cohort's audience
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Dec 2025Series G$330M
- May 2025Series F$150M
- Mar 2023Series F$200M
- Oct 2022Series E$100M
Founders & team
Investors
Tencent, Sequoia Capital, Mastercard, Hillhouse, Horizons Ventures, Salesforce Ventures
Tech stack
Alpine.JsAmazon Web ServicesApple Icloud MailBabelBackbone.JsCloudflare
#3
DailyPay 🦄Series D · New York City, New York · founded 2015 · 845 employees$264Mraised▾
DailyPay 🦄
Series D · New York City, New York · founded 2015 · 845 employees
Financial wellness and earned wage access platform that enables employees to access their earned pay on-demand. It integrates directly with employers’ existing payroll, HR, and workforce management systems, allowing workers to view and transfer portions of their accrued earnings in real time. It is positioned as a retention and engagement tool that helps attract and retain talent by offering greater financial flexibility without requiring major changes to payroll operations. It emphasizes seamless integration, enterprise-grade security, and minimal administrative overhead for businesses.
Fliar Intelligence Index™ 89how this company ranks against its industry peers
Customers
top 14%Funding
top 15%Tech
top 15%Growth
top 25%Market
top 31%Moat
top 32%Customers: Play-Store rating 4.72★ across 228,552 ratings (3 apps) · Review volume +16% in 6 mo
Funding: Raised $264M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) · Last round Conventional Debt (Feb 2026)
Tech: 94 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Envoy, Nginx
Audience (LinkedIn): 31k LinkedIn followers
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- Feb 2026Conventional Debt$200M
- Jan 2024Conventional Debt$100M
- Jan 2024Series D$75M
- Jan 2023Conventional Debt$260M
Investors
Intercept Ventures, RPM Ventures, Inspiration Ventures, Frontier Venture Capital, Barclays, Angelo Gordon
Tech stack
6SenseAdaAdobe Audience ManagerAmazon CloudfrontAmazon S3Amazon Ses
#4
Jeeves 🦄Series C · New York City, New York · founded 2019 · 237 employees$380Mraised▾
Jeeves 🦄
Series C · New York City, New York · founded 2019 · 237 employees
Digital company offering payment and corporate financial cards. It provides multi-currency payments, money transfers, cash withdrawals, personal credit lines, rental prices, and more. It also provides virtual cards for vendor payments & management with multi benefits including lounge access, vouchers, rewards, and more. It offers an expense management platform that allows users to track costs and spending.
Fliar Intelligence Index™ 78how this company ranks against its industry peers
Funding
top 16%Growth
top 25%Moat
top 26%Market
top 32%Global
top 36%News
top 37%Funding: Raised $380M across 7 rounds · 7 rounds over 6 yrs (1.2/yr) · Last round Venture Debt (Dec 2025)
Growth: Web rank 5,000,000 → 500,000 YoY · Fresh capital in last 24 mo
Moat: Editorial + unicorn rating 9/10 · Unicorn · 10 curated direct competitors tracked
Audience (LinkedIn): 41k LinkedIn followers
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Account Executive, Head of Sales
Funding rounds
- Dec 2025Venture Debt$100M
- May 2024Venture Debt$75M
- Mar 2022Series C$180M
- Sep 2021Series B$57M
Founders & team
Investors
CRV, Tencent, Alkeon Capital Management, SVB, Mantis VC, Andreessen Horowitz
#5
Rain 🦄Series C · Brooklyn, New York · founded 2021$308Mraised▾
Rain 🦄
Series C · Brooklyn, New York · founded 2021
Stablecoin-powered cards and payments infrastructure for a fluid financial system. This company provides an end-to-end platform unlocking the benefits of stablecoin-backed cards and payments with speed, flexibility, and global reach. It offers a full stack for the full flow of money, enabling businesses to transact with merchants globally. The infrastructure powers everything from on-ramps and wallets to cards and off-ramps, providing tools to offer modern financial experiences. It offers modular infrastructure, from full-stack card issuance to plug-and-play payments, with a developer-first API, responsive support, and streamlined onboarding. With built-in KYC, AML, program oversight, and SOC compliance, it helps partners integrate, launch confidently, and scale securely. This is a B2B, SaaS platform.
Fliar Intelligence Index™ 72how this company ranks against its industry peers
Funding
top 14%Moat
top 32%Talent
top 38%Market
top 43%Global
bottom 48%Tech
bottom 43%Funding: Raised $308M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) · Last round Series C (Jan 2026)
Moat: Unicorn · 9 curated direct competitors tracked
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Audience (LinkedIn): 18k LinkedIn followers
Activity (LinkedIn): 3 product launches · 3 partnerships · 1 awards (incl. Gardrail) announced in 12 mo
Funding rounds
- Jan 2026Series C$250M
- Aug 2025Series B$58M
Founders & team
Investors
Sapphire Ventures, DRAGONFLY, Samsung NEXT, Endeavor, Lightspeed Venture Partners, Norwest
Tech stack
CloudflareCloudflare Bot ManagementCookieyesCore-JsGoogle Tag ManagerGoogle Workspace
#6
Tipalti 🦄Series F · Foster City, California · founded 2010 · 288 employees$553Mraised▾
Tipalti 🦄
Series F · Foster City, California · founded 2010 · 288 employees
Cloud-based procurement and invoice management solutions for businesses. The company offers solutions such as financial and compliance risk, PO matching, VAT compliance, payment reconciliation, automated TAX complaince, corporate cards, expense management, procurement, ERP integrations, and more.
Fliar Intelligence Index™ 76how this company ranks against its industry peers
Funding
top 16%Moat
top 26%Tech
top 29%Market
top 30%Growth
top 38%Talent
top 38%Funding: Raised $553M across 8 rounds · 8 rounds over 12 yrs (0.7/yr) · Last round Venture Debt (Sep 2025)
Moat: Editorial + unicorn rating 9/10 · Unicorn · 10 curated direct competitors tracked
Tech: 51 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon S3 · Devops: Envoy
Audience (LinkedIn): 66k LinkedIn followers
Funding rounds
- Sep 2025Venture Debt$200M
- May 2023Conventional Debt$150M
- Dec 2021Series F$270M
- Oct 2020Series E$150M
Founders & team
Investors
Zeev Ventures, Durable Capital Partners, 01 Advisors, Greenoaks, JPMorgan Chase, Hercules Capital
Tech stack
Alpine.JsAmazon AlbAmazon S3Amazon Web ServicesAmplitudeApplication Request Routing
#7
Imprint 🦄Series D · New York City, New York · founded 2020 · 3 employees$203Mraised▾
Imprint 🦄
Series D · New York City, New York · founded 2020 · 3 employees
White label solutions for payment cards. It provides branded rewards cards for customers. Those cards work like debit cards in that a user doesn’t have to undergo a credit check or pay interest and fees. The company’s commerce platform apps and APIs also will eventually give merchants a way to integrate their payment method at checkout.
Fliar Intelligence Index™ 69how this company ranks against its industry peers
Funding
top 16%Customers
top 22%Moat
top 26%Talent
top 28%Growth
top 30%Tech
top 31%Funding: Raised $203M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) · Last round Series D (Dec 2025)
Customers: Play-Store rating 4.62★ across 7,085 ratings (1 apps) · Review volume +54% in 6 mo
Moat: Editorial + unicorn rating 8/10 · Unicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 15k LinkedIn followers · 194 engagements/post (4.4× cohort median)
Activity (LinkedIn): 2 product launches · 4 partnerships · 1 awards (incl. Crate and Barrel) announced in 12 mo
Funding rounds
- Dec 2025Series D$150M
- Apr 2025Conventional Debt$500M
- Oct 2024Series C$75M
- Feb 2024Conventional Debt—
Founders & team
Investors
Thrive Capital, Kleiner Perkins, Ribbit Capital, Affirm, Stripe, Allen & Company
Tech stack
Apple Icloud MailCdnjsCloudflareCloudflare Bot ManagementCore-JsDatadog
#8
Series C · Hoboken, New Jersey · founded 2019$133Mraised▾
Series C · Hoboken, New Jersey · founded 2019
Provider of payment processing platform and related services for game developers. The platform facilitates in-game transactions, rewards, and peer-to-peer trading. It offers tools for managing game economies, including on/off ramps and loyalty programs. The platform provides unified checkout, wallet infrastructure, and fraud prevention services.
Fliar Intelligence Index™ 62how this company ranks against its industry peers
Funding
top 18%Talent
top 28%Global
top 45%Tech
top 46%Market
bottom 47%Funding: Raised $133M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) · Last round Series C (Jan 2026)
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Global: Investors from 4 countries beyond United States
Audience (LinkedIn): 6k LinkedIn followers
Funding rounds
- Jan 2026Series C$40M
- Jul 2022Series B$35M
- 2022Series B$35M
- Sep 2021Series A$11.5M
Founders & team
Investors
Blockstream, Kingsway Capital, SQUARE ENIX, Lakestar, Initial Capital, The Raine Group
Tech stack
Amazon Web ServicesApple Icloud MailCloudflareCloudflare Browser InsightsGoogle AnalyticsHsts
#9
Esusu 🦄Series C · New York City, New York · founded 2018 · 179 employees$145.2Mraised▾
Esusu 🦄
Series C · New York City, New York · founded 2018 · 179 employees
Online platform offering credit-building solutions through rent payment reporting. It captures rental payment data and reports it to credit bureaus to boost credit scores. This helps the tenants to build and establish their credit scores and also helps property owners to attract new tenants. It also reports property management analytics and more.
Fliar Intelligence Index™ 76how this company ranks against its industry peers
Funding
top 18%Tech
top 24%Moat
top 26%News
top 33%Growth
top 35%Talent
top 38%Funding: Raised $145M across 9 rounds · 9 rounds over 8 yrs (1.1/yr) · Last round Series C (Dec 2025)
Tech: 56 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Nginx
Moat: Editorial + unicorn rating 9/10 · Unicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 73k LinkedIn followers — 2.1% of this cohort's audience · 238 engagements/post (5.4× cohort median)
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Dec 2025Series C$50M
- Jan 2022Series B$130M
- Jul 2021Series A$10.6M
- Aug 2020Seed$2.3M
Founders & team
Investors
Impact America Fund, Next Play Ventures, Acumen, Concrete Rose, Global Good Fund, Zeal Capital Partners
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesAmplitudeAngularjsApple Icloud Mail
#10
Feedzai 🦄Series E · San Mateo, California · founded 2011 · 597 employees$282Mraised▾
Feedzai 🦄
Series E · San Mateo, California · founded 2011 · 597 employees
Provider of an AI-native platform for fraud and financial crime prevention. The platform offers solutions for scam prevention, identity verification, fraud detection, and anti-money laundering compliance. It includes features such as new account fraud prevention, transaction monitoring, and risk management. The platform serves industries including retail banks, payment service providers, and government entities. It helps to ensure trusted digital identity and reduce compliance costs.
Fliar Intelligence Index™ 92how this company ranks against its industry peers
News
top 15%Funding
top 16%Product
top 21%Moat
top 26%Market
top 28%Growth
top 29%News: 8 BI events in 12 mo (of 24 tracked, 5 types) · +700% YoY · 8 high-value events (IPO/M&A/funding/contracts) in 12 mo
Funding: Raised $282M across 6 rounds · 6 rounds over 15 yrs (0.4/yr) · Last round Series E (Oct 2025)
Product: 5 distinct product lines · Company stage: Series E
Audience (LinkedIn): 164k LinkedIn followers — 4.7% of this cohort's audience
Funding rounds
- Oct 2025Series E$75M
- Mar 2021Series D$200M
- Oct 2017Series C$50M
- Oct 2016Series B—
Founders & team
Investors
KKR, Sapphire Ventures, Citi, Citi Ventures, Novabase Capital, Armilar Venture Partners
Tech stack
Amazon SesAmazon Web ServicesApache Http ServerApple Icloud MailCloudflareCloudflare Bot Management
#11
Series B · Sunnyvale, California · founded 2014 · 15 employees$25.7Mraised▾
Series B · Sunnyvale, California · founded 2014 · 15 employees
Device security solutions for IoT applications. It provides IoT security solutions for digital transactions on mobile devices which run locally on the device. Secures digital transactions on mobile devices using a patented software-only platform, which is hardware and OS agnostic. Sensitive data exchange is performed via creating a self-contained, secure environment between devices or the cloud. For every transaction processed, the software runs a device integrity check, creates a secure link between secure container and cloud, then performs remote attestation captures screen input and finally sends the encrypted payload to the secure cloud.
Fliar Intelligence Index™ 37how this company ranks against its industry peers
Talent
top 28%Funding
top 31%Growth
top 35%Moat
top 37%Product
top 49%Innovation
bottom 44%Talent: Analyst team rating 5/5 · 2 named leaders on record · 2 C-suite/founder profiles curated
Funding: Raised $25.7M across 5 rounds · 5 rounds over 11 yrs (0.5/yr) · Last round Series B (Apr 2026)
Growth: Fresh capital in last 24 mo
Funding rounds
- Apr 2026Series B$10M
- Jan 2026Series B$10M
- Oct 2021Series B$15M
- May 2020Series A—
Founders & team
Investors
Azure Capital, EPIC Ventures, Visa, Bialla Venture Partners, Bold Capital Partners, Social Starts
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesFancyboxHttp/3Jquery
#12
SumUp 🦄Series E · Wilmington, Delaware · founded 2012 · 7 employees$994.3Mraised▾
SumUp 🦄
Series E · Wilmington, Delaware · founded 2012 · 7 employees
Provider of card payment terminals and point of sale systems. These hardware and software tools facilitate transaction processing for merchants. The offerings include mobile card readers, self-service kiosks, and digital invoicing capabilities. Merchants utilize these tools to accept contactless payments and manage financial records. The system integrates with mobile applications to support business operations and order processing.
Fliar Intelligence Index™ 83how this company ranks against its industry peers
Funding
top 17%Tech
top 17%News
top 20%Global
top 25%Customers
top 26%Talent
top 26%Funding: Raised $994M across 12 rounds · 12 rounds over 14 yrs (0.9/yr) · Last round Conventional Debt (May 2025)
Tech: 78 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Ses · Devops: Envoy, Nginx
News: 10 BI events in 12 mo (of 128 tracked, 12 types) · +100% YoY · 3 high-value events (IPO/M&A/funding/contracts) in 12 mo
Audience (LinkedIn): 196k LinkedIn followers — 5.6% of this cohort's audience
Funding rounds
- May 2025Conventional Debt$60M
- May 2024Conventional Debt$1.6B
- Dec 2023Series E$306.6M
- Aug 2023Conventional Debt$100M
Founders & team
Investors
BBVA Ventures, Shortcut Ventures, b2venture, Tengelmann Ventures, Goldman Sachs, Temasek
Tech stack
Amazon S3Amazon SesAmazon Web ServicesAngularAngularjsApple Icloud Mail
Funding & investor landscape
$50.4Btotal disclosed funding
919companies funded
2,397disclosed rounds
8rounds last 90 days
Most active investors
Techstars40 rounds
SVB22 rounds
Visa22 rounds
Notable founders
Eric Glyman
Co-Founder & CEO · Ramp
Gene Lee
Co-Founder · Ramp
Jacob Dai
Co-Founder & CTO · Airwallex
Max Li
Co-Founder · Airwallex
Dileep Thazhmon
Founder & CEO · Jeeves
Charles Naut
Co-Founder · Rain
Farooq M
Co-Founder & CEO · Rain
Oren Zeev
Co-Founder & Chairman · Tipalti
Chen Amit
Co-Founder & CEO · Tipalti
Gaurav Ahuja
Co-Founder · Imprint
Daragh Murphy
Co-Founder & CEO · Imprint
Christian Moss
Co-Founder · ZBDPay
Prism market signals · United States · country-scoped Prism corpus, 1,750,783 docs
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · United States
How research on Digital Payments is moving in the United States
A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,534 United States-affiliated papers.
research sentiment over time
200820172026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 15% → 32% across 2008–2026.
top research entities
- Film Independent35
- Community Partners26
- Tufts University24
- Federal Reserve22
- University of Washington21
leading researchers
Crypto Education Research Lab · Ignacio Mas · Wen‐Chen Hu · Chuleeporn Changchit · Chung-wei Lee · Nikhilesh Dholakia · Morten Rask · Qasim Ajao
▲
Breakthroughs169 · 11%
▲ 8%→13% share
▲1.6× share momentum0 median citations66% since 2021mostly methods-led
Database transaction research emerged brand-new at 29 papers, instantly rivaling Mobile payment breakthroughs rising from 18 to 28.
rising sub-themes (early→recent)
- Payment system4→23
- Mobile payment18→28
- Payment service provider5→14
- Financial services1→8
- Financial transaction1→8
Newly emergingDatabase transaction 0→29 · Financial inclusion 0→8 · Payment processor 0→7
Landmark Monopoly without a Monopolist: An Economic Analysis of the Bitcoin Payment System · 223 cites
◆
Advancements431 · 28%
▲ 23%→31% share
▲1.3× share momentum0 median citations61% since 2021mostly empirical
Financial inclusion advancements intensified sharply — papers quintupled from 10 to 54 as FinTech and Cryptocurrency newly entered the segment.
rising sub-themes (early→recent)
- Mobile payment62→120
- Financial inclusion10→54
- Payment service provider4→41
- Financial services10→45
- Database transaction9→34
Newly emergingFinTech 0→18 · Cryptocurrency 0→16 · Payment processor 0→14
Landmark The long-run poverty and gender impacts of mobile money · 1,312 cites
▼
Concerns558 · 36%
▼ 44%→30% share
▼0.7× share momentum1 median citations46% since 2021mostly empirical
Concerns are cooling overall (44%→30%) yet Financial inclusion worries doubled from 23 to 46, signaling unresolved equity risks.
rising sub-themes (early→recent)
- Financial inclusion23→46
- Financial services23→38
- Cryptocurrency8→19
- Transparency (behavior)1→11
- Database transaction11→20
Newly emergingDigital transformation 0→9 · Settlement (finance) 0→8 · Asset (computer security) 0→5
Landmark Risk Sharing and Transactions Costs: Evidence from Kenya's Mobile Money Revolution · 1,237 cites
RESEARCH HOTSPOTS · United States
Where digital payments is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Boston71 · +0.04
SF Bay Area30 · +0.09
New York25 · +0.20
Seattle22 · +0.03
Chicago22 · +0.08
Ann Arbor22 · +0.25
Pittsburgh18 · +0.12
Philadelphia16 · -0.14
Atlanta15 · +0.31
Austin9 · +0.14
PATENT SIGNAL · United States
Who's filing digital payments patents in the United States
United States digital payments patent filing is cooling — 1,412 filings from 1,167 assignees (2016–2025), led by Mastercard International, VISA INT Service ASS, Paypal; annual filings 189→106.
1,412 filings1,167 assigneespeak 190/yr2016–2025
filing momentum (YoY 2016–2025)
top patent filers
- Mastercard International310
- VISA INT Service ASS111
- Paypal81
- VISA USA63
- Intuit45
- EBAY45
- BANK Of America44
- IBM44
Common questions
How many Payments companies are there in United States?
Radar tracks 3019 indexable Payments companies headquartered in United States that meet our profile-completeness bar.
What is the total funding raised by Payments companies in United States?
The Payments companies in United States on this list have raised a combined $50.4B in disclosed equity funding across 919 funded companies.
Which is the highest-funded Payments company in United States?
Stripe is the highest-funded Payments company in United States, with $9.8B in disclosed equity funding.
How many Payments companies in United States are funded?
919 of the 3019 Payments companies in United States on this list have disclosed at least one equity funding round.
How many Payments unicorns are there in United States?
29 Payments companies in United States on this list are valued at $1B or more.
Who are the top investors in United States Payments companies?
The most active investors in United States Payments companies on this list include Y Combinator, Techstars, Plug and Play Tech Center, Soma Capital, Andreessen Horowitz.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.