Best InsurTech Companies in New York City, United States
The 208 best InsurTech companies in New York City, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Oscar.
Our analysis of 50 InsurTech companies
$13.8b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best InsurTech companies in New York City
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Oscar 🦄 Provider of health insurance plans offering virtual and in-person medical care | $1.6B | 66 mo ago | 2,400 2,400 → 2,738 (+14%) | Joshua Kushner Co-Founder & Director | ContentfulApple iCloud MailGoogle Workspace+27 | — | — |
| 2 | Lemonade Provider of various insurance policies including car, pet, home, and life | $644M | 35 mo ago | 1,367 1,367 → 1,432 (+5%) | Daniel Schreiber Co-Founder & Co-CEO | SentryTypeScriptNode.js+22 | — | 1 launch · 3 expansions |
| 3 | SecurityScorecard 🦄 Provider of supply chain detection and response and risk management | $292M | 63 mo ago | 534 | Aleksandr Yampolskiy Co-Founder & CEO | WordPressSentryMySQL+43 | 74 patents Aggregating, analyzing, and scoring cyber threat data for entity risk assessment and IP mapping | 2 launchs |
| 4 | Policygenius App-based insurance comparison platform for individuals | $288M | 51 mo ago | 406 | Jennifer Fitzgerald Co-Founder & CEO | Amazon WebstoreContentfulApple iCloud Mail+29 | — | 1 partnership |
| 5 | Cover Genius Provider of a software suite for the insurance industry | $244M | 25 mo ago | 20 | Angus Mcdonald Co-Founder | WordPressApple iCloud MailMySQL+34 | — | 1 partnership |
| 6 | Rhino SaaS-driven security deposit insurance platform for renters | $177M | 40 mo ago | 230 | Benjamin Lantos Co-Founder & CEO | RubyTailwind CSSRuby on Rails+31 | 11 patents Floating dock hardware and re‑tensionable mine support bolt systems | — |
| 7 | Wrapbook 🦄 Provider of production payroll, accounting, and cost-tracking software solutions | $151M | 20 mo ago | 258 258 → 419 (+62%) | Cameron Woodward Co-Founder & CMO | WebflowSentryZendesk+27 | — | 1 job opening |
| 8 | Justworks Benefits administration & payroll management solution for businesses | $148M | 76 mo ago | 55,459 | Isaac Oates Co-Founder | ContentfulApple iCloud MailGoogle Workspace+29 | — | 1 partnership |
| 9 | Spruce SaaS-driven title insurance and escrow software for real estate professionals | $110M | 60 mo ago | 169 | — | Framer SitesApple iCloud MailMicrosoft 365+10 | 5 patents Patents concentrated in electrical & electronics | — |
| 10 | Chapter 🦄 Digital medicare plan and benefits management tool for employees and individuals 64Funding top 18%Tech top 26%Moat top 26%Market top 42% All 8 signals ▾Fundingtop 18% Techtop 26% Moattop 26% Markettop 42% Growthtop 48% Talentbottom 49% Globalbottom 36% Newsbottom 34% Funding: Raised $109M across 6 rounds · 6 rounds over 13 yrs (0.5/yr) Tech: 48 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 64/100 | $109M | 2 mo ago | 91 | Cobi Gantz Co-Founder & CEO | DatoCMSTurbopackNode.js+22 | — | — |
| 11 | Nayya Provider of an AI platform optimizing employee health and wealth benefits | $106M | 21 mo ago | 128 | Sina C Founder & CEO | MarkerSentryZendesk+33 | — | 1 launch · 1 award |
| 12 | The Guarantors Rental solutions unlocking opportunities for renters and operators with insurance products | $77M | 37 mo ago | 5 | Bob Schmidt Chief Revenue Officer | Proton MailApple iCloud MailGoogle Workspace+27 | — | 1 partnership |
| 13 | Planck Provider of GenAI-powered risk insights and underwriting solutions for commercial insurance | $73M | 28 mo ago | 80 | Amir Cohen Co Founder and CTO | Framer SitesReactPriority Hints+11 | — | — |
| 14 | Ansel Health insurance plans for individuals and employers | $71M | 28 mo ago | — | Veer Gidwaney CEO and Founder | WebflowApple iCloud MailGoogle Workspace+17 | — | — |
| 15 | Arbol Provider of parametric insurance products using climate data and smart contracts | $67M | 25 mo ago | 85 | Siddhartha Jha Founder & CEO | WebflowCloudflare TurnstilereCAPTCHA+14 | — | — |
| 16 | Jetty Provider of rental insurance and rental deposit services | $66M | 33 mo ago | 99 | Luke Cohler Co-Founder & Director | Apple iCloud MailNode.jsSalesforce+30 | — | — |
| 17 | Nava Benefits Provider of employee benefits brokerage and administrative services 53Funding top 27%News top 34%Product top 34%Growth top 35% All 11 signals ▾Fundingtop 27% Newstop 34% Producttop 34% Growthtop 35% Talenttop 38% Innovationtop 44% Techtop 44% Moatbottom 48% Marketbottom 47% Globalbottom 32% Customersbottom 2% Funding: Raised $60.0M across 3 rounds · 3 rounds over 6 yrs (0.5/yr) News: 3 BI events in 12 mo (of 8 tracked, 3 types) · +200% YoY rank vs industry peers · Fliar Intelligence Index 53/100 | $60M | 8 mo ago | 101 | Brandon Weber Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+27 | — | — |
| 18 | Inshur App-based auto insurance platform for individuals 55Tech top 16%Funding top 26%Partners top 32%Product top 34% All 13 signals ▾Techtop 16% Fundingtop 26% Partnerstop 32% Producttop 34% Talenttop 34% Moattop 39% Growthtop 46% Newstop 46% Innovationtop 47% Marketbottom 46% Globalbottom 43% Customersbottom 39% Fin. healthbottom 31% Tech: 48 technologies across 7/8 capability areas · Cloud: Cloudflare, Google Cloud Funding: Raised $54.0M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $54M | 11 mo ago | 136 136 → 174 (+28%) | David Daiches COO and Co-Founder | Apple iCloud MailGoogle WorkspaceTypeScript+24 | — | 1 internship |
| 19 | Dayforward Online life insurance platform for individuals | $45M | 40 mo ago | 32 | Zoe Anna Nolan Chief Operating Officer | — | — | — |
| 20 | Clair Cloud-based employee benefits platform for on-demand pay | $44M | 12 mo ago | 69 | Nico Simko Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+22 | — | — |
| 21 | Bennie Provider of employee benefits platform and brokerage services for employers 57Growth top 21%Tech top 30%Funding top 34%Moat top 39% All 9 signals ▾Growthtop 21% Techtop 30% Fundingtop 34% Moattop 39% Talentbottom 49% Productbottom 48% Marketbottom 45% Globalbottom 37% Customersbottom 8% Growth: Headcount 25 → 87 (+248%) across vintages · Fresh capital in last 24 mo Tech: 43 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 57/100 | $38M | 6 mo ago | 87 87 → 187 (+115%) | Matt Straz Founder & CEO | ContentfulApple iCloud MailGoogle Workspace+26 | — | — |
| 22 | Boost Provider of infrastructure for digital insurance programs, MGAs, and embedded insurance 35Moat top 31%Growth top 35%Funding top 36%Tech top 42% All 9 signals ▾Moattop 31% Growthtop 35% Fundingtop 36% Techtop 42% Talentbottom 49% Patentsbottom 47% Innovationbottom 45% Globalbottom 40% Marketbottom 15% Moat: Editorial + unicorn rating 7/10 · IP moat: 12 patents Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 35/100 | $37M | 22 mo ago | 2 | Alex Maffeo Founder & CEO | ContentfulReactGSAP+21 | 12 patents Patents concentrated in health & consumer products | — |
| 23 | Axio Global Provider of cyber risk management, mitigation, and insurance solutions | $30M | 28 mo ago | 200 200 → 107 (-46%) | David White Co-Founder & President | WordPressApple iCloud MailMicrosoft 365+37 | — | 1 partnership |
| 24 | Authentic Insurance Internet first provider of liability insurance services | $29M | 24 mo ago | 10 | Cole Riccardi Founder & CEO | — | — | — |
| 25 | Elpha Secure Technology Online cyber insurance platform for businesses | $28M | 20 mo ago | 44 | Gordon Malin Cofounder & CEO | — | — | 1 partnership · 2 awards |
| 26 | Jones Provider of AI-powered software for insurance compliance and risk management | $23M | 19 mo ago | 112 | Omri Stern Co-Founder & CEO | WordPressMySQLPHP+38 | 349 patents Automated material handling/packaging systems and nitrided valve seat surface engineering. | — |
| 27 | GeoX Provider of 3D objects from aerial imagery | $23M | 20 mo ago | — | Eli Lavy Co-Founder & CTO | — | — | — |
| 28 | Sigo Seguros Provider of digital platform offering automobile insurance policies and related services 42Tech top 25%Funding top 31%Growth top 45%Product top 47% All 8 signals ▾Techtop 25% Fundingtop 31% Growthtop 45% Producttop 47% Talentbottom 49% Globalbottom 36% Marketbottom 27% Newsbottom 18% Tech: 47 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services Funding: Raised $22.7M across 6 rounds · 6 rounds over 7 yrs (0.9/yr) rank vs industry peers · Fliar Intelligence Index 42/100 | $23M | 22 mo ago | 18 | Julio Erdos Co-Founder & COO | SentryNode.jsGoogle Cloud+27 | — | — |
| 29 | Sixfold AI-based platform offering software for insurance intermediaries and agency management 45News top 26%Talent top 28%Funding top 29%Patents top 44% All 10 signals ▾Newstop 26% Talenttop 28% Fundingtop 29% Patentstop 44% Innovationtop 45% AItop 45% Moattop 47% Producttop 49% Globalbottom 33% Marketbottom 23% News: 4 BI events in 12 mo (of 13 tracked, 5 types) · Top themes: Funding, Capital raise Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 45/100 | $22M | 4 mo ago | 9 | Jane Tran Co-Founder and COO | — | 5 patents Automated underwriting risk assessment and rule extraction for insurance underwriting | 1 launch · 1 award |
| 30 | Certificial Cloud-based insurance risk management solutions provider | $21M | 35 mo ago | 17 17 → 28 (+65%) | Peter Teresi Co-Founder & Chief Executive Officer at Certificial | WebflowZohoAmazon Web Services+24 | 5 patents Real-time automated insurance policy tracking and endorsement management software | 1 partnership |
| 31 | Alaffia Health AI platform for healthcare claims management and automation 48AI top 30%News top 34%Funding top 36%Talent top 38% All 7 signals ▾AItop 30% Newstop 34% Fundingtop 36% Talenttop 38% Moattop 39% Globalbottom 37% Marketbottom 34% AI: Classified as an AI company · Product described with: ai-powered News: 3 BI events in 12 mo (of 10 tracked, 3 types) · Top themes: Funding rank vs industry peers · Fliar Intelligence Index 48/100 | $18M | 4 mo ago | 22 | Adun Akanni Co-Founder & COO | — | — | — |
| 32 | Parametrix Online insurance platform for tech businesses 29News top 37%Funding top 38%Product top 49%Talent bottom 49% All 6 signals ▾Newstop 37% Fundingtop 38% Producttop 49% Talentbottom 49% Globalbottom 45% Marketbottom 38% News: 2 BI events in 12 mo (of 10 tracked, 5 types) · Top themes: Funding Funding: Raised $17.5M across 2 rounds · 2 rounds over 6 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 29/100 | $18M | 6 mo ago | 34 | Tamir Carmel Co-Founder & Chairman | — | — | 1 job opening |
| 33 | Coverdash Provider of online business insurance solutions | $16M | 27 mo ago | 4 | David Vainer Co-Founder & COO | SentryApple iCloud MailMicrosoft 365+18 | — | 4 job openings · 1 internship |
| 34 | XN Captive Platform offering captive insurance solutions | $13M | 15 mo ago | — | Gabriel Weiss Co-Founder & CEO | — | — | — |
| 35 | Floodbase Provider of parametric flood insurance solutions | $12M | 16 mo ago | 33 | Beth Tellman Co-Founder | — | — | — |
| 36 | Zorro Provider of personalized employee health benefit solutions | $12M | 12 mo ago | 21 | Maya Perl Co-Founder and Chief Product Officer | Node.jsTailwind CSSReact+15 | — | — |
| 37 | Waffle Labs Provider of renter, pet, personal cyber & life insurance services | $11M | 15 mo ago | 11 | Quentin Coolen Co-Founder & CEO | — | — | 1 job opening |
| 38 | billy Online insurance platform for construction insurance | $11M | 27 mo ago | 35 | Grant Robbins Co-Founder | WordPress Block EditorElementorWordPress+40 | 12 patents Card personalization platform with centralized issuer hub and long‑term image storage | 1 launch |
| 39 | Vertical Insure Provider of embedded insurance solutions for platforms across various industries | $8M | 12 mo ago | 11 | Brock Noland Founder & CEO | WordPressMySQLPHP+29 | — | 1 job opening · 1 partnership |
| 40 | Red Sky Health AI-powered platform to fix denied health insurance claims | $6M | 17 mo ago | — | Dean Margolis Co-Founder and CEO | Cart FunctionalitySquarespace CommerceSquarespace+19 | — | — |
| 41 | Yuzu Health It is a third party administrator that helps companies create their own health plan 22Talent top 28%Funding top 44%Tech bottom 42%Global bottom 39% All 5 signals ▾Talenttop 28% Fundingtop 44% Techbottom 42% Globalbottom 39% Marketbottom 22% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $5.0M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 22/100 | $5M | 2 mo ago | 5 | Ryan Lee Co-Founder | Node.jsSvelteKitTailwind CSS+8 | — | — |
| 42 | Coverforce Quoting software for P&C insurance | $5M | 15 mo ago | 15 | Cyrus Karai Co-Founder & CEO | WebflowAmazon Web ServicesMicrosoft Advertising+16 | — | 1 launch · 2 partnerships |
| 43 | Otonomi AI-based insurance claims and underwriting solutions for the insurance industry | $5M | 7 mo ago | 18 | Yann Barbarroux CEO and Co-Founder | WebflowApple iCloud MailGoogle Workspace+13 | — | 3 launchs · 1 expansion |
| 44 | Parento Provider of employer insurance for maternity and paternity leave programs | $5M | 12 mo ago | 8 | Dirk Doebler Founder & CEO | Webflow EcommerceWebflowZoho+23 | — | 1 job opening · 1 launch |
| 45 | Sohar Health AI-powered medical coding and verificaion platform for insurance claims | $4M | 14 mo ago | 3 | Lucas Gordon Co-Founder & CTO | — | — | — |
| 46 | Amperos Health Provider of AI-powered insurance claims follow-up automation | $4M | 12 mo ago | — | Michal Miernowski Co-Founder & CEO | — | — | 1 job opening |
| 47 | Fortuna Health Provider of assistance with Medicaid enrollment, recertification, and eligibility management | $4M | 11 mo ago | — | Benjamin Wesner Co-Founder & CTO | WebflowApple iCloud MailGoogle Workspace+17 | — | 1 launch · 1 partnership |
| 48 | ClaimSorted Administrator offering insurance claims processing through solutions | $3M | 8 mo ago | — | German Mikulski Co-Founder & CTO | TurbopackSentryApple iCloud Mail+14 | — | — |
| 49 | Optifino Provider of life insurance products. | $650K | 12 mo ago | — | Hilliard Milner Co-Founder | — | — | — |
| 50 | Harper Provider of insurance software suite solutions | $500K | 3 mo ago | — | Dakotah Rice CEO | Apple iCloud MailGoogle WorkspaceAstro+10 | — | — |
Top 12 InsurTech companies in New York City
#1
Chapter 🦄Series E · New York City, New York · founded 2013 · 91 employees$109Mraised▾
Digital medicare plan and benefits management tool for employees and individuals. The company has developed a platform that enables users to compare and calculate different insurance plans. It has features for personalizing plans and financial saving calculators as well.
- Apr 2026Series E$100M
- Apr 2025Series D$75M
- May 2024Series C$50M
- Jan 2022Series B$42M
#2
Series B · New York City, New York · founded 2023 · 9 employees$21.5Mraised▾
AI-based platform offering software for insurance intermediaries and agency management. It provides tools to help agencies handle policies, client records, and administrative workflows efficiently. The platform supports tasks such as tracking policies, managing client data, and streamlining agency operations.
- Jan 2026Series B$30M
- Apr 2024Series A$15M
- May 2023Seed$6.5M
#3
Series B · New York City, New York · founded 2020 · 22 employees$17.6Mraised▾
AI platform for healthcare claims management and automation. It offers AI-powered agents designed to enhance clinician productivity and streamline claims processing. It provides tools for pre-processing claims, intelligent routing, and clinical reasoning. The platform integrates with existing technology and adheres to security standards. It serves payment integrity, utilization management, and appeals teams.
- Feb 2026Series B$55M
- Mar 2024Series A$10.9M
- Feb 2022Seed$5M
- Jul 2020Seed$100K
#4
Series A · New York City, New York · founded 2019 · 87 employees$38Mraised▾
Provider of employee benefits platform and brokerage services for employers. The platform offers consulting for employee benefits and human resources technology. It provides health plan options, including self-funded plans, and risk management solutions. The company supports organizations and their employees across multiple industries.
- Dec 2025Series A$50M
- Apr 2023Seed—
- Sep 2022Seed—
- Jan 2022Seed$33M
#5
Series C · New York City, New York · founded 2019 · 101 employees$60Mraised▾
Provider of employee benefits brokerage and administrative services. It offers support for open enrollment, eligibility and billing audits, benefits decision support, strategic renewals, and year-round member support, including benefits compliance. The company also provides a benefits app for employees, featuring real-time deductible tracking and enhanced member experience. Services aim to simplify benefits administration for HR teams and improve employee experience. It assists in choosing appropriate healthcare plans and offers ongoing support for plan-related issues. Additional services include digital ID card access and in-network provider search capabilities.
- Oct 2025Series C$30M
- Jun 2022Series B$40M
- Oct 2020Series B$20M
#6
Series A · New York City, New York · founded 2022 · 5 employees$5Mraised▾
Yuzu Health is a third-party administrator (TPA) that helps companies create their own health plans. They provide customizable healthcare plans for startups and businesses, covering everything they need at a reasonable rate. Yuzu Health aims to help companies be their own insurance company.
- Apr 2026Series A$35M
- Oct 2023Seed$5M
#7
Series C · New York City, New York · founded 2016 · 136 employees$54Mraised▾
App-based auto insurance platform for individuals. It provides an application that allows users to buy, quote and renew the policies. The platform provides commercial auto insurance to TLC drivers, rideshare drivers, and vehicle owners. The application is available on iOS and Android devices.
- Jul 2025Series C$35M
- Oct 2024Series B$19M
- Apr 2023Series B$26M
- Jun 2021Series B—
#8
Series B · New York City, New York · founded 2018 · 34 employees$17.5Mraised▾
Online insurance platform for tech businesses. It provides instant settlement insurance for cloud computing, web hosting, applications, SaaS, PaaS, and IaaS downtimes such as cloud outages, network crashes, and platform failures. It offers coverage amount based on size, industry, and type of business. It also offers automatic claims processing services.
- Dec 2025Series B$27M
- May 2021Series A$17.5M
- Nov 2020Seed—
#9
Series B · New York City, New York · founded 2019 · 69 employees$44.5Mraised▾
Cloud-based employee benefits platform for on-demand pay. It provides access to payments, APIs, mobile apps, and digital banking. It offers HCM as well as freelance platforms. It also provides a pay card and a banking app through which users may check account balances and request wage advances.
- May 2025Series B$23.2M
- Jul 2023Series B$25M
- Jun 2021Series A$15M
- Oct 2020Seed$4.5M
#10
Wrapbook 🦄Series B · New York City, New York · founded 2018 · 258 employees$150.6Mraised▾
Provider of production payroll, accounting, and cost-tracking software solutions. The platform offers tools for onboarding, accounts payable, data insights, and reporting. It facilitates features such as startwork tracking, invoice processing, and vendor management. The platform also provides integrations, rate finders, government forms, and incentive tools.
- Sep 2024Series B$20M
- Nov 2021Series B$100M
- Mar 2021Series A$27M
- Aug 2020Seed$3.6M
#11
Series A · New York City, New York · founded 2020 · 18 employees$4.5Mraised▾
AI-based insurance claims and underwriting solutions for the insurance industry. It offers solutions for insurance distribution, claim automation, predictive analytics, risk management, and more. It offers product development solutions for flight delay insurance, parametric coverage such as covid-compliance monitoring coverage, IoT and smart device protection, etc.
- Nov 2025Series A$5M
- Oct 2022Seed$3.4M
- 2021Seed$1M
- Jan 2021Seed$100K
#12
Series C · New York City, New York · founded 2010 · 128 employees$105.8Mraised▾
Provider of an AI platform optimizing employee health and wealth benefits. The platform uses machine learning to integrate health and wealth management. It offers personalized guidance and automated actions related to benefits. The platform integrates into communication channels to provide support.
- Sep 2024Series C—
- Aug 2024Series C—
- Mar 2022Series C$55M
- Jun 2021Series B$37M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of InsurTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Insurtech is moving in the United States
A read on the academic research around Insurtech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 22 United States-affiliated papers.
- New York Life Insurance Company2
- Film Independent2
- University of Management and Technology2
- AAA Foundation for Traffic Safety1
- Temple University1
- Conceptual model1
- Conceptual framework1
- Marketing1
- Knowledge management1
- Originality1
- Actuarial science2
- Telematics1
- Incentive1
- Poison control1
- Baseline (sea)1
- Position (finance)1
- Geopolitics1
- Insurance law1
- European union1
- Index (typography)1
Who's filing insurtech patents in the United States
United States insurtech patent filing is steady — 15 filings from 7 assignees (2018–2025), led by State FARM Mutual Automobile Ins, Grunfeld ERIC, Allstate Insurance; annual filings 1→1.
- State FARM Mutual Automobile Ins6
- Grunfeld ERIC5
- Allstate Insurance4
- Clover Health3
- Fiete Stephen2
- Cripe Frederick F2
- American Family Mutual Insurance1