Best InsurTech Companies in Washington, United States
The 50 best InsurTech companies in Washington, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Washington Health Benefit Exchange.
Our analysis of 50 InsurTech companies
$13.8b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best InsurTech companies in Washington
| # | Company | Last round | Disclosed funding | Employees | Founder | Tech stack | Web popularity | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | AccessHMA Offers provider network platform in Pacific Northwest | — | — | 217 217 → 299 (+38%) | — | NginxAzureLodash+6 | Top 5M | — | 1 launch · 1 award |
| 2 | American Independent Marketing Marketing and sales solutions for insurance | — | — | 17 | — | — | — | — | — |
| 3 | Assurance Online insurance marketplace offering diverse coverage options; now closed | — | — | 975 | — | — | — | 12 patents Patents concentrated in computing, sensing & instrumentation | — |
| 4 | Black Swan Technology Cloud-based risk management solutions for insurance and financial industry | — | — | — | Paul Zhao Founder | — | — | — | — |
| 5 | Bonavika Provider of auto insurance solutions | — | — | — | Paul Donlan Founder | — | — | — | — |
| 6 | C2Sec Provider of cloud-based cyber risk assessment platform | — | — | 6 | — | — | — | 5 patents Supply chain cybersecurity assurance for network equipment and communication protocols | — |
| 7 | Columbia Pacific Finance Provider of insurance premium financing solutions | — | — | 9 | — | — | — | — | — |
| 8 | CoverageNow Platform for on-demand life insurances | — | — | — | Steve Lewis Co-Founder & CEO | — | — | — | — |
Top 12 InsurTech companies in Washington
#1
Series B · Seattle, Washington · founded 2018 · 19 employees$11.3Mraised▾
Developer of insurance solutions
- Jun 2024Series B$3.8M
- Dec 2022Series A$2.6M
- Nov 2020Series A$4.5M
- Feb 2020Seed$445.1K
#2
Series B · Seattle, Washington · founded 2018$2.9Mraised▾
Provider of AI-powered, behavior-based auto insurance solutions. The company offers personalized insurance rates based on individual driving behavior, tracked via a provided device. Customers receive a personalized driver score and access to their driving analytics. Safe driving habits result in lower premiums and rewards. The insurance is offered through a mobile application. It offers advanced automation, AI-powered underwriting, and real-time analytics to enhance risk assessment, claims processing, and fraud detection.
- Jun 2023Series B$2M
- Jul 2021Series A$655K
- Feb 2020Seed$125K
- Aug 2018Seed$85K
#3
Series A · Kirkland, Washington · founded 2017 · 85 employees$41.3Mraised▾
Cloud-based data & monitoring solution for health insurers. It offers solutions for data analytics, data reporting, data management, claims administration, and more. It also offers solutions for customer management, sales, marketing, and more.
- Nov 2020Series A$41.3M
- Jun 2020Seed—
#4
Acquired · Mukilteo, Washington · founded 1993 · 155 employees$10.5Mraised▾
Cloud-based employee benefits administration provider. The solutions include plan management services, compliance services, enrollment, integrations, broker commissions, etc. The products include private exchanges, brokers, ancillary careers, health plans, and more.
- Oct 2021Series B—
- Nov 2020Series B$6.8M
- Nov 2017Unattributed$3.8M
#5
Funding Raised · Olympia, Washington · founded 2011 · 177 employees$149.7Mraised▾
Online marketplace for health insurance
- May 2012Grant (prize money)$149.7M
#6
Series A · Seattle, Washington · founded 2007 · 9 employees$7.3Mraised▾
JennyLife is an app-based life insurance comparison platform for individuals. It offers life insurance policies online and without any medical exams. Users need to provide their basic details to get a quote and then they can make payment online using debit or credit card. All their policies are underwritten by CMFG Life Insurance Company. JennyLife is an affiliate agency of TruStage which is owned by CMFG Life Insurance Company.
- Jun 2021Series A$3.8M
- Dec 2019Series A$3.5M
#7
Seed · Seattle, Washington · founded 2019 · 25 employees$4.5Mraised▾
Risk management solutions for agents, carriers, and businesses. It offers solutions for realigning workers' comp premiums, healthcare & financial protection, and more. It also offers data science and analytics solutions to identify businesses that are significantly safer than the industry average.
- Oct 2021Seed$4.5M
#8
Acqui-Hired · Seattle, Washington · founded 2006 · 30 employees$13.2Mraised▾
Array Health personalizes the health insurance experience similar to retail e-commerce, giving consumers real-time access and choice, so that they may proactively manage their coverage and related costs. Allows for better way of enrolling a customer and private exchange. Its product Array Spectrum Marketplace builds consumers’ confidence as they shop, enroll, renew, review bills and engage on an ongoing basis with health insurers; and give each stakeholder – insurers, employers and brokers – tools tailored to their specific needs to manage the end-to-end consumer engagement life cycle.
- Sep 2014Series A$13M
- Jun 2014Conventional Debt$100K
- Feb 2013Seed$75K
- Jun 2011Conventional Debt$250K
#9
Series A · Bellevue, Washington · founded 2014 · 2 employees$6.7Mraised▾
MPIRICA platform helps consumers and employers pinpoint the highest value provider in any geographic area, nationwide. Mpirica Health develops and operates a cloud-based software platform that crunches federal data about hospital procedures with cost information to help consumers. It raised series A from the McQuinn Trust, an early stage, private investor.
- Nov 2018Series A$128.5K
- Apr 2017Series A$4.6M
- Nov 2015Series A$400K
- Apr 2015Series A$1.6M
#10
Late Stage · Bothell, Washington · founded 1996 · 336 employees$16.9Mraised▾
Lumera is a leader in the leader in the field of photonic communications. Develops proprietary polymer materials for a broad range of applications. Has expertise in design and synthesis of polymer materials at the molecular level. The company merged with GigOptix in 2008 and got delisted from Nasdaq.
- Nov 2006Post IPO$16.9M
#11
Acqui-Hired · Seattle, Washington · founded 2015 · 22 employees$4.8Mraised▾
Pet insurance payment solution that allows pet owners to pay their vet bills. It offers an installment loan model for pet care expenses. It allows pet parents to pay the vet directly in full at the time of their appointment.
- Feb 2018Series A$3.4M
- Apr 2017Seed$1.4M
- Jun 2016Seed—
#12
Seed · Seattle, Washington · founded 2006 · 6 employees$1.3Mraised▾
Cloud platform transforming recorded statements into actionable claims intelligence for insurers. The company offers a cloud-based recorded statement lifecycle management platform, streamlining the recording, storing, indexing, sharing, and transcribing of recorded statements. This B2B SaaS solution empowers insurance claims professionals to make better decisions and deliver more accurate outcomes. It provides features like automated summaries, searchable transcripts, and seamless integration with systems like Guidewire. The platform is purpose-built for P&C claims teams, offering an end-to-end solution for capturing, managing, and analyzing statement data. The company focuses on integrity, relationships, collaboration, and support, aiming to deliver easy, efficient, and secure workflow tools. The platform supports digital transformation, cloud computing, and the adoption of new technologies, including automated speech recognition and generative AI. Features include pricing, login, support, data security, and integrations.
- Feb 2020Seed$1.3M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of InsurTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Insurtech is moving in the United States
A read on the academic research around Insurtech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 22 United States-affiliated papers.
- New York Life Insurance Company2
- Film Independent2
- University of Management and Technology2
- AAA Foundation for Traffic Safety1
- Temple University1
- Conceptual model1
- Conceptual framework1
- Marketing1
- Knowledge management1
- Originality1
- Actuarial science2
- Telematics1
- Incentive1
- Poison control1
- Baseline (sea)1
- Position (finance)1
- Geopolitics1
- Insurance law1
- European union1
- Index (typography)1
Who's filing insurtech patents in the United States
United States insurtech patent filing is steady — 15 filings from 7 assignees (2018–2025), led by State FARM Mutual Automobile Ins, Grunfeld ERIC, Allstate Insurance; annual filings 1→1.
- State FARM Mutual Automobile Ins6
- Grunfeld ERIC5
- Allstate Insurance4
- Clover Health3
- Fiete Stephen2
- Cripe Frederick F2
- American Family Mutual Insurance1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.