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Radar · Payments in New York City

Best Payments Companies in New York City, United States

The 230 best Payments companies in New York City, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Ramp.

230companies tracked
$7.1Bdisclosed funding
9unicorns
108have raised
FLIAR INTELLIGENCE · PAYMENTS × NEW YORK CITY

Our analysis of 50 Payments companies

$20.7b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.

50companies analysed
100%cloud-native stacks
2025funding peak (by rounds)
15unicorns
2017median founding year
1.5Mcombined LinkedIn audience
51%of audience held by top 3
5companies hiring publicly (12 mo)

Ranked: Best Payments companies in New York City

#CompanyDisclosed fundingLast roundEmployeesFoundedTech stackWeb popularityPatents & IP focusRecent signals
1Ramp 🦄
Provider of a platform for spend management, corporate cards, and payables
90Customers top 9%Funding top 11%Tech top 18%Growth top 25%
All 11 signals ▾
Customerstop 9%
Fundingtop 11%
Techtop 18%
Growthtop 25%
Markettop 26%
Moattop 26%
Talenttop 28%
Producttop 29%
Innovationtop 42%
Patentsbottom 46%
Globalbottom 39%
Customers: App rating 4.8★ (623 reviews) · Review volume +92% in 6 mo
Funding: Raised $1.4B across 14 rounds · 14 rounds over 7 yrs (2.0/yr)
rank vs industry peers · Fliar Intelligence Index 90/100
$1.4B7 mo ago9302019SentryZendeskApple iCloud Mail+44Top 50k13 patents
Optimizing and securing chunked video streaming with speech‑to‑text indexing and merging
1 launch
2TransFirst
Credit Card Processing/Merchant Accounts
$1.2B96 mo ago1,0001995Windows ServerMicrosoft ASP.NETGoogle Cloud+5Top 500k——
3Bilt Rewards 🦄
SaaS-driven reward-based rental management solution for residential properties
84Customers top 9%Tech top 12%Funding top 16%Moat top 26%
All 10 signals ▾
Customerstop 9%
Techtop 12%
Fundingtop 16%
Moattop 26%
Talenttop 28%
Markettop 35%
Growthtop 42%
Producttop 46%
Globalbottom 45%
Newsbottom 19%
Customers: Play-Store rating 4.60★ across 41,000 ratings (1 apps) · Review volume +55% in 6 mo
Tech: 61 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3
rank vs industry peers · Fliar Intelligence Index 84/100
$558M11 mo ago1112021SentryZendeskApple iCloud Mail+32Top 500k—2 launchs · 2 partnerships
4Forter 🦄
Cloud-based fraud prevention solutions for businesses
$525M60 mo ago32013WordPressApple iCloud MailGoogle Workspace+33Top 5M16 patents
Real-time transaction fraud detection and secure digital identity authentication
1 launch · 2 partnerships
5Jeeves 🦄
Digital company offering payment and corporate financial cards
78Funding top 16%Growth top 25%Moat top 26%Market top 32%
All 9 signals ▾
Fundingtop 16%
Growthtop 25%
Moattop 26%
Markettop 32%
Globaltop 36%
Newstop 37%
Producttop 46%
Customersbottom 43%
Talentbottom 41%
Funding: Raised $380M across 7 rounds · 7 rounds over 6 yrs (1.2/yr)
Growth: Web rank 5,000,000 → 500,000 YoY · Fresh capital in last 24 mo
rank vs industry peers · Fliar Intelligence Index 78/100
$380M6 mo ago2372019—Top 500k—1 job opening
6Cedar 🦄
Cloud-based payment solutions for the healthcare industry
$351M63 mo ago5222016WordPressApple iCloud MailGoogle Workspace+35Top 5M—1 award
7Payoneer
Provider of cross-border payment solutions for freelancers, businesses, and marketplaces
$269M102 mo ago1352005WordPress Block EditorCart FunctionalityWordPress+39Top 50k—2 partnerships
8DailyPay 🦄
Financial wellness and earned wage access platform that enables employees to access their earned pay on-demand
89Customers top 14%Funding top 15%Tech top 15%Growth top 25%
All 12 signals ▾
Customerstop 14%
Fundingtop 15%
Techtop 15%
Growthtop 25%
Markettop 31%
Moattop 32%
Newstop 36%
Producttop 40%
AItop 45%
Innovationbottom 48%
Patentsbottom 46%
Globalbottom 45%
Customers: Play-Store rating 4.72★ across 228,552 ratings (3 apps) · Review volume +16% in 6 mo
Funding: Raised $264M across 9 rounds · 9 rounds over 10 yrs (0.9/yr)
rank vs industry peers · Fliar Intelligence Index 89/100
$264M3 mo ago845
845 → 990 (+17%)
2015WordPressSentryApple iCloud Mail+52Top 500k3 patents
AI-driven payroll advance systems using machine learning for real-time earnings prediction
1 award
9Riskified 🦄
AI-based payment fraud prevention solutions for e-commerce solution
$229M63 mo ago781
781 → 714 (-9%)
2013WordPress Block EditorWordPressApple iCloud Mail+35Top 5M——
10Imprint 🦄
White label solutions for payment cards
69Funding top 16%Customers top 22%Moat top 26%Talent top 28%
All 10 signals ▾
Fundingtop 16%
Customerstop 22%
Moattop 26%
Talenttop 28%
Growthtop 30%
Techtop 31%
Producttop 36%
Newstop 44%
Globalbottom 43%
Marketbottom 38%
Funding: Raised $203M across 6 rounds · 6 rounds over 5 yrs (1.2/yr)
Customers: Play-Store rating 4.62★ across 7,085 ratings (1 apps) · Review volume +54% in 6 mo
rank vs industry peers · Fliar Intelligence Index 69/100
$203M6 mo ago32020SentryApple iCloud MailGoogle Workspace+17Top 1M—1 partnership
11Esusu 🦄
Online platform offering credit-building solutions through rent payment reporting
76Funding top 18%Tech top 24%Moat top 26%News top 33%
All 10 signals ▾
Fundingtop 18%
Techtop 24%
Moattop 26%
Newstop 33%
Growthtop 35%
Talenttop 38%
Markettop 40%
Producttop 40%
Customerstop 45%
Globalbottom 36%
Funding: Raised $145M across 9 rounds · 9 rounds over 8 yrs (1.1/yr)
Tech: 56 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3
rank vs industry peers · Fliar Intelligence Index 76/100
$145M6 mo ago1792018WordPress Block EditorWordPressSentry+22Top 5M—1 launch
12HYPR
Provider of passwordless multi-factor authentication, identity verification, and risk management
$131M24 mo ago—2014HubSpot CMS HubApple iCloud MailGoogle Workspace+31Top 5M15 patents
Secure mobile authentication and federated identity solutions with out‑of‑band verification
—
13gohenry
Prepaid cards for children
$125M44 mo ago139
139 → 223 (+60%)
2012SentryTypeScriptBootstrap+14Top 5M——
14PingPong
Online platform providing cross-border business payment solutions
$124M92 mo ago—2015———1 partnership
15Mesh Payments
Provider of payment processing solutions and virtual corporate cards for businesses
$123M45 mo ago1682012WordPressApple iCloud MailMySQL+38Top 1M—1 launch · 1 partnership · 1 expansion
16Lithic
Provider of platform for businesses to issue and manage payment cards
$121M58 mo ago99
99 → 200 (+102%)
2014WebflowApple iCloud MailGoogle Workspace+21Top 5M18 patents
Real-time virtual bank account transaction authorization, reconciliation, and secure serverless processing
1 internship
17Arrow
Digital platform accelerating healthcare payments
$110M48 mo ago—2018Framer SitesYouTubeReact+12Top 50M——
18Dash
App-based wallet for consumer payments
$85M32 mo ago462019——28 patents
Sealing, plug and wear‑monitoring components for industrial processing and container equipment.
—
19Coast
Provider of prepaid card for fuel and fleet payments
$77M23 mo ago582020Apple iCloud MailGoogle WorkspaceNode.js+33Top 5M—1 award
20Extend
Provider of virtual credit cards and spend management platform for businesses
67Talent top 22%Funding top 25%Tech top 30%Growth top 31%
All 11 signals ▾
Talenttop 22%
Fundingtop 25%
Techtop 30%
Growthtop 31%
Moattop 31%
Producttop 36%
Innovationtop 40%
Patentstop 45%
Marketbottom 44%
Customersbottom 41%
Globalbottom 33%
Talent: Analyst team rating 5/5 · 3 named leaders on record
Funding: Raised $55.0M across 5 rounds · 5 rounds over 9 yrs (0.6/yr)
rank vs industry peers · Fliar Intelligence Index 67/100
$55M9 mo ago43
43 → 70 (+63%)
2017WebflowApple iCloud MailGoogle Workspace+25Top 500k8 patents
Patents concentrated in computing, sensing & instrumentation
1 partnership
21TxVia
Processing for network-based payments
$55M188 mo ago292006——7 patents
Payment card issuing, acquiring, and processing software platforms
—
22MoCaFi
Credit builder prepaid cards for consumers
$50M36 mo ago402015WordPressMySQLPHP+22Top 10M——
23Jasper
NFC-enabled credit cards for point-of-sale financing
$48M59 mo ago492015——70 patents
Subscriber identity management and network service provisioning for mobile communications
—
24Selfbook
Provider of a platform streamlining hotel direct bookings through AI search
$42M42 mo ago512018SanityApple iCloud MailGoogle Workspace+25Top 5M2 patents
Online payment processing and validation for reservation booking platforms
—
25Boost Payment Solutions
Payment processing solutions for businesses & merchants
$34M61 mo ago64
64 → 112 (+75%)
2009HubSpot CMS HubApple iCloud MailMicrosoft 365+25Top 10M31 patents
Dynamic interchange rate adjustment for electronic payment processing
1 internship
26Alternative Payments
Invoice payment acceptance solution for businesses
$22M15 mo ago212021Node.jsTailwind CSSReact+23Top 5M—1 launch
27Pinata
Provider of a platform that reports rent payments to credit bureaus
$20M12 mo ago232019WordPressApple iCloud MailGoogle Workspace+32Top 1M15 patents
Inhalable dry‑powder pharmaceutical formulations for cannabinoids and receptor agonists
—
28Stake
SaaS-driven rental reward management system for tenants
$18M48 mo ago362018Apple iCloud MailGoogle WorkspaceGoogle Maps+17Top 50M——
2940Seas
Provider of AI-powered platform for automating receivables, collections, and payments
$17M34 mo ago152022WebflowVimeoGSAP+28Top 50M—2 launchs · 2 partnerships
30BIM
Merchant acquiring solutions for businesses
$14M29 mo ago162009Microsoft ASP.NETBootstrapAzure+6Top 10M—1 internship · 1 launch
31Walnut
Provider of patient engagement services
$14M49 mo ago202007————
32Refine Intelligence
Digital customer outreach for AML in banking
$13M31 mo ago122022WordPressMySQLPHP+29Top 50M—1 launch
33Togetherwork
Provider of Software-as-a-Service solutions to groups and organizations
$12M23 mo ago452
452 → 357 (-21%)
2015WordPressApple iCloud MailMicrosoft 365+20Top 5M—2 job openings
34Cybera
Fraud detection platform for financial institutions, crypto businesses, and law enforcement
$11M24 mo ago242020WebflowRiveStripe+16Top 10M——
35Rise Works
Provider of global payroll and compliance solutions for modern workforces
$10M20 mo ago82019Webflow EcommerceWebflowSentry+30Top 500k—4 launchs
36Affiniti
Provider of industry-specific small business credit cards
$10M12 mo ago62022SentryZendeskNode.js+14Top 50M5 patents
Distributed data retrieval and persistent session management for object-oriented middleware
—
37PEX Card
SaaS-based corporate card solutions for businesses
72Tech top 19%Customers top 26%Innovation top 28%Product top 29%
All 10 signals ▾
Techtop 19%
Customerstop 26%
Innovationtop 28%
Producttop 29%
Fundingtop 32%
Moattop 39%
Growthtop 45%
Markettop 46%
Talentbottom 49%
Globalbottom 43%
Tech: 75 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront
Customers: Play-Store rating 4.58★ across 1,340 ratings (1 apps) · Review volume +31% in 6 mo
rank vs industry peers · Fliar Intelligence Index 72/100
$9M3 mo ago902006WordPressSentryAtlassian Statuspage+40Top 1M—1 launch
38Kasheesh
One-time virtual card allowing to combine funds from multiple cards
$9M40 mo ago212019WebflowSentryZendesk+15Top 1M——
39GiveCard
Provider of platform for secure and scalable funds disbursement and management
$9M6 mo ago—2018WebflowTypekitGoogle Font API+14Top 5M—1 award
40Fijoya
Provider of an AI-powered platform for managing employee benefits programs
$8M27 mo ago12023————
41Payy
Provider of a stablecoin banking platform and private payment services
60Funding top 33%Talent top 45%Global bottom 48%Tech bottom 47%
All 4 signals ▾
Fundingtop 33%
Talenttop 45%
Globalbottom 48%
Techbottom 47%
Funding: Raised $8.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr)
Talent: 2 named leaders on record
rank vs industry peers · Fliar Intelligence Index 60/100
$8M2 mo ago—2022Framer SitesReactPostHog+10Top 5M——
42Cardflight
Mobile app SDK for in-person credit card payments
$8M19 mo ago212011WebflowApple iCloud MailGoogle Workspace+16Top 500k2 patents
Automated merchant payment adjustment and chip‑card mobile pre‑certification systems.
4 job openings
43FlexPoint
White label payment gateway for businesses
$7M13 mo ago82021WebflowApple iCloud MailMicrosoft 365+25Top 5M—1 job opening
44Cadana
Provider of infrastructure for global workforce payments, contractor management, and EOR
$7M23 mo ago212020Node.jsHeadless UIGSAP+19Top 5M—1 launch
45HealNow
Online payments platform for pharmacies
$7M32 mo ago102015————
46Fraud.net
Provider of an AI-powered platform for fraud detection and risk management
$7M38 mo ago342013WebflowSentryAtlassian Statuspage+26Top 5M—1 award
47Ned
Provider of software solutions for banking and lending management
$4M20 mo ago62021———1 partnership
48Billfold
POS payment processing solution for entertainment industry
$3M22 mo ago552016WebflowSentryApple iCloud Mail+20Top 50M——
49Rove
Travel credit card for individuals
$500K3 mo ago—2023————
50Unifold
Provider of infrastructure for on-chain deposits and payments across chains
$500K5 mo ago—2026————

Top 12 Payments companies in New York City

#1
Ramp 🦄
Series E · New York City, New York · founded 2019 · 930 employees
$1.4Braised
▾

Provider of a platform for spend management, corporate cards, and payables. The platform offers features such as expense management, accounts payable processing, and travel management. It also provides procurement and accounting automation capabilities. The platform aims to streamline financial operations and improve efficiency for finance teams.

Fliar Intelligence Index™ 90how this company ranks against its industry peers
Customers
top 9%
Funding
top 11%
Tech
top 18%
Growth
top 25%
Market
top 26%
Moat
top 26%
Customers: App rating 4.8★ (623 reviews) · Review volume +92% in 6 mo · Marquee-customer mentions: top 9% of tracked companies
Funding: Raised $1.4B across 14 rounds · 14 rounds over 7 yrs (2.0/yr) · Last round Series E (Nov 2025)
Tech: 83 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Web Services · Devops: Envoy
Audience (LinkedIn): 322k LinkedIn followers — 21.6% of this cohort's audience · 582 engagements/post (10.7× cohort median)
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
  • Nov 2025Series E$311.7M
  • Jul 2025Series E$514.1M
  • Jun 2025Series E$200M
  • Apr 2024Series D$156.1M
Founders & team
Eric GlymanCo-Founder & CEOGene LeeCo-FounderKarim AtiyehCo-Founder & CTO
Investors
Khosla Ventures, Founders Fund, Sequoia Capital, Greylock Partners, 8VC, Thrive Capital
Tech stack
AhoyAhrefsAlpine.JsAmazon S3Amazon Web ServicesApple Icloud Mail
#2
Series D · New York City, New York · founded 2015 · 845 employees
$264Mraised
▾

Financial wellness and earned wage access platform that enables employees to access their earned pay on-demand. It integrates directly with employers’ existing payroll, HR, and workforce management systems, allowing workers to view and transfer portions of their accrued earnings in real time. It is positioned as a retention and engagement tool that helps attract and retain talent by offering greater financial flexibility without requiring major changes to payroll operations. It emphasizes seamless integration, enterprise-grade security, and minimal administrative overhead for businesses.

Fliar Intelligence Index™ 89how this company ranks against its industry peers
Customers
top 14%
Funding
top 15%
Tech
top 15%
Growth
top 25%
Market
top 31%
Moat
top 32%
Customers: Play-Store rating 4.72★ across 228,552 ratings (3 apps) · Review volume +16% in 6 mo
Funding: Raised $264M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) · Last round Conventional Debt (Feb 2026)
Tech: 94 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Envoy, Nginx
Audience (LinkedIn): 31k LinkedIn followers — 2.1% of this cohort's audience
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
  • Feb 2026Conventional Debt$200M
  • Jan 2024Conventional Debt$100M
  • Jan 2024Series D$75M
  • Jan 2023Conventional Debt$260M
Investors
Intercept Ventures, RPM Ventures, Inspiration Ventures, Frontier Venture Capital, Barclays, Angelo Gordon
Tech stack
6SenseAdaAdobe Audience ManagerAmazon CloudfrontAmazon S3Amazon Ses
#3
Jeeves 🦄
Series C · New York City, New York · founded 2019 · 237 employees
$380Mraised
▾

Digital company offering payment and corporate financial cards. It provides multi-currency payments, money transfers, cash withdrawals, personal credit lines, rental prices, and more. It also provides virtual cards for vendor payments & management with multi benefits including lounge access, vouchers, rewards, and more. It offers an expense management platform that allows users to track costs and spending.

Fliar Intelligence Index™ 78how this company ranks against its industry peers
Funding
top 16%
Growth
top 25%
Moat
top 26%
Market
top 32%
Global
top 36%
News
top 37%
Funding: Raised $380M across 7 rounds · 7 rounds over 6 yrs (1.2/yr) · Last round Venture Debt (Dec 2025)
Growth: Web rank 5,000,000 → 500,000 YoY · Fresh capital in last 24 mo
Moat: Editorial + unicorn rating 9/10 · Unicorn · 10 curated direct competitors tracked
Audience (LinkedIn): 41k LinkedIn followers — 2.7% of this cohort's audience
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Account Executive, Head of Sales
Funding rounds
  • Dec 2025Venture Debt$100M
  • May 2024Venture Debt$75M
  • Mar 2022Series C$180M
  • Sep 2021Series B$57M
Founders & team
Dileep ThazhmonFounder & CEO
Investors
CRV, Tencent, Alkeon Capital Management, SVB, Mantis VC, Andreessen Horowitz
#4
Imprint 🦄
Series D · New York City, New York · founded 2020 · 3 employees
$203Mraised
▾

White label solutions for payment cards. It provides branded rewards cards for customers. Those cards work like debit cards in that a user doesn’t have to undergo a credit check or pay interest and fees. The company’s commerce platform apps and APIs also will eventually give merchants a way to integrate their payment method at checkout.

Fliar Intelligence Index™ 69how this company ranks against its industry peers
Funding
top 16%
Customers
top 22%
Moat
top 26%
Talent
top 28%
Growth
top 30%
Tech
top 31%
Funding: Raised $203M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) · Last round Series D (Dec 2025)
Customers: Play-Store rating 4.62★ across 7,085 ratings (1 apps) · Review volume +54% in 6 mo
Moat: Editorial + unicorn rating 8/10 · Unicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 15k LinkedIn followers · 194 engagements/post (3.6× cohort median)
Activity (LinkedIn): 2 product launches · 4 partnerships · 1 awards (incl. Crate and Barrel) announced in 12 mo
Funding rounds
  • Dec 2025Series D$150M
  • Apr 2025Conventional Debt$500M
  • Oct 2024Series C$75M
  • Feb 2024Conventional Debt—
Founders & team
Gaurav AhujaCo-FounderDaragh MurphyCo-Founder & CEOLalitha RaoChief Risk Officer (CRO)
Investors
Thrive Capital, Kleiner Perkins, Ribbit Capital, Affirm, Stripe, Allen & Company
Tech stack
Apple Icloud MailCdnjsCloudflareCloudflare Bot ManagementCore-JsDatadog
#5
Esusu 🦄
Series C · New York City, New York · founded 2018 · 179 employees
$145.2Mraised
▾

Online platform offering credit-building solutions through rent payment reporting. It captures rental payment data and reports it to credit bureaus to boost credit scores. This helps the tenants to build and establish their credit scores and also helps property owners to attract new tenants. It also reports property management analytics and more.

Fliar Intelligence Index™ 76how this company ranks against its industry peers
Funding
top 18%
Tech
top 24%
Moat
top 26%
News
top 33%
Growth
top 35%
Talent
top 38%
Funding: Raised $145M across 9 rounds · 9 rounds over 8 yrs (1.1/yr) · Last round Series C (Dec 2025)
Tech: 56 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Nginx
Moat: Editorial + unicorn rating 9/10 · Unicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 73k LinkedIn followers — 4.9% of this cohort's audience · 238 engagements/post (4.4× cohort median)
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
  • Dec 2025Series C$50M
  • Jan 2022Series B$130M
  • Jul 2021Series A$10.6M
  • Aug 2020Seed$2.3M
Founders & team
Samir GoelCo-FounderWemimo AbbeyCo-Founder
Investors
Impact America Fund, Next Play Ventures, Acumen, Concrete Rose, Global Good Fund, Zeal Capital Partners
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesAmplitudeAngularjsApple Icloud Mail
#6
Series B · New York City, New York · founded 2021 · 111 employees
$557.5Mraised
▾

SaaS-driven reward-based rental management solution for residential properties. It facilitates rent payment management, downpayment management, reward reeding with fitness centers, provides a catalog of art, decor, and apparel, credit score management with rent payments to credit bureaus, and more.

Fliar Intelligence Index™ 84how this company ranks against its industry peers
Customers
top 9%
Tech
top 12%
Funding
top 16%
Moat
top 26%
Talent
top 28%
Market
top 35%
Customers: Play-Store rating 4.60★ across 41,000 ratings (1 apps) · Review volume +55% in 6 mo
Tech: 61 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Envoy
Funding: Raised $558M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) · Last round Series B (Jul 2025)
Audience (LinkedIn): 39k LinkedIn followers — 2.6% of this cohort's audience
Activity (LinkedIn): 2 product launches · 2 partnerships (incl. American Campus Communities) announced in 12 mo
Funding rounds
  • Jul 2025Series B$250M
  • Aug 2024Series B$150M
  • Jan 2024Series B$347.5M
  • Oct 2022Series A$150M
Founders & team
David WylerCo-Founder & Chief Business OfficerDaniel SederCo-Founder & Chief Operating OfficerAnkur JainCo-Founder & CEO
Investors
Greystar, Wells Fargo, Invitation Homes, Smash Capital, Prosus, Fifth Wall
Tech stack
Adobe Audience ManagerAmazon CloudfrontAmazon S3Amazon Web ServicesApolloApple Icloud Mail
#7
Series D · New York City, New York · founded 2006 · 90 employees
$9.4Mraised
▾

SaaS-based corporate card solutions for businesses. It enables businesses to manage corporate cards for providing employee benefits solutions like spend and expense management, grants, rewards disbursement, and more. It provides solutions for virtual vendor cards, employee incentives, reimbursement, and more. Its app is available for Android and iOS users.

Fliar Intelligence Index™ 72how this company ranks against its industry peers
Tech
top 19%
Customers
top 26%
Innovation
top 28%
Product
top 29%
Funding
top 32%
Moat
top 39%
Tech: 75 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront · Observability: Microsoft Clarity, Sentry
Customers: Play-Store rating 4.58★ across 1,340 ratings (1 apps) · Review volume +31% in 6 mo
Innovation: 7 product lines
Audience (LinkedIn): 15k LinkedIn followers
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
  • Feb 2026Series D$9.7M
  • May 2024Conventional Debt—
  • May 2024Series C$5M
  • May 2012Series B$3.2M
Founders & team
Toffer GrantCEO / Founder
Investors
Inovia Capital, Bluff Point Associates, Augury Capital Partners, Alpine Meridian, New York Angels
Tech stack
Advanced Custom FieldsAmazon AlbAmazon CloudfrontAmazon S3Amazon Web ServicesAngular
#8
Series B · New York City, New York · founded 2017 · 43 employees
$55Mraised
▾

Provider of virtual credit cards and spend management platform for businesses. It offers a platform that allows businesses to manage payments and expense processes using their existing company credit cards. The platform provides features such as virtual cards, budgets, bill pay, receipt management, reimbursements, reconciliation, and integrations with participating banks. It caters to various industries, including retail, e-commerce, legal services, construction, manufacturing, media, production agencies, life sciences, and medical sectors. The platform offers vendor payments, employee cards, spend tracking, reconciliation, and integrated payments solutions.

Fliar Intelligence Index™ 67how this company ranks against its industry peers
Talent
top 22%
Funding
top 25%
Tech
top 30%
Growth
top 31%
Moat
top 31%
Product
top 36%
Talent: Analyst team rating 5/5 · 3 named leaders on record · 3 C-suite/founder profiles curated
Funding: Raised $55.0M across 5 rounds · 5 rounds over 9 yrs (0.6/yr) · Last round Series B (Sep 2025)
Tech: 41 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services · Devops: Envoy
Audience (LinkedIn): 18k LinkedIn followers
Activity (LinkedIn): 1 partnerships (incl. Extend) announced in 12 mo
Funding rounds
  • Sep 2025Venture Debt—
  • Sep 2025Series B$20M
  • Dec 2024Series B$14.5M
  • Oct 2021Series B$40M
Founders & team
Andrew JamisonCEO and Co-FounderDanny MorrowCofounder / Chief Innovation OfficerGuillaume BouvardCo-founder
Investors
March Capital, Point72 Ventures, FinTech Collective, Reciprocal Ventures, Pac-West Telecomm, Wells Fargo
Tech stack
Amazon CloudfrontAmazon Web ServicesApple Icloud MailAws Certificate ManagerCalendlyCdnjs
#9
Seed · New York City, New York · founded 2022
$8Mraised
▾

Provider of a stablecoin banking platform and private payment services. This platform offers users a wallet for managing stablecoins and facilitates private transactions. The service focuses on enabling users to grow their money within the platform's ecosystem. It provides tools and services for managing and utilizing stablecoins for various financial activities.

Fliar Intelligence Index™ 60how this company ranks against its industry peers
Funding
top 33%
Talent
top 45%
Global
bottom 48%
Tech
bottom 47%
Funding: Raised $8.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) · Last round Seed (Mar 2026)
Talent: 2 named leaders on record
Global: Investors from 1 country beyond United States
Funding rounds
  • Mar 2026Seed$6M
  • Seed$2M
Founders & team
Calum MooreCo-Founder & CTOSid GandhiCo-Founder & CEO
Investors
FirstMark, Robvc, Dba, 6MV, OrangeDAO, Protocol Labs
#10
Series A · New York City, New York · founded 2018
$8.9Mraised
▾

Provider of platform for secure and scalable funds disbursement and management. The platform offers tools for issuing cards, making bank transfers, and managing recipient information. It also facilitates funds withdrawal, bulk imports, and automated workflows. Spend rules and transaction reports are available. The platform integrates with existing software.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 1k LinkedIn followers
Activity: 1 awards announced in 12 mo
Funding rounds
  • Dec 2025Series A$8.9M
Founders & team
Lurein PereraCo-Founder & CEODiksha ThachCo-Founder & COO
Tech stack
CdnjsCloudflareCore-JsFont AwesomeFullstoryGodaddy
#11
Series A · New York City, New York · founded 2019 · 23 employees
$20Mraised
▾

Provider of a platform that reports rent payments to credit bureaus. The platform allows renters to build credit by reporting on-time rent payments. It offers rewards and a marketplace for deals and discounts. The platform also provides tools for monitoring credit scores and financial insights.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 17k LinkedIn followers
Funding rounds
  • May 2025Series A$7.3M
  • Feb 2024Conventional Debt$600K
  • Nov 2023Series A—
  • Aug 2023Series A—
Founders & team
Lily LiuChief Executive Officer
Investors
BDev Ventures, RevTech Labs Capital, Wilshire Lane Capital, Dubilier & Company, Moderne Ventures
Tech stack
Amazon CloudfrontAmazon Web ServicesApple Icloud MailCloudflareCookieyesCore-Js
#12
Series A · New York City, New York · founded 2022 · 6 employees
$10Mraised
▾

Provider of industry-specific small business credit cards. It offers customized credit cards developed in collaboration with various professional and affinity groups. These cards feature industry-tailored rewards programs, focusing on maximizing cash back in areas of high spending for each industry. The company also negotiates group purchasing discounts with vendors. Additional features include unlimited employee cards, expense management tools, and dedicated customer support. Credit lines are tailored to the unique revenue cycles of different industries.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 5k LinkedIn followers
Funding rounds
  • May 2025Conventional Debt$15M
  • Apr 2025Series A$17M
  • Jul 2024Seed$11M
Founders & team
Sahil PhadnisCo-Founder & CTOAaron BaiCo-Founder & CEO
Investors
SignalFire, Contrarian Thinking Capital, Indicator Ventures, LightShed Ventures, RiverPark Ventures, Soma Capital

Funding & investor landscape

$7.1Btotal disclosed funding
99companies funded
277disclosed rounds
1rounds last 90 days
Most active investors
Y Combinator10 rounds
Plug and Play Tech Center7 rounds
Soma Capital7 rounds
Bessemer Venture Partners5 rounds
Citi5 rounds
Entrepreneurs Roundtable Accelerator5 rounds
Gaingels5 rounds
Techstars5 rounds
Viola FinTech5 rounds
Alumni Ventures4 rounds

Notable founders

Eric Glyman
Co-Founder & CEO · Ramp
Gene Lee
Co-Founder · Ramp
Dileep Thazhmon
Founder & CEO · Jeeves
Gaurav Ahuja
Co-Founder · Imprint
Daragh Murphy
Co-Founder & CEO · Imprint
Samir Goel
Co-Founder · Esusu
Wemimo Abbey
Co-Founder · Esusu
David Wyler
Co-Founder & Chief Business Officer · Bilt Rewards
Daniel Seder
Co-Founder & Chief Operating Officer · Bilt Rewards
Toffer Grant
CEO / Founder · PEX Card
Andrew Jamison
CEO and Co-Founder · Extend
Danny Morrow
Cofounder / Chief Innovation Officer · Extend
Prism market signals · United States · country-scoped Prism corpus, 1,750,783 docs

Market landscape — 10 sub-themes by coverage

Share of Payments coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

RESEARCH SIGNALS · United States

How research on Digital Payments is moving in the United States

A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,534 United States-affiliated papers.

research sentiment over time
200820172026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 15% → 32% across 2008–2026.
top research entities
  • Film Independent35
  • Community Partners26
  • Tufts University24
  • Federal Reserve22
  • University of Washington21
leading researchers
Crypto Education Research Lab · Ignacio Mas · Wen‐Chen Hu · Chuleeporn Changchit · Chung-wei Lee · Nikhilesh Dholakia · Morten Rask · Qasim Ajao
▲ Breakthroughs169 · 11%
▲ 8%→13% share
▲1.6× share momentum0 median citations66% since 2021mostly methods-led
Database transaction research emerged brand-new at 29 papers, instantly rivaling Mobile payment breakthroughs rising from 18 to 28.
rising sub-themes (early→recent)
  • Payment system4→23
  • Mobile payment18→28
  • Payment service provider5→14
  • Financial services1→8
  • Financial transaction1→8
Newly emergingDatabase transaction 0→29 · Financial inclusion 0→8 · Payment processor 0→7
Landmark Monopoly without a Monopolist: An Economic Analysis of the Bitcoin Payment System · 223 cites
◆ Advancements431 · 28%
▲ 23%→31% share
▲1.3× share momentum0 median citations61% since 2021mostly empirical
Financial inclusion advancements intensified sharply — papers quintupled from 10 to 54 as FinTech and Cryptocurrency newly entered the segment.
rising sub-themes (early→recent)
  • Mobile payment62→120
  • Financial inclusion10→54
  • Payment service provider4→41
  • Financial services10→45
  • Database transaction9→34
Newly emergingFinTech 0→18 · Cryptocurrency 0→16 · Payment processor 0→14
Landmark The long-run poverty and gender impacts of mobile money · 1,312 cites
▼ Concerns558 · 36%
▼ 44%→30% share
▼0.7× share momentum1 median citations46% since 2021mostly empirical
Concern research is cooling overall (44%→30%) yet Financial inclusion worries doubled from 23 to 46, signaling persistent equity gaps.
rising sub-themes (early→recent)
  • Financial inclusion23→46
  • Financial services23→38
  • Cryptocurrency8→19
  • Transparency (behavior)1→11
  • Database transaction11→20
Newly emergingDigital transformation 0→9 · Settlement (finance) 0→8 · Asset (computer security) 0→5
Landmark Risk Sharing and Transactions Costs: Evidence from Kenya's Mobile Money Revolution · 1,237 cites
RESEARCH HOTSPOTS · United States

Where digital payments is researched across United States

Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.

Boston71 · +0.04
Hot · Developing countryAdvancing · Computer securityOpportunity · Settlement (finance)Concern · Mobile payment
SF Bay Area30 · +0.09
Hot · Database transactionAdvancing · Mobile paymentOpportunity · Healthcare systemConcern · Incentive
New York25 · +0.20
Hot · Database transactionAdvancing · Service (business)Concern · Financial services
Seattle22 · +0.03
Hot · Financial servicesAdvancing · Mobile paymentOpportunity · MedicaidConcern · Financial inclusion
Chicago22 · +0.08
Hot · Payment systemOpportunity · DiscountingConcern · Mobile payment
Ann Arbor22 · +0.25
Hot · MicrofinanceAdvancing · CashOpportunity · Investment (military)Concern · Payment system
Pittsburgh18 · +0.12
Hot · Mobile deviceAdvancing · Mobile paymentOpportunity · Mobile computing
Philadelphia16 · -0.14
Hot · Financial servicesConcern · Reimbursement
Atlanta15 · +0.31
Hot · Mobile paymentOpportunity · Database transaction
Austin9 · +0.14
PATENT SIGNAL · United States

Who's filing digital payments patents in the United States

United States digital payments patent filing is cooling — 1,412 filings from 1,167 assignees (2016–2025), led by Mastercard International, VISA INT Service ASS, Paypal; annual filings 189→106.

1,412 filings1,167 assigneespeak 190/yr2016–2025
filing momentum (YoY 2016–2025)
top patent filers
  • Mastercard International310
  • VISA INT Service ASS111
  • Paypal81
  • VISA USA63
  • Intuit45
  • EBAY45
  • BANK Of America44
  • IBM44

Common questions

How many Payments companies are there in New York City, United States?
Radar tracks 230 indexable Payments companies headquartered in New York City, United States that meet our profile-completeness bar.
What is the total funding raised by Payments companies in New York City, United States?
The Payments companies in New York City, United States on this list have raised a combined $7.1B in disclosed equity funding across 99 funded companies.
Which is the highest-funded Payments company in New York City, United States?
Ramp is the highest-funded Payments company in New York City, United States, with $1.4B in disclosed equity funding.
How many Payments companies in New York City, United States are funded?
99 of the 230 Payments companies in New York City, United States on this list have disclosed at least one equity funding round.
How many Payments unicorns are there in New York City, United States?
9 Payments companies in New York City, United States on this list are valued at $1B or more.
Who are the top investors in New York City, United States Payments companies?
The most active investors in New York City, United States Payments companies on this list include Y Combinator, Plug and Play Tech Center, Soma Capital, Bessemer Venture Partners, Citi.
Riya SenguptaFinancials

Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.

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