Best Payments Companies in New York City, United States
The 230 best Payments companies in New York City, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Ramp.
Our analysis of 50 Payments companies
$20.7b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Payments companies in New York City
| # | Company | Disclosed funding | Last round | Employees | Founded | Tech stack | Web popularity | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Ramp 🦄 Provider of a platform for spend management, corporate cards, and payables 90Customers top 9%Funding top 11%Tech top 18%Growth top 25% All 11 signals ▾Customerstop 9% Fundingtop 11% Techtop 18% Growthtop 25% Markettop 26% Moattop 26% Talenttop 28% Producttop 29% Innovationtop 42% Patentsbottom 46% Globalbottom 39% Customers: App rating 4.8★ (623 reviews) · Review volume +92% in 6 mo Funding: Raised $1.4B across 14 rounds · 14 rounds over 7 yrs (2.0/yr) rank vs industry peers · Fliar Intelligence Index 90/100 | $1.4B | 7 mo ago | 930 | 2019 | SentryZendeskApple iCloud Mail+44 | Top 50k | 13 patents Optimizing and securing chunked video streaming with speech‑to‑text indexing and merging | 1 launch |
| 2 | TransFirst Credit Card Processing/Merchant Accounts | $1.2B | 96 mo ago | 1,000 | 1995 | Windows ServerMicrosoft ASP.NETGoogle Cloud+5 | Top 500k | — | — |
| 3 | Bilt Rewards 🦄 SaaS-driven reward-based rental management solution for residential properties 84Customers top 9%Tech top 12%Funding top 16%Moat top 26% All 10 signals ▾Customerstop 9% Techtop 12% Fundingtop 16% Moattop 26% Talenttop 28% Markettop 35% Growthtop 42% Producttop 46% Globalbottom 45% Newsbottom 19% Customers: Play-Store rating 4.60★ across 41,000 ratings (1 apps) · Review volume +55% in 6 mo Tech: 61 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 84/100 | $558M | 11 mo ago | 111 | 2021 | SentryZendeskApple iCloud Mail+32 | Top 500k | — | 2 launchs · 2 partnerships |
| 4 | Forter 🦄 Cloud-based fraud prevention solutions for businesses | $525M | 60 mo ago | 3 | 2013 | WordPressApple iCloud MailGoogle Workspace+33 | Top 5M | 16 patents Real-time transaction fraud detection and secure digital identity authentication | 1 launch · 2 partnerships |
| 5 | Jeeves 🦄 Digital company offering payment and corporate financial cards 78Funding top 16%Growth top 25%Moat top 26%Market top 32% All 9 signals ▾Fundingtop 16% Growthtop 25% Moattop 26% Markettop 32% Globaltop 36% Newstop 37% Producttop 46% Customersbottom 43% Talentbottom 41% Funding: Raised $380M across 7 rounds · 7 rounds over 6 yrs (1.2/yr) Growth: Web rank 5,000,000 → 500,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 78/100 | $380M | 6 mo ago | 237 | 2019 | — | Top 500k | — | 1 job opening |
| 6 | Cedar 🦄 Cloud-based payment solutions for the healthcare industry | $351M | 63 mo ago | 522 | 2016 | WordPressApple iCloud MailGoogle Workspace+35 | Top 5M | — | 1 award |
| 7 | Payoneer Provider of cross-border payment solutions for freelancers, businesses, and marketplaces | $269M | 102 mo ago | 135 | 2005 | WordPress Block EditorCart FunctionalityWordPress+39 | Top 50k | — | 2 partnerships |
| 8 | DailyPay 🦄 Financial wellness and earned wage access platform that enables employees to access their earned pay on-demand 89Customers top 14%Funding top 15%Tech top 15%Growth top 25% All 12 signals ▾Customerstop 14% Fundingtop 15% Techtop 15% Growthtop 25% Markettop 31% Moattop 32% Newstop 36% Producttop 40% AItop 45% Innovationbottom 48% Patentsbottom 46% Globalbottom 45% Customers: Play-Store rating 4.72★ across 228,552 ratings (3 apps) · Review volume +16% in 6 mo Funding: Raised $264M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) rank vs industry peers · Fliar Intelligence Index 89/100 | $264M | 3 mo ago | 845 845 → 990 (+17%) | 2015 | WordPressSentryApple iCloud Mail+52 | Top 500k | 3 patents AI-driven payroll advance systems using machine learning for real-time earnings prediction | 1 award |
| 9 | Riskified 🦄 AI-based payment fraud prevention solutions for e-commerce solution | $229M | 63 mo ago | 781 781 → 714 (-9%) | 2013 | WordPress Block EditorWordPressApple iCloud Mail+35 | Top 5M | — | — |
| 10 | Imprint 🦄 White label solutions for payment cards 69Funding top 16%Customers top 22%Moat top 26%Talent top 28% All 10 signals ▾Fundingtop 16% Customerstop 22% Moattop 26% Talenttop 28% Growthtop 30% Techtop 31% Producttop 36% Newstop 44% Globalbottom 43% Marketbottom 38% Funding: Raised $203M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) Customers: Play-Store rating 4.62★ across 7,085 ratings (1 apps) · Review volume +54% in 6 mo rank vs industry peers · Fliar Intelligence Index 69/100 | $203M | 6 mo ago | 3 | 2020 | SentryApple iCloud MailGoogle Workspace+17 | Top 1M | — | 1 partnership |
| 11 | Esusu 🦄 Online platform offering credit-building solutions through rent payment reporting 76Funding top 18%Tech top 24%Moat top 26%News top 33% All 10 signals ▾Fundingtop 18% Techtop 24% Moattop 26% Newstop 33% Growthtop 35% Talenttop 38% Markettop 40% Producttop 40% Customerstop 45% Globalbottom 36% Funding: Raised $145M across 9 rounds · 9 rounds over 8 yrs (1.1/yr) Tech: 56 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 76/100 | $145M | 6 mo ago | 179 | 2018 | WordPress Block EditorWordPressSentry+22 | Top 5M | — | 1 launch |
| 12 | HYPR Provider of passwordless multi-factor authentication, identity verification, and risk management | $131M | 24 mo ago | — | 2014 | HubSpot CMS HubApple iCloud MailGoogle Workspace+31 | Top 5M | 15 patents Secure mobile authentication and federated identity solutions with out‑of‑band verification | — |
| 13 | gohenry Prepaid cards for children | $125M | 44 mo ago | 139 139 → 223 (+60%) | 2012 | SentryTypeScriptBootstrap+14 | Top 5M | — | — |
| 14 | PingPong Online platform providing cross-border business payment solutions | $124M | 92 mo ago | — | 2015 | — | — | — | 1 partnership |
| 15 | Mesh Payments Provider of payment processing solutions and virtual corporate cards for businesses | $123M | 45 mo ago | 168 | 2012 | WordPressApple iCloud MailMySQL+38 | Top 1M | — | 1 launch · 1 partnership · 1 expansion |
| 16 | Lithic Provider of platform for businesses to issue and manage payment cards | $121M | 58 mo ago | 99 99 → 200 (+102%) | 2014 | WebflowApple iCloud MailGoogle Workspace+21 | Top 5M | 18 patents Real-time virtual bank account transaction authorization, reconciliation, and secure serverless processing | 1 internship |
| 17 | Arrow Digital platform accelerating healthcare payments | $110M | 48 mo ago | — | 2018 | Framer SitesYouTubeReact+12 | Top 50M | — | — |
| 18 | Dash App-based wallet for consumer payments | $85M | 32 mo ago | 46 | 2019 | — | — | 28 patents Sealing, plug and wear‑monitoring components for industrial processing and container equipment. | — |
| 19 | Coast Provider of prepaid card for fuel and fleet payments | $77M | 23 mo ago | 58 | 2020 | Apple iCloud MailGoogle WorkspaceNode.js+33 | Top 5M | — | 1 award |
| 20 | Extend Provider of virtual credit cards and spend management platform for businesses 67Talent top 22%Funding top 25%Tech top 30%Growth top 31% All 11 signals ▾Talenttop 22% Fundingtop 25% Techtop 30% Growthtop 31% Moattop 31% Producttop 36% Innovationtop 40% Patentstop 45% Marketbottom 44% Customersbottom 41% Globalbottom 33% Talent: Analyst team rating 5/5 · 3 named leaders on record Funding: Raised $55.0M across 5 rounds · 5 rounds over 9 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $55M | 9 mo ago | 43 43 → 70 (+63%) | 2017 | WebflowApple iCloud MailGoogle Workspace+25 | Top 500k | 8 patents Patents concentrated in computing, sensing & instrumentation | 1 partnership |
| 21 | TxVia Processing for network-based payments | $55M | 188 mo ago | 29 | 2006 | — | — | 7 patents Payment card issuing, acquiring, and processing software platforms | — |
| 22 | MoCaFi Credit builder prepaid cards for consumers | $50M | 36 mo ago | 40 | 2015 | WordPressMySQLPHP+22 | Top 10M | — | — |
| 23 | Jasper NFC-enabled credit cards for point-of-sale financing | $48M | 59 mo ago | 49 | 2015 | — | — | 70 patents Subscriber identity management and network service provisioning for mobile communications | — |
| 24 | Selfbook Provider of a platform streamlining hotel direct bookings through AI search | $42M | 42 mo ago | 51 | 2018 | SanityApple iCloud MailGoogle Workspace+25 | Top 5M | 2 patents Online payment processing and validation for reservation booking platforms | — |
| 25 | Boost Payment Solutions Payment processing solutions for businesses & merchants | $34M | 61 mo ago | 64 64 → 112 (+75%) | 2009 | HubSpot CMS HubApple iCloud MailMicrosoft 365+25 | Top 10M | 31 patents Dynamic interchange rate adjustment for electronic payment processing | 1 internship |
| 26 | Alternative Payments Invoice payment acceptance solution for businesses | $22M | 15 mo ago | 21 | 2021 | Node.jsTailwind CSSReact+23 | Top 5M | — | 1 launch |
| 27 | Pinata Provider of a platform that reports rent payments to credit bureaus | $20M | 12 mo ago | 23 | 2019 | WordPressApple iCloud MailGoogle Workspace+32 | Top 1M | 15 patents Inhalable dry‑powder pharmaceutical formulations for cannabinoids and receptor agonists | — |
| 28 | Stake SaaS-driven rental reward management system for tenants | $18M | 48 mo ago | 36 | 2018 | Apple iCloud MailGoogle WorkspaceGoogle Maps+17 | Top 50M | — | — |
| 29 | 40Seas Provider of AI-powered platform for automating receivables, collections, and payments | $17M | 34 mo ago | 15 | 2022 | WebflowVimeoGSAP+28 | Top 50M | — | 2 launchs · 2 partnerships |
| 30 | BIM Merchant acquiring solutions for businesses | $14M | 29 mo ago | 16 | 2009 | Microsoft ASP.NETBootstrapAzure+6 | Top 10M | — | 1 internship · 1 launch |
| 31 | Walnut Provider of patient engagement services | $14M | 49 mo ago | 20 | 2007 | — | — | — | — |
| 32 | Refine Intelligence Digital customer outreach for AML in banking | $13M | 31 mo ago | 12 | 2022 | WordPressMySQLPHP+29 | Top 50M | — | 1 launch |
| 33 | Togetherwork Provider of Software-as-a-Service solutions to groups and organizations | $12M | 23 mo ago | 452 452 → 357 (-21%) | 2015 | WordPressApple iCloud MailMicrosoft 365+20 | Top 5M | — | 2 job openings |
| 34 | Cybera Fraud detection platform for financial institutions, crypto businesses, and law enforcement | $11M | 24 mo ago | 24 | 2020 | WebflowRiveStripe+16 | Top 10M | — | — |
| 35 | Rise Works Provider of global payroll and compliance solutions for modern workforces | $10M | 20 mo ago | 8 | 2019 | Webflow EcommerceWebflowSentry+30 | Top 500k | — | 4 launchs |
| 36 | Affiniti Provider of industry-specific small business credit cards | $10M | 12 mo ago | 6 | 2022 | SentryZendeskNode.js+14 | Top 50M | 5 patents Distributed data retrieval and persistent session management for object-oriented middleware | — |
| 37 | PEX Card SaaS-based corporate card solutions for businesses 72Tech top 19%Customers top 26%Innovation top 28%Product top 29% All 10 signals ▾Techtop 19% Customerstop 26% Innovationtop 28% Producttop 29% Fundingtop 32% Moattop 39% Growthtop 45% Markettop 46% Talentbottom 49% Globalbottom 43% Tech: 75 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront Customers: Play-Store rating 4.58★ across 1,340 ratings (1 apps) · Review volume +31% in 6 mo rank vs industry peers · Fliar Intelligence Index 72/100 | $9M | 3 mo ago | 90 | 2006 | WordPressSentryAtlassian Statuspage+40 | Top 1M | — | 1 launch |
| 38 | Kasheesh One-time virtual card allowing to combine funds from multiple cards | $9M | 40 mo ago | 21 | 2019 | WebflowSentryZendesk+15 | Top 1M | — | — |
| 39 | GiveCard Provider of platform for secure and scalable funds disbursement and management | $9M | 6 mo ago | — | 2018 | WebflowTypekitGoogle Font API+14 | Top 5M | — | 1 award |
| 40 | Fijoya Provider of an AI-powered platform for managing employee benefits programs | $8M | 27 mo ago | 1 | 2023 | — | — | — | — |
| 41 | Payy Provider of a stablecoin banking platform and private payment services 60Funding top 33%Talent top 45%Global bottom 48%Tech bottom 47% All 4 signals ▾Fundingtop 33% Talenttop 45% Globalbottom 48% Techbottom 47% Funding: Raised $8.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 2 named leaders on record rank vs industry peers · Fliar Intelligence Index 60/100 | $8M | 2 mo ago | — | 2022 | Framer SitesReactPostHog+10 | Top 5M | — | — |
| 42 | Cardflight Mobile app SDK for in-person credit card payments | $8M | 19 mo ago | 21 | 2011 | WebflowApple iCloud MailGoogle Workspace+16 | Top 500k | 2 patents Automated merchant payment adjustment and chip‑card mobile pre‑certification systems. | 4 job openings |
| 43 | FlexPoint White label payment gateway for businesses | $7M | 13 mo ago | 8 | 2021 | WebflowApple iCloud MailMicrosoft 365+25 | Top 5M | — | 1 job opening |
| 44 | Cadana Provider of infrastructure for global workforce payments, contractor management, and EOR | $7M | 23 mo ago | 21 | 2020 | Node.jsHeadless UIGSAP+19 | Top 5M | — | 1 launch |
| 45 | HealNow Online payments platform for pharmacies | $7M | 32 mo ago | 10 | 2015 | — | — | — | — |
| 46 | Fraud.net Provider of an AI-powered platform for fraud detection and risk management | $7M | 38 mo ago | 34 | 2013 | WebflowSentryAtlassian Statuspage+26 | Top 5M | — | 1 award |
| 47 | Ned Provider of software solutions for banking and lending management | $4M | 20 mo ago | 6 | 2021 | — | — | — | 1 partnership |
| 48 | Billfold POS payment processing solution for entertainment industry | $3M | 22 mo ago | 55 | 2016 | WebflowSentryApple iCloud Mail+20 | Top 50M | — | — |
| 49 | Rove Travel credit card for individuals | $500K | 3 mo ago | — | 2023 | — | — | — | — |
| 50 | Unifold Provider of infrastructure for on-chain deposits and payments across chains | $500K | 5 mo ago | — | 2026 | — | — | — | — |
Top 12 Payments companies in New York City
#1
Ramp 🦄Series E · New York City, New York · founded 2019 · 930 employees$1.4Braised▾
Provider of a platform for spend management, corporate cards, and payables. The platform offers features such as expense management, accounts payable processing, and travel management. It also provides procurement and accounting automation capabilities. The platform aims to streamline financial operations and improve efficiency for finance teams.
- Nov 2025Series E$311.7M
- Jul 2025Series E$514.1M
- Jun 2025Series E$200M
- Apr 2024Series D$156.1M
#2
DailyPay 🦄Series D · New York City, New York · founded 2015 · 845 employees$264Mraised▾
Financial wellness and earned wage access platform that enables employees to access their earned pay on-demand. It integrates directly with employers’ existing payroll, HR, and workforce management systems, allowing workers to view and transfer portions of their accrued earnings in real time. It is positioned as a retention and engagement tool that helps attract and retain talent by offering greater financial flexibility without requiring major changes to payroll operations. It emphasizes seamless integration, enterprise-grade security, and minimal administrative overhead for businesses.
- Feb 2026Conventional Debt$200M
- Jan 2024Conventional Debt$100M
- Jan 2024Series D$75M
- Jan 2023Conventional Debt$260M
#3
Jeeves 🦄Series C · New York City, New York · founded 2019 · 237 employees$380Mraised▾
Digital company offering payment and corporate financial cards. It provides multi-currency payments, money transfers, cash withdrawals, personal credit lines, rental prices, and more. It also provides virtual cards for vendor payments & management with multi benefits including lounge access, vouchers, rewards, and more. It offers an expense management platform that allows users to track costs and spending.
- Dec 2025Venture Debt$100M
- May 2024Venture Debt$75M
- Mar 2022Series C$180M
- Sep 2021Series B$57M
#4
Imprint 🦄Series D · New York City, New York · founded 2020 · 3 employees$203Mraised▾
White label solutions for payment cards. It provides branded rewards cards for customers. Those cards work like debit cards in that a user doesn’t have to undergo a credit check or pay interest and fees. The company’s commerce platform apps and APIs also will eventually give merchants a way to integrate their payment method at checkout.
- Dec 2025Series D$150M
- Apr 2025Conventional Debt$500M
- Oct 2024Series C$75M
- Feb 2024Conventional Debt—
#5
Esusu 🦄Series C · New York City, New York · founded 2018 · 179 employees$145.2Mraised▾
Online platform offering credit-building solutions through rent payment reporting. It captures rental payment data and reports it to credit bureaus to boost credit scores. This helps the tenants to build and establish their credit scores and also helps property owners to attract new tenants. It also reports property management analytics and more.
- Dec 2025Series C$50M
- Jan 2022Series B$130M
- Jul 2021Series A$10.6M
- Aug 2020Seed$2.3M
#6
Series B · New York City, New York · founded 2021 · 111 employees$557.5Mraised▾
SaaS-driven reward-based rental management solution for residential properties. It facilitates rent payment management, downpayment management, reward reeding with fitness centers, provides a catalog of art, decor, and apparel, credit score management with rent payments to credit bureaus, and more.
- Jul 2025Series B$250M
- Aug 2024Series B$150M
- Jan 2024Series B$347.5M
- Oct 2022Series A$150M
#7
Series D · New York City, New York · founded 2006 · 90 employees$9.4Mraised▾
SaaS-based corporate card solutions for businesses. It enables businesses to manage corporate cards for providing employee benefits solutions like spend and expense management, grants, rewards disbursement, and more. It provides solutions for virtual vendor cards, employee incentives, reimbursement, and more. Its app is available for Android and iOS users.
- Feb 2026Series D$9.7M
- May 2024Conventional Debt—
- May 2024Series C$5M
- May 2012Series B$3.2M
#8
Series B · New York City, New York · founded 2017 · 43 employees$55Mraised▾
Provider of virtual credit cards and spend management platform for businesses. It offers a platform that allows businesses to manage payments and expense processes using their existing company credit cards. The platform provides features such as virtual cards, budgets, bill pay, receipt management, reimbursements, reconciliation, and integrations with participating banks. It caters to various industries, including retail, e-commerce, legal services, construction, manufacturing, media, production agencies, life sciences, and medical sectors. The platform offers vendor payments, employee cards, spend tracking, reconciliation, and integrated payments solutions.
- Sep 2025Venture Debt—
- Sep 2025Series B$20M
- Dec 2024Series B$14.5M
- Oct 2021Series B$40M
#9
Seed · New York City, New York · founded 2022$8Mraised▾
Provider of a stablecoin banking platform and private payment services. This platform offers users a wallet for managing stablecoins and facilitates private transactions. The service focuses on enabling users to grow their money within the platform's ecosystem. It provides tools and services for managing and utilizing stablecoins for various financial activities.
- Mar 2026Seed$6M
- Seed$2M
#10
Series A · New York City, New York · founded 2018$8.9Mraised▾
Provider of platform for secure and scalable funds disbursement and management. The platform offers tools for issuing cards, making bank transfers, and managing recipient information. It also facilitates funds withdrawal, bulk imports, and automated workflows. Spend rules and transaction reports are available. The platform integrates with existing software.
- Dec 2025Series A$8.9M
#11
Series A · New York City, New York · founded 2019 · 23 employees$20Mraised▾
Provider of a platform that reports rent payments to credit bureaus. The platform allows renters to build credit by reporting on-time rent payments. It offers rewards and a marketplace for deals and discounts. The platform also provides tools for monitoring credit scores and financial insights.
- May 2025Series A$7.3M
- Feb 2024Conventional Debt$600K
- Nov 2023Series A—
- Aug 2023Series A—
#12
Series A · New York City, New York · founded 2022 · 6 employees$10Mraised▾
Provider of industry-specific small business credit cards. It offers customized credit cards developed in collaboration with various professional and affinity groups. These cards feature industry-tailored rewards programs, focusing on maximizing cash back in areas of high spending for each industry. The company also negotiates group purchasing discounts with vendors. Additional features include unlimited employee cards, expense management tools, and dedicated customer support. Credit lines are tailored to the unique revenue cycles of different industries.
- May 2025Conventional Debt$15M
- Apr 2025Series A$17M
- Jul 2024Seed$11M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Digital Payments is moving in the United States
A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,534 United States-affiliated papers.
- Film Independent35
- Community Partners26
- Tufts University24
- Federal Reserve22
- University of Washington21
- Payment system4→23
- Mobile payment18→28
- Payment service provider5→14
- Financial services1→8
- Financial transaction1→8
- Mobile payment62→120
- Financial inclusion10→54
- Payment service provider4→41
- Financial services10→45
- Database transaction9→34
- Financial inclusion23→46
- Financial services23→38
- Cryptocurrency8→19
- Transparency (behavior)1→11
- Database transaction11→20
Where digital payments is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing digital payments patents in the United States
United States digital payments patent filing is cooling — 1,412 filings from 1,167 assignees (2016–2025), led by Mastercard International, VISA INT Service ASS, Paypal; annual filings 189→106.
- Mastercard International310
- VISA INT Service ASS111
- Paypal81
- VISA USA63
- Intuit45
- EBAY45
- BANK Of America44
- IBM44