Best Internet First Insurance Platforms Companies in New York City, United States
The 96 best Internet First Insurance Platforms companies in New York City, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Oscar.
Ranked: Best Internet First Insurance Platforms companies in New York City
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Oscar 🦄 Provider of health insurance plans offering virtual and in-person medical care | $1.6B | 66 mo ago | 2,400 2,400 → 2,738 (+14%) | 2012 | Joshua Kushner Co-Founder & Director | — | — |
| 2 | Lemonade Provider of various insurance policies including car, pet, home, and life | $644M | 35 mo ago | 1,367 1,367 → 1,432 (+5%) | 2015 | Daniel Schreiber Co-Founder & Co-CEO | — | 1 launch · 3 expansions |
| 3 | Policygenius App-based insurance comparison platform for individuals | $288M | 51 mo ago | 406 | 2014 | Jennifer Fitzgerald Co-Founder & CEO | — | 1 partnership |
| 4 | Rhino SaaS-driven security deposit insurance platform for renters | $177M | 40 mo ago | 230 | 2016 | Benjamin Lantos Co-Founder & CEO | 11 patents Floating dock hardware and re‑tensionable mine support bolt systems | — |
| 5 | Wrapbook 🦄 Provider of production payroll, accounting, and cost-tracking software solutions | $151M | 20 mo ago | 258 258 → 419 (+62%) | 2018 | Cameron Woodward Co-Founder & CMO | — | 1 job opening |
| 6 | Spruce SaaS-driven title insurance and escrow software for real estate professionals | $110M | 60 mo ago | 169 | 2016 | — | 5 patents Patents concentrated in electrical & electronics | — |
| 7 | Chapter 🦄 Digital medicare plan and benefits management tool for employees and individuals 64Funding top 18%Tech top 26%Moat top 26%Market top 42% All 8 signals ▾Fundingtop 18% Techtop 26% Moattop 26% Markettop 42% Growthtop 48% Talentbottom 49% Globalbottom 36% Newsbottom 34% Funding: Raised $109M across 6 rounds · 6 rounds over 13 yrs (0.5/yr) Tech: 48 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 64/100 | $109M | 2 mo ago | 91 | 2013 | Cobi Gantz Co-Founder & CEO | — | — |
| 8 | The Guarantors Rental solutions unlocking opportunities for renters and operators with insurance products | $77M | 37 mo ago | 5 | 2014 | Bob Schmidt Chief Revenue Officer | — | 1 partnership |
| 9 | Ansel Health insurance plans for individuals and employers | $71M | 28 mo ago | — | 2019 | Veer Gidwaney CEO and Founder | — | — |
| 10 | Arbol Provider of parametric insurance products using climate data and smart contracts | $67M | 25 mo ago | 85 | 2018 | Siddhartha Jha Founder & CEO | — | — |
| 11 | Jetty Provider of rental insurance and rental deposit services | $66M | 33 mo ago | 99 | 2015 | Luke Cohler Co-Founder & Director | — | — |
| 12 | Inshur App-based auto insurance platform for individuals 55Tech top 16%Funding top 26%Partners top 32%Product top 34% All 13 signals ▾Techtop 16% Fundingtop 26% Partnerstop 32% Producttop 34% Talenttop 34% Moattop 39% Growthtop 46% Newstop 46% Innovationtop 47% Marketbottom 46% Globalbottom 43% Customersbottom 39% Fin. healthbottom 31% Tech: 48 technologies across 7/8 capability areas · Cloud: Cloudflare, Google Cloud Funding: Raised $54.0M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $54M | 11 mo ago | 136 136 → 174 (+28%) | 2016 | David Daiches COO and Co-Founder | — | 1 internship |
| 13 | Dayforward Online life insurance platform for individuals | $45M | 40 mo ago | 32 | 2020 | Zoe Anna Nolan Chief Operating Officer | — | — |
| 14 | Mulberry Provider of warranty management solutions and insurance for e-commerce businesses | $39M | 47 mo ago | 72 72 → 53 (-26%) | 2018 | Ali Chaudry Co-Founder & CTO | — | 2 partnerships |
| 15 | Slice Provider of on-demand, digital insurance products for small businesses | $36M | 92 mo ago | — | 2015 | Tim Attia Co-Founder & CEO | 129 patents Design and manufacturing of advanced utility cutting tools and retractable blade systems. | 1 launch |
| 16 | Axio Global Provider of cyber risk management, mitigation, and insurance solutions | $30M | 28 mo ago | 200 200 → 107 (-46%) | 2016 | David White Co-Founder & President | — | 1 partnership |
| 17 | Authentic Insurance Internet first provider of liability insurance services | $29M | 24 mo ago | 10 | 2016 | Cole Riccardi Founder & CEO | — | — |
| 18 | Thimble Internet first liability insurer | $29M | 80 mo ago | 40 | 2015 | — | — | — |
| 19 | Coverwallet Online insurance platform for businesses | $28M | 96 mo ago | 190 | 2015 | — | — | — |
| 20 | Elpha Secure Technology Online cyber insurance platform for businesses | $28M | 20 mo ago | 44 | 2018 | Gordon Malin Cofounder & CEO | — | 1 partnership · 2 awards |
| 21 | Jones Provider of AI-powered software for insurance compliance and risk management | $23M | 19 mo ago | 112 | 2017 | Omri Stern Co-Founder & CEO | 349 patents Automated material handling/packaging systems and nitrided valve seat surface engineering. | — |
| 22 | Sigo Seguros Provider of digital platform offering automobile insurance policies and related services 42Tech top 25%Funding top 31%Growth top 45%Product top 47% All 8 signals ▾Techtop 25% Fundingtop 31% Growthtop 45% Producttop 47% Talentbottom 49% Globalbottom 36% Marketbottom 27% Newsbottom 18% Tech: 47 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services Funding: Raised $22.7M across 6 rounds · 6 rounds over 7 yrs (0.9/yr) rank vs industry peers · Fliar Intelligence Index 42/100 | $23M | 22 mo ago | 18 | 2017 | Julio Erdos Co-Founder & COO | — | — |
| 23 | Pawlicy Advisor Online comparison platform for pet insurances | $20M | 48 mo ago | 27 | 2018 | Woody Mawhinney Co-Founder & CEO | — | 1 award |
| 24 | Parametrix Online insurance platform for tech businesses 29News top 37%Funding top 38%Product top 49%Talent bottom 49% All 6 signals ▾Newstop 37% Fundingtop 38% Producttop 49% Talentbottom 49% Globalbottom 45% Marketbottom 38% News: 2 BI events in 12 mo (of 10 tracked, 5 types) · Top themes: Funding Funding: Raised $17.5M across 2 rounds · 2 rounds over 6 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 29/100 | $18M | 6 mo ago | 34 | 2018 | Tamir Carmel Co-Founder & Chairman | — | 1 job opening |
| 25 | Coverdash Provider of online business insurance solutions | $16M | 27 mo ago | 4 | 2022 | David Vainer Co-Founder & COO | — | 4 job openings · 1 internship |
| 26 | Kinetic Provider of tech-driven injury reduction programs | $16M | 67 mo ago | — | 2014 | Haytham Elhawary Co-Founder & Chief Strategy Officer | 16 patents Advanced resin-based, tankless additive manufacturing systems for high‑precision 3D printing | — |
| 27 | Floodbase Provider of parametric flood insurance solutions | $12M | 16 mo ago | 33 | 2015 | Beth Tellman Co-Founder | — | — |
| 28 | Waffle Labs Provider of renter, pet, personal cyber & life insurance services | $11M | 15 mo ago | 11 | 2018 | Quentin Coolen Co-Founder & CEO | — | 1 job opening |
| 29 | billy Online insurance platform for construction insurance | $11M | 27 mo ago | 35 | 2020 | Grant Robbins Co-Founder | 12 patents Card personalization platform with centralized issuer hub and long‑term image storage | 1 launch |
| 30 | Wax Collect Platform for insuring valuables | $10M | 48 mo ago | — | 2018 | Richard Vinhais CEO | — | — |
| 31 | WAX Insurance Online insurance comparison platform for collectors | $10M | 48 mo ago | 20 | 2020 | — | — | — |
| 32 | Hopscotch Provider of tools for pediatric behavioral health providers to run practices | $8M | 45 mo ago | 36 | 2021 | Marla Beyer Co-Founder & CEO | — | — |
| 33 | Vertical Insure Provider of embedded insurance solutions for platforms across various industries | $8M | 12 mo ago | 11 | 2022 | Brock Noland Founder & CEO | — | 1 job opening · 1 partnership |
| 34 | Pillar Life management platform for individuals | $7M | 68 mo ago | 12 | 2018 | — | 14 patents Patents concentrated in computing, sensing & instrumentation | — |
| 35 | Marble Reward-based insurance comparison platform for individuals | $7M | 43 mo ago | 45 | 2020 | — | 12 patents Automated conveyor-based product sorting, classification, and packaging systems | — |
| 36 | WorldCover Online insurance platform for P2P crop insurance and investment | $6M | 87 mo ago | 22 | 2015 | — | — | — |
| 37 | Steady Provider of property management services | $6M | 48 mo ago | 35 | 2017 | John Higgins Co-Founder & CEO | 8 patents Assistive mobility devices: crutches, canes, and related orthopedic support components. | — |
| 38 | Yuzu Health It is a third party administrator that helps companies create their own health plan 22Talent top 28%Funding top 44%Tech bottom 42%Global bottom 39% All 5 signals ▾Talenttop 28% Fundingtop 44% Techbottom 42% Globalbottom 39% Marketbottom 22% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $5.0M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 22/100 | $5M | 2 mo ago | 5 | 2022 | Ryan Lee Co-Founder | — | — |
| 39 | Fortuna Health Provider of assistance with Medicaid enrollment, recertification, and eligibility management | $4M | 11 mo ago | — | 2023 | Benjamin Wesner Co-Founder & CTO | — | 1 launch · 1 partnership |
| 40 | Assurely Innovative embedded insurance solutions for evolving businesses and changing industries | $4M | 67 mo ago | 23 | 2013 | Dave Carpentier Co-Founder And Chief Executive Officer | — | — |
| 41 | Oyster Technologies Online platform offering diversified insurance products | $4M | 42 mo ago | 9 | 2021 | Jon Patel Co-Founder | 5 patents Automating global employment and dynamic knowledge-driven business processes | — |
| 42 | Blueprint Income Online marketplace simplifying annuity comparison and purchase with expert support | $3M | 99 mo ago | 7 | 2014 | Adam Colombo Co-Founder & CTO | — | — |
| 43 | Quilt Intelligent photo journaling platform to capture, organize, and preserve family memories | $3M | 119 mo ago | 11 | 2016 | — | — | — |
| 44 | ClaimSorted Administrator offering insurance claims processing through solutions | $3M | 8 mo ago | — | 2024 | German Mikulski Co-Founder & CTO | — | — |
| 45 | Indemn AI AI-based comparison platform for wedding insurance | $2M | 28 mo ago | 7 | 2021 | Patrick Daly Co-Founder | — | — |
| 46 | GigEasy Insurance provider offering tailored commercial insurance and benefits for the 1099 workforce | $1M | 28 mo ago | — | 2022 | Rilwan Lawal Founder & CEO | — | — |
| 47 | HelloRented Online deposit insurance platform for renters | $1M | 107 mo ago | 5 | 2016 | Jeremy Esekow Founder & CEO | — | — |
| 48 | Jencap Group Online comparison platform for property, healthcare, and auto insurances | $885K | 74 mo ago | 900 | 2016 | — | — | — |
| 49 | AlphaRoot Online platform offering cannabis insurance | $690K | 73 mo ago | 50 | 2015 | Isaac Bock Managing Director | — | — |
| 50 | Optifino Provider of life insurance products. | $650K | 12 mo ago | — | 2022 | Hilliard Milner Co-Founder | — | — |
Top 12 Internet First Insurance Platforms companies in New York City
#1
Chapter 🦄Series E · New York City, New York · founded 2013 · 91 employees$109Mraised▾
Digital medicare plan and benefits management tool for employees and individuals. The company has developed a platform that enables users to compare and calculate different insurance plans. It has features for personalizing plans and financial saving calculators as well.
- Apr 2026Series E$100M
- Apr 2025Series D$75M
- May 2024Series C$50M
- Jan 2022Series B$42M
#2
Series A · New York City, New York · founded 2022 · 5 employees$5Mraised▾
Yuzu Health is a third-party administrator (TPA) that helps companies create their own health plans. They provide customizable healthcare plans for startups and businesses, covering everything they need at a reasonable rate. Yuzu Health aims to help companies be their own insurance company.
- Apr 2026Series A$35M
- Oct 2023Seed$5M
#3
Series C · New York City, New York · founded 2016 · 136 employees$54Mraised▾
App-based auto insurance platform for individuals. It provides an application that allows users to buy, quote and renew the policies. The platform provides commercial auto insurance to TLC drivers, rideshare drivers, and vehicle owners. The application is available on iOS and Android devices.
- Jul 2025Series C$35M
- Oct 2024Series B$19M
- Apr 2023Series B$26M
- Jun 2021Series B—
#4
Series B · New York City, New York · founded 2018 · 34 employees$17.5Mraised▾
Online insurance platform for tech businesses. It provides instant settlement insurance for cloud computing, web hosting, applications, SaaS, PaaS, and IaaS downtimes such as cloud outages, network crashes, and platform failures. It offers coverage amount based on size, industry, and type of business. It also offers automatic claims processing services.
- Dec 2025Series B$27M
- May 2021Series A$17.5M
- Nov 2020Seed—
#5
Wrapbook 🦄Series B · New York City, New York · founded 2018 · 258 employees$150.6Mraised▾
Provider of production payroll, accounting, and cost-tracking software solutions. The platform offers tools for onboarding, accounts payable, data insights, and reporting. It facilitates features such as startwork tracking, invoice processing, and vendor management. The platform also provides integrations, rate finders, government forms, and incentive tools.
- Sep 2024Series B$20M
- Nov 2021Series B$100M
- Mar 2021Series A$27M
- Aug 2020Seed$3.6M
#6
Seed · New York City, New York · founded 2024$3.1Mraised▾
Administrator offering insurance claims processing through solutions. It employs artificial intelligence for insurance claims processing, fraud detection and prevention, account administration, and other functions.
- Oct 2025Seed$13.3M
- Oct 2024Seed$3M
- 2024Seed$500K
#7
Series A · New York City, New York · founded 2022 · 11 employees$7.9Mraised▾
Provider of embedded insurance solutions for platforms across various industries. It facilitates the integration of tailored insurance products into online transactions. The company focuses on offering customized solutions for industries like sports, camps, club memberships, events, travel, property, and collectibles. It enables platforms to provide relevant insurance options to their customers, generating revenue and enhancing customer experience. The company offers active partnership, vertical expertise, platform harmony and hands-off implementation.
- Jun 2025Series A$8.5M
- Feb 2023Seed$2M
- Dec 2022Seed$5.9M
#8
Series B · New York City, New York · founded 2017 · 112 employees$23.3Mraised▾
Provider of AI-powered software for insurance compliance and risk management. The software automates certificate of insurance management, tracking, and renewals. It integrates with existing systems to request certificates of insurance and view compliance. The software helps to reduce insurance risk and improve vendor compliance.
- Nov 2024Series B$15M
- Jul 2022Series A$2.9M
- Jul 2021Series A$12.5M
- Sep 2019Seed$5M
#9
Seed · New York City, New York · founded 2018 · 11 employees$11.4Mraised▾
Provider of renter, pet, personal cyber & life insurance services
- Mar 2025Seed$500K
- May 2022Seed$4M
- Apr 2021Seed$5M
- Apr 2019Seed$955K
#10
Public · New York City, New York · founded 2015 · 1367 employees$643.9Mraised▾
Provider of various insurance policies including car, pet, home, and life. The company offers different types of insurance coverage through its platform. It provides options for renters, homeowners, and pet owners, as well as term life insurance. The platform also offers resources such as a blog, frequently asked questions, and an insurance dictionary.
- Jul 2023Post IPO$150M
- Jan 2022Grant (prize money)$20K
- Jun 2019Series D$175M
- Apr 2019Series D$300M
#11
Series A · New York City, New York · founded 2018 · 44 employees$27.5Mraised▾
Online cyber insurance platform for businesses. It detects and mitigates threats in real-time and prevents claims. It features a platform for threat monitoring, on-demand data backup, and restoration, hackers prevention, etc. It also offers software that monitors security, and threat alerts before monetary assets can be stolen, systems damaged, or employees harmed.
- Oct 2024Conventional Debt$5M
- Jul 2022Series A$20M
- Oct 2021Series A$4M
- Mar 2021Series A$3.5M
#12
Series A · New York City, New York · founded 2023$4Mraised▾
Provider of assistance with Medicaid enrollment, recertification, and eligibility management. The platform provides a platform for Medicaid for individuals to access healthcare coverage.
- Jul 2025Series A$18.3M
- Nov 2023Seed$4M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Internet First Insurance Platforms coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising